Today’s Refinance Rates in Delaware

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Edited byMatt Whittle
Edited byMatt Whittle

Updated: January 18, 2024

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Current Refinance Rates in Delaware

MoneyGeek collected the latest average refinance rates in Delaware to help you choose the best loan option for your particular needs. The table below includes these figures.

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Mortgage Refinance Rates From Top Lenders

What Is a Good Refinance Rate in Delaware?

MoneyGeek discovered that Delaware’s refinance rates for a 15-year fixed-rate mortgage (4.38%) and 30-year fixed-rate mortgage (5.13%) are both below the national average of 4.45% and 5.30%, respectively. Meanwhile, the refinance rate for a 5/1 adjustable-rate mortgage in the state equals the current national average of 4.19%.

Qualifying for a good interest rate is essential in mortgage refinancing. However, your rate will depend on your loan term, loan amount, credit score, income and debts. Compare quotes from multiple lenders to get the best deal for your unique circumstances.

Additionally, keep a lookout for fluctuations in interest rates — they change nearly every day, so the quote you get today may differ from the rate you’ll receive in another week.

Estimate Your New Monthly Mortgage Payment

MoneyGeek’s mortgage calculator below can help you estimate how much you’ll pay monthly with a refinanced rate. Enter your mortgage information and use Delaware’s refinance rates in this guide to get started. Remember, however, that your actual rate will rely on personal factors such as credit score and debt-to-income ratio.

Mortgage Refinance Calculator in Delaware
Make sure refinancing your existing home loan will save you money.
Updated։ Jun 13, 2024
Fact Checked
Current Mortgage
New Mortgage
You can’t save on your monthly payment or your mortgage interest by refinancing.
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Frequently Asked Questions About Refinance Rates in Delaware

MoneyGeek’s answers to some frequently asked questions provide additional information on mortgage refinance rates in Delaware.

What is a good refinance rate in Delaware?
What is a bad refinance rate in Delaware?
What is a good refinance interest rate on a 30-year fixed-rate mortgage in Delaware?
What is a good refinance interest rate on a 15-year fixed-rate mortgage in Delaware?
What is a good refinance interest rate on a 5/1 adjustable-rate mortgage in Delaware?
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