Lemonade is the best pet insurance company for English Bulldogs due to its competitive pricing and strong customer satisfaction scores. Other top providers are AKC, Rainwalk and Spot.
English Bulldog Insurance
Updated: September 20, 2026
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Key Takeaways
Lemonade is the best pet insurance company for English Bulldogs, combining strong coverage options with competitive pricing.
Lemonade offers the cheapest pet insurance rates for English Bulldogs, with an average monthly rate of around $70 for standard protection.
English Bulldog pet insurance costs an average of $204 per month, making them the 10th most expensive dog breed to insure.
Best English Bulldog Pet Insurance Companies
*Pet insurance coverage varies by state and provider. Rates shown are estimates; actual costs vary based on your pet's age, health and location. Coverage exclusions and waiting periods apply. Consult individual providers for specific terms.
Learn more about the best pet insurance options for your English Bulldog across different situations:
Lemonade
Best for English Bulldogs
MoneyGeek Rating
3.8/ 5
3.6/5Affordability
4.4/5Customer Experience
3.3/5Coverage Points
Average Monthly Rate
$70Overall Sentiment
72% positiveMaximum Annual Limit
$100,000Most Unique Coverage Inclusion or Add-on
Physical therapy for new accidents and illness
Best English Bulldog Pet Insurance by State
Lemonade leads English Bulldog insurance in 43 states nationwide. AKC ranks highest in several regions including Arkansas, Indiana and Washington. This makes AKC the second most common provider across the country.
| Alabama | Lemonade | 3.85 |
| Alaska | Lemonade | 3.8 |
| Arizona | Lemonade | 3.8 |
| Arkansas | AKC | 3.85 |
| Arkansas | Lemonade | 3.85 |
| California | Lemonade | 3.8 |
| Colorado | Lemonade | 3.8 |
| Connecticut | Lemonade | 3.8 |
| Delaware | Lemonade | 3.8 |
| Florida | Lemonade | 3.8 |
| Georgia | Lemonade | 3.8 |
| Hawaii | Lemonade | 3.8 |
| Idaho | Lemonade | 3.8 |
| Illinois | Rainwalk | 3.85 |
| Indiana | AKC | 3.8 |
| Indiana | Lemonade | 3.8 |
| Iowa | Lemonade | 3.8 |
| Kansas | Lemonade | 3.8 |
| Kansas | Rainwalk | 3.8 |
| Kentucky | Lemonade | 3.85 |
| Kentucky | Rainwalk | 3.85 |
| Kentucky | AKC | 3.85 |
| Louisiana | Lemonade | 3.8 |
| Maine | Lemonade | 3.8 |
| Maryland | Lemonade | 3.8 |
| Massachusetts | Lemonade | 3.8 |
| Michigan | Lemonade | 3.8 |
| Minnesota | Lemonade | 3.8 |
| Mississippi | Lemonade | 3.8 |
| Missouri | Lemonade | 3.85 |
| Montana | Lemonade | 3.8 |
| Nebraska | Lemonade | 3.8 |
| Nevada | Lemonade | 3.8 |
| New Hampshire | Lemonade | 3.8 |
| New Jersey | Lemonade | 3.8 |
| New Mexico | AKC | 3.85 |
| New York | Lemonade | 3.8 |
| North Carolina | Lemonade | 3.8 |
| North Dakota | AKC | 3.85 |
| Ohio | Lemonade | 3.8 |
| Oklahoma | AKC | 3.85 |
| Oregon | Lemonade | 3.8 |
| Pennsylvania | Lemonade | 3.8 |
| Rhode Island | Lemonade | 3.8 |
| Rhode Island | AKC | 3.8 |
| South Carolina | Rainwalk | 3.8 |
| South Dakota | AKC | 3.85 |
| Tennessee | Lemonade | 3.8 |
| Texas | Lemonade | 3.8 |
| Utah | Lemonade | 3.8 |
| Vermont | Lemonade | 3.8 |
| Virginia | Lemonade | 3.8 |
| Washington | AKC | 3.95 |
| West Virginia | Lemonade | 3.8 |
| Wisconsin | Lemonade | 3.8 |
| Wyoming | Lemonade | 3.8 |
*Rates are based on a 6-year-old English Bulldog with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Cheapest English Bulldog Pet Insurance Companies
Lemonade provides the most affordable pet insurance for English Bulldogs at $70 per month or $840 per year. Other budget-friendly providers include Pumpkin, ASPCA, Figo and MetLife.
| Lemonade | $70 | $840 | 28% |
| Pumpkin | $81 | $978 | 49% |
| ASPCA | $84 | $1,014 | 55% |
| Figo | $90 | $1,085 | 65% |
| MetLife | $94 | $1,132 | 73% |
*Rates are based on a 6-year-old English Bulldog with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Cheapest English Bulldog Pet Insurance by State
Lemonade offers the most budget-friendly pet insurance for English Bulldogs, ranking cheapest in 50 states nationwide. Monthly premiums range from $47 to $90, depending on your location.
| Alabama | Lemonade | $51 | 21% |
| Alaska | Lemonade | $68 | 26% |
| Arizona | Lemonade | $85 | 32% |
| Arkansas | Lemonade | $47 | 22% |
| California | Lemonade | $89 | 36% |
| Colorado | Lemonade | $88 | 30% |
| Connecticut | Lemonade | $80 | 29% |
| Delaware | Lemonade | $70 | 27% |
| Florida | Lemonade | $79 | 29% |
| Georgia | Lemonade | $63 | 30% |
| Hawaii | Lemonade | $71 | 25% |
| Idaho | Lemonade | $70 | 29% |
| Illinois | Lemonade | $87 | 33% |
| Indiana | Lemonade | $63 | 30% |
| Iowa | Lemonade | $59 | 25% |
| Kansas | Lemonade | $64 | 27% |
| Kentucky | Lemonade | $55 | 21% |
| Louisiana | Lemonade | $56 | 24% |
| Maine | Lemonade | $85 | 28% |
| Maryland | Lemonade | $69 | 18% |
| Massachusetts | Lemonade | $90 | 31% |
| Michigan | Lemonade | $70 | 28% |
| Minnesota | Lemonade | $73 | 30% |
| Mississippi | Lemonade | $60 | 25% |
| Missouri | Lemonade | $55 | 25% |
| Montana | Lemonade | $59 | 26% |
| Nebraska | Lemonade | $63 | 27% |
| Nevada | Lemonade | $73 | 30% |
| New Hampshire | Lemonade | $81 | 31% |
| New Jersey | Lemonade | $79 | 31% |
| New Mexico | Lemonade | $62 | 26% |
| New York | Lemonade | $76 | 29% |
| North Carolina | Lemonade | $62 | 24% |
| North Dakota | Lemonade | $54 | 26% |
| Ohio | Lemonade | $64 | 25% |
| Oklahoma | Lemonade | $59 | 26% |
| Oregon | Lemonade | $87 | 31% |
| Pennsylvania | Lemonade | $73 | 27% |
| Rhode Island | Lemonade | $61 | 26% |
| South Carolina | Lemonade | $68 | 34% |
| South Dakota | Lemonade | $62 | 24% |
| Tennessee | Lemonade | $65 | 29% |
| Texas | Lemonade | $74 | 31% |
| Utah | Lemonade | $67 | 26% |
| Vermont | Lemonade | $65 | 26% |
| Virginia | Lemonade | $75 | 25% |
| Washington | Lemonade | $81 | 24% |
| West Virginia | Lemonade | $61 | 28% |
| Wisconsin | Lemonade | $75 | 25% |
| Wyoming | Lemonade | $65 | 29% |
*Rates are based on a 6-year-old English Bulldog with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
How Much Does English Bulldog Insurance Cost?
Monthly pet insurance for English Bulldogs ranges from $138 to $264 across the U.S., ranking as the 10th most expensive breed to insure. Your actual premium depends on your location and chosen coverage options.
| Alabama | $154 | $1,846 | -25% |
| Alaska | $201 | $2,418 | -1% |
| Arizona | $243 | $2,917 | 19% |
| Arkansas | $138 | $1,658 | -32% |
| California | $253 | $3,032 | 24% |
| Colorado | $255 | $3,063 | 25% |
| Connecticut | $233 | $2,799 | 14% |
| Delaware | $206 | $2,480 | 1% |
| Florida | $232 | $2,784 | 14% |
| Georgia | $181 | $2,175 | -11% |
| Hawaii | $208 | $2,500 | 2% |
| Idaho | $203 | $2,441 | -0% |
| Illinois | $250 | $2,996 | 23% |
| Indiana | $184 | $2,208 | -10% |
| Iowa | $169 | $2,027 | -17% |
| Kansas | $186 | $2,225 | -9% |
| Kentucky | $163 | $1,958 | -20% |
| Louisiana | $165 | $1,977 | -19% |
| Maine | $246 | $2,955 | 21% |
| Maryland | $213 | $2,554 | 4% |
| Massachusetts | $264 | $3,172 | 30% |
| Michigan | $205 | $2,461 | 1% |
| Minnesota | $209 | $2,507 | 3% |
| Mississippi | $176 | $2,109 | -14% |
| Missouri | $161 | $1,938 | -21% |
| Montana | $173 | $2,078 | -15% |
| Nebraska | $183 | $2,194 | -10% |
| Nevada | $208 | $2,494 | 2% |
| New Hampshire | $234 | $2,812 | 15% |
| New Jersey | $228 | $2,738 | 12% |
| New Mexico | $180 | $2,154 | -12% |
| New York | $223 | $2,675 | 9% |
| North Carolina | $185 | $2,215 | -9% |
| North Dakota | $158 | $1,891 | -23% |
| Ohio | $190 | $2,278 | -7% |
| Oklahoma | $171 | $2,049 | -16% |
| Oregon | $253 | $3,038 | 24% |
| Pennsylvania | $214 | $2,570 | 5% |
| Rhode Island | $180 | $2,163 | -12% |
| South Carolina | $197 | $2,363 | -3% |
| South Dakota | $183 | $2,194 | -10% |
| Tennessee | $188 | $2,254 | -8% |
| Texas | $210 | $2,523 | 3% |
| Utah | $198 | $2,372 | -3% |
| Vermont | $190 | $2,279 | -7% |
| Virginia | $223 | $2,671 | 9% |
| Washington | $236 | $2,831 | 16% |
| West Virginia | $175 | $2,102 | -14% |
| Wisconsin | $220 | $2,639 | 8% |
| Wyoming | $187 | $2,251 | -8% |
*The rates include all coverage selections on the market for a 6-year-old English Bulldog. Your rates will differ based on your pet's specific profile and location.
What Factors Affect English Bulldog Insurance Costs?
English Bulldogs rank as the 10th most expensive breed to insure, a direct result of breed-specific health risks and care needs. Those same factors also open up ways to manage your insurance costs.
Health PredispositionsPotential Vet Costs: $2,500 to $15,000
Brachycephalic Airway Syndrome affects most English Bulldogs, and it commonly calls for corrective surgery. This breed deals with high risk for hip dysplasia, heart problems, skin fold infections, eye conditions and spinal issues. Insurers classify all of that as high-risk, and the medical bills follow accordingly.
Size-Related FactorsPotential Vet Cost Increase: 30% to 50% higher vet costs
English Bulldogs' heavy build calls for specialized medical handling during procedures. Their weight means higher medication doses and more anesthesia than a lighter breed needs. Recovery frequently calls for extra support too, like orthopedic beds and mobility aids.
Lifespan ConsiderationsAnnual Vet Costs By Age: $700 to $1,500 (Young) to $2,000 to $5,000 (Senior)
English Bulldogs live 8 to 10 years, a shorter span than most breeds. Age-related health issues show up earlier for them and move fast once they start. Senior Bulldogs need more vet care, specialized medications and ongoing management of chronic conditions.
Behavioral and Activity RisksPotential Vet Costs: $1,000 to $4,500
That sturdy, determined build can lead to injuries during play. Low endurance and heat sensitivity send them to emergency vet visits after overexertion. Consistent training heads off accident-related injuries tied to their stubborn streak.
Breeding-Related IssuesPotential Vet Costs: $3,000 to $12,000
Poor breeding practices create genetic complications that push insurance risk classifications higher. Inherited conditions can affect coverage terms and exclusions. Picking a puppy from health-tested parents with proper documentation cuts future medical expenses and insurance headaches.
Your English Bulldog's individual health profile matters most when getting pet insurance. Base decisions for deductibles, annual limits and reimbursement rates on your financial goals and your dog's specific medical history. Consult your veterinarian to identify health risks affecting your Bulldog's coverage needs.
INSURANCE RISK PREVENTION
Keep your English Bulldog at a healthy weight with measured portions and gentle exercise. Clean skin folds daily and watch for signs of breathing difficulty. Pick a breeder who health-tests their parent dogs.
Keep your Bulldog cool in warm weather, and book regular vet checkups to catch problems early. Doing both helps you dodge costly health issues common to the breed.
How to Get the Best Cheap English Bulldog Pet Insurance
These steps help you shop smart and cut English Bulldog insurance costs.
- 1Understand Your Coverage Options
English Bulldogs' unique health challenges factor into how much pet insurance you need. Look through coverage options to find a plan built for breed-specific issues like respiratory problems and joint conditions.
- 2Compare Insurance Providers
Look for insurance companies with good customer reviews and fast claim processing for English Bulldog coverage. Favor providers with clear policies on hereditary conditions and breed-specific health issues over generic pet insurers.
- 3Review Policy Details
Read waiting periods and pre-existing condition clauses closely. Confirm the policy's reimbursement terms cover the most common health issues English Bulldogs deal with.
- 4Get Multiple Price Quotes
Get quotes from at least three different insurance providers. Prices can differ by hundreds of dollars for the same deductible, annual limit and reimbursement rate. Look for discounts that could bring your rate down.
- 5Review Coverage Annually
Set a yearly reminder to check your policy terms and rates before renewal. Your dog's needs shift over time, and cheaper options might show up later.
English Bulldog Dog Insurance: Bottom Line
Lemonade is the best and most affordable pet insurance provider for English Bulldogs, with monthly premiums starting at $70. While this makes Lemonade a strong choice, compare it with other trusted insurers to find coverage that fits your pet's needs. The right policy brings peace of mind when health issues arise.
Learn more about the best pet insurance providers for your English Bulldog:
Pet Insurance for English Bulldogs: FAQ
We answer common questions about English Bulldog insurance:
Lemonade offers the best insurance for English Bulldogs with comprehensive coverage and excellent customer experience ratings. Premiums run higher than average. Their extensive protection and responsive service make up for the higher cost though.
Lemonade provides the most affordable pet insurance for English Bulldogs. Monthly premiums start at $70 for standard coverage. Actual rates vary depending on your location and pet's specific circumstances.
English Bulldogs rank as the 10th most expensive breed to insure. Average premiums hit $204 per month. Monthly insurance costs vary significantly by location and range from $138 to $264.
English Bulldogs commonly suffer from brachycephalic airway syndrome, hip dysplasia and skin fold dermatitis. Brachycephalic airway syndrome causes breathing difficulties due to their flat faces. Hip dysplasia causes joint malformation that leads to mobility issues. Skin fold dermatitis causes infections in wrinkled skin areas. The breed's distinctive physical characteristics and genetic makeup cause these health challenges.
How We Found the Best and Cheapest English Bulldog Insurance
We analyzed pricing for all coverage levels, breeds and ages within all 50 states to find the best and cheapest pet insurance for English Bulldogs. We also researched clinical vet statistics for the breed, customer satisfaction for all companies and coverage contract details to tailor our suggestions specifically for English Bulldogs.
How We Determined Costs
All costs presented in this article for providers were modeled after the following base profile:
- 6-year-old English Bulldog
- $5,000 annual limit
- $500 deductible
- 80% reimbursement
Average costs provided were based on aggregated pricing for the breed for all coverage selections and all ages insured on the market within reasonable life expectancy limits.
How We Rated Each Provider
We pulled ratings from online sources across three basic metrics.
- Affordability (50% of score): This score aggregates ratings on how affordable each provider is against the competition, across every profile and factor combination we tested. Discounts factor in too, as a minor piece, since companies don't vary much on that front.
- Customer Experience (30% of score): We built this score from general sentiment ratings pulled from across the internet, splitting each company's mentions into positive, neutral and negative. More positive sentiment pushes the rating higher.
- Coverage (20% of score): We read every provider's contract details in every state for this score, weighing add-on options, inclusions, exclusions and restrictions. Pet insurance rules vary a lot by state, so coverage options can differ depending on where you live.
About Connor Bolton
Connor Bolton is Senior SEO and Content Manager at MoneyGeek, where he leads the business and pet insurance editorial teams. He sets the research framework, data standards and content structure for his team. All content goes through his accuracy review before publication. Connor also writes in-depth guides and has spent more than four years covering insurance products across personal, commercial and specialty lines.
The research infrastructure Connor built covers auto, home, renters, life, health, business and pet insurance across pricing analysis, carrier research, customer experience and coverage evaluation. It includes over 6 million data points for business insurance across 408 industry areas, all 50 states and 16 vehicle types. The pet insurance side covers over 5 million profiles across 18 major providers, 100+ breeds and ages up to 20 years. Connor’s insurance research and his team's work have been cited by the U.S. Chamber of Commerce, Allstate, Liberty Mutual, CBS News, Forbes and LegalZoom.
Connor also talks with underwriters and carrier liaisons at Ethos, The Hartford, ERGO NEXT, Nationwide and State Farm, and monitors business and pet owner communities on Reddit. Those sources shape how his team evaluates carriers, structures rate analysis and writes content for real pet owners.
Questions about MoneyGeek's business or pet insurance content? Reach him at connor@moneygeek.com or on LinkedIn.