Rainwalk is the best pet insurance company for Siamese cats due to its strong customer satisfaction scores and comprehensive coverage options. Other top-rated providers worth considering include AKC, Pets Best and Lemonade.
Siamese Insurance
Updated: August 31, 2025
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Key Takeaways
Rainwalk is the best pet insurance company for Siamese cats, offering strong coverage and service quality.
Pets Best provides the cheapest pet insurance rates for Siamese cats, with an average monthly rate of around $15 for standard protection.
Pet insurance for a Siamese cat costs $56 per month on average, making them the 26th most expensive breed to insure.
Best Siamese Pet Insurance Companies
| Rainwalk | 4.55 | $28 | 1 | 4 |
| AKC | 4.55 | $35 | 3 | 1 |
| Pets Best | 4.50 | $15 | 5 | 2 |
| Lemonade | 4.45 | $18 | 3 | 6 |
| Spot | 4.30 | $22 | 2 | 8 |
*Pet insurance coverage varies by state and provider. Rates shown are estimates; actual costs vary based on your pet's age, health and location. Coverage exclusions and waiting periods apply. Consult individual providers for specific terms.
Rainwalk
Best for Siamese Cats
MoneyGeek Rating
4.5/ of 5
4.5/5Affordability
4.4/5Customer Experience
5/5Coverage Options
Average Monthly Rate
$28Overall Sentiment
71% positiveMaximum Annual Limit
$20,000Most Unique Coverage Inclusion or Add-on
Free virtual vet visits and $100 annual vaccine coverage
Best Siamese Pet Insurance by State
AKC ranks as the top Siamese cat insurance provider in 37 states nationwide. Runner-up Rainwalk leads in 32 states, including Alabama, Alaska and Wisconsin, showing strong regional presence across the country.
| Alabama | Rainwalk | 4.55 |
| Alabama | AKC | 4.55 |
| Alaska | Rainwalk | 4.60 |
| Arizona | AKC | 4.55 |
| Arizona | Rainwalk | 4.55 |
| Arkansas | AKC | 4.60 |
| California | Rainwalk | 4.60 |
| Colorado | AKC | 4.60 |
| Connecticut | AKC | 4.60 |
| Connecticut | Rainwalk | 4.60 |
| Delaware | AKC | 4.55 |
| Delaware | Rainwalk | 4.55 |
| Florida | AKC | 4.60 |
| Georgia | Rainwalk | 4.55 |
| Georgia | AKC | 4.55 |
| Hawaii | AKC | 4.60 |
| Hawaii | Rainwalk | 4.60 |
| Idaho | Rainwalk | 4.60 |
| Illinois | Rainwalk | 4.60 |
| Indiana | AKC | 4.60 |
| Iowa | AKC | 4.55 |
| Kansas | Rainwalk | 4.55 |
| Kansas | AKC | 4.55 |
| Kentucky | Rainwalk | 4.60 |
| Kentucky | AKC | 4.60 |
| Louisiana | AKC | 4.55 |
| Louisiana | Rainwalk | 4.55 |
| Maine | Rainwalk | 4.60 |
| Maryland | AKC | 4.50 |
| Maryland | Pets Best | 4.50 |
| Massachusetts | Rainwalk | 4.60 |
| Michigan | Rainwalk | 4.60 |
| Minnesota | Rainwalk | 4.60 |
| Mississippi | AKC | 4.60 |
| Missouri | AKC | 4.55 |
| Missouri | Rainwalk | 4.55 |
| Montana | AKC | 4.60 |
| Montana | Rainwalk | 4.60 |
| Nebraska | AKC | 4.55 |
| Nebraska | Rainwalk | 4.55 |
| Nevada | AKC | 4.55 |
| New Hampshire | AKC | 4.55 |
| New Hampshire | Rainwalk | 4.55 |
| New Jersey | AKC | 4.55 |
| New Jersey | Rainwalk | 4.55 |
| New Mexico | AKC | 4.60 |
| New York | Rainwalk | 4.60 |
| North Carolina | AKC | 4.55 |
| North Carolina | Rainwalk | 4.55 |
| North Dakota | AKC | 4.60 |
| Ohio | AKC | 4.55 |
| Ohio | Rainwalk | 4.55 |
| Oklahoma | AKC | 4.60 |
| Oregon | Rainwalk | 4.60 |
| Pennsylvania | AKC | 4.60 |
| Rhode Island | AKC | 4.60 |
| Rhode Island | Rainwalk | 4.60 |
| South Carolina | AKC | 4.60 |
| South Dakota | AKC | 4.60 |
| Tennessee | Rainwalk | 4.60 |
| Texas | AKC | 4.60 |
| Utah | Rainwalk | 4.60 |
| Vermont | AKC | 4.60 |
| Virginia | Rainwalk | 4.60 |
| Washington | AKC | 4.65 |
| West Virginia | AKC | 4.60 |
| Wisconsin | Rainwalk | 4.55 |
| Wisconsin | AKC | 4.55 |
| Wyoming | AKC | 4.60 |
| Wyoming | Rainwalk | 4.60 |
*Rates are based on a 6-year-old Siamese with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Cheapest Siamese Pet Insurance Companies
Pets Best provides the most affordable pet insurance for Siamese cats at $15 per month or $183 annually. Other budget-friendly options include Lemonade, Pumpkin, Hartville and Spot.
| Pets Best | $15 | $183 | 72% |
| Lemonade | $18 | $221 | 66% |
| Pumpkin | $19 | $224 | 66% |
| Hartville | $22 | $261 | 60% |
| Spot | $22 | $267 | 59% |
*Rates are based on a 6-year-old Siamese with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Pets Best
Cheapest Pet Insurance for Siamese Cats
MoneyGeek Rating
4.5/ of 5
5/5Affordability
4/5Customer Experience
4/5Coverage Options
Average Monthly Rate
$15Overall Customer Sentiment
70% positiveMaximum Annual Limit
UnlimitedMost Unique Coverage Inclusion or Add-on
Direct vet payment option
Cheapest Siamese Pet Insurance by State
Pets Best leads in affordable Siamese cat insurance, offering the lowest rates in all 50 states. Monthly premiums range from $10 to $19, depending on location.
| Alabama | Pets Best | $11 | 74% |
| Alaska | Pets Best | $15 | 73% |
| Arizona | Pets Best | $18 | 71% |
| Arkansas | Pets Best | $10 | 73% |
| California | Pets Best | $19 | 70% |
| Colorado | Pets Best | $19 | 72% |
| Connecticut | Pets Best | $17 | 72% |
| Delaware | Pets Best | $15 | 72% |
| Florida | Pets Best | $17 | 72% |
| Georgia | Pets Best | $14 | 72% |
| Hawaii | Pets Best | $15 | 73% |
| Idaho | Pets Best | $15 | 72% |
| Illinois | Pets Best | $19 | 71% |
| Indiana | Pets Best | $14 | 72% |
| Iowa | Pets Best | $13 | 73% |
| Kansas | Pets Best | $14 | 72% |
| Kentucky | Pets Best | $12 | 74% |
| Louisiana | Pets Best | $12 | 73% |
| Maine | Pets Best | $18 | 72% |
| Maryland | Pets Best | $15 | 74% |
| Massachusetts | Pets Best | $19 | 72% |
| Michigan | Pets Best | $15 | 72% |
| Minnesota | Pets Best | $16 | 72% |
| Mississippi | Pets Best | $13 | 73% |
| Missouri | Pets Best | $12 | 73% |
| Montana | Pets Best | $13 | 73% |
| Nebraska | Pets Best | $14 | 72% |
| Nevada | Pets Best | $16 | 72% |
| New Hampshire | Pets Best | $17 | 72% |
| New Jersey | Pets Best | $17 | 72% |
| New Mexico | Pets Best | $13 | 73% |
| New York | Pets Best | $16 | 72% |
| North Carolina | Pets Best | $13 | 73% |
| North Dakota | Pets Best | $12 | 73% |
| Ohio | Pets Best | $14 | 73% |
| Oklahoma | Pets Best | $13 | 73% |
| Oregon | Pets Best | $19 | 71% |
| Pennsylvania | Pets Best | $16 | 72% |
| Rhode Island | Pets Best | $13 | 73% |
| South Carolina | Pets Best | $14 | 72% |
| South Dakota | Pets Best | $13 | 73% |
| Tennessee | Pets Best | $14 | 72% |
| Texas | Pets Best | $16 | 71% |
| Utah | Pets Best | $14 | 73% |
| Vermont | Pets Best | $14 | 73% |
| Virginia | Pets Best | $16 | 73% |
| Washington | Pets Best | $17 | 73% |
| West Virginia | Pets Best | $13 | 72% |
| Wisconsin | Pets Best | $16 | 73% |
| Wyoming | Pets Best | $14 | 72% |
*Rates are based on a 6-year-old Siamese with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
How Much Does Siamese Insurance Cost?
Monthly pet insurance for Siamese cats ranges from $38 to $72 depending on location. They rank as the 26th most expensive breed to insure nationwide. Your actual premium will vary based on coverage choices and your pet's specific needs.
| Alabama | $42 | $504 | -25% |
| Alaska | $55 | $656 | -2% |
| Arizona | $66 | $792 | 18% |
| Arkansas | $38 | $453 | -32% |
| California | $70 | $836 | 25% |
| Colorado | $69 | $832 | 24% |
| Connecticut | $63 | $757 | 13% |
| Delaware | $56 | $675 | 1% |
| Florida | $63 | $756 | 13% |
| Georgia | $52 | $625 | -7% |
| Hawaii | $57 | $689 | 3% |
| Idaho | $55 | $659 | -2% |
| Illinois | $68 | $818 | 22% |
| Indiana | $51 | $608 | -9% |
| Iowa | $47 | $569 | -15% |
| Kansas | $50 | $602 | -10% |
| Kentucky | $46 | $547 | -18% |
| Louisiana | $45 | $537 | -20% |
| Maine | $69 | $822 | 23% |
| Maryland | $62 | $748 | 12% |
| Massachusetts | $72 | $862 | 29% |
| Michigan | $56 | $668 | -0% |
| Minnesota | $57 | $686 | 3% |
| Mississippi | $47 | $569 | -15% |
| Missouri | $44 | $526 | -21% |
| Montana | $46 | $558 | -17% |
| Nebraska | $50 | $595 | -11% |
| Nevada | $57 | $679 | 1% |
| New Hampshire | $63 | $763 | 14% |
| New Jersey | $65 | $782 | 17% |
| New Mexico | $49 | $587 | -12% |
| New York | $61 | $739 | 10% |
| North Carolina | $50 | $606 | -9% |
| North Dakota | $43 | $511 | -24% |
| Ohio | $52 | $623 | -7% |
| Oklahoma | $46 | $556 | -17% |
| Oregon | $69 | $825 | 23% |
| Pennsylvania | $59 | $702 | 5% |
| Rhode Island | $48 | $582 | -13% |
| South Carolina | $54 | $643 | -4% |
| South Dakota | $50 | $595 | -11% |
| Tennessee | $52 | $622 | -7% |
| Texas | $58 | $692 | 3% |
| Utah | $54 | $642 | -4% |
| Vermont | $51 | $617 | -8% |
| Virginia | $61 | $726 | 9% |
| Washington | $64 | $766 | 14% |
| West Virginia | $47 | $562 | -16% |
| Wisconsin | $60 | $719 | 8% |
| Wyoming | $51 | $608 | -9% |
*The rates include all coverage selections on the market for a 6-year-old Siamese. Your rates will differ based on your pet's specific profile and location.”
What Factors Affect Siamese Insurance Costs?
Siamese cats face higher pet insurance premiums due to breed-specific health risks. These cost factors help you plan coverage while managing expenses.
Health Predispositions
Potential Vet Costs: $1,200 to $15,000
Siamese cats develop several breed-specific conditions that insurers factor into premiums. Progressive retinal atrophy requires specialized treatment and ongoing care. They are also prone to respiratory issues, heart problems and amyloidosis (protein buildup in organs). Their genetic predisposition to dental disease and kidney problems affects long-term healthcare costs.
Size-Related Factors
Potential Vet Cost Increase: 10% to 25% higher vet costs
Siamese cats' smaller size creates unique medical challenges. Their slender build requires precise medication dosing and careful anesthesia management during procedures. Due to temperature regulation issues, Siamese cats need additional monitoring and specialized equipment during surgery.
Lifespan Considerations
Annual Vet Costs By Age: $200 to $400 (Young) to $600 to $1,200 (Senior)
Siamese cats live 12 to 15 years, slightly shorter than many domestic cats. Senior Siamese cats require extensive veterinary care, including regular blood work, dental procedures and management of age-related vision and mobility issues.
Behavioral and Activity Risks
Potential Vet Costs: $800 to $3,000
Siamese cats' high energy and athletic nature increase traumatic injury risk, including falls and sprains. Their vocal and anxious temperament can lead to stress-related health issues requiring veterinary intervention. These traits necessitate additional preventive care and emergency visits.
Breeding-Related Issues
Potential Vet Costs: $1,500 to $8,000
Recent breeding practices have intensified respiratory and neurological risks in Siamese cats. Insurance providers consider these inherited conditions when evaluating coverage. Selecting a Siamese from a reputable breeder with health screenings reduces genetic health problems and improves your chances of comprehensive insurance coverage.
Siamese cats' unique health profiles should guide your insurance choices. When selecting coverage, consider your financial situation and comfort level with out-of-pocket costs. Consult your veterinarian to identify specific health risks affecting your insurance needs.
INSURANCE RISK PREVENTION
Protect your Siamese cat's health through preventive care and lifestyle choices. Schedule annual eye exams to catch vision issues early, maintain dental hygiene with regular cleanings, and keep your cat at a healthy weight through portion control and play. When choosing a kitten, work with breeders who provide genetic health testing for PRA and amyloidosis to reduce inherited health risks.
How to Get the Best Cheap Siamese Pet Insurance
Smart shopping strategies can lower your Siamese cat's insurance costs. Here's what works:
- 1
Evaluate Your Coverage Needs
Consider your Siamese cat's specific health needs and potential vet costs before choosing a plan. Learn more about pet insurance coverage to understand what protection makes sense for your budget.
- 2
Compare Insurance Providers
Research different insurance companies and their average rates for Siamese cats. Look at customer reviews and policy features to find reliable providers with competitive prices.
- 3
Review Policy Details
Carefully examine waiting periods and coverage exclusions before purchasing. Request sample policies from your top choices to understand exactly what's covered and when coverage begins.
- 4
Get Multiple Online Quotes
Request quotes from at least three different insurance providers. Prices can vary significantly between companies, even for identical coverage levels.
- 5
Check Rates Annually
Review your policy and get new quotes each year before renewal. Your cat's needs and insurance rates change over time, so comparing options annually helps maintain affordable coverage.
Siamese Cat Insurance: Bottom Line
Rainwalk is the best pet insurance provider for Siamese cats, while Pets Best offers the lowest monthly premiums. Compare both options, along with other trusted providers, to find coverage that matches your cat's health needs and your budget. The right policy brings peace of mind and ensures quality care when health issues arise.
Pet Insurance for Siamese: FAQ
Below are our expert answers to frequently asked questions about Siamese cat insurance:
What is the best pet insurance provider for Siamese cats overall?
Rainwalk provides the best pet insurance for Siamese cats, offering comprehensive coverage and exceptional customer service. Despite higher-than-average premiums, their extensive benefits and strong coverage options deliver valuable protection for your feline companion.
Who offers the cheapest pet insurance for Siamese cats?
Pets Best provides the most affordable pet insurance for Siamese cats, with plans starting at $15 per month for standard coverage. Actual rates will vary based on your location and pet's specific details.
How much does Siamese insurance cost?
With a monthly premium of $56, Siamese cats rank as the 26th most expensive breed to insure. Monthly rates can vary significantly by location, ranging from $38 to $72 depending on your state.
What are the most common accident and illness risks for Siamese cats?
Siamese cats commonly face three significant health issues: Progressive retinal atrophy (causing gradual blindness), amyloidosis (a liver disease causing protein buildup) and cross-eyed condition (affecting depth perception and coordination). These conditions are largely tied to the breed's distinct genetic makeup and Oriental heritage.
How We Found the Best and Cheapest Siamese Insurance
We analyzed pricing for all coverage levels, breeds and ages within all 50 states to find the best and cheapest pet insurance for Siamese cats. We also researched clinical vet statistics for the breed, customer satisfaction for all companies and coverage contract details to tailor our suggestions specifically for Siamese cats.
How We Determined Costs
All costs presented in this article for providers were modeled after the following base profile:
- 6-year-old Siamese
- $5,000 annual limit
- $500 deductible
- 80% reimbursement
Average costs provided were based on aggregated pricing for the breed for all coverage selections and all ages insured on the market within reasonable life expectancy limits.
How We Rated Each Provider
We analyzed online sources for comprehensive ratings based on the following basic metrics:
- Affordability (50% of score): This score aggregates ratings based on the relative affordability compared to competition for all profiles and all factor combinations. We also factored in discounts as a minor component to the rating, as there's only slight variation between companies.
- Customer Experience (30% of score): We used ratings derived from a general sentiment rating aggregated from all internet sources, determining positive, neutral and negative sentiment proportions for each company to get this score. More positive sentiment means a higher rating.
- Coverage (20% of score): We read all contract details for every provider in every state, considering add-on options, inclusions, exclusions and restrictions to derive this score. Pet insurance regulations vary widely by state, and coverage options may differ based on your location.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.