AKC is the best pet insurance provider for Russian Blue cats, offering superior coverage options and strong customer satisfaction scores. Other excellent options include Rainwalk, Pets Best and Lemonade.
Russian Blue Insurance
Updated: August 29, 2025
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Key Takeaways
AKC is the best pet insurance company for Russian Blues, offering comprehensive coverage and strong customer service.
Pets Best provides the cheapest pet insurance rates for Russian Blues, with average rates of around $15 monthly for standard protection.
Russian Blue pet insurance costs $57 per month on average, ranking as the 24th most expensive breed to insure.
Best Russian Blue Pet Insurance Companies
| AKC | 4.60 | $34 | 3 | 1 |
| Rainwalk | 4.55 | $28 | 1 | 4 |
| Pets Best | 4.50 | $15 | 5 | 2 |
| Lemonade | 4.45 | $19 | 3 | 6 |
| Spot | 4.30 | $22 | 2 | 8 |
*Pet insurance coverage varies by state and provider. Rates shown are estimates; actual costs vary based on your pet's age, health and location. Coverage exclusions and waiting periods apply. Consult individual providers for specific terms.
AKC
Best for Russian Blues
MoneyGeek Rating
4.6/ 5
4.5/5Affordability
4.4/5Customer Experience
5/5Coverage Options
Average Monthly Rate
$34Overall Sentiment
86% positiveMaximum Annual Limit
$10,000Most Unique Coverage Inclusion or Add-on
Covers pre-existing conditions
Best Russian Blue Pet Insurance by State
AKC leads Russian Blue pet insurance in 48 states nationwide. Runner-up Rainwalk ranks best in 20 states, including Alabama, Wisconsin and Wyoming.
| Alabama | Rainwalk | 4.55 |
| Alabama | AKC | 4.55 |
| Alaska | AKC | 4.60 |
| Arizona | AKC | 4.60 |
| Arkansas | AKC | 4.60 |
| California | AKC | 4.60 |
| Colorado | AKC | 4.60 |
| Connecticut | AKC | 4.60 |
| Delaware | AKC | 4.55 |
| Delaware | Rainwalk | 4.55 |
| Florida | AKC | 4.60 |
| Georgia | AKC | 4.55 |
| Georgia | Rainwalk | 4.55 |
| Hawaii | AKC | 4.60 |
| Idaho | Rainwalk | 4.55 |
| Idaho | AKC | 4.55 |
| Illinois | Rainwalk | 4.60 |
| Illinois | AKC | 4.60 |
| Indiana | AKC | 4.60 |
| Iowa | AKC | 4.55 |
| Kansas | AKC | 4.55 |
| Kansas | Rainwalk | 4.55 |
| Kentucky | AKC | 4.60 |
| Kentucky | Rainwalk | 4.60 |
| Louisiana | AKC | 4.55 |
| Louisiana | Rainwalk | 4.55 |
| Maine | AKC | 4.55 |
| Maine | Rainwalk | 4.55 |
| Maryland | AKC | 4.50 |
| Maryland | Pets Best | 4.50 |
| Massachusetts | Rainwalk | 4.55 |
| Massachusetts | AKC | 4.55 |
| Michigan | Rainwalk | 4.60 |
| Minnesota | Rainwalk | 4.55 |
| Minnesota | AKC | 4.55 |
| Mississippi | AKC | 4.60 |
| Missouri | AKC | 4.60 |
| Montana | AKC | 4.60 |
| Nebraska | AKC | 4.55 |
| Nebraska | Rainwalk | 4.55 |
| Nevada | AKC | 4.60 |
| New Hampshire | AKC | 4.60 |
| New Jersey | AKC | 4.55 |
| New Mexico | AKC | 4.60 |
| New York | Rainwalk | 4.55 |
| New York | AKC | 4.55 |
| North Carolina | AKC | 4.55 |
| North Carolina | Rainwalk | 4.55 |
| North Dakota | AKC | 4.65 |
| Ohio | AKC | 4.60 |
| Oklahoma | AKC | 4.65 |
| Oregon | AKC | 4.60 |
| Pennsylvania | AKC | 4.60 |
| Rhode Island | AKC | 4.60 |
| South Carolina | AKC | 4.65 |
| South Dakota | AKC | 4.60 |
| Tennessee | AKC | 4.60 |
| Tennessee | Rainwalk | 4.60 |
| Texas | AKC | 4.60 |
| Utah | Rainwalk | 4.55 |
| Utah | AKC | 4.55 |
| Vermont | AKC | 4.60 |
| Virginia | Rainwalk | 4.60 |
| Washington | AKC | 4.65 |
| West Virginia | AKC | 4.60 |
| Wisconsin | AKC | 4.55 |
| Wisconsin | Rainwalk | 4.55 |
| Wyoming | AKC | 4.60 |
| Wyoming | Rainwalk | 4.60 |
*Rates are based on a 6-year-old Russian Blue with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Cheapest Russian Blue Pet Insurance Companies
Pets Best offers the lowest rates for Russian Blue cat insurance at $15 per month or $179 per year. Other affordable providers include Lemonade, Pumpkin, Hartville and Spot.
| Pets Best | $15 | $179 | 73% |
| Pumpkin | $19 | $224 | 66% |
| Lemonade | $19 | $226 | 66% |
| Hartville | $22 | $265 | 60% |
| Spot | $22 | $271 | 59% |
*Rates are based on a 6-year-old Russian Blue with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Pets Best
Cheapest Pet Insurance for Russian Blues
MoneyGeek Rating
4.5/ 5
5/5Affordability
4/5Customer Experience
4/5Coverage Options
Average Monthly Rate
$15Overall Customer Sentiment
70% positiveMaximum Annual Limit
UnlimitedMost Unique Coverage Inclusion or Add-on
Direct vet payment option
Cheapest Russian Blue Pet Insurance by State
Pets Best leads as the most affordable insurance provider for Russian Blues, ranking lowest in 50 states. Monthly premiums range from $10 to $19, depending on your location.
| Alabama | Pets Best | $11 | 74% |
| Alaska | Pets Best | $15 | 73% |
| Arizona | Pets Best | $18 | 72% |
| Arkansas | Pets Best | $10 | 74% |
| California | Pets Best | $19 | 71% |
| Colorado | Pets Best | $19 | 72% |
| Connecticut | Pets Best | $17 | 72% |
| Delaware | Pets Best | $15 | 73% |
| Florida | Pets Best | $17 | 72% |
| Georgia | Pets Best | $14 | 72% |
| Hawaii | Pets Best | $15 | 73% |
| Idaho | Pets Best | $15 | 72% |
| Illinois | Pets Best | $19 | 72% |
| Indiana | Pets Best | $14 | 72% |
| Iowa | Pets Best | $13 | 73% |
| Kansas | Pets Best | $14 | 73% |
| Kentucky | Pets Best | $12 | 74% |
| Louisiana | Pets Best | $12 | 73% |
| Maine | Pets Best | $18 | 73% |
| Maryland | Pets Best | $15 | 75% |
| Massachusetts | Pets Best | $19 | 72% |
| Michigan | Pets Best | $15 | 73% |
| Minnesota | Pets Best | $16 | 72% |
| Mississippi | Pets Best | $13 | 73% |
| Missouri | Pets Best | $12 | 73% |
| Montana | Pets Best | $13 | 73% |
| Nebraska | Pets Best | $14 | 73% |
| Nevada | Pets Best | $16 | 72% |
| New Hampshire | Pets Best | $17 | 72% |
| New Jersey | Pets Best | $17 | 72% |
| New Mexico | Pets Best | $13 | 73% |
| New York | Pets Best | $16 | 72% |
| North Carolina | Pets Best | $13 | 74% |
| North Dakota | Pets Best | $12 | 73% |
| Ohio | Pets Best | $14 | 73% |
| Oklahoma | Pets Best | $13 | 73% |
| Oregon | Pets Best | $19 | 72% |
| Pennsylvania | Pets Best | $16 | 73% |
| Rhode Island | Pets Best | $13 | 73% |
| South Carolina | Pets Best | $14 | 72% |
| South Dakota | Pets Best | $13 | 74% |
| Tennessee | Pets Best | $14 | 72% |
| Texas | Pets Best | $16 | 72% |
| Utah | Pets Best | $14 | 73% |
| Vermont | Pets Best | $14 | 73% |
| Virginia | Pets Best | $16 | 73% |
| Washington | Pets Best | $17 | 74% |
| West Virginia | Pets Best | $13 | 73% |
| Wisconsin | Pets Best | $16 | 73% |
| Wyoming | Pets Best | $14 | 73% |
*Rates are based on a 6-year-old Russian Blue with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
How Much Does Russian Blue Insurance Cost?
Monthly insurance premiums for Russian Blues range from $38 to $73 across the U.S., ranking as the 24th most expensive breed to insure. Your actual premium will vary based on your location and chosen coverage options.
| Alabama | $43 | $512 | -25% |
| Alaska | $55 | $666 | -2% |
| Arizona | $67 | $804 | 18% |
| Arkansas | $38 | $460 | -32% |
| California | $71 | $849 | 25% |
| Colorado | $70 | $844 | 24% |
| Connecticut | $64 | $768 | 13% |
| Delaware | $57 | $685 | 1% |
| Florida | $64 | $767 | 13% |
| Georgia | $53 | $635 | -7% |
| Hawaii | $58 | $699 | 3% |
| Idaho | $56 | $669 | -2% |
| Illinois | $69 | $830 | 22% |
| Indiana | $51 | $617 | -9% |
| Iowa | $48 | $578 | -15% |
| Kansas | $51 | $611 | -10% |
| Kentucky | $46 | $555 | -18% |
| Louisiana | $45 | $545 | -20% |
| Maine | $70 | $835 | 23% |
| Maryland | $63 | $759 | 12% |
| Massachusetts | $73 | $875 | 29% |
| Michigan | $56 | $678 | -0% |
| Minnesota | $58 | $696 | 3% |
| Mississippi | $48 | $577 | -15% |
| Missouri | $44 | $534 | -21% |
| Montana | $47 | $567 | -17% |
| Nebraska | $50 | $604 | -11% |
| Nevada | $57 | $689 | 1% |
| New Hampshire | $64 | $774 | 14% |
| New Jersey | $66 | $794 | 17% |
| New Mexico | $50 | $596 | -12% |
| New York | $62 | $750 | 10% |
| North Carolina | $51 | $615 | -9% |
| North Dakota | $43 | $519 | -24% |
| Ohio | $53 | $632 | -7% |
| Oklahoma | $47 | $565 | -17% |
| Oregon | $70 | $838 | 23% |
| Pennsylvania | $59 | $712 | 5% |
| Rhode Island | $49 | $591 | -13% |
| South Carolina | $54 | $652 | -4% |
| South Dakota | $50 | $604 | -11% |
| Tennessee | $53 | $632 | -7% |
| Texas | $59 | $702 | 3% |
| Utah | $54 | $652 | -4% |
| Vermont | $52 | $626 | -8% |
| Virginia | $61 | $738 | 9% |
| Washington | $65 | $777 | 14% |
| West Virginia | $47 | $570 | -16% |
| Wisconsin | $61 | $730 | 8% |
| Wyoming | $51 | $617 | -9% |
*The rates include all coverage selections on the market for a 6-year-old Russian Blue. Your rates will differ based on your pet's specific profile and location.”
What Factors Affect Russian Blue Insurance Costs?
Russian Blues face higher pet insurance premiums than many other cat breeds. Breed-specific factors drive these increased costs, and understanding them helps owners manage their insurance expenses effectively.
Health Predispositions
Potential Vet Costs: $1,200 to $8,500
Russian Blues can develop hypertrophic cardiomyopathy, requiring ongoing cardiac care and surgery. The breed may experience dental disease, kidney issues and urinary tract problems that increase lifetime expenses. Coverage options protect against these potential health risks.
Size-Related Factors
Potential Vet Cost Increase: 10% to 20% lower vet costs
Medium-sized Russian Blues require standard medication doses and regular-sized equipment for procedures. Their athletic nature means specific care for joint health and muscle maintenance as cats age.
Lifespan Considerations
Annual Vet Costs By Age: $200 to $400 (Young) to $600 to $1,200 (Senior)
Russian Blues live 15 to 20 years, longer than many cat breeds. Extended lifespan means more years of preventive care and age-related health issues. Senior Russian Blues need additional screenings, dental work and chronic condition management.
Behavioral and Activity Risks
Potential Vet Costs: $800 to $3,000
Russian Blues can sustain sprains or injuries during play. Their calm temperament reduces behavior-related incidents, though routine changes may cause anxiety. These factors influence medical needs and insurance considerations.
Breeding-Related Issues
Potential Vet Costs: $1,500 to $5,000
Responsible breeding practices have helped maintain the Russian Blue's overall health, but some genetic issues can still arise from improper breeding. Insurance providers evaluate breeding lineage when assessing risk. Choosing a Russian Blue from a reputable breeder who conducts genetic health screenings helps reduce inherited conditions and improve insurance coverage options.
When considering coverage for your Russian Blue, base your choices on your cat's health history and your budget. Consult your veterinarian about potential health risks that could affect your insurance needs.
INSURANCE RISK PREVENTION
Preventive care protects your Russian Blue's health and reduces insurance claims. Feed measured portions twice daily to maintain a healthy weight, as obesity leads to diabetes and joint problems. Schedule yearly dental cleanings and brush teeth weekly to prevent periodontal disease. Select kittens from breeders providing genetic health screenings. Keep cats indoors to avoid injuries and infections. Maintain regular veterinary checkups to detect potential issues early.
How to Get the Best Cheap Russian Blue Pet Insurance
Smart shopping can lower Russian Blue insurance costs. Here's how to save money:
- 1
Evaluate Your Coverage Needs
Russian Blues are generally healthy, but unexpected vet bills can be costly. Review different pet insurance coverage options to find what fits your budget and your cat's needs.
- 2
Compare Insurance Providers
Research multiple pet insurance companies and their customer reviews. Look at basic coverage costs and extra features like wellness plans or dental care.
- 3
Review Policy Details
Check waiting periods and pre-existing condition rules before signing up. Make sure you understand what the policy covers and excludes for Russian Blues.
- 4
Get Multiple Price Quotes
Request quotes from at least three different insurance providers. Prices can vary by hundreds of dollars for the same coverage level.
- 5
Check Rates Yearly
Review your policy and get new quotes each year at renewal time. Your cat's needs change with age, and new, cheaper options may become available.
Russian Blue Cat Insurance: Bottom Line
AKC is the best pet insurance provider for Russian Blues, while Pets Best offers the lowest monthly premiums at $15. We recommend comparing providers and other trusted providers to find coverage matching your cat's health needs and your budget. The right policy ensures your feline friend gets quality care when health issues arise.
Pet Insurance for Russian Blue: FAQ
Below are our expert answers to frequently asked questions about Russian Blue insurance:
What is the best pet insurance provider for Russian Blues overall?
AKC Pet Insurance offers comprehensive coverage for Russian Blues with exceptional coverage options and high-quality customer service. Despite higher-than-average premiums, their extensive benefits and reliable claims process make them a valuable choice for pet owners.
Who offers the cheapest pet insurance for Russian Blues?
Pets Best provides the most affordable pet insurance for Russian Blues at $15 per month for standard coverage. Note that actual premiums will vary depending on your location, pet's age and other individual factors.
How much does Russian Blue insurance cost?
Russian Blues rank as the 24th most expensive breed to insure, with average monthly premiums of $57. Monthly insurance costs vary significantly by location, ranging from $38 to $73.
What are the most common accident and illness risks for Russian Blues?
Russian Blues commonly face bladder stones (causing painful urination and potential blockages), hypertrophic cardiomyopathy (a heart condition that thickens heart muscles) and periodontal disease (affecting teeth and gums). These health risks are primarily linked to the breed's genetic predisposition rather than their physical structure.
How We Found the Best and Cheapest Russian Blue Insurance
We analyzed pricing for all coverage levels, breeds and ages within all 50 states to find the best and cheapest pet insurance for Russian Blues. We also researched clinical vet statistics for the breed, customer satisfaction for all companies and coverage contract details to tailor our suggestions specifically for Russian Blues.
How We Determined Costs
All costs presented in this article for providers were modeled after the following base profile:
- 6-year-old Russian Blue
- $5,000 annual limit
- $500 deductible
- 80% reimbursement
Average costs provided were based on aggregated pricing for the breed for all coverage selections and all ages insured on the market within reasonable life expectancy limits.
How We Rated Each Provider
We analyzed online sources for comprehensive ratings based on the following basic metrics:
- Affordability (50% of score): This score aggregates ratings based on the relative affordability compared to competition for all profiles and all factor combinations. We also factored in discounts as a minor component to the rating, as there's only slight variation between companies.
- Customer Experience (30% of score): We used ratings derived from a general sentiment rating aggregated from all internet sources, determining positive, neutral and negative sentiment proportions for each company to get this score. More positive sentiment means a higher rating.
- Coverage (20% of score): We read all contract details for every provider in every state, considering add-on options, inclusions, exclusions and restrictions to derive this score. Pet insurance regulations vary widely by state, and coverage options may differ based on your location.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.