Nissan 350Z Insurance Cost

Three things matter when choosing how much coverage to buy: what your Nissan's worth, how much you drive and what you can afford to spend:

Tight budget (you own the car):

• Your state's minimum liability requirements
• Add comprehensive and collision with a $1,000 deductible

Want better protection (you own the car):

• 100/300/100 liability coverage
• Comprehensive and collision with a $500 deductible

Financing or leasing:

• 100/300/100 liability coverage
• Comprehensive and collision with a $500 deductible
• Gap insurance (most lenders require this)

*Coverage Limits Explained (100/300/100):

• $100,000 bodily injury per person
• $300,000 bodily injury per accident
• $100,000 property damage coverage

Researching average auto insurance costs for your car will let you know how much you're saving currently and with another provider. Then you can look for the cheapest car insurance companies.

To get the most balanced car insurance for your Nissan 350Z, check forum reviews, J.D. Power customer satisfaction scores, Better Business Bureau complaint records and AM Best financial strength ratings while comparing coverage limits and deductibles.

Some low-cost insurers have slower claim processing times or limited coverage options that can leave you underinsured in an accident.

Finding car insurance discounts you'll likely qualify for will go a long way in ensuring you get the cheapest rate possible. The five discounts below are the most likely we found that 350Z owners will qualify for:

• Multi-Car/Multi-Vehicle Discount (10% to 25% savings): With 90% of 350Z buyers being men and 70% college-educated, many owners are established professionals who often have multiple vehicles. Sports car enthusiasts frequently own their 350Z as a weekend toy alongside a practical daily driver, allowing them to bundle both vehicles for savings.
• Bundling/Multi-Policy Discount (5% to 25% savings): 350Z owners typically have household incomes in the $65,000+ range and many own homes or have established rental situations. These car enthusiasts can combine auto and homeowners or renters insurance policies to unlock substantial bundling discounts from major carriers.
• Good Student/Alumni Discount (5% to 25% savings): With 70% of 350Z buyers being college-educated, many owners can benefit from alumni association discounts or good student rates if they're still in school. The educated, performance-oriented demographic often maintains strong academic records that qualify for these education-based savings.
• Defensive Driving/Safety Course Discount (5% to 15% savings): Sports car enthusiasts are often passionate about improving their driving skills and may have completed defensive driving courses, track days, or performance driving education. Many insurers will knock money off your bill for completing approved safety courses, which appeals to the enthusiast mindset of 350Z owners.
• Low Mileage/Occasional Use Discount (5% to 25% savings): Many 350Z owners treat their sports car as a weekend or recreational vehicle rather than a daily driver, typically driving fewer annual miles than average. This low-mileage usage pattern - common among enthusiasts who garage their cars during winter or use them primarily for weekend drives - can qualify for occasional-use or low-mileage discounts from insurers.

Nissan 350Z owners should consider usage-based insurance or programs like Progressive Snapshot that reward safe driving habits with lower premiums.

Comparing car insurance quotes from multiple sources can cut your Nissan 350Z insurance by up to 24%. Your best deal today might not exist next year, so make comparing rates an annual habit.