Beagle Insurance


Key Takeaways
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AKC is the best pet insurance company for Beagles, offering the strongest balance of cost, service and coverage.

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Pets Best offers the cheapest pet insurance rates for Beagles, with an average monthly rate of around $33 for standard protection.

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The average monthly pet insurance cost for Beagles is $103, ranking them as the 104th most expensive dog breed to insure.

Best Beagle Pet Insurance Companies

The best pet insurance company for Beagles is AKC due to its strong coverage options and high customer satisfaction ratings. Other top-rated options are Rainwalk, Pets Best and Lemonade.

AKC4.40$5031
Rainwalk4.25$5314
Pets Best4.25$3352
Lemonade4.20$3636
Spot3.95$5028

*Pet insurance coverage varies by state and provider. Rates shown are estimates; actual costs vary based on your pet's age, health and location. Coverage exclusions and waiting periods apply. Consult individual providers for specific terms.

Learn more about the best pet insurance options for your Beagle across different situations:

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AKC

Best for Beagles

MoneyGeek Rating
4.4/ 5
4.1/5Affordability
4.4/5Customer Experience
5/5Coverage Points
  • Average Monthly Rate

    $50
  • Overall Sentiment

    86% positive
  • Maximum Annual Limit

    $10,000
  • Most Unique Coverage Inclusion or Add-on

    Covers pre-existing conditions

Best Beagle Pet Insurance by State

AKC ranks as the best pet insurance provider for Beagles in all 50 states. It leads with strong customer satisfaction scores and comprehensive coverage options across every region of the country.

AlabamaAKC4.35
AlaskaAKC4.40
ArizonaAKC4.35
ArkansasAKC4.45
CaliforniaAKC4.40
ColoradoAKC4.40
ConnecticutAKC4.40
DelawareAKC4.35
FloridaAKC4.40
GeorgiaAKC4.35
HawaiiAKC4.40
IdahoAKC4.35
IllinoisAKC4.40
IndianaAKC4.45
IowaAKC4.35
KansasAKC4.35
KentuckyAKC4.45
LouisianaAKC4.35
MaineAKC4.35
MarylandAKC4.35
MassachusettsAKC4.35
MichiganAKC4.30
MinnesotaAKC4.35
MississippiAKC4.40
MissouriAKC4.40
MontanaAKC4.40
NebraskaAKC4.35
NevadaAKC4.40
New HampshireAKC4.40
New JerseyAKC4.35
New MexicoAKC4.45
New YorkAKC4.40
North CarolinaAKC4.35
North DakotaAKC4.45
OhioAKC4.35
OklahomaAKC4.45
OregonAKC4.40
PennsylvaniaAKC4.40
Rhode IslandAKC4.40
South CarolinaAKC4.45
South DakotaAKC4.45
TennesseeAKC4.40
TexasAKC4.40
UtahAKC4.35
VermontAKC4.40
VirginiaAKC4.35
WashingtonAKC4.50
West VirginiaAKC4.40
WisconsinAKC4.30
WyomingAKC4.40

*Rates are based on a 6-year-old Beagle with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates differs based on your pet's specific profile and location.

Cheapest Beagle Pet Insurance Companies

Pets Best provides the most affordable pet insurance for Beagles at $33 per month or $396 annually. Other budget-friendly options include Lemonade, Pumpkin, ASPCA and Figo.

Pets Best$33$39640%
Lemonade$36$42735%
Pumpkin$37$44732%
ASPCA$42$50723%
Figo$46$55515%

*Rates are based on a 6-year-old Beagle with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates differs based on your pet's specific profile and location.

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Pets Best

Cheapest Pet Insurance for Beagles

MoneyGeek Rating
4.3/ 5
4.5/5Affordability
4/5Customer Experience
4/5Coverage Points
  • Average Monthly Rate

    $33
  • Overall Customer Sentiment

    70% positive
  • Maximum Annual Limit

    Unlimited
  • Most Unique Coverage Inclusion or Add-on

    Rehab Coverage

Cheapest Beagle Pet Insurance by State

Pets Best leads the market with the most affordable Beagle insurance, ranking cheapest in all 50 states. Monthly premiums range from $22 to $43, depending on your location.

AlabamaPets Best$2543%
AlaskaPets Best$3341%
ArizonaPets Best$4138%
ArkansasPets Best$2243%
CaliforniaPets Best$4236%
ColoradoPets Best$4239%
ConnecticutPets Best$3839%
DelawarePets Best$3440%
FloridaPets Best$3839%
GeorgiaPets Best$3039%
HawaiiPets Best$3441%
IdahoPets Best$3339%
IllinoisPets Best$4137%
IndianaPets Best$3039%
IowaPets Best$2841%
KansasPets Best$3040%
KentuckyPets Best$2743%
LouisianaPets Best$2741%
MainePets Best$4140%
MarylandPets Best$3344%
MassachusettsPets Best$4338%
MichiganPets Best$3440%
MinnesotaPets Best$3539%
MississippiPets Best$2841%
MissouriPets Best$2641%
MontanaPets Best$2841%
NebraskaPets Best$3040%
NevadaPets Best$3539%
New HampshirePets Best$3938%
New JerseyPets Best$3838%
New MexicoPets Best$3041%
New YorkPets Best$3639%
North CarolinaPets Best$3042%
North DakotaPets Best$2641%
OhioPets Best$3141%
OklahomaPets Best$2841%
OregonPets Best$4238%
PennsylvaniaPets Best$3540%
Rhode IslandPets Best$2940%
South CarolinaPets Best$3239%
South DakotaPets Best$3042%
TennesseePets Best$3139%
TexasPets Best$3538%
UtahPets Best$3241%
VermontPets Best$3141%
VirginiaPets Best$3641%
WashingtonPets Best$3942%
West VirginiaPets Best$2939%
WisconsinPets Best$3641%
WyomingPets Best$3139%

*Rates are based on a 6-year-old Beagle with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates differs based on your pet's specific profile and location.

How Much Does Beagle Insurance Cost?

Monthly pet insurance for Beagles ranges from $70 to $134 across the U.S., ranking as the 104th most expensive breed to insure. Your actual premium depends on your location, coverage choices and pet's specific needs.

Alabama$78$937-24%
Alaska$102$1,227-1%
Arizona$123$1,48119%
Arkansas$70$842-32%
California$128$1,53824%
Colorado$130$1,55525%
Connecticut$118$1,41914%
Delaware$105$1,2581%
Florida$118$1,41414%
Georgia$92$1,104-11%
Hawaii$106$1,2692%
Idaho$103$1,239-0%
Illinois$127$1,52123%
Indiana$93$1,121-10%
Iowa$86$1,029-17%
Kansas$94$1,129-9%
Kentucky$83$994-20%
Louisiana$84$1,004-19%
Maine$125$1,49921%
Maryland$108$1,2975%
Massachusetts$134$1,61030%
Michigan$104$1,2501%
Minnesota$106$1,2723%
Mississippi$89$1,070-14%
Missouri$82$984-21%
Montana$88$1,054-15%
Nebraska$93$1,114-10%
Nevada$106$1,2662%
New Hampshire$119$1,42615%
New Jersey$116$1,38912%
New Mexico$91$1,094-12%
New York$113$1,3589%
North Carolina$94$1,125-9%
North Dakota$80$959-23%
Ohio$96$1,157-7%
Oklahoma$87$1,040-16%
Oregon$129$1,54224%
Pennsylvania$109$1,3055%
Rhode Island$92$1,098-12%
South Carolina$99$1,192-4%
South Dakota$93$1,114-10%
Tennessee$95$1,145-8%
Texas$107$1,2813%
Utah$101$1,204-3%
Vermont$96$1,156-7%
Virginia$113$1,3569%
Washington$120$1,43716%
West Virginia$89$1,066-14%
Wisconsin$112$1,3408%
Wyoming$95$1,142-8%

*The rates include all coverage selections on the market for a 6-year-old Beagle. Your rates differs based on your pet's specific profile and location.

What Factors Affect Beagle Insurance Costs?

Beagles rank as the 104th most expensive dog breed to insure, with several health and behavior factors driving these higher premiums, but there're ways to keep coverage costs manageable.

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    Health Predispositions

    Potential Vet Costs: $2,500 to $15,000

    Beagles have breed-specific health concerns insurers consider when determining coverage. Genetic predisposition to intervertebral disk disease requires costly surgery. Beagles commonly face hip dysplasia, eye problems like glaucoma, and hypothyroidism. These inherited health risks and susceptibility to obesity-related issues increase lifetime medical expenses.

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    Size-Related Factors

    Potential Vet Cost Increase: 15% to 25% higher vet costs

    Medium-sized dogs require moderate medication doses and standard medical equipment. The Beagle's sturdy, muscular build complicates certain procedures and recovery periods. Their active nature means additional support during healing, including specialized rehabilitation equipment and longer recovery times.

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    Lifespan Considerations

    Annual Vet Costs By Age: $200 to $800 (Young) to $1,000 to $3,500 (Senior)

    Beagles live 12 to 15 years, which is average for medium-sized dogs. As they age, they face increasing health challenges that require more frequent veterinary care. Senior Beagles need additional screenings, medication management and treatments for age-related conditions, leading to higher medical expenses.

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    Behavioral and Activity Risks

    Potential Vet Costs: $1,500 to $8,000

    Beagles are energetic hunting dogs with strong scenting instincts leading them into risky situations. Enthusiasm for tracking and exploring makes them prone to accidents, sprains and emergencies from consuming harmful substances. Their high energy and curious nature increases injury-related veterinary visit.

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    Breeding-Related Issues

    Potential Vet Costs: $3,000 to $12,000

    Beagle popularity has led to breeding practices sometimes overlooking health screening. This trend increases genetic issues in breed populations. Insurers imposes coverage limitations for hereditary conditions. Selecting puppies from health-tested parents reduces future medical expenses and insurance complications.

While Beagles share common health traits, your dog's individual health profile matters most when choosing insurance coverage. Consider both your financial situation and your pet's specific medical history when selecting deductibles, annual limits and reimbursement rates. A conversation with your veterinarian can help identify which health risks might affect your particular Beagle.

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INSURANCE RISK PREVENTION

Protect your Beagle's health by maintaining a healthy weight through portion control and daily exercise. Choose a breeder who screens for genetic conditions like hip dysplasia and eye problems. Schedule regular vet checkups to catch issues early, and keep vaccines current. A consistent routine with proper rest between meals helps prevent digestive issues common in the breed.

How to Get the Best Cheap Beagle Pet Insurance

Getting pet insurance that's affordable for your Beagle takes some research, but these steps make the process straightforward.

  1. 1
    Understand Your Coverage Options

    Determine what health risks your Beagle faces and how much you can spend to select an appropriate deductible, annual limit and reimbursement rate. Learn about pet insurance coverage to understand what plans cover.

  2. 2
    Compare Insurance Companies

    Research different pet insurance providers and their reputation for handling claims. Look at customer reviews and check if they offer any pet insurance discounts.

  3. 3
    Review Policy Details

    Examine waiting periods and pre-existing condition rules before signing up.

  4. 4
    Get Multiple Price Quotes

    Request quotes from at least three different insurance providers. Each company calculates risk differently, so prices can vary significantly for the same deductible, annual limit and reimbursement rate.

  5. 5
    Review Coverage Annually

    Review your rates and coverage each year to determine whether renewing your pet insurance is worth it.

Beagle Dog Insurance: Bottom Line

AKC is the best pet insurance provider for Beagles, while Pets Best offers the lowest monthly premiums. Compare providers to find coverage that matches your pet's health needs and your budget. The right policy brings peace of mind and ensures quality care when health issues arise.

Learn more about the best pet insurance providers for your Beagle:

Pet Insurance for Beagle: FAQ

What is the best pet insurance provider for Beagles overall?

Who offers the cheapest pet insurance for Beagles?

How much does Beagle insurance cost?

What are the most common accident and illness risks for Beagles?

How We Found the Best and Cheapest Beagle Insurance

Finding the right pet insurance for your Beagle means understanding how the breed's specific health risks, hip dysplasia, intervertebral disk disease, eye problems and obesity-related conditions, create your premium, and which insurers price competitively while actually covering the genetic issues Beagles commonly face. We analyzed pricing across all coverage levels, ages and 50 states, then researched clinical veterinary statistics, customer satisfaction ratings and contract details to reveal which companies deliver genuine value rather than just advertised low rates that exclude breed-specific conditions.

Affordability drives 50% of our ratings because pet insurance exists to make expensive veterinary care financially manageable when your Beagle needs surgery for intervertebral disk disease (costing $2,500 to $15,000) or treatment for hip dysplasia, not just routine checkups. We compared rates across providers to identify which companies consistently price competitively for Beagles rather than inflating premiums based on breed stereotypes. We also factored in available discounts for multi-pet households or annual payment plans.

Customer experience accounts for 30%, reflecting how quickly insurers process claims after emergency vet visits, handle reimbursements for ongoing treatments like hypothyroidism medication, and communicate coverage details without frustrating delays. We aggregated sentiment from all online sources, reviews, forums and customer feedback, calculating positive, neutral and negative proportions to capture real experiences from Beagle owners dealing with claims and service interactions.

Coverage options represent 20% because Beagles need policies that actually cover breed-specific genetic conditions, not plans riddled with exclusions for hereditary issues. We examined contract details for every provider in every state, evaluating add-ons, inclusions, exclusions and restrictions. This matters because some insurers advertise comprehensive coverage but exclude exactly the hip dysplasia, eye conditions or disk disease your Beagle will likely face.

Our baseline used a 6-year-old Beagle with $5,000 annual limit, $500 deductible and 80% reimbursement—representing standard mid-tier coverage that balances affordable premiums with meaningful protection. We then analyzed pricing across all ages within reasonable life expectancy (12 to 15 years for Beagles) and every coverage selection on the market to understand how costs shift as your dog ages and health needs increase.

Beagles rank as the 104th most expensive breed to insure at $103 monthly, reflecting their medium size (requiring moderate medication doses and standard equipment), active hunting dog nature (increasing injury risk from their strong scenting instincts leading them into dangerous situations), and genetic predispositions that insurance companies factor into risk assessments. Monthly premiums range from $70 to $134 depending on your state, because local veterinary costs, claim frequency and state regulations create geographic pricing differences.

This methodology exposes which insurers genuinely cover Beagle-specific health risks at competitive rates versus companies advertising cheap premiums that exclude hereditary conditions or impose coverage limitations that leave you paying out-of-pocket for exactly the expensive treatments your Beagle needs most.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.

Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!

He writes about economics and insurance, breaking down complex topics so people know what they're buying.


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