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MoneyGeek’s Take
Delta SkyMiles® Platinum Business American Express Card Review
Updated: July 21, 2024
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Delta SkyMiles® Platinum Business American Express Card
On Partner's Website
Rewards Rate
Earn 1.5X milesEarn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
APR
20.99% - 29.99% variableAnnual Fee
$350Recommended Credit
670-850 (Good to Excellent)If you fly with Delta regularly and run a business, you could benefit from the Delta SkyMiles® Platinum Business American Express Card. This card isn't just about accumulating miles; it's about elevating your travel experience. With an impressive sign-up bonus and annual perks like a companion flight ticket, this card comes with a broad range of perks. It also rewards everyday spending and significant, unavoidable business expenses, making it a multifaceted tool for entrepreneurs on the go.
Delta SkyMiles® Platinum Business American Express Card Overview
When selecting a credit card, it's important to understand both its benefits and potential drawbacks; our in-depth review of the Delta SkyMiles® Platinum Business American Express Card aims to give you just that kind of balanced insight.
- Rewards rate: Earn 1.5X miles on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. If a purchase qualifies for a category with a higher mileage accelerator, only the higher accelerator will apply.
- Welcome offer: Earn 65,000 Bonus Miles after spending $6,000 in purchases within the first 6 months of your new card.
- Regular APR - 20.99%–29.99% Variable See Rates and Fees
- Annual fee - $350 See Rates and Fees
- Intro APR offer - None See Rates and Fees
- Terms Apply
Important Card Details
Diving into the multifaceted world of credit cards, the Delta SkyMiles® Platinum Business American Express Card emerges as a notable contender for frequent travelers and business professionals. Our comprehensive analysis below unpacks this card's features, shedding light on both its perks and points of contention.
Welcome Bonus
The Delta SkyMiles® Platinum Business American Express Card comes with a 65,000-mile welcome bonus. To claim this perk, you'll need to spend $6,000 within your first six months as a cardholder. Why is this significant? Well, 65,000 miles can easily translate to a round-trip flight — possibly even a transcontinental one. If you've got a big purchase or business expense coming up, you could essentially earn a "free" flight just for routing the cost through this card. Terms Apply.
Miles Rewards
With this card, your everyday spending becomes a pathway to more travel. You'll get three miles per dollar on direct purchases with Delta and hotels. Plus, individual purchases over $5,000 earn you 1.5 miles per dollar, up to an annual cap of 50,000 extra miles. These reward structures encourage both frequent travel and significant business investments. The flexibility in earning — whether you're booking a flight or making a large business purchase — makes this card versatile for accumulating miles.
Delta-Related Benefits
If you're a regular Delta flyer, the card pays for itself. For starters, you get a 15% discount through the TakeOff 15 program on Delta flights. But perhaps the most compelling Delta-centric perk is the annual companion certificate. This benefit essentially allows you to buy one ticket and get the second one "free" (minus taxes and fees up to $80). Additionally, this card makes you eligible for discounted Delta Sky Club® access for a more relaxed airport experience.
How the Delta SkyMiles® Platinum Business American Express Card Compares
Dive into our detailed side-by-side comparison to discern the distinctions and similarities between the Delta SkyMiles® Platinum Business American Express and Business Platinum Card® from American Express, enabling an informed choice tailored to your needs.
How This Card Compares
Delta SkyMiles® Platinum Business American Express Card
- Rewards rate: Earn 1.5X miles on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. If a purchase qualifies for a category with a higher mileage accelerator, only the higher accelerator will apply.
- Welcome Offer:Earn 65,000 Bonus Miles after spending $6,000 in purchases within the first 6 months of your new card.
- Regular APR: 20.99%–29.99% Variable See Rates and Fees
- Annual fee: $350 See Rates and Fees
- Intro APR offer: None See Rates and Fees
- Terms Apply
- Best for: Frequent Delta travelers and businesses with high-cost single purchases willing to pay a premium for enhanced rewards and perks.
The Business Platinum Card® from American Express
- Rewards rate: Earn 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases. Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Welcome offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases with your card within the first three months of card membership.
- Regular APR: 19.49%–28.49% Variable See Rates and Fees
- Annual fee: $695 See Rates and Fees
- Intro APR offer: None See Rates and Fees
- Terms Apply
- See Rates and Fees
- Best for: High-spending business owners looking for a strong rewards rate on travel and select categories who are also comfortable with a higher annual fee for premium perks.
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please click here.
For rates and fees of the The Business Platinum Card® from American Express, please click here.
About Grace Pilling
Grace Pilling was the Senior Content Manager for Credit Cards at MoneyGeek. She previously led personal finance teams at Bankrate, CreditCards.com and MoneyUnder30.
Pilling has a bachelor's degree in English from Western Sydney University and a diploma in book editing, proofreading and publishing. She is focused on empowering readers to make informed financial choices that support their best lives, not a company’s bottom line.
*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
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Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team.
Advertiser Disclosure: MoneyGeek has partnered with CardRatings.com and CreditCards.com for our coverage of credit card products. MoneyGeek, CardRatings and CreditCards.com may receive a commission from card issuers. To ensure thorough comparisons and reviews, MoneyGeek features products from both paid partners and unaffiliated card issuers that are not paid partners.