Pet Insurance in Georgia: Compare the Best Pet Insurance Companies and Most Affordable Quotes

MoneyGeek researched thousands of quotes from pet insurance companies in Georgia, along with policy and coverage details, to find the state's best pet insurance companies. We identified the best companies based on their affordability and product offerings.

Pet insurance premiums vary according to your pets' breed, age and medical history, as well as your geographic location. It's important to compare quotes from different providers to ensure your pet gets the best-suited insurance policy.

Pet insurance premiums in Georgia vary depending on your location and the amount of coverage, along with your pet's age and breed. The monthly cost of dog insurance in Georgia is about $26.03 for coverage up to $5,000, $47.02 for coverage up to $10,000 and $49.03 for unlimited coverage.

Cats are usually less expensive to insure, costing an average of $14.45 per month for coverage of $5,000, $23.47 for coverage of $10,000 and $34.01 for unlimited coverage.

Additionally, factors like your pet's age, the deductible amount and whether or not you add any extra benefits or coverage can influence pet insurance rates. It's wise to shop around and obtain personalized quotes, as each insurer evaluates these factors differently.

MoneyGeek wants to help Georgia’s pet owners understand standard options for pet insurance. These include the following:

• Annual Reimbursement Limits: Ranges from $3k to unlimited
• Deductible: $250 to $500, but some companies have higher or lower options
• Bill Reimbursement Percentage: 70-90%

Pet owners in Georgia who are on a budget or who believe they don't need as much coverage may prefer cheaper or lower coverage limits, which carry lower costs. To make sure their pets are adequately covered, some pet owners in the state may require insurance with higher coverage limits.

Higher-limit policies are more expensive. The average pet owner may not need unlimited insurance. These policies, on the other hand, offer the most comprehensive coverage for your pet. MoneyGeek recommends that pet owners in Georgia purchase the following level of insurance coverage:

Aside from your pet's age and breed, your location may also affect the cost of pet insurance in Georgia. Treatment costs are higher in some locations — Sandy Springs, for example, has a higher cost of living, resulting in higher veterinarian medical bills and coverage premiums.

In other cities, weather, traffic and other factors may increase the likelihood of your pets being injured in an accident, resulting in increased premiums. Additionally, the level of coverage influences your monthly pet insurance payments.

Many variables affect pet insurance costs, including your location, the breed and age of your pet and the coverage you select. Many owners tailor their policies to the specific needs of their pets.

MoneyGeek believes that data helps us make better financial decisions. For pet insurance, our data team gathered thousands of pet insurance quotes across the 13 largest providers to ensure you find the most affordable policy to meet your pet’s needs.

To determine the best pet insurance companies in Georgia, MoneyGeek built a detailed rating system by analyzing each company’s product offerings and costs. For the MoneyGeek rating score, we weighted affordability by coverage level at 50% of the total score and weighted our 24 qualitative research policy option data points at 50%.

To identify the cheapest pet insurance companies in Georgia and determine our affordability scores for our best rankings, MoneyGeek gathered quotes by company across many zip codes in Georgia for four pet types with the following coverage levels:

• Low Coverage: $5,000 coverage, $500 deductible, 80% reimbursement
• Average Coverage: $10,000 coverage, $250 deductible, 80% reimbursement
• High Coverage: Unlimited coverage, $250 deductible, 90% reimbursement