The best pet insurance company for Corgis is AKC due to its comprehensive coverage options and strong customer service ratings. Other top options include Rainwalk, Lemonade and Pets Best.
Corgi Insurance
Updated: September 4, 2025
Advertising & Editorial Disclosure
Key Takeaways
AKC is the best pet insurance company for Corgis, delivering strong coverage and service quality.
Lemonade offers the cheapest pet insurance rates for Corgis, with an average monthly rate of around $42 for standard protection.
Pet insurance for Corgis costs $119 per month on average, making them the 61st most expensive dog breed to insure.
Best Corgi Pet Insurance Companies
| AKC | 4.25 | $61 | 3 | 1 |
| Rainwalk | 4.15 | $62 | 1 | 4 |
| Lemonade | 4.15 | $42 | 3 | 6 |
| Pets Best | 4.00 | $55 | 5 | 2 |
| Spot | 3.85 | $59 | 2 | 8 |
*Pet insurance coverage varies by state and provider. Rates shown are estimates; actual costs vary based on your pet's age, health and location. Coverage exclusions and waiting periods apply. Consult individual providers for specific terms.
AKC
Best for Corgi
MoneyGeek Rating
4.3/ of 5
3.9/5Affordability
4.4/5Customer Experience
5/5Coverage Options
Average Monthly Rate
$61Overall Sentiment
86% positiveMaximum Annual Limit
$10,000Most Unique Coverage Inclusion or Add-on
Covers pre-existing conditions
Best Corgi Pet Insurance by State
AKC ranks as the top Corgi insurance provider in 50 states nationwide. Rainwalk holds the second-highest position, leading in Illinois, Michigan and Virginia.
| Alabama | AKC | 4.25 |
| Alaska | AKC | 4.25 |
| Arizona | AKC | 4.25 |
| Arkansas | AKC | 4.35 |
| California | AKC | 4.25 |
| Colorado | AKC | 4.25 |
| Connecticut | AKC | 4.25 |
| Delaware | AKC | 4.20 |
| Florida | AKC | 4.30 |
| Georgia | AKC | 4.20 |
| Hawaii | AKC | 4.25 |
| Idaho | AKC | 4.20 |
| Illinois | AKC | 4.25 |
| Illinois | Rainwalk | 4.25 |
| Indiana | AKC | 4.30 |
| Iowa | AKC | 4.25 |
| Kansas | AKC | 4.25 |
| Kentucky | AKC | 4.30 |
| Louisiana | AKC | 4.25 |
| Maine | AKC | 4.25 |
| Maryland | AKC | 4.20 |
| Massachusetts | AKC | 4.20 |
| Michigan | Rainwalk | 4.15 |
| Michigan | Lemonade | 4.15 |
| Michigan | AKC | 4.15 |
| Minnesota | AKC | 4.20 |
| Mississippi | AKC | 4.25 |
| Missouri | AKC | 4.25 |
| Montana | AKC | 4.25 |
| Nebraska | AKC | 4.25 |
| Nevada | AKC | 4.25 |
| New Hampshire | AKC | 4.25 |
| New Jersey | AKC | 4.20 |
| New Mexico | AKC | 4.35 |
| New York | AKC | 4.25 |
| North Carolina | AKC | 4.25 |
| North Dakota | AKC | 4.35 |
| Ohio | AKC | 4.20 |
| Oklahoma | AKC | 4.35 |
| Oregon | AKC | 4.25 |
| Pennsylvania | AKC | 4.25 |
| Rhode Island | AKC | 4.30 |
| South Carolina | AKC | 4.25 |
| South Dakota | AKC | 4.30 |
| Tennessee | AKC | 4.25 |
| Texas | AKC | 4.25 |
| Utah | AKC | 4.20 |
| Vermont | AKC | 4.25 |
| Virginia | Rainwalk | 4.20 |
| Virginia | AKC | 4.20 |
| Washington | AKC | 4.35 |
| West Virginia | AKC | 4.25 |
| Wisconsin | AKC | 4.20 |
| Wyoming | AKC | 4.30 |
*Rates are based on a 6-year-old Corgi with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Cheapest Corgi Pet Insurance Companies
Lemonade offers the lowest-cost pet insurance for Corgis at $42 per month or $499 per year. Other budget-friendly providers include Pumpkin, ASPCA, Figo and Pets Best.
| Lemonade | $42 | $499 | 24% |
| Pumpkin | $47 | $562 | 14% |
| ASPCA | $50 | $595 | 9% |
| Figo | $51 | $613 | 7% |
| Pets Best | $55 | $660 | 1% |
*Rates are based on a 6-year-old Corgi with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Lemonade
Cheapest Pet Insurance for Corgi
MoneyGeek Rating
4.2/ of 5
4.3/5Affordability
4.4/5Customer Experience
3.3/5Coverage Options
Average Monthly Rate
$42Overall Customer Sentiment
65% positiveMaximum Annual Limit
$100,000Most Unique Coverage Inclusion or Add-on
End-of-life and memorial coverage
Cheapest Corgi Pet Insurance by State
Lemonade offers the most budget-friendly pet insurance for Corgis, ranking as the cheapest option in 50 states. Monthly premiums range from $28 to $54, depending on your location.
| Alabama | Lemonade | $31 | 28% |
| Alaska | Lemonade | $41 | 25% |
| Arizona | Lemonade | $51 | 22% |
| Arkansas | Lemonade | $28 | 28% |
| California | Lemonade | $53 | 19% |
| Colorado | Lemonade | $52 | 23% |
| Connecticut | Lemonade | $48 | 23% |
| Delaware | Lemonade | $42 | 25% |
| Florida | Lemonade | $47 | 23% |
| Georgia | Lemonade | $38 | 23% |
| Hawaii | Lemonade | $42 | 25% |
| Idaho | Lemonade | $42 | 23% |
| Illinois | Lemonade | $52 | 21% |
| Indiana | Lemonade | $38 | 22% |
| Iowa | Lemonade | $35 | 25% |
| Kansas | Lemonade | $38 | 24% |
| Kentucky | Lemonade | $33 | 28% |
| Louisiana | Lemonade | $34 | 26% |
| Maine | Lemonade | $51 | 24% |
| Maryland | Lemonade | $41 | 30% |
| Massachusetts | Lemonade | $54 | 22% |
| Michigan | Lemonade | $42 | 24% |
| Minnesota | Lemonade | $43 | 22% |
| Mississippi | Lemonade | $35 | 26% |
| Missouri | Lemonade | $33 | 26% |
| Montana | Lemonade | $35 | 25% |
| Nebraska | Lemonade | $38 | 24% |
| Nevada | Lemonade | $43 | 23% |
| New Hampshire | Lemonade | $48 | 22% |
| New Jersey | Lemonade | $47 | 22% |
| New Mexico | Lemonade | $37 | 25% |
| New York | Lemonade | $45 | 23% |
| North Carolina | Lemonade | $37 | 26% |
| North Dakota | Lemonade | $32 | 25% |
| Ohio | Lemonade | $38 | 26% |
| Oklahoma | Lemonade | $35 | 25% |
| Oregon | Lemonade | $52 | 22% |
| Pennsylvania | Lemonade | $43 | 25% |
| Rhode Island | Lemonade | $36 | 25% |
| South Carolina | Lemonade | $41 | 20% |
| South Dakota | Lemonade | $37 | 26% |
| Tennessee | Lemonade | $39 | 23% |
| Texas | Lemonade | $44 | 22% |
| Utah | Lemonade | $40 | 25% |
| Vermont | Lemonade | $39 | 25% |
| Virginia | Lemonade | $45 | 25% |
| Washington | Lemonade | $48 | 26% |
| West Virginia | Lemonade | $36 | 24% |
| Wisconsin | Lemonade | $45 | 25% |
| Wyoming | Lemonade | $39 | 23% |
*Rates are based on a 6-year-old Corgi with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
How Much Does Corgi Insurance Cost?
Monthly pet insurance for Corgis ranges from $81 to $154 across the U.S., ranking as the 61st most expensive breed to insure. Your actual premium will depend on your location, coverage choices and pet's specific needs.
| Alabama | $90 | $1,076 | -25% |
| Alaska | $117 | $1,408 | -1% |
| Arizona | $142 | $1,702 | 19% |
| Arkansas | $81 | $967 | -32% |
| California | $147 | $1,769 | 24% |
| Colorado | $149 | $1,787 | 25% |
| Connecticut | $136 | $1,630 | 14% |
| Delaware | $120 | $1,444 | 1% |
| Florida | $135 | $1,624 | 14% |
| Georgia | $106 | $1,269 | -11% |
| Hawaii | $121 | $1,457 | 2% |
| Idaho | $119 | $1,424 | -0% |
| Illinois | $146 | $1,748 | 23% |
| Indiana | $107 | $1,288 | -10% |
| Iowa | $99 | $1,183 | -17% |
| Kansas | $108 | $1,298 | -9% |
| Kentucky | $95 | $1,141 | -20% |
| Louisiana | $96 | $1,153 | -19% |
| Maine | $143 | $1,721 | 21% |
| Maryland | $124 | $1,488 | 4% |
| Massachusetts | $154 | $1,849 | 30% |
| Michigan | $120 | $1,436 | 1% |
| Minnesota | $122 | $1,462 | 3% |
| Mississippi | $102 | $1,228 | -14% |
| Missouri | $94 | $1,130 | -21% |
| Montana | $101 | $1,210 | -15% |
| Nebraska | $107 | $1,280 | -10% |
| Nevada | $121 | $1,455 | 2% |
| New Hampshire | $137 | $1,638 | 15% |
| New Jersey | $133 | $1,596 | 12% |
| New Mexico | $105 | $1,257 | -12% |
| New York | $130 | $1,560 | 9% |
| North Carolina | $108 | $1,292 | -9% |
| North Dakota | $92 | $1,101 | -23% |
| Ohio | $111 | $1,328 | -7% |
| Oklahoma | $100 | $1,195 | -16% |
| Oregon | $148 | $1,772 | 24% |
| Pennsylvania | $125 | $1,499 | 5% |
| Rhode Island | $105 | $1,261 | -12% |
| South Carolina | $115 | $1,381 | -3% |
| South Dakota | $107 | $1,279 | -10% |
| Tennessee | $110 | $1,315 | -8% |
| Texas | $123 | $1,473 | 3% |
| Utah | $115 | $1,383 | -3% |
| Vermont | $111 | $1,328 | -7% |
| Virginia | $130 | $1,557 | 9% |
| Washington | $138 | $1,651 | 16% |
| West Virginia | $102 | $1,224 | -14% |
| Wisconsin | $128 | $1,539 | 8% |
| Wyoming | $109 | $1,311 | -8% |
*The rates include all coverage selections on the market for a 6-year-old Corgi. Your rates will differ based on your pet's specific profile and location.
What Factors Affect Corgi Insurance Costs?
Ranking 61st among dog breeds for insurance costs, Corgis come with higher-than-average premiums of $119 per month. Several breed-specific health factors drive these increased rates, but there are ways to keep your Corgi's coverage affordable.
Health Predispositions
Potential Vet Costs: $2,000 to $15,000
Corgis face several breed-specific health challenges that insurers consider high-risk conditions. Intervertebral disk disease (IVDD) commonly requires expensive surgery in this breed. They also frequently develop hip dysplasia, progressive retinal atrophy, and von Willebrand's disease. These genetic conditions significantly impact lifelong veterinary costs and make comprehensive insurance coverage essential.
Size-Related Factors
Potential Vet Cost Increase: 15% to 30% higher vet costs
Despite their short stature, Corgis have a surprisingly sturdy build that affects treatment costs. Their unique body structure requires careful medication dosing and specialized surgical approaches. Their long backs and short legs often need additional support during recovery, including custom-fitted braces or modified rehabilitation equipment. These specialized requirements increase the overall cost of veterinary care.
Lifespan Considerations
Annual Vet Costs By Age: $200 to $800 (Young) to $1,000 to $3,500 (Senior)
Corgis generally live 12 to 14 years, which is average for medium-sized breeds. Their unique body structure can accelerate the onset of age-related conditions, particularly spinal and joint issues. Regular preventive care becomes increasingly important as they age, with senior years often requiring more frequent veterinary visits and specialized treatments.
Behavioral and Activity Risks
Potential Vet Costs: $1,500 to $8,000
As herding dogs, Corgis maintain high energy levels and strong work drives. Their active nature combined with their distinctive body structure increases risk for back injuries, joint sprains, and muscle strains during exercise or play. Their herding instincts can lead to chasing behaviors that may result in accidents or injuries requiring immediate veterinary attention.
Breeding-Related Issues
Potential Vet Costs: $3,000 to $12,000
The rising popularity of Corgis has led to increased breeding without proper health screening, resulting in more genetic health issues within the breed. Insurance providers now carefully evaluate coverage for hereditary conditions common in poorly bred lines. Selecting a puppy from health-tested parents with certified breeding practices significantly reduces the risk of expensive genetic conditions.
While Corgis share common health traits, your pet's individual health profile matters most when choosing insurance. Consider both your budget and your dog's specific medical history when selecting coverage. A conversation with your veterinarian can help identify potential health risks unique to your Corgi.
INSURANCE RISK PREVENTION
Maintaining your Corgi's health starts with choosing a reputable breeder who screens for genetic conditions like hip dysplasia. Feed measured portions twice daily and limit treats to 10% of daily calories to prevent obesity, which can strain their long backs. Regular exercise helps manage weight, but avoid high-impact activities that stress joints. Schedule twice-yearly vet checkups to catch potential issues early, especially back problems common in the breed.
How to Get the Best Cheap Corgi Pet Insurance
Smart comparison shopping and policy customization can reduce your Corgi's insurance costs.
- 1
Understand Your Corgi's Needs
Corgis have specific health risks like hip problems and back issues that can be expensive to treat. Review pet insurance coverage options to match your dog's needs and your budget.
- 2
Compare Insurance Companies
Get quotes from at least three different pet insurance providers. Look at customer reviews and check if they have experience covering Corgis.
- 3
Check Policy Details
Look for waiting periods and pre-existing condition rules in the policy details. Make sure you understand what's covered and what's not before signing up.
- 4
Get Multiple Online Quotes
Use online quote tools to compare prices quickly. Different companies often charge very different rates for the same coverage.
- 5
Review Coverage Annually
Check your policy each year before renewal. Your Corgi's needs may change, and new, cheaper options might be available.
Corgi Dog Insurance: Bottom Line
AKC is the best pet insurance provider for Corgis, while Lemonade offers the lowest monthly premiums at $42. Both companies bring different strengths to the table. Compare these insurers and other trusted providers to find coverage that matches your Corgi's health needs and your budget. The right policy ensures your furry friend gets quality care when health issues arise.
Pet Insurance for Corgi: FAQ
Our insurance experts answer your essential questions about protecting your Corgi with the right coverage.
What is the best pet insurance provider for Corgis overall?
AKC offers the best pet insurance for Corgis, delivering comprehensive coverage and exceptional customer experience. Despite higher-than-average premiums, their extensive benefits and top-tier coverage options provide valuable protection for your Corgi companion.
Who offers the cheapest pet insurance for Corgis?
Lemonade provides the most affordable pet insurance for Corgis, with monthly premiums starting at $42 for standard coverage. Keep in mind that actual rates will vary based on your location and pet's specific circumstances.
How much does Corgi insurance cost?
With a monthly premium of $119, Corgis rank as the 61st most expensive breed to insure. Monthly rates can vary significantly by location, ranging from $81 to $154 depending on your state.
What are the most common accident and illness risks for Corgis?
Corgis commonly face hip dysplasia (joint malformation causing pain and limited mobility), intervertebral disc disease (spinal problems leading to pain or paralysis) and von Willebrand's disease (a blood-clotting disorder causing excessive bleeding). These health risks are primarily linked to the breed's long back, short legs, and genetic predisposition.
How We Found the Best and Cheapest Corgi Insurance
We analyzed pricing for all coverage levels, breeds and ages within all 50 states to find the best and cheapest pet insurance for Corgis. We also researched clinical vet statistics for the breed, customer satisfaction for all companies and coverage contract details to tailor our suggestions specifically for Corgis.
How We Determined Costs
All costs presented in this article for providers were modeled after the following base profile:
- 6-year-old Corgi
- $5,000 annual limit
- $500 deductible
- 80% reimbursement
Average costs provided were based on aggregated pricing for the breed for all coverage selections and all ages insured on the market within reasonable life expectancy limits.
How We Rated Each Provider
We analyzed online sources for comprehensive ratings based on the following basic metrics:
- Affordability (50% of score): This score aggregates ratings based on the relative affordability compared to competition for all profiles and all factor combinations. We also factored in discounts as a minor component to the rating, as there's only slight variation between companies.
- Customer Experience (30% of score): We used ratings derived from a general sentiment rating aggregated from all internet sources, determining positive, neutral and negative sentiment proportions for each company to get this score. More positive sentiment means a higher rating.
- Coverage (20% of score): We read all contract details for every provider in every state, considering add-on options, inclusions, exclusions and restrictions to derive this score. Pet insurance regulations vary widely by state, and coverage options may differ based on your location.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.