Based on MoneyGeek's analysis, AKC ranks as the best pet insurance provider for Miniature Dachshunds, thanks to its comprehensive coverage options and strong customer satisfaction ratings. Other top-rated options include Rainwalk, Pets Best and Lemonade.
Miniature Dachshund Insurance
Updated: August 27, 2025
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Key Takeaways
AKC is the best pet insurance company for Miniature Dachshunds, offering comprehensive coverage and strong customer service ratings.
Pets Best provides the cheapest pet insurance rates for Miniature Dachshunds, with an average monthly rate of around $31 for standard protection.
The average monthly premium for Miniature Dachshunds is $90, ranking them as the 150th most expensive dog breed to insure.
Best Miniature Dachshund Pet Insurance Companies
| AKC | 4.45 | $45 | 3 | 1 |
| Rainwalk | 4.35 | $45 | 1 | 4 |
| Pets Best | 4.30 | $31 | 5 | 2 |
| Lemonade | 4.25 | $32 | 3 | 6 |
| Spot | 4.05 | $43 | 2 | 8 |
*Pet insurance coverage varies by state and provider. Rates shown are estimates; actual costs vary based on your pet's age, health and location. Coverage exclusions and waiting periods apply. Consult individual providers for specific terms.
AKC
Best for Miniature Dachshund
MoneyGeek Rating
4.5/ of 5
4.3/5Affordability
4.4/5Customer Experience
5/5Coverage Options
Average Monthly Rate
$45Overall Sentiment
86% positiveMaximum Annual Limit
$10,000Most Unique Coverage Inclusion or Add-on
Covers pre-existing conditions
Best Miniature Dachshund Pet Insurance by State
AKC ranks as the top pet insurance provider for Miniature Dachshunds in all 50 states. Rainwalk holds second place nationwide, leading in six states including Illinois, Massachusetts and Michigan.
| Alabama | AKC | 4.45 |
| Alaska | AKC | 4.45 |
| Arizona | AKC | 4.45 |
| Arkansas | AKC | 4.50 |
| California | AKC | 4.45 |
| Colorado | AKC | 4.45 |
| Connecticut | AKC | 4.45 |
| Delaware | AKC | 4.45 |
| Florida | AKC | 4.45 |
| Georgia | AKC | 4.40 |
| Hawaii | AKC | 4.45 |
| Idaho | AKC | 4.45 |
| Illinois | AKC | 4.45 |
| Illinois | Rainwalk | 4.45 |
| Indiana | AKC | 4.50 |
| Iowa | AKC | 4.45 |
| Kansas | AKC | 4.45 |
| Kentucky | AKC | 4.50 |
| Louisiana | AKC | 4.45 |
| Maine | AKC | 4.45 |
| Maryland | AKC | 4.40 |
| Massachusetts | AKC | 4.40 |
| Massachusetts | Rainwalk | 4.40 |
| Michigan | Rainwalk | 4.35 |
| Michigan | AKC | 4.35 |
| Minnesota | AKC | 4.40 |
| Minnesota | Rainwalk | 4.40 |
| Mississippi | AKC | 4.45 |
| Missouri | AKC | 4.45 |
| Montana | AKC | 4.45 |
| Nebraska | AKC | 4.45 |
| Nevada | AKC | 4.45 |
| New Hampshire | AKC | 4.45 |
| New Jersey | AKC | 4.40 |
| New Mexico | AKC | 4.50 |
| New York | AKC | 4.45 |
| North Carolina | AKC | 4.45 |
| North Dakota | AKC | 4.50 |
| Ohio | AKC | 4.40 |
| Oklahoma | AKC | 4.50 |
| Oregon | AKC | 4.45 |
| Pennsylvania | AKC | 4.45 |
| Rhode Island | AKC | 4.50 |
| South Carolina | AKC | 4.50 |
| South Dakota | AKC | 4.50 |
| Tennessee | AKC | 4.45 |
| Texas | AKC | 4.45 |
| Utah | AKC | 4.40 |
| Utah | Rainwalk | 4.40 |
| Vermont | AKC | 4.45 |
| Virginia | AKC | 4.40 |
| Virginia | Rainwalk | 4.40 |
| Washington | AKC | 4.55 |
| West Virginia | AKC | 4.45 |
| Wisconsin | AKC | 4.40 |
| Wyoming | AKC | 4.45 |
*Rates are based on a 6-year-old Miniature Dachshund with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Cheapest Miniature Dachshund Pet Insurance Companies
Pets Best offers the most affordable pet insurance for Miniature Dachshunds at $31 per month or $369 per year. Other budget-friendly providers include Pumpkin, Lemonade, ASPCA and Figo.
| Pets Best | $31 | $369 | 44% |
| Pumpkin | $32 | $377 | 43% |
| Lemonade | $32 | $384 | 42% |
| ASPCA | $37 | $438 | 33% |
| Figo | $38 | $449 | 32% |
*Rates are based on a 6-year-old Miniature Dachshund with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Pets Best
Cheapest Pet Insurance for Miniature Dachshund
MoneyGeek Rating
4.3/ of 5
4.6/5Affordability
4/5Customer Experience
4/5Coverage Options
Average Monthly Rate
$31Overall Customer Sentiment
70% positiveMaximum Annual Limit
UnlimitedMost Unique Coverage Inclusion or Add-on
Direct vet payment option
Cheapest Miniature Dachshund Pet Insurance by State
Pets Best offers the most affordable pet insurance for Miniature Dachshunds in the U.S., ranking cheapest in 50 states. Monthly premiums range from $21 to $39, depending on location.
| Alabama | Pets Best | $23 | 47% |
| Alaska | Pets Best | $30 | 45% |
| Arizona | Pets Best | $37 | 42% |
| Arkansas | Pets Best | $21 | 46% |
| California | Pets Best | $39 | 40% |
| Colorado | Pets Best | $39 | 43% |
| Connecticut | Pets Best | $35 | 43% |
| Delaware | Pets Best | $31 | 44% |
| Florida | Pets Best | $35 | 43% |
| Georgia | Pets Best | $28 | 43% |
| Hawaii | Pets Best | $31 | 45% |
| Idaho | Pets Best | $31 | 43% |
| Illinois | Pets Best | $38 | 42% |
| Indiana | Pets Best | $28 | 43% |
| Iowa | Pets Best | $26 | 45% |
| Kansas | Pets Best | $28 | 44% |
| Kentucky | Pets Best | $24 | 47% |
| Louisiana | Pets Best | $25 | 45% |
| Maine | Pets Best | $37 | 44% |
| Maryland | Pets Best | $30 | 48% |
| Massachusetts | Pets Best | $39 | 42% |
| Michigan | Pets Best | $31 | 44% |
| Minnesota | Pets Best | $32 | 43% |
| Mississippi | Pets Best | $26 | 45% |
| Missouri | Pets Best | $24 | 45% |
| Montana | Pets Best | $26 | 45% |
| Nebraska | Pets Best | $28 | 44% |
| Nevada | Pets Best | $32 | 43% |
| New Hampshire | Pets Best | $36 | 43% |
| New Jersey | Pets Best | $35 | 43% |
| New Mexico | Pets Best | $27 | 45% |
| New York | Pets Best | $33 | 43% |
| North Carolina | Pets Best | $27 | 46% |
| North Dakota | Pets Best | $24 | 45% |
| Ohio | Pets Best | $28 | 45% |
| Oklahoma | Pets Best | $26 | 45% |
| Oregon | Pets Best | $38 | 42% |
| Pennsylvania | Pets Best | $32 | 44% |
| Rhode Island | Pets Best | $27 | 45% |
| South Carolina | Pets Best | $29 | 43% |
| South Dakota | Pets Best | $27 | 46% |
| Tennessee | Pets Best | $28 | 43% |
| Texas | Pets Best | $32 | 42% |
| Utah | Pets Best | $29 | 45% |
| Vermont | Pets Best | $28 | 45% |
| Virginia | Pets Best | $33 | 45% |
| Washington | Pets Best | $35 | 46% |
| West Virginia | Pets Best | $26 | 44% |
| Wisconsin | Pets Best | $33 | 45% |
| Wyoming | Pets Best | $28 | 43% |
*Rates are based on a 6-year-old Miniature Dachshund with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
How Much Does Miniature Dachshund Insurance Cost?
Monthly pet insurance for Miniature Dachshunds costs between $61 and $116, depending on your location. These pups rank as the 150th most expensive breed to insure nationwide. Your actual premium will vary based on coverage options and your pet's specific needs.
| Alabama | $68 | $811 | -24% |
| Alaska | $89 | $1,061 | -1% |
| Arizona | $107 | $1,281 | 19% |
| Arkansas | $61 | $728 | -32% |
| California | $111 | $1,331 | 24% |
| Colorado | $113 | $1,345 | 25% |
| Connecticut | $103 | $1,227 | 14% |
| Delaware | $91 | $1,088 | 1% |
| Florida | $102 | $1,223 | 14% |
| Georgia | $80 | $955 | -11% |
| Hawaii | $92 | $1,098 | 2% |
| Idaho | $90 | $1,072 | -0% |
| Illinois | $110 | $1,316 | 23% |
| Indiana | $81 | $970 | -10% |
| Iowa | $74 | $890 | -17% |
| Kansas | $82 | $977 | -9% |
| Kentucky | $72 | $860 | -20% |
| Louisiana | $73 | $869 | -19% |
| Maine | $108 | $1,296 | 21% |
| Maryland | $94 | $1,123 | 5% |
| Massachusetts | $116 | $1,393 | 30% |
| Michigan | $90 | $1,081 | 1% |
| Minnesota | $92 | $1,101 | 3% |
| Mississippi | $77 | $925 | -14% |
| Missouri | $71 | $851 | -21% |
| Montana | $76 | $911 | -15% |
| Nebraska | $81 | $964 | -10% |
| Nevada | $92 | $1,095 | 2% |
| New Hampshire | $103 | $1,233 | 15% |
| New Jersey | $100 | $1,201 | 12% |
| New Mexico | $79 | $946 | -12% |
| New York | $98 | $1,175 | 9% |
| North Carolina | $81 | $974 | -9% |
| North Dakota | $69 | $829 | -23% |
| Ohio | $84 | $1,001 | -7% |
| Oklahoma | $75 | $900 | -16% |
| Oregon | $112 | $1,334 | 24% |
| Pennsylvania | $95 | $1,129 | 5% |
| Rhode Island | $79 | $950 | -12% |
| South Carolina | $86 | $1,026 | -4% |
| South Dakota | $81 | $964 | -10% |
| Tennessee | $83 | $990 | -8% |
| Texas | $93 | $1,108 | 3% |
| Utah | $87 | $1,042 | -3% |
| Vermont | $84 | $1,000 | -7% |
| Virginia | $98 | $1,174 | 9% |
| Washington | $104 | $1,243 | 16% |
| West Virginia | $77 | $922 | -14% |
| Wisconsin | $97 | $1,159 | 8% |
| Wyoming | $82 | $987 | -8% |
*The rates include all coverage selections on the market for a 6-year-old Miniature Dachshund. Your rates will differ based on your pet's specific profile and location.”
What Factors Affect Miniature Dachshund Insurance Costs?
Miniature Dachshunds rank as the 150th most expensive dog breed to insure, with several breed-specific health factors driving these higher premiums. Understanding these risk factors helps explain the costs and points to ways owners can manage their expenses.
Health Predispositions
Potential Vet Costs: $2,500 to $15,000
Miniature Dachshunds can face several breed-specific health challenges that insurers consider high-risk. Intervertebral disk disease (IVDD) is particularly common, often requiring expensive surgery and rehabilitation. They are also prone to patellar luxation, progressive retinal atrophy, and various cardiac conditions. Their unique body structure makes them susceptible to back problems and obesity-related complications, which can significantly increase lifetime veterinary costs.
Size-Related Factors
Potential Vet Cost Increase: 15% to 25% higher vet costs
As small dogs, Miniature Dachshunds require precise medication dosing and specialized equipment for procedures. Their unique body structure means they need careful handling during examinations and surgeries. Recovery from procedures often requires specific supportive equipment like back braces or specialized ramps. Their small size can also make them more vulnerable to injury, potentially leading to additional treatment costs.
Lifespan Considerations
Annual Vet Costs By Age: $200 to $800 (Young) to $1,000 to $3,500 (Senior)
Miniature Dachshunds typically live 12 to 16 years, which is longer than average for most dog breeds. This extended lifespan means more years of potential health issues and veterinary care. Senior Dachshunds often require more frequent check-ups, dental care, and management of age-related conditions, resulting in substantially higher medical costs during their later years.
Behavioral and Activity Risks
Potential Vet Costs: $1,500 to $8,000
Despite their small size, Miniature Dachshunds are energetic and bold, originally bred for hunting. This combination of high activity and their long-backed structure puts them at risk for injuries, particularly during jumping or rough play. Their determined nature and hunting instincts can lead to accidents requiring emergency care. These behavioral traits may influence insurance coverage options.
Breeding-Related Issues
Potential Vet Costs: $3,000 to $12,000
Increased demand for Miniature Dachshunds has led to concerning breeding practices that amplify genetic health risks. This trend has made insurers more cautious about coverage for certain hereditary conditions. Selecting a puppy from health-tested parents with documented breeding lineage can significantly reduce your risk of facing denied claims and expensive genetic health issues.
While breed research shows common health patterns in Miniature Dachshunds, your pet's individual health profile matters most when choosing insurance coverage. Consider both your financial goals and your dog's specific medical history when selecting a plan. A consultation with your veterinarian helps identify which health risks apply to your Miniature Dachshund based on factors like age, lifestyle and family history.
INSURANCE RISK PREVENTION
Protect your Miniature Dachshund's health by maintaining a healthy weight through portion control and regular exercise. Use ramps for furniture access to prevent back strain, and schedule regular dental cleanings to avoid tooth problems. Keep your dog fit with short daily walks rather than weekend marathons, and work with your vet on a preventive care schedule that includes back examinations.
How to Get the Best Cheap Miniature Dachshund Pet Insurance
Smart shopping and comparing quotes can save you money on Miniature Dachshund insurance coverage.
- 1
Understand Your Coverage Needs
Miniature Dachshunds often need coverage for back problems and routine care. Learn about pet insurance coverage options and consider your dog's age and health history when choosing a plan.
- 2
Compare Insurance Companies
Get quotes from at least three pet insurance providers. Look for companies with good reviews and clear policies about covering breed-specific conditions.
- 3
Review Policy Details
Check waiting periods and exclusions before signing up. Pay special attention to coverage for back problems and other common Dachshund health issues.
- 4
Get Multiple Online Quotes
Use online quote tools to compare prices quickly. Rates can vary by hundreds of dollars between companies for the same coverage.
- 5
Review Coverage Annually
Check your policy and get new quotes each year at renewal time. Your dog's needs and insurance rates change over time.
Miniature Dachshund Dog Insurance: Bottom Line
AKC ranks as the best-rated pet insurance provider for Miniature Dachshunds, while Pets Best offers the lowest monthly premiums. We recommend comparing both providers — along with other trusted options — to find coverage that matches your pet's health needs and your budget. The right policy brings peace of mind and ensures quality care when health issues arise.
Pet Insurance for Miniature Dachshund: FAQ
Our insurance experts analyzed coverage options from major providers to answer your most pressing questions about Miniature Dachshund insurance.
What is the best pet insurance provider for Miniature Dachshunds overall?
AKC provides the best insurance for Miniature Dachshunds, offering comprehensive coverage and outstanding customer service. Despite higher premiums, their extensive benefits and strong coverage options deliver excellent value for Dachshund owners.
Who offers the cheapest pet insurance for Miniature Dachshund?
Pets Best provides the most affordable pet insurance for Miniature Dachshunds, with rates starting at $31 per month for standard coverage. Final premiums will vary based on your location and pet's specific details.
How much does Miniature Dachshund insurance cost?
Miniature Dachshunds rank 150th in insurance costs at $90 per month on average. Monthly premiums vary significantly across states, with rates ranging from $61 to $116 depending on location.
What are the most common accident and illness risks for Miniature Dachshund?
Miniature Dachshunds commonly face intervertebral disk disease (IVDD), causing back pain and possible paralysis; obesity-related joint problems affecting mobility; and dental disease leading to tooth loss and gum infections. These health risks are largely connected to their long-backed body structure and genetic predisposition.
How We Found the Best and Cheapest Miniature Dachshund Insurance
We analyzed pricing for all coverage levels, breeds and ages within all 50 states to find the best and cheapest pet insurance for Miniature Dachshunds. We also researched clinical vet statistics for the breed, customer satisfaction for all companies and coverage contract details to tailor our suggestions specifically for Miniature Dachshunds.
How We Determined Costs
All costs presented in this article for providers were modeled after the following base profile:
- 6-year-old Miniature Dachshund
- $5,000 annual limit
- $500 deductible
- 80% reimbursement
Average costs provided were based on aggregated pricing for the breed for all coverage selections and all ages insured on the market within reasonable life expectancy limits.
How We Rated Each Provider
We analyzed online sources for comprehensive ratings based on the following basic metrics:
- Affordability (50% of score): This score aggregates ratings based on the relative affordability compared to competition for all profiles and all factor combinations. We also factored in discounts as a minor component to the rating, as there's only slight variation between companies.
- Customer Experience (30% of score): We used ratings derived from a general sentiment rating aggregated from all internet sources, determining positive, neutral and negative sentiment proportions for each company to get this score. More positive sentiment means a higher rating.
- Coverage (20% of score): We read all contract details for every provider in every state, considering add-on options, inclusions, exclusions and restrictions to derive this score. Pet insurance regulations vary widely by state, and coverage options may differ based on your location.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.