Lemonade vs. Pets Best Pet Insurance

Lemonade edges out Pets Best as the better pet insurance for dogs and cats overall. Your best choice still depends on what matters most to you:

• Affordability: Lemonade charges less than Pets Best for both dogs and cats. For dog owners specifically, Lemonade ranks first nationally for affordable pet insurance.
• Customer experience: Lemonade has better customer service than Pets Best, ranking third nationally. Pet owners praise its fast claims processing and user-friendly mobile app.
• Coverage: Pets Best has better coverage for both pets if maximizing policy benefits matters more to you than cost. It ranks second nationally, four spots ahead of Lemonade.

Learn more about the best pet insurance options for different situations:

Lemonade beats Pets Best in every state we analyzed for both dogs and cats. It ranks as the best pet insurance company nationwide.

Lemonade beats Pets Best on pet insurance cost for every age category in our study. Senior dog owners save the most, paying 56% less with Lemonade compared to Pets Best.

Lemonade consistently has the cheapest pet insurance for every age group in all 50 states compared to Pets Best. That price advantage holds true whether you're insuring a kitten in California or a senior dog in New York.

Pets Best has more pet insurance discounts than Lemonade, with four ways to save compared to Lemonade's three. Both companies give you 5% off for insuring multiple pets, so they're equally affordable if you have several furry friends.

Lemonade comes out ahead on bundling discounts, with 10% off when you combine policies. Pets Best instead caters to military members, employer groups and veterinary staff.

Lemonade provides better customer experience than Pets Best, finishing third in our national ranking while Pets Best is behind by two spots. Lemonade outperforms Pets Best across different platforms, from Trustpilot and the Better Business Bureau to Reddit.

Pets Best offers better pet insurance coverage for dogs and cats than Lemonade, ranking second compared to Lemonade's sixth position. Pets Best offers unlimited coverage and the option to pay licensed veterinarians directly for covered claims, which Lemonade lacks. Pets Best also has no upper age limits, while Lemonade only insures pets up to 14 years old based on breed.

Coverage varies by state and policy terms. Always review your specific policy documents to understand exact coverage terms, exclusions and limitations.

Both Lemonade and Pets Best allow pet owners to expand their base coverage with optional add-ons. Lemonade offers nine add-ons, while Pets Best has four.

• Routine Vet Care package: Reimburses one wellness exam, three vaccinations, blood tests, parasite testing and heartworm testing.
• Routine Vet Care Plus: Covers unlimited wellness exams and vaccines, plus Life Essentials coverage for spaying/neutering, heartworm/flea/tick prevention medication, deworming, nail trimming, joint and organ screening, genetic testing and preventative x-rays and ultrasounds.
• Preventative+ Care package: Covers all Routine Vet Care benefits plus routine dental cleaning and heartworm treatment or flea/tick medication.
• Puppy/Kitten Preventative Care package: For pets under 2 years old. Covers two wellness exams, up to six vaccines, heartworm or flea/tick medication, spay/neuter procedure and microchip.
• Vet visit fee add-on: Reimburses exam fees for covered accidents or illnesses.
• Physical therapy add-on: Covers rehabilitation, acupuncture, chiropractic care and hydrotherapy.
• Dental illness add-on: Covers dental services like tooth extractions, root canals and gum disease treatment.
• Behavioral add-on: Covers behavioral training and therapy for issues like anxiety or aggression.
• End-of-life add-on: Covers vet-recommended euthanasia, cremation and memorial expenses.

• EssentialWellness plan: Covers annual exams, vaccines, bloodwork, heartworm tests, deworming, urinalysis and fecal exams with a fixed annual benefit.
• BestWellness plan: Covers all EssentialWellness benefits plus dental cleaning and spay/neuter.
• Exam Fees add-on: Reimburses exam fees for diagnosing an eligible accident or illness.
• Physical Therapy add-on: Covers rehabilitation, acupuncture and chiropractic care for an eligible accident or illness.

Lemonade beats Pets Best for pet insurance overall with better affordability and customer service. Lemonade charges $45 monthly for middle-aged dogs and $22 monthly for cats. It has 72% positive Reddit sentiment for fast claim approvals and instant reimbursements. Pets Best has more comprehensive coverage for pet owners who want extensive plan benefits over cost savings.

Compare Lemonade and Pets Best pet insurance through these common questions: