Liberty Mutual's pet insurance scores 2.3 out of 5 for cats and 2.65 for dogs in MoneyGeek's analysis. It excels in coverage options, ranking eighth nationally. Customer experience is a weakness with low scores of 1.67 for both cats and dogs. Liberty Mutual requires a 14-day waiting period for accident coverage. This matches industry standards.
Liberty Mutual Pet Insurance Review
Updated: May 1, 2026
Advertising & Editorial Disclosure
Liberty Mutual Pet Insurance Review: Key Takeaways
Liberty Mutual ranks 11th nationally for pet insurance affordability. Monthly premiums average $38 for cats and $65 for dogs.
Liberty Mutual ranks eighth for customer experience in MoneyGeek's analysis. Customer reviews on third-party sites show moderate satisfaction with its pet insurance services.
Liberty Mutual ranks eighth nationwide for coverage. It sells comprehensive accident and illness policies with optional wellness riders for preventive care.
Liberty Mutual Pet Insurance Ratings
Data filtered by:
Dog
| Customer Experience | 1.66 | 8 |
| Coverage | 2.61 | 8 |
| Overall Score | 2.65 | 12 |
| Affordability | 3.22 | 11 |
WHO IS LIBERTY MUTUAL PET INSURANCE BEST FOR?
Liberty Mutual works for owners wanting a short waiting period for hereditary conditions like hip dysplasia. The provider has low maximum annual limits compared to other insurers though.
Learn more about the best pet insurance options for your pet:
Liberty Mutual Pet Insurance Ratings by State
Liberty Mutual sells pet insurance nationwide. Its best ranking is 10th for dogs in one state and 12th for cats in eight states. Liberty Mutual doesn't rank as the best pet insurance overall. It ranks eighth in coverage and customer experience across all states.
Data filtered by:
Overall Score
Dog
| Alaska | 2.4 | 14 |
| Connecticut | 2.4 | 14 |
| Kentucky | 2.45 | 14 |
| South Carolina | 2.45 | 14 |
| Wisconsin | 2.45 | 14 |
| Alabama | 2.5 | 14 |
| Delaware | 2.5 | 14 |
| Hawaii | 2.5 | 13 |
| Idaho | 2.5 | 13 |
| Mississippi | 2.5 | 14 |
| New Mexico | 2.5 | 14 |
| Ohio | 2.5 | 13 |
| Utah | 2.5 | 13 |
| Michigan | 2.55 | 14 |
| North Carolina | 2.55 | 12 |
| Oklahoma | 2.55 | 13 |
| South Dakota | 2.55 | 12 |
| West Virginia | 2.55 | 13 |
| Kansas | 2.6 | 13 |
| Nebraska | 2.6 | 13 |
| North Dakota | 2.6 | 13 |
| Wyoming | 2.6 | 13 |
| Arkansas | 2.65 | 13 |
| Illinois | 2.65 | 13 |
| Montana | 2.65 | 13 |
| New Hampshire | 2.65 | 12 |
| Oregon | 2.65 | 12 |
| Arizona | 2.7 | 13 |
| California | 2.7 | 12 |
| Georgia | 2.7 | 11 |
| Maine | 2.7 | 11 |
| Nevada | 2.7 | 12 |
| New Jersey | 2.7 | 12 |
| Vermont | 2.7 | 12 |
| Virginia | 2.7 | 10 |
| Colorado | 2.75 | 12 |
| Indiana | 2.75 | 11 |
| Iowa | 2.75 | 12 |
| Massachusetts | 2.75 | 11 |
| Missouri | 2.75 | 12 |
| Pennsylvania | 2.75 | 11 |
| Tennessee | 2.75 | 12 |
| Maryland | 2.8 | 12 |
| Minnesota | 2.8 | 11 |
| New York | 2.8 | 11 |
| Rhode Island | 2.8 | 12 |
| Louisiana | 2.85 | 12 |
| Texas | 2.85 | 11 |
| Washington | 2.9 | 12 |
| Florida | 3 | 11 |
Liberty Mutual Pet Insurance Comparison
Liberty Mutual pet insurance compares to national competitors in these ways:
Liberty Mutual vs. AKC | • Dogs: 2.65 vs. 4.30 • Cats: 2.30 vs. 3.85 | AKC leads in affordability, coverage and customer service across all categories. |
Liberty Mutual vs. ASPCA | • Dogs: 2.65 vs. 3.85 • Cats: 2.30 vs. 3.35 | ASPCA has lower premiums and better customer service. Liberty Mutual lags in coverage and customer experience. |
Liberty Mutual vs. Embrace | • Dogs: 2.65 vs. 2.55 • Cats: 2.30 vs. 2.30 | Overall scores are nearly identical. Embrace costs less and has better customer service. |
Liberty Mutual vs. Fetch | • Dogs: 2.65 vs. 2.70 • Cats: 2.30 vs. 2.95 | Fetch has stronger coverage and customer service. Liberty Mutual costs slightly less for dog coverage. |
Liberty Mutual vs. Figo | • Dogs: 2.65 vs. 3.60 • Cats: 2.30 vs. 3.80 | Figo beats Liberty Mutual in coverage, affordability and customer service. |
Liberty Mutual vs. Hartville | • Dogs: 2.65 vs. 3.50 • Cats: 2.30 vs. 3.90 | Hartville beats Liberty Mutual across nearly all categories, especially for cat affordability and coverage. |
Liberty Mutual vs. Lemonade | • Dogs: 2.65 vs. 4.50 • Cats: 2.30 vs. 4.25 | Lemonade costs less with higher overall scores. |
Liberty Mutual vs. MetLife | • Dogs: 2.65 vs. 3.05 • Cats: 2.30 vs. 2.40 | Both providers rank low. MetLife has stronger coverage and affordability. |
Liberty Mutual vs. Nationwide | • Dogs: 2.65 vs. 2.50 • Cats: 2.30 vs. 2.65 | Nationwide costs more but has better customer service. |
Liberty Mutual vs. Pets Best | • Dogs: 2.65 vs. 4.05 • Cats: 2.30 vs. 3.80 | Pets Best beats Liberty Mutual in affordability, coverage and customer experience for dogs and cats. |
Liberty Mutual vs. Pumpkin | • Dogs: 2.65 vs. 3.70 • Cats: 2.30 vs. 4.15 | Pets Best beats Liberty Mutual in affordability, coverage and customer experience for dogs and cats. |
Liberty Mutual vs. Rainwalk | • Dogs: 2.65 vs. 4.05 • Cats: 2.30 vs. 3.95 | Rainwalk delivers excellent customer service and stronger coverage, beating Liberty Mutual. |
Liberty Mutual vs. Spot | • Dogs: 2.65 vs. 3.75 • Cats: 2.30 vs. 4.15 | Spot beats Liberty Mutual in affordability, coverage and customer service for dogs and cats. |
How Much Does Liberty Mutual Pet Insurance Cost?
Liberty Mutual's pet insurance costs an average of $65 monthly ($774 annually) for dogs and $38 monthly ($454 annually) for cats. Your premium depends on your location and pet breed.
| Cat | $38 | $32 | $454 | $379 | 20% |
| Dog | $65 | $60 | $774 | $723 | 7% |
Liberty Mutual Pet Insurance Rates by State
Liberty Mutual's rates vary across states based on local veterinary costs and claim patterns. Liberty Mutual has the cheapest pet insurance for cats in Arkansas at $27 monthly. Washington has the most expensive coverage at $48. Dog coverage is cheapest in Arkansas at $46 monthly. It hits $80 in Massachusetts.
Data filtered by:
Dog
| Arkansas | $46 | $555 |
| Louisiana | $49 | $592 |
| Missouri | $51 | $619 |
| North Dakota | $52 | $626 |
| Alabama | $54 | $643 |
| Iowa | $54 | $651 |
| Rhode Island | $55 | $654 |
| Montana | $55 | $658 |
| Indiana | $56 | $675 |
| Georgia | $57 | $685 |
| Tennessee | $57 | $690 |
| Oklahoma | $58 | $697 |
| West Virginia | $59 | $706 |
| Vermont | $59 | $715 |
| Mississippi | $60 | $717 |
| South Dakota | $60 | $725 |
| Nebraska | $61 | $731 |
| Kentucky | $61 | $731 |
| Kansas | $61 | $733 |
| Maryland | $61 | $736 |
| North Carolina | $62 | $738 |
| Ohio | $62 | $741 |
| Minnesota | $62 | $749 |
| Texas | $63 | $751 |
| New Mexico | $63 | $755 |
| Florida | $63 | $758 |
| Wyoming | $64 | $766 |
| Pennsylvania | $64 | $770 |
| Utah | $64 | $769 |
| Nevada | $66 | $786 |
| Michigan | $66 | $790 |
| New York | $67 | $798 |
| Virginia | $67 | $801 |
| South Carolina | $67 | $802 |
| Delaware | $67 | $810 |
| Idaho | $68 | $810 |
| Hawaii | $68 | $814 |
| Alaska | $68 | $819 |
| New Jersey | $71 | $847 |
| Wisconsin | $73 | $878 |
| New Hampshire | $74 | $883 |
| Washington | $75 | $904 |
| Maine | $76 | $911 |
| Arizona | $76 | $916 |
| Colorado | $78 | $937 |
| Illinois | $79 | $944 |
| Connecticut | $79 | $950 |
| Oregon | $79 | $953 |
| California | $80 | $960 |
| Massachusetts | $80 | $958 |
Liberty Mutual Pet Insurance Rates by Breed
Cat owners pay $35 monthly for British Longhairs but $46 for Abyssinians. Dog premiums vary widely, ranging from $27 for small mixed breeds under 20 pounds to $122 for Doberman Pinschers. These price differences are due to each breed's health risks and veterinary costs.
Data filtered by:
Select
Select
| Small Mix (Under 20 pounds) | $27 | $320 |
| Small Mix (11-25) | $31 | $368 |
| Small Mix (10 and less pounds) | $31 | $375 |
| Small Mix (0-20) | $32 | $375 |
| Small Mix (1-10 pounds) | $32 | $385 |
| Mixed breed Small (up to 20lbs when full grown) | $32 | $382 |
| Mixed Breed Small (>10 lbs) | $33 | $394 |
| Mixed Breed Small (11-30 lbs) | $34 | $413 |
| British Longhair | $35 | $425 |
| Domestic Shorthair | $36 | $429 |
| Bombay | $36 | $432 |
| Ragdoll | $36 | $435 |
| Small Mix (11-30) | $36 | $435 |
| Siamese | $36 | $439 |
| Russian Blue | $37 | $444 |
| Small Mix (25 and less pounds) | $37 | $440 |
| Small Mix (22 pounds or less) | $38 | $460 |
| Norwegian Forest cat | $38 | $462 |
| Birman | $39 | $467 |
| Tonkinese | $39 | $467 |
| Chinchilla | $39 | $474 |
| Devon Rex | $39 | $474 |
| Serengeti | $40 | $475 |
| Toy Mix (10 and less pounds) | $40 | $474 |
| Munchkin | $40 | $476 |
| Burmese | $40 | $476 |
| Mixed Breed Medium (31-50 lbs) | $40 | $473 |
| Himalayan | $40 | $483 |
| Scottish Fold | $40 | $485 |
| Bengal | $41 | $488 |
| Cavapoo | $41 | $491 |
| Snowshoe | $41 | $491 |
| Chihuahua | $41 | $495 |
| Cornish Rex | $42 | $502 |
| British Shorthair | $42 | $502 |
| Medium Mix (20-55 pounds) | $42 | $507 |
| Maltipoo | $42 | $505 |
| Persian | $42 | $505 |
| Siberian | $42 | $507 |
| Australian Mist | $42 | $508 |
| Savannah | $42 | $509 |
| Balinese | $43 | $511 |
| Morkie | $43 | $516 |
| Cavachon | $43 | $517 |
| Medium Mix (31-59 pounds) | $44 | $524 |
| Shih Tzu | $44 | $529 |
| Sphynx | $44 | $530 |
| Medium Mix (26-50 pounds) | $44 | $531 |
| Medium Mix (20-70 pounds) | $44 | $532 |
| Medium Mix (31-50 pounds) | $44 | $533 |
| Maine Coon | $45 | $535 |
| Jack Russell Terrier | $45 | $536 |
| Cockapoo | $45 | $540 |
| Groodle | $45 | $543 |
| Exotic Shorthair | $46 | $547 |
| Abyssinian | $46 | $548 |
| Havanese | $46 | $551 |
| Miniature Poodle | $46 | $557 |
| Yorkshire terrier | $47 | $561 |
| Mixed Dog (21-50 pounds) | $47 | $563 |
| Puggle | $47 | $565 |
| Australian Silky Terrier | $47 | $566 |
| Shiba Inu | $47 | $568 |
| Dingo | $47 | $571 |
| Schnoodle | $48 | $569 |
| Toy Poodle | $48 | $572 |
| Japanese Spitz | $48 | $575 |
| Maltese | $48 | $581 |
| Large Mix (51-110 pounds) | $48 | $581 |
| Papillon | $49 | $583 |
| Coton De Tulear | $49 | $589 |
| Lhasa Apso | $49 | $592 |
| English Toy Terrier | $49 | $592 |
| Japanese Chin | $50 | $597 |
| Miniature Pinscher | $50 | $597 |
| Pomeranian | $50 | $597 |
| Australian Shepherd | $50 | $598 |
| Peruvian Hairless Dog | $50 | $599 |
| Miniature Dachshund | $50 | $599 |
| Fox Terrier | $50 | $601 |
| Dachshund | $51 | $605 |
| Basenji | $51 | $610 |
| Border Collie | $51 | $613 |
| American Hairless Terrier | $51 | $615 |
| Husky | $51 | $614 |
| Pekingese | $52 | $620 |
| Shetland Sheepdog | $52 | $622 |
| Miniature Fox Terrier | $52 | $622 |
| Australian Terrier | $52 | $628 |
| American Eskimo | $52 | $628 |
| Large Mix (Over 70 pounds) | $52 | $632 |
| Giant Mix (111 pounds+) | $53 | $632 |
| Border Terrier | $53 | $631 |
| Miniature Schnauzer | $53 | $631 |
| West Highland White Terrier | $53 | $631 |
| Large Mix (51-100 pounds) | $53 | $635 |
| Large Mix (61+ pounds) | $53 | $636 |
| Bichon Frise | $53 | $637 |
| Medium Mix (23-70 pounds) | $53 | $637 |
| Mixed Breed Large (51-90 lbs) | $53 | $635 |
| Welsh Springer Spaniel | $54 | $643 |
| Norwich Terrier | $54 | $645 |
| Large Mix (55-90 pounds) | $54 | $649 |
| Labradoodle | $54 | $648 |
| Goldendoodle | $54 | $649 |
| Brussels Griffon | $54 | $651 |
| German Pinscher | $54 | $651 |
| Norfolk Terrier | $55 | $656 |
| Cairn Terrier | $55 | $658 |
| Siberian Husky | $55 | $660 |
| Bearded Collie | $55 | $660 |
| Australian Cattle Dog | $55 | $666 |
| Boston Terrier | $56 | $665 |
| Affenpinscher | $56 | $671 |
| Finnish Lapphund | $56 | $672 |
| Irish Terrier | $56 | $671 |
| Wire Fox Terrier | $56 | $673 |
| Italian Greyhound | $56 | $674 |
| English Foxhound | $56 | $674 |
| Whippet | $57 | $679 |
| Petit Basset Griffon Vendeens | $57 | $681 |
| Mixed Breed | $57 | $683 |
| Mixed Dog (51-90 pounds) | $57 | $676 |
| Norwegian Elkhound | $57 | $684 |
| Icelandic Sheepdog | $57 | $684 |
| Standard Schnauzer | $57 | $685 |
| Welsh Corgi Cardigan | $57 | $686 |
| Australian Kelpie | $57 | $686 |
| Alaskan Husky | $57 | $687 |
| American Foxhound | $57 | $688 |
| Giant Mix (110 pounds+) | $58 | $691 |
| Large Mix (60-109 pounds) | $58 | $691 |
| Medium Mix (26-59 pounds) | $58 | $691 |
| Small Mix (0-25) | $58 | $691 |
| Beagle | $58 | $697 |
| Foxhound | $58 | $698 |
| Cavalier King Charles Spaniel | $58 | $700 |
| Pembroke Welsh Corgi | $58 | $700 |
| Welsh Corgi Pembroke | $58 | $700 |
| German Spitz | $59 | $702 |
| Welsh Terrier | $59 | $704 |
| English Springer Spaniel | $59 | $710 |
| Harrier | $59 | $710 |
| Mixed Dog (91 pounds+) | $59 | $713 |
| Collie | $60 | $714 |
| Pug | $60 | $716 |
| German Shorthaired Pointer | $60 | $719 |
| Field Spaniel | $60 | $721 |
| Smooth Collie | $60 | $720 |
| Pointer | $60 | $724 |
| Soft Coated Wheaten Terrier | $61 | $726 |
| Tibetan Terrier | $61 | $727 |
| Puli | $61 | $734 |
| Giant Mix (100 pounds+) | $61 | $733 |
| Samoyed | $62 | $739 |
| Keeshond | $62 | $740 |
| Cocker spaniel | $62 | $746 |
| English Setter | $63 | $752 |
| Italian Spinone | $63 | $753 |
| Basset Fauve de Bretagne | $63 | $754 |
| Rough Collie | $63 | $757 |
| Bracco Italiano | $63 | $759 |
| English Pointer | $63 | $758 |
| Standard Poodle | $63 | $759 |
| Saluki | $64 | $764 |
| Belgian Shepherd Malinois | $64 | $768 |
| Vizsla | $64 | $768 |
| Labrador Retriever | $65 | $774 |
| Staffordshire Bull Terrier | $65 | $775 |
| Afghan Hound | $65 | $775 |
| Scottish Terrier | $65 | $784 |
| Portuguese Water Dog | $66 | $787 |
| Alaskan Malamute | $66 | $787 |
| Chow Chow | $66 | $794 |
| Corgi | $66 | $794 |
| Irish Setter | $66 | $796 |
| German Shepherd | $67 | $797 |
| Golden Retriever | $68 | $813 |
| Briard | $68 | $813 |
| Airedale Terrier | $69 | $831 |
| Komondor | $70 | $837 |
| Old English Sheepdog | $70 | $845 |
| Alsation | $71 | $853 |
| Akita | $71 | $855 |
| Pitbull | $72 | $865 |
| Clumber Spaniel | $72 | $864 |
| Petit Basset Griffon Vendeen | $72 | $868 |
| Hungarian Vizsla | $73 | $878 |
| Dalmatian | $74 | $883 |
| American Staffordshire Terrier | $74 | $886 |
| Bull Terrier | $74 | $890 |
| Gordon Setter | $74 | $891 |
| Miniature Bull Terrier | $74 | $893 |
| Alsatian | $74 | $893 |
| Rhodesian Ridgeback | $75 | $894 |
| Basset Hound | $75 | $896 |
| Borzoi | $75 | $898 |
| Estrela Mountain Dog | $75 | $906 |
| Weimaraner | $76 | $907 |
| Greyhound | $76 | $907 |
Is Liberty Mutual Pet Insurance Expensive?
Liberty Mutual ranks 11th in affordability for cats and dogs, so it's not the cheapest option.
Data filtered by:
Dog
Middle Aged
$500
$5,000
80%
| $75 | $898 | 4% |
Liberty Mutual Pet Insurance Discounts
Liberty Mutual offers three pet insurance discounts. You can save with a multi-pet discount when insuring several animals under one policy. The company also offers military discounts for service members and bundling savings when you combine pet insurance with other Liberty Mutual policies.
Existing customer | Up to 10% | Available to existing Liberty Mutual policyholders; amount varies by household and state |
Multiple pet | 10% | With more than one pet on the same policy (availability may vary by state) |
Blue365/BCBS member discount | 10% | You must be a Blue365 or participating Blue Cross Blue Shield member and sign up through the program |
Liberty Mutual Pet Insurance Customer Service Reviews and Ratings
Liberty Mutual ranks eighth nationally for pet insurance customer service. It holds an A- rating from the Better Business Bureau but draws poor reviews on Trustpilot, with complaints focused on claim processing delays and slow response times.
Liberty Mutual Trustpilot Reviews
Liberty Mutual receives a 2.2 out of 5 rating on Trustpilot from verified customers. The low score indicates many customers report negative experiences with Liberty Mutual's service and claims handling. Trustpilot collects verified reviews to provide honest feedback about company performance.
Liberty Mutual Better Business Bureau Rating
Liberty Mutual holds an A- rating from the Better Business Bureau and maintains accredited business status. The A- grade shows Liberty Mutual meets most BBB standards for ethical business practices and complaint resolution. BBB accreditation requires companies to address customer concerns and follow established business standards.
Liberty Mutual Pet Insurance Reddit Sentiment
Liberty Mutual has mixed Reddit feedback in our analysis of seven comments. The company got 57% positive sentiment with four favorable comments versus three negative ones. Users praised responsive customer service and clear policy language in positive reviews. Negative feedback called out claim denials and coverage gaps. This split shows varying customer experiences with Liberty Mutual's claims process.
Liberty Mutual Pet Insurance Coverage
Liberty Mutual sells three core plan types: accident only, accident and illness, and accident, illness and wellness, so you can match pet insurance coverage to your pet’s needs and your budget. Policy details and availability vary by state, so review your sample policy or start a quote for exact terms.
$250, $500, $1,000 | |
$5,000, $10,000, $15,000 | |
70%, 80%, 90% | |
Coverage for accident-only plan | Treatment for accidental injuries, ingestion of foreign objects (limited to specified treatments per year), surgery, hospitalization, diagnostics, anesthesia or euthanasia for injury, accidental death |
Coverage for accident & illness plan | All accident coverages plus illnesses such as infections and cancer, hereditary and congenital conditions, behavioral therapy and many diagnostic and specialist services |
Coverage for accident, illness & wellness plan | Includes routine and preventive care (vaccines, checkups, parasite prevention, routine dental cleaning, spay/neuter in some cases) in addition to accident & illness benefits |
14-day waiting period for accidents, illnesses and other conditions (behavioral and hereditary) | |
Pre-existing conditions | Conditions that developed before enrollment or during the waiting periods are excluded |
Bilateral conditions | Bilateral conditions may be treated as pre-existing if one side showed signs before coverage |
*Coverage varies by state and policy terms. Always review your specific policy documents and consult your insurance provider to understand exact coverage terms, exclusions, limitations and waiting periods before enrollment.
Liberty Mutual Pet Insurance Coverage Add-Ons
Liberty Mutual offers three plan types rather than optional add-ons: Accident Only, Accident and Illness, and Accident, Illness and Wellness coverage.
Is Liberty Mutual Pet Insurance Good: Bottom Line
Liberty Mutual averages $65 per month for dogs and $38 per month for cats. It ranks eighth nationally for customer experience but draws low ratings on Trustpilot despite its BBB accreditation. Pet owners can choose accident-only or accident and illness plans, with wellness coverage available as an upgrade for routine care.
Browse through our review guides for the top pet insurance companies for your pet:
Liberty Mutual Pet Insurance Review: FAQ
Is Liberty Mutual pet insurance worth it in 2025?
Although Liberty Mutual pet insurance is worth it, it's not the strongest option. The provider ranks low in customer experience but has good coverage options. Monthly premiums average $65 for dogs and $38 for cats.
What do Reddit users really think about Liberty Mutual pet insurance?
Our data reveals 57% positive sentiment, with more favorable comments than negative ones. Users like the customer service representatives, but some mention claim processing delays and coverage gaps for certain conditions.
Does Liberty Mutual cover pre-existing conditions for pets?
Liberty Mutual excludes pre-existing conditions from pet insurance coverage. Curable conditions may become eligible if your pet remains symptom-free and treatment-free for 180 days. Chronic conditions, knee problems and ligament injuries remain permanently excluded from coverage.
Can I get a discount for insuring multiple pets with Liberty Mutual?
Liberty Mutual provides a multi-pet discount that reduces your premium when you insure multiple pets on the same policy. The company also offers additional savings through AAA membership, employee benefit programs and other qualifying discounts that can help lower your overall costs.
Is Liberty Mutual pet insurance available in my state?
Yes, Liberty Mutual pet insurance is available in all 50 states. Premium rates vary by location. Cat coverage ranges from $27 monthly in Arkansas to $48 in Washington. Dog insurance costs between $46 per month in Arkansas and $80 in Massachusetts.
How We Rated Liberty Mutual Pet Insurance
MoneyGeek scored Liberty Mutual across three categories: affordability (50%), customer experience (30%) and coverage options (20%). Affordability scores reflect premium quotes across multiple breeds, ages and coverage levels, including available discounts. Customer experience draws from Trustpilot ratings and verified customer feedback. Coverage options measure policy benefits and how well each plan addresses common pet owner needs.
About Connor Bolton
Connor Bolton is Senior SEO and Content Manager at MoneyGeek, where he leads the business and pet insurance editorial teams. As editorial lead for both verticals, Connor sets the research framework, data standards, and content structure that his writers execute, directly authoring in-depth guides himself and reviewing all team content for accuracy and practical value before it goes live. With over four years evaluating insurance products across personal, commercial, and specialty lines, he brings cross-vertical knowledge to every guide the team produces.
Connor architected MoneyGeek's insurance research infrastructure across all major verticals including auto, home, renters, life, health, business, and pet, building systems for pricing analysis, provider-level research, customer experience evaluation, and coverage analysis with AI support. The infrastructure includes over 6 million data points for business insurance across 408 industry areas, all 50 states, and 16 vehicle types, and over 5 million pet insurance profiles across 18 major providers and hundreds of breed and age combinations. Connor's insurance cost research and his team's work has been cited by the U.S. Chamber of Commerce, Allstate, Liberty Mutual, CBS News, Forbes and LegalZoom.
Beyond the data, Connor stays connected to how the market actually operates, drawing on direct conversations with underwriters and carrier liaisons at Ethos, The Hartford, NEXT Insurance, Nationwide, and State Farm, and monitoring business and pet owner communities including Reddit, to inform how he interprets findings and frames guidance for real buyers.
He is the direct editorial contact for methodology questions at connor@moneygeek.com and can be found on LinkedIn.
Sources
- Better Business Bureau. "Liberty Mutual." Accessed May 8, 2026.
- Trustpilot. "Liberty Mutual." Accessed May 8, 2026.