The best pet insurance company for Beagles is AKC due to its strong coverage options and high customer satisfaction ratings. Other top-rated options are Rainwalk, Pets Best and Lemonade.
Beagle Insurance
Updated: September 5, 2025
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Key Takeaways
AKC is the best pet insurance company for Beagles, offering the strongest balance of cost, service and coverage.
Pets Best offers the cheapest pet insurance rates for Beagles, with an average monthly rate of around $33 for standard protection.
The average monthly premium for Beagles is $103, ranking them as the 104th most expensive dog breed to insure.
Best Beagle Pet Insurance Companies
| AKC | 4.40 | $50 | 3 | 1 |
| Rainwalk | 4.25 | $53 | 1 | 4 |
| Pets Best | 4.25 | $33 | 5 | 2 |
| Lemonade | 4.20 | $36 | 3 | 6 |
| Spot | 3.95 | $50 | 2 | 8 |
*Pet insurance coverage varies by state and provider. Rates shown are estimates; actual costs vary based on your pet's age, health and location. Coverage exclusions and waiting periods apply. Consult individual providers for specific terms.
AKC
Best for Beagles
MoneyGeek Rating
4.4/ of 5
4.1/5Affordability
4.4/5Customer Experience
5/5Coverage Options
Average Monthly Rate
$50Overall Sentiment
86% positiveMaximum Annual Limit
$10,000Most Unique Coverage Inclusion or Add-on
Covers pre-existing conditions
Best Beagle Pet Insurance by State
AKC ranks as the best pet insurance provider for Beagles in all 50 states. It leads with strong customer satisfaction scores and comprehensive coverage options across every region of the country.
| Alabama | AKC | 4.35 |
| Alaska | AKC | 4.40 |
| Arizona | AKC | 4.35 |
| Arkansas | AKC | 4.45 |
| California | AKC | 4.40 |
| Colorado | AKC | 4.40 |
| Connecticut | AKC | 4.40 |
| Delaware | AKC | 4.35 |
| Florida | AKC | 4.40 |
| Georgia | AKC | 4.35 |
| Hawaii | AKC | 4.40 |
| Idaho | AKC | 4.35 |
| Illinois | AKC | 4.40 |
| Indiana | AKC | 4.45 |
| Iowa | AKC | 4.35 |
| Kansas | AKC | 4.35 |
| Kentucky | AKC | 4.45 |
| Louisiana | AKC | 4.35 |
| Maine | AKC | 4.35 |
| Maryland | AKC | 4.35 |
| Massachusetts | AKC | 4.35 |
| Michigan | AKC | 4.30 |
| Minnesota | AKC | 4.35 |
| Mississippi | AKC | 4.40 |
| Missouri | AKC | 4.40 |
| Montana | AKC | 4.40 |
| Nebraska | AKC | 4.35 |
| Nevada | AKC | 4.40 |
| New Hampshire | AKC | 4.40 |
| New Jersey | AKC | 4.35 |
| New Mexico | AKC | 4.45 |
| New York | AKC | 4.40 |
| North Carolina | AKC | 4.35 |
| North Dakota | AKC | 4.45 |
| Ohio | AKC | 4.35 |
| Oklahoma | AKC | 4.45 |
| Oregon | AKC | 4.40 |
| Pennsylvania | AKC | 4.40 |
| Rhode Island | AKC | 4.40 |
| South Carolina | AKC | 4.45 |
| South Dakota | AKC | 4.45 |
| Tennessee | AKC | 4.40 |
| Texas | AKC | 4.40 |
| Utah | AKC | 4.35 |
| Vermont | AKC | 4.40 |
| Virginia | AKC | 4.35 |
| Washington | AKC | 4.50 |
| West Virginia | AKC | 4.40 |
| Wisconsin | AKC | 4.30 |
| Wyoming | AKC | 4.40 |
*Rates are based on a 6-year-old Beagle with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Cheapest Beagle Pet Insurance Companies
Pets Best provides the most affordable pet insurance for Beagles at $33 per month or $396 annually. Other budget-friendly options include Lemonade, Pumpkin, ASPCA and Figo.
| Pets Best | $33 | $396 | 40% |
| Lemonade | $36 | $427 | 35% |
| Pumpkin | $37 | $447 | 32% |
| ASPCA | $42 | $507 | 23% |
| Figo | $46 | $555 | 15% |
*Rates are based on a 6-year-old Beagle with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Pets Best
Cheapest Pet Insurance for Beagles
MoneyGeek Rating
4.3/ of 5
4.5/5Affordability
4/5Customer Experience
4/5Coverage Options
Average Monthly Rate
$33Overall Customer Sentiment
70% positiveMaximum Annual Limit
UnlimitedMost Unique Coverage Inclusion or Add-on
Rehab Coverage
Cheapest Beagle Pet Insurance by State
Pets Best leads the market with the most affordable Beagle insurance, ranking cheapest in all 50 states. Monthly premiums range from $22 to $43, depending on your location.
| Alabama | Pets Best | $25 | 43% |
| Alaska | Pets Best | $33 | 41% |
| Arizona | Pets Best | $41 | 38% |
| Arkansas | Pets Best | $22 | 43% |
| California | Pets Best | $42 | 36% |
| Colorado | Pets Best | $42 | 39% |
| Connecticut | Pets Best | $38 | 39% |
| Delaware | Pets Best | $34 | 40% |
| Florida | Pets Best | $38 | 39% |
| Georgia | Pets Best | $30 | 39% |
| Hawaii | Pets Best | $34 | 41% |
| Idaho | Pets Best | $33 | 39% |
| Illinois | Pets Best | $41 | 37% |
| Indiana | Pets Best | $30 | 39% |
| Iowa | Pets Best | $28 | 41% |
| Kansas | Pets Best | $30 | 40% |
| Kentucky | Pets Best | $27 | 43% |
| Louisiana | Pets Best | $27 | 41% |
| Maine | Pets Best | $41 | 40% |
| Maryland | Pets Best | $33 | 44% |
| Massachusetts | Pets Best | $43 | 38% |
| Michigan | Pets Best | $34 | 40% |
| Minnesota | Pets Best | $35 | 39% |
| Mississippi | Pets Best | $28 | 41% |
| Missouri | Pets Best | $26 | 41% |
| Montana | Pets Best | $28 | 41% |
| Nebraska | Pets Best | $30 | 40% |
| Nevada | Pets Best | $35 | 39% |
| New Hampshire | Pets Best | $39 | 38% |
| New Jersey | Pets Best | $38 | 38% |
| New Mexico | Pets Best | $30 | 41% |
| New York | Pets Best | $36 | 39% |
| North Carolina | Pets Best | $30 | 42% |
| North Dakota | Pets Best | $26 | 41% |
| Ohio | Pets Best | $31 | 41% |
| Oklahoma | Pets Best | $28 | 41% |
| Oregon | Pets Best | $42 | 38% |
| Pennsylvania | Pets Best | $35 | 40% |
| Rhode Island | Pets Best | $29 | 40% |
| South Carolina | Pets Best | $32 | 39% |
| South Dakota | Pets Best | $30 | 42% |
| Tennessee | Pets Best | $31 | 39% |
| Texas | Pets Best | $35 | 38% |
| Utah | Pets Best | $32 | 41% |
| Vermont | Pets Best | $31 | 41% |
| Virginia | Pets Best | $36 | 41% |
| Washington | Pets Best | $39 | 42% |
| West Virginia | Pets Best | $29 | 39% |
| Wisconsin | Pets Best | $36 | 41% |
| Wyoming | Pets Best | $31 | 39% |
*Rates are based on a 6-year-old Beagle with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
How Much Does Beagle Insurance Cost?
Monthly pet insurance for Beagles ranges from $70 to $134 across the U.S., ranking as the 104th most expensive breed to insure. Your actual premium will depend on your location, coverage choices and pet's specific needs.
| Alabama | $78 | $937 | -24% |
| Alaska | $102 | $1,227 | -1% |
| Arizona | $123 | $1,481 | 19% |
| Arkansas | $70 | $842 | -32% |
| California | $128 | $1,538 | 24% |
| Colorado | $130 | $1,555 | 25% |
| Connecticut | $118 | $1,419 | 14% |
| Delaware | $105 | $1,258 | 1% |
| Florida | $118 | $1,414 | 14% |
| Georgia | $92 | $1,104 | -11% |
| Hawaii | $106 | $1,269 | 2% |
| Idaho | $103 | $1,239 | -0% |
| Illinois | $127 | $1,521 | 23% |
| Indiana | $93 | $1,121 | -10% |
| Iowa | $86 | $1,029 | -17% |
| Kansas | $94 | $1,129 | -9% |
| Kentucky | $83 | $994 | -20% |
| Louisiana | $84 | $1,004 | -19% |
| Maine | $125 | $1,499 | 21% |
| Maryland | $108 | $1,297 | 5% |
| Massachusetts | $134 | $1,610 | 30% |
| Michigan | $104 | $1,250 | 1% |
| Minnesota | $106 | $1,272 | 3% |
| Mississippi | $89 | $1,070 | -14% |
| Missouri | $82 | $984 | -21% |
| Montana | $88 | $1,054 | -15% |
| Nebraska | $93 | $1,114 | -10% |
| Nevada | $106 | $1,266 | 2% |
| New Hampshire | $119 | $1,426 | 15% |
| New Jersey | $116 | $1,389 | 12% |
| New Mexico | $91 | $1,094 | -12% |
| New York | $113 | $1,358 | 9% |
| North Carolina | $94 | $1,125 | -9% |
| North Dakota | $80 | $959 | -23% |
| Ohio | $96 | $1,157 | -7% |
| Oklahoma | $87 | $1,040 | -16% |
| Oregon | $129 | $1,542 | 24% |
| Pennsylvania | $109 | $1,305 | 5% |
| Rhode Island | $92 | $1,098 | -12% |
| South Carolina | $99 | $1,192 | -4% |
| South Dakota | $93 | $1,114 | -10% |
| Tennessee | $95 | $1,145 | -8% |
| Texas | $107 | $1,281 | 3% |
| Utah | $101 | $1,204 | -3% |
| Vermont | $96 | $1,156 | -7% |
| Virginia | $113 | $1,356 | 9% |
| Washington | $120 | $1,437 | 16% |
| West Virginia | $89 | $1,066 | -14% |
| Wisconsin | $112 | $1,340 | 8% |
| Wyoming | $95 | $1,142 | -8% |
*The rates include all coverage selections on the market for a 6-year-old Beagle. Your rates will differ based on your pet's specific profile and location.
What Factors Affect Beagle Insurance Costs?
Beagles rank as the 104th most expensive dog breed to insure, with several health and behavior factors driving these higher premiums, but there are ways to keep coverage costs manageable.
Health Predispositions
Potential Vet Costs: $2,500 to $15,000
Beagles have breed-specific health concerns insurers consider when determining coverage. Genetic predisposition to intervertebral disk disease requires costly surgery. Beagles commonly face hip dysplasia, eye problems like glaucoma, and hypothyroidism. These inherited health risks and susceptibility to obesity-related issues increase lifetime medical expenses.
Size-Related Factors
Potential Vet Cost Increase: 15% to 25% higher vet costs
Medium-sized dogs require moderate medication doses and standard medical equipment. The Beagle's sturdy, muscular build complicates certain procedures and recovery periods. Their active nature means additional support during healing, including specialized rehabilitation equipment and longer recovery times.
Lifespan Considerations
Annual Vet Costs By Age: $200 to $800 (Young) to $1,000 to $3,500 (Senior)
Beagles live 12 to 15 years, which is average for medium-sized dogs. As they age, they face increasing health challenges that require more frequent veterinary care. Senior Beagles need additional screenings, medication management and treatments for age-related conditions, leading to higher medical expenses.
Behavioral and Activity Risks
Potential Vet Costs: $1,500 to $8,000
Beagles are energetic hunting dogs with strong scenting instincts leading them into risky situations. Enthusiasm for tracking and exploring makes them prone to accidents, sprains and emergencies from consuming harmful substances. Their high energy and curious nature increases injury-related veterinary visit.
Breeding-Related Issues
Potential Vet Costs: $3,000 to $12,000
Beagle popularity has led to breeding practices sometimes overlooking health screening. This trend increases genetic issues in breed populations. Insurers may impose coverage limitations for hereditary conditions. Selecting puppies from health-tested parents reduces future medical expenses and insurance complications.
While Beagles share common health traits, your dog's individual health profile matters most when choosing insurance coverage. Consider both your financial situation and your pet's specific medical history when selecting a policy. A conversation with your veterinarian can help identify which health risks might affect your particular Beagle.
INSURANCE RISK PREVENTION
Protect your Beagle's health by maintaining a healthy weight through portion control and daily exercise. Choose a breeder who screens for genetic conditions like hip dysplasia and eye problems. Schedule regular vet checkups to catch issues early, and keep vaccines current. A consistent routine with proper rest between meals helps prevent digestive issues common in the breed.
How to Get the Best Cheap Beagle Pet Insurance
Finding affordable Beagle insurance takes some research, but these steps make the process straightforward.
- 1
Understand Your Coverage Options
Start by determining what health risks your Beagle faces and how much you can spend on monthly premiums. Learn about pet insurance coverage to understand what plans typically include and exclude.
- 2
Compare Insurance Companies
Research different pet insurance providers and their reputation for handling claims. Look at customer reviews and check if they offer any discounts for things like paying annually or insuring multiple pets.
- 3
Review Policy Details
Examine waiting periods and pre-existing condition rules before signing up. Pay special attention to coverage limits and deductibles, as these affect both your premium and out-of-pocket costs.
- 4
Get Multiple Price Quotes
Request quotes from at least three different insurance providers. Each company calculates risk differently, so prices can vary significantly for the same coverage.
- 5
Review Coverage Annually
Mark your calendar to check rates and coverage each year before renewal. Your Beagle's needs change with age, and new insurance options may become available.
Beagle Dog Insurance: Bottom Line
AKC is the best pet insurance provider for Beagles, while Pets Best offers the lowest monthly premiums. Compare providers to find coverage that matches your pet's health needs and your budget. The right policy brings peace of mind and ensures quality care when health issues arise.
Pet Insurance for Beagle: FAQ
Our insurance experts answer the most common questions about protecting your Beagle with the right coverage.
What is the best pet insurance provider for Beagles overall?
AKC stands out as the best pet insurance provider for Beagles, offering comprehensive coverage and exceptional customer service. Despite higher-than-average premiums, their extensive benefits and specialized coverage make them worth considering.
Who offers the cheapest pet insurance for Beagles?
Pets Best provides the most affordable pet insurance for Beagles, with monthly premiums starting at $33 for standard coverage. Note that actual rates will vary depending on your location and pet's specific circumstances.
How much does Beagle insurance cost?
With a monthly premium of $103, Beagles rank as the 104th most expensive breed to insure. Monthly rates vary significantly across states, ranging from $70 to $134 depending on location.
What are the most common accident and illness risks for Beagles?
Beagles commonly face hip dysplasia (causing joint pain and limited mobility), intervertebral disk disease (leading to back pain and potential paralysis) and cherry eye (a prolapsed gland causing eye irritation and infection). These health risks are largely attributed to the breed's genetic predisposition and unique physical characteristics.
How We Found the Best and Cheapest Beagle Insurance
We analyzed pricing for all coverage levels, breeds and ages within all 50 states to find the best and cheapest pet insurance for Beagles. We also researched clinical vet statistics for the breed, customer satisfaction for all companies and coverage contract details to tailor our suggestions specifically for Beagles.
How We Determined Costs
All costs presented in this article for providers were modeled after the following base profile:
- 6-year-old Beagle
- $5,000 annual limit
- $500 deductible
- 80% reimbursement
Average costs provided were based on aggregated pricing for the breed for all coverage selections and all ages insured on the market within reasonable life expectancy limits.
How We Rated Each Provider
We analyzed online sources for comprehensive ratings based on the following basic metrics:
- Affordability (50% of score): This score aggregates ratings based on the relative affordability compared to competition for all profiles and all factor combinations. We also factored in discounts as a minor component to the rating, as there's only slight variation between companies.
- Customer Experience (30% of score): We used ratings derived from a general sentiment rating aggregated from all internet sources, determining positive, neutral and negative sentiment proportions for each company to get this score. More positive sentiment means a higher rating.
- Coverage (20% of score): We read all contract details for every provider in every state, considering add-on options, inclusions, exclusions and restrictions to derive this score. Pet insurance regulations vary widely by state, and coverage options may differ based on your location.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.