MoneyGeek’s Take

Aer Lingus Visa Signature® Card Review

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Updated: July 11, 2024

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Aer Lingus Visa Signature®

Rewards Rate
Earn 3 Avios per $1 spent on purchases with Aer Li...
APR
21.49% – 28.49% Variable
Annual Fee
$95
Recommended Credit
670-850 (Good to Excellent)
  • The Aer Lingus Visa Signature® Card is a traveler's companion, offering a wealth of benefits tailored for those with wanderlust. Its standout feature is a generous welcome bonus, complemented by increased reward-earning potentials on both airline and hotel bookings. For the dedicated cardholder, the annual companion ticket and priority boarding on select Aer Lingus flights amplify the traveling experience.

The Aer Lingus Visa Signature® Card is a jet-setter's dream come true, specially designed for those who love to travel. With its impressive welcome bonus, it's like immediately receiving a golden ticket to a world of travel perks. Its robust rewards program makes every airline and hotel booking count, meaning you're always a step closer to your next dream destination. But it doesn't stop at accumulation — your loyalty is rewarded annually with a companion ticket, making getaways even more accessible. Priority boarding on select Aer Lingus flights adds that dash of luxury, elevating your journey from start to finish. All of this comes in a package that's convenient to use globally, thanks to the absence of foreign transaction fees and the inclusion of contactless payment options.

Aer Lingus Visa Signature® Card Overview

When choosing a credit card, evaluating its features is key to ensuring it aligns with your financial goals and lifestyle needs — our in-depth analysis of the Aer Lingus Visa Signature® Card aims to help you do just that.

  • Rewards rate: Earn 3 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia and LEVEL, Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel.
  • Welcome offer: Earn 75,000 Avios after spending $5,000 on purchases within the first three months.
  • Regular APR: 21.49% - 28.49% variable
  • Annual fee: $95
  • Foreign transaction fee: None
  • Intro APR offer: N/A

Important Card Details

Navigating the sea of credit card options involves evaluating each card's features, fees and fine print. Our detailed analysis of the Aer Lingus Visa Signature® Card aims to provide you with an impartial look at its offerings, covering everything from its welcome bonus to the utility of its annual companion ticket, so you can make an informed decision on whether this card aligns with your travel and financial goals.

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    Rewards

    At its core, the Aer Lingus Visa Signature® Card appears tailored to travel enthusiasts. The card provides substantial value to frequent travelers, allowing them to earn three Avios on purchases with flagship airlines like Aer Lingus and British Airways and two Avios on direct hotel bookings. However, the reward rate slightly tapers off on other expenses, underscoring the card's primary audience.

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    Welcome Bonus

    The card offers a generous welcome bonus offer of 75,000 Avios. With a moderate spending target of $5,000 within three months, it presents a genuine incentive for potential cardholders. This offer emphasizes the card's intent to provide immediate value, ensuring a lucrative start to your journey with the card.

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    Companion Ticket

    The yearly Commercial Companion Ticket after spending $30,000 is a lucrative offer, especially for those who frequently travel with partners or family. It not only offsets some travel costs but also displays the card's commitment to offering tangible, real-world benefits to its cardholders. For those contemplating frequent travel, this could mean considerable savings.

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    Fees

    While the card boasts a myriad of advantages, it does come with a $95 annual fee. It's important to weigh this against the potential rewards and savings, especially for frequent travelers. However, the silver lining here is the absence of foreign transaction fees, making it an attractive option for international escapades.

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    Additional Perks

    The Aer Lingus Visa Signature® Card is not just about spending and saving; it's about an enhanced travel experience. Priority boarding on flights between the US and Ireland ensures a touch of luxury and convenience. Plus, the contactless payment feature, adapted to modern transactional trends, ensures cardholders enjoy a seamless, quick and secure checkout process, keeping pace with today's fast-moving world.

How the Aer Lingus Visa Signature® Card Compares

Dive into our comparative analysis of two leading credit cards to determine which aligns best with your financial preferences and lifestyle.

How This Card Compares

Aer Lingus Visa Signature® Card

  • Rewards rate: Earn 3 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia and LEVEL, Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel.
  • Welcome offer: Earn 75,000 Avios after spending $5,000 on purchases within the first three months.
  • Regular APR: 21.49% - 28.49% variable
  • Annual fee: $95
  • Foreign transaction fee: None
  • Intro APR offer: N/A
  • Best for: Frequent Aer Lingus travelers looking for a travel card with no foreign transaction fee

Southwest Rapid Rewards® Premier Credit Card

  • Rewards rate: Earn 2 points per dollar spent on Southwest purchases
  • Welcome Bonus: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening
  • Regular APR: 21.49% - 28.49% Variable
  • Annual fee: $99
  • Foreign transaction fee: None
  • Intro APR offer: N/A
  • Best for: People who frequently travel with Southwest



The information for the Southwest Rapid Rewards Premier Credit Card has been collected independently by Moneygeek.com. The card details on this page have not been reviewed or provided by the card issuer.

About Grace Pilling


Grace Pilling headshot

Grace Pilling was the Senior Content Manager for Credit Cards at MoneyGeek. She previously led personal finance teams at Bankrate, CreditCards.com and MoneyUnder30.

Pilling has a bachelor's degree in English from Western Sydney University and a diploma in book editing, proofreading and publishing. She is focused on empowering readers to make informed financial choices that support their best lives, not a company’s bottom line.


*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team.
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