The best pet insurance company for Whippets is AKC due to its comprehensive coverage options and strong customer service. Also consider Pets Best, Rainwalk and Lemonade for coverage for your Whippet.
Whippet Insurance
Updated: January 28, 2026
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Key Takeaways
AKC is the best pet insurance company for Whippets, offering comprehensive coverage and reliable service.
Pets Best provides the cheapest pet insurance rates for Whippets, with average rates of around $32 monthly for standard protection.
Pet insurance costs $99 per month for Whippets, making them the 117th most expensive dog breed to insure.
Best Whippet Pet Insurance Companies
*Pet insurance coverage varies by state and provider. Rates shown are estimates; actual costs vary based on your pet's age, health and location. Coverage exclusions and waiting periods apply. Consult individual providers for specific terms.
Learn more about the best pet insurance options for your Whippet across different situations:
AKC
Best for Whippets
MoneyGeek Rating
4.4/ 5
4.1/5Affordability
4.4/5Customer Experience
5/5Coverage Points
Average Monthly Rate
$50Overall Sentiment
86% positiveMaximum Annual Limit
$10,000Most Unique Coverage Inclusion or Add-on
Covers pre-existing conditions
Best Whippet Pet Insurance by State
AKC ranks as the top Whippet insurance provider in all 50 states. Rainwalk follows in second place, leading in several regions including Michigan, Illinois and Virginia.
| Alabama | AKC | 4.34 |
| Alabama | Rainwalk | 4.34 |
| Alaska | AKC | 4.4 |
| Arizona | AKC | 4.34 |
| Arkansas | AKC | 4.45 |
| California | AKC | 4.4 |
| Colorado | AKC | 4.4 |
| Connecticut | AKC | 4.4 |
| Delaware | AKC | 4.34 |
| Florida | AKC | 4.4 |
| Georgia | AKC | 4.34 |
| Hawaii | AKC | 4.4 |
| Idaho | AKC | 4.34 |
| Illinois | AKC | 4.4 |
| Illinois | Rainwalk | 4.4 |
| Indiana | AKC | 4.45 |
| Iowa | AKC | 4.34 |
| Kansas | AKC | 4.34 |
| Kansas | Rainwalk | 4.34 |
| Kentucky | AKC | 4.45 |
| Louisiana | AKC | 4.34 |
| Maine | AKC | 4.34 |
| Maryland | AKC | 4.34 |
| Massachusetts | AKC | 4.34 |
| Michigan | Rainwalk | 4.3 |
| Michigan | AKC | 4.3 |
| Michigan | Pets Best | 4.3 |
| Minnesota | AKC | 4.34 |
| Mississippi | AKC | 4.4 |
| Missouri | AKC | 4.4 |
| Montana | AKC | 4.4 |
| Nebraska | AKC | 4.34 |
| Nevada | AKC | 4.4 |
| New Hampshire | AKC | 4.4 |
| New Jersey | AKC | 4.34 |
| New Mexico | AKC | 4.45 |
| New York | AKC | 4.4 |
| North Carolina | AKC | 4.34 |
| North Dakota | AKC | 4.45 |
| Ohio | AKC | 4.34 |
| Oklahoma | AKC | 4.45 |
| Oregon | AKC | 4.4 |
| Pennsylvania | AKC | 4.4 |
| Rhode Island | AKC | 4.4 |
| South Carolina | AKC | 4.4 |
| South Dakota | AKC | 4.45 |
| Tennessee | AKC | 4.4 |
| Texas | AKC | 4.4 |
| Utah | AKC | 4.34 |
| Vermont | AKC | 4.4 |
| Virginia | Rainwalk | 4.34 |
| Virginia | AKC | 4.34 |
| Washington | AKC | 4.5 |
| West Virginia | AKC | 4.4 |
| Wisconsin | AKC | 4.34 |
| Wyoming | AKC | 4.4 |
*Rates are based on a 6-year-old Whippet with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Cheapest Whippet Pet Insurance Companies
Pets Best offers the cheapest pet insurance for Whippets at $32 per month or $386 per year. Other budget-friendly providers worth considering include Lemonade, Pumpkin, ASPCA and Figo.
| Pets Best | $32 | $386 | 41% |
| Lemonade | $33 | $392 | 40% |
| Pumpkin | $37 | $447 | 32% |
| ASPCA | $41 | $489 | 25% |
| Figo | $42 | $500 | 24% |
*Rates are based on a 6-year-old Whippet with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Pets Best
Cheapest Pet Insurance for Whippets
MoneyGeek Rating
4.3/ 5
4.6/5Affordability
4/5Customer Experience
4/5Coverage Points
Average Monthly Rate
$32Overall Customer Sentiment
70% positiveMaximum Annual Limit
UnlimitedMost Unique Coverage Inclusion or Add-on
Direct vet payment option
Cheapest Whippet Pet Insurance by State
Pets Best offers the most affordable Whippet insurance nationwide, ranking cheapest in all 50 states. Monthly premiums range from $22 to $42, depending on your location.
| Alabama | Pets Best | $24 | 44% |
| Alaska | Pets Best | $32 | 42% |
| Arizona | Pets Best | $40 | 39% |
| Arkansas | Pets Best | $22 | 44% |
| California | Pets Best | $41 | 37% |
| Colorado | Pets Best | $41 | 40% |
| Connecticut | Pets Best | $37 | 41% |
| Delaware | Pets Best | $33 | 42% |
| Florida | Pets Best | $37 | 41% |
| Georgia | Pets Best | $29 | 40% |
| Hawaii | Pets Best | $33 | 42% |
| Idaho | Pets Best | $33 | 41% |
| Illinois | Pets Best | $40 | 39% |
| Indiana | Pets Best | $29 | 40% |
| Iowa | Pets Best | $27 | 42% |
| Kansas | Pets Best | $30 | 42% |
| Kentucky | Pets Best | $26 | 44% |
| Louisiana | Pets Best | $26 | 43% |
| Maine | Pets Best | $39 | 41% |
| Maryland | Pets Best | $32 | 46% |
| Massachusetts | Pets Best | $42 | 40% |
| Michigan | Pets Best | $33 | 41% |
| Minnesota | Pets Best | $34 | 40% |
| Mississippi | Pets Best | $28 | 42% |
| Missouri | Pets Best | $26 | 42% |
| Montana | Pets Best | $27 | 42% |
| Nebraska | Pets Best | $29 | 41% |
| Nevada | Pets Best | $34 | 40% |
| New Hampshire | Pets Best | $38 | 40% |
| New Jersey | Pets Best | $37 | 40% |
| New Mexico | Pets Best | $29 | 42% |
| New York | Pets Best | $35 | 40% |
| North Carolina | Pets Best | $29 | 43% |
| North Dakota | Pets Best | $25 | 42% |
| Ohio | Pets Best | $30 | 42% |
| Oklahoma | Pets Best | $27 | 42% |
| Oregon | Pets Best | $40 | 40% |
| Pennsylvania | Pets Best | $34 | 42% |
| Rhode Island | Pets Best | $28 | 42% |
| South Carolina | Pets Best | $31 | 40% |
| South Dakota | Pets Best | $29 | 43% |
| Tennessee | Pets Best | $30 | 41% |
| Texas | Pets Best | $34 | 39% |
| Utah | Pets Best | $31 | 42% |
| Vermont | Pets Best | $30 | 42% |
| Virginia | Pets Best | $35 | 42% |
| Washington | Pets Best | $37 | 43% |
| West Virginia | Pets Best | $28 | 41% |
| Wisconsin | Pets Best | $35 | 42% |
| Wyoming | Pets Best | $30 | 41% |
*Rates are based on a 6-year-old Whippet with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
How Much Does Whippet Insurance Cost?
Monthly pet insurance costs for Whippets range from $67 to $128, depending on your state, ranking as the 117th most expensive breed to insure nationwide. Your premium will vary based on coverage choices and your pet's specific needs.
| Alabama | $75 | $895 | -24% |
| Alaska | $98 | $1,171 | -1% |
| Arizona | $118 | $1,414 | 19% |
| Arkansas | $67 | $804 | -32% |
| California | $122 | $1,469 | 24% |
| Colorado | $124 | $1,485 | 25% |
| Connecticut | $113 | $1,356 | 14% |
| Delaware | $100 | $1,201 | 1% |
| Florida | $112 | $1,350 | 14% |
| Georgia | $88 | $1,055 | -11% |
| Hawaii | $101 | $1,212 | 2% |
| Idaho | $99 | $1,183 | -0% |
| Illinois | $121 | $1,452 | 23% |
| Indiana | $89 | $1,071 | -10% |
| Iowa | $82 | $983 | -17% |
| Kansas | $90 | $1,079 | -9% |
| Kentucky | $79 | $949 | -20% |
| Louisiana | $80 | $959 | -19% |
| Maine | $119 | $1,431 | 21% |
| Maryland | $103 | $1,239 | 5% |
| Massachusetts | $128 | $1,538 | 30% |
| Michigan | $99 | $1,194 | 1% |
| Minnesota | $101 | $1,215 | 3% |
| Mississippi | $85 | $1,022 | -14% |
| Missouri | $78 | $940 | -21% |
| Montana | $84 | $1,007 | -15% |
| Nebraska | $89 | $1,064 | -10% |
| Nevada | $101 | $1,209 | 2% |
| New Hampshire | $114 | $1,362 | 15% |
| New Jersey | $111 | $1,326 | 12% |
| New Mexico | $87 | $1,045 | -12% |
| New York | $108 | $1,297 | 9% |
| North Carolina | $90 | $1,074 | -9% |
| North Dakota | $76 | $916 | -23% |
| Ohio | $92 | $1,105 | -7% |
| Oklahoma | $83 | $993 | -16% |
| Oregon | $123 | $1,473 | 24% |
| Pennsylvania | $104 | $1,246 | 5% |
| Rhode Island | $87 | $1,049 | -12% |
| South Carolina | $95 | $1,137 | -4% |
| South Dakota | $89 | $1,064 | -10% |
| Tennessee | $91 | $1,093 | -8% |
| Texas | $102 | $1,223 | 3% |
| Utah | $96 | $1,150 | -3% |
| Vermont | $92 | $1,104 | -7% |
| Virginia | $108 | $1,295 | 9% |
| Washington | $114 | $1,372 | 16% |
| West Virginia | $85 | $1,018 | -14% |
| Wisconsin | $107 | $1,280 | 8% |
| Wyoming | $91 | $1,090 | -8% |
*The rates include all coverage selections on the market for a 6-year-old Whippet. Your rates will differ based on your pet's specific profile and location.”
What Factors Affect Whippet Insurance Costs?
Whippets rank as the 117th most expensive dog breed to insure, with monthly premiums averaging $99. Several breed-specific health factors and care requirements drive these costs, but you can reduce your insurance expenses while maintaining quality coverage.
Health Predispositions
Potential Vet Costs: $1,200 to $15,000
As athletic dogs, Whippets are prone to cardiac issues like mitral valve disease, often requiring surgical intervention. They also commonly experience eye problems, dental disease and autoimmune conditions.
Size-Related Factors
Potential Vet Cost Increase: 15% to 25% higher vet costs
Whippets are medium-sized dogs with unique physical characteristics that influence their medical care costs. Their lean build and deep chest require carefully calculated medication dosages and specialized surgical approaches. While they need less medication than larger breeds, their delicate frame often requires extended recovery periods and specialized rehabilitation equipment, which can increase overall treatment expenses.
Lifespan Considerations
Annual Vet Costs by Age: $200 to $800 (Young) to $1,000 to $3,500 (Senior)
Whippets typically live 12 to 15 years, which is average for their size category. As these dogs enter their senior years around age 7, they often require more frequent veterinary care and specialized treatments. Regular health screenings are important and age-related conditions, like arthritis or dental issues, require management.
Behavioral and Activity Risks
Potential Vet Costs: $800 to $4,500
As natural sprinters with strong prey drive, Whippets face activity-related risks. Their high-speed pursuits can lead to muscle strains, leg injuries and occasional fractures. While generally gentle, consider their athletic nature when selecting insurance coverage, including your deductible, annual limit and reimbursement rate.
Breeding-Related Issues
Potential Vet Costs: $1,500 to $8,000
Recent breeding practices have impacted the overall health profile of Whippets. Some lines show increased rates of heart conditions and autoimmune disorders due to limited genetic diversity. Insurance providers consider these factors when determining coverage terms. Selecting a puppy from health-tested parents with documented genetic screening can reduce future medical expenses and insurance complications.
Whippets share some common health traits, but your dog's unique needs should guide your insurance decisions, from the type of pet insurance to your desired coverage limit. Talk with your vet to identify your Whippet's individual risk factors.
INSURANCE RISK PREVENTION
Protect your Whippet's health through preventive care and smart lifestyle choices. Get regular dental cleanings and cardiac screenings since these dogs are prone to specific sensitivities. Keep your Whippet exercising on soft surfaces to avoid joint stress and feed a balanced diet to maintain healthy weight. When picking a puppy, work with breeders who test for genetic health issues, especially heart conditions and anesthesia sensitivity.
How to Get the Best Cheap Whippet Pet Insurance
Smart research and thoughtful comparisons can help lower your Whippet’s pet insurance costs. These steps focus on value without cutting corners on care.
- 1Evaluate Your Coverage Needs
Determine how much pet insurance you need by weighing your budget against the health concerns Whippets are prone to. Dental treatment, preventive care and unexpected vet visits should all guide your coverage choice.
- 2Compare Insurance Providers
Look at several pet insurance companies and how their plans differ. Pay attention to customer feedback and claim payout histories to identify insurers that handle claims smoothly and fairly.
- 3Review Policy Details
Read the fine print before committing. Waiting periods, exclusions and pre-existing condition rules vary by provider, and knowing these details upfront helps prevent unexpected bills later.
- 4Get Multiple Price Quotes
Request quotes from at least three insurers using the same deductible, annual limit and reimbursement rate. Pricing gaps can be wide, so comparing quotes side by side helps you spot better value. Ask about available pet insurance discounts that could reduce your premium.
- 5Check Rates Yearly
Revisit your coverage at renewal time. Your Whippet’s care needs may shift as they age and another provider may offer pricing or terms that fit better than your current plan.
Whippet Dog Insurance: Bottom Line
AKC and Pets Best are the best and cheapest pet insurance companies, respectively, for Whippets. However, compare their coverage options with other providers to find the right balance of benefits and cost for your pet's needs. Having the right policy ensures your Whippet gets quality care when health issues arise.
Learn more about the best pet insurance providers for your Whippet:
Pet Insurance for Whippet: FAQ
Below are our expert answers to frequently asked questions about Whippet insurance:
What is the best pet insurance provider for Whippets overall?
AKC is the best pet insurance provider for Whippets with its comprehensive coverage and strong customer experience. Despite higher-than-average premiums, AKC's extensive protection and dedicated service make it a valuable choice for Whippet owners.
Who offers the cheapest pet insurance for Whippet?
Pets Best provides Whippets with the most affordable pet insurance, with monthly premiums starting at $32. Actual rates vary depending on your location, pet age and coverage options selected.
How much does Whippet insurance cost?
Monthly premiums average $99 for Whippets, making them the 117th most expensive breed to insure. Monthly rates range from $67 to $128 depending on your state.
What are the most common accident and illness risks for Whippet?
Whippets often develop mitral valve disease (a heart condition causing breathing difficulties and reduced energy), eye problems like progressive retinal atrophy (gradual vision loss) and muscle injuries from their athletic nature. These health risks stem from the breed's slender build and genetic makeup.
How We Found the Best and Cheapest Whippet Insurance
We analyzed pricing for all coverage levels, breeds and ages within all 50 states to find the best and cheapest pet insurance for Whippets. We also researched clinical vet statistics for the breed, customer satisfaction for all companies and coverage contract details to tailor our suggestions for Whippets.
How We Determined Costs
All costs presented in this article for providers were modeled after the following base profile:
- 6-year-old Whippet
- $5,000 annual limit
- $500 deductible
- 80% reimbursement
Average costs were based on aggregated pricing for the breed for all coverage selections and all ages insured on the market within reasonable life expectancy limits.
How We Rated Each Provider
We analyzed online sources for comprehensive ratings based on the following metrics:
- Affordability (50% of score): This score aggregates ratings based on affordability compared to competition for all profiles and all factor combinations. We also factored in discounts as a minor rating component, as there's only slight variation between companies.
- Customer Experience (30% of score): We used ratings derived from sentiment analysis aggregated from all internet sources, determining positive, neutral and negative sentiment proportions for each company to calculate this score. More positive sentiment means a higher rating.
- Coverage (20% of score): We read all contract details for every provider in every state, considering add-on options, inclusions, exclusions and restrictions to derive this score. Pet insurance regulations vary widely by state, and coverage options may differ based on your location.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.