Insurance premiums for an Audi TT average $173 monthly for full coverage and $89 for minimum coverage. Depending on your trim and model year, you'll pay between $52 and $296 monthly.
Audi TT Insurance Cost
Updated: January 29, 2026
Key Takeaways
The Hartford offers the most affordable Audi TT insurance rates on average, though full coverage costs vary widely by model year and insurer, averaging $173 monthly. Read more
Among coupes, the TT ranks 27th out of 47 for insurance affordability, placing it in the middle tier for its vehicle type. Coupes have higher premiums than most car types due to performance and repair costs. Read more
Teen drivers on your policy make model year specificity crucial for accurate TT insurance quotes, as rates can differ between years and companies. Read MoneyGeek's analysis of rates by company for specific TT model years, depending on the age of the drivers
How Much Is Audi TT Insurance?
Looking for another Audi model? Read more about the cost of Audi car insurance models.
Costs vary by model year and company. Audi TT minimum coverage spans $65 monthly with GEICO to $132 with Allstate, while full coverage goes from $130 monthly with Travelers to higher rates with AIG.
Rate variations (more than $67 for minimum coverage and $164 for full coverage) demonstrate why TT owners need to shop around. Each company calculates model-specific risk differently, which impacts your final rate.
| AAA | $103 | $214 |
| AIG | $121 | $294 |
| Allstate | $132 | $255 |
| Amica | $116 | $237 |
| Chubb | $111 | $221 |
| Farmers | $130 | $227 |
| Geico | $65 | $141 |
| Kemper | $80 | $165 |
| Nationwide | $85 | $148 |
| Progressive | $82 | $153 |
| State Farm | $76 | $159 |
| The Hartford | $83 | $142 |
| Travelers | $70 | $130 |
| UAIC | $132 | $163 |
Is Audi TT Expensive to Insure?
MoneyGeek's analysis of 47 coupes shows the Audi TT ranking 27th for insurance affordability, meaning 26 models cost less to insure. It's positioned just a few dollars per month pricier than a Pontiac GTO and slightly cheaper than a Mercedes C-Class. This middle-tier placement among coupes provides useful context for potential buyers.
While it's middle-of-the-pack among coupes, the TT actually ranks 313th out of 827 total vehicles, putting it in the top half for overall affordability. Coupes tend to be expensive to insure though, with the Saturn S-Series offering the cheapest rates and the Mercedes S-Class commanding the highest premiums.
| Infiniti G-Series | $129 | 24 |
| Mercedes CLK-Class | $130 | 25 |
| Pontiac GTO | $133 | 26 |
| Audi TT | $134 | 27 |
| Mercedes C-Class | $134 | 28 |
| BMW 1-series | $140 | 29 |
| Ford Focus | $142 | 30 |
Several factors affect what you'll pay for Audi TT insurance:
- Average Repair or Replacement Costs: The Audi TT ranks as Audi's fourth most affordable model to maintain out of 33, with repair costs averaging $1,273 annually. This relatively low maintenance expense helps keep insurance premiums more reasonable.
- Vehicle Trim, Features and Accessories: Performance capabilities vary across trims, with horsepower ranging from 228 to 394. Higher-performance variants with extreme horsepower output cost more to insure due to increased repair costs and risk factors.
- Driver Profile:Â Most Audi TT drivers fall between the ages of 30 and 45, and higher income levels may help reduce insurance rates. The TT's performance reputation attracts risk-taking behaviors that concern insurers. Read more about the costs of Audi TTs for young drivers.
Audi TT Insurance Cost by State
Car insurance for an Audi TT costs anywhere from $39 monthly in Wyoming to $185 in Louisiana for minimum coverage, depending on where you're located. Your state's risk factors and insurance regulations create these differences, not the vehicle model itself.
| Alabama | $75 | $143 |
| Alaska | $67 | $143 |
| Arizona | $101 | $190 |
| Arkansas | $70 | $154 |
| California | $84 | $171 |
| Colorado | $83 | $198 |
| Connecticut | $120 | $206 |
| Delaware | $120 | $202 |
| Florida | $101 | $232 |
| Georgia | $123 | $204 |
| Hawaii | $49 | $111 |
| Idaho | $48 | $98 |
| Illinois | $82 | $155 |
| Indiana | $57 | $112 |
| Iowa | $51 | $124 |
| Kansas | $65 | $150 |
| Kentucky | $108 | $184 |
| Louisiana | $185 | $390 |
| Maine | $48 | $99 |
| Maryland | $128 | $217 |
| Massachusetts | $93 | $198 |
| Michigan | $137 | $270 |
| Minnesota | $76 | $160 |
| Mississippi | $78 | $155 |
| Missouri | $105 | $209 |
| Montana | $66 | $158 |
| Nebraska | $68 | $154 |
| Nevada | $142 | $257 |
| New Hampshire | $64 | $113 |
| New Jersey | $141 | $233 |
| New Mexico | $71 | $158 |
| New York | $100 | $181 |
| North Carolina | $71 | $141 |
| North Dakota | $59 | $127 |
| Ohio | $65 | $125 |
| Oklahoma | $80 | $178 |
| Oregon | $100 | $175 |
| Pennsylvania | $80 | $186 |
| Rhode Island | $110 | $197 |
| South Carolina | $85 | $159 |
| South Dakota | $51 | $161 |
| Tennessee | $68 | $138 |
| Texas | $110 | $225 |
| Utah | $87 | $148 |
| Vermont | $44 | $105 |
| Virginia | $84 | $136 |
| Washington | $77 | $144 |
| West Virginia | $82 | $166 |
| Wisconsin | $57 | $125 |
| Wyoming | $39 | $119 |
Audi TT Costs by Model Year and Insurance Company
A 35- to 55-year-old driver pays $218 monthly for full coverage on a 2014 Audi TT compared to $249 for a 2023 model. Insurance costs for your Audi TT may change greatly depending on your model year and by the age of drivers on your policy. Newer car models tend to be much more expensive than older models, and young drivers in their teens and early twenties will pay much more to insure.
Travelers is the cheapest insurer across all model years and could save certain drivers hundreds of dollars per month versus the average rate.
Older models (2016 to 2020):
Cost of Car Insurance for 2023 Audi TT
| Travelers | $88 | $163 |
| Progressive | $89 | $167 |
| Geico | $92 | $201 |
| Nationwide | $94 | $165 |
| State Farm | $95 | $199 |
| The Hartford | $106 | $180 |
| National General | $107 | $220 |
| Kemper | $109 | $226 |
| Chubb | $143 | $292 |
| AAA | $144 | $300 |
| UAIC | $153 | $191 |
| Amica | $166 | $342 |
| AIG | $170 | $423 |
| Allstate | $179 | $347 |
| Farmers | $182 | $318 |
Cost of Car Insurance for 2022 Audi TT
| Travelers | $85 | $158 |
| Progressive | $86 | $161 |
| Geico | $89 | $194 |
| Nationwide | $91 | $160 |
| State Farm | $92 | $193 |
| The Hartford | $102 | $174 |
| National General | $104 | $213 |
| Kemper | $105 | $219 |
| Chubb | $139 | $282 |
| AAA | $139 | $290 |
| UAIC | $148 | $185 |
| Amica | $161 | $330 |
| AIG | $164 | $408 |
| Allstate | $174 | $336 |
| Farmers | $176 | $307 |
Cost of Car Insurance for 2021 Audi TT
| Travelers | $78 | $146 |
| Progressive | $79 | $148 |
| Geico | $82 | $179 |
| Nationwide | $84 | $147 |
| State Farm | $85 | $177 |
| The Hartford | $94 | $160 |
| National General | $95 | $196 |
| Kemper | $97 | $202 |
| Chubb | $128 | $259 |
| AAA | $128 | $267 |
| UAIC | $136 | $170 |
| Amica | $148 | $304 |
| AIG | $151 | $376 |
| Allstate | $160 | $310 |
| Farmers | $161 | $282 |
Cost of Car Insurance for 2020 Audi TT
| Travelers | $73 | $135 |
| Progressive | $73 | $137 |
| Geico | $76 | $166 |
| Nationwide | $77 | $135 |
| State Farm | $78 | $163 |
| The Hartford | $87 | $148 |
| National General | $88 | $181 |
| Kemper | $89 | $186 |
| Chubb | $118 | $239 |
| AAA | $118 | $246 |
| UAIC | $126 | $157 |
| Amica | $137 | $281 |
| AIG | $140 | $347 |
| Allstate | $148 | $286 |
| Farmers | $149 | $260 |
Cost of Car Insurance for 2019 Audi TT
| Travelers | $66 | $122 |
| Progressive | $66 | $124 |
| Geico | $68 | $150 |
| Nationwide | $70 | $123 |
| State Farm | $71 | $148 |
| The Hartford | $78 | $133 |
| National General | $80 | $163 |
| Kemper | $81 | $168 |
| Chubb | $106 | $216 |
| AAA | $107 | $223 |
| UAIC | $114 | $142 |
| Amica | $124 | $254 |
| AIG | $126 | $314 |
| Allstate | $134 | $259 |
| Farmers | $135 | $235 |
Cost of Car Insurance for 2018 Audi TT
| Geico | $86 | $188 |
| National General | $87 | $178 |
| Travelers | $91 | $169 |
| Progressive | $97 | $182 |
| The Hartford | $98 | $166 |
| State Farm | $99 | $207 |
| Kemper | $100 | $206 |
| Nationwide | $116 | $203 |
| AAA | $127 | $266 |
| Chubb | $130 | $261 |
| UAIC | $137 | $171 |
| Allstate | $143 | $277 |
| Amica | $145 | $298 |
| AIG | $158 | $395 |
| Farmers | $161 | $283 |
Cost of Car Insurance for 2017 Audi TT
| Geico | $89 | $195 |
| National General | $93 | $190 |
| Travelers | $95 | $176 |
| Progressive | $103 | $194 |
| State Farm | $106 | $223 |
| The Hartford | $109 | $186 |
| Kemper | $113 | $232 |
| Nationwide | $122 | $212 |
| AAA | $134 | $278 |
| Chubb | $141 | $282 |
| Amica | $146 | $299 |
| UAIC | $150 | $187 |
| Allstate | $155 | $300 |
| AIG | $164 | $409 |
| Farmers | $166 | $290 |
Cost of Car Insurance for 2016 Audi TT
| Geico | $83 | $180 |
| National General | $88 | $180 |
| Travelers | $92 | $170 |
| State Farm | $100 | $210 |
| Progressive | $104 | $195 |
| The Hartford | $104 | $178 |
| Kemper | $110 | $226 |
| Nationwide | $118 | $205 |
| AAA | $129 | $267 |
| Chubb | $133 | $266 |
| Amica | $134 | $275 |
| Allstate | $143 | $277 |
| UAIC | $147 | $183 |
| AIG | $153 | $382 |
| Farmers | $159 | $277 |
Audi TT Insurance Cost by Trim
Insurance costs for your Audi TT vary by trim, from $56 monthly for minimum coverage on basic 3.2 Quattro Coupe 2d models to $296 for full coverage on high-performance RS Quattro Coupe 2d variants. Performance features, rarity, and market value determine where each trim falls in this range.
| 3.2 Quattro Coupe 2d | $56 | $108 |
| Quattro Special Ed Roadster 2d | $57 | $110 |
| Roadster 2d | $64 | $123 |
| Quattro Premium Coupe 2d | $65 | $126 |
| 180 Coupe 2d | $66 | $126 |
| Premium Coupe 2d | $67 | $130 |
| 225 Alms Commemorative Ed Cpe 2d | $68 | $130 |
| 3.2 Quattro Roadster 2d | $69 | $133 |
| 225 Quattro Roadster 2d | $71 | $137 |
| 225 Quattro Coupe 2d | $72 | $138 |
| Quattro Premium Plus Coupe 2d | $74 | $143 |
| Premium Convertible 2d | $76 | $146 |
| Coupe 2d | $78 | $151 |
| Quattro Special Ed Coupe 2d | $78 | $151 |
| Quattro Premium Convertible 2d | $79 | $153 |
| Quattro Coupe 2d | $82 | $158 |
| Quattro Roadster 2d | $84 | $164 |
| Tts Quattro Premium Coupe 2d | $86 | $166 |
| Quattro Premium Plus Roadster 2d | $88 | $170 |
| 3.2 Quattro Premium Plus Coupe 2d | $91 | $175 |
| 3.2 Quattro Premium Plus Convertible 2d | $92 | $178 |
| Quattro Prestige Roadster 2d | $93 | $180 |
| Tts Quattro Premium Convertible 2d | $93 | $181 |
| Tts Quattro Premium Plus Coupe 2d | $98 | $189 |
| Convertible 2d | $100 | $195 |
| Tts Quattro Premium Plus Roadster 2d | $103 | $200 |
| Quattro Prestige Coupe 2d | $105 | $203 |
| Tts Quattro Roadster 2d | $105 | $206 |
| Tts Coupe 2d | $105 | $207 |
| Tts Quattro Prestige Coupe 2d | $111 | $214 |
| Tts Quattro Coupe 2d | $113 | $220 |
| Tts Quattro Prestige Roadster 2d | $120 | $231 |
| Rs Coupe 2d | $125 | $246 |
| Final Edition Convertible 2d | $129 | $253 |
| Rs Quattro Coupe 2d | $153 | $296 |
How to Lower the Cost of Audi TT Insurance
We've compiled the best strategies to help you reduce your Audi TT premiums:
- 1Choose the right coverage
You'll need to decide how much coverage to buy for your Audi TT. Own your vehicle? Get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for coupes. This benchmark assists with finding the cheapest car insurance companies offering competitive rates for your Audi TT.
- 3Look for more than just low rates
Selecting reliable car insurance means evaluating insurers beyond price quotes alone. Check J.D. Power satisfaction ratings, examine forum discussions about claims processing, review Better Business Bureau complaints and verify AM Best financial stability ratings. Budget options could provide limited coverage or slower customer service when you need it most.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Audi TT owners qualify for safety features discounts, good driver rewards, policy bundling savings and anti-theft device discounts.
- 5Consider alternative car insurance types
Audi TT owners might benefit from usage-based insurance programs such as Progressive Snapshot or Allstate Drivewise. These telematics options track safe driving habits and deliver premium reductions.
- 6Check rates every year
Obtain car insurance quotes from multiple companies annually. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Audi TT insurance.
Audi TT Insurance Cost: Bottom Line
Audi TT insurance runs about average in cost, but you can still secure decent rates. Shop multiple companies and claim available discounts to find your best insurance rate.
Audi TT Insurance Rates: FAQ
What is the average cost of car insurance for an Audi TT?
Audi TT insurance costs $1,067 annually for minimum coverage and $2,074 for full coverage. This averages to $89 monthly for state minimum and $173 monthly for comprehensive protection.
What company has the cheapest car insurance for an Audi TT?
GEICO provides the most affordable minimum coverage for an Audi TT at $778 annually. For full coverage, Travelers offers the best value at $1,565 per year.
Are Audi TTs expensive to insure?
No, Audi TT insurance is not more expensive than most vehicles to insure. The TT ranks 313th out of 827 vehicles for affordability, though among coupes specifically it places 27th out of 47 models.
What factors affect insurance costs for Audi TTs?
Multiple factors affect your Audi TT insurance rates. The sports car's high-performance engine increases risk for insurers, while expensive specialized parts drive up repair costs. Luxury vehicles face higher theft rates, and your personal driving record, credit score and coverage selection impact premiums.
How can I lower Audi TT insurance costs?
Compare quotes from multiple insurers since Audi TT pricing differs between companies, and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle with other policies, and keep your driving record clean to secure better rates.
How We Determined Audi TT Insurance Costs
We analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025 to provide the most accurate Audi TT insurance costs.
Who We Based These Rates On
These Audi TT rates reflect what an average driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.