The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.


  • Delta SkyMiles® Platinum Business American Express Card

    A great card for frequent business travelers who want to enjoy Delta travel perks and pursue elite traveler status


    • 1–3 Miles per $1Rewards Rate
    • 20.99%–29.99% VariableAPR
    • $250Annual Fee
    • Good–ExcellentRecommended Credit

    Delta SkyMiles® Platinum Business American Express Card

    Terms, rates and fees apply

If you fly with Delta regularly and run a business, you could benefit from the Delta SkyMiles® Platinum Business American Express Card. This card isn't just about accumulating miles; it's about elevating your travel experience. With an impressive sign-up bonus and annual perks like a companion flight ticket, this card comes with a broad range of perks. It also rewards everyday spending and significant, unavoidable business expenses, making it a multifaceted tool for entrepreneurs on the go.

Delta SkyMiles® Platinum Business American Express Card Overview

When selecting a credit card, it's important to understand both its benefits and potential drawbacks; our in-depth review of the Delta SkyMiles® Platinum Business American Express Card aims to give you just that kind of balanced insight.

  • Rewards rate - Three miles per dollar on direct Delta purchases and on purchases made directly with hotels, 1.5 miles per dollar on single eligible purchases of $5,000 or more (up to 50,000 additional miles per year) and one mile per dollar on other purchases
  • Welcome offer - Earn 60,000 Bonus Miles after spending $3,000 in the first 3 months
  • Regular APR - 20.99%–29.99% Variable
  • Annual fee - $250
  • Intro APR offer - None

Important Card Details

Diving into the multifaceted world of credit cards, the Delta SkyMiles® Platinum Business American Express Card emerges as a notable contender for frequent travelers and business professionals. Our comprehensive analysis below unpacks this card's features, shedding light on both its perks and points of contention.

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    Welcome Bonus

    The Delta SkyMiles® Platinum Business American Express Card comes with a 60,000-mile welcome bonus. To claim this perk, you'll need to spend $3,000 within your first three months as a cardholder. Why is this significant? Well, 60,000 miles can easily translate to a round-trip flight — possibly even a transcontinental one. If you've got a big purchase or business expense coming up, you could essentially earn a "free" flight just for routing the cost through this card.

  • threeMilesPerDollar icon

    Miles Rewards

    With this card, your everyday spending becomes a pathway to more travel. You'll get three miles per dollar on direct purchases with Delta and hotels. Plus, individual purchases over $5,000 earn you 1.5 miles per dollar, up to an annual cap of 50,000 extra miles. These reward structures encourage both frequent travel and significant business investments. The flexibility in earning — whether you're booking a flight or making a large business purchase — makes this card versatile for accumulating miles.

  • airplane icon

    Delta-Related Benefits

    If you're a regular Delta flyer, the card pays for itself. For starters, you get a 15% discount through the TakeOff 15 program on Delta flights. But perhaps the most compelling Delta-centric perk is the annual companion certificate. This benefit essentially allows you to buy one ticket and get the second one "free" (minus taxes and fees up to $80). Additionally, this card makes you eligible for discounted Delta Sky Club® access for a more relaxed airport experience.

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    Other Perks

    One of the card's more understated perks is the chance to earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 annually. These MQMs help you achieve Medallion Status, which comes with its own set of luxurious benefits, like priority boarding and free checked bags. The catch? You can only earn this twice a year. However, this benefit still means 20,000 MQMs that can fast-track you to higher status tiers, making your flying experience smoother and more rewarding.

How the Delta SkyMiles® Platinum Business American Express Card Compares

Dive into our detailed side-by-side comparison to discern the distinctions and similarities between the Delta SkyMiles® Platinum Business American Express and Business Platinum Card® from American Express, enabling an informed choice tailored to your needs.

How This Card Compares

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Delta SkyMiles® Platinum Business American Express Card

  • Rewards rate - Three miles per dollar on direct Delta purchases and on purchases made directly with hotels, 1.5 miles per dollar on single eligible purchases of $5,000 or more (up to 50,000 additional miles per year) and one mile per dollar on other purchases
  • Welcome offer - Earn 60,000 Bonus Miles after spending $3,000 in the first 3 months
  • Regular APR - 20.99%–29.99% Variable
  • Annual fee - $250
  • Intro APR offer - None
  • Best for: Frequent Delta travelers and businesses with high-cost single purchases willing to pay a premium for enhanced rewards and perks.
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The Business Platinum Card® from American Express

  • Rewards rate - 5x Membership Rewards® points on flights and prepaid hotels on AmexTravel.com. Earn 1.5x on each eligible purchase at U.S. construction material, hardware suppliers, electronic goods retailers, software and cloud system providers and shipping providers, as well as on purchases of $5,000 or more everywhere else (on up to $2 million of these purchases per calendar year). Accumulate 1x points for each dollar you spend on eligible purchases.
  • Welcome offer - Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your card within the first three months of card membership.
  • Regular APR - 19.49%–27.49% Variable
  • Annual fee - $695
  • Intro APR offer - None
  • Best for: High-spending business owners looking for a strong rewards rate on travel and select categories who are also comfortable with a higher annual fee for premium perks.

About Grace Pilling


Grace Pilling headshot

Grace Pilling is passionate about empowering readers to make informed financial choices to support their best lives, not a company’s bottom line. Prior to joining MoneyGeek as a senior content manager, Grace was a senior editor at CreditCards.com and Bankrate, where she focused on teaching people how to use credit cards wisely.


*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
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