Honda Pilot insurance costs average $79 monthly for minimum coverage and $152 for full coverage. Costs will vary depending on your particular trim and model year.
Honda Pilot Insurance Cost
Updated: January 14, 2026
Key Takeaways
Honda Pilot insurance costs $152 monthly for full coverage. GEICO is the cheapest provider. Your specific trim and model year also affect costs. Read more
The Pilot ranks 47th out of 256 SUVs for insurance affordability. While SUVs tend to be pricier to insure than sedans, the Pilot's middle-tier placement makes it reasonably priced within its category. Read more
Your Pilot's model year and driver age affect insurance rates. Teen drivers and owners of newer model years have higher premiums than experienced drivers with older models. Read more
How Much Is Honda Pilot Insurance?
| Honda Pilot | $79 | $152 |
Looking for another Honda model? Read more about the cost of Honda car insurance models.
Model year, or how old your car is, can greatly affect the cost of car insurance and the Honda Pilot is no exception. Newer models cost more to insure because of their higher fair market value. Monthly premiums range from $68 for older Pilots to $533 for the newest models.
Costs not only change greatly by model year but also depending on which company you buy a policy from. Honda Pilot minimum coverage insurance costs range from $83 per month with GEICO to $207 with UAIC. Full coverage costs go from $179 per month with GEICO to $505 with AIG.
Those cost differences, over $120 for minimum coverage and over $300 for full coverage, show why Pilot owners should shop between insurers to find the best cheap option. All insurance companies use their own specific risk calculations for car models that can greatly affect your final quote.
| AAA | $89 | $183 |
| AIG | $111 | $272 |
| Allstate | $102 | $197 |
| Amica | $98 | $201 |
| Chubb | $103 | $203 |
| Farmers | $117 | $205 |
| Geico | $53 | $115 |
| Kemper | $80 | $161 |
| Nationwide | $85 | $147 |
| Progressive | $79 | $146 |
| State Farm | $74 | $154 |
| The Hartford | $86 | $147 |
| Travelers | $68 | $126 |
| UAIC | $136 | $170 |
Is a Honda Pilot Expensive to Insure?
MoneyGeek's analysis of 256 SUVs shows the Honda Pilot ranking 47th for insurance affordability. You'll find it costs a few dollars more per month than a Chevrolet Equinox but slightly less than a Ford Flex, placing it in the more affordable tier among SUVs. This means 46 SUV models are cheaper to insure than the Pilot.
SUVs tend to be pricier to insure than sedans, but the Pilot's overall ranking tells a favorable story. At 200th out of 827 total vehicles, it lands in the top 25% for affordability across all car types. The Isuzu Amigo claims the cheapest SUV spot, while the Audi SQ8 e-tron commands the highest premiums in this category.
| Ford Edge | $115 | 44 |
| Land Rover LR2 | $115 | 45 |
| Chevrolet Equinox | $115 | 46 |
| Honda Pilot | $116 | 47 |
| Ford Flex | $117 | 48 |
| Honda Passport | $118 | 49 |
| Hyundai Veracruz | $119 | 50 |
Several factors affect what you'll pay for Honda Pilot insurance:
- Average Repair or Replacement Costs: Honda Pilot repair costs average $1,082 annually, making it Honda's third most expensive model to maintain.
- Vehicle Trim, Features and Accessories: The Pilot's powerful performance capabilities (280 to 285 horsepower depending on trim) increase insurance premiums. Higher trims like the Elite and TrailSport feature additional safety technology and premium features that can influence insurance rates.
- Driver Profile: Most Honda Pilot drivers are middle-aged males (median age 46). Younger drivers pay higher rates, and the Pilot's performance reputation attracts risk-taking behaviors that concern insurers. Read more about the costs of Honda Pilots for young drivers.
Honda Pilot Costs by Model Year and Driver Age by Insurance Company
Insurance costs for your Honda Pilot may change greatly depending on your model year and by the age of the drivers on your policy. Newer car models tend to be much more expensive than older models. Full coverage car insurance for a 35- to 55-year-old driver with a 2025 Honda Pilot costs an average of $533 per month, for example, compared to $178 for a 2017 Honda Pilot. Young drivers in their teens and early twenties will pay much more to insure
Shopping between insurers will give you the opportunity to save on your Pilot insurance costs. GEICO is the cheapest insurer across all model years and could save certain drivers hundreds of dollars per month versus the average rate.
Need rates for an older Pilot model?
Cost of Car Insurance for a 2025 Honda Pilot
| Geico | $65 | $142 |
| Nationwide | $78 | $135 |
| National General | $80 | $163 |
| Travelers | $80 | $148 |
| Progressive | $89 | $166 |
| State Farm | $95 | $197 |
| Kemper | $96 | $196 |
| AAA | $113 | $235 |
| Amica | $120 | $246 |
| The Hartford | $120 | $205 |
| Allstate | $127 | $245 |
| Chubb | $135 | $267 |
| AIG | $140 | $349 |
| Farmers | $161 | $284 |
| UAIC | $163 | $205 |
2025 Honda Pilot Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $612 | $559 | $514 | $436 | $369 | $239 | $222 | $207 | $196 | $175 |
| State Farm | $742 | $653 | $578 | $499 | $441 | $374 | $340 | $304 | $278 | $245 |
| Geico | $805 | $587 | $493 | $358 | $308 | $249 | $229 | $190 | $179 | $163 |
| Travelers | $893 | $643 | $508 | $391 | $346 | $253 | $231 | $214 | $197 | $170 |
| Allstate | $1,176 | $920 | $741 | $547 | $489 | $381 | $345 | $326 | $307 | $272 |
| Progressive | $1,206 | $974 | $808 | $449 | $392 | $316 | $282 | $252 | $232 | $199 |
| Farmers | $1,773 | $1,315 | $1,170 | $729 | $688 | $525 | $467 | $447 | $425 | $356 |
Cost of Car Insurance for a 2024 Honda Pilot
| Geico | $60 | $131 |
| Nationwide | $72 | $125 |
| National General | $74 | $151 |
| Travelers | $74 | $137 |
| Progressive | $82 | $153 |
| State Farm | $88 | $182 |
| Kemper | $89 | $181 |
| AAA | $105 | $217 |
| Amica | $111 | $227 |
| The Hartford | $111 | $189 |
| Allstate | $118 | $226 |
| Chubb | $125 | $247 |
| AIG | $129 | $322 |
| Farmers | $149 | $262 |
| UAIC | $150 | $190 |
2024 Honda Pilot Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $565 | $516 | $475 | $403 | $341 | $221 | $205 | $191 | $181 | $162 |
| State Farm | $685 | $603 | $533 | $461 | $407 | $346 | $314 | $281 | $257 | $226 |
| Geico | $744 | $543 | $456 | $331 | $285 | $230 | $212 | $175 | $166 | $150 |
| Travelers | $825 | $594 | $469 | $361 | $319 | $234 | $214 | $197 | $182 | $157 |
| Allstate | $1,086 | $850 | $684 | $505 | $452 | $352 | $319 | $301 | $284 | $251 |
| Progressive | $1,114 | $900 | $746 | $415 | $362 | $292 | $261 | $233 | $214 | $184 |
| Farmers | $1,638 | $1,215 | $1,080 | $673 | $636 | $485 | $432 | $413 | $392 | $329 |
Cost of Car Insurance for a 2023 Honda Pilot
| Geico | $53 | $116 |
| Nationwide | $63 | $110 |
| National General | $65 | $133 |
| Travelers | $65 | $121 |
| Progressive | $73 | $135 |
| State Farm | $77 | $161 |
| Kemper | $79 | $160 |
| AAA | $92 | $192 |
| Amica | $98 | $201 |
| The Hartford | $98 | $167 |
| Allstate | $104 | $200 |
| Chubb | $110 | $218 |
| AIG | $114 | $284 |
| Farmers | $131 | $232 |
| UAIC | $133 | $167 |
2023 Honda Pilot Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $499 | $456 | $420 | $356 | $301 | $195 | $181 | $169 | $160 | $143 |
| State Farm | $605 | $532 | $471 | $407 | $359 | $305 | $278 | $248 | $227 | $199 |
| Geico | $657 | $479 | $402 | $292 | $251 | $203 | $187 | $155 | $146 | $133 |
| Travelers | $728 | $524 | $414 | $319 | $282 | $206 | $189 | $174 | $161 | $139 |
| Allstate | $959 | $750 | $604 | $446 | $399 | $311 | $282 | $266 | $250 | $222 |
| Progressive | $984 | $795 | $659 | $366 | $320 | $258 | $230 | $205 | $189 | $162 |
| Farmers | $1,446 | $1,073 | $954 | $594 | $561 | $429 | $381 | $365 | $346 | $290 |
Cost of Car Insurance for a 2022 Honda Pilot
| Geico | $46 | $100 |
| Nationwide | $55 | $95 |
| National General | $56 | $115 |
| Travelers | $56 | $104 |
| Progressive | $62 | $117 |
| State Farm | $67 | $139 |
| Kemper | $68 | $137 |
| AAA | $80 | $165 |
| Amica | $84 | $173 |
| The Hartford | $84 | $144 |
| Allstate | $89 | $172 |
| Chubb | $95 | $188 |
| AIG | $98 | $245 |
| Farmers | $113 | $199 |
| UAIC | $114 | $144 |
2022 Honda Pilot Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $430 | $393 | $361 | $307 | $259 | $168 | $156 | $146 | $138 | $123 |
| State Farm | $521 | $459 | $406 | $351 | $310 | $263 | $239 | $214 | $195 | $172 |
| Geico | $566 | $413 | $347 | $252 | $217 | $175 | $161 | $133 | $126 | $114 |
| Travelers | $627 | $452 | $357 | $275 | $243 | $178 | $163 | $150 | $139 | $120 |
| Allstate | $826 | $646 | $520 | $384 | $344 | $268 | $243 | $229 | $216 | $191 |
| Progressive | $848 | $685 | $568 | $315 | $275 | $222 | $198 | $177 | $163 | $140 |
| Farmers | $1,246 | $924 | $822 | $512 | $484 | $369 | $328 | $314 | $298 | $250 |
Cost of Car Insurance for a 2021 Honda Pilot
| Geico | $38 | $83 |
| Nationwide | $46 | $79 |
| National General | $47 | $95 |
| Travelers | $47 | $87 |
| Progressive | $52 | $97 |
| State Farm | $55 | $115 |
| Kemper | $56 | $114 |
| AAA | $66 | $137 |
| Amica | $70 | $144 |
| The Hartford | $70 | $120 |
| Allstate | $74 | $143 |
| Chubb | $79 | $156 |
| AIG | $82 | $204 |
| Farmers | $94 | $166 |
| UAIC | $95 | $120 |
2021 Honda Pilot Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Nationwide | $358 | $327 | $301 | $255 | $216 | $140 | $130 | $121 | $115 | $103 |
| State Farm | $434 | $382 | $338 | $292 | $258 | $219 | $199 | $178 | $162 | $143 |
| Geico | $471 | $344 | $289 | $209 | $180 | $146 | $134 | $111 | $105 | $95 |
| Travelers | $522 | $376 | $297 | $229 | $202 | $148 | $135 | $125 | $115 | $100 |
| Allstate | $688 | $538 | $433 | $320 | $286 | $223 | $202 | $191 | $180 | $159 |
| Progressive | $706 | $570 | $473 | $263 | $229 | $185 | $165 | $147 | $136 | $116 |
| Farmers | $1,037 | $769 | $684 | $426 | $402 | $307 | $273 | $262 | $248 | $208 |
Cost of Car Insurance for a 2020 Honda Pilot
| Geico | $62 | $136 |
| National General | $79 | $161 |
| Travelers | $79 | $145 |
| Progressive | $84 | $157 |
| Kemper | $85 | $174 |
| State Farm | $90 | $188 |
| Nationwide | $98 | $169 |
| The Hartford | $101 | $172 |
| AAA | $104 | $216 |
| Allstate | $112 | $217 |
| Amica | $120 | $245 |
| Chubb | $130 | $259 |
| AIG | $132 | $329 |
| Farmers | $139 | $244 |
| UAIC | $147 | $185 |
2020 Honda Pilot Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $709 | $623 | $551 | $476 | $421 | $357 | $325 | $290 | $265 | $234 |
| Geico | $769 | $561 | $471 | $342 | $294 | $238 | $219 | $181 | $171 | $155 |
| Nationwide | $769 | $704 | $649 | $550 | $465 | $302 | $280 | $261 | $246 | $221 |
| Travelers | $864 | $623 | $492 | $379 | $335 | $247 | $226 | $209 | $193 | $167 |
| Allstate | $1,034 | $810 | $653 | $483 | $433 | $337 | $306 | $289 | $273 | $241 |
| Progressive | $1,142 | $921 | $764 | $425 | $371 | $300 | $267 | $238 | $219 | $188 |
| Farmers | $1,518 | $1,123 | $1,000 | $623 | $588 | $448 | $399 | $382 | $363 | $305 |
Cost of Car Insurance for a 2019 Honda Pilot
| Geico | $57 | $124 |
| Travelers | $69 | $127 |
| National General | $71 | $145 |
| Kemper | $73 | $150 |
| State Farm | $82 | $172 |
| Progressive | $83 | $155 |
| The Hartford | $85 | $145 |
| Nationwide | $91 | $157 |
| AAA | $92 | $190 |
| Amica | $110 | $225 |
| Allstate | $111 | $214 |
| AIG | $113 | $275 |
| Chubb | $114 | $225 |
| Farmers | $123 | $216 |
| UAIC | $137 | $171 |
2019 Honda Pilot Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $645 | $567 | $502 | $434 | $383 | $325 | $296 | $264 | $241 | $213 |
| Geico | $702 | $512 | $429 | $311 | $268 | $216 | $199 | $165 | $156 | $141 |
| Nationwide | $712 | $652 | $600 | $509 | $430 | $279 | $259 | $241 | $228 | $204 |
| Travelers | $763 | $550 | $435 | $335 | $296 | $218 | $199 | $184 | $170 | $146 |
| Allstate | $1,019 | $797 | $643 | $476 | $426 | $332 | $301 | $285 | $269 | $237 |
| Progressive | $1,128 | $908 | $753 | $419 | $365 | $296 | $263 | $235 | $216 | $186 |
| Farmers | $1,322 | $982 | $876 | $551 | $522 | $400 | $354 | $340 | $323 | $271 |
Cost of Car Insurance for a 2018 Honda Pilot
| Geico | $54 | $117 |
| National General | $66 | $135 |
| Travelers | $69 | $127 |
| Progressive | $83 | $154 |
| State Farm | $85 | $177 |
| The Hartford | $88 | $150 |
| AAA | $93 | $192 |
| Nationwide | $99 | $170 |
| Kemper | $101 | $208 |
| Amica | $103 | $211 |
| Allstate | $104 | $202 |
| Chubb | $108 | $213 |
| AIG | $116 | $285 |
| Farmers | $124 | $219 |
| UAIC | $139 | $174 |
2018 Honda Pilot Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $661 | $482 | $404 | $293 | $253 | $204 | $188 | $156 | $147 | $134 |
| State Farm | $665 | $585 | $517 | $447 | $394 | $335 | $305 | $272 | $248 | $219 |
| Travelers | $759 | $545 | $430 | $331 | $292 | $216 | $197 | $182 | $168 | $146 |
| Nationwide | $773 | $708 | $652 | $553 | $467 | $303 | $281 | $262 | $247 | $221 |
| Allstate | $967 | $757 | $609 | $449 | $402 | $313 | $284 | $269 | $253 | $224 |
| Progressive | $1,126 | $907 | $752 | $418 | $365 | $295 | $263 | $234 | $216 | $185 |
| Farmers | $1,349 | $997 | $889 | $555 | $524 | $399 | $356 | $340 | $324 | $273 |
Cost of Car Insurance for a 2017 Honda Pilot
| Geico | $52 | $112 |
| National General | $64 | $130 |
| Travelers | $69 | $127 |
| Progressive | $77 | $143 |
| State Farm | $83 | $172 |
| The Hartford | $90 | $153 |
| AAA | $92 | $190 |
| Kemper | $97 | $199 |
| Allstate | $98 | $190 |
| Amica | $99 | $203 |
| Nationwide | $104 | $179 |
| Chubb | $104 | $207 |
| AIG | $115 | $285 |
| Farmers | $123 | $217 |
| UAIC | $137 | $172 |
2017 Honda Pilot Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $634 | $462 | $388 | $281 | $243 | $196 | $180 | $149 | $141 | $129 |
| State Farm | $647 | $569 | $503 | $435 | $384 | $326 | $296 | $264 | $242 | $213 |
| Travelers | $759 | $544 | $429 | $330 | $291 | $216 | $197 | $181 | $167 | $146 |
| Nationwide | $813 | $745 | $686 | $582 | $491 | $319 | $295 | $275 | $260 | $233 |
| Allstate | $908 | $711 | $572 | $421 | $377 | $294 | $267 | $252 | $238 | $210 |
| Progressive | $1,042 | $840 | $696 | $388 | $338 | $273 | $243 | $217 | $200 | $171 |
| Farmers | $1,347 | $995 | $887 | $550 | $520 | $395 | $352 | $337 | $321 | $270 |
Cost of Car Insurance for a 2016 Honda Pilot
| Geico | $52 | $112 |
| National General | $63 | $130 |
| Travelers | $71 | $130 |
| Progressive | $72 | $134 |
| State Farm | $83 | $172 |
| Kemper | $87 | $176 |
| AAA | $94 | $195 |
| The Hartford | $95 | $162 |
| Allstate | $96 | $185 |
| Amica | $99 | $203 |
| Chubb | $103 | $203 |
| Nationwide | $115 | $197 |
| AIG | $117 | $287 |
| Farmers | $125 | $220 |
| UAIC | $140 | $175 |
2016 Honda Pilot Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| Geico | $630 | $459 | $385 | $279 | $241 | $194 | $179 | $148 | $140 | $128 |
| State Farm | $649 | $571 | $505 | $436 | $385 | $327 | $297 | $265 | $242 | $213 |
| Travelers | $784 | $560 | $441 | $340 | $299 | $221 | $201 | $186 | $171 | $149 |
| Allstate | $884 | $693 | $558 | $411 | $368 | $287 | $261 | $247 | $232 | $206 |
| Nationwide | $900 | $824 | $760 | $644 | $544 | $352 | $327 | $305 | $288 | $257 |
| Progressive | $976 | $786 | $652 | $363 | $317 | $256 | $228 | $204 | $187 | $161 |
| Farmers | $1,375 | $1,017 | $905 | $560 | $528 | $401 | $358 | $342 | $326 | $274 |
Honda Pilot Insurance Cost by Trim
Your Honda Pilot's trim level affects insurance costs based on its performance features, rarity and market value. Our research shows monthly premiums range from $76 for minimum coverage of base trim levels like the Special Edition to $687 for full coverage with high-performance variants like the LX, EX, EX-L, Touring, Elite and TrailSport.
| Special Edition Sport Utility 4d | $63 | $122 |
| Vp Sport Utility 4d | $67 | $129 |
| Sport Suv 4d | $67 | $130 |
| Lx Sport Utility 4d | $73 | $141 |
| Lx | $75 | $146 |
| Trailsport Suv 4d | $76 | $148 |
| Ex Sport Utility 4d | $77 | $148 |
| Black Edition Sport Utility 4d | $77 | $149 |
| Ex-L Sport Utility 4d | $78 | $150 |
| Touring Sport Utility 4d | $78 | $151 |
| Se Sport Utility 4d | $78 | $150 |
| Sport | $81 | $157 |
| Elite Sport Utility 4d | $82 | $159 |
| Ex-L W/Navigation Sport Utility 4d | $83 | $160 |
| Ex W/Honda Sensing Sport Utility 4d | $83 | $160 |
| Ex-L W/Res Sport Utility 4d | $84 | $163 |
| Ex-L | $87 | $169 |
| Ex-L W/Navi & Res Sport Utility 4d | $87 | $168 |
| Ex-L W/Honda Sensing Sport Utility 4d | $90 | $173 |
| Touring | $94 | $184 |
| Trailsport | $98 | $191 |
| Elite | $106 | $206 |
| Black Edition | $109 | $213 |
Honda Pilot Insurance Cost by State
Depending on your state, car insurance for a Honda Pilot ranges from $51 monthly in Wyoming to $280 monthly in Louisiana for minimum coverage. Change in costs caused by location are not about the model itself but rather the risk characteristics of where you live and how your state regulates insurance.
| Alabama | $65 | $122 |
| Alaska | $56 | $118 |
| Arizona | $92 | $173 |
| Arkansas | $63 | $141 |
| California | $74 | $150 |
| Colorado | $74 | $178 |
| Connecticut | $109 | $187 |
| Delaware | $110 | $186 |
| Florida | $101 | $233 |
| Georgia | $116 | $190 |
| Hawaii | $41 | $92 |
| Idaho | $42 | $86 |
| Illinois | $72 | $134 |
| Indiana | $50 | $99 |
| Iowa | $43 | $104 |
| Kansas | $56 | $131 |
| Kentucky | $97 | $165 |
| Louisiana | $156 | $332 |
| Maine | $41 | $84 |
| Maryland | $121 | $204 |
| Massachusetts | $79 | $168 |
| Michigan | $122 | $234 |
| Minnesota | $64 | $133 |
| Mississippi | $68 | $134 |
| Missouri | $92 | $182 |
| Montana | $54 | $129 |
| Nebraska | $57 | $131 |
| Nevada | $139 | $252 |
| New Hampshire | $54 | $96 |
| New Jersey | $129 | $213 |
| New Mexico | $64 | $142 |
| New York | $95 | $171 |
| North Carolina | $64 | $125 |
| North Dakota | $47 | $103 |
| Ohio | $58 | $113 |
| Oklahoma | $72 | $159 |
| Oregon | $96 | $168 |
| Pennsylvania | $67 | $156 |
| Rhode Island | $97 | $174 |
| South Carolina | $79 | $148 |
| South Dakota | $41 | $124 |
| Tennessee | $60 | $122 |
| Texas | $99 | $204 |
| Utah | $84 | $143 |
| Vermont | $35 | $84 |
| Virginia | $74 | $121 |
| Washington | $71 | $132 |
| West Virginia | $67 | $137 |
| Wisconsin | $50 | $109 |
| Wyoming | $29 | $89 |
How to Lower the Cost of Honda Pilot Insurance
Below we explore the most effective ways to secure affordable Honda Pilot insurance:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Honda Pilot based on ownership status. Own it outright? Get state minimum liability plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 limits, comprehensive and collision with $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for SUVs like your Honda Pilot. This benchmark assists with finding the cheapest car insurance companies offering competitive rates. Having this baseline helps you negotiate better deals and avoid overpaying for coverage.
- 3Look for more than just low rates
Selecting reliable car insurance means evaluating insurers beyond their quotes alone. Check J.D. Power satisfaction ratings, examine forum discussions about claims processing, review Better Business Bureau complaints and confirm AM Best financial stability ratings. Budget options might offer limited coverage or slower customer service when you need help most.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your Honda Pilot situation. Owners qualify for safety features discounts due to Honda Sensing technology, good driver discounts for clean records, multi-vehicle savings when insuring multiple cars and bundling discounts when combining auto and home policies. These savings can reduce your annual premiums.
- 5Consider alternative car insurance types
Honda Pilot owners might benefit from usage-based insurance programs like Progressive Snapshot or Allstate Drivewise. These options track your driving habits including speed, braking patterns and mileage to deliver premium reductions for safe drivers. Low-mileage drivers often see the biggest savings from these telematics programs.
- 6Check rates every year
Obtain car insurance quotes from several companies annually to ensure competitive pricing. Your current insurer doesn't notify you when competitors lower their rates, so regular shopping comparisons could save up to 24% on your Honda Pilot insurance. Set a calendar reminder each year before your policy renewal date to compare options.
Honda Pilot Insurance Cost: Bottom Line
Insuring a Honda Pilot costs more than average, but you can still find decent rates. Shop multiple companies, look into discounts and consider different coverage options to get the best insurance rate for your car.
Honda Pilot Insurance Rates: FAQ
What is the average cost of car insurance for a Honda Pilot?
The Honda Pilot's average annual insurance cost is $948 yearly for state minimum coverage and $1,824 for full coverage.
What company has the cheapest car insurance for a Honda Pilot?
GEICO offers the cheapest minimum coverage auto insurance for a Honda Pilot, with an annual minimum coverage rate of $996. For those looking for full coverage policies, GEICO is also the most cost-effective option at $2,148 per year.
Are Honda Pilots expensive to insure?
Yes, Honda Pilot insurance costs more than most cars. Out of 827 vehicles we track, the Pilot ranks 696th for affordability. Among SUVs, this model sits at 47th out of 256.
What factors affect insurance costs for Honda Pilots?
Several things drive up your Honda Pilot rates. Repairs cost more because of specialized parts. Your driving record and credit score, plus the coverage you pick, play a big role. Honda Pilots are also among the highest theft rates for vehicles in America, which can also raise rates.
How can I lower Honda Pilot insurance costs?
Shop around with multiple insurers as rates vary for Honda Pilots, and consider usage-based insurance programs that track your driving habits. Take advantage of discounts, bundle with other policies and maintain a clean driving record to qualify for the lowest premiums.
How We Determined Honda Pilot Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold in the U.S. from 2000 to 2025 to get you the most accurate Honda Pilot insurance costs.
Who We Based These Rates On
These Honda Pilot prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions:
- Minimum Coverage: State-required liability limits
- Full Coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.