Newer Volkswagen Tiguans are more expensive to insure than older models, with model year affecting your costs. Monthly premiums range from $222 for newer Tiguans down to $57 for older models.
Volkswagen Tiguan Insurance Cost
Updated: February 4, 2026
Key Takeaways
GEICO offers the most affordable Volkswagen Tiguan insurance on average, though full coverage costs vary widely by model year and insurer, averaging $162 monthly nationwide. Read more
SUVs cost more to insure due to higher repair costs and theft risk, but the Tiguan ranks 59th out of 256 SUVs for affordability, placing it in the middle tier for its vehicle type. Read more
Teen drivers on your policy make model year specificity even more important when shopping for Tiguan insurance rates. Read MoneyGeek's analysis of rates by company for specific Tiguan model years, depending on the age of the drivers
How Much Is Volkswagen Tiguan Insurance?
Looking for another Volkswagen model? Read more about the cost of Volkswagen car insurance models.
Costs vary by model year and company. Volkswagen Tiguan minimum coverage goes from $59 monthly with GEICO to $146 with UAIC, while full coverage starts at $128 monthly with GEICO.
Rate variations exceeding $87 for minimum coverage and $169 for full coverage demonstrate why Tiguan owners need to shop around. Insurance companies calculate risk differently for each model, which affects your final quote.
| AAA | $98 | $202 |
| AIG | $121 | $297 |
| Allstate | $105 | $203 |
| Amica | $102 | $208 |
| Chubb | $106 | $209 |
| Farmers | $125 | $221 |
| Geico | $59 | $128 |
| Kemper | $88 | $180 |
| Nationwide | $90 | $155 |
| Progressive | $80 | $149 |
| State Farm | $78 | $162 |
| The Hartford | $95 | $162 |
| Travelers | $73 | $134 |
| UAIC | $146 | $182 |
Is Volkswagen Tiguan Expensive to Insure?
MoneyGeek's analysis of 256 SUVs reveals the Volkswagen Tiguan ranks 59th for insurance affordability, placing it solidly in the middle tier. It costs a few dollars more per month than a Ford Expedition but runs slightly cheaper than a Subaru Crosstrek, with 58 SUV models offering lower insurance rates. This middle positioning among SUVs provides helpful context for comparison shopping.
While SUVs generally carry higher insurance costs, the Tiguan's overall ranking tells a different story. Among all 827 vehicles in our database, it sits at 258th place, putting it in the top third for affordability across all car types. The most budget-friendly SUV remains the Isuzu Amigo, while the Audi SQ8 e-tron commands the highest premiums in the category.
| Volkswagen Tourareg | $122 | 56 |
| Buick Enclave | $122 | 57 |
| Lincoln MKX | $122 | 57 |
| Ford Expedition | $123 | 58 |
| Volkswagen Tiguan | $123 | 59 |
| Subaru Crosstrek | $123 | 59 |
| Ford Explorer | $123 | 60 |
| Nissan Armada | $123 | 61 |
| GMC Yukon XL | $123 | 62 |
Several factors affect what you'll pay for Volkswagen Tiguan insurance:
- Average Repair or Replacement Costs: The Volkswagen Tiguan's $856 annual repair costs place it in the moderate maintenance category. While not the most affordable option, these reasonable repair expenses help keep insurance premiums manageable compared to luxury SUVs.
- Vehicle Trim, Features and Accessories: Performance capabilities vary across Tiguan trims, with horsepower ranging from 184 to 250. Higher-performance variants command more in insurance premiums due to increased power output and associated risk factors.
- Driver Profile:Â Tiguan owners fall between 30 and 45 years old, with a median age of around 37, earning generally lower rates due to responsible driving behavior. The vehicle's performance reputation can attract risk-taking behaviors that concern insurers. Read more about the costs of the Volkswagen Tiguan for young drivers.
Volkswagen Tiguan Insurance Cost by State
Car insurance for a Volkswagen Tiguan costs as much as $166 per month in Louisiana or as little as $31 in Wyoming for minimum coverage. Your state's risk factors and insurance regulations create these differences, not the vehicle itself.
| Alabama | $70 | $132 |
| Alaska | $58 | $124 |
| Arizona | $100 | $186 |
| Arkansas | $68 | $151 |
| California | $80 | $162 |
| Colorado | $81 | $193 |
| Connecticut | $114 | $196 |
| Delaware | $116 | $196 |
| Florida | $106 | $243 |
| Georgia | $123 | $202 |
| Hawaii | $44 | $100 |
| Idaho | $45 | $93 |
| Illinois | $76 | $142 |
| Indiana | $54 | $107 |
| Iowa | $47 | $112 |
| Kansas | $60 | $141 |
| Kentucky | $103 | $175 |
| Louisiana | $166 | $356 |
| Maine | $43 | $88 |
| Maryland | $125 | $210 |
| Massachusetts | $85 | $179 |
| Michigan | $129 | $248 |
| Minnesota | $67 | $140 |
| Mississippi | $71 | $142 |
| Missouri | $96 | $193 |
| Montana | $59 | $141 |
| Nebraska | $62 | $142 |
| Nevada | $150 | $271 |
| New Hampshire | $58 | $103 |
| New Jersey | $136 | $225 |
| New Mexico | $68 | $153 |
| New York | $102 | $183 |
| North Carolina | $67 | $132 |
| North Dakota | $50 | $109 |
| Ohio | $62 | $121 |
| Oklahoma | $76 | $168 |
| Oregon | $101 | $176 |
| Pennsylvania | $71 | $165 |
| Rhode Island | $104 | $186 |
| South Carolina | $86 | $160 |
| South Dakota | $44 | $135 |
| Tennessee | $65 | $132 |
| Texas | $104 | $214 |
| Utah | $90 | $154 |
| Vermont | $37 | $87 |
| Virginia | $78 | $127 |
| Washington | $76 | $142 |
| West Virginia | $71 | $144 |
| Wisconsin | $54 | $118 |
| Wyoming | $31 | $96 |
Volkswagen Tiguan Costs by Model Year and Insurance Company
Full coverage car insurance for a 35- to 55-year-old driver with a 2025 Volkswagen Tiguan costs an average of $219 per month compared to $183 for a 2016 Volkswagen Tiguan. This shows how newer car models tend to be much more expensive than older models. Insurance costs for your Volkswagen Tiguan may change depending on your model year and the age of the drivers on your policy, with young drivers in their teens and early twenties paying much more to insure.
GEICO is the cheapest insurer across all model years.
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Volkswagen Tiguan
| Geico | $70 | $152 |
| National General | $83 | $170 |
| Travelers | $86 | $158 |
| Progressive | $86 | $161 |
| State Farm | $94 | $196 |
| Nationwide | $98 | $170 |
| Kemper | $105 | $216 |
| AAA | $120 | $248 |
| Allstate | $120 | $232 |
| The Hartford | $125 | $212 |
| Amica | $127 | $259 |
| Chubb | $131 | $260 |
| AIG | $144 | $356 |
| Farmers | $156 | $277 |
| UAIC | $171 | $215 |
Cost of Car Insurance for 2024 Volkswagen Tiguan
| Geico | $67 | $146 |
| National General | $80 | $163 |
| Travelers | $83 | $152 |
| Progressive | $83 | $155 |
| State Farm | $90 | $189 |
| Nationwide | $95 | $163 |
| Kemper | $101 | $208 |
| AAA | $115 | $239 |
| Allstate | $116 | $224 |
| The Hartford | $120 | $205 |
| Amica | $122 | $250 |
| Chubb | $127 | $251 |
| AIG | $139 | $343 |
| Farmers | $151 | $267 |
| UAIC | $165 | $207 |
Cost of Car Insurance for 2023 Volkswagen Tiguan
| Geico | $52 | $114 |
| National General | $62 | $127 |
| Travelers | $64 | $118 |
| Progressive | $65 | $121 |
| State Farm | $70 | $147 |
| Nationwide | $74 | $127 |
| Kemper | $79 | $162 |
| AAA | $90 | $186 |
| Allstate | $90 | $174 |
| The Hartford | $93 | $159 |
| Amica | $95 | $194 |
| Chubb | $99 | $195 |
| AIG | $108 | $267 |
| Farmers | $117 | $208 |
| UAIC | $128 | $161 |
Cost of Car Insurance for 2022 Volkswagen Tiguan
| Geico | $50 | $108 |
| National General | $59 | $121 |
| Travelers | $61 | $112 |
| Progressive | $61 | $115 |
| State Farm | $67 | $139 |
| Nationwide | $70 | $121 |
| Kemper | $75 | $154 |
| AAA | $85 | $176 |
| Allstate | $85 | $165 |
| The Hartford | $89 | $151 |
| Amica | $90 | $184 |
| Chubb | $94 | $185 |
| AIG | $103 | $253 |
| Farmers | $111 | $197 |
| UAIC | $122 | $153 |
Cost of Car Insurance for 2021 Volkswagen Tiguan
| Geico | $44 | $96 |
| National General | $53 | $108 |
| Travelers | $54 | $100 |
| Progressive | $55 | $102 |
| State Farm | $60 | $124 |
| Nationwide | $62 | $108 |
| Kemper | $67 | $137 |
| AAA | $76 | $157 |
| Allstate | $76 | $147 |
| The Hartford | $79 | $135 |
| Amica | $80 | $164 |
| Chubb | $83 | $165 |
| AIG | $91 | $226 |
| Farmers | $99 | $176 |
| UAIC | $108 | $136 |
Cost of Car Insurance for 2020 Volkswagen Tiguan
| Geico | $42 | $90 |
| National General | $49 | $101 |
| Travelers | $51 | $94 |
| Progressive | $51 | $96 |
| State Farm | $56 | $117 |
| Nationwide | $59 | $101 |
| Kemper | $63 | $129 |
| AAA | $71 | $148 |
| Allstate | $72 | $138 |
| The Hartford | $74 | $127 |
| Amica | $76 | $155 |
| Chubb | $78 | $155 |
| AIG | $86 | $212 |
| Farmers | $93 | $165 |
| UAIC | $102 | $128 |
Cost of Car Insurance for 2019 Volkswagen Tiguan
| Geico | $58 | $125 |
| National General | $68 | $139 |
| Travelers | $72 | $132 |
| Progressive | $78 | $146 |
| State Farm | $87 | $180 |
| Nationwide | $89 | $153 |
| The Hartford | $96 | $163 |
| Kemper | $99 | $202 |
| AAA | $99 | $206 |
| Amica | $105 | $216 |
| Allstate | $108 | $208 |
| Chubb | $113 | $225 |
| AIG | $124 | $308 |
| Farmers | $131 | $231 |
| UAIC | $141 | $177 |
Cost of Car Insurance for 2018 Volkswagen Tiguan
| Geico | $56 | $120 |
| National General | $60 | $124 |
| Travelers | $68 | $124 |
| Progressive | $76 | $141 |
| State Farm | $81 | $168 |
| Nationwide | $86 | $148 |
| Kemper | $89 | $182 |
| The Hartford | $91 | $155 |
| AAA | $93 | $192 |
| Amica | $95 | $194 |
| Chubb | $96 | $190 |
| Allstate | $101 | $194 |
| AIG | $114 | $279 |
| Farmers | $116 | $205 |
| UAIC | $139 | $174 |
Cost of Car Insurance for 2017 Volkswagen Tiguan
| Geico | $61 | $132 |
| National General | $63 | $129 |
| Travelers | $72 | $132 |
| State Farm | $81 | $168 |
| Progressive | $87 | $161 |
| Kemper | $92 | $188 |
| Nationwide | $93 | $161 |
| The Hartford | $95 | $163 |
| Chubb | $96 | $191 |
| AAA | $100 | $207 |
| Amica | $101 | $206 |
| Allstate | $111 | $215 |
| AIG | $121 | $294 |
| Farmers | $129 | $226 |
| UAIC | $147 | $183 |
Cost of Car Insurance for 2016 Volkswagen Tiguan
| Geico | $61 | $132 |
| National General | $63 | $130 |
| Travelers | $71 | $132 |
| State Farm | $80 | $166 |
| Progressive | $87 | $162 |
| Kemper | $91 | $185 |
| Nationwide | $94 | $162 |
| The Hartford | $95 | $161 |
| Chubb | $97 | $193 |
| AAA | $99 | $206 |
| Amica | $101 | $207 |
| Allstate | $112 | $216 |
| AIG | $121 | $295 |
| Farmers | $127 | $223 |
| UAIC | $146 | $181 |
Volkswagen Tiguan Insurance Cost by Trim
Volkswagen Tiguan insurance costs vary by trim, from $222 monthly for full coverage on high-performance Sel R-Line 4motion variants to $57 for minimum coverage on basic S 4motion Sport Utility 4d models. Performance features and market value determine where your trim falls in this range.
| S 4motion Sport Utility 4d | $57 | $112 |
| S Sport Utility 4d | $63 | $122 |
| Se R-Line Black Sport Utility 4d | $66 | $129 |
| Sel 4motion Sport Utility 4d | $66 | $129 |
| Se 4motion Sport Utility 4d | $69 | $134 |
| Sel Premium R-Line 4motion Sport Utility 4d | $71 | $138 |
| 2.0t S 4motion Sport Utility 4d | $72 | $139 |
| Se R-Line Black 4motion Sport Utility 4d | $72 | $141 |
| Se Sport Utility 4d | $73 | $141 |
| 2.0t Sel Premium Sport Utility 4d | $73 | $142 |
| 2.0t Se 4motion Sport Utility 4d | $78 | $152 |
| 2.0t Wolfsburg Edition Sport Utility 4d | $80 | $154 |
| 2.0t R-Line Sport Utility 4d | $80 | $155 |
| 2.0t Se Sport Utility 4d | $81 | $157 |
| 2.0t S Sport Utility 4d | $82 | $158 |
| 2.0t S 4motion Sport Utility 4d | $84 | $162 |
| S 4motion Sport Utility 4d | $84 | $161 |
| 2.0t Sel R-Line 4motion Sport Utility 4d | $84 | $163 |
| Sel R-Line 4motion Sport Utility 4d | $84 | $164 |
| S | $84 | $164 |
| Sel Sport Utility 4d | $85 | $164 |
| 2.0t Sel R-Line Sport Utility 4d | $85 | $166 |
| 2.0t Sel 4motion Sport Utility 4d | $85 | $166 |
| 2.0t R-Line 4motion Sport Utility 4d | $86 | $167 |
| Limited 2.0t Sport Utility 4d | $87 | $168 |
| 2.0t Sel Sport Utility 4d | $87 | $168 |
| 2.0t Wolfsburg Edition 4motion Sport Utility 4d | $87 | $169 |
| 2.0t Sel Premium 4motion Sport Utility 4d | $89 | $172 |
| Wolfsburg Edition Sport Utility 4d | $89 | $171 |
| Wolfsburg Edition | $89 | $173 |
| Wolfsburg Edition 4motion Sport Utility 4d | $89 | $172 |
| S 4motion | $89 | $174 |
| Limited 2.0t 4motion Sport Utility 4d | $92 | $177 |
| 2.0t Sel R-Line Jet-Black Sport Utility 4d | $92 | $180 |
| 2.0t Se 4motion Sport Utility 4d | $93 | $179 |
| Se | $93 | $181 |
| 2.0t Sel Premium R-Line 4motion Sport Utility 4d | $93 | $182 |
| 2.0t Sport Utility Suv 4d | $94 | $181 |
| 2.0t Sel R-Line Jet-Black 4motion Sport Utility 4d | $94 | $183 |
| 2.0t Sport 4motion Sport Utility 4d | $95 | $185 |
| 2.0t Le Sport Utility 4d | $96 | $184 |
| Wolfsburg Edition 4motion | $96 | $187 |
| Se 4motion | $96 | $187 |
| 2.0t Sel 4motion Sport Utility 4d | $96 | $186 |
| Se R-Line Black | $100 | $195 |
| Se 4motion Sport Utility 4d | $103 | $199 |
| Se R-Line Black 4motion | $105 | $204 |
| Sel 4motion Sport Utility 4d | $108 | $207 |
| Sel R-Line 4motion | $114 | $222 |
How to Lower the Cost of Volkswagen Tiguan Insurance
We've compiled the most effective strategies to lower your Volkswagen Tiguan insurance costs:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Volkswagen Tiguan. If you own your vehicle, get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for SUVs. This benchmark assists with finding the cheapest car insurance companies offering competitive rates. Understanding typical pricing helps you identify genuine savings opportunities when shopping around for coverage.
- 3Look for more than just low rates
Selecting reliable car insurance means evaluating insurers beyond price alone. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and verify AM Best financial stability ratings. Budget options might offer limited coverage or slower customer service when you need help most.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Volkswagen Tiguan owners often get safety features discounts, good driver rewards, bundling savings when combining policies and multi-vehicle discounts for insuring multiple cars. These savings can reduce your annual premium costs without sacrificing coverage quality.
- 5Consider alternative car insurance types
Volkswagen Tiguan owners might benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These options track safe driving habits and deliver premium reductions based on your actual driving behavior. Low-mileage drivers especially see substantial savings with these telematics programs.
- 6Check rates every year
Obtain car insurance quotes from several companies annually. Your insurer doesn't notify you when competitors lower prices, so yearly comparisons could save up to 24% on your Volkswagen Tiguan insurance. Market conditions change frequently, making regular shopping essential for maintaining the best rates available.
Volkswagen Tiguan Insurance Cost: Bottom Line
Volkswagen Tiguan insurance costs less than average, making it an affordable choice for drivers. You'll secure even better rates by shopping multiple insurers, claiming available discounts and selecting coverage that fits your needs.
Volkswagen Tiguan Insurance Rates: FAQ
What is the average cost of car insurance for a Volkswagen Tiguan?
Volkswagen Tiguan insurance costs average $1,003 annually for state minimum coverage and $1,942 for full coverage. Monthly premiums run about $84 for minimum and $162 for comprehensive protection.
What company has the cheapest car insurance for a Volkswagen Tiguan?
GEICO provides the most affordable minimum coverage for a Volkswagen Tiguan at $709 annually. The company also delivers the best value for full coverage at $1,533 per year.
Are Volkswagen Tiguans expensive to insure?
No, Volkswagen Tiguan insurance is not expensive compared to most vehicles. The Tiguan ranks 258th out of 827 cars for affordability, placing it in the more budget-friendly half. Among SUVs specifically, it sits at 59th out of 256 models.
What factors affect insurance costs for Volkswagen Tiguans?
Various elements affect your Volkswagen Tiguan insurance rates. Specialized parts increase repair costs, while moderate theft rates and strong safety ratings work in your favor. Your personal driving record, credit score, and chosen coverage levels impact your final premium.
How can I lower Volkswagen Tiguan insurance costs?
Compare quotes from several insurers since Tiguan pricing differs between companies, and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle policies and maintain a clean driving record to secure better rates.
How We Determined Volkswagen Tiguan Insurance Costs
We analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025 to provide the most accurate Volkswagen Tiguan insurance costs.
Who We Based These Rates On
These Volkswagen Tiguan rates reflect what an average driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.