Audi Q7 insurance costs vary by model year, with monthly premiums ranging from $241 for 2025 models down to $60 for older versions. Newer Q7s cost more to insure because they have higher market values.
Audi Q7 Insurance Cost
Key Takeaways
Audi Q7 insurance costs an average of $192 monthly for full coverage. Rates vary by model year and insurer, with Progressive offering the lowest average rates for full coverage for newer models. Read more
The Q7 ranks 127th out of 256 SUVs for insurance affordability. SUVs cost more to insure than most vehicle types, making the Q7 expensive compared to typical cars. Read more
Check rates for your Q7's model year to get accurate insurance costs. Read more
How Much Is Audi Q7 Insurance?
Looking for another Audi model? Read more about the cost of Audi car insurance models.
Rates vary by model year and insurer. GEICO is cheapest for the Audi Q7 at $72 a month for minimum coverage and $157 for full. UAIC charges the most for minimum at $151.
Minimum coverage varies by more than $79 between insurers. Full coverage varies by more than $176. Each company calculates model-specific risk differently, which affects your final rate.
| AAA | $113 | $234 |
| AIG | $135 | $333 |
| Allstate | $130 | $251 |
| Amica | $125 | $255 |
| Chubb | $126 | $251 |
| Farmers | $144 | $253 |
| Geico | $72 | $157 |
| Kemper | $95 | $194 |
| Nationwide | $107 | $186 |
| Progressive | $91 | $171 |
| State Farm | $89 | $187 |
| The Hartford | $102 | $174 |
| Travelers | $87 | $162 |
| UAIC | $151 | $188 |
Is Audi Q7 Expensive to Insure?
Among 256 SUVs, the Audi Q7 ranks 127th for insurance affordability. It's a few dollars a month more than a Cadillac Optiq and a few less than a Nissan Juke.
Across all 827 vehicles in MoneyGeek's database, the Q7 ranks 481st, putting it in the more expensive half overall. The Isuzu Amigo is the cheapest SUV to insure. The Audi SQ8 e-tron is the most expensive.
| Land Rover LR4 | $144 | 124 |
| Mitsubishi Outlander | $144 | 125 |
| Land Rover Discovery | $144 | 125 |
| Cadillac Optiq | $145 | 126 |
| Audi Q7 | $145 | 127 |
| Nissan Juke | $146 | 128 |
| Mercedes GLB | $146 | 129 |
| Mercedes GLA | $146 | 130 |
Several factors affect what you'll pay for Audi Q7 insurance:
- Average Repair or Replacement Costs: Audi Q7 repairs average $1,947 a year. It's seventh most expensive among 33 Audi models. Higher repair costs raise the insurer's exposure on any claim, which affects premiums.
- Vehicle Trim, Features and Accessories: Horsepower ranges from 248 to 500 depending on trim. Higher-performance variants cost more to insure because more power raises claim risk.
- Driver Profile: Most Q7 owners are 35 to 55 with higher incomes, an age and income profile that typically gets lower rates. The Q7's performance reputation can draw higher-risk drivers, which insurers price in. Audi Q7 costs for young drivers are affected by model year and age.
Audi Q7 Insurance Cost by State
Audi Q7 insurance for minimum coverage costs as little as $43 monthly in Wyoming or as much as $193 in Louisiana, depending on where you're located.
| Alabama | $84 | $160 |
| Alaska | $72 | $152 |
| Arizona | $115 | $214 |
| Arkansas | $80 | $178 |
| California | $95 | $193 |
| Colorado | $94 | $225 |
| Connecticut | $132 | $228 |
| Delaware | $131 | $221 |
| Florida | $114 | $262 |
| Georgia | $139 | $229 |
| Hawaii | $51 | $116 |
| Idaho | $54 | $110 |
| Illinois | $92 | $173 |
| Indiana | $64 | $125 |
| Iowa | $58 | $140 |
| Kansas | $72 | $167 |
| Kentucky | $121 | $206 |
| Louisiana | $193 | $408 |
| Maine | $52 | $109 |
| Maryland | $148 | $250 |
| Massachusetts | $102 | $216 |
| Michigan | $148 | $288 |
| Minnesota | $83 | $174 |
| Mississippi | $88 | $175 |
| Missouri | $120 | $238 |
| Montana | $76 | $181 |
| Nebraska | $73 | $167 |
| Nevada | $160 | $290 |
| New Hampshire | $70 | $123 |
| New Jersey | $154 | $255 |
| New Mexico | $80 | $178 |
| New York | $112 | $202 |
| North Carolina | $79 | $155 |
| North Dakota | $63 | $137 |
| Ohio | $75 | $145 |
| Oklahoma | $91 | $202 |
| Oregon | $110 | $191 |
| Pennsylvania | $88 | $206 |
| Rhode Island | $121 | $215 |
| South Carolina | $94 | $175 |
| South Dakota | $57 | $179 |
| Tennessee | $77 | $157 |
| Texas | $120 | $244 |
| Utah | $100 | $171 |
| Vermont | $47 | $112 |
| Virginia | $92 | $150 |
| Washington | $88 | $164 |
| West Virginia | $88 | $179 |
| Wisconsin | $64 | $142 |
| Wyoming | $43 | $132 |
Audi Q7 Costs by Model Year and Insurance Company
A 2025 Audi Q7 costs $271 per month to insure for drivers aged 35 to 55, while a 2015 model runs just $181 monthly for the same age group. Your model year and driver age both affect your Audi Q7 insurance costs. Newer vehicles command higher premiums, and teen or young adult drivers pay more across all model years.
Older models (2017 to 2020):
Cost of Car Insurance for 2025 Audi Q7
| Geico | $92 | $201 |
| Progressive | $100 | $188 |
| Travelers | $105 | $194 |
| National General | $109 | $224 |
| Nationwide | $115 | $200 |
| State Farm | $118 | $248 |
| Kemper | $120 | $246 |
| The Hartford | $139 | $237 |
| AAA | $144 | $299 |
| Allstate | $159 | $307 |
| Amica | $162 | $333 |
| AIG | $177 | $443 |
| Chubb | $180 | $362 |
| UAIC | $183 | $233 |
| Farmers | $202 | $357 |
Cost of Car Insurance for 2024 Audi Q7
| Geico | $89 | $195 |
| Progressive | $97 | $182 |
| Travelers | $102 | $189 |
| National General | $106 | $218 |
| Nationwide | $111 | $194 |
| State Farm | $114 | $240 |
| Kemper | $117 | $239 |
| The Hartford | $135 | $230 |
| AAA | $140 | $290 |
| Allstate | $154 | $298 |
| Amica | $157 | $323 |
| AIG | $171 | $430 |
| Chubb | $175 | $351 |
| UAIC | $178 | $226 |
| Farmers | $197 | $346 |
Cost of Car Insurance for 2023 Audi Q7
| Geico | $61 | $133 |
| Progressive | $66 | $124 |
| Travelers | $69 | $129 |
| National General | $73 | $149 |
| Nationwide | $76 | $133 |
| State Farm | $78 | $164 |
| Kemper | $80 | $163 |
| The Hartford | $92 | $157 |
| AAA | $95 | $198 |
| Allstate | $105 | $203 |
| Amica | $107 | $221 |
| AIG | $117 | $294 |
| Chubb | $119 | $240 |
| UAIC | $121 | $154 |
| Farmers | $134 | $236 |
Cost of Car Insurance for 2022 Audi Q7
| Geico | $51 | $112 |
| Progressive | $56 | $105 |
| Travelers | $58 | $108 |
| National General | $61 | $125 |
| Nationwide | $64 | $112 |
| State Farm | $65 | $138 |
| Kemper | $67 | $137 |
| The Hartford | $77 | $132 |
| AAA | $80 | $167 |
| Allstate | $89 | $171 |
| Amica | $90 | $186 |
| AIG | $98 | $247 |
| Chubb | $100 | $202 |
| UAIC | $102 | $130 |
| Farmers | $113 | $199 |
Cost of Car Insurance for 2021 Audi Q7
| Geico | $45 | $98 |
| Progressive | $49 | $91 |
| Travelers | $51 | $94 |
| National General | $53 | $109 |
| Nationwide | $56 | $97 |
| State Farm | $57 | $120 |
| Kemper | $58 | $120 |
| The Hartford | $67 | $115 |
| AAA | $70 | $145 |
| Allstate | $77 | $149 |
| Amica | $79 | $162 |
| AIG | $86 | $215 |
| Chubb | $88 | $176 |
| UAIC | $89 | $113 |
| Farmers | $98 | $173 |
Cost of Car Insurance for 2020 Audi Q7
| Geico | $88 | $193 |
| National General | $90 | $185 |
| Travelers | $94 | $175 |
| Progressive | $102 | $192 |
| State Farm | $103 | $216 |
| The Hartford | $105 | $179 |
| Kemper | $109 | $224 |
| Nationwide | $123 | $213 |
| AAA | $132 | $276 |
| Chubb | $136 | $274 |
| UAIC | $145 | $181 |
| Amica | $147 | $302 |
| Allstate | $150 | $291 |
| AIG | $164 | $410 |
| Farmers | $164 | $288 |
Cost of Car Insurance for 2019 Audi Q7
| Geico | $82 | $180 |
| National General | $88 | $181 |
| Travelers | $90 | $167 |
| State Farm | $100 | $210 |
| Progressive | $102 | $192 |
| The Hartford | $105 | $179 |
| Kemper | $112 | $230 |
| Nationwide | $117 | $204 |
| AAA | $128 | $265 |
| Amica | $134 | $276 |
| Chubb | $134 | $270 |
| Allstate | $144 | $278 |
| UAIC | $148 | $185 |
| AIG | $153 | $382 |
| Farmers | $159 | $277 |
Cost of Car Insurance for 2018 Audi Q7
| Geico | $74 | $162 |
| National General | $80 | $163 |
| Kemper | $89 | $184 |
| The Hartford | $94 | $160 |
| State Farm | $94 | $197 |
| Travelers | $96 | $179 |
| Progressive | $103 | $193 |
| Nationwide | $113 | $197 |
| Chubb | $117 | $234 |
| Amica | $124 | $254 |
| AAA | $130 | $269 |
| UAIC | $132 | $162 |
| AIG | $135 | $331 |
| Farmers | $153 | $268 |
| Allstate | $158 | $305 |
Cost of Car Insurance for 2017 Audi Q7
| Geico | $64 | $139 |
| National General | $67 | $137 |
| Travelers | $73 | $134 |
| State Farm | $81 | $168 |
| Kemper | $86 | $177 |
| Progressive | $86 | $162 |
| Nationwide | $91 | $158 |
| The Hartford | $93 | $159 |
| AAA | $103 | $213 |
| Chubb | $103 | $205 |
| Amica | $107 | $219 |
| Allstate | $119 | $229 |
| AIG | $121 | $294 |
| UAIC | $130 | $161 |
| Farmers | $133 | $233 |
Audi Q7 Insurance Cost by Trim
Audi Q7 insurance costs range from $64 monthly for minimum coverage on basic 3.0t S Line Prestige models to $289 for full coverage on high-performance 3.0 Tdi Quattro Premium variants. Your trim's performance features, rarity, and market value determine where you'll fall in this range.
| 3.0t S Line Prestige Sport Utility 4d | $64 | $123 |
| Tdi Prestige Sport Utility 4d | $75 | $145 |
| 3.0t Quattro S Line Prestige Sport Utility 4d | $75 | $145 |
| Tdi Premium Sport Utility 4d | $81 | $156 |
| 3.0t Premium Sport Utility 4d | $82 | $158 |
| Tdi Quattro Premium Sport Utility 4d | $82 | $159 |
| 45 Tfsi Premium Plus Sport Utility 4d | $84 | $165 |
| 3.0t S Line Prestige Sport Utility 4d | $85 | $164 |
| Tdi Premium Plus Sport Utility 4d | $85 | $164 |
| 3.0t Premium Plus Sport Utility 4d | $85 | $165 |
| 45 Tfsi Premium Sport Utility 4d | $85 | $167 |
| 55 Tfsi Premium Sport Utility 4d | $87 | $170 |
| 55 Tfsi Premium Plus Sport Utility 4d | $88 | $172 |
| 4.2 Quattro Sport Utility 4d | $90 | $174 |
| 55 Tfsi Prestige Sport Utility 4d | $91 | $177 |
| 2.0t Premium Sport Utility 4d | $93 | $181 |
| 2.0t Premium Plus Sport Utility 4d | $99 | $192 |
| 45 Tfsi Se Premium Sport Utility 4d | $101 | $197 |
| 3.6 Quattro Sport Utility 4d | $103 | $199 |
| 45 Tfsi Se Premium Plus Sport Utility 4d | $104 | $203 |
| 3.0t Prestige Sport Utility 4d | $108 | $211 |
| 45 Tfsi Premium | $108 | $211 |
| 3.0t Quattro Premium Sport Utility 4d | $110 | $213 |
| 55 Tfsi Se Premium Sport Utility 4d | $114 | $223 |
| 45 Tfsi Premium Plus | $115 | $225 |
| 3.6 Quattro Premium Sport Utility 4d | $117 | $227 |
| 55 Tfsi Premium | $118 | $230 |
| 55 Tfsi Se Premium Plus Sport Utility 4d | $118 | $230 |
| 55 Tfsi Premium Plus | $126 | $247 |
| 4.2 Quattro Premium Sport Utility 4d | $133 | $257 |
| 55 Tfsi Prestige | $140 | $273 |
| 3.0t Quattro Prestige Sport Utility 4d | $143 | $276 |
| 3.0 Tdi Quattro Premium Sport Utility 4d | $149 | $289 |
How to Lower the Cost of Audi Q7 Insurance
We've compiled proven strategies to help you find better rates on your Audi Q7 insurance:
- 1Choose the right coverage
Coverage needs depend on how you own the car.
Own it outright (lower cost):
- State minimum liability requirements
- Comprehensive and collision with a $1,000 deductible
Own it outright (more coverage):
- $100,000/$300,000/$100,000 liability coverage
- Comprehensive and collision with a $500 deductible
Financing or leasing:
- $100,000/$300,000/$100,000 liability coverage
- Comprehensive and collision with a $500 deductible
- Gap insurance (most lenders require this)
- 2Research costs and cheap companies
Check average auto insurance costs for luxury SUVs before you shop. That number tells you whether a quote is competitive. Use it alongside a list of the cheapest car insurance companies to find a better price.
- 3Look for more than just low rates
Finding quality car insurance means evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum discussions about claims processing, review Better Business Bureau records and confirm AM Best financial ratings. Budget options could provide limited coverage or slower service when you need to file a claim on your luxury vehicle.
- 4Check discounts you qualify for
Check every car insurance discount before buying. Audi Q7 owners commonly qualify for safety features discounts, multi-vehicle discounts, bundling discounts and good driver discounts. Professional and business owner discounts are also worth asking about.
- 5Consider alternative car insurance types
Audi Q7 owners might benefit from usage-based insurance programs such as Progressive Snapshot or Allstate Drivewise. These options track safe driving habits and deliver premium reductions. Pay-per-mile programs work especially well for luxury vehicle owners who drive infrequently or primarily use their Q7 for weekend trips.
- 6Check rates every year
Get car insurance quotes from multiple companies each year. Insurers don't tell you when competitors drop their prices. Annual comparisons can save up to 24%, so set a reminder at each renewal.
Audi Q7 Insurance Cost: Bottom Line
Audi Q7 insurance costs average compared to other vehicles, but you can still find decent rates. Shop multiple companies, look into discounts and consider different coverage options to get the best insurance rate for your car.
Audi Q7 Insurance Rates: FAQ
What is the average cost of car insurance for an Audi Q7?
Audi Q7 insurance costs $1,184 annually for minimum coverage and $2,302 for full coverage. These rates represent solid value compared to national averages for luxury SUVs.
What company has the cheapest car insurance for an Audi Q7?
Progressive has the cheapest rates for full coverage for the newer model Audi Q7s. GEICO cheapest minimum coverage for most years.
Are Audi Q7s expensive to insure?
No, Audi Q7 insurance is not more expensive than most vehicles to insure. Among SUVs, this model ranks 127th out of 256 for affordability, while placing 481st out of 827 vehicles overall.
What factors affect insurance costs for Audi Q7s?
The Audi Q7's luxury parts make repairs expensive, and its theft rate is higher than most SUVs. Advanced safety features work against that, lowering accident-related claims. Your driving record, credit score and coverage level are the biggest factors in your final rate.
How can I lower Audi Q7 insurance costs?
Compare quotes from at least three insurers because Audi Q7 pricing varies between companies. Ask about usage-based programs that track your driving. Claim every available discount, bundle policies and keep your record clean.
How We Determined Audi Q7 Insurance Costs
We analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025.
Who We Based These Rates On
Our baseline is a 40-year-old unmarried man with a clean record, good credit, no prior claims, a valid license with no suspensions and about 12,000 miles driven a year.
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: $100,000/$300,000/$100,000 liability with comprehensive and collision coverage and a $1,000 deductible
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he has produced original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He covers economics and insurance at MoneyGeek, and his work has been featured in The Washington Post, The New York Times and NPR, among other outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data, and no insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.). He began his career in financial risk management at State Street. He's also a five-time “Jeopardy!” champion.