The best pet insurance company for Whippets is AKC due to its comprehensive coverage options and strong customer service. Also consider Pets Best, Rainwalk and Lemonade for coverage for your Whippet.
Whippet Insurance
Updated: August 27, 2025
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Key Takeaways
AKC is the best pet insurance company for Whippets, offering comprehensive coverage and reliable service.
Pets Best provides the cheapest pet insurance rates for Whippets, with average rates of around $32 monthly for standard protection.
Pet insurance for Whippets costs $99 per month on average, making them the 117th most expensive dog breed to insure.
Best Whippet Pet Insurance Companies
| AKC | 4.40 | $50 | 3 | 1 |
| Pets Best | 4.30 | $32 | 5 | 2 |
| Rainwalk | 4.30 | $49 | 1 | 4 |
| Lemonade | 4.25 | $33 | 3 | 6 |
| Spot | 4.00 | $48 | 2 | 8 |
*Pet insurance coverage varies by state and provider. Rates shown are estimates; actual costs vary based on your pet's age, health and location. Coverage exclusions and waiting periods apply. Consult individual providers for specific terms.
AKC
Best for Whippets
MoneyGeek Rating
4.4/ of 5
4.1/5Affordability
4.4/5Customer Experience
5/5Coverage Options
Average Monthly Rate
$50Overall Sentiment
86% positiveMaximum Annual Limit
$10,000Most Unique Coverage Inclusion or Add-on
Covers pre-existing conditions
Best Whippet Pet Insurance by State
AKC ranks as the top Whippet insurance provider in 50 states nationwide. Rainwalk follows as second-best, leading in several regions including Michigan, Illinois and Virginia.
| Alabama | AKC | 4.35 |
| Alabama | Rainwalk | 4.35 |
| Alaska | AKC | 4.40 |
| Arizona | AKC | 4.35 |
| Arkansas | AKC | 4.45 |
| California | AKC | 4.40 |
| Colorado | AKC | 4.40 |
| Connecticut | AKC | 4.40 |
| Delaware | AKC | 4.35 |
| Florida | AKC | 4.40 |
| Georgia | AKC | 4.35 |
| Hawaii | AKC | 4.40 |
| Idaho | AKC | 4.35 |
| Illinois | AKC | 4.40 |
| Illinois | Rainwalk | 4.40 |
| Indiana | AKC | 4.45 |
| Iowa | AKC | 4.35 |
| Kansas | AKC | 4.35 |
| Kansas | Rainwalk | 4.35 |
| Kentucky | AKC | 4.45 |
| Louisiana | AKC | 4.35 |
| Maine | AKC | 4.35 |
| Maryland | AKC | 4.35 |
| Massachusetts | AKC | 4.35 |
| Michigan | Rainwalk | 4.30 |
| Michigan | AKC | 4.30 |
| Michigan | Pets Best | 4.30 |
| Minnesota | AKC | 4.35 |
| Mississippi | AKC | 4.40 |
| Missouri | AKC | 4.40 |
| Montana | AKC | 4.40 |
| Nebraska | AKC | 4.35 |
| Nevada | AKC | 4.40 |
| New Hampshire | AKC | 4.40 |
| New Jersey | AKC | 4.35 |
| New Mexico | AKC | 4.45 |
| New York | AKC | 4.40 |
| North Carolina | AKC | 4.35 |
| North Dakota | AKC | 4.45 |
| Ohio | AKC | 4.35 |
| Oklahoma | AKC | 4.45 |
| Oregon | AKC | 4.40 |
| Pennsylvania | AKC | 4.40 |
| Rhode Island | AKC | 4.40 |
| South Carolina | AKC | 4.40 |
| South Dakota | AKC | 4.45 |
| Tennessee | AKC | 4.40 |
| Texas | AKC | 4.40 |
| Utah | AKC | 4.35 |
| Vermont | AKC | 4.40 |
| Virginia | Rainwalk | 4.35 |
| Virginia | AKC | 4.35 |
| Washington | AKC | 4.50 |
| West Virginia | AKC | 4.40 |
| Wisconsin | AKC | 4.35 |
| Wyoming | AKC | 4.40 |
*Rates are based on a 6-year-old Whippet with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Cheapest Whippet Pet Insurance Companies
Pets Best offers the cheapest pet insurance for Whippets at $32 per month or $386 per year. Other budget-friendly providers worth considering include Lemonade, Pumpkin, ASPCA and Figo.
| Pets Best | $32 | $386 | 41% |
| Lemonade | $33 | $392 | 40% |
| Pumpkin | $37 | $447 | 32% |
| ASPCA | $41 | $489 | 25% |
| Figo | $42 | $500 | 24% |
*Rates are based on a 6-year-old Whippet with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Pets Best
Cheapest Pet Insurance for Whippets
MoneyGeek Rating
4.3/ of 5
4.6/5Affordability
4/5Customer Experience
4/5Coverage Options
Average Monthly Rate
$32Overall Customer Sentiment
70% positiveMaximum Annual Limit
UnlimitedMost Unique Coverage Inclusion or Add-on
Direct vet payment option
Cheapest Whippet Pet Insurance by State
Pets Best offers the most affordable Whippet insurance nationwide, ranking cheapest in all 50 states. Monthly premiums range from $22 to $42, depending on your location.
| Alabama | Pets Best | $24 | 44% |
| Alaska | Pets Best | $32 | 42% |
| Arizona | Pets Best | $40 | 39% |
| Arkansas | Pets Best | $22 | 44% |
| California | Pets Best | $41 | 37% |
| Colorado | Pets Best | $41 | 40% |
| Connecticut | Pets Best | $37 | 41% |
| Delaware | Pets Best | $33 | 42% |
| Florida | Pets Best | $37 | 41% |
| Georgia | Pets Best | $29 | 40% |
| Hawaii | Pets Best | $33 | 42% |
| Idaho | Pets Best | $33 | 41% |
| Illinois | Pets Best | $40 | 39% |
| Indiana | Pets Best | $29 | 40% |
| Iowa | Pets Best | $27 | 42% |
| Kansas | Pets Best | $30 | 42% |
| Kentucky | Pets Best | $26 | 44% |
| Louisiana | Pets Best | $26 | 43% |
| Maine | Pets Best | $39 | 41% |
| Maryland | Pets Best | $32 | 46% |
| Massachusetts | Pets Best | $42 | 40% |
| Michigan | Pets Best | $33 | 41% |
| Minnesota | Pets Best | $34 | 40% |
| Mississippi | Pets Best | $28 | 42% |
| Missouri | Pets Best | $26 | 42% |
| Montana | Pets Best | $27 | 42% |
| Nebraska | Pets Best | $29 | 41% |
| Nevada | Pets Best | $34 | 40% |
| New Hampshire | Pets Best | $38 | 40% |
| New Jersey | Pets Best | $37 | 40% |
| New Mexico | Pets Best | $29 | 42% |
| New York | Pets Best | $35 | 40% |
| North Carolina | Pets Best | $29 | 43% |
| North Dakota | Pets Best | $25 | 42% |
| Ohio | Pets Best | $30 | 42% |
| Oklahoma | Pets Best | $27 | 42% |
| Oregon | Pets Best | $40 | 40% |
| Pennsylvania | Pets Best | $34 | 42% |
| Rhode Island | Pets Best | $28 | 42% |
| South Carolina | Pets Best | $31 | 40% |
| South Dakota | Pets Best | $29 | 43% |
| Tennessee | Pets Best | $30 | 41% |
| Texas | Pets Best | $34 | 39% |
| Utah | Pets Best | $31 | 42% |
| Vermont | Pets Best | $30 | 42% |
| Virginia | Pets Best | $35 | 42% |
| Washington | Pets Best | $37 | 43% |
| West Virginia | Pets Best | $28 | 41% |
| Wisconsin | Pets Best | $35 | 42% |
| Wyoming | Pets Best | $30 | 41% |
*Rates are based on a 6-year-old Whippet with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
How Much Does Whippet Insurance Cost?
Monthly pet insurance costs for Whippets range from $67 to $128, depending on your state, ranking as the 117th most expensive breed to insure nationwide. Your premium will vary based on coverage choices and your pet's specific needs.
| Alabama | $75 | $895 | -24% |
| Alaska | $98 | $1,171 | -1% |
| Arizona | $118 | $1,414 | 19% |
| Arkansas | $67 | $804 | -32% |
| California | $122 | $1,469 | 24% |
| Colorado | $124 | $1,485 | 25% |
| Connecticut | $113 | $1,356 | 14% |
| Delaware | $100 | $1,201 | 1% |
| Florida | $112 | $1,350 | 14% |
| Georgia | $88 | $1,055 | -11% |
| Hawaii | $101 | $1,212 | 2% |
| Idaho | $99 | $1,183 | -0% |
| Illinois | $121 | $1,452 | 23% |
| Indiana | $89 | $1,071 | -10% |
| Iowa | $82 | $983 | -17% |
| Kansas | $90 | $1,079 | -9% |
| Kentucky | $79 | $949 | -20% |
| Louisiana | $80 | $959 | -19% |
| Maine | $119 | $1,431 | 21% |
| Maryland | $103 | $1,239 | 5% |
| Massachusetts | $128 | $1,538 | 30% |
| Michigan | $99 | $1,194 | 1% |
| Minnesota | $101 | $1,215 | 3% |
| Mississippi | $85 | $1,022 | -14% |
| Missouri | $78 | $940 | -21% |
| Montana | $84 | $1,007 | -15% |
| Nebraska | $89 | $1,064 | -10% |
| Nevada | $101 | $1,209 | 2% |
| New Hampshire | $114 | $1,362 | 15% |
| New Jersey | $111 | $1,326 | 12% |
| New Mexico | $87 | $1,045 | -12% |
| New York | $108 | $1,297 | 9% |
| North Carolina | $90 | $1,074 | -9% |
| North Dakota | $76 | $916 | -23% |
| Ohio | $92 | $1,105 | -7% |
| Oklahoma | $83 | $993 | -16% |
| Oregon | $123 | $1,473 | 24% |
| Pennsylvania | $104 | $1,246 | 5% |
| Rhode Island | $87 | $1,049 | -12% |
| South Carolina | $95 | $1,137 | -4% |
| South Dakota | $89 | $1,064 | -10% |
| Tennessee | $91 | $1,093 | -8% |
| Texas | $102 | $1,223 | 3% |
| Utah | $96 | $1,150 | -3% |
| Vermont | $92 | $1,104 | -7% |
| Virginia | $108 | $1,295 | 9% |
| Washington | $114 | $1,372 | 16% |
| West Virginia | $85 | $1,018 | -14% |
| Wisconsin | $107 | $1,280 | 8% |
| Wyoming | $91 | $1,090 | -8% |
*The rates include all coverage selections on the market for a 6-year-old Whippet. Your rates will differ based on your pet's specific profile and location.”
What Factors Affect Whippet Insurance Costs?
Whippets rank as the 117th most expensive dog breed to insure, with monthly premiums averaging $99. Several breed-specific health factors and care requirements drive these costs, but there are practical ways to help you reduce your insurance expenses while maintaining quality coverage.
Health Predispositions
Potential Vet Costs: $1,200 to $15,000
As athletic dogs, Whippets are prone to cardiac issues like mitral valve disease, often requiring surgical intervention. They also commonly experience eye problems, dental disease and autoimmune conditions.
Size-Related Factors
Potential Vet Cost Increase: 15% to 25% higher vet costs
Whippets are medium-sized dogs with unique physical characteristics that influence their medical care costs. Their lean build and deep chest require carefully calculated medication dosages and specialized surgical approaches. While they need less medication than larger breeds, their delicate frame often requires extended recovery periods and specialized rehabilitation equipment, which can increase overall treatment expenses.
Lifespan Considerations
Annual Vet Costs by Age: $200 to $800 (Young) to $1,000 to $3,500 (Senior)
Whippets typically live 12 to 15 years, which is average for their size category. As these dogs enter their senior years around age 7, they often require more frequent veterinary care and specialized treatments. Regular health screenings are important and age-related conditions, like arthritis or dental issues, require management.
Behavioral and Activity Risks
Potential Vet Costs: $800 to $4,500
As natural sprinters with strong prey drive, Whippets face activity-related risks. Their high-speed pursuits can lead to muscle strains, leg injuries and occasional fractures. While generally gentle, consider their athletic nature when selecting insurance coverage.
Breeding-Related Issues
Potential Vet Costs: $1,500 to $8,000
Recent breeding practices have impacted the overall health profile of Whippets. Some lines show increased rates of heart conditions and autoimmune disorders due to limited genetic diversity. Insurance providers consider these factors when determining coverage terms. Selecting a puppy from health-tested parents with documented genetic screening can reduce future medical expenses and insurance complications.
Whippets share some common health traits, but your dog's unique needs should guide your insurance decisions. Consult your vet to identify your Whippet's individual risk factors.
INSURANCE RISK PREVENTION
Protect your Whippet's health through preventive care and lifestyle choices. Schedule regular dental cleanings and cardiac screenings, as these dogs have specific sensitivities. Exercise your Whippet on soft surfaces to prevent joint stress, and maintain a healthy weight through proper nutrition. When selecting a puppy, choose breeders who perform genetic health testing, particularly for heart conditions and anesthesia sensitivity.
How to Get the Best Cheap Whippet Pet Insurance
Smart shopping and research can reduce your Whippet's insurance costs with these proven steps.
- 1
Evaluate Your Coverage Needs
Start by understanding what pet insurance coverage your Whippet needs based on your budget and the breed's common health issues. Consider factors like dental care, regular checkups and potential emergency costs.
- 2
Compare Insurance Providers
Research different pet insurance companies and their coverage options. Look at customer reviews and ratings to find insurers with good track records for paying claims quickly.
- 3
Review Policy Details
Check waiting periods and pre-existing condition rules before signing up. Understand what's covered and what's not to avoid surprise costs later.
- 4
Get Multiple Price Quotes
Request quotes from at least three insurers. Prices can vary by hundreds of dollars for the same coverage, so shopping around is worth your time.
- 5
Check Rates Yearly
Review your policy and get new quotes each year at renewal time. Your Whippet's needs may change, and better deals might be available from other providers.
Whippet Dog Insurance: Bottom Line
AKC and Pets Best are the best and cheapest pet insurance companies, respectively, for Whippets. However, compare their coverage options with other providers to find the right balance of benefits and cost for your pet's needs. Having the right policy ensures your Whippet gets quality care when health issues arise.
Pet Insurance for Whippet: FAQ
Below are our expert answers to frequently asked questions about Whippet insurance:
What is the best pet insurance provider for Whippets overall?
AKC is the best pet insurance provider for Whippets with its comprehensive coverage and strong customer experience. Despite higher-than-average premiums, AKC's extensive protection and dedicated service make it a valuable choice for Whippet owners.
Who offers the cheapest pet insurance for Whippet?
Pets Best provides Whippets with the most affordable pet insurance, with monthly premiums starting at $32. Actual rates vary depending on your location, pet age and coverage options selected.
How much does Whippet insurance cost?
Monthly premiums average $99 for Whippets, making them the 117th most expensive breed to insure. Depending on your state, monthly rates can vary by location, ranging from $67 to $128.
What are the most common accident and illness risks for Whippet?
Whippets commonly face mitral valve disease (a heart condition causing breathing difficulties and reduced energy), eye problems like progressive retinal atrophy (gradual vision loss) and muscle injuries from their athletic nature. These health risks are closely linked to the breed's slender build and genetic predisposition to certain conditions.
How We Found the Best and Cheapest Whippet Insurance
We analyzed pricing for all coverage levels, breeds and ages within all 50 states to find the best and cheapest pet insurance for Whippets. We also researched clinical vet statistics for the breed, customer satisfaction for all companies and coverage contract details to tailor our suggestions for Whippets.
How We Determined Costs
All costs presented in this article for providers were modeled after the following base profile:
- 6-year-old Whippet
- $5,000 annual limit
- $500 deductible
- 80% reimbursement
Average costs were based on aggregated pricing for the breed for all coverage selections and all ages insured on the market within reasonable life expectancy limits.
How We Rated Each Provider
We analyzed online sources for comprehensive ratings based on the following metrics:
- Affordability (50% of score): This score aggregates ratings based on affordability compared to competition for all profiles and all factor combinations. We also factored in discounts as a minor rating component, as there's only slight variation between companies.
- Customer Experience (30% of score): We used ratings derived from sentiment analysis aggregated from all internet sources, determining positive, neutral and negative sentiment proportions for each company to calculate this score. More positive sentiment means a higher rating.
- Coverage (20% of score): We read all contract details for every provider in every state, considering add-on options, inclusions, exclusions and restrictions to derive this score. Pet insurance regulations vary widely by state, and coverage options may differ based on your location.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.