USAA's pet insurance (offered through Embrace) scores 2.3 out of 5 for cats and 2.55 for dogs in MoneyGeek's analysis. The company is in sixth place for customer experience. It has higher premiums, ranking 14th for cats and 12th for dogs. USAA requires a two-day waiting period for accidents and 14 days for illnesses before coverage begins.
USAA Pet Insurance Review
Updated: April 28, 2026
Advertising & Editorial Disclosure
USAA Pet Insurance Review: Key Takeaways
USAA ranks 14th for cat insurance affordability and 12th for dogs. It has monthly premiums that begin at $46 for cats and $73 for dogs.
USAA has strong ratings with an A+ BBB rating and 4.1 out of 5 stars on Trustpilot for pet insurance services.
USAA ranks tenth nationwide for coverage, offering comprehensive accident and illness insurance. It has an optional Wellness Rewards program for preventive care.
USAA Pet Insurance Ratings
Data filtered by:
Dog
| Coverage | 1.89 | 10 |
| Affordability | 2.22 | 12 |
| Overall Score | 2.55 | 13 |
| Customer Experience | 3.54 | 6 |
WHO IS USAA PET INSURANCE BEST FOR?
USAA Pet Insurance ranks among the best pet insurance companies for owners wanting unlimited coverage and stackable discounts for maximum savings. The provider also covers hereditary conditions and behavioral therapy without extra charges.
Learn more about the best pet insurance options for your pet:
USAA Pet Insurance Ratings by State
USAA offers pet insurance nationwide. It is in 11th place in six states for dogs and one state for cats. While USAA does not offer the best pet insurance overall, it shows moderate performance. Its strongest category is customer experience, where it ranks sixth nationally in all 50 states for both dogs and cats.
Data filtered by:
Affordability
Dog
| Utah | 1.67 | 12 |
| Ohio | 1.67 | 13 |
| Oregon | 1.75 | 13 |
| Hawaii | 1.84 | 12 |
| Colorado | 1.9 | 13 |
| California | 1.98 | 13 |
| New Hampshire | 2.05 | 12 |
| Georgia | 2.1 | 12 |
| Massachusetts | 2.1 | 12 |
| North Carolina | 2.13 | 13 |
| Wisconsin | 2.16 | 12 |
| South Dakota | 2.17 | 12 |
| Iowa | 2.21 | 13 |
| Connecticut | 2.21 | 12 |
| Minnesota | 2.22 | 12 |
| South Carolina | 2.26 | 12 |
| Virginia | 2.26 | 12 |
| Delaware | 2.28 | 12 |
| Maine | 2.28 | 12 |
| Vermont | 2.3 | 12 |
| Maryland | 2.3 | 12 |
| Louisiana | 2.33 | 12 |
| Indiana | 2.35 | 12 |
| Michigan | 2.36 | 12 |
| Rhode Island | 2.37 | 12 |
| New Jersey | 2.39 | 12 |
| New York | 2.39 | 12 |
| Florida | 2.41 | 12 |
| Alaska | 2.42 | 12 |
| Mississippi | 2.44 | 12 |
| West Virginia | 2.47 | 12 |
| Montana | 2.48 | 12 |
| Pennsylvania | 2.49 | 12 |
| Texas | 2.49 | 12 |
| Alabama | 2.51 | 12 |
| Arizona | 2.53 | 12 |
| Missouri | 2.53 | 12 |
| Kentucky | 2.56 | 12 |
| Kansas | 2.62 | 12 |
| Idaho | 2.64 | 12 |
| Oklahoma | 2.65 | 12 |
| Wyoming | 2.66 | 12 |
| New Mexico | 2.68 | 12 |
| Nevada | 2.78 | 12 |
| Tennessee | 2.79 | 12 |
| North Dakota | 2.8 | 12 |
| Washington | 2.89 | 12 |
| Nebraska | 2.96 | 12 |
| Illinois | 3.05 | 12 |
| Arkansas | 3.13 | 12 |
USAA Pet Insurance Comparison
You can look at how USAA performs alongside other pet insurance providers.
USAA vs. AKC | • Dogs: 2.55 vs. 4.30 • Cats: 2.30 vs. 3.85 | AKC is stronger across all categories, especially coverage. USAA trails in affordability and overall scores. |
USAA vs. ASPCA | • Dogs: 2.55 vs. 3.85 • Cats: 2.30 vs. 3.35 | ASPCA offers better affordability and overall scores. USAA ranks lower in every category. |
USAA vs. Fetch | • Dogs: 2.55 vs. 2.70 • Cats: 2.30 vs. 2.95 | Fetch scores higher than USAA on coverage, while USAA has a slight advantage on affordability. Both rank low on customer experience. |
USAA vs. Figo | • Dogs: 2.55 vs. 3.60 • Cats: 2.30 vs. 3.80 | Figo scores higher than USAA in affordability, coverage and overall scores. |
USAA vs. Hartville | • Dogs: 2.55 vs. 3.50 • Cats: 2.30 vs. 3.90 | Hartville offers better affordability and coverage. USAA ranks lower across most categories. |
USAA vs. Lemonade | • Dogs: 2.55 vs. 4.50 • Cats: 2.30 vs. 4.25 | Lemonade costs less and scores higher overall. USAA is weaker in coverage and affordability. |
USAA vs. Liberty Mutual | • Dogs: 2.55 vs. 2.65 • Cats: 2.30 vs. 2.30 | Both have low scores. Liberty Mutual has a slight affordability advantage, while USAA performs slightly better on customer service. |
USAA vs. MetLife | • Dogs: 2.55 vs. 3.05 • Cats: 2.30 vs. 2.40 | MetLife leads in affordability, but USAA ranks higher in customer experience. Coverage scores are weak for both. |
USAA vs. Nationwide | • Dogs: 2.55 vs. 2.50 • Cats: 2.30 vs. 2.65 | Nationwide ranks lower on affordability but offers better coverage. USAA has a slight advantage on dog scores. |
USAA vs. Pets Best | • Dogs: 2.55 vs. 4.05 • Cats: 2.30 vs. 3.80 | Pets Best delivers stronger affordability and coverage, ranking higher than USAA in most categories. |
USAA vs. Pumpkin | • Dogs: 2.55 vs. 3.70 • Cats: 2.30 vs. 4.15 | Pumpkin scores much higher on affordability and overall performance. USAA ranks lower across all areas. |
USAA vs. Rainwalk | • Dogs: 2.55 vs. 4.05 • Cats: 2.30 vs. 3.95 | Rainwalk excels in customer service and affordability. USAA ranks lower in most categories. |
USAA vs. Spot | • Dogs: 2.55 vs. 3.75 • Cats: 2.30 vs. 4.15 | Spot is stronger in affordability, coverage and customer service. USAA ranks lower overall. |
How Much Does USAA Pet Insurance Cost?
USAA's pet insurance costs $73 monthly ($874 annually) for dogs and $46 monthly ($547 annually) for cats.
| Cat | $46 | $32 | $547 | $379 | 44% |
| Dog | $73 | $60 | $874 | $723 | 21% |
USAA Pet Insurance Rates by State
USAA premiums vary by state based on your veterinary costs. USAA offers the cheapest pet insurance for cats in Arkansas at $29 monthly and the most expensive coverage in Maine at $61. For dogs, USAA provides the lowest monthly rate in Arkansas at $46 and the highest in Maine at $97.
Data filtered by:
Dog
| Arkansas | $46 | $551 |
| North Dakota | $53 | $641 |
| Alabama | $55 | $665 |
| Missouri | $59 | $709 |
| Oklahoma | $60 | $717 |
| Louisiana | $60 | $718 |
| Nebraska | $60 | $724 |
| Montana | $61 | $729 |
| Kentucky | $61 | $737 |
| West Virginia | $62 | $747 |
| Mississippi | $63 | $752 |
| Tennessee | $63 | $752 |
| New Mexico | $64 | $763 |
| Kansas | $64 | $769 |
| Rhode Island | $65 | $778 |
| Iowa | $65 | $779 |
| Indiana | $66 | $787 |
| Wyoming | $66 | $797 |
| Georgia | $66 | $798 |
| South Dakota | $67 | $807 |
| Vermont | $68 | $815 |
| Nevada | $69 | $825 |
| Idaho | $69 | $825 |
| North Carolina | $69 | $828 |
| Alaska | $69 | $831 |
| South Carolina | $70 | $844 |
| Michigan | $71 | $852 |
| Ohio | $72 | $861 |
| Delaware | $72 | $865 |
| Texas | $74 | $882 |
| Utah | $75 | $895 |
| Minnesota | $75 | $900 |
| New York | $77 | $921 |
| Hawaii | $77 | $929 |
| Wisconsin | $78 | $939 |
| Illinois | $79 | $943 |
| Florida | $80 | $955 |
| New Jersey | $80 | $956 |
| Pennsylvania | $82 | $980 |
| Connecticut | $83 | $991 |
| Maryland | $84 | $1,003 |
| Arizona | $84 | $1,008 |
| New Hampshire | $86 | $1,031 |
| Virginia | $86 | $1,036 |
| Washington | $88 | $1,053 |
| California | $94 | $1,133 |
| Massachusetts | $95 | $1,138 |
| Colorado | $95 | $1,143 |
| Oregon | $96 | $1,154 |
| Maine | $97 | $1,167 |
USAA Pet Insurance Rates by Breed
USAA's pet insurance premiums change based on your pet's breed. Dog owners pay $30 monthly for small mixed breeds under 20 pounds, while Bullmastiffs cost $141 per month. Cat premiums range from $40 for Domestic Shorthairs to $56 for Exotic Shorthairs.
Data filtered by:
Select
Select
| Small Mix (Under 20 pounds) | $30 | $362 |
| Small Mix (11-25) | $35 | $415 |
| Small Mix (10 and less pounds) | $35 | $423 |
| Small Mix (0-20) | $36 | $424 |
| Small Mix (1-10 pounds) | $36 | $434 |
| Mixed breed Small (up to 20lbs when full grown) | $36 | $431 |
| Mixed Breed Small (>10 lbs) | $38 | $445 |
| Mixed Breed Small (11-30 lbs) | $39 | $466 |
| Domestic Shorthair | $40 | $475 |
| Chihuahua | $40 | $477 |
| Small Mix (11-30) | $41 | $491 |
| British Longhair | $41 | $490 |
| Ragdoll | $42 | $499 |
| Bombay | $42 | $499 |
| Small Mix (25 and less pounds) | $42 | $497 |
| Morkie | $42 | $507 |
| Siamese | $42 | $507 |
| Maltipoo | $42 | $511 |
| Russian Blue | $43 | $513 |
| Small Mix (22 pounds or less) | $43 | $520 |
| Shih Tzu | $44 | $533 |
| Toy Mix (10 and less pounds) | $45 | $535 |
| Norwegian Forest cat | $45 | $535 |
| Mixed Breed Medium (31-50 lbs) | $45 | $534 |
| Birman | $45 | $541 |
| Tonkinese | $45 | $541 |
| Jack Russell Terrier | $46 | $547 |
| Chinchilla | $46 | $549 |
| Devon Rex | $46 | $549 |
| Serengeti | $46 | $550 |
| Munchkin | $46 | $551 |
| Burmese | $46 | $552 |
| Cockapoo | $46 | $555 |
| Himalayan | $47 | $561 |
| Scottish Fold | $47 | $563 |
| Medium Mix (20-55 pounds) | $47 | $573 |
| Bengal | $47 | $566 |
| Snowshoe | $48 | $569 |
| Havanese | $48 | $574 |
| Yorkshire terrier | $48 | $576 |
| Cornish Rex | $49 | $583 |
| British Shorthair | $49 | $582 |
| Miniature Poodle | $49 | $587 |
| Persian | $49 | $586 |
| Puggle | $49 | $588 |
| Toy Poodle | $49 | $588 |
| Medium Mix (31-59 pounds) | $49 | $592 |
| Siberian | $49 | $589 |
| Savannah | $49 | $591 |
| Cavapoo | $50 | $599 |
| Balinese | $50 | $594 |
| Medium Mix (26-50 pounds) | $50 | $599 |
| Maltese | $50 | $599 |
| Medium Mix (20-70 pounds) | $50 | $601 |
| Shiba Inu | $50 | $602 |
| Medium Mix (31-50 pounds) | $50 | $602 |
| Papillon | $50 | $602 |
| Pomeranian | $50 | $603 |
| Coton De Tulear | $51 | $609 |
| Australian Mist | $51 | $613 |
| Miniature Pinscher | $51 | $613 |
| Groodle | $52 | $616 |
| Sphynx | $52 | $617 |
| Cavachon | $52 | $622 |
| Schnoodle | $52 | $624 |
| Maine Coon | $52 | $623 |
| Australian Silky Terrier | $53 | $631 |
| Lhasa Apso | $53 | $633 |
| Mixed Dog (21-50 pounds) | $53 | $636 |
| Australian Shepherd | $53 | $633 |
| Dachshund | $53 | $640 |
| Abyssinian | $53 | $638 |
| Japanese Chin | $54 | $642 |
| Dingo | $54 | $645 |
| American Hairless Terrier | $54 | $643 |
| Japanese Spitz | $54 | $648 |
| Border Collie | $54 | $648 |
| Basenji | $54 | $651 |
| Large Mix (51-110 pounds) | $55 | $657 |
| English Toy Terrier | $55 | $655 |
| American Eskimo | $55 | $662 |
| Miniature Dachshund | $55 | $661 |
| Shetland Sheepdog | $56 | $664 |
| Fox Terrier | $56 | $668 |
| Australian Terrier | $56 | $670 |
| Goldendoodle | $56 | $672 |
| Exotic Shorthair | $56 | $671 |
| Labradoodle | $56 | $674 |
| Pekingese | $56 | $674 |
| Peruvian Hairless Dog | $56 | $674 |
| Border Terrier | $56 | $677 |
| Miniature Schnauzer | $57 | $677 |
| West Highland White Terrier | $57 | $677 |
| Husky | $57 | $680 |
| Bichon Frise | $57 | $683 |
| Norwich Terrier | $58 | $690 |
| Brussels Griffon | $58 | $692 |
| Siberian Husky | $58 | $697 |
| Miniature Fox Terrier | $59 | $703 |
| Norfolk Terrier | $59 | $706 |
| Italian Greyhound | $59 | $706 |
| Cairn Terrier | $59 | $708 |
| Large Mix (Over 70 pounds) | $59 | $714 |
| Welsh Springer Spaniel | $59 | $713 |
| Bearded Collie | $59 | $711 |
| Giant Mix (111 pounds+) | $59 | $713 |
| Large Mix (51-100 pounds) | $60 | $717 |
| Irish Terrier | $60 | $717 |
| Boston Terrier | $60 | $716 |
| Large Mix (61+ pounds) | $60 | $718 |
| Medium Mix (23-70 pounds) | $60 | $720 |
| Mixed Breed Large (51-90 lbs) | $60 | $717 |
| Affenpinscher | $60 | $720 |
| Icelandic Sheepdog | $60 | $720 |
| Wire Fox Terrier | $60 | $722 |
| German Pinscher | $60 | $723 |
| Whippet | $61 | $727 |
| Large Mix (55-90 pounds) | $61 | $732 |
| Australian Cattle Dog | $62 | $740 |
| Finnish Lapphund | $62 | $747 |
| Alaskan Husky | $62 | $746 |
| Australian Kelpie | $63 | $752 |
| Norwegian Elkhound | $63 | $756 |
| Petit Basset Griffon Vendeens | $63 | $758 |
| Cavalier King Charles Spaniel | $63 | $755 |
| German Spitz | $63 | $756 |
| Welsh Terrier | $63 | $759 |
| Standard Schnauzer | $63 | $763 |
| Welsh Corgi Cardigan | $64 | $763 |
| Mixed Breed | $64 | $772 |
| Collie | $64 | $769 |
| Mixed Dog (51-90 pounds) | $64 | $764 |
| Beagle | $65 | $776 |
| Pug | $65 | $774 |
| Soft Coated Wheaten Terrier | $65 | $776 |
| English Springer Spaniel | $65 | $780 |
| Giant Mix (110 pounds+) | $65 | $780 |
| Large Mix (60-109 pounds) | $65 | $780 |
| Medium Mix (26-59 pounds) | $65 | $780 |
| Small Mix (0-25) | $65 | $780 |
| Pembroke Welsh Corgi | $65 | $780 |
| Welsh Corgi Pembroke | $65 | $780 |
| Tibetan Terrier | $65 | $783 |
| Puli | $66 | $791 |
| Cocker spaniel | $66 | $792 |
| Pointer | $66 | $795 |
| German Shorthaired Pointer | $66 | $797 |
| Basset Fauve de Bretagne | $67 | $802 |
| Mixed Dog (91 pounds+) | $67 | $805 |
| Keeshond | $67 | $808 |
| Samoyed | $68 | $813 |
| Smooth Collie | $68 | $813 |
| Scottish Terrier | $68 | $815 |
| Italian Spinone | $69 | $823 |
| English Foxhound | $69 | $827 |
| Giant Mix (100 pounds+) | $69 | $827 |
| English Pointer | $70 | $840 |
| Vizsla | $71 | $847 |
| American Foxhound | $71 | $844 |
| Saluki | $71 | $848 |
| Field Spaniel | $71 | $856 |
| Rough Collie | $71 | $855 |
| Foxhound | $71 | $855 |
| Staffordshire Bull Terrier | $72 | $861 |
| Portuguese Water Dog | $72 | $862 |
| Corgi | $73 | $873 |
| Irish Setter | $73 | $874 |
| Labrador Retriever | $73 | $874 |
| Alaskan Malamute | $73 | $876 |
| Harrier | $74 | $882 |
| German Shepherd | $74 | $888 |
| Standard Poodle | $75 | $894 |
| Bracco Italiano | $75 | $901 |
| Belgian Shepherd Malinois | $76 | $911 |
| Golden Retriever | $76 | $914 |
| English Setter | $76 | $912 |
| Afghan Hound | $77 | $919 |
| Hungarian Vizsla | $79 | $948 |
| Pitbull | $80 | $956 |
| Lurcher | $80 | $958 |
| Alsation | $80 | $963 |
| Chow Chow | $81 | $967 |
| Airedale Terrier | $81 | $971 |
| Miniature Bull Terrier | $82 | $980 |
| Briard | $82 | $976 |
| Petit Basset Griffon Vendeen | $82 | $981 |
| Estrela Mountain Dog | $84 | $1,003 |
| Clumber Spaniel | $84 | $1,003 |
| Alsatian | $84 | $1,008 |
| Old English Sheepdog | $84 | $1,007 |
| Akita | $85 | $1,016 |
| Komondor | $85 | $1,018 |
| Greyhound | $86 | $1,028 |
| Dalmatian | $86 | $1,033 |
| Bull Terrier | $87 | $1,041 |
| American Staffordshire Terrier | $87 | $1,043 |
| Small Mix (20 and under pounds) | $87 | $1,045 |
| Giant Mix (90 pounds+) | $88 | $1,046 |
| Rhodesian Ridgeback | $89 | $1,064 |
| Gordon Setter | $89 | $1,068 |
Is USAA Pet Insurance Expensive?
USAA ranks 14th in affordability for cats and 12th for dogs. How much you pay changes based on your pet's age and preferred deductible, annual limit and reimbursement rate.
Data filtered by:
Dog
Middle Aged
$1,000
$10,000
70%
| $52 | $628 | 29% |
USAA Pet Insurance Discounts
USAA provides pet insurance discounts to decrease costs. If you are a military member you can save and you can get a multi-pet discount when you insure multiple animals.
Multiple pets | 10% | Must enroll two or more pets with USAA |
Military | 10% | Must be an active or former U.S. military service member (not available in NY or TN) |
USAA enrollment | 15% | Must buy a policy through the USAA Insurance Agency |
USAA Pet Insurance Customer Service Reviews and Ratings
USAA ranks sixth nationally for customer service with both dogs and cats. The company maintains a strong Better Business Bureau rating and receives solid feedback on Trustpilot. Reddit users share mixed experiences with USAA's support team.
Some customers praise service representatives and quick response times. More users report frustrations with claim denials and slow processing times.
USAA Trustpilot Reviews
USAA earns a 4.1 out of 5 rating on Trustpilot from verified customers who rate its service and claims handling. Most policyholders report positive experiences with USAA's coverage and support team. Trustpilot collects verified reviews to give consumers honest feedback about companies.
USAA Better Business Bureau Rating
USAA holds an A+ rating from the Better Business Bureau and maintains BBB Accredited Business status. The A+ grade is BBB's top rating, showing USAA meets its standards for trust and resolves customer complaints well. BBB accreditation requires companies to address customer issues and follow ethical business practices.
USAA Pet Insurance Reddit Sentiment
Reddit feedback for USAA shows mixed results. Our analysis of 21 comments found 29% were positive, with six favorable responses against 15 negative ones. Users who liked USAA praised quick customer service and clear policy language. Critics complained about claim denials and coverage gaps. These varied experiences highlight how different customers navigate USAA's claims process.
USAA Pet Insurance Coverage
USAA offers pet insurance coverage for dogs and cats. Pet owners can customize policies through various coverage levels and optional add-ons, allowing them to create plans that fit their budget and their pet's specific health requirements.
Accident & illness plan | Includes injuries, illnesses, diagnostics, surgery, prescriptions, hereditary and congenital conditions, behavioral treatments and alternative therapies |
Bilateral conditions | If one side is pre-existing, the opposite side may be excluded |
Enrollment restrictions | Full coverage available for pets 6 weeks to 14 years old; 15 years old and above limited to accident-only plans |
Pre-existing conditions | Curable conditions may be eligible after 12 months of being symptom-free |
Immediate coverage for accidents, 14 days for illnesses, 6 months for orthopedic conditions | |
70%, 80%, 90% | |
$100 to $1,000 | |
Accident-only plan | Fixed $100 deductible, 90% reimbursement, $5,000 maximum annual limit |
$2,000, $5,000, $8,000, $10,000, $15,000, Unlimited | |
*Coverage varies by state and policy terms. Always review your specific policy documents and consult your insurance provider to understand exact coverage terms, exclusions, limitations and waiting periods before enrollment.
MONEYGEEK EXPERT TIP
USAA reimburses actual veterinary costs rather than using benefit schedules or UCR limits (usual, customary and reasonable fees). You pay your vet upfront, then submit claims for reimbursement. Premiums can increase based on your pet's age, inflation or location. Increasing coverage levels may restart waiting periods, so adjust your policy carefully.
USAA Pet Insurance Coverage Add-Ons
USAA provides wellness add-ons that cover routine preventive care for pet owners seeking comprehensive coverage. These plans include services like dental cleanings, vaccinations and wellness exams. The wellness plans start immediately upon enrollment; no deductibles or waiting periods are required.
Wellness Rewards | Reimburses preventive and routine care such as annual exams, vaccinations, teeth cleanings, grooming, behavior training, prescription diets and microchipping |
Exam Fee Add-On | Covers vet exam fees of eligible accidents and illnesses |
Is USAA Pet Insurance Good: Bottom Line
USAA charges $73 monthly for dog coverage and $46 for cats on average. The company ranks sixth nationally for customer experience and maintains moderate ratings from third-party review platforms. Pet owners can select from accident-only plans, comprehensive accident and illness coverage, plus optional wellness add-ons for routine care expenses.
Browse through our review guides for the top pet insurance companies for your pet:
USAA Pet Insurance Review: FAQ
Find answers to common questions about USAA pet insurance coverage and policies below.
Is USAA pet insurance worth it in 2025?
Whether USAA pet insurance is worth it in 2025 depends on your needs. The company offers solid coverage options, ranking 10th for coverage quality.
What do Reddit users really think about USAA pet insurance?
Only 29% of comments by Reddit users were positive, with six favorable reviews versus 15 negative ones. Users praise USAA's customer service responsiveness and helpful representatives. Common complaints focus on claim denials and lengthy reimbursement processes.
Does USAA cover pre-existing conditions for pets?
USAA excludes pre-existing conditions from coverage.
Can I get a discount for insuring multiple pets with USAA?
Yes, USAA provides a 10% multiple pet discount when you insure two or more pets on the same policy.
Is USAA pet insurance available in my state?
Yes, USAA pet insurance operates in all 50 states. Premium costs vary by location.
How We Rated USAA Pet Insurance
Pet insurance shopping feels overwhelming with so many options available. We analyzed how USAA performs across the following key areas:
Affordability (50% of score): We gathered premium data from various pet breeds, ages and plan options, incorporating available discounts to reflect actual costs pet owners pay.
Customer Experience (30% of score): This score draws from customer ratings and reviews posted on platforms like Trustpilot and Reddit to gauge real user satisfaction.
Coverage Options (20% of score): We assessed policy benefits, available add-ons and the breadth of protection offered to pet owners.
All quote comparisons used standardized parameters for a 6-year-old Labrador Retriever and 7-year-old Ragdoll with $500 deductible, $5,000 annual limit and 80% reimbursement rate.
About Connor Bolton
Connor Bolton is Senior SEO and Content Manager at MoneyGeek, where he leads the business and pet insurance editorial teams. As editorial lead for both verticals, Connor sets the research framework, data standards, and content structure that his writers execute, directly authoring in-depth guides himself and reviewing all team content for accuracy and practical value before it goes live. With over four years evaluating insurance products across personal, commercial, and specialty lines, he brings cross-vertical knowledge to every guide the team produces.
Connor architected MoneyGeek's insurance research infrastructure across all major verticals including auto, home, renters, life, health, business, and pet, building systems for pricing analysis, provider-level research, customer experience evaluation, and coverage analysis with AI support. The infrastructure includes over 6 million data points for business insurance across 408 industry areas, all 50 states, and 16 vehicle types, and over 5 million pet insurance profiles across 18 major providers and hundreds of breed and age combinations. Connor's insurance cost research and his team's work has been cited by the U.S. Chamber of Commerce, Allstate, Liberty Mutual, CBS News, Forbes and LegalZoom.
Beyond the data, Connor stays connected to how the market actually operates, drawing on direct conversations with underwriters and carrier liaisons at Ethos, The Hartford, NEXT Insurance, Nationwide, and State Farm, and monitoring business and pet owner communities including Reddit, to inform how he interprets findings and frames guidance for real buyers.
He is the direct editorial contact for methodology questions at connor@moneygeek.com and can be found on LinkedIn.
Sources
- Better Business Bureau. "Embrace Pet Insurance." Accessed May 13, 2026.
- Trustpilot. "Embrace Pet Insurance." Accessed May 13, 2026.