Newer Subaru Imprezas cost more to insure than older models due to their higher market values. You'll pay around $247 monthly for a 2025 Impreza compared to just $53 for older models.
Subaru Impreza Insurance Cost
Updated: February 2, 2026
Key Takeaways
GEICO offers the most affordable rates for Subaru Impreza insurance for both minimum and full coverage. Full coverage averages $162 monthly and varies based on your model year and chosen insurer. Read more
The Impreza ranks 76th out of 199 sedans for insurance affordability, placing it in the middle tier. Since sedans cost less to insure due to better safety ratings and lower repair costs, it's reasonably affordable. Read more
For the most accurate rates, check costs specific to your Impreza's model year, especially if you're insuring a teen driver. Read MoneyGeek's analysis of rates by company for specific Impreza model years, depending on the age of the drivers
How Much Is Subaru Impreza Insurance?
Looking for another Subaru model? Read more about the cost of Subaru car insurance models.
Costs vary by model year and company. Subaru Impreza minimum coverage ranges from $56 monthly with GEICO to $144 with UAIC, while full coverage spans $121 monthly with GEICO to higher rates with AIG.
Rate variations exceeding $88 for minimum coverage and $157 for full coverage demonstrate why Impreza owners need to shop around. Each company calculates model-specific risk differently, which impacts your final quote.
| AAA | $96 | $199 |
| AIG | $115 | $278 |
| Allstate | $104 | $200 |
| Amica | $101 | $207 |
| Chubb | $99 | $194 |
| Farmers | $128 | $225 |
| Geico | $56 | $121 |
| Kemper | $86 | $175 |
| Nationwide | $98 | $169 |
| Progressive | $82 | $152 |
| State Farm | $78 | $162 |
| The Hartford | $98 | $167 |
| Travelers | $73 | $135 |
| UAIC | $144 | $179 |
Is Subaru Impreza Expensive to Insure?
MoneyGeek's analysis of 199 sedans shows the Subaru Impreza ranking 76th for insurance affordability, meaning 75 vehicles cost less to insure. It's positioned between the slightly cheaper Dodge Magnum and the marginally pricier Subaru Legacy, placing it in the middle tier.
The Impreza's 18th place out of 827 total vehicles puts it among the top 25% most affordable cars to insure overall. Despite sedans generally costing more to insure, the Impreza remains affordable. The Saturn S-Series claims the cheapest sedan spot, while the Cadillac CTS-V commands the highest premiums in this vehicle type.
| Nissan Sentra | $124 | 73 |
| Mercury Marauder | $124 | 74 |
| Dodge Magnum | $124 | 75 |
| Honda Clarity | $124 | 75 |
| Subaru Impreza | $124 | 76 |
| Subaru Legacy | $125 | 77 |
| Infiniti M | $125 | 78 |
| Ford Fiesta | $125 | 79 |
Your Subaru Impreza insurance costs depend on:
- Average repair or replacement costs: Maintenance expenses directly impact your premiums, as insurers consider how much they'll spend on potential claims. The Impreza's repair costs influence what you'll pay for coverage.
- Vehicle trim, features and accessories: The Impreza's performance capabilities range from 152 to 271 horsepower across different trims. Higher-performance variants with increased horsepower result in higher insurance premiums due to greater risk exposure.
- Driver profile:Â Most Subaru Impreza drivers fall between 25 and 34 years old, with a median age of around 30. The vehicle's performance reputation attracts risk-taking behaviors that concern insurers, especially affecting younger drivers. Read more about the costs of Subaru Imprezas for young drivers
Subaru Impreza Insurance Cost by State
Car insurance for a Subaru Impreza costs as little as $31 per month in Wyoming or as much as $166 in Louisiana for minimum coverage. These dramatic differences reflect your state's risk characteristics and insurance regulations, not anything about the Impreza itself.
| Alabama | $69 | $130 |
| Alaska | $59 | $125 |
| Arizona | $99 | $185 |
| Arkansas | $65 | $145 |
| California | $81 | $164 |
| Colorado | $79 | $188 |
| Connecticut | $116 | $199 |
| Delaware | $115 | $194 |
| Florida | $106 | $243 |
| Georgia | $121 | $199 |
| Hawaii | $45 | $100 |
| Idaho | $45 | $92 |
| Illinois | $76 | $143 |
| Indiana | $53 | $104 |
| Iowa | $44 | $107 |
| Kansas | $58 | $136 |
| Kentucky | $104 | $176 |
| Louisiana | $166 | $354 |
| Maine | $42 | $86 |
| Maryland | $124 | $208 |
| Massachusetts | $83 | $175 |
| Michigan | $122 | $234 |
| Minnesota | $68 | $140 |
| Mississippi | $71 | $140 |
| Missouri | $98 | $194 |
| Montana | $59 | $141 |
| Nebraska | $59 | $135 |
| Nevada | $148 | $266 |
| New Hampshire | $58 | $102 |
| New Jersey | $136 | $224 |
| New Mexico | $68 | $151 |
| New York | $100 | $180 |
| North Carolina | $65 | $128 |
| North Dakota | $48 | $105 |
| Ohio | $62 | $120 |
| Oklahoma | $73 | $163 |
| Oregon | $101 | $176 |
| Pennsylvania | $70 | $163 |
| Rhode Island | $104 | $185 |
| South Carolina | $86 | $161 |
| South Dakota | $43 | $131 |
| Tennessee | $64 | $130 |
| Texas | $103 | $212 |
| Utah | $90 | $153 |
| Vermont | $37 | $87 |
| Virginia | $79 | $127 |
| Washington | $77 | $142 |
| West Virginia | $71 | $144 |
| Wisconsin | $52 | $115 |
| Wyoming | $31 | $95 |
Subaru Impreza Costs by Model Year and Insurance Company
Model year determines your Subaru Impreza insurance costs, along with the age of drivers on your policy. A 35- to 55-year-old driver pays around $122 monthly for full coverage on a 2016 Subaru Impreza compared to $210 for a 2025 model. Newer vehicles cost more to insure than older ones, and young drivers in their teens and early twenties face much higher premiums across all model years.
GEICO consistently offers the cheapest rates across all Subaru Impreza model years.
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Subaru Impreza
| Geico | $69 | $149 |
| Progressive | $79 | $147 |
| Travelers | $80 | $147 |
| National General | $80 | $165 |
| Kemper | $95 | $193 |
| Nationwide | $96 | $166 |
| State Farm | $105 | $219 |
| Allstate | $110 | $213 |
| AAA | $116 | $241 |
| The Hartford | $118 | $202 |
| Chubb | $119 | $237 |
| Amica | $122 | $251 |
| AIG | $136 | $333 |
| Farmers | $157 | $278 |
| UAIC | $161 | $202 |
Cost of Car Insurance for 2024 Subaru Impreza
| Geico | $66 | $144 |
| Progressive | $76 | $141 |
| Travelers | $77 | $142 |
| National General | $78 | $159 |
| Kemper | $92 | $187 |
| Nationwide | $93 | $160 |
| State Farm | $101 | $211 |
| Allstate | $106 | $206 |
| AAA | $112 | $233 |
| The Hartford | $114 | $195 |
| Chubb | $115 | $229 |
| Amica | $118 | $242 |
| AIG | $131 | $322 |
| Farmers | $152 | $268 |
| UAIC | $156 | $195 |
Cost of Car Insurance for 2023 Subaru Impreza
| Geico | $57 | $124 |
| Progressive | $65 | $121 |
| Travelers | $66 | $122 |
| National General | $67 | $136 |
| Kemper | $79 | $160 |
| Nationwide | $80 | $138 |
| State Farm | $87 | $182 |
| Allstate | $91 | $176 |
| AAA | $96 | $200 |
| The Hartford | $98 | $167 |
| Chubb | $99 | $197 |
| Amica | $102 | $208 |
| AIG | $113 | $276 |
| Farmers | $130 | $230 |
| UAIC | $133 | $168 |
Cost of Car Insurance for 2022 Subaru Impreza
| Geico | $76 | $165 |
| National General | $80 | $163 |
| Travelers | $91 | $168 |
| Progressive | $98 | $182 |
| State Farm | $117 | $244 |
| Kemper | $117 | $240 |
| Chubb | $118 | $234 |
| AAA | $124 | $257 |
| Nationwide | $125 | $216 |
| Amica | $126 | $257 |
| Allstate | $129 | $249 |
| The Hartford | $137 | $233 |
| AIG | $145 | $352 |
| Farmers | $171 | $302 |
| UAIC | $181 | $225 |
Cost of Car Insurance for 2021 Subaru Impreza
| Geico | $80 | $174 |
| National General | $83 | $170 |
| Travelers | $97 | $178 |
| Progressive | $105 | $195 |
| Chubb | $123 | $243 |
| State Farm | $124 | $258 |
| Kemper | $126 | $257 |
| AAA | $131 | $271 |
| Amica | $131 | $269 |
| Nationwide | $135 | $233 |
| Allstate | $137 | $265 |
| The Hartford | $145 | $248 |
| AIG | $152 | $369 |
| Farmers | $180 | $319 |
| UAIC | $191 | $238 |
Cost of Car Insurance for 2020 Subaru Impreza
| Geico | $69 | $149 |
| National General | $71 | $145 |
| Travelers | $83 | $152 |
| Progressive | $89 | $166 |
| Chubb | $105 | $207 |
| State Farm | $106 | $220 |
| Kemper | $107 | $219 |
| AAA | $112 | $231 |
| Amica | $112 | $229 |
| Nationwide | $115 | $198 |
| Allstate | $117 | $226 |
| The Hartford | $124 | $211 |
| AIG | $130 | $315 |
| Farmers | $154 | $272 |
| UAIC | $163 | $204 |
Cost of Car Insurance for 2019 Subaru Impreza
| Geico | $64 | $138 |
| National General | $66 | $135 |
| Travelers | $77 | $141 |
| Progressive | $83 | $154 |
| Chubb | $97 | $192 |
| State Farm | $98 | $204 |
| Kemper | $99 | $203 |
| AAA | $103 | $214 |
| Amica | $104 | $213 |
| Nationwide | $107 | $184 |
| Allstate | $109 | $210 |
| The Hartford | $115 | $196 |
| AIG | $120 | $292 |
| Farmers | $143 | $252 |
| UAIC | $151 | $189 |
Cost of Car Insurance for 2018 Subaru Impreza
| Geico | $55 | $119 |
| National General | $57 | $116 |
| Travelers | $66 | $121 |
| Progressive | $71 | $133 |
| Chubb | $84 | $166 |
| State Farm | $85 | $176 |
| Kemper | $86 | $175 |
| AAA | $89 | $185 |
| Amica | $90 | $184 |
| Nationwide | $92 | $159 |
| Allstate | $94 | $181 |
| The Hartford | $99 | $169 |
| AIG | $104 | $252 |
| Farmers | $123 | $218 |
| UAIC | $131 | $163 |
Cost of Car Insurance for 2017 Subaru Impreza
| Geico | $47 | $102 |
| National General | $48 | $99 |
| Travelers | $57 | $104 |
| Progressive | $61 | $114 |
| Chubb | $72 | $142 |
| State Farm | $72 | $150 |
| Kemper | $73 | $150 |
| AAA | $76 | $158 |
| Amica | $77 | $157 |
| Nationwide | $79 | $136 |
| Allstate | $80 | $155 |
| The Hartford | $85 | $145 |
| AIG | $89 | $216 |
| Farmers | $105 | $186 |
| UAIC | $112 | $139 |
Cost of Car Insurance for 2016 Subaru Impreza
| Geico | $40 | $87 |
| National General | $41 | $84 |
| Travelers | $48 | $88 |
| Progressive | $52 | $97 |
| Chubb | $61 | $121 |
| State Farm | $61 | $128 |
| Kemper | $62 | $127 |
| AAA | $65 | $134 |
| Amica | $65 | $133 |
| Nationwide | $67 | $115 |
| Allstate | $68 | $132 |
| The Hartford | $72 | $123 |
| AIG | $75 | $183 |
| Farmers | $89 | $158 |
| UAIC | $95 | $118 |
Subaru Impreza Insurance Cost by Trim
Subaru Impreza insurance costs vary by trim and coverage level. Full coverage on a Limited Sedan 4d averages $247 monthly, while minimum coverage on a base L Sedan 4d costs just $53. Performance features and market value determine where your specific trim falls in this range.
| L Sedan 4d | $53 | $102 |
| L Coupe 2d | $54 | $104 |
| L Sport Wagon 4d | $57 | $109 |
| 2.5rs Coupe 2d | $61 | $117 |
| 2.0i Sport Limited Wagon 4d | $64 | $124 |
| 2.0i Premium Wagon 4d | $67 | $129 |
| 2.0i Sport Premium Wagon 4d | $68 | $131 |
| Wrx Tr Sedan 4d | $69 | $133 |
| 2.0i Premium Sedan 4d | $69 | $133 |
| 2.0i Sedan 4d | $72 | $139 |
| Wrx Sport Wagon 4d | $72 | $139 |
| 2.0i Wagon 4d | $74 | $143 |
| Wrx Sedan 4d | $75 | $145 |
| 2.0i Limited Wagon 4d | $76 | $147 |
| 2.0i Limited Sedan 4d | $76 | $147 |
| Wrx Premium Sport Wagon 4d | $78 | $150 |
| Wrx Sti Wagon 4d | $78 | $152 |
| Wrx Premium Sedan 4d | $80 | $153 |
| 2.0i Sport Sedan 4d | $80 | $155 |
| Wrx Sti Sedan 4d | $81 | $157 |
| 2.5ts Sport Wagon 4d | $81 | $156 |
| 2.5rs Sedan 4d | $81 | $156 |
| Wrx Sti Limited Sedan 4d | $81 | $158 |
| Wrx Sti Limited Sedan 4d | $82 | $159 |
| Wrx Limited Sport Wagon 4d | $82 | $159 |
| Wrx Limited Sedan 4d | $82 | $159 |
| 2.0i Sport Wagon 4d | $83 | $160 |
| Wrx Sti Sport Wagon 4d | $84 | $163 |
| Wrx Limited Wagon 4d | $85 | $165 |
| Wrx Sti Sedan 4d | $85 | $165 |
| Impreza | $86 | $168 |
| Wrx Wagon 4d | $87 | $168 |
| Wrx Premium Wagon 4d | $87 | $169 |
| Wrx Sti Special Edition Sport Wagon 4d | $88 | $170 |
| Sedan 4d | $88 | $171 |
| Outback Sport Wagon 4d | $89 | $172 |
| Wagon 4d | $90 | $175 |
| Sport | $93 | $180 |
| Outback Sport Special Edition Wagon 4d | $93 | $180 |
| Premium Sedan 4d | $95 | $184 |
| 2.5gt Sedan 4d | $95 | $183 |
| 2.5rs Sport Wagon 4d | $96 | $185 |
| 2.5gt Sport Wagon 4d | $99 | $191 |
| Premium Wagon 4d | $101 | $196 |
| Sport Wagon 4d | $102 | $197 |
| Rs | $103 | $200 |
| 2.5i Premium Wagon 4d | $106 | $204 |
| Limited Wagon 4d | $106 | $206 |
| Outback Sport Special Edition Sport Wagon 4d | $108 | $207 |
| 2.5i Sport Wagon 4d | $112 | $214 |
| Sport Sedan 4d | $114 | $220 |
| 2.5i Sedan 4d | $115 | $221 |
| 2.5i Premium Sedan 4d | $117 | $225 |
| 2.5i Premium Sport Wagon 4d | $123 | $236 |
| Limited Sedan 4d | $128 | $247 |
How to Lower the Cost of Subaru Impreza Insurance
We've compiled proven strategies to help you find better rates on your Subaru Impreza insurance:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Subaru Impreza. Own your vehicle? Get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for compact cars. This benchmark assists with shopping for the cheapest car insurance companies offering competitive rates. Understanding typical pricing helps you spot good deals and avoid overpaying for your Subaru Impreza coverage.
- 3Look for more than just low rates
Selecting reliable car insurance means evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability. Budget insurers might offer limited coverage or slower service when you need them most.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Subaru Impreza owners often get safety features discounts, good driver discounts, multi-vehicle savings and bundling discounts. Many insurers also offer student discounts, military discounts and defensive driving course reductions that can lower your premiums.
- 5Consider alternative car insurance types
Subaru Impreza owners might benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These options track safe driving habits and deliver premium reductions based on your actual driving behavior. Low-mileage drivers often see the biggest savings with these telematics programs.
- 6Check rates every year
Obtain car insurance quotes from multiple companies annually. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Subaru Impreza insurance. Market conditions change frequently, making regular shopping essential for maintaining the best rates.
Subaru Impreza Insurance Cost: Bottom Line
Subaru Impreza insurance runs affordable compared to average vehicle costs, and you'll find decent rates with smart shopping. Compare quotes from multiple insurers, claim available discounts and adjust coverage choices to secure your best rate.
Subaru Impreza Insurance Rates: FAQ
What is the average cost of car insurance for a Subaru Impreza?
Subaru Impreza insurance costs $1,006 annually for state minimum coverage and $1,942 for full coverage. This translates to monthly premiums of $84 and $162 respectively.
What company has the cheapest car insurance for a Subaru Impreza?
GEICO provides the most affordable auto insurance for Subaru Impreza owners at $674 annually for minimum coverage. The company also delivers the best value for full coverage at $1,457 per year.
Are Subaru Imprezas expensive to insure?
No, Subaru Impreza insurance is not expensive compared to other vehicles. The Impreza ranks 18th out of 827 vehicles for affordability, though it places 76th out of 199 sedans specifically.
What factors affect insurance costs for Subaru Imprezas?
Various elements affect your Subaru Impreza insurance rates. Personal factors like your driving record, credit score, and chosen coverage levels impact premiums. The Impreza's safety features and moderate repair costs help keep rates reasonable compared to other vehicles.
How can I lower Subaru Impreza insurance costs?
Compare quotes from several insurers since Subaru Impreza pricing differs between companies, and explore usage-based programs that monitor safe driving. Maximize available discounts, bundle policies and keep your driving record clean to secure better rates.
How We Determined Subaru Impreza Insurance Costs
We analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025 to provide the most accurate Subaru Impreza insurance costs.
Who We Based These Rates On
These Subaru Impreza rates reflect what an average driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.