Rainwalk is the best pet insurance company for Siamese cats due to its strong customer satisfaction scores and comprehensive coverage options. Other top-rated providers worth considering include AKC, Pets Best and Lemonade.
Siamese Insurance
Updated: June 15, 2026
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Key Takeaways
Rainwalk is the best pet insurance company for Siamese cats, offering strong coverage and service quality.
Pets Best provides the cheapest pet insurance rates for Siamese cats, with an average monthly rate of around $15 for standard protection.
Pet insurance costs $56 per month for a Siamese cat, making them the 26th most expensive breed to insure.
Best Siamese Pet Insurance Companies
*Pet insurance coverage, rates and exclusions vary by state, provider and your pet's age, health and location. Waiting periods apply. Consult individual providers for specific policy terms.
Common questions about pet insurance for Siamese cats:
Rainwalk
Best for Siamese Cats
MoneyGeek Rating
4.5/ 5
4.5/5Affordability
4.4/5Customer Experience
5/5Coverage Points
Average Monthly Rate
$28Overall Sentiment
71% positiveMaximum Annual Limit
$20,000Most Unique Coverage Inclusion or Add-on
Free virtual vet visits and $100 annual vaccine coverage
Best Siamese Pet Insurance by State
AKC ranks as the top Siamese cat insurance provider in 37 states nationwide. Runner-up Rainwalk leads in 32 states, including Alabama, Alaska and Wisconsin, showing strong regional presence across the country.
| Alabama | Rainwalk | 4.55 |
| Alabama | AKC | 4.55 |
| Alaska | Rainwalk | 4.6 |
| Arizona | AKC | 4.55 |
| Arizona | Rainwalk | 4.55 |
| Arkansas | AKC | 4.6 |
| California | Rainwalk | 4.6 |
| Colorado | AKC | 4.6 |
| Connecticut | AKC | 4.6 |
| Connecticut | Rainwalk | 4.6 |
| Delaware | AKC | 4.55 |
| Delaware | Rainwalk | 4.55 |
| Florida | AKC | 4.6 |
| Georgia | Rainwalk | 4.55 |
| Georgia | AKC | 4.55 |
| Hawaii | AKC | 4.6 |
| Hawaii | Rainwalk | 4.6 |
| Idaho | Rainwalk | 4.6 |
| Illinois | Rainwalk | 4.6 |
| Indiana | AKC | 4.6 |
| Iowa | AKC | 4.55 |
| Kansas | Rainwalk | 4.55 |
| Kansas | AKC | 4.55 |
| Kentucky | Rainwalk | 4.6 |
| Kentucky | AKC | 4.6 |
| Louisiana | AKC | 4.55 |
| Louisiana | Rainwalk | 4.55 |
| Maine | Rainwalk | 4.6 |
| Maryland | AKC | 4.5 |
| Maryland | Pets Best | 4.5 |
| Massachusetts | Rainwalk | 4.6 |
| Michigan | Rainwalk | 4.6 |
| Minnesota | Rainwalk | 4.6 |
| Mississippi | AKC | 4.6 |
| Missouri | AKC | 4.55 |
| Missouri | Rainwalk | 4.55 |
| Montana | AKC | 4.6 |
| Montana | Rainwalk | 4.6 |
| Nebraska | AKC | 4.55 |
| Nebraska | Rainwalk | 4.55 |
| Nevada | AKC | 4.55 |
| New Hampshire | AKC | 4.55 |
| New Hampshire | Rainwalk | 4.55 |
| New Jersey | AKC | 4.55 |
| New Jersey | Rainwalk | 4.55 |
| New Mexico | AKC | 4.6 |
| New York | Rainwalk | 4.6 |
| North Carolina | AKC | 4.55 |
| North Carolina | Rainwalk | 4.55 |
| North Dakota | AKC | 4.6 |
| Ohio | AKC | 4.55 |
| Ohio | Rainwalk | 4.55 |
| Oklahoma | AKC | 4.6 |
| Oregon | Rainwalk | 4.6 |
| Pennsylvania | AKC | 4.6 |
| Rhode Island | AKC | 4.6 |
| Rhode Island | Rainwalk | 4.6 |
| South Carolina | AKC | 4.6 |
| South Dakota | AKC | 4.6 |
| Tennessee | Rainwalk | 4.6 |
| Texas | AKC | 4.6 |
| Utah | Rainwalk | 4.6 |
| Vermont | AKC | 4.6 |
| Virginia | Rainwalk | 4.6 |
| Washington | AKC | 4.65 |
| West Virginia | AKC | 4.6 |
| Wisconsin | Rainwalk | 4.55 |
| Wisconsin | AKC | 4.55 |
| Wyoming | AKC | 4.6 |
| Wyoming | Rainwalk | 4.6 |
*Rates are based on a 6-year-old Siamese with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Cheapest Siamese Pet Insurance Companies
Pets Best provides the most affordable pet insurance for Siamese cats at $15 per month or $183 annually. Other budget-friendly options include Lemonade, Pumpkin, Hartville and Spot.
| Pets Best | $15 | $183 | 72% |
| Lemonade | $18 | $221 | 66% |
| Pumpkin | $19 | $224 | 66% |
| Hartville | $22 | $261 | 60% |
| Spot | $22 | $267 | 59% |
*Rates are based on a 6-year-old Siamese with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Pets Best
Cheapest Pet Insurance for Siamese Cats
MoneyGeek Rating
4.5/ 5
5/5Affordability
4/5Customer Experience
4/5Coverage Points
Average Monthly Rate
$15Overall Customer Sentiment
70% positiveMaximum Annual Limit
UnlimitedMost Unique Coverage Inclusion or Add-on
Direct vet payment option
Cheapest Siamese Pet Insurance by State
Pets Best offers the lowest Siamese cat insurance rates across all 50 states, with monthly premiums ranging from $10 to $19 depending on location.
| Alabama | Pets Best | $11 | 74% |
| Alaska | Pets Best | $15 | 73% |
| Arizona | Pets Best | $18 | 71% |
| Arkansas | Pets Best | $10 | 73% |
| California | Pets Best | $19 | 70% |
| Colorado | Pets Best | $19 | 72% |
| Connecticut | Pets Best | $17 | 72% |
| Delaware | Pets Best | $15 | 72% |
| Florida | Pets Best | $17 | 72% |
| Georgia | Pets Best | $14 | 72% |
| Hawaii | Pets Best | $15 | 73% |
| Idaho | Pets Best | $15 | 72% |
| Illinois | Pets Best | $19 | 71% |
| Indiana | Pets Best | $14 | 72% |
| Iowa | Pets Best | $13 | 73% |
| Kansas | Pets Best | $14 | 72% |
| Kentucky | Pets Best | $12 | 74% |
| Louisiana | Pets Best | $12 | 73% |
| Maine | Pets Best | $18 | 72% |
| Maryland | Pets Best | $15 | 74% |
| Massachusetts | Pets Best | $19 | 72% |
| Michigan | Pets Best | $15 | 72% |
| Minnesota | Pets Best | $16 | 72% |
| Mississippi | Pets Best | $13 | 73% |
| Missouri | Pets Best | $12 | 73% |
| Montana | Pets Best | $13 | 73% |
| Nebraska | Pets Best | $14 | 72% |
| Nevada | Pets Best | $16 | 72% |
| New Hampshire | Pets Best | $17 | 72% |
| New Jersey | Pets Best | $17 | 72% |
| New Mexico | Pets Best | $13 | 73% |
| New York | Pets Best | $16 | 72% |
| North Carolina | Pets Best | $13 | 73% |
| North Dakota | Pets Best | $12 | 73% |
| Ohio | Pets Best | $14 | 73% |
| Oklahoma | Pets Best | $13 | 73% |
| Oregon | Pets Best | $19 | 71% |
| Pennsylvania | Pets Best | $16 | 72% |
| Rhode Island | Pets Best | $13 | 73% |
| South Carolina | Pets Best | $14 | 72% |
| South Dakota | Pets Best | $13 | 73% |
| Tennessee | Pets Best | $14 | 72% |
| Texas | Pets Best | $16 | 71% |
| Utah | Pets Best | $14 | 73% |
| Vermont | Pets Best | $14 | 73% |
| Virginia | Pets Best | $16 | 73% |
| Washington | Pets Best | $17 | 73% |
| West Virginia | Pets Best | $13 | 72% |
| Wisconsin | Pets Best | $16 | 73% |
| Wyoming | Pets Best | $14 | 72% |
*Rates are based on a 6-year-old Siamese with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
How Much Does Siamese Insurance Cost?
Monthly pet insurance for Siamese cats ranges from $38 to $72 depending on location. They rank as the 26th most expensive breed to insure nationwide. Your actual premium will vary based on coverage choices and your pet's specific needs.
| Alabama | $42 | $504 | -25% |
| Alaska | $55 | $656 | -2% |
| Arizona | $66 | $792 | 18% |
| Arkansas | $38 | $453 | -32% |
| California | $70 | $836 | 25% |
| Colorado | $69 | $832 | 24% |
| Connecticut | $63 | $757 | 13% |
| Delaware | $56 | $675 | 1% |
| Florida | $63 | $756 | 13% |
| Georgia | $52 | $625 | -7% |
| Hawaii | $57 | $689 | 3% |
| Idaho | $55 | $659 | -2% |
| Illinois | $68 | $818 | 22% |
| Indiana | $51 | $608 | -9% |
| Iowa | $47 | $569 | -15% |
| Kansas | $50 | $602 | -10% |
| Kentucky | $46 | $547 | -18% |
| Louisiana | $45 | $537 | -20% |
| Maine | $69 | $822 | 23% |
| Maryland | $62 | $748 | 12% |
| Massachusetts | $72 | $862 | 29% |
| Michigan | $56 | $668 | -0% |
| Minnesota | $57 | $686 | 3% |
| Mississippi | $47 | $569 | -15% |
| Missouri | $44 | $526 | -21% |
| Montana | $46 | $558 | -17% |
| Nebraska | $50 | $595 | -11% |
| Nevada | $57 | $679 | 1% |
| New Hampshire | $63 | $763 | 14% |
| New Jersey | $65 | $782 | 17% |
| New Mexico | $49 | $587 | -12% |
| New York | $61 | $739 | 10% |
| North Carolina | $50 | $606 | -9% |
| North Dakota | $43 | $511 | -24% |
| Ohio | $52 | $623 | -7% |
| Oklahoma | $46 | $556 | -17% |
| Oregon | $69 | $825 | 23% |
| Pennsylvania | $59 | $702 | 5% |
| Rhode Island | $48 | $582 | -13% |
| South Carolina | $54 | $643 | -4% |
| South Dakota | $50 | $595 | -11% |
| Tennessee | $52 | $622 | -7% |
| Texas | $58 | $692 | 3% |
| Utah | $54 | $642 | -4% |
| Vermont | $51 | $617 | -8% |
| Virginia | $61 | $726 | 9% |
| Washington | $64 | $766 | 14% |
| West Virginia | $47 | $562 | -16% |
| Wisconsin | $60 | $719 | 8% |
| Wyoming | $51 | $608 | -9% |
*The rates include all coverage selections on the market for a 6-year-old Siamese. Your rates will differ based on your pet's specific profile and location.”
What Factors Affect Siamese Insurance Costs?
Siamese cats have higher pet insurance premiums due to breed-specific health risks. These cost factors help you plan coverage.
Health PredispositionsPotential Vet Costs: $1,200 to $15,000
Siamese cats develop several breed-specific conditions that insurers factor into premiums. Progressive retinal atrophy requires specialized treatment and ongoing care. They are also prone to respiratory issues, heart problems and amyloidosis (protein buildup in organs). Their genetic predisposition to dental disease and kidney problems affects long-term healthcare costs.
Size-Related FactorsPotential Vet Cost Increase: 10% to 25% higher vet costs
Siamese cats' smaller size creates unique medical challenges. Their slender build requires precise medication dosing and careful anesthesia management during procedures. Due to temperature regulation issues, Siamese cats need additional monitoring and specialized equipment during surgery.
Lifespan ConsiderationsAnnual Vet Costs By Age: $200 to $400 (Young) to $600 to $1,200 (Senior)
Siamese cats live 12 to 15 years, slightly shorter than many domestic cats. Senior Siamese cats require extensive veterinary care, including regular blood work, dental procedures and management of age-related vision and mobility issues.
Behavioral and Activity RisksPotential Vet Costs: $800 to $3,000
Siamese cats' high energy and athletic nature increase traumatic injury risk, including falls and sprains. Their vocal and anxious temperament can lead to stress-related health issues requiring veterinary intervention. These traits necessitate additional preventive care and emergency visits.
Breeding-Related IssuesPotential Vet Costs: $1,500 to $8,000
Recent breeding practices have intensified respiratory and neurological risks in Siamese cats. Insurance providers consider these inherited conditions when evaluating coverage. Selecting a Siamese from a reputable breeder with health screenings reduces genetic health problems and improves your chances of comprehensive insurance coverage.
Siamese cats' unique health profiles should guide your insurance choices. When selecting coverage, such as deductibles and annual limits, consider your financial situation and comfort level with out-of-pocket costs. Consult your veterinarian to identify specific health risks that affect how much pet insurance you need.
INSURANCE RISK PREVENTION
Preventive care and lifestyle choices protect your Siamese cat's health long-term. Schedule annual eye exams to catch vision issues early, maintain dental hygiene with regular cleanings and keep your cat at a healthy weight through portion control and play. When choosing a kitten, work with breeders who provide genetic health testing for PRA and amyloidosis to reduce inherited health risks.
How to Get the Best Cheap Siamese Pet Insurance
Smart shopping for pet insurance can lower your Siamese cat's coverage costs. Here's what works:
- 1Evaluate Your Coverage Needs
Choose a plan based on your Siamese cat's specific health needs and potential vet costs. Our guide to pet insurance coverage explains what protection makes sense for different budgets.
- 2Compare Insurance Providers
Compare average rates from multiple insurers for Siamese cat coverage. Review customer feedback on claim processes and policy features to identify reliable providers with competitive pricing and strong approval rates.
- 3Review Policy Details
Review waiting periods and coverage exclusions carefully before purchasing. Request sample policies from your top choices to confirm which conditions qualify for reimbursement.
- 4Get Multiple Online Quotes
Request quotes from at least three insurers. Prices vary widely between companies, even for identical annual limits, deductibles and reimbursement rates. Check whether pet insurance discounts apply to lower your premium.
- 5Check Rates Annually
Review your policy and get new quotes each year before renewal. Your cat's needs and insurance rates change over time, so comparing options annually helps you maintain affordable coverage.
Siamese Cat Insurance: Bottom Line
Rainwalk is the best pet insurance provider for Siamese cats, while Pets Best offers the lowest monthly premiums. Compare both options alongside other providers to find coverage that matches your cat's health needs and budget.
Learn more about the best pet insurance providers for your Siamese cat:
Pet Insurance for Siamese: FAQ
We answer frequently asked questions about Siamese cat insurance:
What is the best pet insurance provider for Siamese cats overall?
Rainwalk offers the best pet insurance for Siamese cats, with comprehensive coverage and strong customer satisfaction scores. Premiums run higher than average, but the plan's benefits and coverage depth justify the cost for most Siamese owners.
Who offers the cheapest pet insurance for Siamese cats?
Pets Best offers the most affordable pet insurance for Siamese cats, with plans starting at $15 per month. Actual rates vary by location and your pet's age and health profile.
How much does Siamese insurance cost?
Siamese cats rank 26th most expensive to insure at $56 per month on average. Monthly rates vary by location, ranging from $38 to $72 depending on your state.
What are the most common accident and illness risks for Siamese cats?
Siamese cats are prone to three hereditary conditions: progressive retinal atrophy, which causes gradual vision loss; amyloidosis, a liver disease caused by protein buildup; and strabismus, which affects depth perception and coordination. These conditions stem from the breed's distinct genetic makeup.
How We Found the Best and Cheapest Siamese Insurance
We analyzed pricing for all coverage levels, breeds and ages within all 50 states to find the best and cheapest pet insurance for Siamese cats. We also researched clinical vet statistics for the breed, customer satisfaction for all companies and coverage contract details to tailor our suggestions specifically for Siamese cats.
How We Determined Costs
All costs presented in this article for providers were modeled after the following base profile:
- 6-year-old Siamese
- $5,000 annual limit
- $500 deductible
- 80% reimbursement
Average costs provided were based on aggregated pricing for the breed for all coverage selections and all ages insured on the market within reasonable life expectancy limits.
How We Rated Each Provider
We analyzed online sources for comprehensive ratings based on the following basic metrics:
- Affordability (50% of score): This score aggregates ratings based on the relative affordability compared to competition for all profiles and all factor combinations. We also factored in discounts as a minor component to the rating, as there's only slight variation between companies.
- Customer Experience (30% of score): We used ratings derived from a general sentiment rating aggregated from all internet sources, determining positive, neutral and negative sentiment proportions for each company to get this score. More positive sentiment means a higher rating.
- Coverage (20% of score): We read all contract details for every provider in every state, considering add-on options, inclusions, exclusions and restrictions to derive this score. Pet insurance regulations vary widely by state, and coverage options may differ based on your location.
About Connor Bolton
Connor Bolton is Senior SEO and Content Manager at MoneyGeek, where he leads the business and pet insurance editorial teams. He sets the research framework, data standards and content structure for his team. All content goes through his accuracy review before publication. Connor also writes in-depth guides and has spent more than four years covering insurance products across personal, commercial and specialty lines.
The research infrastructure Connor built covers auto, home, renters, life, health, business and pet insurance across pricing analysis, carrier research, customer experience and coverage evaluation. It includes over 6 million data points for business insurance across 408 industry areas, all 50 states and 16 vehicle types. The pet insurance side covers over 5 million profiles across 18 major providers, 100+ breeds and ages up to 20 years. Connor’s insurance research and his team's work has been cited by the U.S. Chamber of Commerce, Allstate, Liberty Mutual, CBS News, Forbes and LegalZoom.
Connor also talks with underwriters and carrier liaisons at Ethos, The Hartford, ERGO NEXT, Nationwide and State Farm, and monitors business and pet owner communities on Reddit. Those sources shape how his team evaluates carriers, structures rate analysis and writes for human buyers rather than search engines.
For questions about MoneyGeek's business and pet insurance content, contact him at connor@moneygeek.com or on LinkedIn.