Chevrolet Equinox insurance costs vary by model year, with 2026 models averaging $219 monthly compared to $55 for older versions. Newer Equinoxs cost more because they're worth more money.
Chevrolet Equinox Insurance Cost
Updated: January 21, 2026
Key Takeaways
GEICO offers the cheapest insurance rates for Chevrolet Equinox owners, though full coverage averages $180 monthly and varies significantly based on your model year and chosen insurer. Read more
The Equinox ranks 46th out of 256 SUVs for insurance affordability, placing it in the middle tier among SUVs. However, SUVs typically cost more to insure due to higher repair costs and theft risk. Read more
For the most accurate rates, check costs specific to your Equinox's model year, especially if you're insuring a teen driver who'll impact your premiums. Read MoneyGeek's analysis of rates by company for specific Equinox model years, depending on the age of the drivers
How Much Is Chevrolet Equinox Insurance?
Looking for another Chevrolet model? Read more about Chevrolet insurance costs.
Insurance rates depend on model year and insurer. Full coverage for a Chevrolet Equinox spans $122 monthly with GEICO to $277 with AIG, while minimum coverage goes from $57 with GEICO to $140 with UAIC.
Rate variations exceeding $83 for minimum coverage and $155 for full coverage demonstrate why Equinox owners need to shop around. Companies calculate risk differently for each model, which impacts your final quote.
| AAA | $87 | $180 |
| AIG | $113 | $277 |
| Allstate | $102 | $196 |
| Amica | $100 | $205 |
| Chubb | $109 | $214 |
| Farmers | $113 | $197 |
| Geico | $57 | $122 |
| Kemper | $76 | $152 |
| Nationwide | $86 | $148 |
| Progressive | $82 | $152 |
| State Farm | $71 | $147 |
| The Hartford | $89 | $152 |
| Travelers | $70 | $128 |
| UAIC | $140 | $175 |
Is Chevrolet Equinox Expensive to Insure?
SUVs are typically expensive to insure, but MoneyGeek's analysis of 256 SUVs shows the Chevrolet Equinox ranks 46th for affordability. That means 45 SUVs cost less to insure, positioning it just a few dollars per month pricier than a Land Rover LR2 and slightly cheaper than a Honda Pilot. This middle-tier ranking among SUVs tells only part of the affordability story.
The Equinox's 182nd place out of 827 total vehicles actually puts it in the top half for affordability across all car types. While the Isuzu Amigo claims the cheapest SUV spot and the Audi SQ8 e-tron commands the highest premiums, the Equinox offers reasonable insurance costs for its vehicle class.
| Jeep Compass | $115 | 43 |
| Ford Edge | $115 | 44 |
| Land Rover LR2 | $115 | 45 |
| Chevrolet Equinox | $115 | 46 |
| Honda Pilot | $116 | 47 |
| Ford Flex | $117 | 48 |
| Honda Passport | $118 | 49 |
Several factors affect what you'll pay for Chevrolet Equinox insurance:
- Average Repair or Replacement Costs: The Equinox ranks as Chevrolet's 23rd most affordable model to maintain out of 38, with repair costs averaging $787 annually. This relatively low maintenance expense helps keep insurance premiums reasonable.
- Vehicle Trim, Features and Accessories: Horsepower ranges from 170 to 252, depending on your engine choice, and higher performance typically leads to increased insurance premiums. More powerful trim levels cost more to insure due to their enhanced capabilities.
- Driver Profile:Â Most Equinox drivers are 30 to 50 years old, with a median age of around 40, which generally means lower rates due to responsible driving habits. The vehicle's performance reputation attracts risk-taking behaviors that concern insurers. Read more about the costs of a Chevrolet Equinox for young drivers.
Chevrolet Equinox Insurance Cost by State
Chevrolet Equinox insurance costs range from just $29 monthly in Wyoming to $158 in Louisiana for minimum coverage, depending on where you're located. Your state's risk characteristics and insurance regulations drive these differences rather than anything about the Equinox itself.
| Alabama | $65 | $123 |
| Alaska | $57 | $121 |
| Arizona | $93 | $173 |
| Arkansas | $63 | $140 |
| California | $74 | $149 |
| Colorado | $74 | $177 |
| Connecticut | $109 | $188 |
| Delaware | $112 | $187 |
| Florida | $103 | $237 |
| Georgia | $123 | $201 |
| Hawaii | $41 | $93 |
| Idaho | $42 | $85 |
| Illinois | $71 | $133 |
| Indiana | $50 | $97 |
| Iowa | $42 | $101 |
| Kansas | $54 | $126 |
| Kentucky | $97 | $165 |
| Louisiana | $158 | $340 |
| Maine | $40 | $82 |
| Maryland | $125 | $211 |
| Massachusetts | $80 | $170 |
| Michigan | $116 | $223 |
| Minnesota | $63 | $131 |
| Mississippi | $67 | $133 |
| Missouri | $89 | $176 |
| Montana | $52 | $123 |
| Nebraska | $55 | $126 |
| Nevada | $138 | $251 |
| New Hampshire | $54 | $95 |
| New Jersey | $130 | $214 |
| New Mexico | $63 | $142 |
| New York | $96 | $173 |
| North Carolina | $64 | $126 |
| North Dakota | $44 | $96 |
| Ohio | $59 | $114 |
| Oklahoma | $72 | $159 |
| Oregon | $96 | $167 |
| Pennsylvania | $66 | $155 |
| Rhode Island | $99 | $176 |
| South Carolina | $79 | $147 |
| South Dakota | $39 | $120 |
| Tennessee | $60 | $120 |
| Texas | $99 | $202 |
| Utah | $84 | $142 |
| Vermont | $34 | $81 |
| Virginia | $74 | $121 |
| Washington | $71 | $133 |
| West Virginia | $67 | $136 |
| Wisconsin | $49 | $108 |
| Wyoming | $29 | $89 |
Chevrolet Equinox Costs by Model Year and Insurance Company
A 2026 Chevrolet Equinox costs an average of $226 per month for full coverage insurance for drivers aged 35 to 55, while a 2017 model costs just $186 monthly. Newer car models tend to be much more expensive to insure than older models, and insurance costs may change greatly depending on your model year and driver age. Young drivers in their teens and early twenties will pay much more to insure their Equinox regardless of the year.
GEICO offers the lowest rates across all Equinox model years and could save certain drivers hundreds of dollars per month versus average costs. Â
Older models (2017 to 2020):
Cost of Car Insurance for 2025 Chevrolet Equinox
| Geico | $74 | $160 |
| Travelers | $83 | $152 |
| National General | $85 | $174 |
| Progressive | $87 | $162 |
| Nationwide | $87 | $151 |
| State Farm | $90 | $189 |
| Kemper | $95 | $192 |
| AAA | $115 | $238 |
| Allstate | $120 | $231 |
| The Hartford | $120 | $205 |
| Amica | $128 | $263 |
| AIG | $154 | $391 |
| Farmers | $155 | $274 |
| Chubb | $159 | $315 |
| UAIC | $162 | $204 |
Cost of Car Insurance for 2024 Chevrolet Equinox
| Geico | $66 | $144 |
| Travelers | $75 | $137 |
| National General | $77 | $157 |
| Nationwide | $78 | $136 |
| Progressive | $78 | $146 |
| State Farm | $82 | $170 |
| Kemper | $86 | $173 |
| AAA | $103 | $214 |
| Allstate | $108 | $208 |
| The Hartford | $108 | $185 |
| Amica | $115 | $237 |
| AIG | $138 | $352 |
| Farmers | $140 | $247 |
| Chubb | $143 | $284 |
| UAIC | $146 | $184 |
Cost of Car Insurance for 2023 Chevrolet Equinox
| Geico | $52 | $113 |
| Travelers | $59 | $108 |
| National General | $60 | $123 |
| Nationwide | $62 | $107 |
| Progressive | $62 | $115 |
| State Farm | $64 | $133 |
| Kemper | $67 | $136 |
| AAA | $81 | $168 |
| Allstate | $85 | $164 |
| The Hartford | $85 | $145 |
| Amica | $91 | $186 |
| AIG | $109 | $276 |
| Farmers | $110 | $194 |
| Chubb | $112 | $223 |
| UAIC | $115 | $145 |
Cost of Car Insurance for 2022 Chevrolet Equinox
| Geico | $49 | $107 |
| Travelers | $56 | $102 |
| National General | $57 | $117 |
| Progressive | $58 | $109 |
| Nationwide | $58 | $101 |
| State Farm | $61 | $127 |
| Kemper | $64 | $129 |
| AAA | $77 | $160 |
| Allstate | $81 | $155 |
| The Hartford | $81 | $138 |
| Amica | $86 | $176 |
| AIG | $103 | $262 |
| Farmers | $104 | $184 |
| Chubb | $107 | $212 |
| UAIC | $109 | $137 |
Cost of Car Insurance for 2021 Chevrolet Equinox
| Geico | $42 | $91 |
| Travelers | $47 | $87 |
| National General | $49 | $99 |
| Progressive | $50 | $93 |
| Nationwide | $50 | $86 |
| State Farm | $52 | $108 |
| Kemper | $54 | $110 |
| AAA | $65 | $136 |
| Allstate | $68 | $132 |
| The Hartford | $69 | $117 |
| Amica | $73 | $150 |
| AIG | $88 | $223 |
| Farmers | $89 | $156 |
| Chubb | $91 | $180 |
| UAIC | $92 | $117 |
Cost of Car Insurance for 2020 Chevrolet Equinox
| Geico | $55 | $119 |
| National General | $62 | $128 |
| Travelers | $64 | $117 |
| Kemper | $77 | $157 |
| State Farm | $78 | $163 |
| Nationwide | $83 | $143 |
| Progressive | $83 | $155 |
| The Hartford | $86 | $147 |
| AAA | $89 | $184 |
| Chubb | $96 | $190 |
| Amica | $97 | $199 |
| AIG | $105 | $254 |
| Allstate | $106 | $204 |
| Farmers | $114 | $200 |
| UAIC | $131 | $163 |
Cost of Car Insurance for 2019 Chevrolet Equinox
| Geico | $57 | $122 |
| Travelers | $65 | $120 |
| National General | $65 | $134 |
| Kemper | $67 | $136 |
| State Farm | $72 | $150 |
| AAA | $86 | $176 |
| Progressive | $86 | $160 |
| The Hartford | $88 | $149 |
| Nationwide | $89 | $153 |
| AIG | $103 | $246 |
| Allstate | $103 | $200 |
| Chubb | $104 | $203 |
| Farmers | $104 | $181 |
| Amica | $104 | $212 |
| UAIC | $134 | $165 |
Cost of Car Insurance for 2018 Chevrolet Equinox
| Geico | $53 | $114 |
| National General | $60 | $123 |
| Kemper | $61 | $124 |
| Travelers | $62 | $113 |
| State Farm | $66 | $137 |
| AAA | $78 | $161 |
| The Hartford | $83 | $142 |
| Progressive | $84 | $155 |
| Nationwide | $85 | $147 |
| Chubb | $90 | $175 |
| AIG | $94 | $219 |
| Farmers | $95 | $164 |
| Amica | $97 | $198 |
| Allstate | $102 | $197 |
| UAIC | $137 | $170 |
Cost of Car Insurance for 2017 Chevrolet Equinox
| Geico | $57 | $123 |
| National General | $62 | $128 |
| Travelers | $76 | $140 |
| State Farm | $84 | $174 |
| Progressive | $92 | $171 |
| The Hartford | $92 | $158 |
| Kemper | $93 | $187 |
| AAA | $93 | $193 |
| Amica | $98 | $200 |
| Nationwide | $103 | $177 |
| Allstate | $105 | $202 |
| Chubb | $118 | $233 |
| Farmers | $122 | $216 |
| AIG | $122 | $307 |
| UAIC | $142 | $178 |
Cost of Car Insurance for 2016 Chevrolet Equinox
| Geico | $55 | $120 |
| National General | $65 | $133 |
| Travelers | $79 | $145 |
| Progressive | $84 | $158 |
| State Farm | $88 | $182 |
| Kemper | $93 | $185 |
| AAA | $94 | $194 |
| The Hartford | $95 | $162 |
| Allstate | $99 | $191 |
| Amica | $102 | $208 |
| Nationwide | $111 | $191 |
| Farmers | $125 | $222 |
| AIG | $129 | $329 |
| Chubb | $131 | $259 |
| UAIC | $139 | $175 |
Chevrolet Equinox Insurance Cost by Trim
Insurance costs for your Chevrolet Equinox range from $71 monthly for minimum coverage on basic Rs Sport Utility 4d models to $219 for full coverage on Sport Utility 4d variants. Performance features, market value, and rarity determine where each trim falls in this range.
| Rs Sport Utility 4d | $71 | $138 |
| L Sport Utility 4d | $71 | $137 |
| Ls Sport Utility 4d | $72 | $138 |
| Lt Sport Utility 4d | $75 | $145 |
| Premier Sport Utility 4d | $78 | $151 |
| Ls | $78 | $152 |
| Ltz Sport Utility 4d | $86 | $164 |
| Lt | $88 | $172 |
| Premier | $93 | $181 |
| Rs | $98 | $191 |
| Activ | $102 | $199 |
| Sport Utility 4d | $114 | $219 |
How to Lower the Cost of Chevrolet Equinox Insurance
We've compiled proven strategies to help you find better rates on Chevrolet Equinox insurance:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Chevrolet Equinox. Own your vehicle? Get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by researching average auto insurance costs for SUVs like your Equinox. This benchmark assists with finding the cheapest car insurance companies offering competitive rates in your area.
- 3Look for more than just low rates
Finding quality car insurance means evaluating insurers beyond their quotes alone. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and verify AM Best financial stability. Budget insurers might offer limited coverage or slower service when you need them most.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Chevrolet Equinox owners often qualify for safety features discounts, multi-vehicle savings, bundling discounts and good driver rewards. These discounts can reduce your annual premium costs.
- 5Consider alternative car insurance types
Chevrolet Equinox owners might benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These options track safe driving habits and deliver premium reductions based on your actual driving behavior rather than general statistics.
- 6Check rates every year
Obtain car insurance quotes from several companies annually. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Chevrolet Equinox insurance. Set a calendar reminder to shop around each renewal period.
Chevrolet Equinox Insurance Cost: Bottom Line
Chevrolet Equinox insurance costs less than average, making it an affordable choice for coverage. You'll secure better rates by shopping multiple insurers, claiming available discounts and selecting appropriate coverage levels.
Chevrolet Equinox Insurance Rates: FAQ
What is the average cost of car insurance for a Chevrolet Equinox?
Chevrolet Equinox insurance costs $946 annually for state minimum coverage and $1,826 yearly for full coverage. Monthly premiums average $79 for minimum and $152 for comprehensive protection.
What company has the cheapest car insurance for a Chevrolet Equinox?
GEICO provides the most affordable auto insurance for a Chevrolet Equinox at $678 annually for minimum coverage. Drivers seeking full coverage also find the best rates with GEICO at $1,464 per year.
Are Chevrolet Equinoxes expensive to insure?
No, Chevrolet Equinox insurance is not expensive compared to most vehicles. Among SUVs specifically, this model places 46th out of 256 for affordability, while ranking 182nd out of 827 total vehicles we track.
What factors affect insurance costs for Chevrolet Equinoxes?
Multiple factors affect your Chevrolet Equinox insurance rates. The model has moderate theft rates and average repair costs for mid-size SUVs, while strong safety features help reduce premiums. Your driving record, credit score and coverage selections impact your final cost.
How can I lower Chevrolet Equinox insurance costs?
Compare quotes from several insurers since Chevrolet Equinox pricing differs between companies, and explore usage-based programs that monitor safe driving. Claim available discounts, bundle policies and keep your driving record clean to secure better rates.
How We Determined Chevrolet Equinox Insurance Costs
We analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025 to provide the most accurate Chevrolet Equinox insurance costs.
Who We Based These Rates On
These Chevrolet Equinox rates reflect what an average driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.