The best pet insurance company for Beagles is AKC due to its strong coverage options and high customer satisfaction ratings. Other top-rated options are Rainwalk, Pets Best and Lemonade.
Beagle Insurance
AKC, Rainwalk and Pets Best offer the best pet insurance for Beagles. The cheapest rates start at $22 monthly based on MoneyGeek's analysis.
Find the best cheap pet insurance for your Beagle below.

Updated: November 13, 2025
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AKC is the best pet insurance company for Beagles, offering the strongest balance of cost, service and coverage.
Pets Best offers the cheapest pet insurance rates for Beagles, with an average monthly rate of around $33 for standard protection.
The average monthly pet insurance cost for Beagles is $103, ranking them as the 104th most expensive dog breed to insure.
Best Beagle Pet Insurance Companies
*Pet insurance coverage varies by state and provider. Rates shown are estimates; actual costs vary based on your pet's age, health and location. Coverage exclusions and waiting periods apply. Consult individual providers for specific terms.
Learn more about the best pet insurance options for your Beagle across different situations:

Best for Beagles
Average Monthly Rate
$50Overall Sentiment
86% positiveMaximum Annual Limit
$10,000Most Unique Coverage Inclusion or Add-on
Covers pre-existing conditions
- pros
Only provider that can cover incurable pre-existing conditions
Only provider with add-on breeding coverage
Great customer experience sentiment
consHigher rates than average
AKC earns the top recommendation for Beagles because of its comprehensive coverage and strong customer service. Its coverage of pre-existing conditions makes it valuable despite its higher pricing.
AKC pet insurance for Beagles averages $50 monthly, about 9% below standard pricing. Special discounts apply to military personnel, service dog owners, and breeders. Second pet additions receive 10% discounts on entire premiums, more generous than most insurance companies provide.
AKC earns strong customer satisfaction with 86% positive ratings versus 14% neutral or negative responses. Customers appreciate the knowledgeable customer support and easy claims process. Pricing remains the primary complaint among dissatisfied customers.
AKC has restrictive annual coverage limits but covers certain treatable pre-existing conditions after waiting periods. Coverage eligibility depends on individual conditions and state regulatory requirements. AKC offers hereditary condition coverage and breeding-related add-on options among just two providers.
Best Beagle Pet Insurance by State
AKC ranks as the best pet insurance provider for Beagles in all 50 states. It leads with strong customer satisfaction scores and comprehensive coverage options across every region of the country.
| Alabama | AKC | 4.35 |
| Alaska | AKC | 4.40 |
| Arizona | AKC | 4.35 |
| Arkansas | AKC | 4.45 |
| California | AKC | 4.40 |
| Colorado | AKC | 4.40 |
| Connecticut | AKC | 4.40 |
| Delaware | AKC | 4.35 |
| Florida | AKC | 4.40 |
| Georgia | AKC | 4.35 |
| Hawaii | AKC | 4.40 |
| Idaho | AKC | 4.35 |
| Illinois | AKC | 4.40 |
| Indiana | AKC | 4.45 |
| Iowa | AKC | 4.35 |
| Kansas | AKC | 4.35 |
| Kentucky | AKC | 4.45 |
| Louisiana | AKC | 4.35 |
| Maine | AKC | 4.35 |
| Maryland | AKC | 4.35 |
| Massachusetts | AKC | 4.35 |
| Michigan | AKC | 4.30 |
| Minnesota | AKC | 4.35 |
| Mississippi | AKC | 4.40 |
| Missouri | AKC | 4.40 |
| Montana | AKC | 4.40 |
| Nebraska | AKC | 4.35 |
| Nevada | AKC | 4.40 |
| New Hampshire | AKC | 4.40 |
| New Jersey | AKC | 4.35 |
| New Mexico | AKC | 4.45 |
| New York | AKC | 4.40 |
| North Carolina | AKC | 4.35 |
| North Dakota | AKC | 4.45 |
| Ohio | AKC | 4.35 |
| Oklahoma | AKC | 4.45 |
| Oregon | AKC | 4.40 |
| Pennsylvania | AKC | 4.40 |
| Rhode Island | AKC | 4.40 |
| South Carolina | AKC | 4.45 |
| South Dakota | AKC | 4.45 |
| Tennessee | AKC | 4.40 |
| Texas | AKC | 4.40 |
| Utah | AKC | 4.35 |
| Vermont | AKC | 4.40 |
| Virginia | AKC | 4.35 |
| Washington | AKC | 4.50 |
| West Virginia | AKC | 4.40 |
| Wisconsin | AKC | 4.30 |
| Wyoming | AKC | 4.40 |
*Rates are based on a 6-year-old Beagle with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates differs based on your pet's specific profile and location.
Cheapest Beagle Pet Insurance Companies
Pets Best provides the most affordable pet insurance for Beagles at $33 per month or $396 annually. Other budget-friendly options include Lemonade, Pumpkin, ASPCA and Figo.
| Pets Best | $33 | $396 | 40% |
| Lemonade | $36 | $427 | 35% |
| Pumpkin | $37 | $447 | 32% |
| ASPCA | $42 | $507 | 23% |
| Figo | $46 | $555 | 15% |
*Rates are based on a 6-year-old Beagle with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates differs based on your pet's specific profile and location.

Cheapest Pet Insurance for Beagles
Average Monthly Rate
$33Overall Customer Sentiment
70% positiveMaximum Annual Limit
UnlimitedMost Unique Coverage Inclusion or Add-on
Rehab Coverage
- pros
Lowest rates overall
Unlimited coverage available
Direct vet pay is offered
consLess add-on coverage selection
Pets Best delivers the lowest premiums for Beagle owners while earning high marks for customer service quality. Pets Best policy offerings don't include supplementary add-on features.
Pets Best pet insurance costs about $33 monthly ($396 yearly) for Beagle owners, 40% less than standard industry pricing. Additional 5% discounts apply to customers with multiple pets, military personnel, and Farmers insurance policyholders.
Pets Best achieved 70% favorable customer sentiment on social media platforms, with 30% expressing neutral or critical opinions. Pet owners highlighted affordable premiums, user-friendly online enrollment and direct vet payment convenience. Customer service representatives and mobile app functionality generated varying satisfaction levels.
Pets Best offers three coverage levels: basic accident protection to comprehensive accident and illness plans, with the top tier including alternative treatment benefits. Pets Best provides two separate wellness plan choices for preventive care needs. Direct payment processing to veterinary clinics creates smoother claims handling experiences.
Cheapest Beagle Pet Insurance by State
Pets Best leads the market with the most affordable Beagle insurance, ranking cheapest in all 50 states. Monthly premiums range from $22 to $43, depending on your location.
| Alabama | Pets Best | $25 | 43% |
| Alaska | Pets Best | $33 | 41% |
| Arizona | Pets Best | $41 | 38% |
| Arkansas | Pets Best | $22 | 43% |
| California | Pets Best | $42 | 36% |
| Colorado | Pets Best | $42 | 39% |
| Connecticut | Pets Best | $38 | 39% |
| Delaware | Pets Best | $34 | 40% |
| Florida | Pets Best | $38 | 39% |
| Georgia | Pets Best | $30 | 39% |
| Hawaii | Pets Best | $34 | 41% |
| Idaho | Pets Best | $33 | 39% |
| Illinois | Pets Best | $41 | 37% |
| Indiana | Pets Best | $30 | 39% |
| Iowa | Pets Best | $28 | 41% |
| Kansas | Pets Best | $30 | 40% |
| Kentucky | Pets Best | $27 | 43% |
| Louisiana | Pets Best | $27 | 41% |
| Maine | Pets Best | $41 | 40% |
| Maryland | Pets Best | $33 | 44% |
| Massachusetts | Pets Best | $43 | 38% |
| Michigan | Pets Best | $34 | 40% |
| Minnesota | Pets Best | $35 | 39% |
| Mississippi | Pets Best | $28 | 41% |
| Missouri | Pets Best | $26 | 41% |
| Montana | Pets Best | $28 | 41% |
| Nebraska | Pets Best | $30 | 40% |
| Nevada | Pets Best | $35 | 39% |
| New Hampshire | Pets Best | $39 | 38% |
| New Jersey | Pets Best | $38 | 38% |
| New Mexico | Pets Best | $30 | 41% |
| New York | Pets Best | $36 | 39% |
| North Carolina | Pets Best | $30 | 42% |
| North Dakota | Pets Best | $26 | 41% |
| Ohio | Pets Best | $31 | 41% |
| Oklahoma | Pets Best | $28 | 41% |
| Oregon | Pets Best | $42 | 38% |
| Pennsylvania | Pets Best | $35 | 40% |
| Rhode Island | Pets Best | $29 | 40% |
| South Carolina | Pets Best | $32 | 39% |
| South Dakota | Pets Best | $30 | 42% |
| Tennessee | Pets Best | $31 | 39% |
| Texas | Pets Best | $35 | 38% |
| Utah | Pets Best | $32 | 41% |
| Vermont | Pets Best | $31 | 41% |
| Virginia | Pets Best | $36 | 41% |
| Washington | Pets Best | $39 | 42% |
| West Virginia | Pets Best | $29 | 39% |
| Wisconsin | Pets Best | $36 | 41% |
| Wyoming | Pets Best | $31 | 39% |
*Rates are based on a 6-year-old Beagle with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates differs based on your pet's specific profile and location.
How Much Does Beagle Insurance Cost?
Monthly pet insurance for Beagles ranges from $70 to $134 across the U.S., ranking as the 104th most expensive breed to insure. Your actual premium depends on your location, coverage choices and pet's specific needs.
| Alabama | $78 | $937 | -24% |
| Alaska | $102 | $1,227 | -1% |
| Arizona | $123 | $1,481 | 19% |
| Arkansas | $70 | $842 | -32% |
| California | $128 | $1,538 | 24% |
| Colorado | $130 | $1,555 | 25% |
| Connecticut | $118 | $1,419 | 14% |
| Delaware | $105 | $1,258 | 1% |
| Florida | $118 | $1,414 | 14% |
| Georgia | $92 | $1,104 | -11% |
| Hawaii | $106 | $1,269 | 2% |
| Idaho | $103 | $1,239 | -0% |
| Illinois | $127 | $1,521 | 23% |
| Indiana | $93 | $1,121 | -10% |
| Iowa | $86 | $1,029 | -17% |
| Kansas | $94 | $1,129 | -9% |
| Kentucky | $83 | $994 | -20% |
| Louisiana | $84 | $1,004 | -19% |
| Maine | $125 | $1,499 | 21% |
| Maryland | $108 | $1,297 | 5% |
| Massachusetts | $134 | $1,610 | 30% |
| Michigan | $104 | $1,250 | 1% |
| Minnesota | $106 | $1,272 | 3% |
| Mississippi | $89 | $1,070 | -14% |
| Missouri | $82 | $984 | -21% |
| Montana | $88 | $1,054 | -15% |
| Nebraska | $93 | $1,114 | -10% |
| Nevada | $106 | $1,266 | 2% |
| New Hampshire | $119 | $1,426 | 15% |
| New Jersey | $116 | $1,389 | 12% |
| New Mexico | $91 | $1,094 | -12% |
| New York | $113 | $1,358 | 9% |
| North Carolina | $94 | $1,125 | -9% |
| North Dakota | $80 | $959 | -23% |
| Ohio | $96 | $1,157 | -7% |
| Oklahoma | $87 | $1,040 | -16% |
| Oregon | $129 | $1,542 | 24% |
| Pennsylvania | $109 | $1,305 | 5% |
| Rhode Island | $92 | $1,098 | -12% |
| South Carolina | $99 | $1,192 | -4% |
| South Dakota | $93 | $1,114 | -10% |
| Tennessee | $95 | $1,145 | -8% |
| Texas | $107 | $1,281 | 3% |
| Utah | $101 | $1,204 | -3% |
| Vermont | $96 | $1,156 | -7% |
| Virginia | $113 | $1,356 | 9% |
| Washington | $120 | $1,437 | 16% |
| West Virginia | $89 | $1,066 | -14% |
| Wisconsin | $112 | $1,340 | 8% |
| Wyoming | $95 | $1,142 | -8% |
*The rates include all coverage selections on the market for a 6-year-old Beagle. Your rates differs based on your pet's specific profile and location.
What Factors Affect Beagle Insurance Costs?
Beagles rank as the 104th most expensive dog breed to insure, with several health and behavior factors driving these higher premiums, but there're ways to keep coverage costs manageable.
Potential Vet Costs: $2,500 to $15,000
Beagles have breed-specific health concerns insurers consider when determining coverage. Genetic predisposition to intervertebral disk disease requires costly surgery. Beagles commonly face hip dysplasia, eye problems like glaucoma, and hypothyroidism. These inherited health risks and susceptibility to obesity-related issues increase lifetime medical expenses.
Potential Vet Cost Increase: 15% to 25% higher vet costs
Medium-sized dogs require moderate medication doses and standard medical equipment. The Beagle's sturdy, muscular build complicates certain procedures and recovery periods. Their active nature means additional support during healing, including specialized rehabilitation equipment and longer recovery times.
Annual Vet Costs By Age: $200 to $800 (Young) to $1,000 to $3,500 (Senior)
Beagles live 12 to 15 years, which is average for medium-sized dogs. As they age, they face increasing health challenges that require more frequent veterinary care. Senior Beagles need additional screenings, medication management and treatments for age-related conditions, leading to higher medical expenses.
Potential Vet Costs: $1,500 to $8,000
Beagles are energetic hunting dogs with strong scenting instincts leading them into risky situations. Enthusiasm for tracking and exploring makes them prone to accidents, sprains and emergencies from consuming harmful substances. Their high energy and curious nature increases injury-related veterinary visit.
Potential Vet Costs: $3,000 to $12,000
Beagle popularity has led to breeding practices sometimes overlooking health screening. This trend increases genetic issues in breed populations. Insurers imposes coverage limitations for hereditary conditions. Selecting puppies from health-tested parents reduces future medical expenses and insurance complications.
While Beagles share common health traits, your dog's individual health profile matters most when choosing insurance coverage. Consider both your financial situation and your pet's specific medical history when selecting deductibles, annual limits and reimbursement rates. A conversation with your veterinarian can help identify which health risks might affect your particular Beagle.
Protect your Beagle's health by maintaining a healthy weight through portion control and daily exercise. Choose a breeder who screens for genetic conditions like hip dysplasia and eye problems. Schedule regular vet checkups to catch issues early, and keep vaccines current. A consistent routine with proper rest between meals helps prevent digestive issues common in the breed.
How to Get the Best Cheap Beagle Pet Insurance
Getting pet insurance that's affordable for your Beagle takes some research, but these steps make the process straightforward.
- 1Understand Your Coverage Options
Determine what health risks your Beagle faces and how much you can spend to select an appropriate deductible, annual limit and reimbursement rate. Learn about pet insurance coverage to understand what plans cover.
- 2Compare Insurance Companies
Research different pet insurance providers and their reputation for handling claims. Look at customer reviews and check if they offer any pet insurance discounts.
- 4Get Multiple Price Quotes
Request quotes from at least three different insurance providers. Each company calculates risk differently, so prices can vary significantly for the same deductible, annual limit and reimbursement rate.
- 5Review Coverage Annually
Review your rates and coverage each year to determine whether renewing your pet insurance is worth it.
Beagle Dog Insurance: Bottom Line
AKC is the best pet insurance provider for Beagles, while Pets Best offers the lowest monthly premiums. Compare providers to find coverage that matches your pet's health needs and your budget. The right policy brings peace of mind and ensures quality care when health issues arise.
Learn more about the best pet insurance providers for your Beagle:
Pet Insurance for Beagle: FAQ
What is the best pet insurance provider for Beagles overall?
AKC stands out as the best pet insurance provider for Beagles, offering comprehensive coverage and exceptional customer service. Despite higher-than-average premiums, their extensive benefits and specialized coverage make them worth considering.
Who offers the cheapest pet insurance for Beagles?
Pets Best provides the most affordable pet insurance for Beagles, with monthly premiums starting at $33 for standard coverage. Note that actual rates varies depending on your location and pet's specific circumstances.
How much does Beagle insurance cost?
With a monthly premium of $103, Beagles rank as the 104th most expensive breed to insure. Monthly rates vary significantly across states, ranging from $70 to $134 depending on location.
What are the most common accident and illness risks for Beagles?
Beagles commonly face hip dysplasia (causing joint pain and limited mobility), intervertebral disk disease (leading to back pain and potential paralysis) and cherry eye (a prolapsed gland causing eye irritation and infection). These health risks are largely attributed to the breed's genetic predisposition and unique physical characteristics.
How We Found the Best and Cheapest Beagle Insurance
Finding the right pet insurance for your Beagle means understanding how the breed's specific health risks, hip dysplasia, intervertebral disk disease, eye problems and obesity-related conditions, create your premium, and which insurers price competitively while actually covering the genetic issues Beagles commonly face. We analyzed pricing across all coverage levels, ages and 50 states, then researched clinical veterinary statistics, customer satisfaction ratings and contract details to reveal which companies deliver genuine value rather than just advertised low rates that exclude breed-specific conditions.
Affordability drives 50% of our ratings because pet insurance exists to make expensive veterinary care financially manageable when your Beagle needs surgery for intervertebral disk disease (costing $2,500 to $15,000) or treatment for hip dysplasia, not just routine checkups. We compared rates across providers to identify which companies consistently price competitively for Beagles rather than inflating premiums based on breed stereotypes. We also factored in available discounts for multi-pet households or annual payment plans.
Customer experience accounts for 30%, reflecting how quickly insurers process claims after emergency vet visits, handle reimbursements for ongoing treatments like hypothyroidism medication, and communicate coverage details without frustrating delays. We aggregated sentiment from all online sources, reviews, forums and customer feedback, calculating positive, neutral and negative proportions to capture real experiences from Beagle owners dealing with claims and service interactions.
Coverage options represent 20% because Beagles need policies that actually cover breed-specific genetic conditions, not plans riddled with exclusions for hereditary issues. We examined contract details for every provider in every state, evaluating add-ons, inclusions, exclusions and restrictions. This matters because some insurers advertise comprehensive coverage but exclude exactly the hip dysplasia, eye conditions or disk disease your Beagle will likely face.
Our baseline used a 6-year-old Beagle with $5,000 annual limit, $500 deductible and 80% reimbursement—representing standard mid-tier coverage that balances affordable premiums with meaningful protection. We then analyzed pricing across all ages within reasonable life expectancy (12 to 15 years for Beagles) and every coverage selection on the market to understand how costs shift as your dog ages and health needs increase.
Beagles rank as the 104th most expensive breed to insure at $103 monthly, reflecting their medium size (requiring moderate medication doses and standard equipment), active hunting dog nature (increasing injury risk from their strong scenting instincts leading them into dangerous situations), and genetic predispositions that insurance companies factor into risk assessments. Monthly premiums range from $70 to $134 depending on your state, because local veterinary costs, claim frequency and state regulations create geographic pricing differences.
This methodology exposes which insurers genuinely cover Beagle-specific health risks at competitive rates versus companies advertising cheap premiums that exclude hereditary conditions or impose coverage limitations that leave you paying out-of-pocket for exactly the expensive treatments your Beagle needs most.
About Mark Fitzpatrick

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.

