Nissan Maxima Insurance Cost

Annual full coverage costs for a Nissan Maxima range from $1,141 to $7,043. Rates vary based on the car's model year, your age, where you live, your driving record, coverage level and insurer.

The average cost of full coverage Nissan Maxima insurance is $133 per month or $1,593 per year, based on a 40-year-old male driver with a clean record. For minimum coverage, expect to pay around $52 monthly or $619 annually.

Costs range from $1,191 to $2,151 annually, depending on age, model year and coverage level.

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Your Nissan Maxima's production year affects insurance costs.  Older models cost less. For instance, insuring a 2022 Maxima costs $1,853 annually for full coverage, while a 2009 model costs $1,336.

Read more: The cost of Nissan car insurance

Your age as a driver impacts costs. For example, it costs 40-year-olds $1,607 annually for full coverage, while 16-year-olds pay $7,043.

Car insurance rates depend on your driver profile, your car's make, model, age and safety features.

State Farm offers the cheapest annual minimum coverage rate for a Nissan Maxima at $494, based on a 40-year-old male driver with a clean record. Below is a breakdown of the most affordable car insurance rates across coverage levels, age groups, driving records, model years and more.

The coverage level you select significantly impacts your Nissan Maxima insurance rate. State Farm offers the lowest average minimum and full coverage rates. Below is a breakdown of the cheapest providers for both types.

State Farm offers the cheapest minimum coverage for Nissan Maxima at $41 per month, followed by GEICO at $43, Travelers at $54 and Nationwide at $57.

*State Farm offers non-military-affiliated Nissan Maxima owners the lowest average minimum coverage insurance rate. USAA is the most affordable option for military-affiliated drivers.

Because the above list doesn’t account for model production year, you might find lower rates based on your vehicle's age. Filter the table below to find the cheapest minimum coverage rates for each Nissan Maxima production year.

*USAA is available only to military veterans, active service members and their families.

State Farm offers the cheapest full coverage for a Nissan Maxima at $107 per month or $1,285 per year. Below is the complete list of full coverage car insurance providers and rates.

*On average, State Farm is the cheapest insurer for non-military-affiliated Nissan Maxima owners seeking full coverage. For military-affiliated drivers, USAA is the most affordable option.

Younger drivers and seniors have higher Nissan Maxima insurance rates.

For Nissan Maxima drivers aged 16 to 25, State Farm offers the cheapest insurance rates at $89 monthly or $1,073 annually for minimum coverage. Below is the complete list of the cheapest auto insurance for Nissan drivers.

*State Farm is the cheapest insurer for young non-military-affiliated drivers. USAA is the most affordable option for military-affiliated drivers.

State Farm offers the cheapest car insurance for seniors aged 55 and up, starting at $45 monthly or $543 annually. Below is the full list of affordable Nissan Maxima insurers.

*State Farm is the cheapest insurer for non-military-affiliated senior drivers. USAA is the most affordable option for military-affiliated drivers.

For Nissan Maxima drivers, State Farm, GEICO and Travelers offer the most affordable insurance after an accident. Check out the complete list below.

*State Farm provides the lowest rates for non-military-affiliated at-fault Nissan Maxima drivers. USAA is the most affordable option for military-affiliated drivers.

Compare car insurance rates from multiple providers to find the most affordable option. This article delves into Nissan Maxima insurance costs across demographic groups and identifies the cheapest providers.

Below are answers to common questions about Nissan Maxima insurance costs to help you understand what to expect.

Nissan Maxima owners need accurate insurance cost estimates before buying or budgeting for this midsize sedan, since premiums vary based on your model year, driving profile, and coverage choices. We built this analysis to show you what you'll actually pay for Maxima insurance across different situations.

We analyzed 4,183 Nissan Maxima insurance quotes from Quadrant Information Services, covering model years from 2012 through 2022. This comprehensive dataset ensures our findings reflect real-world pricing for both older used Maximas and newer models.

We used a sample driver profile with a 40-year-old male, clean driving record, and 12,000 miles driven annually as our baseline. We also modified this profile to determine insurance rates for different age groups, driving records, and model years, showing how each factor independently affects your premiums.

If data on specific model years wasn't available, our data scientists estimated rates based on how insurers typically price car models each year. The published rates are estimates and may not reflect the exact rate you'll receive for your Nissan Maxima, since your individual circumstances will vary.

Each state differs in minimum coverage requirements, so our minimum coverage rates represent a combination of state minimums where we gathered data. Our full coverage analysis includes comprehensive and collision coverage with a $1,000 deductible plus increased liability limits: $100,000 bodily injury liability per person, $300,000 per accident, and $100,000 property damage liability.

This methodology helps you understand what Maxima insurance typically costs and how your specific model year, age, and driving record affect premiums. Newer Maximas cost more to insure due to higher replacement values, while older models have lower comprehensive and collision costs but similar liability premiums. Our analysis shows you these trade-offs so you can budget accurately whether you're shopping for a used 2015 Maxima or a brand-new model.