Best Pet Insurance Companies for 2022

MoneyGeek can help you find the best pet insurance to protect your pet. We analyzed pet insurance policy details, coverage options and thousands of quotes to help you find the best pet insurance company at an affordable price.

Last Updated: 3/28/2022
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To find the best pet insurance for dogs and cats, MoneyGeek compared data and real quotes to determine the best affordable pet insurance plans currently offered for your furry, scaly and feathered companions. We also provide details on how pet insurance works, what the best pet insurance plans offer and how you can choose the right coverage for your pet.

Table of Contents

Insurance Rates

Compare Pet Insurance Rates

Ensure you are getting the best rate for your pet insurance. Compare quotes from the top insurance companies.

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Best Overall: Spot

Spot

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Affordable rates

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Customizable coverage limits

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Exam fees covered after deductible met

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No upper age limit

cons

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Only cats and dogs covered

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Platinum preventive care add-on can be expensive

COMPANY HIGHLIGHTS

MoneyGeek's Take: Spot is our top pick for the overall best pet insurance plans because of its annual deductible and coverage limit options, lack of restrictions and affordable rates.

Spot pet insurance offers a lot of flexibility with few restrictions, making it one of the best pet insurance plans available. You can choose between comprehensive coverage for accidents and illnesses or accident-only coverage. Spot also offers two levels of preventive care coverage for services not typically covered under a pet insurance plan.

With Spot, you're not locked into the same coverage year after year. You can make changes anytime in your online portal or by calling or emailing Spot directly. If your pet's ownership changes, you can call Spot customer service to have the policy transferred. Spot also makes it easy to file claims online; just log in, upload the invoice and you’re on your way to reimbursement. Billing is done automatically monthly or annually, so you don’t have to remember to pay, and your pet is always covered.

As long as your cat or dog is at least eight weeks old, they can be covered through Spot, and there is no upper age limit. You also don’t have to worry about lifetime coverage caps with Spot. If you move to a new state, be sure to contact Spot customer service to transfer your policy, so you don’t lose your pet’s pre-existing conditions history.

Coverage & Other Details:

  • Gold or Platinum preventive care coverage add-on available.
  • 14-day waiting period for accidents and illnesses.
  • Microchip implantation and exam fees are covered.
  • Six-month waiting period for pre-existing conditions (except knee and ligament conditions, which aren’t covered if pre-existing).
  • Claims can be filed online with a picture of the invoice.
  • Can be billed annually or monthly through your bank account or credit/debit card.

Policy Types & Details:

  • Coverage Amounts — $2,500, $3,000, $4,000, $5,000, $7,000, $10,000, Unlimited.
  • Deductibles — $100, $250, $500, $750, $1,000.
  • Reimbursement Pct — 70%, 80%, 90%.

Best Cheap Pet Insurance: Pets Best

Pets Best

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Fast claim processing and reimbursement with direct deposit

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Two levels of routine care add-on coverage available

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Three coverage plan levels

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Option for accident-only coverage

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$2 monthly processing fee if not paid annually (except in AK and MD)

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Exam fees not covered in Essential plan

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Rehab and alternative care only covered under Elite plan

COMPANY HIGHLIGHTS

MoneyGeek's Take: When comparing rates, we found Pets Best has the best affordable pet insurance plan available, making it our preferred choice for the best cheap pet insurance.

At Pets Best, you can choose from a $5,000 or unlimited annual limit and a range of annual deductible limits to fit your needs and budget. You have your choice of Essential, Plus or Elite coverage. Plus coverage includes exam fees and, if you choose Elite, rehab and alternative care like acupuncture are also covered. Pets Best offers optional routine care coverage, with predetermined maximum limits for routine appointments.

The Essential wellness plan includes $305 worth of annual benefits, and the Best wellness plan has up to $535. There is no waiting period on routine care, and just three days on accidents, with illnesses covered after a standard 14-day waiting period. Cats and dogs can be covered from seven weeks, with no upper age cap. You can make changes, file claims, track your deductible, add new pets and more through your online account or the Pets Best mobile app.

Coverage & Other Details:

  • Direct deposit claims reimbursed within two days, paper checks within 5–7 days.
  • Three-day waiting period for accidents, 14 for illnesses, six months for cruciate ligament conditions.
  • Optional add-on routine preventive care coverage only covered to certain dollar limits.
  • Pets aged three years and older must have teeth cleaning within 13 months of coverage with no signs of periodontal disease for dental coverage.

Policy Types & Details:

  • Coverage Amounts — $5,000, Unlimited
  • Deductibles — $50, $100, $200, $250, $500, $1,000
  • Reimbursement Pct — 70%, 80%, 90%

Best High-End Plan: Trupanion

Trupanion

pros

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Per-issue lifetime deductible

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Direct payments to vets

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Pick a deductible between $0 and $1,000

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Add-on coverages available for recovery, non-clinical procedures and pet owner assistance

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No discounts

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Age capped at 14 years

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No preventive care or pre-existing condition coverage

COMPANY HIGHLIGHTS

MoneyGeek's Take: Trupanion is our choice for the best high-end pet insurance plan because it offers the most comprehensive selection with a one-time per-incident deductible and 90% reimbursement.

If you want a high-end pet insurance plan with the most comprehensive coverage, consider Trupanion. This pet insurer has a standard 90% reimbursement on all covered claims, and you can choose any dollar amount deductible from $10–$1,000. Unlike most other best pet insurance companies, Trupanion has a per-incident lifetime deductible instead of an annual deductible. So, if you choose a $200 deductible, once your pet meets the deductible for a condition, it never has to be met again for that condition as long as you stay with Trupanion.

Another unique feature Trupanion offers is direct payment to your veterinarian, eliminating the need to submit a claim. However, this option is only available to vets using Trupanion's patented software. If your vet doesn't, you can still submit your claim online, by email/fax or by printing and returning the claim form with an invoice by mail. If your pet changes ownership, Trupanion will transfer the policy to the new owner so they can keep already-reached deductibles and pricing in place.

Coverage & Other Details:

  • Lifetime per-incident deductible.
  • Recovery and complementary care optional riders cover non-clinical procedures like naturopathy and physical therapy.
  • Pet owner assistance package add-on includes lost pet advertising and reward, property damage liability, accidental death burial or cremation and holiday vacation cancellations.
  • Five-day accident and 30-day illness waiting periods.
  • Claims paid through direct deposit or mailed check.

Policy Types & Details:

  • Coverage Amounts — Unlimited
  • Deductibles — $0–$1,000
  • Reimbursement Pct — 90%

Best Policies for Wellness Add-On: Nationwide

Nationwide

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Only 24-hour waiting period for wellness plan

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Avian and exotic pet coverage available

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Nationwide insureds save 5%

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Must enroll pet by age 10

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No accident-only plan

COMPANY HIGHLIGHTS

MoneyGeek's Take: When comparing wellness plan add-ons, we chose Nationwide as our best pet insurance pick. Nationwide offers two affordable choices for a standalone wellness plan, or you can include it as a medical plan rider.

Wellness exams are routine for pets to ensure they’re staying healthy, just like humans. Nationwide takes on some financial burden by offering a wellness plan add-on rider for its comprehensive pet insurance plan or as a standalone policy. Nationwide’s major medical with wellness plan features coverage for exams, vaccinations, flea and heartworm preventives, blood work and urinalysis. The price is built into the full plan and is based on pet type, age, breed and location.

For standalone wellness plans, Nationwide offers two choices: wellness basic and wellness plus. Each plan covers the same things as the major medical with wellness plan and includes nail trims, microchip, health certificates, deworming, fecal tests and one additional health test, like x-rays or an EKG. Each coverage has a maximum annual limit, with a total allowable benefit of $400 for the basic plan and $500 for the plus plan. The basic plan costs between $12 and $18 per month, while the plus plan costs $17–$22 per month. If you buy the wellness plan only, there is just a one-day waiting period before you’re eligible to collect reimbursement.

Coverage & Other Details:

  • 14-day waiting period for accidents and illnesses.
  • 24-hour waiting period for wellness plan without medical.
  • No coverage for boarding, grooming, pre-existing conditions, taxes or waste.
  • Accident and illness coverage for avian and exotic pets.

Policy Types & Details:

  • Coverage Amounts — $10,000 for whole pet plan, defined annual per-condition benefits for others.
  • Deductibles — $250.
  • Reimbursement Pct — 50%, 70% (whole pet only).

Best for Cats: Figo

Figo

pros

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No upper age limits

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Up to 100% reimbursement

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Worldwide coverage

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Six-month orthopedic conditions waiting period doesn't apply to cats

cons

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Enrollment exam recommended

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Vet exam fees covered under optional coverage

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Routine wellness and preventive care includes limited coverage with additional cost

COMPANY HIGHLIGHTS

MoneyGeek’s Take: Our pick for the best pet insurance for cats is Figo. This pet insurer offers up to 100% reimbursement, with coverage for rehab, behavioral issues and holistic treatments built into its basic policy.

Offering one of the most comprehensive pet insurance plans, Figo has dogs and cats covered from nose to tail, with few exceptions. Cat owners can get some of the best affordable pet insurance rates from Figo for their feline companions, with reimbursement of up to 100% of covered claims. Though consultation and vet exam fees are not covered by Figo’s wellness plan, you can get optional coverage for as little as $3 per month.

Figo also offers a wellness plan add-on for blood work, vaccines, heartworm and flea preventives and more. The basic plan covers up to $135 per year, or you can buy the plus plan for $250 in annual coverage. While riders can only be added during renewal, you can change your plan at any time online or by calling Figo directly.

Coverage & Other Details:

  • Waiting periods are one day for accidents, 14 days for illnesses, six months for orthopedic conditions in dogs.
  • Optional Extra Care Pack includes coverage for lost pet advertising and reward, pet emergency vacation cancellation fees, pet theft or loss and up to $10k in pet property damage liability coverage.
  • Optional Veterinary Exam Fees coverage includes consultation and exam fees for accidents and illnesses and up to $250 in prescription diet food.
  • Medication and training for behavior issues are covered up to $500 annually (or $1,000 annually if Exam Fee coverage is purchased).

Policy Types & Details:

  • Coverage Amounts — $5,000, $10,000, Unlimited
  • Deductibles — $100, $250, $500, $750
  • Reimbursement Pct — 70%, 80%, 90%, 100%

Best for Older Pets: Embrace

Embrace

pros

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Accident-only coverage available

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No dental exam required for dental illness coverage

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Only 12-month lookback period for pre-existing conditions

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$50 diminishing deductible each year you don’t file a claim

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Multiple discount options

cons

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Pets enrolled at 15 or older are only eligible for accident coverage

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No unlimited coverage option

COMPANY HIGHLIGHTS

MoneyGeek's Take: Pet owners with older pets can have a more difficult time getting pet insurance coverage, but Embrace doesn’t have a cap on age, making it our top pick for the best insurance plan for older pets.

If you're looking for the best pet insurance for older pets, Embrace is one of the best pet insurance companies without an upper age limit for enrollment. All pets enrolled who are 14 or younger can be covered for accidents and illnesses, with the option to add wellness plan benefits. As long as the policy stays in force, coverage will continue for the life of your pet. However, if you wait to enroll your pet until they are 15 or older, they are only eligible for accident coverage with the option for wellness coverage.

Embrace offers a unique feature in its Healthy Pet Deductible, which can lower your out-of-pocket costs for vet care. Every calendar year that you don’t get an accident or illness reimbursement from Embrace, you get a $50 credit towards your deductible. This continues until your deductible reaches $0 and is free for all Embrace policyholders.

Coverage & Other Details:

  • Waiting period: Two days for accidents, 14 days for illness, six months for orthopedic conditions (but can waive with exam down to 14 days).
  • Healthy pet diminishing deductible feature: Each year that Embrace doesn’t reimburse a claim, your deductible diminishes by $50.
  • Up to 25% off in stackable discounts for multi-pet, military and employee benefits.
  • Claims processed for accident or illness typically take up to 15 business days (five business days for wellness claims).

Policy Types & Details:

  • Coverage Amounts — $5,000, $8,000, $10,000, $13,000, $30,000
  • Deductibles — $200, $300, $500, $750, $1,000
  • Reimbursement Pct — 70%, 80%, 90%

Best for Exotic Pets: Nationwide

Nationwide

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Only major U.S. pet insurer covering avian and exotic pets

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Worldwide coverage

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Save up to 15% with multiple pets

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Rates not available online

COMPANY HIGHLIGHTS

MoneyGeek's Take: As the only major pet insurer offering coverage for exotic pets, Nationwide is our choice for the best pet insurance plans for avian and exotic pet owners.

Nationwide offers coverage to pet owners with a wide range of exotic pets, including amphibians, reptiles, chinchillas, goats, potbellied pigs and turtles. Exotic pet insurance covers exam and lab fees, prescriptions diagnostics, hospitalizations and more for accidents and illnesses.

To get a quote for exotic pet insurance from Nationwide, you must call 1-800-874-0651. Coverage cost is based on the type of exotic pet you own, their size, and your location. With Nationwide, you pay a per-incident deductible rather than an annual policy deductible. Bird owners can purchase an optional avian routine care plan, which offers parasite testing and treatment, trims and some blood work coverage.

Coverage & Other Details:

  • Rate based on type of exotic pet.
  • Routine care coverage for birds only includes parasite testing and treatment, bloodwork and beak, nail and wing trims.
  • Coverage includes surgery and treatment for accidents, diseases and illnesses.

Policy Types & Details:

  • $50 deductible per incident

Best Pet Insurance Plans Summary

Here's a snapshot of the best pet insurance companies’ plan options and available discounts to help you choose the right coverage for your pet and budget.

  • Company
    Coverage Options
    Deductible Options
    Reimbursement Options
    Available Discounts
  • Spot
    Best Overall

    • $2,500
    • $3,000
    • $4,000
    • $5,000
    • $7,000
    • $10,000
    • Unlimited
    • $100
    • $250
    • $500
    • $750
    • $1,000
    • 70%
    • 80%
    • 90%
    • 10% multi-pet
    • 10% employee
      benefits discount
  • Pets Best
    Best Cheap Pet
    Insurance

    • $5,000
    • Unlimited
    • $50
    • $100
    • $200
    • $250
    • $500
    • $1,000
    • 70%
    • 80%
    • 90%
    • 5% multi-pet
  • Trupanion
    Best High-End
    Plan

    • Unlimited
    • $0–$1,000
    • 90%
  • Nationwide
    Best Policies for
    Wellness Add-On

    • $10,000 (whole
      pet only)
    • Defined annual
      benefits per condition
    • $250
    • 50% (whole
      pet only)
    • 70% (whole
      pet only)
    • 5% multi-pet
    • 5% current
      Nationwide insureds
  • Figo
    Best for Cats

    • $5,000
    • $10,000
    • Unlimited
    • $100
    • $250
    • $500
    • $750
    • 70%
    • 80%
    • 90%
    • 100%
    • Varies by state
  • Embrace
    Best for Older
    Pets

    • $5,000
    • $8,000
    • $10,000
    • $13,000
    • $30,000
    • $200
    • $300
    • $500
    • $750
    • $1,000
    • 70%
    • 80%
    • 90%
    • 10% multi-pet
    • 10% employee
      benefits
    • 5% military
  • Nationwide
    Best for Exotic
    Pets

    • $10,000 (whole
      pet only)
    • Defined annual
      benefits per condition
    • $250
    • 50% (whole
      pet only)
    • 70% (whole
      pet only)
    • 5% multi-pet
    • 5% current
      Nationwide insureds

Best Pet Insurance Companies by State

Not all pet insurance companies offer coverage in every state, and premiums can vary depending on your location. The table below explores MoneyGeek's top picks for pet insurance providers in each state.

The Best Pet Insurance Providers in Every State

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How Much Do the Best Pet Insurance Policies Cost?

When choosing the best pet insurance plans for your needs, comparing coverage options can help you find the right plan to fit your budget. The tables below show sample rates for plan options with low, average and high coverage for dogs. In the last table, you can see average coverage rates for the best pet insurance for cats. The younger your pet is when you enroll them, the cheaper your pet insurance will be and the less likely they’ll have pre-existing conditions excluded from coverage.

Low Coverage ($5k Max, 80%, $500) Pet Insurance Premium for Dogs

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  • Company
    Monthly Premium
  • 1.
    Pets Best
    $19.97
  • 2.
    Pet Plan
    $22.29
  • 3.
    Spot
    $26.49
  • 4.
    Hartville
    $26.51
  • 5.
    ASPCA
    $26.54
  • 6.
    Figo
    $27.14
  • 7.
    Embrace
    $30.15
  • 8.
    GEICO
    $30.15
  • 9.
    24 Pet Watch
    $39.03
Average Coverage ($10k / $250 / 80%) Pet Insurance Premium for Dogs

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  • Company
    Monthly Premium
  • 1.
    Figo
    $41.28
  • 2.
    Embrace
    $42.75
  • 3.
    GEICO
    $42.75
  • 4.
    Spot
    $49.18
  • 5.
    ASPCA
    $49.27
  • 6.
    Hartville
    $49.27
  • 7.
    24 Pet Watch
    $51.95
  • 8.
    Pumpkin
    $57.61
  • 9.
    Nationwide
    $71.73
Average Coverage ($10k / $250 / 80%) Pet Insurance Premium for Cats

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  • Company
    Monthly Premium
  • 1.
    GEICO
    $19.81
  • 2.
    Embrace
    $19.81
  • 3.
    Figo
    $20.94
  • 4.
    Nationwide
    $25.15
  • 5.
    ASPCA
    $25.89
  • 6.
    24 Pet Watch
    $25.92
  • 7.
    Spot
    $26.31
  • 8.
    Hartville
    $26.61
  • 9.
    Pumpkin
    $34.05

What Factors Impact Your Policy Cost

Just like other forms of insurance, certain factors impact how much you’ll pay for pet insurance. Understanding how insurers create their quotes can help you choose the best policy for your needs.

1

Coverage Levels

The more coverage you choose, the more you’ll pay for it. Choosing a higher deductible will lower your premium, but you’ll have to pay more out of pocket. While unlimited coverage costs the most, you could end up saving over lower plans if your pet has a major accident or illness.

2

Your Pet's Age

Most pets can be insured as young as eight weeks, and the oldest they can be insured varies by company. The younger your pet is, the cheaper your coverage will be. With pet insurance, your rate can increase each year with your pet’s age.

3

Your Pet's Breed

Your pet's breed can also impact how much you pay. Genetics and adult size play a significant role in health issues. For instance, large dog breeds are more susceptible to heart and hip conditions, making them riskier to insure. Cats cost less to insure than dogs, with the average monthly cost for comprehensive coverage at $28.48 per month for cats and $49.51 for dogs, according to the NAPHIA survey.

4

Your Location

Pet insurance rates are also based on veterinary care costs in your area. Those living in rural areas usually pay less for pet insurance than those living in urban and suburban areas.

How Does Pet Insurance Work?

With the best pet insurance plans, you can go to any vet you want and get reimbursed for covered claims. When you buy pet insurance, you pay monthly or annual premiums, and the insurance company reimburses you for accidents, illnesses and wellness visits based on your coverage limits. Pet insurance is typically on a reimbursement model, which means you pay the vet at checkout and then submit your invoice for reimbursement from the company.

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    Coverage Limit

    The coverage limit is the maximum amount the pet insurance company will reimburse you for covered health issues. The more coverage you have available for the year, the higher your premium. Most pet insurance companies offer several options for annual coverage limits, with some offering unlimited limits. With an unlimited coverage limit, there is no cap on reimbursed claims.

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    Deductible

    The deductible is how much you’ll pay toward a covered accident or illness before the insurance company reimburses you. The higher your deductible, the less you pay in premiums, but the more you’ll pay in out-of-pocket costs until you reach the deductible. Most companies have an annual deductible, which means the deductible rolls back to $0 each year.

    Companies like Trupanion have a per-incident deductible. With this deductible option, you have to meet the deductible for each health concern before the company pays. For example, if you have a $200 deductible and your pet is seen four times in one year for four different issues, you will have to meet four $200 deductibles before the company reimburses you. However, this is a lifetime deductible, so once you meet the deductible for an ear infection, you’ll never have to pay a deductible again for that condition for the life of the policy.

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    Reimbursement Percentage

    The reimbursement percentage is how much the company will reimburse for coverage. Let’s say you’ve met your deductible and pay a $300 vet bill with a 70% reimbursement percentage. The insurance company will reimburse you 70%, or $210. The lower your reimbursement percentage, the more you’ll save on premiums, but you’ll have to pay more of the vet costs.

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    Waiting Period

    The waiting period is how long you have to wait for coverage to be effective after the policy is issued. A 14-day waiting period is standard for accidents and illnesses, which means accidents and illnesses are covered on day 15 of the policy. The waiting period varies and could be longer or shorter, depending on the company.

What Do the Best Pet Insurance Plans Cover?

Pet insurance coverage varies by company, even for the best pet insurance plans. Accident-only plans only reimburse for accidental injuries, like your pet ingesting poison or a foreign object or getting hit by a car. Comprehensive pet insurance plans include accidents and illnesses, even serious illnesses like cancer.

Treatment is usually covered, including:

  • CT scan
  • MRI
  • X-rays
  • Emergency care
  • Prescription medications
  • Hospitalization
  • Laboratory testing
  • Surgery
Pet insurance plans may cover the following:

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ACCIDENTS

  • Insect stings
  • Bite wounds
  • Eye injuries
  • Torn nails
  • Broken bones
  • Lacerations
  • Sprains
  • Toxin ingestion
dogHouse

ILLNESSES

  • Allergies
  • Diabetes
  • Kidney failure
  • Cancer
  • Digestive issues
  • Bladder stones or crystals
  • Genetic conditions
  • Hereditary conditions
  • Urinary infections
  • Orthopedic conditions

While some pet insurance plans include wellness benefits, most offer them as add-on coverage. A wellness plan as a standalone policy — or a rider for comprehensive or accident-only coverage — can include:

  • Teeth cleaning
  • Spaying/neutering
  • Vaccines
  • Microchip
  • Urinalysis
  • Deworming
  • Flea, heartworm and tick preventives and testing
  • Exam fees
  • Blood, fecal and parasite exams

How to Choose the Best Pet Insurance Policy?

Choosing the best pet insurance plan can be a daunting task, with so many companies offering pet coverage. Use these tips to help you find the best pet insurance companies offering the coverage you need for your pet.

1

Enroll while your pet is young.

One factor pet insurance companies use to determine your premium is your pet’s age. The younger they are, the better your rates and the less likely they are to have pre-existing health issues that could be excluded from coverage. Older pets may be excluded from coverage or only offered accident coverage.

2

Consider your coverage.

You know your pet best. If they are healthy and not predisposed to genetic or hereditary diseases, accident-only coverage may be the best option. But if you want illness coverage for nose-to-tail protection, it can be a worthwhile investment. A wellness add-on comes with an additional cost but may offer more financial assistance for routine care.

3

Read the fine print.

Pet insurance coverage limits and exclusions vary by company. Most companies offer state-specific sample policies online you can review before purchasing. Before you buy, you should read the fine print to be aware of any coverage gaps that might make another company a better option.

4

Look over reviews and recommendations.

After considering our best pet insurance reviews, go a step further and ask your vet for a recommendation. They can review your pet’s history and help you choose a plan right for you. Friends and family with pet insurance are also great resources to ask for a recommendation.

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MONEYGEEK TIP

Take a look at your pet’s vet history to help you decide the level of coverage that’s right for you. Compare pet insurance quotes with at least three companies to get the cheapest rate for the highest level of coverage. Remember, the best pet insurance companies allow you to make coverage changes at any time, so you aren’t locked into the same levels you enrolled with.

How Much Pet Insurance Coverage Should You Buy?

When determining how much pet insurance coverage to buy, you should first consider the type of pet you have. If you have an indoor cat who only gets seen for routine visits, you may not need the same level of coverage for an active dog who frequents the dog park or regularly goes hiking with you.

Think about how much you can afford to pay for your pet’s care. If you can afford more vet costs, you can save on pet insurance premiums with a higher deductible and lower reimbursement percentage.

While most pet insurance companies offer unlimited annual coverage, this is the most expensive option. Do you really need unlimited coverage each year? Reviewing your pet’s vet history can help you decide if this is the right coverage choice. Choosing a lower annual coverage limit can reduce the premium, and you can change the coverage later if needed.

Also, consider the cost of vet care in your area. The average annual cost of vet care is between $700 and $1,500, with the average office visit costing $50–$250. But an emergency vet visit could cost $3,000 or more and should be covered by pet insurance. While an ear infection may only set you back around $100, a UTI could cost $1,000 or more. And if your pet develops cancer, you may not be able to afford the more than $3,500 it costs for chemotherapy.

Frequently Asked Questions About Pet Insurance

Do you have even more questions about pet insurance? Understanding the answers to the most frequently asked questions about buying and using pet insurance can help you choose the right plan for your pet.

About the Author


expert-profile

Mandy Sleight is a professional freelance writer and licensed insurance agent. She has her property, casualty, life, and health licenses and has been working in the industry since 2005. Mandy has worked for well-known insurance companies like State Farm and Nationwide Insurance, and most recently as the Operations Coordinator for a start-up employee benefits company.

Mandy earned her Bachelor of Science degree in Business Administration and Management from the University of Baltimore and her Master in Business Administration from Southern New Hampshire University. She uses her vast knowledge of the insurance industry and personal finance combined with her writing background to create easy-to-understand and engaging content to help readers make smarter choices with their budget and finances.


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