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Compare the Cost of Subaru WRX Insurance by Model Year and Company
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Ensure you're getting the best rate. Review quotes from a top insurance company.
When looking for Subaru WRX insurance quotes, remember that different insurers charge varying rates to insure the same car model. The most affordable insurer may also vary based on the model year of your car.
Key Takeaways
The average cost of insuring a Subaru WRX is $1,442 per year, compared to the $1,427 average across all car models.
Subaru WRX insurance costs may vary by as much as $859 annually based on the insurance provider.
The cost of insurance for a Subaru WRX may differ by a maximum of $385 depending on the model year. The older the model, the lower the insurance rate.
How Much It Costs to Insure a Subaru WRX and the Cheapest Company
Depending on the insurance company you select, insurance rates for a Subaru WRX differ from the average cost of $1,447 annually. The cheapest car insurer for Subaru WRX is USAA at $1,136 per year — that's $859 cheaper per year than the most expensive insurance provider.
The Average Annual Cost of Subaru WRX Insurance by Company
MoneyGeek collected data about insurance company rates through a sample driver profile. In this case, the driver’s policy provides 100/300/100 liability insurance with comprehensive and collision coverage.
The Average Cost to Insure a Subaru WRX by Company
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- CompanyAverage Annual Rates
- 1.$1,136
- 2.$1,155
- 3.$1,382
- 4.$1,534
- 5.$1,548
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Is a Subaru WRX Expensive to Insure?
Insurance providers base their car insurance rates for each model on multiple factors. Expensive models and vehicles with higher repair costs or more common instances of theft are pricier to insure.
Subaru WRX is moderately expensive to insure due to the fact that it is designated as a sports car, making it riskier for insurance companies to cover.
The Best Car Insurance Company for a Subaru WRX
When purchasing car insurance for a Subaru WRX, cost should not be the only consideration. MoneyGeek evaluated factors such as customer complaints, financial stability, customer satisfaction and affordability when ranking Subaru WRX insurance rates across providers.
Based on the scores:
- USAA is the best car insurance company for a Subaru WRX. However, its policies are exclusively offered to current and former military members and their families.
- Taking second place is GEICO, which is also the best insurer for drivers who are not in military service.
1
USAA
Score:99
2
GEICO
Score:89
3
State Farm
Score:85
4
Nationwide
Score:80
5
Progressive
Score:79
6
Allstate
Score:75
7
Allied
Score:NaN
How Much It Costs to Insure a Subaru WRX by Model Year
Car insurance rates are higher for newer versions of the Subaru WRX. As the value of a car depreciates over time, its comprehensive and collision coverage cost also goes down. The average cost of car insurance for a 2005 Subaru WRX is $1,188 per year. Insurance for a 2020 version costs $1,573 per year. Depending on your car's model year, you can save around $385 annually.
Different companies offer cheaper insurance rates depending on the model year. USAA has the lowest car insurance rates for a 2020 Subaru WRX, at $1,177 annually.
View the list below to compare rates from different insurance companies for your model year.
The Average Cost to Insure a Subaru WRX by Model Year
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- CompanyAverage Annual Rates (2020 model)Average Annual Rates (2019 model)Average Annual Rates (2018 model)Average Annual Rates (2017 model)Average Annual Rates (2016 model)Average Annual Rates (2010 model)Average Annual Rates (2005 model)
- 1.$1,177$1,187$1,273$1,237$1,161$982$935
- 2.$1,242$1,212$1,211$1,168$1,169$991$1,093
- 3.$1,534$1,502$1,473$1,449$1,396$1,236$1,083
- 4.$1,735$1,731$1,654$1,626$1,575$1,320$1,100
- 5.$1,520$1,541$1,562$1,577$1,582$1,575$1,482
How Expensive Is It to Insure a Subaru WRX Compared to Other Cars?
Is a Subaru WRX expensive to insure? Based on MoneyGeek’s study, Subaru WRX insurance rates are in line with the average rates of other models. The average annual cost for the model is $1,442, which is only $15 more than the national average.
How Much It Costs to Insure a Subaru WRX for 16- to 25-Year-Olds
Due to inexperience, younger drivers tend to pay higher premiums for car insurance no matter the type of car they drive. The average cost of insurance for a Subaru WRX driven by an 18-year-old is $4,707 per year. That is $3,265 more than the average price for a 40-year-old driver.
Adding younger drivers to their parent’s policy can help them save a lot of money, since individual policy rates for young drivers are so high.
To find the average cost of car insurance for young drivers ages 16 to 25, check out the data below.
The Average Cost to Insure a Subaru WRX by Driver Age
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- AgeAverage Annual Rates
- 16$6,035
- 17$5,346
- 18$4,707
- 19$3,371
- 20$3,009
How Does Location Affect the Cost of Subaru WRX Insurance?
Although the costs cited in this article are formulated based on the national average, where you live can influence your auto insurance rates significantly. You can find more details about the cost of insurance in your state using the MoneyGeek state page analysis.
FAQs About Subaru WRX Insurance
The model of your car can affect the cost of your insurance considerably, but it is not the only factor. Below are some frequently asked questions about Subaru WRX insurance.
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