Best High-Risk Car Insurance Companies

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Updated: September 11, 2025

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Top Rated Auto Insurance Companies: Key Takeaways

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The best high-risk car insurance companies are Travelers with a MoneyGeek score of 93 out of 100 and State Farm with a score of 91.

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The best high-risk car insurance company for drivers with a DUI is State Farm. It offers the best minimum coverage rates at $72 monthly, saving high-risk drivers $38 versus other top-rated insurers' premiums.

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The best high-risk car insurance companies specialize in insuring drivers with violations on their record, allowing these providers to offer the cheapest high-risk policies without sacrificing quality.

Compare High-Risk Car Insurance Rates

Ensure you are getting the best high-risk rate for your insurance. Compare quotes from the top high-risk insurance companies.

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Best Rated High Risk Car Insurance Companies

Travelers is the best high-risk car insurance company after our comprehensive analysis of high-risk companies. The provider earned the highest MoneyGeek score of 93 out of 100 for its exceptional coverage options and affordable rates.

State Farm earns the top sport for the best high-risk car insurance company overall with a score of 91. It might not always be the cheapest option, but its best rates are always competitive and its customer service stands out compared to its competitors, ensuring the best experience if you need to file a claim or adjust your policy.

Travelers44293
State Farm43191
Progressive34090
Nationwide34181
Allstate34281

Travelers: Best High-Risk Coverage Options

Company logo for Travelers
Travelers
MoneyGeek Score:
93/ 100
Avg Monthly Premium$121
Avg Annual Premium$1,451
Overview

Topping our rankings with an impressive MoneyGeek score of 93, Travelers excels across critical metrics with industry-leading positions in coverage options, claims handling, and financial stability. The insurer's average premium of $1,451 annually demonstrates remarkable value, ranking second in affordability while delivering dramatically fewer customer complaints than competitors with 64% fewer issues reported than the industry norm.

Comprehensive protection defines Travelers' approach to high-risk drivers, with specialized features like gap insurance and accident forgiveness unavailable from many competitors. The company's early quote discount provides strategic advantages for drivers planning insurance transitions after violations, while its continuous coverage rewards create stability during the often turbulent high-risk coverage period.

Discounts Offered

Travelers provides a unique early quote discount that helps high-risk drivers plan their insurance transition strategically. Its continuous insurance discount rewards commitment to maintaining coverage without lapses, a crucial factor in gradually reducing high-risk classification.

Travelers' discount selection could help tailor your coverage costs, it's worth exploring to see how your premium might benefit:

  • Multi-policy: Save up to 13% by bundling auto with home, renters or umbrella insurance
  • Safe driver: Earn discounts by maintaining a clean driving record for 3-5 years
  • Continuous insurance: Receive lower rates by maintaining uninterrupted coverage
  • New car: Qualify for up to 10% discount when insuring a car less than three years old
  • Early quote: Save when you get a quote before your current policy expires

State Farm: Best Overall Value for High-Risk Drivers

Company logo for State Farm
State Farm
MoneyGeek Score:
91/ 100
Avg Monthly Premium$115
Avg Annual Premium$1,381
Overview

With a MoneyGeek score of 91, State Farm offers a strong balance of quality and affordability that makes it our top overall recommendation for budget-conscious high-risk drivers. At just $115 monthly ($1,381 annually), it provides the best coverage for high-risk drivers while maintaining excellent financial stability with an A++ AM Best rating.

State Farm's customer satisfaction ratings stand out, with 30% fewer complaints than industry averages. The insurer specializes in SR-22 filing services, accommodating drivers with serious violations and making the transition to high-risk status less stressful.

Discounts Offered

State Farm offers high-risk drivers multiple paths to lower premiums through behavior and policy choices. Its Drive Safe & Save program provides immediate savings for demonstrating safe driving habits, while its multi-policy discounts help offset the higher costs typically associated with high-risk classifications.

Here's how much you can save with each State Farm discount:

  • Safety features: Save up to 15% for vehicles with airbags, anti-lock brakes, anti-theft systems and daytime running lights
  • Drive Safe & Save: Earn up to 30% off by allowing monitoring of your current driving habits through a mobile app
  • Steer Clear program: Young drivers can save up to 15% by completing this special training program
  • Multiple vehicles: Save 20% by insuring more than one vehicle on the same policy
  • Policy bundling: Combine auto with home, renters or life insurance for savings of 17% on average

Allstate: Best for Bundling High-Risk Policies

Company logo for Allstate
Allstate
MoneyGeek Score:
81/ 100
Avg Monthly Premium (All Violations)$182
Avg Annual Premium (All Violations)$2,179
Overview

With a MoneyGeek score of 81, Allstate creates advantages for homeowners facing driving challenges through multi-policy incentives. Its coverage options match industry leaders while offering competitive affordability despite weaker claims performance than top competitors.

Allstate's personalized approach distinguishes it from other high-risk options. The industry's most robust vanishing deductible program, coupled with comprehensive accident forgiveness, creates clear financial incentives for improvement, while its extensive local agent network provides face-to-face guidance through the complex high-risk process that online-only providers cannot match.

Discounts Offered

Allstate's Drivewise program offers frequent reward opportunities for high-risk drivers, with feedback and potential savings calculated every six months. Its early signing discount is particularly beneficial for those planning to switch from a high-risk specialist insurer to a standard carrier. Here are the savings Allstate offers:

  • Bundling: Save up to 25% when combining auto with home, renters or life insurance
  • Drivewise: Earn up to 40% back based on safe driving behaviors
  • Smart student: Discounts for good grades, completing driver's education and attending school away from home
  • New car: Save on comprehensive and collision coverage for newer vehicles
  • Early signing: Get discounts by switching to Allstate at least seven days before your current policy expires

Nationwide: Best for Drivers with Poor Credit

Company logo for Nationwide
Nationwide
MoneyGeek Score:
81/ 100
Avg Monthly Premium$180
Avg Annual Premium$2,165
Overview

For drivers with credit challenges, Nationwide's MoneyGeek score of 81 represents a balanced approach focusing on coverage breadth rather than penalizing financial history. While premiums averaging $1,463 place them midrange for affordability, their rating algorithms separate driving performance from credit factors, providing relief unavailable from many insurers.

Nationwide's telematics program, SmartRide, bases rates on current driving habits rather than past mistakes or financial history, creating two paths for improvement: better driving and credit repair.

Discounts Offered

  • SmartRide program: Save up to 40% based on safe driving habits
  • Multi-policy: Bundle auto with home or renters insurance for additional savings
  • Accident-free: Maintain a clean driving record for premium reductions
  • Defensive driving: Complete an approved course for potential discounts
  • Good student: Discounts for students maintaining at least a B average

Progressive: Best for Drivers with a DUI Conviction

Company logo for Progressive
Progressive
MoneyGeek Score:
90/ 100
Avg Monthly Premium$145
Avg Annual Premium$1,745
Overview

With a MoneyGeek score of 90, Progressive specializes in DUI violations and serious infractions. High-risk drivers benefit from Progressive's transparent pricing model and violation-specific policies.

Despite ranking 7th in affordability with premiums averaging $1,745 annually, the insurer's industry-leading coverage options and strong claims handling capabilities create strong value for drivers with poor records.

Discounts Offered

Progressive rewards current safe driving regardless of past infractions through its Snapshot program. Here are the discounts that can lower your high-risk premiums:

  • Name Your Price tool: Find policies that fit your budget by specifying what you can afford
  • Snapshot program: Save up to 30% based on your actual driving habits
  • Multi-policy: Bundle auto with home or renters insurance for additional savings
  • Continuous insurance: Maintain coverage without interruption for lower rates
  • Paperless billing: Save by managing your policy online and receiving electronic documents

USAA: Best for High-Risk Military Members and Family

Company logo for USAA
USAA
MoneyGeek Score:
93/ 100
Avg Monthly Premium$121
Avg Annual Premium$1,451
Overview

With a MoneyGeek score of 93, USAA provides outstanding value for military families at just $121 monthly ($1,451 annually). This reflects the insurer's commitment to serving those who serve, with superior financial stability and strong customer satisfaction, ranking highest among all high-risk companies we reviewed. For military families with driving infractions, USAA offers specialized discounts of approximately 15% below typical high-risk rates for service members.

The company's emergency deployment provisions and military-specific policy features demonstrate a commitment to armed forces personnel that few competitors match. USAA's streamlined mobile claims technology is particularly valuable for service members with driving violations stationed abroad or facing deployment uncertainties.

Discounts Offered

USAA provides specialized discounts for high-risk drivers with military backgrounds or federal employment. Its emergency deployment discount is valuable for service members who may experience coverage interruptions during overseas assignments.

Here are USAA's discounts:

  • Military: Up to 15% for active duty, retired, and National Guard members
  • Emergency deployment: Additional savings during overseas deployments
  • Federal employee: Discounts for government workers
  • Membership: Savings through affiliated organizations and alumni associations
  • Vehicle safety: Reduced rates for anti-theft devices and safety features

Best Cheap High-Risk Car Insurance Companies by Risk Profile

If you have poor credit, a history of traffic violations, you need high-risk car insurance. Insurance companies evaluate different risk factors when setting rates, and premiums vary based on your specific situation. Whether you're a young driver, have a history of accidents or speeding tickets, a DUI conviction on your record or have poor credit, certain insurers offer better rates for each risk category.

Best High-Risk Car Insurance Rates

The best high-risk car insurance rates depend on several factors, including age, location, vehicle make/model, type and severity of violation, coverage level, and credit score. Use the table below and the following sections to find the best cheap high-risk car insurance company and rate for you based on violations and preferred coverage type.

Data filtered by:Results filtered by:
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Age Group:Adult Drivers
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Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
Select
Coverage Type:State Min - No comp_coll
State Farm$62$741$3491
Geico$69$830$2789
Travelers$70$835$2694
Amica$71$847$2593
Chubb$75$897$2190
National General$78$933$1885

Cheapest High-Risk Car Insurance for Drivers with a DUI

National General is the cheapest car insurance company for high-risk drivers with a DUI. Its lowest rates start as low as  $66 monthly or $703 annually for minimum coverage, saving drivers $660 a year compared to other high-risk companies. State Farm follows closely behind with rates only $6 per monty higher, averaging $72, and it received a slightly higher overall MoneyGeek score, making it our recommendation as the best cheap car insurance company for drivers with a DUI.

Use the table below to compare quotes from the cheapest high-risk car insurance companies carefully, as some high-risk insurers increase premiums less than others after DUI offenses.

Data filtered by:Results filtered by:
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Coverage Type:State Minimum Liability Only
National General$66$793$5589
State Farm$72$862$4990
Travelers$79$947$4293
Progressive$85$1,024$3694

Additional Cheap DUI Insurance Company Resources

Cheapest High-Risk Car Insurance for Drivers with Speeding Ticket

State Farm, GEICO, and Travelers, and are the cheapest high-risk car insurance companies for drivers caught speeding. State Farm provides the best rates for minimum coverage averaging $56 monthly, which is $13 cheaper than the most affordable high-risk insurance companies we reviewed. Compare the cheapest auto insures below to find the lowest premium for you.

Data filtered by:Results filtered by:
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Coverage Type:State Minimum Liability Only
State Farm$56$672$2791
Geico$59$707$2490
Travelers$64$767$1993
Amica$69$828$1491
Chubb$69$828$1489

Cheapest High-Risk Car Insurance After an At-Fault Accident

The best cheap high-risk car insurance companies for drivers with an at-fault accident on their record are State Farm and GEICO, with just $7 separating the two insurers. State Farm offers the cheapest quotes with premiums just $62 monthly, saving drivers $420 a year - funds that could be used to replace expensive deductibles after your accident.

Data filtered by:Results filtered by:
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Coverage Type:State Minimum Liability Only
State Farm$62$741$3491
Geico$69$830$2789
Travelers$70$835$2694
Amica$71$847$2593
Chubb$75$897$2190
National General$78$933$1885
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ACCIDENT FORGIVENESS FOR HIGH-RISK DRIVERS

High-risk drivers with accidents should prioritize companies that offer accident forgiveness programs. The best high-risk companies like State Farm and Progressive offer cheaper rates for drivers that meet certain qualifications. State Farm requires nine years of clean driving to qualify, while Progressive offers immediate accident forgiveness through its Snapshot program for eligible drivers.

Cheapest High-Risk Car Insurance for Young Adults

For young drivers with violations, State Farm provides the cheapest car insurance for young high-risk driver for minimum and full coverage. Its premiums average $140 a month, typically saving young policy holders $91 annually. Young drivers with violations face much higher premiums, especially for at-fault accidents and DUI convictions. Use the table below to compare cheap car insurance companies specializing in high-risk insurance for young drivers.

Data filtered by:Results filtered by:
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Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
Select
Coverage Type:State Minimum Liability Only
State Farm$141$1,690$8891
National General$155$1,861$7487
Travelers$159$1,912$6994
Amica$164$1,974$6493
Geico$168$2,020$6088
Chubb$185$2,218$4488
AIG$223$2,674$683

Additional Cheap Car Insurance Company Resources for Teens and Young Adults

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CAN A DRIVER UNDER 18 BUY A HIGH-RISK CAR INSURANCE POLICY?

In most states, it’s illegal for teens under 18 to buy auto insurance without an adult co-signer. To lower student insurance costs, consider driving a vehicle with a strong safety rating, being added to a family policy, using telematics programs and getting a good student discount.

Cheapest High-Risk Car Insurance For Drivers With Bad Credit

Travelers is the best cheap car insurance company for drivers with poor credit. Compared to other high-risk car insurance companies, drivers with poor credit can save up to $44 annually on minimum coverage, which typically costs $118 monthly. Nationwide is just $4 more expensive, averaging $122 monthly, with drivers saving $37 per month compared to the national average.

Compare the cheapest car insurance companies for drivers with poor credit below to find the best rate.

Data filtered by:Results filtered by:
Select
Coverage Type:State Minimum Liability Only
Select
Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
National General$113$1,355$10589
Geico$148$1,775$7089
AIG$155$1,856$6390
Travelers$163$1,951$5593
Chubb$163$1,953$5591
Nationwide$182$2,179$3690
Progressive$212$2,548$592
Allstate$213$2,558$589
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DO ALL HIGH-RISK RISK CAR INSURANCE COMPANIES CHECK CREDIT SCORES?

California, Hawaii, Massachusetts and Michigan prohibit using credit as a rating factor. In other states, improving your credit score through on-time payments and reducing debt can lower your premiums. For immediate savings, request quotes from multiple providers as some insurers weigh credit factors less heavily in their pricing models.

Cheapest Car Insurance Quotes for High-Risk Drivers by State

Insurance rates for high-risk drivers vary dramatically by location and violation type, ranging from $195 annually in Vermont to over $1,150 in Georgia. State Farm consistently offers the most affordable rates across violation types in 15 to 18 states, while GEICO and regional insurers provide competitive alternatives in specific markets. You can find the best and cheapest insurance providers in your state by using the table below:

Data filtered by:Results filtered by:
Select
Driving Record:DUI - BAC >= .08
AlabamaAIG$24$290
AlaskaWestern National Insurance$43$518
ArizonaState Farm$54$649
ArkansasFarm Bureau$38$462
CaliforniaGEICO$93$1,113
ColoradoAmerican National$42$507
ConnecticutState Farm$84$1,008
DelawareState Farm$88$1,054
District of ColumbiaChubb$59$705
FloridaState Farm$67$808
GeorgiaAuto Owners$96$1,156
HawaiiState Farm$38$456
IdahoState Farm$19$228
IllinoisTravelers$66$791
IndianaTravelers$49$593
IowaState Farm$21$251
KansasState Farm$43$514
KentuckyState Farm$55$666
LouisianaState Farm$74$893
MaineProgressive$44$522
MarylandGEICO$56$674
MassachusettsPlymouth Rock Insurance$37$449
MichiganProgressive$72$859
MinnesotaState Farm$36$433
MississippiFarm Bureau$54$650
MissouriFarm Bureau$47$567
MontanaState Farm$19$230
NebraskaProgressive$38$459
NevadaTravelers$77$930
New HampshireMMG Insurance$49$588
New JerseyPlymouth Rock Insurance$79$945
New MexicoState Farm$40$478
New YorkProgressive$36$434
North CarolinaNational General$71$857
North DakotaState Farm$36$435
OhioGEICO$54$643
OklahomaProgressive$35$422
OregonState Farm$41$486
PennsylvaniaState Farm$39$470
Rhode IslandState Farm$42$500
South CarolinaFarm Bureau$50$603
South DakotaProgressive$19$231
TennesseeFarm Bureau$42$499
TexasState Farm$67$801
UtahKemper$71$852
VermontCo-operative Insurance$21$256
VirginiaFarm Bureau$39$462
WashingtonState Farm$40$480
West VirginiaState Farm$52$628
WisconsinTravelers$41$487
WyomingState Farm$22$258

Car Insurance for High-Risk Drivers: Buying Guide

Finding affordable car insurance after violations requires smart comparison shopping and understanding your options. This guide walks you through essential steps to secure the best coverage at competitive rates, from evaluating insurers specializing in high-risk drivers to maximizing available discounts and choosing the right coverage levels.

How to Get Cheap Car Insurance for High-Risk Drivers

Our research shows that smart shopping and taking advantage of available programs can save high-risk drivers up to 40% on annual premiums. Whether you're already classified as a high-risk driver or want to avoid falling into that category, you can take specific actions to reduce your insurance costs:

  1. 1

    Review and compare policies regularly

    Our research shows rate differences of up to 35% between companies for identical driver profiles. Get at least five quotes when shopping for high-risk coverage. As your circumstances change, compare car insurance policies to find the best rates for your needs.

  2. 2

    Drive safely moving forward

    The best high-risk insurance companies reduce surcharges after six to 12 months of violation-free driving, and violations fall off your record after three years.

  3. 3

    Improve your credit history

    In most states, the best high-risk car insurance companies reward drivers for making on-time payments, reducing credit card balances, and disputing inaccuracies in their credit reports - often resulting in savings of 15% to 20% within six to 12 months. For immediate options, check our guide to car insurance for drivers with bad credit.

  4. 4

    Take a defensive driving course

    Many of the best high-risk insurance companies offer 5% to 15% discounts to those who complete an approved defensive driving course. These programs cost $25 to $75 and can be completed online in most states. SR-22 and FR-44 filers won't see lower premiums until the filing period ends.

  5. 5

    Consider usage-based insurance programs

    Telematics programs like Progressive's Snapshot, Allstate's Drivewise, or State Farm's Drive Safe & Save monitor your current driving habits and can reduce premiums by 10% to 40% for demonstrated safe driving, regardless of past infractions.

  6. 6

    Explore all available discounts

    Even high-risk drivers qualify for discounts unrelated to driving history, including:

    • Paperless billing and automatic payment options yield 5% to 10% savings on premiums
    • Multi-policy bundling offers the most discounts, ranging from 10% to 25% when combining home, auto or other coverage
    • Professional organization memberships can reduce rates by 3% to 8%
    • Paying premiums in full upfront may save policyholders 5% to 10%
    • Vehicle safety features provide variable discounts depending on the insurance provider and technology
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CAN HIGH-RISK DRIVERS TAKE DEFENSIVE DRIVING COURSES?

You need a clean driving record (no moving violations or at-fault accidents) for at least three years to be eligible for a defensive driving course discount. Speak with your insurer to determine its policy and whether completing this course may help you lower your premium. — Mark Friedlander, Director, Corporate Communications, Insurance Information Institute

Car Insurance Quotes for High-Risk Drivers

Comparing the cheapest providers and average costs can help, but getting a car insurance quote is the only way to accurately estimate the cost of a high-risk car insurance policy. MoneyGeek's calculator makes company and cost comparisons easier. By entering some basic information, drivers can get car insurance quotes from multiple providers in minutes.

High-Risk Car Insurance Calculator

MoneyGeek's car insurance calculator will give you a customized estimate of your auto insurance cost. It's free to use, requires no personal information and we won't send you any spam.

$192
High
$139
Average
$87
Low

Rates updated:

Sep 13, 2025

Insurance Carrier
MoneyGeek Score
Average Monthly
Payment
1
Capital Insurance Group

Capital Insurance Group

94
/of 100
$87
2
GEICO

GEICO

82
/of 100
$109
3
State Farm

State Farm

83
/of 100
$118
4
Travelers

Travelers

83
/of 100
$129
5
Progressive

Progressive

79
/of 100
$133
6
Farmers

Farmers

77
/of 100
$151
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Who Is Considered a High-Risk Driver?

Insurance companies classify drivers as "high-risk" based on factors that increase the likelihood of claims. Understanding what places you in this category can help you address specific issues and find appropriate coverage. High-risk drivers may have serious violations, such as:

  • Driving under the influence of alcohol
  • Driving with a suspended or revoked license
  • Driving recklessly
  • Drag racing
  • At-fault accidents (especially multiple incidents)
  • Excessive speeding tickets (20+ mph over limit)
  • Leaving the scene of an accident
  • Poor credit history (in states where allowed)
  • Ownership of high-performance or luxury vehicles
  • Limited driving experience (new drivers of any age)
  • Previous lapses in insurance coverage
  • Living in areas with high auto theft or accident rates
  • Required SR-22 or FR-44 filing from court orders

Top-Rated High-Risk Car Insurance Companies: Bottom Line

This guide highlighted the best high-risk car insurance companies that offer the cheapest rates for every high-risk profile to help you find suitable coverage at the best price.

High-risk drivers can take steps to reduce premiums, such as improving credit scores, completing defensive driving courses and maintaining a clean record. Compare quotes from top insurers to find affordable coverage tailored to your needs without overspending.

Compare High-Risk Car Insurance Rates

Ensure you are getting the best high-risk rate for your coverage. Compare quotes from the top high-risk insurance companies.

Why do we need ZIP code?

High-Risk Car Insurance: FAQ

Below, we answer some frequently asked questions to help you find the best and cheapest high-risk car insurance:

What is the best insurance company for high-risk drivers?

What is the cheapest insurance company for high-risk drivers?

How much is insurance for a high-risk driver?

Who is considered a high-risk driver?

What’s the difference between a DUI, DWI, OWI and OVWI?

What’s the difference between a credit score and credit-based insurance score?

Which common premium rating factors are prohibited in certain states?

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Best Car Insurance for High-Risk Drivers: Our Review Methodology

How We Determined the Best Providers

We gathered data from independent sources to determine the best car insurance providers for high-risk drivers and created a weighted scoring system.

  • Customer satisfaction: 35%
    When contacting your insurer or setting up a policy, customer satisfaction involves good service. To assess satisfaction, we collected data from the National Association of Insurance Commissioners (NAIC) customer complaint index and J.D. Power customer satisfaction scores.
  • Affordability: 20%
    Affordability scoring analyzes how premiums compare between providers. We collected data from Quadrant Information Services and state insurance departments.
  • Claims: 20%
    Claim satisfaction accounts for a customer's specific experiences during the claim process. We collected data from the J.D. Power Claims Study and the CRASH Report Card to determine customer satisfaction when making a claim.
  • Coverage: 20%
    Car insurance providers may offer both standard and unique coverages. We collected data on coverage offerings from various insurers to determine if they provide the essential coverages most drivers need.
  • Financial stability: 5%
    Financial stability accounts for a car insurance provider's financial strength and market share. We used AM Best financial stability ratings to determine the insurers' record of meeting financial obligations with claims.

How We Determined the Cheapest Providers

We collected data from state insurance departments and Quadrant Information Services to determine average car insurance costs and rate comparisons. We analyzed 210,564 quotes from 68 companies across 897 ZIP codes to establish national and state-specific rate averages.

Sample Driver Profile

To collect cost data, we used a sample driver profile with the following characteristics:

  • 2012 Toyota Camry LE
  • 12,000 miles driven annually
  • A male or female driver

We modified the sample driver to account for these personalized factors:

  • Age
  • Geographic location and state
  • Driving record: speeding tickets, at-fault accidents and DUIs (or similar offenses, depending on the state) on record

Policies, Coverages and Deductibles Explained

Using our sample driver profile, we collected data on premiums for a full coverage policy with a $500 deductible meeting state minimum coverage requirements. In a collision incident or at-fault accident, the deductible is the amount you'll pay before your insurance kicks in to cover the damage to your vehicle.

Coverage requirements are set at the state level. We collected data on state-specific rates based on each state's coverage requirements to determine state and national averages for minimum coverage.

Learn more about MoneyGeek's car insurance methodology.

Insurance for High-Risk Drivers: Related Articles

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MONEYGEEK EXPERT TIP

Traffic violations affect premiums based on severity and your insurer's specific rating system. Most violations affect your rates for three to five years, but the impact diminishes each year if you maintain a clean record afterward.

About Mark Fitzpatrick

Mark Fitzpatrick headshot

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.

Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!

Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.

Read Full Bio »
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