Infiniti Q50 insurance costs average $115 monthly for minimum coverage and $224 per month for full coverage. But, depending on your particular trim and model year, costs can range from $59 to $407 monthly for Infiniti Q50 coverage.
Infiniti Q50 Insurance Cost
Updated: December 29, 2025
Key Takeaways
Monthly Infiniti Q50 insurance costs range from $89 for minimum coverage to $407 for full coverage depending on your chosen trim level.
The Q50 ranks 614th out of 827 vehicles for insurance affordability, placing it in the bottom third of the US market.
The Hartford offers the most affordable full coverage at $181 monthly, while minimum coverage starts at $90 per month.
How Much Is Infiniti Q50 Insurance?
| Infiniti Q50 | $115 | $224 |
Infiniti Q50 Insurance Cost by Model Year
Your Infiniti Q50's model year and available trim options determine your insurance rates, with costs generally rising for newer models due to increased vehicle value. Monthly premiums for different Q50 model years range from $67 to $331, showing variation based on your car's specific year and features.
| 2024 | $136 | $265 |
| 2024 | $136 | $265 |
| 2023 | $99 | $194 |
| 2023 | $99 | $194 |
| 2022 | $91 | $178 |
| 2022 | $91 | $178 |
| 2021 | $77 | $151 |
| 2021 | $77 | $151 |
| 2020 | $67 | $130 |
| 2020 | $67 | $130 |
| 2019 | $100 | $194 |
| 2019 | $100 | $194 |
| 2018 | $170 | $331 |
| 2018 | $170 | $331 |
| 2017 | $143 | $277 |
| 2017 | $143 | $277 |
| 2016 | $127 | $247 |
| 2016 | $127 | $247 |
| 2015 | $119 | $232 |
| 2015 | $119 | $232 |
| 2014 | $99 | $193 |
| 2014 | $99 | $193 |
Infiniti Q50 Insurance Cost by Trim
Your Infiniti Q50's trim level affects insurance costs. Features, performance capabilities and market value of different trims create wide rate variations. Monthly premiums range from $62 for basic trims to $355 for high-performance or luxury variants, showing how trim selection impacts your insurance budget.
| 3.0t Pure Sedan 4d | $62 | $120 |
| Pure Sedan 4d | $66 | $128 |
| Edition 30 Sedan 4d | $69 | $134 |
| Luxe Sedan 4d | $80 | $156 |
| Signature Edition Sedan 4d | $81 | $157 |
| Sensory Sedan 4d | $89 | $173 |
| 3.7 Sedan 4d | $103 | $201 |
| 3.0t Luxe Sedan 4d | $106 | $207 |
| S Hybrid Sedan 4d | $111 | $215 |
| S 3.7 Sedan 4d | $112 | $218 |
| 3.0t Sport Sedan 4d | $113 | $220 |
| 2.0t Premium Sedan 4d | $115 | $224 |
| 3.7 Premium Sedan 4d | $116 | $225 |
| 2.0t Pure Sedan 4d | $117 | $227 |
| 2.0t Sedan 4d | $117 | $228 |
| 3.0t Signature Edition Sedan 4d | $118 | $229 |
| Red Sport 400 Sedan 4d | $118 | $230 |
| Luxe | $119 | $233 |
| Hybrid Premium Sedan 4d | $124 | $240 |
| 3.0t Premium Sedan 4d | $131 | $254 |
| Sensory | $133 | $260 |
| Sport Sedan 4d | $134 | $260 |
| 2.0t Sport Sedan 4d | $142 | $276 |
| 2.0t Luxe Sedan 4d | $152 | $296 |
| 3.0t Sport Sedan 4d | $153 | $297 |
| Red Sport 400 | $155 | $303 |
| Red Sport 400 Sedan 4d | $161 | $313 |
| Hybrid Luxe Sedan 4d | $183 | $355 |
Infiniti Q50 Insurance Cost by Company
Infiniti Q50 insurance costs vary by provider from $142 to $271 monthly. Minimum coverage ranges from $90 with GEICO to $160 with UAIC, while full coverage costs $181 to $387 monthly. Rates vary due to different risk assessment models.
| GEICO | $90 | $195 |
| Travelers | $104 | $193 |
| The Hartford | $106 | $181 |
| State Farm | $113 | $235 |
| Kemper | $116 | $237 |
| AAA | $125 | $260 |
| Progressive | $128 | $241 |
| Amica | $130 | $267 |
| Allstate | $132 | $254 |
| Nationwide | $137 | $237 |
| Chubb | $140 | $279 |
| AIG | $155 | $387 |
| Farmers | $158 | $278 |
| UAIC | $160 | $201 |
Infiniti Q50 Insurance Cost by State
Infiniti Q50 insurance costs vary dramatically by location, ranging from $44 monthly in Wyoming to $463 monthly in Louisiana. .
| Alabama | $95 | $180 |
| Alaska | $78 | $164 |
| Arizona | $128 | $238 |
| Arkansas | $92 | $204 |
| California | $104 | $209 |
| Colorado | $100 | $240 |
| Connecticut | $140 | $240 |
| Delaware | $132 | $222 |
| Florida | $120 | $282 |
| Georgia | $139 | $234 |
| Hawaii | $54 | $123 |
| Idaho | $57 | $116 |
| Illinois | $101 | $190 |
| Indiana | $68 | $133 |
| Iowa | $65 | $156 |
| Kansas | $78 | $182 |
| Kentucky | $122 | $209 |
| Louisiana | $205 | $428 |
| Maine | $57 | $119 |
| Maryland | $158 | $267 |
| Massachusetts | $108 | $230 |
| Michigan | $171 | $328 |
| Minnesota | $90 | $188 |
| Mississippi | $109 | $212 |
| Missouri | $139 | $273 |
| Montana | $87 | $208 |
| Nebraska | $76 | $175 |
| Nevada | $165 | $301 |
| New Hampshire | $78 | $139 |
| New Jersey | $168 | $279 |
| New Mexico | $88 | $197 |
| New York | $120 | $215 |
| North Carolina | $80 | $157 |
| North Dakota | $68 | $150 |
| Ohio | $80 | $156 |
| Oklahoma | $98 | $219 |
| Oregon | $111 | $193 |
| Pennsylvania | $102 | $237 |
| Rhode Island | $132 | $236 |
| South Carolina | $102 | $191 |
| South Dakota | $61 | $188 |
| Tennessee | $84 | $170 |
| Texas | $125 | $255 |
| Utah | $104 | $178 |
| Vermont | $55 | $129 |
| Virginia | $104 | $166 |
| Washington | $92 | $172 |
| West Virginia | $98 | $197 |
| Wisconsin | $72 | $159 |
| Wyoming | $42 | $132 |
Infiniti Q50 Insurance Cost by Driver Profile
Your age and driving history impact Infiniti Q50 insurance costs. Monthly premiums can reach $431 if you're under 25 with a clean record, but adult drivers between 26-64 without violations pay as little as $170 monthly for coverage.
| Adult Drivers | $115 | $224 |
| Young Drivers | $294 | $568 |
| Senior Drivers | $153 | $283 |
| Drivers With a Speeding Ticket | $144 | $282 |
| Drivers With an Accident | $170 | $329 |
| Drivers With a DUI | $211 | $406 |
| Drivers With Bad Credit | $278 | $560 |
Is a Infiniti Q50 Expensive to Insure?
You might be concerned about Infiniti insurance costs given the vehicle's luxury status. Compared to the rest of the models on the U.S. market, a Infiniti Q50 ranks 614th out of 827, making it one of the more expensive cars to insure. Among compact luxury sedans, the model ranks 14th out of 22.
| Jaguar X-Type | $60 | $117 |
| Volvo S40 | $64 | $123 |
| Acura TSX | $76 | $146 |
| Audi A4 | $88 | $171 |
| Audi A3 | $89 | $173 |
| Buick Verano | $93 | $179 |
| Acura ILX | $97 | $188 |
| Audi S4 | $100 | $195 |
| Bmw 4-series | $105 | $204 |
| Cadillac ATS | $105 | $203 |
| Lexus IS | $107 | $208 |
| Genesis G70 | $111 | $217 |
| Audi S5 | $112 | $219 |
| Infiniti Q50 | $115 | $224 |
| Audi RS 5 | $116 | $228 |
| Jaguar XE | $118 | $229 |
| Cadillac CT4 | $122 | $238 |
| Audi RS 3 | $126 | $246 |
| Audi RS 4 | $126 | $245 |
| Bmw M3 | $132 | $257 |
| Cadillac ATS-V | $150 | $291 |
| Cadillac CT4-V | $192 | $374 |
Factors That Affect Infiniti Car Insurance Costs
Several key factors affect what you'll pay for Infiniti Q50 insurance:
- Age (47 to 54 median): Middle-aged drivers receive lower rates than younger buyers.
- Gender (66% male): Male ownership correlates with higher performance vehicle preferences.
- Income ($89,000+ median): Higher credit scores reduce premiums, though luxury vehicle ownership enables higher coverage selections.
Average Repair or Replacement Costs
Infiniti ranks 25th in repair affordability among 59 U.S. automakers with median annual costs of $1,156. Infiniti Q50 repair costs average $1,194 annually, making it one of Infiniti's most expensive models to repair.
Vehicle Trim, Features and Accessories
The Q50's twin-turbocharged engines (300-400 horsepower) and advanced features like Dynamic Digital Suspension increase insurance costs.
Higher trim levels like the RED SPORT 400 with performance brakes, semi-aniline leather and 19-inch wheels cost more to replace and repair, driving up comprehensive and collision premiums.
Fuel Type
All Infiniti Q50 models require premium unleaded gasoline (91+ octane) for optimal performance and engine protection. Using lower octane fuel can cause engine knocking and potential damage.
The premium fuel requirement signals to insurers that this is a high-performance luxury vehicle, affecting risk calculations and premium pricing.
Location
Q50 owners are concentrated in urban and affluent areas where luxury vehicles are more common. These areas have higher theft rates, repair costs and claim frequencies. Specialized Infiniti service centers may be limited in certain regions.
Driver Profile
Most Q50 drivers are middle-aged (47 to 54 median) males with higher incomes of $89,000+ median. This demographic receives lower rates due to higher credit scores and financial stability.
Driver demographics affect Q50 rates:
How to Lower the Cost of Infiniti Q50 Insurance
Below we explore the top car insurance discounts available for your Infiniti Q50:
- 1Choose the right coverage
How much coverage you need for your Infiniti depends on what the car is worth, how often you drive and what your budget can handle. You can keep costs low with state minimum liability and a $1,000 deductible or move to 100/300/100 with a $500 deductible, and lenders may require gap insurance if the vehicle is financed or leased.
- 2Research costs and cheap companies
Researching average auto insurance costs for your car will let you know how much you're saving currently and with another provider. Then it can be easier to look for the cheapest car insurance companies.
- 3Look for more than just low rates
To get the most balanced car insurance for your Infiniti Q50, check forum reviews, J.D. Power customer satisfaction scores, Better Business Bureau complaint records and AM Best financial strength ratings while comparing coverage limits and deductibles. Some low-cost insurers have slower claim processing times or limited coverage options that can leave you underinsured in an accident.
- 4Explore discounts you qualify for
Infiniti Q50 owners can reduce their insurance costs by using discounts tied to multi-vehicle households, bundled policies, clean driving records, advanced safety tech and qualifying professional occupations. Since most Q50 drivers are established professionals with strong safety features and multiple cars at home, these savings tend to stack easily and bring premiums down.
- 5Consider alternative car insurance types
Infiniti Q50owners should consider usage-based insurance or programs like The Hartford TrueLane that reward safe driving habits with lower premiums.
- 6Check rates every year
Comparing car insurance quotes from multiple sources can cut your Infiniti Q50 insurance by up to 24%. Your best deal today might not exist next year, so make comparing rates an annual habit.
Infiniti Q50 Insurance Cost: Bottom Line
Insuring a Infiniti Q50 costs more than average, but you can still find decent rates. Shop multiple companies, look into discounts and consider different coverage options to get the best insurance rate for your car.
Infiniti Q50 Insurance Rates: FAQ
Here are answers to common questions about insuring an Infiniti Q50.
What is the average cost of car insurance for a Infiniti Q50?
The Infiniti Q50's average annual insurance cost is $1,381 for minimum coverage and $2,689 for full coverage.
What company has the cheapest car insurance for a Infiniti Q50?
For Q50 coverage, The Hartford offers the most affordable full coverage car insurance with monthly premiums averaging $181. GEICO provides the cheapest minimum coverage for Q50 drivers at $90 per month.
Are Infiniti Q50s expensive to insure?
Yes, Infiniti Q50 insurance costs more than most cars. Compared to the rest of the models on the U.S. market, a Infiniti Q50 ranks 614th out of 827. Among compact luxury sedans, the model ranks 14th out of 22.
What factors affect insurance costs for Infiniti Q50s?
Several things drive up your Infiniti Q50 rates. Repairs cost more because of specialized parts and the aluminum body. Your driving record and credit score, plus the coverage you pick, play a big role. Where you live affects rates, too. Areas with more theft or fewer Infiniti-certified repair shops cost more.
How can I lower Infiniti Q50 insurance costs?
Shop around with multiple insurers as rates vary for Infinitis, and consider usage-based insurance programs that track your driving habits. Take advantage of Infiniti's safety features when discussing discounts, bundle with other policies and maintain a clean driving record to qualify for the lowest premiums.
How We Determined Infiniti Q50 Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold in the U.S. from 2000 to 2025 to get you the most accurate Infiniti Q50 insurance costs.
Who We Based These Rates On
These Infiniti Q50 prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions:
- Minimum Coverage: State-required liability limits
- Full Coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.