Infiniti Q50 insurance costs vary by model year, with newer vehicles costing more to insure. Monthly premiums run from $62 for older Q50s up to $355 for 2024 models.
Infiniti Q50 Insurance Cost
Updated: January 27, 2026
Key Takeaways
GEICO offers the most affordable rates on average for Infiniti Q50 owners, though full coverage costs vary widely by model year and insurer, often ranging from about $180 to $250 per month. Read more.
The Q50 ranks 142nd out of 199 sedans for insurance affordability, placing it in the middle tier among sedans. While it performs better than many luxury sedans, the sedan category itself carries higher insurance costs overall. Read more.
For the most accurate rates, especially with teen drivers on your policy, check costs specific to your Q50's model year since rates differ between years. Read MoneyGeek's analysis of rates by company for specific Q50 model years depending on the age of the drivers.
How Much Is Infiniti Q50 Insurance?
Costs vary by model year and company. Infiniti Q50 minimum coverage goes from $90 monthly with GEICO to $160 with UAIC, while full coverage spans $181 monthly with The Hartford to $387 with AIG.
Rate variations (more than $70 for minimum coverage and $206 for full coverage) highlight why comparing insurers matters for Q50 owners. Each company calculates model-specific risk differently, which impacts your final rate.
| AAA | $125 | $260 |
| AIG | $155 | $387 |
| Allstate | $132 | $254 |
| Amica | $130 | $267 |
| Chubb | $140 | $279 |
| Farmers | $158 | $278 |
| Geico | $90 | $195 |
| Kemper | $116 | $237 |
| Nationwide | $137 | $237 |
| Progressive | $128 | $241 |
| State Farm | $113 | $235 |
| The Hartford | $106 | $181 |
| Travelers | $104 | $193 |
| UAIC | $160 | $201 |
Is Infiniti Q50 Expensive to Insure?
MoneyGeek analyzed 199 sedans, and the Q50 ranks 142nd (141 models cost less to insure). The Q50 sits between the BMW 7-series (slightly cheaper) and Mercedes CLS (slightly pricier) with just a few dollars separating monthly premiums. Middle-tier positioning among sedans.
The Q50 ranks 614th out of 827 total vehicles in MoneyGeek's database, in the top quarter of the most expensive to insure. Sedans carry higher insurance costs than other vehicle types. The Saturn S-Series is the cheapest sedan to insure. The Cadillac CTS-V has the highest premiums in this category.
| Mitsubishi Lancer | $166 | 139 |
| Bentley Arnage | $166 | 139 |
| Subaru WRX | $166 | 140 |
| BMW 7-series | $168 | 141 |
| Infiniti Q50 | $170 | 142 |
| Mercedes CLS | $171 | 143 |
| Mercedes S-Class | $171 | 144 |
| Audi RS 5 | $172 | 145 |
Several factors change your Q50 insurance costs:
- Average Repair or Replacement Costs: The Q50 ranks as Infiniti's 14th cheapest model to maintain out of 23 with repairs averaging $1,194 yearly. Moderate maintenance costs help keep insurance premiums reasonable compared to luxury competitors.
- Vehicle Trim, Features and Accessories: Q50 horsepower ranges from 208 to 400 depending on your trim. Higher-performance variants with more powerful engines cost more to insure because greater performance drives up premiums.
- Driver Profile: Most Q50 drivers are 30 to 50 years old with a median age around 40 and higher incomes often mean better rates. But the vehicle's performance reputation attracts risky driving that concerns insurers. Q50 costs for young drivers.
Infiniti Q50 Insurance Cost by State
Infiniti Q50 car insurance costs anywhere from $44 monthly in Wyoming to $215 in Louisiana for minimum coverage, depending where you live. These dramatic differences come from your state's risk factors and insurance regulations, not the car itself.
| Alabama | $99 | $186 |
| Alaska | $84 | $177 |
| Arizona | $133 | $248 |
| Arkansas | $93 | $209 |
| California | $108 | $218 |
| Colorado | $109 | $262 |
| Connecticut | $151 | $260 |
| Delaware | $155 | $258 |
| Florida | $145 | $340 |
| Georgia | $159 | $266 |
| Hawaii | $60 | $135 |
| Idaho | $63 | $127 |
| Illinois | $105 | $196 |
| Indiana | $72 | $142 |
| Iowa | $66 | $161 |
| Kansas | $84 | $196 |
| Kentucky | $138 | $235 |
| Louisiana | $215 | $463 |
| Maine | $58 | $121 |
| Maryland | $171 | $288 |
| Massachusetts | $114 | $241 |
| Michigan | $180 | $343 |
| Minnesota | $96 | $199 |
| Mississippi | $99 | $198 |
| Missouri | $138 | $276 |
| Montana | $91 | $216 |
| Nebraska | $81 | $186 |
| Nevada | $192 | $350 |
| New Hampshire | $79 | $139 |
| New Jersey | $185 | $307 |
| New Mexico | $92 | $206 |
| New York | $135 | $241 |
| North Carolina | $86 | $170 |
| North Dakota | $69 | $152 |
| Ohio | $86 | $167 |
| Oklahoma | $105 | $235 |
| Oregon | $132 | $230 |
| Pennsylvania | $101 | $238 |
| Rhode Island | $133 | $238 |
| South Carolina | $116 | $216 |
| South Dakota | $65 | $202 |
| Tennessee | $92 | $185 |
| Texas | $141 | $289 |
| Utah | $119 | $202 |
| Vermont | $53 | $126 |
| Virginia | $107 | $173 |
| Washington | $103 | $192 |
| West Virginia | $100 | $204 |
| Wisconsin | $76 | $168 |
| Wyoming | $44 | $141 |
Infiniti Q50 Costs by Model Year and Insurance Company
The model year of your Infiniti Q50 dramatically impacts insurance costs, with newer vehicles commanding higher premiums than older ones. A 2015 Infiniti Q50 costs an average of $244 monthly for full coverage for drivers aged 35 to 55, while a 2024 model jumps to $293 per month. Young drivers in their teens and early 20s pay even higher rates across all model years.
GEICO consistently offers the cheapest rates across all Infiniti Q50 model years. Shopping between insurers could save you hundreds of dollars monthly compared to average rates.
Recent Model Years:
Older models (2016 to 2020):
Cost of Car Insurance for 2024 Infiniti Q50
| Geico | $100 | $220 |
| The Hartford | $119 | $204 |
| State Farm | $120 | $251 |
| National General | $120 | $246 |
| Kemper | $123 | $250 |
| Travelers | $129 | $240 |
| Nationwide | $137 | $238 |
| Progressive | $142 | $268 |
| AAA | $154 | $321 |
| Allstate | $161 | $311 |
| UAIC | $179 | $227 |
| Amica | $183 | $377 |
| Chubb | $191 | $385 |
| AIG | $198 | $503 |
| Farmers | $204 | $359 |
Cost of Car Insurance for 2023 Infiniti Q50
| Geico | $73 | $161 |
| The Hartford | $87 | $149 |
| National General | $88 | $180 |
| State Farm | $88 | $184 |
| Kemper | $90 | $183 |
| Travelers | $95 | $175 |
| Nationwide | $100 | $174 |
| Progressive | $104 | $196 |
| AAA | $113 | $235 |
| Allstate | $118 | $227 |
| UAIC | $131 | $166 |
| Amica | $134 | $276 |
| Chubb | $140 | $282 |
| AIG | $145 | $368 |
| Farmers | $149 | $263 |
Cost of Car Insurance for 2022 Infiniti Q50
| Geico | $67 | $148 |
| The Hartford | $80 | $137 |
| National General | $81 | $166 |
| State Farm | $81 | $169 |
| Kemper | $82 | $168 |
| Travelers | $87 | $161 |
| Nationwide | $92 | $160 |
| Progressive | $96 | $180 |
| AAA | $104 | $216 |
| Allstate | $108 | $209 |
| UAIC | $120 | $152 |
| Amica | $123 | $253 |
| Chubb | $129 | $259 |
| AIG | $133 | $338 |
| Farmers | $137 | $241 |
Cost of Car Insurance for 2021 Infiniti Q50
| Geico | $57 | $125 |
| The Hartford | $68 | $116 |
| State Farm | $68 | $143 |
| National General | $68 | $140 |
| Kemper | $70 | $142 |
| Travelers | $74 | $137 |
| Nationwide | $78 | $136 |
| Progressive | $81 | $153 |
| AAA | $88 | $183 |
| Allstate | $92 | $177 |
| UAIC | $102 | $129 |
| Amica | $104 | $215 |
| Chubb | $109 | $219 |
| AIG | $113 | $286 |
| Farmers | $116 | $205 |
Cost of Car Insurance for 2020 Infiniti Q50
| Geico | $49 | $108 |
| The Hartford | $59 | $100 |
| National General | $59 | $121 |
| State Farm | $59 | $123 |
| Kemper | $60 | $123 |
| Travelers | $64 | $118 |
| Nationwide | $67 | $117 |
| Progressive | $70 | $132 |
| AAA | $76 | $158 |
| Allstate | $79 | $153 |
| UAIC | $88 | $111 |
| Amica | $90 | $185 |
| Chubb | $94 | $189 |
| AIG | $97 | $247 |
| Farmers | $100 | $176 |
Cost of Car Insurance for 2019 Infiniti Q50
| Geico | $72 | $157 |
| National General | $80 | $164 |
| Progressive | $89 | $167 |
| Travelers | $90 | $167 |
| State Farm | $95 | $197 |
| The Hartford | $108 | $185 |
| AAA | $115 | $238 |
| Nationwide | $120 | $208 |
| Amica | $124 | $254 |
| Kemper | $124 | $256 |
| Allstate | $125 | $240 |
| Chubb | $134 | $267 |
| Farmers | $144 | $254 |
| AIG | $146 | $366 |
| UAIC | $155 | $194 |
Cost of Car Insurance for 2018 Infiniti Q50
| National General | $111 | $228 |
| Geico | $136 | $297 |
| Travelers | $151 | $279 |
| The Hartford | $157 | $268 |
| Kemper | $174 | $355 |
| State Farm | $174 | $362 |
| Amica | $175 | $357 |
| AAA | $181 | $375 |
| Allstate | $189 | $367 |
| Chubb | $191 | $378 |
| Progressive | $199 | $375 |
| Nationwide | $215 | $371 |
| AIG | $218 | $543 |
| Farmers | $222 | $392 |
| UAIC | $239 | $298 |
Cost of Car Insurance for 2017 Infiniti Q50
| National General | $93 | $191 |
| Geico | $114 | $249 |
| Travelers | $127 | $233 |
| The Hartford | $132 | $224 |
| Kemper | $145 | $297 |
| State Farm | $146 | $303 |
| Amica | $146 | $299 |
| AAA | $152 | $314 |
| Allstate | $159 | $307 |
| Chubb | $160 | $316 |
| Progressive | $167 | $314 |
| Nationwide | $180 | $311 |
| AIG | $182 | $454 |
| Farmers | $186 | $328 |
| UAIC | $200 | $249 |
Cost of Car Insurance for 2016 Infiniti Q50
| National General | $83 | $170 |
| Geico | $102 | $222 |
| Travelers | $113 | $208 |
| The Hartford | $117 | $200 |
| Kemper | $129 | $265 |
| State Farm | $130 | $270 |
| Amica | $130 | $266 |
| AAA | $135 | $279 |
| Allstate | $141 | $273 |
| Chubb | $142 | $281 |
| Progressive | $148 | $279 |
| Nationwide | $160 | $277 |
| AIG | $162 | $404 |
| Farmers | $165 | $292 |
| UAIC | $178 | $222 |
Infiniti Q50 Insurance Cost by Trim
Infiniti Q50 insurance costs range dramatically from $62 monthly for minimum coverage on basic 3.0t Pure Sedan 4d models to $355 for full coverage on high-performance Hybrid Luxe Sedan 4d variants. Your trim's performance features, rarity and market value determine where you'll fall in this range.
| 3.0t Pure Sedan 4d | $62 | $120 |
| Pure Sedan 4d | $66 | $128 |
| Edition 30 Sedan 4d | $69 | $134 |
| Luxe Sedan 4d | $80 | $156 |
| Signature Edition Sedan 4d | $81 | $157 |
| Sensory Sedan 4d | $89 | $173 |
| 3.7 Sedan 4d | $103 | $201 |
| 3.0t Luxe Sedan 4d | $106 | $207 |
| S Hybrid Sedan 4d | $111 | $215 |
| S 3.7 Sedan 4d | $112 | $218 |
| 3.0t Sport Sedan 4d | $113 | $220 |
| 2.0t Premium Sedan 4d | $115 | $224 |
| 3.7 Premium Sedan 4d | $116 | $225 |
| 2.0t Pure Sedan 4d | $117 | $227 |
| 2.0t Sedan 4d | $117 | $228 |
| 3.0t Signature Edition Sedan 4d | $118 | $229 |
| Red Sport 400 Sedan 4d | $118 | $230 |
| Luxe | $119 | $233 |
| Hybrid Premium Sedan 4d | $124 | $240 |
| 3.0t Premium Sedan 4d | $131 | $254 |
| Sensory | $133 | $260 |
| Sport Sedan 4d | $134 | $260 |
| 2.0t Sport Sedan 4d | $142 | $276 |
| 2.0t Luxe Sedan 4d | $152 | $296 |
| 3.0t Sport Sedan 4d | $153 | $297 |
| Red Sport 400 | $155 | $303 |
| Red Sport 400 Sedan 4d | $161 | $313 |
| Hybrid Luxe Sedan 4d | $183 | $355 |
How to Lower the Cost of Infiniti Q50 Insurance
We've compiled proven strategies to help you find affordable Infiniti Q50 insurance rates:
- 1Choose the Right Coverage
You'll need to figure out how much coverage to buy for your Infiniti Q50. Own your vehicle? Get state minimum liability plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research Costs and Cheap Companies
Learn what you should pay by reviewing average auto insurance costs for luxury sedans. This benchmark assists with finding the cheapest car insurance companies offering competitive rates for your Q50.
- 3Look for More than Just Low Rates
Finding quality car insurance means evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability. Budget insurers might offer limited coverage or slower service.
- 4Explore Discounts You Qualify For
Discover car insurance discounts that apply to your situation. Infiniti Q50 owners often qualify for safety features discounts, good driver rewards, policy bundling savings and anti-theft device discounts based on their vehicle's advanced security systems.
- 5Consider Alternative Car Insurance Types
Infiniti Q50 owners might benefit from usage-based insurance programs such as Progressive Snapshot or Allstate Drivewise. These options track safe driving habits and deliver premium reductions for responsible drivers.
- 6Check Rates Every Year
Obtain car insurance quotes from multiple companies annually. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Infiniti Q50 insurance costs.
Infiniti Q50 Insurance Cost: Bottom Line
Infiniti Q50 insurance runs higher than average, but you'll find decent rates with the right approach. Compare quotes from multiple insurers, claim available discounts and adjust your coverage options to get better pricing.
Infiniti Q50 Insurance Rates: FAQ
What is the average cost of car insurance for an Infiniti Q50?
Insurance for an Infiniti Q50 costs $1,381 annually for minimum coverage and $2,689 yearly for full coverage. Monthly premiums average $115 for state minimum and $224 for comprehensive protection.
What company has the cheapest car insurance for a Infiniti Q50?
GEICO provides the most affordable minimum coverage for an Infiniti Q50 at $1,075 annually. For full coverage seekers, The Hartford delivers the best value at $2,176 per year.
Are Infiniti Q50s expensive to insure?
No, Infiniti Q50 insurance is not more expensive than most vehicles. Among sedans, this model places 142nd out of 199 for affordability, while ranking 614th out of 827 total vehicles we track.
What factors affect insurance costs for Infiniti Q50s?
Your driving record and credit score change Q50 insurance rates, along with the coverage levels you pick. The Q50's luxury status and repair costs for specialized parts also affect what insurers charge.
How can I lower Infiniti Q50 insurance costs?
Compare quotes from multiple insurers since Infiniti Q50 pricing differs between companies, and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle policies with home or renters insurance and maintain a clean driving record to get better rates.
How We Determined Infiniti Q50 Insurance Costs
We analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025 to provide the most accurate Infiniti Q50 insurance costs.
Who We Based These Rates On
These Infiniti Q50 rates reflect what an average driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.