AKC is the top pet insurance for Rhodesian Ridgebacks in 49 states. Rainwalk ranks best in 6 states, including Virginia, Illinois and Utah.
Rhodesian Ridgeback Insurance
Updated: August 29, 2025
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Key Takeaways
AKC is the best pet insurance company for Rhodesian Ridgebacks, offering comprehensive coverage and strong customer service.
Lemonade provides the cheapest pet insurance rates for Rhodesian Ridgebacks, with average rates of around $46 monthly for standard protection.
The average monthly premium for Rhodesian Ridgebacks is $137, making them the 43rd most expensive dog breed to insure.
Best Rhodesian Ridgeback Pet Insurance Companies
| AKC | 4.20 | $65 | 3 | 1 |
| Lemonade | 4.10 | $46 | 3 | 6 |
| Rainwalk | 4.05 | $68 | 1 | 4 |
| Pets Best | 3.95 | $57 | 5 | 2 |
| Spot | 3.75 | $66 | 2 | 8 |
*Pet insurance coverage varies by state and provider. Rates shown are estimates; actual costs vary based on your pet's age, health and location. Coverage exclusions and waiting periods apply. Consult individual providers for specific terms.
AKC
Best for Rhodesian Ridgebacks
MoneyGeek Rating
4.2/ 5
3.7/5Affordability
4.4/5Customer Experience
5/5Coverage Options
Average Monthly Rate
$65Overall Sentiment
86% positiveMaximum Annual Limit
$10,000Most Unique Coverage Inclusion or Add-on
Covers pre-existing conditions
Best Rhodesian Ridgeback Pet Insurance by State
AKC leads pet insurance for Rhodesian Ridgebacks in 49 states, making it the dominant provider nationwide. Rainwalk ranks best in 6 states, including Virginia, Illinois and Utah.
| Alabama | AKC | 4.15 |
| Alabama | Rainwalk | 4.15 |
| Alaska | AKC | 4.20 |
| Arizona | AKC | 4.15 |
| Arkansas | AKC | 4.30 |
| California | AKC | 4.20 |
| Colorado | AKC | 4.20 |
| Connecticut | AKC | 4.20 |
| Delaware | AKC | 4.15 |
| Florida | AKC | 4.25 |
| Georgia | AKC | 4.15 |
| Hawaii | AKC | 4.20 |
| Idaho | AKC | 4.15 |
| Illinois | AKC | 4.20 |
| Illinois | Rainwalk | 4.20 |
| Indiana | AKC | 4.25 |
| Iowa | AKC | 4.15 |
| Kansas | AKC | 4.15 |
| Kansas | Rainwalk | 4.15 |
| Kentucky | AKC | 4.25 |
| Louisiana | AKC | 4.15 |
| Maine | AKC | 4.20 |
| Maryland | AKC | 4.15 |
| Massachusetts | AKC | 4.15 |
| Michigan | Lemonade | 4.10 |
| Michigan | Rainwalk | 4.10 |
| Minnesota | AKC | 4.15 |
| Mississippi | AKC | 4.20 |
| Missouri | AKC | 4.20 |
| Montana | AKC | 4.20 |
| Nebraska | AKC | 4.20 |
| Nevada | AKC | 4.20 |
| New Hampshire | AKC | 4.20 |
| New Jersey | AKC | 4.15 |
| New Mexico | AKC | 4.25 |
| New York | AKC | 4.20 |
| North Carolina | AKC | 4.15 |
| North Dakota | AKC | 4.30 |
| Ohio | AKC | 4.15 |
| Oklahoma | AKC | 4.30 |
| Oregon | AKC | 4.20 |
| Pennsylvania | AKC | 4.20 |
| Rhode Island | AKC | 4.25 |
| South Carolina | AKC | 4.30 |
| South Dakota | AKC | 4.25 |
| Tennessee | AKC | 4.20 |
| Texas | AKC | 4.20 |
| Utah | AKC | 4.10 |
| Utah | Rainwalk | 4.10 |
| Utah | Lemonade | 4.10 |
| Vermont | AKC | 4.20 |
| Virginia | Rainwalk | 4.10 |
| Virginia | AKC | 4.10 |
| Virginia | Lemonade | 4.10 |
| Washington | AKC | 4.30 |
| West Virginia | AKC | 4.20 |
| Wisconsin | AKC | 4.10 |
| Wisconsin | Lemonade | 4.10 |
| Wyoming | AKC | 4.25 |
*Rates are based on a 6-year-old Rhodesian Ridgeback with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Cheapest Rhodesian Ridgeback Pet Insurance Companies
Lemonade provides the most affordable pet insurance for Rhodesian Ridgebacks at $46 per month or $548 per year. Other budget-friendly options include Pumpkin, ASPCA, Pets Best and Figo.
| Lemonade | $46 | $548 | 17% |
| Pumpkin | $49 | $587 | 11% |
| ASPCA | $56 | $668 | 2% |
| Pets Best | $57 | $685 | 4% |
| Figo | $58 | $696 | 6% |
*Rates are based on a 6-year-old Rhodesian Ridgeback with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Lemonade
Cheapest Pet Insurance for Rhodesian Ridgebacks
MoneyGeek Rating
4.1/ 5
4.2/5Affordability
4.4/5Customer Experience
3.3/5Coverage Options
Average Monthly Rate
$46Overall Customer Sentiment
66% positiveMaximum Annual Limit
$100,000Most Unique Coverage Inclusion or Add-on
Physical Therapy For New Accidents and Illness
Cheapest Rhodesian Ridgeback Pet Insurance by State
Lemonade offers the most budget-friendly pet insurance for Rhodesian Ridgebacks, ranking lowest in 50 states. Monthly premiums range from $31 to $59, depending on your location.
| Alabama | Lemonade | $34 | 21% |
| Alaska | Lemonade | $45 | 18% |
| Arizona | Lemonade | $56 | 14% |
| Arkansas | Lemonade | $31 | 21% |
| California | Lemonade | $58 | 11% |
| Colorado | Lemonade | $58 | 15% |
| Connecticut | Lemonade | $52 | 16% |
| Delaware | Lemonade | $46 | 17% |
| Florida | Lemonade | $52 | 16% |
| Georgia | Lemonade | $41 | 15% |
| Hawaii | Lemonade | $46 | 18% |
| Idaho | Lemonade | $46 | 16% |
| Illinois | Lemonade | $57 | 14% |
| Indiana | Lemonade | $41 | 15% |
| Iowa | Lemonade | $38 | 18% |
| Kansas | Lemonade | $41 | 17% |
| Kentucky | Lemonade | $36 | 21% |
| Louisiana | Lemonade | $37 | 19% |
| Maine | Lemonade | $55 | 16% |
| Maryland | Lemonade | $45 | 23% |
| Massachusetts | Lemonade | $59 | 15% |
| Michigan | Lemonade | $46 | 17% |
| Minnesota | Lemonade | $47 | 15% |
| Mississippi | Lemonade | $39 | 18% |
| Missouri | Lemonade | $36 | 18% |
| Montana | Lemonade | $38 | 18% |
| Nebraska | Lemonade | $41 | 17% |
| Nevada | Lemonade | $47 | 15% |
| New Hampshire | Lemonade | $53 | 15% |
| New Jersey | Lemonade | $52 | 15% |
| New Mexico | Lemonade | $40 | 18% |
| New York | Lemonade | $50 | 16% |
| North Carolina | Lemonade | $41 | 19% |
| North Dakota | Lemonade | $35 | 18% |
| Ohio | Lemonade | $42 | 18% |
| Oklahoma | Lemonade | $38 | 18% |
| Oregon | Lemonade | $57 | 14% |
| Pennsylvania | Lemonade | $48 | 17% |
| Rhode Island | Lemonade | $40 | 18% |
| South Carolina | Lemonade | $44 | 15% |
| South Dakota | Lemonade | $40 | 19% |
| Tennessee | Lemonade | $42 | 16% |
| Texas | Lemonade | $48 | 14% |
| Utah | Lemonade | $44 | 18% |
| Vermont | Lemonade | $43 | 18% |
| Virginia | Lemonade | $49 | 18% |
| Washington | Lemonade | $53 | 19% |
| West Virginia | Lemonade | $40 | 16% |
| Wisconsin | Lemonade | $49 | 18% |
| Wyoming | Lemonade | $42 | 16% |
*Rates are based on a 6-year-old Rhodesian Ridgeback with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
How Much Does Rhodesian Ridgeback Insurance Cost?
Monthly pet insurance premiums for Rhodesian Ridgebacks range from $93 to $177 across the U.S., ranking as the 43rd most expensive breed to insure. Your costs will vary based on your coverage choices, location and your pet's specific needs.
| Alabama | $103 | $1,239 | -24% |
| Alaska | $135 | $1,622 | -1% |
| Arizona | $163 | $1,958 | 19% |
| Arkansas | $93 | $1,113 | -32% |
| California | $170 | $2,034 | 24% |
| Colorado | $171 | $2,056 | 25% |
| Connecticut | $157 | $1,877 | 14% |
| Delaware | $139 | $1,664 | 1% |
| Florida | $156 | $1,869 | 14% |
| Georgia | $122 | $1,460 | -11% |
| Hawaii | $140 | $1,678 | 2% |
| Idaho | $136 | $1,638 | -0% |
| Illinois | $168 | $2,010 | 23% |
| Indiana | $123 | $1,482 | -10% |
| Iowa | $113 | $1,360 | -17% |
| Kansas | $125 | $1,493 | -9% |
| Kentucky | $110 | $1,314 | -20% |
| Louisiana | $111 | $1,327 | -19% |
| Maine | $165 | $1,982 | 21% |
| Maryland | $143 | $1,715 | 5% |
| Massachusetts | $177 | $2,129 | 30% |
| Michigan | $138 | $1,652 | 1% |
| Minnesota | $140 | $1,682 | 3% |
| Mississippi | $118 | $1,415 | -14% |
| Missouri | $108 | $1,301 | -21% |
| Montana | $116 | $1,394 | -15% |
| Nebraska | $123 | $1,473 | -10% |
| Nevada | $139 | $1,674 | 2% |
| New Hampshire | $157 | $1,886 | 15% |
| New Jersey | $153 | $1,837 | 12% |
| New Mexico | $121 | $1,446 | -12% |
| New York | $150 | $1,795 | 9% |
| North Carolina | $124 | $1,487 | -9% |
| North Dakota | $106 | $1,268 | -23% |
| Ohio | $127 | $1,529 | -7% |
| Oklahoma | $115 | $1,375 | -16% |
| Oregon | $170 | $2,039 | 24% |
| Pennsylvania | $144 | $1,725 | 5% |
| Rhode Island | $121 | $1,452 | -12% |
| South Carolina | $132 | $1,580 | -4% |
| South Dakota | $123 | $1,473 | -10% |
| Tennessee | $126 | $1,513 | -8% |
| Texas | $141 | $1,693 | 3% |
| Utah | $133 | $1,592 | -3% |
| Vermont | $127 | $1,529 | -7% |
| Virginia | $149 | $1,793 | 9% |
| Washington | $158 | $1,900 | 16% |
| West Virginia | $117 | $1,410 | -14% |
| Wisconsin | $148 | $1,771 | 8% |
| Wyoming | $126 | $1,510 | -8% |
*The rates include all coverage selections on the market for a 6-year-old Rhodesian Ridgeback. Your rates will differ based on your pet's specific profile and location.
What Factors Affect Rhodesian Ridgeback Insurance Costs?
Rhodesian Ridgebacks rank 43rd in pet insurance costs, averaging $137 monthly. Breed-specific health risks drive higher rates, but smart coverage choices help manage costs.
Health Predispositions
Potential Vet Costs: $2,500 to $15,000
Rhodesian Ridgebacks face several high-risk health challenges that increase insurance premiums. Dermoid sinus, a serious congenital condition, often requires costly surgical intervention. Hip dysplasia, thyroid problems and degenerative myelopathy commonly affect this breed. Treatment costs accumulate significantly over time.
Size-Related Factors
Potential Vet Cost Increase: 40% to 60% higher vet costs
Large-breed dogs weighing 70 to 85 pounds require more medical resources than smaller breeds. Rhodesian Ridgebacks need larger medication doses, additional anesthesia during surgeries and specialized equipment. Recovery periods extend longer, often requiring large-scale mobility aids and reinforced crates.
Lifespan Considerations
Annual Vet Costs By Age: $200 to $700 (Young) to $800 to $2,500 (Senior)
Rhodesian Ridgebacks commonly live 10 to 12 years. Age-related risks increase after age 7, including joint problems and heart conditions. Senior care costs rise substantially with more frequent veterinary visits and complex treatments.
Behavioral and Activity Risks
Potential Vet Costs: $1,500 to $8,000
Originally bred as hunting dogs, Rhodesian Ridgebacks maintain high energy levels and strong prey drives. Athletic activities increase the risk of sprains, cruciate ligament tears and impact injuries. Note that their protective instincts can affect liability coverage eligibility.
Breeding-Related Issues
Potential Vet Costs: $3,000 to $12,000
Poor breeding practices have increased genetic health concerns, making insurers more cautious about coverage terms. Puppies from health-tested parents with documented breeding histories can reduce future medical expenses and improve insurance eligibility. Many policies exclude hereditary conditions from unverified breeding lines.
Individual Rhodesian Ridgebacks have unique insurance needs based on medical history and lifestyle. Consult your veterinarian to identify potential health risks specific to your dog before selecting coverage.
INSURANCE RISK PREVENTION
Protect your Rhodesian Ridgeback's health with regular hip and eye screenings, and ask your vet about preventive surgery for bloat risk. Choose breeders who test for dermoid sinus, maintain a consistent exercise routine of two hours daily, and schedule regular thyroid checks. These steps can prevent costly health issues while keeping your dog healthy.
How to Get the Best Cheap Rhodesian Ridgeback Pet Insurance
Finding affordable Rhodesian Ridgeback insurance takes smart comparison shopping, but these steps make it simpler.
- 1
Evaluate Your Coverage Needs
Consider your Rhodesian Ridgeback's age and potential health issues when choosing pet insurance coverage. Focus on protection for dermoid sinus, hip dysplasia, and thyroid conditions while staying within budget.
- 2
Compare Insurance Providers
Research multiple pet insurance companies and their Rhodesian Ridgeback rates. Review customer feedback and claim processing speeds to identify reliable insurers with competitive pricing.
- 3
Review Policy Details
Examine waiting periods, coverage exclusions, and annual limits before purchasing. Request sample policies from different providers to understand exactly what treatments are covered. Pre-existing conditions are typically excluded from all policies.
- 4
Get Multiple Online Quotes
Use online quote tools from different insurance providers to compare identical coverage levels. Rates can vary by hundreds of dollars between companies for the same protection.
- 5
Review Annual Renewal Options
Check policy terms and obtain new quotes before automatic renewal each year. Your Rhodesian Ridgeback's needs and available market rates may change, creating savings opportunities.
Rhodesian Ridgeback Dog Insurance: Bottom Line
AKC ranks as the best-rated pet insurance provider for Rhodesian Ridgebacks, while Lemonade offers the lowest monthly premiums. We recommend comparing both providers, along with other trusted options, to find coverage that matches your pet's health needs and your budget. The right policy brings peace of mind and ensures quality care when health issues arise.
Pet Insurance for Rhodesian Ridgeback: FAQ
Below are our expert answers to frequently asked questions about Rhodesian Ridgeback insurance:
What is the best pet insurance provider for Rhodesian Ridgebacks overall?
AKC is the top choice for Rhodesian Ridgeback insurance, offering comprehensive coverage and exceptional customer service. Though premiums are higher than average, the extensive benefits and reliable protection justify the cost.
Who offers the cheapest pet insurance for Rhodesian Ridgebacks?
Lemonade provides the most affordable pet insurance for Rhodesian Ridgebacks, with rates starting at $46 monthly for basic coverage. Note that actual premiums will vary based on your location and pet's specific circumstances.
How much does Rhodesian Ridgeback insurance cost?
Rhodesian Ridgebacks rank as the 43rd most expensive breed to insure, with average premiums of $137 per month. Monthly insurance rates across states range from $93 to $177.
What are the most common accident and illness risks for Rhodesian Ridgebacks?
Hip dysplasia, bloat (gastric dilatation-volvulus), and dermoid sinus are the most common health risks for Rhodesian Ridgebacks. Hip dysplasia causes joint pain and mobility issues, bloat is a life-threatening stomach condition requiring immediate surgery, and dermoid sinus creates painful spinal nerve tissue malformations. These conditions are largely linked to the breed's genetic makeup and large size.
How We Found the Best and Cheapest Rhodesian Ridgeback Insurance
We analyzed pricing for all coverage levels, breeds and ages within all 50 states to identify top-value pet insurance for Rhodesian Ridgebacks. We also researched veterinary health data for the breed, customer satisfaction for all companies and coverage contract details for breed-specific recommendations.
How We Determined Costs
Provider costs in this analysis were based on this standard profile:
- 6-year-old Rhodesian Ridgeback
- $5,000 annual limit
- $500 deductible
- 80% reimbursement
Average costs reflect aggregated breed pricing across all coverage options and insurable ages.
How We Rated Each Provider
We analyzed online sources for ratings using these key metrics:
- Affordability (50% of score): This score aggregates ratings based on the relative affordability compared to competition for all profiles and all factor combinations. We also factored in discounts as a minor component to the rating, as there's only slight variation between companies.
- Customer Experience (30% of score): We used ratings derived from a general sentiment rating aggregated from all internet sources, determining positive, neutral and negative sentiment proportions for each company to get this score. More positive sentiment means a higher rating.
- Coverage (20% of score): We read all contract details for every provider in every state, considering add-on options, inclusions, exclusions and restrictions to derive this score. Pet insurance regulations vary widely by state, and coverage options may differ based on your location.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.