Rainwalk's pet insurance scores 3.95 out of 5 for cats and 4.05 for dogs in MoneyGeek's analysis. The company provides excellent customer service, though its premiums are more expensive than competitors, particularly for dogs. Research shows Rainwalk has limited coverage options, and specific waiting period details aren't readily available.
Rainwalk Pet Insurance Review
Updated: April 28, 2026
Advertising & Editorial Disclosure
Rainwalk Pet Insurance Review: Key Takeaways
Rainwalk ranks eighth in cat insurance affordability and tenth for dogs, with monthly premiums starting at $30 and $60, respectively.
Rainwalk ranks first nationally for customer experience, with consistently positive reviews across Trustpilot, Better Business Bureau and Reddit for its pet insurance services.
Rainwalk ranks fourth nationwide for coverage options, providing comprehensive accident and illness plans with optional wellness care add-ons, exam fee coverage and boarding benefits for preventive services.
Rainwalk Pet Insurance Ratings
Data filtered by:
Dog
| Coverage | 3.57 | 4 |
| Affordability | 3.66 | 10 |
| Overall Score | 4.05 | 4 |
| Customer Experience | 5 | 1 |
WHO IS RAINWALK PET INSURANCE BEST FOR?
Rainwalk ranks among the best pet insurance companies for owners seeking excellent customer service. The company also provides free, unlimited virtual vet visits for any health or wellness questions. However, Rainwalk doesn't offer optional wellness plans for routine care.
Learn more about the best pet insurance options for your pet:
Rainwalk Pet Insurance Ratings by State
Rainwalk provides pet insurance nationwide across all 50 states. The company achieves its best overall ranking of second place in seven states for dogs and four states for cats. Although Rainwalk doesn't provide the best pet insurance overall, it excels in customer experience, ranking first nationally for cats and dogs in every state, demonstrating strong service quality despite more moderate performance in other categories.
Data filtered by:
Overall Score
Dog
| Florida | 3.65 | 7 |
| Nevada | 3.7 | 7 |
| South Dakota | 3.7 | 7 |
| Maryland | 3.75 | 6 |
| Oklahoma | 3.75 | 6 |
| Iowa | 3.8 | 7 |
| New Jersey | 3.8 | 5 |
| New York | 3.8 | 4 |
| West Virginia | 3.8 | 7 |
| North Dakota | 3.85 | 4 |
| Wisconsin | 3.85 | 4 |
| Louisiana | 3.9 | 4 |
| Colorado | 3.95 | 4 |
| Delaware | 3.95 | 4 |
| Nebraska | 3.95 | 4 |
| New Hampshire | 3.95 | 4 |
| Ohio | 3.95 | 4 |
| Pennsylvania | 3.95 | 4 |
| Vermont | 3.95 | 4 |
| Arizona | 4 | 4 |
| Mississippi | 4.05 | 4 |
| New Mexico | 4.05 | 4 |
| North Carolina | 4.05 | 4 |
| Georgia | 4.1 | 3 |
| Indiana | 4.1 | 3 |
| Alaska | 4.15 | 3 |
| Arkansas | 4.15 | 3 |
| California | 4.15 | 3 |
| Connecticut | 4.15 | 3 |
| Hawaii | 4.15 | 3 |
| Idaho | 4.15 | 3 |
| Maine | 4.15 | 3 |
| Massachusetts | 4.15 | 2 |
| Michigan | 4.15 | 2 |
| Minnesota | 4.15 | 3 |
| Missouri | 4.15 | 3 |
| Oregon | 4.15 | 3 |
| Utah | 4.15 | 2 |
| Montana | 4.2 | 3 |
| Rhode Island | 4.2 | 3 |
| Texas | 4.2 | 3 |
| Wyoming | 4.2 | 3 |
| South Carolina | 4.25 | 3 |
| Tennessee | 4.25 | 3 |
| Virginia | 4.25 | 2 |
| Alabama | 4.3 | 2 |
| Kentucky | 4.3 | 3 |
| Kansas | 4.35 | 2 |
| Washington | 4.35 | 3 |
| Illinois | 4.45 | 2 |
Rainwalk Pet Insurance Comparison
See how Rainwalk pet insurance fares against national competitors below.
Rainwalk vs. AKC | • Dogs: 4.05 vs. 4.30 • Cats: 3.95 vs. 3.85 | AKC leads in coverage, but Rainwalk offers better customer service and cat insurance affordability. |
Rainwalk vs. ASPCA | • Dogs: 4.05 vs. 3.85 • Cats: 3.95 vs. 3.35 | Rainwalk offers stronger customer service and coverage, while ASPCA has slightly better dog insurance affordability. |
Rainwalk vs. Embrace | • Dogs: 4.05 vs. 2.55 • Cats: 3.95 vs. 2.30 | Rainwalk outperforms Embrace across all categories, with better affordability, coverage and service for dogs and cats. |
Rainwalk vs. Fetch | • Dogs: 4.05 vs. 2.70 • Cats: 3.95 vs. 2.95 | Fetch has decent coverage, but Rainwalk offers stronger affordability, overall value and excellent service. |
Rainwalk vs. Figo | • Dogs: 4.05 vs. 3.60 • Cats: 3.95 vs. 3.80 | Rainwalk edges out Figo with better customer service, though Figo offers slightly more affordable cat coverage. |
Rainwalk vs. Hartville | • Dogs: 4.05 vs. 3.50 • Cats: 3.95 vs. 3.90 | Both are close, but Rainwalk has stronger customer service and coverage, while Hartville is more affordable for cats. |
Rainwalk vs. Lemonade | • Dogs: 4.05 vs. 4.50 • Cats: 3.95 vs. 4.25 | Lemonade is cheaper and has higher overall scores, but Rainwalk offers superior customer service. |
Rainwalk vs. Liberty | • Dogs: 4.05 vs. 2.65 • Cats: 3.95 vs. 2.30 | Rainwalk outperforms Liberty, offering stronger affordability, coverage and service for both pets. |
Rainwalk vs. MetLife | • Dogs: 4.05 vs. 3.05 • Cats: 3.95 vs. 2.40 | Rainwalk beats MetLife across all categories, delivering stronger affordability, coverage and better service. |
Rainwalk vs. Nationwide | • Dogs: 4.05 vs. 2.50 • Cats: 3.95 vs. 2.65 | Nationwide lags in affordability and coverage, while Rainwalk provides stronger performance across the board. |
Rainwalk vs. Pets Best | • Dogs: 4.05 vs. 4.05 • Cats: 3.95 vs. 3.80 | The companies tie on dog scores, but Rainwalk offers stronger service and more balanced cat coverage. |
Rainwalk vs. Pumpkin | • Dogs: 4.05 vs. 3.70 • Cats: 3.95 vs. 4.15 | Pumpkin is more affordable, especially for cats, but Rainwalk offers stronger service and better overall coverage. |
Rainwalk vs. Spot | • Dogs: 4.05 vs. 3.75 • Cats: 3.95 vs. 4.15 | Spot is slightly cheaper with strong service, but Rainwalk leads in coverage for dogs and cats. |
How Much Does Rainwalk Pet Insurance Cost?
Rainwalk's pet insurance costs an average of $60 monthly ($718 annually) for dog coverage and $30 monthly ($359 annually) for cats. Your premium depends on several factors, including your location and pet breed.
| Cat | $30 | $32 | $359 | $379 | 5% |
| Dog | $60 | $60 | $718 | $723 | 1% |
Rainwalk Pet Insurance Rates by State
Rainwalk offers the cheapest pet insurance for cats in Arkansas at $21 monthly, while Colorado costs $39. Dog coverage ranges from $41 monthly in Arkansas to $78 in Colorado.
Data filtered by:
Dog
| Arkansas | $41 | $486 |
| Alabama | $41 | $496 |
| Kentucky | $45 | $544 |
| Missouri | $47 | $568 |
| Montana | $48 | $575 |
| Kansas | $49 | $587 |
| Rhode Island | $50 | $598 |
| North Dakota | $51 | $612 |
| Tennessee | $51 | $614 |
| Georgia | $52 | $627 |
| Louisiana | $53 | $631 |
| Mississippi | $53 | $634 |
| Wyoming | $53 | $637 |
| Indiana | $53 | $638 |
| South Carolina | $55 | $654 |
| Utah | $55 | $656 |
| North Carolina | $55 | $658 |
| New Mexico | $55 | $665 |
| Alaska | $56 | $670 |
| Ohio | $57 | $677 |
| Michigan | $57 | $683 |
| Nebraska | $57 | $686 |
| Idaho | $57 | $688 |
| Iowa | $58 | $691 |
| Oklahoma | $58 | $693 |
| Hawaii | $58 | $695 |
| Vermont | $58 | $698 |
| West Virginia | $58 | $699 |
| Virginia | $59 | $708 |
| Texas | $59 | $710 |
| Minnesota | $60 | $713 |
| South Dakota | $62 | $744 |
| Delaware | $62 | $747 |
| Illinois | $63 | $752 |
| Pennsylvania | $65 | $778 |
| Connecticut | $66 | $785 |
| Washington | $66 | $791 |
| Wisconsin | $69 | $825 |
| Maryland | $69 | $829 |
| Maine | $70 | $834 |
| Nevada | $70 | $840 |
| New York | $71 | $851 |
| New Hampshire | $71 | $852 |
| Oregon | $71 | $855 |
| California | $73 | $870 |
| New Jersey | $73 | $881 |
| Massachusetts | $74 | $886 |
| Arizona | $74 | $892 |
| Florida | $77 | $925 |
| Colorado | $78 | $937 |
Rainwalk Pet Insurance Rates by Breed
Cat owners pay around $27 monthly for British Longhairs but $35 for Abyssinians. Dog premiums range from $25 for small mixed breeds under 20 pounds to $123 for Bullmastiffs. Breed pricing reflects each pet's health risks and veterinary costs.
Data filtered by:
Select
Select
| Small Mix (Under 20 pounds) | $25 | $297 |
| British Longhair | $27 | $325 |
| Domestic Shorthair | $27 | $325 |
| Ragdoll | $27 | $327 |
| Siamese | $28 | $331 |
| Russian Blue | $28 | $336 |
| Bombay | $28 | $338 |
| Small Mix (11-25) | $29 | $341 |
| Small Mix (10 and less pounds) | $29 | $347 |
| Norwegian Forest cat | $29 | $349 |
| Small Mix (0-20) | $29 | $348 |
| Small Mix (1-10 pounds) | $30 | $356 |
| Mixed breed Small (up to 20lbs when full grown) | $30 | $354 |
| Birman | $30 | $361 |
| Chinchilla | $30 | $363 |
| Serengeti | $30 | $363 |
| Munchkin | $30 | $364 |
| Tonkinese | $30 | $364 |
| Burmese | $31 | $368 |
| Mixed Breed Small (>10 lbs) | $31 | $365 |
| Devon Rex | $31 | $369 |
| Himalayan | $31 | $372 |
| Scottish Fold | $31 | $373 |
| Bengal | $31 | $375 |
| Snowshoe | $31 | $379 |
| Mixed Breed Small (11-30 lbs) | $32 | $382 |
| Chihuahua | $32 | $385 |
| British Shorthair | $32 | $386 |
| Siberian | $33 | $389 |
| Persian | $33 | $391 |
| Balinese | $33 | $391 |
| Cornish Rex | $33 | $394 |
| Maltipoo | $33 | $401 |
| Australian Mist | $33 | $402 |
| Small Mix (11-30) | $34 | $403 |
| Savannah | $34 | $406 |
| Shih Tzu | $34 | $412 |
| Small Mix (25 and less pounds) | $34 | $408 |
| Maine Coon | $35 | $415 |
| Sphynx | $35 | $414 |
| Morkie | $35 | $420 |
| Exotic Shorthair | $35 | $420 |
| Abyssinian | $36 | $425 |
| Small Mix (22 pounds or less) | $36 | $427 |
| Cockapoo | $36 | $431 |
| Jack Russell Terrier | $36 | $438 |
| Cavapoo | $37 | $441 |
| Toy Mix (10 and less pounds) | $37 | $439 |
| Mixed Breed Medium (31-50 lbs) | $37 | $439 |
| Havanese | $37 | $446 |
| Shiba Inu | $39 | $464 |
| Miniature Poodle | $39 | $462 |
| Medium Mix (20-55 pounds) | $39 | $470 |
| Yorkshire terrier | $39 | $467 |
| Puggle | $39 | $467 |
| Toy Poodle | $39 | $469 |
| Schnoodle | $39 | $472 |
| Cavachon | $40 | $479 |
| Maltese | $40 | $483 |
| Medium Mix (31-59 pounds) | $41 | $485 |
| Papillon | $41 | $488 |
| Medium Mix (26-50 pounds) | $41 | $492 |
| Medium Mix (20-70 pounds) | $41 | $493 |
| Medium Mix (31-50 pounds) | $41 | $494 |
| Coton De Tulear | $41 | $492 |
| Japanese Chin | $42 | $499 |
| Lhasa Apso | $42 | $504 |
| Australian Shepherd | $42 | $503 |
| Groodle | $42 | $503 |
| Miniature Pinscher | $42 | $507 |
| Pomeranian | $43 | $514 |
| Dachshund | $43 | $516 |
| American Hairless Terrier | $43 | $517 |
| Australian Silky Terrier | $43 | $518 |
| Mixed Dog (21-50 pounds) | $43 | $522 |
| Pekingese | $44 | $523 |
| Basenji | $44 | $525 |
| Japanese Spitz | $44 | $524 |
| Australian Terrier | $44 | $528 |
| English Toy Terrier | $44 | $528 |
| Labradoodle | $44 | $529 |
| Goldendoodle | $45 | $532 |
| Shetland Sheepdog | $45 | $533 |
| Miniature Dachshund | $45 | $533 |
| American Eskimo | $45 | $537 |
| Border Collie | $45 | $537 |
| Large Mix (51-110 pounds) | $45 | $539 |
| Norwich Terrier | $45 | $540 |
| Miniature Schnauzer | $45 | $540 |
| Dingo | $45 | $544 |
| Fox Terrier | $45 | $540 |
| Border Terrier | $45 | $542 |
| West Highland White Terrier | $46 | $546 |
| Bichon Frise | $46 | $547 |
| Peruvian Hairless Dog | $46 | $548 |
| Miniature Fox Terrier | $46 | $548 |
| Brussels Griffon | $46 | $553 |
| Norfolk Terrier | $47 | $565 |
| Cairn Terrier | $47 | $565 |
| Siberian Husky | $48 | $571 |
| Husky | $48 | $568 |
| English Foxhound | $48 | $572 |
| German Pinscher | $48 | $574 |
| Boston Terrier | $48 | $574 |
| Affenpinscher | $48 | $579 |
| Welsh Springer Spaniel | $49 | $584 |
| Large Mix (Over 70 pounds) | $49 | $586 |
| Giant Mix (111 pounds+) | $49 | $585 |
| Italian Greyhound | $49 | $586 |
| Large Mix (51-100 pounds) | $49 | $588 |
| Whippet | $49 | $590 |
| Large Mix (61+ pounds) | $49 | $589 |
| Medium Mix (23-70 pounds) | $49 | $590 |
| Mixed Breed Large (51-90 lbs) | $49 | $588 |
| Large Mix (55-90 pounds) | $50 | $601 |
| Icelandic Sheepdog | $50 | $598 |
| Australian Cattle Dog | $50 | $600 |
| Irish Terrier | $50 | $600 |
| Bearded Collie | $50 | $600 |
| American Foxhound | $50 | $603 |
| Finnish Lapphund | $51 | $608 |
| Norwegian Elkhound | $51 | $610 |
| Cavalier King Charles Spaniel | $51 | $610 |
| Standard Schnauzer | $51 | $614 |
| Wire Fox Terrier | $51 | $612 |
| Foxhound | $51 | $612 |
| German Spitz | $51 | $613 |
| Welsh Corgi Cardigan | $52 | $619 |
| Pembroke Welsh Corgi | $52 | $623 |
| Welsh Corgi Pembroke | $52 | $623 |
| English Springer Spaniel | $52 | $624 |
| Petit Basset Griffon Vendeens | $52 | $626 |
| Mixed Breed | $53 | $633 |
| Welsh Terrier | $53 | $632 |
| Mixed Dog (51-90 pounds) | $53 | $627 |
| Pug | $53 | $632 |
| Australian Kelpie | $53 | $636 |
| Soft Coated Wheaten Terrier | $53 | $636 |
| Beagle | $53 | $637 |
| Alaskan Husky | $53 | $637 |
| German Shorthaired Pointer | $53 | $638 |
| Tibetan Terrier | $53 | $639 |
| Giant Mix (110 pounds+) | $53 | $640 |
| Large Mix (60-109 pounds) | $53 | $640 |
| Medium Mix (26-59 pounds) | $53 | $640 |
| Small Mix (0-25) | $53 | $640 |
| Field Spaniel | $54 | $643 |
| Harrier | $54 | $643 |
| Puli | $54 | $644 |
| Keeshond | $54 | $652 |
| Collie | $55 | $652 |
| Pointer | $55 | $655 |
| Samoyed | $55 | $657 |
| Scottish Terrier | $55 | $661 |
| Mixed Dog (91 pounds+) | $55 | $660 |
| English Setter | $55 | $662 |
| Standard Poodle | $56 | $669 |
| Smooth Collie | $56 | $667 |
| Cocker spaniel | $56 | $668 |
| Bracco Italiano | $56 | $671 |
| Italian Spinone | $56 | $674 |
| Basset Fauve de Bretagne | $57 | $675 |
| Giant Mix (100 pounds+) | $57 | $679 |
| Saluki | $58 | $689 |
| Afghan Hound | $58 | $688 |
| Vizsla | $58 | $692 |
| English Pointer | $58 | $691 |
| Portuguese Water Dog | $58 | $697 |
| Belgian Shepherd Malinois | $58 | $701 |
| Rough Collie | $59 | $701 |
| Staffordshire Bull Terrier | $59 | $705 |
| Irish Setter | $59 | $708 |
| Chow Chow | $60 | $714 |
| Alaskan Malamute | $60 | $715 |
| Labrador Retriever | $60 | $717 |
| Briard | $60 | $720 |
| German Shepherd | $60 | $724 |
| Golden Retriever | $61 | $730 |
| Corgi | $62 | $736 |
| Old English Sheepdog | $63 | $749 |
| Airedale Terrier | $63 | $756 |
| Clumber Spaniel | $63 | $757 |
| Komondor | $63 | $758 |
| Miniature Bull Terrier | $66 | $791 |
| Alsation | $66 | $790 |
| Pitbull | $66 | $796 |
| Gordon Setter | $67 | $800 |
| Petit Basset Griffon Vendeen | $67 | $805 |
| Greyhound | $68 | $810 |
| Borzoi | $68 | $809 |
| Hungarian Vizsla | $68 | $813 |
| Dalmatian | $68 | $813 |
| Weimaraner | $68 | $815 |
| Rhodesian Ridgeback | $68 | $815 |
| American Staffordshire Terrier | $68 | $819 |
| Estrela Mountain Dog | $68 | $819 |
| Akita | $69 | $820 |
| Bull Terrier | $69 | $827 |
| Alsatian | $69 | $827 |
| Basset Hound | $70 | $835 |
Is Rainwalk Pet Insurance Expensive?
Rainwalk ranks eighth for cats and tenth for dogs in affordability, so it's moderately priced. Use the filterable table below to see how costs change based on your pet's age and your preferred deductible, annual limit and reimbursement rate.
Data filtered by:
Dog
Middle Aged
$500
$5,000
80%
| $69 | $829 | 4% |
Rainwalk Pet Insurance Discounts
Rainwalk only offers one pet insurance discount, which is for insuring multiple pets.
Multiple pets | 5% | Must enroll more than one pet with Rainwalk |
Rainwalk Pet Insurance Customer Service Reviews and Ratings
Rainwalk ranks first nationally for customer service. The company earns high Better Business Bureau ratings and strong Trustpilot feedback. Reddit users share positive experiences, praising helpful service representatives and quick responses. Some report frustrations with claim processing and support delays.
Rainwalk Trustpilot Reviews
Rainwalk earns a 4.6 out of 5 rating on Trustpilot from verified customers who rate its service and claims handling. Most policyholders report positive experiences with Rainwalk's coverage and support team. Trustpilot collects verified reviews to give consumers honest feedback about companies.
Rainwalk Better Business Bureau Rating
Rainwalk holds an A+ rating from the Better Business Bureau but isn't BBB accredited. An A+ is the highest grade the BBB awards, reflecting strong ethical business practices and effective complaint resolution. The rating shows Rainwalk handles customer concerns well and operates with integrity.
Rainwalk Pet Insurance Reddit Sentiment
We analyzed seven comments: 71% were positive (five favorable, two negative). Supporters praised responsive customer service and clear policy terms. Critics raised concerns about claim denials and coverage gaps. Customers have varying experiences with Rainwalk's claims process.
Rainwalk Pet Insurance Coverage
Rainwalk offers comprehensive accident and illness policies for cats and dogs. Pet insurance coverage includes core benefits such as diagnostics, surgery, prescriptions and hospitalizations. Routine vaccination reimbursement and 24/7 virtual vet visits are also included in many plans.
Coverage for accidents and illnesses | Covers diagnostics, imaging, surgery and hospitalization, cancer, tooth extractions, hereditary and congenital conditions, allergy treatments, exam fees as a result of covered conditions, medications, microchipping and end-of-life expenses |
Virtual vet visits | Free, unlimited access to virtual vet visits for any health or wellness questions |
Enrollment restrictions | No breed or age limits |
14 days for accidents and illnesses | |
70%, 80%, 90% | |
$100 to $750 | |
Pre-existing conditions | Curable pre-existing conditions may be covered if cured and free of treatment for 180 days |
$5,000, $8,000, $10,000, $12,000, $15,000, $20,000 | |
*Coverage varies by state and policy terms. Always review your specific policy documents and consult your insurance provider to understand exact coverage terms, exclusions, limitations and waiting periods before enrollment.
Rainwalk Pet Insurance Coverage Add-Ons
Rainwalk allows policyholders to enhance their coverage with optional power-ups. These add-ons expand benefits to include routine vaccinations and other expenses.
Vaccine power-up | Provides coverage for routine vaccinations up to $100, including rabies, lepto, bordetella, FeLV, FVRCP and others |
Covers vet exam fees that aren't related to a covered accident or illness | |
Alternate care | Reimburses the cost of holistic and alternative treatments up to $2,000 per policy term, including acupuncture, chiropractic and magnet therapy |
Owner assistance | Covers pet expenses like boarding, advertising and holiday cancellations |
Provides coverage for emergency C-sections, pyometra, mastitis, eclampsia and pregnancy complications |
Is Rainwalk Pet Insurance Good: Bottom Line
Rainwalk charges $60 monthly for dog insurance and $30 for cat coverage on average. The company ranks first nationwide for customer experience and maintains high Trustpilot and BBB ratings. Pet owners can select from accident-only or comprehensive accident and illness plans, with optional wellness coverage available as add-ons.
Browse through our review guides for the top pet insurance companies for your pet:
Rainwalk Pet Insurance Review: FAQ
Find answers to common questions about Rainwalk pet insurance coverage below.
Is Rainwalk pet insurance worth it in 2025?
Rainwalk pet insurance is worth it in 2025, ranking first nationwide for customer experience and offering strong coverage options. With affordable monthly premiums averaging $60 for dogs and $30 for cats, Rainwalk provides solid value for pet owners seeking reliable insurance coverage.
What do Reddit users really think about Rainwalk pet insurance?
Reddit users lean positive on Rainwalk pet insurance. Our analysis of seven comments found 71% were favorable, five positive and two negative. Users praise Rainwalk's customer service and clear policy terms. Some complain about claim-processing delays and coverage gaps for certain conditions.
Does Rainwalk cover pre-existing conditions for pets?
Rainwalk excludes pre-existing conditions from coverage. Certain curable conditions may become eligible if your pet remains symptom-free and treatment-free for 180 consecutive days. Chronic conditions and ligament or knee problems are excluded, even after waiting periods.
Can I get a discount for insuring multiple pets with Rainwalk?
Yes, Rainwalk provides a multiple pet discount when you insure two or more pets on the same policy. The company also offers additional savings through AAA membership discounts, workplace benefit programs and other qualifying memberships to help reduce your overall premium costs.
Is Rainwalk pet insurance available in my state?
Yes, Rainwalk pet insurance is available nationwide in all 50 states. Premium costs vary by location. Cat coverage is most affordable in Arkansas at $21 monthly and highest in Colorado at $39 monthly. Dog insurance ranges from $41 monthly in Arkansas to $78 monthly in Colorado.
How We Rated Rainwalk Pet Insurance
We analyzed how Rainwalk performs across the following key areas:
Affordability (50% of score): We gathered premium quotes spanning various breeds, ages and plan types, incorporating available discounts to reflect actual costs pet owners pay.
Customer Experience (30% of score): This assessment draws from customer ratings and reviews posted on platforms like Trustpilot and Reddit to gauge real user satisfaction.
Coverage Options (20% of score): We examined policy benefits, available add-ons and the breadth of protection to assess overall coverage value.
All pricing evaluations used standardized quotes for a 6-year-old Labrador Retriever and 7-year-old Ragdoll with $500 deductible, $5,000 annual limit and 80% reimbursement rate.
About Connor Bolton
Connor Bolton is Senior SEO and Content Manager at MoneyGeek, where he leads the business and pet insurance editorial teams. As editorial lead for both verticals, Connor sets the research framework, data standards, and content structure that his writers execute, directly authoring in-depth guides himself and reviewing all team content for accuracy and practical value before it goes live. With over four years evaluating insurance products across personal, commercial, and specialty lines, he brings cross-vertical knowledge to every guide the team produces.
Connor architected MoneyGeek's insurance research infrastructure across all major verticals including auto, home, renters, life, health, business, and pet, building systems for pricing analysis, provider-level research, customer experience evaluation, and coverage analysis with AI support. The infrastructure includes over 6 million data points for business insurance across 408 industry areas, all 50 states, and 16 vehicle types, and over 5 million pet insurance profiles across 18 major providers and hundreds of breed and age combinations. Connor's insurance cost research and his team's work has been cited by the U.S. Chamber of Commerce, Allstate, Liberty Mutual, CBS News, Forbes and LegalZoom.
Beyond the data, Connor stays connected to how the market actually operates, drawing on direct conversations with underwriters and carrier liaisons at Ethos, The Hartford, NEXT Insurance, Nationwide, and State Farm, and monitoring business and pet owner communities including Reddit, to inform how he interprets findings and frames guidance for real buyers.
He is the direct editorial contact for methodology questions at connor@moneygeek.com and can be found on LinkedIn.
Sources
- Better Business Bureau. "Rainwalk Pet Insurance." Accessed May 9, 2026.
- Trustpilot. "Rainwalk." Accessed May 9, 2026.