Lemonade is Wyoming's best pet insurance provider for both cats and dogs. Other strong insurance options in the state include AKC, Rainwalk, Spot and Pumpkin, each offering comprehensive coverage plans for your pets.
Best Pet Insurance in Wyoming
Updated: April 28, 2026
Advertising & Editorial Disclosure
Key Takeaways
Lemonade leads Wyoming's pet insurance market with plans starting at $5 monthly. The insurer pairs low rates with strong customer service.
Lemonade offers the cheapest pet insurance at $48 per month for dogs. Cat owners pay less with Pumpkin at $20 monthly.
Get quotes from several insurers to match coverage with your pet's needs and your budget.
Best Pet Insurance Companies in Wyoming
Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
| Lemonade | 4.50 | $48 |
| AKC | 4.40 | $59 |
| Rainwalk | 4.20 | $61 |
| Pets Best | 4.10 | $58 |
| Spot | 3.90 | $62 |
Lemonade
Best Overall
MoneyGeek Rating
4.5/ 5
5/5Affordability
4.4/5Customer Experience
3.3/5Coverage Points
Average Monthly Rate for Dogs
$48Average Monthly Rate for Cats
$23Overall Reddit Sentiment
72% positiveMaximum Annual Limit
$100,000
Best Pet Insurance by Dog Breed
AKC ranks first for most dog breeds in Wyoming. Lemonade and Rainwalk work better for select breeds.
Data filtered by:
Affenpinscher
| Rainwalk | 4.35 | $42 |
| Pets Best | 4.35 | $26 |
| AKC | 4.3 | $52 |
| Lemonade | 4.3 | $29 |
| Spot | 4 | $43 |
Best Pet Insurance by Cat Breed
AKC dominates the best pet insurance rankings for most cat breeds in Wyoming, while Rainwalk stands out as another strong option. Below, you can review which companies are best for your cat in the state.
Data filtered by:
Abyssinian
| Spot | 4.2 | $28 |
| Pets Best | 4.3 | $30 |
| Lemonade | 4.35 | $23 |
| AKC | 4.5 | $37 |
| Rainwalk | 4.5 | $31 |
Cheapest Pet Insurance in Wyoming
In Wyoming, Lemonade offers the cheapest dog insurance at $48 per month or $574 per year. For cats, Pumpkin provides the most affordable coverage at $20 monthly or $240 annually.
Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
| Lemonade | $48 | $574 | -28% |
| ASPCA | $55 | $658 | -17% |
| Figo | $57 | $683 | -14% |
| Pets Best | $58 | $699 | -12% |
| Pumpkin | $58 | $699 | -12% |
| AKC | $59 | $709 | -11% |
| Hartville | $60 | $721 | -9% |
| Rainwalk | $61 | $738 | -7% |
| Spot | $62 | $738 | -7% |
| Met Life | $63 | $755 | -5% |
| Liberty Mutual | $74 | $889 | 12% |
| Embrace | $80 | $963 | 21% |
| Fetch | $97 | $1,170 | 47% |
| Nationwide | $106 | $1,268 | 59% |
Cheapest Wyoming Pet Insurance by Dog Breed
In Wyoming, Lemonade, Pumpkin and Pets Best offer the most affordable pet insurance for dogs, with plans starting at $16 monthly.
Data filtered by:
Affenpinscher
| Pets Best | $26 | $312 | -49% |
| Lemonade | $29 | $351 | -42% |
| Pumpkin | $35 | $415 | -31% |
| ASPCA | $38 | $461 | -24% |
| Figo | $40 | $480 | -21% |
Cheapest Wyoming Pet Insurance by Cat Breed
In Wyoming, Pets Best (13 wins), Pumpkin (8 wins) and Figo (5 wins) provide the most affordable coverage across cat breeds. Rates start at $14 per month for standard plans.
Data filtered by:
Abyssinian
| Lemonade | $23 | $280 | -54% |
| Figo | $24 | $289 | -52% |
| Spot | $28 | $340 | -44% |
| Hartville | $28 | $337 | -44% |
| Pets Best | $30 | $362 | -40% |
How Much Is Pet Insurance in Wyoming?
Wyoming pet insurance costs around $84 monthly for dogs and $42 for cats. These rates are more budget-friendly than most states, with premiums running 7% below the national average for both types of pets.
Data filtered by:
$5,000
$500
80%
| Cat | $42 | $507 | -7% |
| Dog | $84 | $1,003 | -7% |
How to Get the Best Cheap Pet Insurance in Wyoming
Find affordable pet insurance in Wyoming by comparing providers and coverage options.
- 1Evaluate Your Pet's Coverage Needs First
Outline your pet’s known health risks and likely vet expenses. Set clear limits for monthly premiums and deductibles so you know what fits your budget from the start.
- 2Look for Available Discounts and Savings
Look into savings options such as multi-pet plans or paying annually. Some insurers also offer lower rates for military households or pets that are spayed or neutered.
- 3Check Insurance Company Ratings
Check customer reviews and third-party ratings to see how companies handle claims and service issues. Favor providers with steady finances and consistent payout histories.
- 4Get Multiple Insurance Quotes
Collect pricing from at least three pet insurance companies. Compare coverage limits, exclusions, deductibles, and premiums side by side to spot real value differences.
- 5Review Coverage Annually
Schedule a yearly review of your policy as your pet ages. Costs often increase over time, so revisiting your options can help you keep expenses under control.
Best Pet Insurance in Wyoming: Bottom Line
Lemonade is our top pet insurance provider in Wyoming, covering both dogs and cats. Dog owners get the best rates with Lemonade, while Pumpkin offers the cheapest cat coverage. Get quotes from multiple insurers before buying.
Pet Insurance in Wyoming: FAQ
Get clear answers to common questions about pet insurance in Wyoming.
What are the best pet insurance companies in Wyoming?
Wyoming pet owners can choose from several strong insurers. Lemonade, Spot, Pumpkin, AKC and Rainwalk rank among the most reliable providers in the state.
Which company has the cheapest pet insurance in Wyoming?
Pumpkin, Figo and Lemonade offer competitive pet insurance rates in Wyoming. Monthly premiums start at $48 for dogs and $20 for cats.
How much is pet insurance in Wyoming?
In Wyoming, pet insurance costs $507 annually for cats and $1,003 for dogs. Annual premiums across the state can range from $63 to $12,383, depending on coverage options and pet factors.
What is the best way to find the right pet insurance provider?
Determine your pet's specific coverage needs based on age, breed and health history. Research provider reputations through customer reviews and ratings. Compare policy details, coverage limits and deductibles from at least three companies. Get quotes from top-rated insurers for cost-effective coverage.
How We Found the Best and Cheapest Pet Insurance in Wyoming
We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Wyoming residents. Here's the standard profile we used for our comparisons:
- $5,000 annual limit
- 80% reimbursement
- $500 deductible
- 6-year-old Labrador Retriever if dog
- 7-year-old Ragdoll if cat
Our Company Rating System
To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:
- Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
- Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
- Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.
About Connor Bolton
Connor Bolton is Senior SEO and Content Manager at MoneyGeek, where he leads the business and pet insurance editorial teams. As editorial lead for both verticals, Connor sets the research framework, data standards, and content structure that his writers execute, directly authoring in-depth guides himself and reviewing all team content for accuracy and practical value before it goes live. With over four years evaluating insurance products across personal, commercial, and specialty lines, he brings cross-vertical knowledge to every guide the team produces.
Connor architected MoneyGeek's insurance research infrastructure across all major verticals including auto, home, renters, life, health, business, and pet, building systems for pricing analysis, provider-level research, customer experience evaluation, and coverage analysis with AI support. The infrastructure includes over 6 million data points for business insurance across 408 industry areas, all 50 states, and 16 vehicle types, and over 5 million pet insurance profiles across 18 major providers and hundreds of breed and age combinations. Connor's insurance cost research and his team's work has been cited by the U.S. Chamber of Commerce, Allstate, Liberty Mutual, CBS News, Forbes and LegalZoom.
Beyond the data, Connor stays connected to how the market actually operates, drawing on direct conversations with underwriters and carrier liaisons at Ethos, The Hartford, NEXT Insurance, Nationwide, and State Farm, and monitoring business and pet owner communities including Reddit, to inform how he interprets findings and frames guidance for real buyers.
He is the direct editorial contact for methodology questions at connor@moneygeek.com and can be found on LinkedIn.
Sources
- Trustpilot. "Lemonade Reviews." Accessed May 9, 2026.