Rainwalk's pet insurance scores 3.95 out of 5 for cats and 4.05 for dogs in MoneyGeek's analysis. The company provides excellent customer service, though its premiums are more expensive than competitors, particularly for dogs. Research shows Rainwalk has limited coverage options, and specific waiting period details aren't readily available.
Rainwalk Pet Insurance Review
Updated: November 27, 2025
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Rainwalk Pet Insurance Review: Key Takeaways
Rainwalk ranks eighth in cat insurance affordability and tenth for dogs, with monthly premiums starting at $30 and $60, respectively.
Rainwalk ranks first nationally for customer experience, with consistently positive reviews across Trustpilot, Better Business Bureau and Reddit for its pet insurance services.
Rainwalk ranks fourth nationwide for coverage options, providing comprehensive accident and illness plans with optional wellness care add-ons, exam fee coverage and boarding benefits for preventive services.
Rainwalk Pet Insurance Ratings
Data filtered by:
Dog
| Affordability | 3.66 | 10 |
| Coverage | 3.57 | 4 |
| Customer Experience | 5.00 | 1 |
| Overall Score | 4.05 | 4 |
WHO IS RAINWALK PET INSURANCE BEST FOR?
Rainwalk ranks among the best pet insurance companies for owners seeking excellent customer service. The company also provides free, unlimited virtual vet visits for any health or wellness questions. However, Rainwalk doesn't offer optional wellness plans for routine care.
Learn more about the best pet insurance options for your pet:
Rainwalk Pet Insurance Ratings by State
Rainwalk provides pet insurance nationwide across all 50 states. The company achieves its best overall ranking of second place in seven states for dogs and four states for cats. Although Rainwalk doesn't provide the best pet insurance overall, it excels in customer experience, ranking first nationally for cats and dogs in every state, demonstrating strong service quality despite more moderate performance in other categories.
Data filtered by:
Overall Score
Dog
| Alabama | 4.30 | 2 |
| Alaska | 4.15 | 3 |
| Arizona | 4.00 | 4 |
| Arkansas | 4.15 | 3 |
| California | 4.15 | 3 |
| Colorado | 3.95 | 4 |
| Connecticut | 4.15 | 3 |
| Delaware | 3.95 | 4 |
| Florida | 3.65 | 7 |
| Georgia | 4.10 | 3 |
| Hawaii | 4.15 | 3 |
| Idaho | 4.15 | 3 |
| Illinois | 4.45 | 2 |
| Indiana | 4.10 | 3 |
| Iowa | 3.80 | 7 |
| Kansas | 4.35 | 2 |
| Kentucky | 4.30 | 3 |
| Louisiana | 3.90 | 4 |
| Maine | 4.15 | 3 |
| Maryland | 3.75 | 6 |
| Massachusetts | 4.15 | 2 |
| Michigan | 4.15 | 2 |
| Minnesota | 4.15 | 3 |
| Mississippi | 4.05 | 4 |
| Missouri | 4.15 | 3 |
| Montana | 4.20 | 3 |
| Nebraska | 3.95 | 4 |
| Nevada | 3.70 | 7 |
| New Hampshire | 3.95 | 4 |
| New Jersey | 3.80 | 5 |
| New Mexico | 4.05 | 4 |
| New York | 3.80 | 4 |
| North Carolina | 4.05 | 4 |
| Ohio | 3.95 | 4 |
| North Dakota | 3.85 | 4 |
| Oklahoma | 3.75 | 6 |
| Oregon | 4.15 | 3 |
| Pennsylvania | 3.95 | 4 |
| Rhode Island | 4.20 | 3 |
| South Carolina | 4.25 | 3 |
| South Dakota | 3.70 | 7 |
| Tennessee | 4.25 | 3 |
| Texas | 4.20 | 3 |
| Utah | 4.15 | 2 |
| Vermont | 3.95 | 4 |
| Virginia | 4.25 | 2 |
| Washington | 4.35 | 3 |
| West Virginia | 3.80 | 7 |
| Wisconsin | 3.85 | 4 |
| Wyoming | 4.20 | 3 |
Rainwalk Pet Insurance Comparison
See how Rainwalk pet insurance fares against national competitors below.
Rainwalk vs. AKC | • Dogs: 4.05 vs. 4.30 • Cats: 3.95 vs. 3.85 | AKC leads in coverage, but Rainwalk offers better customer service and cat insurance affordability. |
Rainwalk vs. ASPCA | • Dogs: 4.05 vs. 3.85 • Cats: 3.95 vs. 3.35 | Rainwalk offers stronger customer service and coverage, while ASPCA has slightly better dog insurance affordability. |
Rainwalk vs. Embrace | • Dogs: 4.05 vs. 2.55 • Cats: 3.95 vs. 2.30 | Rainwalk outperforms Embrace across all categories, with better affordability, coverage and service for dogs and cats. |
Rainwalk vs. Fetch | • Dogs: 4.05 vs. 2.70 • Cats: 3.95 vs. 2.95 | Fetch has decent coverage, but Rainwalk offers stronger affordability, overall value and excellent service. |
Rainwalk vs. Figo | • Dogs: 4.05 vs. 3.60 • Cats: 3.95 vs. 3.80 | Rainwalk edges out Figo with better customer service, though Figo offers slightly more affordable cat coverage. |
Rainwalk vs. Hartville | • Dogs: 4.05 vs. 3.50 • Cats: 3.95 vs. 3.90 | Both are close, but Rainwalk has stronger customer service and coverage, while Hartville is more affordable for cats. |
Rainwalk vs. Lemonade | • Dogs: 4.05 vs. 4.50 • Cats: 3.95 vs. 4.25 | Lemonade is cheaper and has higher overall scores, but Rainwalk offers superior customer service. |
Rainwalk vs. Liberty | • Dogs: 4.05 vs. 2.65 • Cats: 3.95 vs. 2.30 | Rainwalk outperforms Liberty, offering stronger affordability, coverage and service for both pets. |
Rainwalk vs. MetLife | • Dogs: 4.05 vs. 3.05 • Cats: 3.95 vs. 2.40 | Rainwalk beats MetLife across all categories, delivering stronger affordability, coverage and better service. |
Rainwalk vs. Nationwide | • Dogs: 4.05 vs. 2.50 • Cats: 3.95 vs. 2.65 | Nationwide lags in affordability and coverage, while Rainwalk provides stronger performance across the board. |
Rainwalk vs. Pets Best | • Dogs: 4.05 vs. 4.05 • Cats: 3.95 vs. 3.80 | The companies tie on dog scores, but Rainwalk offers stronger service and more balanced cat coverage. |
Rainwalk vs. Pumpkin | • Dogs: 4.05 vs. 3.70 • Cats: 3.95 vs. 4.15 | Pumpkin is more affordable, especially for cats, but Rainwalk offers stronger service and better overall coverage. |
Rainwalk vs. Spot | • Dogs: 4.05 vs. 3.75 • Cats: 3.95 vs. 4.15 | Spot is slightly cheaper with strong service, but Rainwalk leads in coverage for dogs and cats. |
How Much Does Rainwalk Pet Insurance Cost?
Rainwalk's pet insurance costs an average of $60 monthly ($718 annually) for dog coverage and $30 monthly ($359 annually) for cats. Your premium depends on several factors, including your location and pet breed.
| Dog | $60 | $60 | $718 | $723 | 1% |
| Cat | $30 | $32 | $359 | $379 | 5% |
Rainwalk Pet Insurance Rates by State
Rainwalk offers the cheapest pet insurance for cats in Arkansas at $21 monthly, while Colorado costs $39. Dog coverage ranges from $41 monthly in Arkansas to $78 in Colorado.
Data filtered by:
Dog
| Alabama | $41 | $496 |
| Alaska | $56 | $670 |
| Arizona | $74 | $892 |
| Arkansas | $41 | $486 |
| California | $73 | $870 |
| Colorado | $78 | $937 |
| Connecticut | $66 | $785 |
| Delaware | $62 | $747 |
| Florida | $77 | $925 |
| Georgia | $52 | $627 |
| Hawaii | $58 | $695 |
| Idaho | $57 | $688 |
| Illinois | $63 | $752 |
| Indiana | $53 | $638 |
| Iowa | $58 | $691 |
| Kansas | $49 | $587 |
| Kentucky | $45 | $544 |
| Louisiana | $53 | $631 |
| Maine | $70 | $834 |
| Maryland | $69 | $829 |
| Massachusetts | $74 | $886 |
| Michigan | $57 | $683 |
| Minnesota | $60 | $713 |
| Mississippi | $53 | $634 |
| Missouri | $47 | $568 |
| Montana | $48 | $575 |
| Nebraska | $57 | $686 |
| Nevada | $70 | $840 |
| New Hampshire | $71 | $852 |
| New Jersey | $73 | $881 |
| New Mexico | $55 | $665 |
| New York | $71 | $851 |
| North Carolina | $55 | $658 |
| North Dakota | $51 | $612 |
| Ohio | $57 | $677 |
| Oklahoma | $58 | $693 |
| Oregon | $71 | $855 |
| Pennsylvania | $65 | $778 |
| Rhode Island | $50 | $598 |
| South Carolina | $55 | $654 |
| South Dakota | $62 | $744 |
| Tennessee | $51 | $614 |
| Texas | $59 | $710 |
| Utah | $55 | $656 |
| Vermont | $58 | $698 |
| Virginia | $59 | $708 |
| Washington | $66 | $791 |
| West Virginia | $58 | $699 |
| Wisconsin | $69 | $825 |
| Wyoming | $53 | $637 |
Rainwalk Pet Insurance Rates by Breed
Cat owners pay around $27 monthly for British Longhairs but $35 for Abyssinians. Dog premiums range from $25 for small mixed breeds under 20 pounds to $123 for Bullmastiffs. Breed pricing reflects each pet's health risks and veterinary costs.
Data filtered by:
Select
Select
| Abyssinian | $36 | $425 |
| Affenpinscher | $48 | $579 |
| Afghan Hound | $58 | $688 |
| Airedale Terrier | $63 | $756 |
| Akita | $69 | $820 |
| Alaskan Husky | $53 | $637 |
| Alaskan Malamute | $60 | $715 |
| Alsatian | $69 | $827 |
| Alsation | $66 | $790 |
| American Bulldog | $83 | $1,000 |
| American Bully | $78 | $937 |
| American Eskimo | $45 | $537 |
| American Foxhound | $50 | $603 |
| American Hairless Terrier | $43 | $517 |
| American Staffordshire Terrier | $68 | $819 |
| Australian Cattle Dog | $50 | $600 |
| Australian Kelpie | $53 | $636 |
| Australian Mist | $33 | $402 |
| Australian Shepherd | $42 | $503 |
| Australian Silky Terrier | $43 | $518 |
| Australian Terrier | $44 | $528 |
| Balinese | $33 | $391 |
| Basenji | $44 | $525 |
| Basset Fauve de Bretagne | $57 | $675 |
| Basset Hound | $70 | $835 |
| Beagle | $53 | $637 |
| Bearded Collie | $50 | $600 |
| Belgian Shepherd Malinois | $58 | $701 |
| Bengal | $31 | $375 |
| Bernese Mountain Dog | $118 | $1,409 |
| Bichon Frise | $46 | $547 |
| Birman | $30 | $361 |
| Bloodhound | $81 | $968 |
| Bombay | $28 | $338 |
| Border Collie | $45 | $537 |
| Border Terrier | $45 | $542 |
| Borzoi | $68 | $809 |
| Boston Terrier | $48 | $574 |
| Boxer | $82 | $978 |
| Bracco Italiano | $56 | $671 |
| Briard | $60 | $720 |
| British Bulldog | $97 | $1,160 |
| British Longhair | $27 | $325 |
| British Shorthair | $32 | $386 |
| Brussels Griffon | $46 | $553 |
| Bullmastiff | $120 | $1,439 |
| Bull Mastiff | $123 | $1,470 |
| Bull Terrier | $69 | $827 |
| Burmese | $31 | $368 |
| Cairn Terrier | $47 | $565 |
| Cane Corso | $100 | $1,197 |
| Caucasian Shepherd Dog | $90 | $1,081 |
| Cavachon | $40 | $479 |
| Cavalier King Charles Spaniel | $51 | $610 |
| Cavapoo | $37 | $441 |
| Central Asian Shepherd Dog | $83 | $989 |
| Chihuahua | $32 | $385 |
| Chinchilla | $30 | $363 |
| Chow Chow | $60 | $714 |
| Clumber Spaniel | $63 | $757 |
| Cockapoo | $36 | $431 |
| Cocker spaniel | $56 | $668 |
| Collie | $55 | $652 |
| Corgi | $62 | $736 |
| Cornish Rex | $33 | $394 |
| Coton De Tulear | $41 | $492 |
| Dachshund | $43 | $516 |
| Dalmatian | $68 | $813 |
| Devon Rex | $31 | $369 |
| Dingo | $45 | $544 |
| Doberman Pincher | $80 | $955 |
| Doberman Pinscher | $108 | $1,294 |
| Dogue de Bordeaux | $119 | $1,424 |
| Domestic Shorthair | $27 | $325 |
| English Bulldog | $100 | $1,193 |
| English Foxhound | $48 | $572 |
| English Mastiff | $110 | $1,323 |
| English Pointer | $58 | $691 |
| English Setter | $55 | $662 |
| English Springer Spaniel | $52 | $624 |
| English Toy Terrier | $44 | $528 |
| Estrela Mountain Dog | $68 | $819 |
| Exotic Shorthair | $35 | $420 |
| Field Spaniel | $54 | $643 |
| Finnish Lapphund | $51 | $608 |
| Foxhound | $51 | $612 |
| Fox Terrier | $45 | $540 |
| French Bulldog | $91 | $1,094 |
| German Pinscher | $48 | $574 |
| German Shepherd | $60 | $724 |
| German Shorthaired Pointer | $53 | $638 |
| German Spitz | $51 | $613 |
| Giant Mix (100 pounds+) | $57 | $679 |
| Giant Mix (110 pounds+) | $53 | $640 |
| Giant Mix (111 pounds+) | $49 | $585 |
| Giant Mix (90 pounds+) | $72 | $858 |
| Goldendoodle | $45 | $532 |
| Golden Retriever | $61 | $730 |
| Gordon Setter | $67 | $800 |
| Great Dane | $107 | $1,277 |
| Great Pyrenees | $70 | $843 |
| Greyhound | $68 | $810 |
| Groodle | $42 | $503 |
| Harrier | $54 | $643 |
| Havanese | $37 | $446 |
| Himalayan | $31 | $372 |
| Hungarian Vizsla | $68 | $813 |
| Husky | $48 | $568 |
| Icelandic Sheepdog | $50 | $598 |
| Irish Setter | $59 | $708 |
| Irish Terrier | $50 | $600 |
| Italian Greyhound | $49 | $586 |
| Italian Spinone | $56 | $674 |
| Jack Russell Terrier | $36 | $438 |
| Japanese Chin | $42 | $499 |
| Japanese Spitz | $44 | $524 |
| Kangal Shepherd Dog | $97 | $1,158 |
| Keeshond | $54 | $652 |
| Komondor | $63 | $758 |
| Labradoodle | $44 | $529 |
| Labrador Retriever | $60 | $717 |
| Large Mix (51-100 pounds) | $49 | $588 |
| Large Mix (51-110 pounds) | $45 | $539 |
| Large Mix (55-90 pounds) | $50 | $601 |
| Large Mix (60-109 pounds) | $53 | $640 |
| Large Mix (61+ pounds) | $49 | $589 |
| Large Mix (71+ pounds) | $90 | $1,073 |
| Large Mix (Over 70 pounds) | $49 | $586 |
| Lhasa Apso | $42 | $504 |
| Lurcher | $72 | $860 |
| Maine Coon | $35 | $415 |
| Maltese | $40 | $483 |
| Maltipoo | $33 | $401 |
| Medium Mix (20-55 pounds) | $39 | $470 |
| Medium Mix (20-70 pounds) | $41 | $493 |
| Medium Mix (21-70 pounds) | $93 | $1,112 |
| Medium Mix (23-70 pounds) | $49 | $590 |
| Medium Mix (26-50 pounds) | $41 | $492 |
| Medium Mix (26-59 pounds) | $53 | $640 |
| Medium Mix (31-50 pounds) | $41 | $494 |
| Medium Mix (31-59 pounds) | $41 | $485 |
| Miniature Bull Terrier | $66 | $791 |
| Miniature Dachshund | $45 | $533 |
| Miniature Fox Terrier | $46 | $548 |
| Miniature Pinscher | $42 | $507 |
| Miniature Poodle | $39 | $462 |
| Miniature Schnauzer | $45 | $540 |
| Mixed Breed | $53 | $633 |
| Mixed Breed Giant (>90 lbs) | $75 | $898 |
| Mixed Breed Large (51-90 lbs) | $49 | $588 |
| Mixed Breed Medium (31-50 lbs) | $37 | $439 |
| Mixed Breed Small (>10 lbs) | $31 | $365 |
| Mixed Breed Small (11-30 lbs) | $32 | $382 |
| Mixed breed Small (up to 20lbs when full grown) | $30 | $354 |
| Mixed Dog (21-50 pounds) | $43 | $522 |
| Mixed Dog (51-90 pounds) | $53 | $627 |
| Mixed Dog (91 pounds+) | $55 | $660 |
| Morkie | $35 | $420 |
| Munchkin | $30 | $364 |
| Newfoundland | $104 | $1,241 |
| Norfolk Terrier | $47 | $565 |
| Norwegian Elkhound | $51 | $610 |
| Norwegian Forest cat | $29 | $349 |
| Norwich Terrier | $45 | $540 |
| Olde English Bulldogge | $111 | $1,326 |
| Old English Buldogge | $84 | $1,006 |
| Old English Sheepdog | $63 | $749 |
| Papillon | $41 | $488 |
| Pekingese | $44 | $523 |
| Pembroke Welsh Corgi | $52 | $623 |
| Persian | $33 | $391 |
| Peruvian Hairless Dog | $46 | $548 |
| Petit Basset Griffon Vendeen | $67 | $805 |
| Petit Basset Griffon Vendeens | $52 | $626 |
| Pitbull | $66 | $796 |
| Pointer | $55 | $655 |
| Pomeranian | $43 | $514 |
| Portuguese Water Dog | $58 | $697 |
| Pug | $53 | $632 |
| Puggle | $39 | $467 |
| Puli | $54 | $644 |
| Ragdoll | $27 | $327 |
| Rhodesian Ridgeback | $68 | $815 |
| Rottweiler | $109 | $1,302 |
| Rough Collie | $59 | $701 |
| Russian Blue | $28 | $336 |
| Saint Bernard | $118 | $1,415 |
| Saluki | $58 | $689 |
| Samoyed | $55 | $657 |
| Savannah | $34 | $406 |
| Schnoodle | $39 | $472 |
| Scottish Deerhound | $80 | $965 |
| Scottish Fold | $31 | $373 |
| Scottish Terrier | $55 | $661 |
| Serengeti | $30 | $363 |
| Shar Pei | $90 | $1,081 |
| Shetland Sheepdog | $45 | $533 |
| Shiba Inu | $39 | $464 |
| Shih Tzu | $34 | $412 |
| Siamese | $28 | $331 |
Is Rainwalk Pet Insurance Expensive?
Rainwalk ranks eighth for cats and tenth for dogs in affordability, so it's moderately priced. Use the filterable table below to see how costs change based on your pet's age and your preferred deductible, annual limit and reimbursement rate.
Data filtered by:
Dog
Middle Aged
$500
$5,000
80%
| $69 | $829 | 4% |
Rainwalk Pet Insurance Discounts
Rainwalk only offers one pet insurance discount, which is for insuring multiple pets.
Multiple pets | 5% | Must enroll more than one pet with Rainwalk |
Rainwalk Pet Insurance Customer Service Reviews and Ratings
Rainwalk ranks first nationally for customer service. The company earns high Better Business Bureau ratings and strong Trustpilot feedback. Reddit users share positive experiences, praising helpful service representatives and quick responses. Some report frustrations with claim processing and support delays.
Rainwalk Trustpilot Reviews
Rainwalk earns a 4.6 out of 5 rating on Trustpilot from verified customers who rate its service and claims handling. Most policyholders report positive experiences with Rainwalk's coverage and support team. Trustpilot collects verified reviews to give consumers honest feedback about companies.
Rainwalk Better Business Bureau Rating
Rainwalk holds an A+ rating from the Better Business Bureau but isn't BBB accredited. An A+ is the highest grade the BBB awards, reflecting strong ethical business practices and effective complaint resolution. The rating shows Rainwalk handles customer concerns well and operates with integrity.
Rainwalk Pet Insurance Reddit Sentiment
We analyzed seven comments: 71% were positive (five favorable, two negative). Supporters praised responsive customer service and clear policy terms. Critics raised concerns about claim denials and coverage gaps. Customers have varying experiences with Rainwalk's claims process.
Rainwalk Pet Insurance Coverage
Rainwalk offers comprehensive accident and illness policies for cats and dogs. Pet insurance coverage includes core benefits such as diagnostics, surgery, prescriptions and hospitalizations. Routine vaccination reimbursement and 24/7 virtual vet visits are also included in many plans.
$100 to $750 | |
$5,000, $8,000, $10,000, $12,000, $15,000, $20,000 | |
70%, 80%, 90% | |
Coverage for accidents and illnesses | Covers diagnostics, imaging, surgery and hospitalization, cancer, tooth extractions, hereditary and congenital conditions, allergy treatments, exam fees as a result of covered conditions, medications, microchipping and end-of-life expenses |
Virtual vet visits | Free, unlimited access to virtual vet visits for any health or wellness questions |
Pre-existing conditions | Curable pre-existing conditions may be covered if cured and free of treatment for 180 days |
14 days for accidents and illnesses | |
Enrollment restrictions | No breed or age limits |
*Coverage varies by state and policy terms. Always review your specific policy documents and consult your insurance provider to understand exact coverage terms, exclusions, limitations and waiting periods before enrollment.
Rainwalk Pet Insurance Coverage Add-Ons
Rainwalk allows policyholders to enhance their coverage with optional power-ups. These add-ons expand benefits to include routine vaccinations and other expenses.
Vaccine power-up | Provides coverage for routine vaccinations up to $100, including rabies, lepto, bordetella, FeLV, FVRCP and others |
Covers vet exam fees that aren't related to a covered accident or illness | |
Alternate care | Reimburses the cost of holistic and alternative treatments up to $2,000 per policy term, including acupuncture, chiropractic and magnet therapy |
Owner assistance | Covers pet expenses like boarding, advertising and holiday cancellations |
Provides coverage for emergency C-sections, pyometra, mastitis, eclampsia and pregnancy complications |
Is Rainwalk Pet Insurance Good: Bottom Line
Rainwalk charges $60 monthly for dog insurance and $30 for cat coverage on average. The company ranks first nationwide for customer experience and maintains high Trustpilot and BBB ratings. Pet owners can select from accident-only or comprehensive accident and illness plans, with optional wellness coverage available as add-ons.
Browse through our review guides for the top pet insurance companies for your pet:
Rainwalk Pet Insurance Review: FAQ
Find answers to common questions about Rainwalk pet insurance coverage below.
Is Rainwalk pet insurance worth it in 2025?
Rainwalk pet insurance is worth it in 2025, ranking first nationwide for customer experience and offering strong coverage options. With affordable monthly premiums averaging $60 for dogs and $30 for cats, Rainwalk provides solid value for pet owners seeking reliable insurance coverage.
What do Reddit users really think about Rainwalk pet insurance?
Reddit users lean positive on Rainwalk pet insurance. Our analysis of seven comments found 71% were favorable, five positive and two negative. Users praise Rainwalk's customer service and clear policy terms. Some complain about claim-processing delays and coverage gaps for certain conditions.
Does Rainwalk cover pre-existing conditions for pets?
Rainwalk excludes pre-existing conditions from coverage. Certain curable conditions may become eligible if your pet remains symptom-free and treatment-free for 180 consecutive days. Chronic conditions and ligament or knee problems are excluded, even after waiting periods.
Can I get a discount for insuring multiple pets with Rainwalk?
Yes, Rainwalk provides a multiple pet discount when you insure two or more pets on the same policy. The company also offers additional savings through AAA membership discounts, workplace benefit programs and other qualifying memberships to help reduce your overall premium costs.
Is Rainwalk pet insurance available in my state?
Yes, Rainwalk pet insurance is available nationwide in all 50 states. Premium costs vary by location. Cat coverage is most affordable in Arkansas at $21 monthly and highest in Colorado at $39 monthly. Dog insurance ranges from $41 monthly in Arkansas to $78 monthly in Colorado.
How We Rated Rainwalk Pet Insurance
We analyzed how Rainwalk performs across the following key areas:
Affordability (50% of score): We gathered premium quotes spanning various breeds, ages and plan types, incorporating available discounts to reflect actual costs pet owners pay.
Customer Experience (30% of score): This assessment draws from customer ratings and reviews posted on platforms like Trustpilot and Reddit to gauge real user satisfaction.
Coverage Options (20% of score): We examined policy benefits, available add-ons and the breadth of protection to assess overall coverage value.
All pricing evaluations used standardized quotes for a 6-year-old Labrador Retriever and 7-year-old Ragdoll with $500 deductible, $5,000 annual limit and 80% reimbursement rate.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
sources
- Better Business Bureau. "Rainwalk Pet Insurance." Accessed November 29, 2025.
- Trustpilot. "Rainwalk." Accessed November 29, 2025.