Based on our survey of major providers, pet insurance costs average $322 annually for cats and $593 for dogs in Wyoming, 7% cheaper than the national average for both. But your pet's breed, age and coverage choice directly affect your rates.
How Much Is Pet Insurance in Wyoming?
Updated: April 28, 2026
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Key Takeaways
In Wyoming, dog insurance averages $49 per month ($593 per year), while cat insurance averages $27 per month ($322 per year).
According to our survey, Wyoming pet insurance costs are 7% lower than the national average for dogs and 7% lower for cats.
Find the best cheap pet insurance in Wyoming by researching providers, selecting appropriate coverage and comparing multiple quotes.
How Much Does Pet Insurance Cost in Wyoming?
| Cat | $27 | $322 |
| Dog | $49 | $593 |
*These accident-only coverage rates reflect policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible for a 7-year-old Ragdoll and a 6-year-old Labrador Retriever. We included most pet insurance providers but excluded some that don't offer these coverage parameters.
Find the best pet insurance in Wyoming for your situation:
What Factors Affect Pet Insurance Costs in Wyoming?
These factors affect pet insurance costs in Wyoming. Click each factor for pricing details.
Coverage level
Your deductible, annual limit and reimbursement rate selections have the biggest impact on what you'll pay. Our baseline accident-only rates average $322 to $593 annually, while comprehensive accident and illness coverage ranges from $507 to $1,003 annually for standard parameters.
Pet type and breed
Cats and dogs cost different amounts to insure, with breed affecting your rates significantly. Cats cost less to insure, with annual premiums from $209 to $805. Dogs cost $593 to $1,103 per year because dogs have more health problems and higher vet bills.
Pet age
Insurance costs increase as your pet ages because older animals have higher risks of illness and injury. In Wyoming, annual premiums range from $209 for young pets to $2,065 for senior pets as medical claims become more likely.
Location
Where you live affects your rates because of local vet costs and regional risks. Wyoming pet insurance runs about $46 less for dogs and $26 less for cats compared to the national average. Cities within Wyoming don't vary much though.
Your vet
When you get quotes, insurers ask about your vet. Different vets charge different prices, which affects reimbursement amounts and premiums.
Average Wyoming Pet Insurance Costs by Coverage
In Wyoming, your choice of coverage is the biggest factor in determining pet insurance costs, with monthly premiums ranging from $18 to $446, depending on your selected benefits and type of pet.
Comprehensive accident and illness coverage rates vary by your pet's health history, veterinarian and annual limits.
Data filtered by:
$5,000
80%
$500
| Cat | $42 | $507 | -7% |
| Dog | $84 | $1,003 | -7% |
Average Wyoming Pet Insurance Cost by Breed
Your pet's type and breed are the second-biggest factors affecting your rates in Wyoming. Our research shows monthly costs range from $45 to $213 for dogs and $49 to $67 for cats, depending on breed.
Average Pet Dog Insurance Costs in Wyoming
Dog breed drives pet insurance costs in Wyoming, with monthly rates running $45 to $213 depending on breed.
Data filtered by:
Select
| Small Mix (Under 20 pounds) | $46 | $555 |
| Small Mix (11-25) | $53 | $636 |
| Small Mix (10 and less pounds) | $54 | $646 |
| Small Mix (0-20) | $55 | $648 |
| Small Mix (1-10 pounds) | $56 | $667 |
| Mixed breed Small (up to 20lbs when full grown) | $56 | $662 |
| Mixed Breed Small (>10 lbs) | $57 | $682 |
| Mixed Breed Small (11-30 lbs) | $59 | $714 |
| Chihuahua | $61 | $735 |
| Small Mix (11-30) | $63 | $755 |
| Small Mix (25 and less pounds) | $64 | $762 |
| Maltipoo | $65 | $779 |
| Small Mix (22 pounds or less) | $66 | $797 |
| Morkie | $67 | $803 |
| Shih Tzu | $67 | $806 |
| Toy Mix (10 and less pounds) | $68 | $822 |
| Mixed Breed Medium (31-50 lbs) | $69 | $819 |
| Cockapoo | $69 | $833 |
| Jack Russell Terrier | $69 | $833 |
| Cavapoo | $71 | $858 |
| Havanese | $71 | $860 |
| Medium Mix (20-55 pounds) | $72 | $878 |
| Miniature Poodle | $73 | $880 |
| Puggle | $74 | $882 |
| Yorkshire terrier | $74 | $888 |
| Shiba Inu | $74 | $893 |
| Cavachon | $74 | $892 |
| Schnoodle | $75 | $900 |
| Medium Mix (31-59 pounds) | $76 | $908 |
| Toy Poodle | $76 | $912 |
| Medium Mix (26-50 pounds) | $77 | $919 |
| Medium Mix (20-70 pounds) | $77 | $922 |
| Medium Mix (31-50 pounds) | $77 | $924 |
| Papillon | $78 | $934 |
| Maltese | $78 | $936 |
| Groodle | $78 | $937 |
| Australian Shepherd | $79 | $943 |
| Coton De Tulear | $79 | $952 |
| Lhasa Apso | $80 | $956 |
| Miniature Pinscher | $80 | $959 |
| Dachshund | $80 | $964 |
| Mixed Dog (21-50 pounds) | $81 | $973 |
| Pomeranian | $81 | $969 |
| Japanese Chin | $81 | $971 |
| Australian Silky Terrier | $81 | $971 |
| American Hairless Terrier | $81 | $972 |
| Japanese Spitz | $81 | $973 |
| Border Collie | $82 | $984 |
| Basenji | $83 | $990 |
| Dingo | $83 | $997 |
| American Eskimo | $83 | $996 |
| English Toy Terrier | $83 | $1,000 |
| Shetland Sheepdog | $83 | $1,000 |
| Large Mix (51-110 pounds) | $84 | $1,008 |
| Miniature Dachshund | $85 | $1,017 |
| Pekingese | $85 | $1,018 |
| Fox Terrier | $86 | $1,026 |
| Peruvian Hairless Dog | $86 | $1,029 |
| Labradoodle | $86 | $1,031 |
| Goldendoodle | $86 | $1,033 |
| Australian Terrier | $86 | $1,035 |
| Miniature Schnauzer | $86 | $1,035 |
| West Highland White Terrier | $86 | $1,035 |
| Border Terrier | $86 | $1,036 |
| Husky | $87 | $1,036 |
| Welsh Springer Spaniel | $87 | $1,052 |
| Bichon Frise | $87 | $1,049 |
| Norwich Terrier | $89 | $1,065 |
| German Pinscher | $90 | $1,076 |
| Miniature Fox Terrier | $90 | $1,079 |
| Brussels Griffon | $90 | $1,081 |
| Siberian Husky | $90 | $1,084 |
| Large Mix (Over 70 pounds) | $91 | $1,095 |
| Norfolk Terrier | $91 | $1,090 |
| Bearded Collie | $91 | $1,090 |
| Giant Mix (111 pounds+) | $91 | $1,095 |
| Large Mix (51-100 pounds) | $91 | $1,099 |
| Australian Cattle Dog | $92 | $1,103 |
| Large Mix (61+ pounds) | $92 | $1,102 |
| Mixed Breed Large (51-90 lbs) | $92 | $1,099 |
| Cairn Terrier | $92 | $1,100 |
| Medium Mix (23-70 pounds) | $92 | $1,104 |
| English Foxhound | $92 | $1,104 |
| Italian Greyhound | $93 | $1,113 |
| Large Mix (55-90 pounds) | $93 | $1,124 |
| Finnish Lapphund | $93 | $1,120 |
| Boston Terrier | $93 | $1,117 |
| Irish Terrier | $94 | $1,124 |
| Whippet | $94 | $1,125 |
| Wire Fox Terrier | $94 | $1,132 |
| Petit Basset Griffon Vendeens | $94 | $1,137 |
| Norwegian Elkhound | $95 | $1,138 |
| Affenpinscher | $95 | $1,139 |
| Icelandic Sheepdog | $95 | $1,141 |
| American Foxhound | $95 | $1,141 |
| Standard Schnauzer | $96 | $1,155 |
| Welsh Corgi Cardigan | $96 | $1,157 |
| German Spitz | $97 | $1,163 |
| Foxhound | $97 | $1,163 |
| Alaskan Husky | $98 | $1,171 |
| Australian Kelpie | $98 | $1,177 |
| Beagle | $98 | $1,177 |
| Mixed Dog (51-90 pounds) | $98 | $1,168 |
| Mixed Breed | $98 | $1,184 |
| English Springer Spaniel | $98 | $1,183 |
| Cavalier King Charles Spaniel | $98 | $1,181 |
| Pembroke Welsh Corgi | $99 | $1,190 |
| Welsh Corgi Pembroke | $99 | $1,190 |
| Giant Mix (110 pounds+) | $100 | $1,196 |
| Large Mix (60-109 pounds) | $100 | $1,196 |
| Medium Mix (26-59 pounds) | $100 | $1,196 |
| Small Mix (0-25) | $100 | $1,196 |
| Welsh Terrier | $100 | $1,197 |
| Field Spaniel | $100 | $1,203 |
| Collie | $100 | $1,202 |
| Pointer | $101 | $1,213 |
| Harrier | $101 | $1,212 |
| Soft Coated Wheaten Terrier | $101 | $1,217 |
| Pug | $101 | $1,216 |
| Keeshond | $102 | $1,223 |
| German Shorthaired Pointer | $102 | $1,221 |
| Mixed Dog (91 pounds+) | $102 | $1,231 |
| Tibetan Terrier | $103 | $1,236 |
| Smooth Collie | $103 | $1,238 |
| Samoyed | $104 | $1,246 |
| Cocker spaniel | $105 | $1,257 |
| Puli | $105 | $1,262 |
| English Setter | $106 | $1,271 |
| Italian Spinone | $106 | $1,272 |
| Giant Mix (100 pounds+) | $106 | $1,266 |
| Rough Collie | $107 | $1,287 |
| Basset Fauve de Bretagne | $107 | $1,286 |
| Standard Poodle | $108 | $1,292 |
| Scottish Terrier | $108 | $1,294 |
| Bracco Italiano | $108 | $1,300 |
| English Pointer | $108 | $1,300 |
| Vizsla | $109 | $1,310 |
| Belgian Shepherd Malinois | $109 | $1,313 |
| Saluki | $109 | $1,313 |
| Labrador Retriever | $112 | $1,342 |
| Afghan Hound | $112 | $1,340 |
| Staffordshire Bull Terrier | $112 | $1,343 |
| Portuguese Water Dog | $112 | $1,344 |
| Corgi | $112 | $1,349 |
| German Shepherd | $113 | $1,349 |
| Irish Setter | $114 | $1,368 |
| Alaskan Malamute | $114 | $1,376 |
| Chow Chow | $115 | $1,378 |
| Briard | $115 | $1,383 |
| Golden Retriever | $117 | $1,403 |
| Airedale Terrier | $119 | $1,430 |
| Alsation | $120 | $1,443 |
| Clumber Spaniel | $120 | $1,446 |
| Old English Sheepdog | $121 | $1,450 |
| Akita | $122 | $1,461 |
| Pitbull | $124 | $1,487 |
| Komondor | $124 | $1,487 |
| Hungarian Vizsla | $125 | $1,502 |
| Petit Basset Griffon Vendeen | $126 | $1,512 |
| Greyhound | $128 | $1,537 |
| Alsatian | $129 | $1,547 |
| Dalmatian | $129 | $1,547 |
| Lurcher | $130 | $1,561 |
| Rhodesian Ridgeback | $130 | $1,558 |
| Bull Terrier | $130 | $1,560 |
| American Staffordshire Terrier | $130 | $1,563 |
| Miniature Bull Terrier | $130 | $1,569 |
| Great Pyrenees | $131 | $1,572 |
| Gordon Setter | $132 | $1,581 |
| Basset Hound | $132 | $1,581 |
| Small Mix (20 and under pounds) | $132 | $1,589 |
| Borzoi | $132 | $1,583 |
| Weimaraner | $132 | $1,591 |
| Giant Mix (90 pounds+) | $134 | $1,605 |
| Estrela Mountain Dog | $135 | $1,624 |
| Mixed Breed Giant (>90 lbs) | $139 | $1,678 |
| Central Asian Shepherd Dog | $144 | $1,734 |
| American Bully | $149 | $1,786 |
| Doberman Pincher | $151 | $1,812 |
| Bloodhound | $153 | $1,839 |
| Boxer | $154 | $1,846 |
| Scottish Deerhound | $157 | $1,891 |
| American Bulldog | $159 | $1,914 |
| Caucasian Shepherd Dog | $163 | $1,961 |
| Large Mix (71+ pounds) | $165 | $1,979 |
| Old English Buldogge | $166 | $1,999 |
| Shar Pei | $167 | $2,014 |
| Medium Mix (21-70 pounds) | $171 | $2,060 |
| French Bulldog | $172 | $2,065 |
| Kangal Shepherd Dog | $176 | $2,114 |
| Cane Corso | $177 | $2,128 |
| Tibetan Mastiff | $183 | $2,198 |
| British Bulldog | $186 | $2,231 |
| Newfoundland | $186 | $2,231 |
| Rottweiler | $193 | $2,312 |
| English Bulldog | $193 | $2,321 |
| Great Dane | $195 | $2,338 |
| English Mastiff | $195 | $2,346 |
| Saint Bernard | $205 | $2,464 |
| Olde English Bulldogge | $206 | $2,479 |
*Rates based on 80% reimbursement, $5,000 annual limit and $500 deductible.
Average Pet Cat Insurance Costs in Wyoming
Cat insurance rates in Wyoming vary by breed, ranging from $49 for domestic shorthairs to $67 for Abyssinians monthly.
Data filtered by:
Select
| Domestic Shorthair | $50 | $607 |
| Bombay | $51 | $611 |
| British Longhair | $51 | $613 |
| Siamese | $52 | $626 |
| Ragdoll | $52 | $629 |
| Russian Blue | $53 | $635 |
| Norwegian Forest cat | $56 | $667 |
| Tonkinese | $56 | $678 |
| Birman | $56 | $679 |
| Chinchilla | $58 | $690 |
| Devon Rex | $58 | $692 |
| Munchkin | $58 | $695 |
| Burmese | $58 | $698 |
| Himalayan | $59 | $707 |
| Serengeti | $59 | $707 |
| Scottish Fold | $59 | $711 |
| Bengal | $60 | $716 |
| Snowshoe | $60 | $721 |
| Cornish Rex | $62 | $743 |
| British Shorthair | $62 | $744 |
| Persian | $62 | $746 |
| Siberian | $63 | $749 |
| Savannah | $63 | $752 |
| Balinese | $64 | $762 |
| Australian Mist | $64 | $764 |
| Maine Coon | $67 | $800 |
| Sphynx | $67 | $798 |
| Abyssinian | $69 | $829 |
| Exotic Shorthair | $69 | $830 |
*Rates based on 80% reimbursement, $5,000 annual limit and $500 deductible.
Average Wyoming Pet Insurance Cost by Age
Pet age is one of the top three factors affecting insurance costs in Wyoming, with annual premiums ranging from $209 to $2,065 based on your pet's age and increased health risks over time. The table below shows detailed pricing by age group to help you estimate costs for your pet.
Data filtered by:
Cat
| Under 1 | $17 | $209 |
| 1 | $19 | $228 |
| 2 | $20 | $245 |
| 3 | $22 | $267 |
| 4 | $24 | $292 |
| 5 | $26 | $317 |
| 6 | $29 | $344 |
| 7 | $39 | $472 |
| 8 | $34 | $404 |
| 9 | $37 | $445 |
| 10 | $41 | $495 |
| 11 | $46 | $555 |
| 12 | $52 | $624 |
| 13 | $56 | $670 |
| 14 | $62 | $746 |
| 15 | $69 | $823 |
| 16 | $76 | $909 |
| 17 | $77 | $925 |
| 18 | $85 | $1,020 |
| 19 | $93 | $1,111 |
| 20 | $100 | $1,201 |
*These rates apply to policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible for a Ragdoll (cat) and a Labrador Retriever (dog). Some age brackets may show slight premium decreases due to insurer risk modeling adjustments and sample size variations in our data collection. Overall trends still show increasing premiums with age.
Average Wyoming Pet Insurance Cost by City
Your city barely affects pet insurance rates in Wyoming: just a few dollars difference per year. Below are costs for some of Wyoming's biggest cities.
Data filtered by:
Cat
| Cheyenne | $27 | $322 |
*These rates apply to policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible for a Ragdoll (cat) and a Labrador Retriever (dog). Wyoming's smaller population means fewer major metropolitan areas for comparison. Cheyenne represents the state's largest city and typical statewide rates.
How to Get the Best Cheap Pet Insurance in Wyoming
Get quality pet insurance at competitive Wyoming rates with this approach.
- 1Determine Your Coverage Needs
Know how much coverage you need before comparing plans. Your budget, your pet's breed-related health risks and local veterinary costs all determine the right financial protection for you.
- 2Research Costs and Discounts
Learn typical prices for your pet type and desired coverage to identify good value. Pet insurance discounts are limited, but you can save with multi-pet and bundling options. Check if you qualify for low-income pet insurance programs.
- 3Evaluate Company Reputations
Customer posts on forums show how insurers perform. Review coverage options, waiting periods and claims processes alongside customer feedback. Research before buying prevents frustration when filing claims.
- 4Compare Multiple Quotes
Get competitive rates by gathering quotes from multiple companies. Dogs and cats get fast online quotes, but exotic pet coverage requires phone contact.
- 5Review Policy Details
Read policy documents carefully, focusing on exclusions and renewal terms. Waiting periods and pre-existing condition policies affect coverage value, so understand both before buying.
Average Pet Insurance Cost in Wyoming: Bottom Line
Pet insurance in Wyoming is more affordable than most states. It's cheaper because vet bills are lower here. Expect to pay around $27 monthly for cats and $49 for dogs, though your actual costs depend on your pet's breed, age and coverage choice.
Want better rates? First, determine what coverage you actually need, then shop around. Get quotes from several insurers before you commit.
Pet Insurance Cost in Wyoming: FAQ
Find expert answers to common questions about pet insurance costs in Wyoming below:
How much does pet insurance cost in Wyoming?
In Wyoming, pet insurance costs an average of $49 per month for dogs, but depending on age, pricing ranges from $30 to $172 monthly. Insuring cats in the state costs $27 monthly, but pricing varies from $17 to $100 by age.
Is Wyoming pet insurance expensive?
Wyoming is affordable for pet insurance coverage, with costs lower than most states.
How should I go about buying pet insurance in Wyoming?
To buy pet insurance in Wyoming, decide on your coverage needs, research costs and discounts, review company reputations and coverage details, and compare multiple quotes.
How We Determined Average Pet Insurance Costs in Wyoming
All costs in this article are based on or modified from the following profile:
- $5,000 annual limit
- 80% reimbursement
- $500 deductible
- For dogs: Labrador Retriever (6 years old)
- For cats: Ragdoll (7 years old)
About Connor Bolton
Connor Bolton is Senior SEO and Content Manager at MoneyGeek, where he leads the business and pet insurance editorial teams. As editorial lead for both verticals, Connor sets the research framework, data standards, and content structure that his writers execute, directly authoring in-depth guides himself and reviewing all team content for accuracy and practical value before it goes live. With over four years evaluating insurance products across personal, commercial, and specialty lines, he brings cross-vertical knowledge to every guide the team produces.
Connor architected MoneyGeek's insurance research infrastructure across all major verticals including auto, home, renters, life, health, business, and pet, building systems for pricing analysis, provider-level research, customer experience evaluation, and coverage analysis with AI support. The infrastructure includes over 6 million data points for business insurance across 408 industry areas, all 50 states, and 16 vehicle types, and over 5 million pet insurance profiles across 18 major providers and hundreds of breed and age combinations. Connor's insurance cost research and his team's work has been cited by the U.S. Chamber of Commerce, Allstate, Liberty Mutual, CBS News, Forbes and LegalZoom.
Beyond the data, Connor stays connected to how the market actually operates, drawing on direct conversations with underwriters and carrier liaisons at Ethos, The Hartford, NEXT Insurance, Nationwide, and State Farm, and monitoring business and pet owner communities including Reddit, to inform how he interprets findings and frames guidance for real buyers.
He is the direct editorial contact for methodology questions at connor@moneygeek.com and can be found on LinkedIn.