Wells Fargo Active Cash® Card
vs. Capital One VentureOne Rewards Credit Card

The Wells Fargo Active Cash® Card edges out with its unlimited 2% cash rewards on purchases, making it a strong choice for straightforward cash back. The Capital One VentureOne Rewards Credit Card, however, is ideal for travelers with its five miles per dollar on hotels and rental cars booked through Capital One Travel and no foreign transaction fees. Choose the Wells Fargo Active Cash® Card for cash rewards or the Capital One VentureOne Rewards Credit Card for travel benefits.

The Wells Fargo Active Cash® Card is a straightforward and valuable choice for anyone seeking hassle-free rewards. With no annual fee and a generous welcome bonus, it offers consistent cash rewards on all purchases. The initial zero-interest period is an excellent advantage for purchases and balance transfers. While it might lack specialized bonus categories, the card makes up for this with perks like exclusive hotel benefits and cell phone protection. It's a solid, all-around performer in the credit card landscape.

• Earn a $200 cash rewards bonus after spending $500 on purchases within the first three months.
• Unlimited 2% cash rewards on all purchases.
• Enjoy a 0% intro APR on purchases and qualifying balance transfers for 15 months from account opening. After that, a variable APR of 20.24%, 25.24%, or 29.99% applies.
• Balance transfers made within 120 days qualify for the intro rate and a fee of 3%. After that, a balance transfer fee of up to 5% (minimum $5) applies.
• No annual fee
• No categories to track and cash rewards do not expire as long as your account remains open.
• Enjoy a premium collection of benefits at prestigious hotel properties with Visa Signature Concierge.
• Earn up to $600 in cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).

The Capital One VentureOne Rewards Credit Card offers exceptional value and flexibility for both frequent travelers and everyday spenders. It allows you to earn 5X miles on hotel and rental car bookings made through Capital One Travel and 1.25X miles on all other purchases. The card also provides a generous welcome bonus of 20,000 miles when you spend $500 within the first three months. The enticing welcome bonus and the absence of annual and foreign transaction fees add further value to this card. While there are some considerations, such as a balance transfer fee and potentially higher ongoing APR, this card's overall quality and functionality make it a desirable option for consumers seeking flexibility and rewards.

• No annual fee.
• No foreign transaction fees.
• Earn unlimited 1.25X miles on all purchases.
• Earn 5X miles on hotels and rental cars booked using Capital One Travel.
• Earn a bonus of 20,000 miles (equivalent to $200 if redeemed for travel) after spending $500 on purchases within the first three months from account opening.
• Miles don't expire as long as the account remains active.
• You can use your miles to reimburse travel purchases or book a trip on Capital One Travel. You can also transfer your miles to over 15 travel loyalty programs.
• Enjoy a 0% intro APR period on purchases and balance transfers for 15 months. Afterward, the APR is 19.99%–29.99% variable. There's a balance transfer fee of 3% on the amounts transferred within the first 15 months.