Pets Best's pet insurance scores 3.8 out of 5 for cats and 4.05 for dogs in our analysis. Coverage quality ranks second nationally. Affordability lags, especially for cat owners at sixth place. Pets Best imposes a 14-day waiting period for accidents and illnesses, which is standard across the industry.
Pets Best Pet Insurance Review
Updated: November 27, 2025
Advertising & Editorial Disclosure
Pets Best Pet Insurance Review: Key Takeaways
Pets Best ranks sixth for cat insurance affordability and fourth for dog insurance, with monthly premiums starting at $28 for cats and $53 for dogs.
Ranking fifth nationally for customer experience, Pets Best earns a B+ rating with the Better Business Bureau and receives positive customer feedback on Trustpilot.
Pets Best ranks second nationwide for coverage options, offering accident-only and accident and illness plans, plus optional wellness riders for routine care coverage.
Pets Best Pet Insurance Ratings
Data filtered by:
Dog
| Affordability | 4.15 | 4 |
| Coverage | 4.04 | 2 |
| Customer Experience | 3.96 | 5 |
| Overall Score | 4.05 | 3 |
WHO IS PETS BEST PET INSURANCE BEST FOR?
Pets Best works best for owners who want low deductibles or unlimited payouts. The company also offers to pay licensed veterinarians directly to reduce upfront costs.
Learn more about the best pet insurance options for your pet:
Pets Best Pet Insurance Ratings by State
Pets Best covers all 50 states with steady performance nationwide. For dog insurance, it ranks second in one state and third in 25 states. While Pets Best doesn't provide the best pet insurance overall, its coverage quality hits second place across every state for both cats and dogs. Dog insurance affordability ranks second in five states and third in 20 states.
Data filtered by:
Overall Score
Dog
| Alabama | 4.15 | 4 |
| Alaska | 4.10 | 4 |
| Arizona | 4.05 | 3 |
| Arkansas | 4.15 | 4 |
| California | 4.05 | 6 |
| Colorado | 4.05 | 3 |
| Connecticut | 4.05 | 4 |
| Delaware | 4.05 | 3 |
| Florida | 4.05 | 3 |
| Georgia | 4.05 | 4 |
| Hawaii | 4.05 | 4 |
| Idaho | 4.10 | 4 |
| Illinois | 4.05 | 4 |
| Indiana | 4.10 | 4 |
| Iowa | 4.10 | 3 |
| Kansas | 4.10 | 4 |
| Kentucky | 4.20 | 4 |
| Louisiana | 4.10 | 3 |
| Maine | 4.05 | 4 |
| Maryland | 4.10 | 3 |
| Massachusetts | 4.05 | 4 |
| Michigan | 4.05 | 3 |
| Minnesota | 4.05 | 4 |
| Mississippi | 4.10 | 3 |
| Missouri | 4.15 | 4 |
| Montana | 4.10 | 4 |
| Nebraska | 4.10 | 3 |
| Nevada | 4.05 | 3 |
| New Hampshire | 4.05 | 3 |
| New Jersey | 4.05 | 3 |
| New Mexico | 4.15 | 3 |
| New York | 4.05 | 3 |
| North Carolina | 4.10 | 3 |
| North Dakota | 4.10 | 3 |
| Ohio | 4.05 | 3 |
| Oklahoma | 4.10 | 3 |
| Oregon | 4.05 | 4 |
| Pennsylvania | 4.05 | 3 |
| Rhode Island | 4.10 | 4 |
| South Carolina | 3.95 | 4 |
| South Dakota | 4.10 | 3 |
| Tennessee | 4.10 | 4 |
| Texas | 4.05 | 4 |
| Utah | 4.05 | 3 |
| Vermont | 4.10 | 3 |
| Virginia | 4.05 | 3 |
| Washington | 4.20 | 4 |
| West Virginia | 4.10 | 3 |
| Wisconsin | 4.05 | 2 |
| Wyoming | 4.10 | 4 |
Pets Best Pet Insurance Comparison
See how Pets Best pet insurance fares against national competitors below.
Pets Best vs. AKC | • Dogs: 4.05 vs. 4.30 • Cats: 3.80 vs. 3.85 | AKC offers stronger coverage and higher overall scores, while Pets Best is slightly more affordable for dogs. |
• Dogs: 4.05 vs. 3.85 • Cats: 3.80 vs. 3.35 | ASPCA has cheaper dog plans, but Pets Best has better overall coverage and balanced scores for both pets. | |
Pets Best vs. Embrace | • Dogs: 4.05 vs. 2.55 • Cats: 3.80 vs. 2.30 | Pets Best is stronger across all categories, offering better affordability, coverage and overall value than Embrace. |
Pets Best vs. Fetch | • Dogs: 4.05 vs. 2.70 • Cats: 3.80 vs. 2.95 | Fetch has decent coverage, but Pets Best wins on affordability and customer service, with higher overall scores. |
Pets Best vs. Figo | • Dogs: 4.05 vs. 3.60 • Cats: 3.80 vs. 3.80 | Figo is cheaper for cats, but Pets Best provides more consistent coverage and stronger dog scores overall. |
Pets Best vs. Hartville | • Dogs: 4.05 vs. 3.50 • Cats: 3.80 vs. 3.90 | Hartville has affordable cat coverage, but Pets Best is stronger for dogs with higher overall and coverage scores. |
Pets Best vs. Lemonade | • Dogs: 4.05 vs. 4.50 • Cats: 3.80 vs. 4.25 | Lemonade is cheaper and scores higher overall, but Pets Best offers more comprehensive coverage for both pets. |
Pets Best vs. Liberty | • Dogs: 4.05 vs. 2.65 • Cats: 3.80 vs. 2.30 | Pets Best outperforms Liberty in all areas, with stronger affordability, coverage and customer service. |
• Dogs: 4.05 vs. 3.05 • Cats: 3.80 vs. 2.40 | Pets Best is the clear winner, with higher scores and better service than MetLife across the board. | |
Pets Best vs. Nationwide | • Dogs: 4.05 vs. 2.50 • Cats: 3.80 vs. 2.65 | Nationwide costs less, but Pets Best provides better coverage and stronger overall value. |
Pets Best vs. Pumpkin | • Dogs: 4.05 vs. 3.70 • Cats: 3.80 vs. 4.15 | Pumpkin is more affordable for cats, but Pets Best excels in coverage and overall value, especially for dogs. |
Pets Best vs. Rainwalk | • Dogs: 4.05 vs. 4.05 • Cats: 3.80 vs. 3.95 | Rainwalk shines in customer service, while Pets Best provides stronger coverage and affordability balance. |
Pets Best vs. Spot | • Dogs: 4.05 vs. 3.75 • Cats: 3.80 vs. 4.15 | Spot is more affordable for cats with strong service, but Pets Best maintains better overall coverage. |
How Much Does Pets Best Pet Insurance Cost?
Pets Best pet insurance costs average $53 monthly ($643 annually) for dogs and $28 monthly ($329 annually) for cats. Your location and pet breed determine your premium.
| Dog | $53 | $60 | $643 | $723 | 11% |
| Cat | $28 | $32 | $329 | $379 | 13% |
Pets Best Pet Insurance Rates by State
Veterinary costs and claim patterns drive state-by-state premium differences. Pets Best offers the cheapest pet insurance for cats in Arkansas at $19 monthly. Massachusetts cat owners pay $36 (nearly double). Dog coverage costs $36 monthly in Arkansas but jumps to $69 in Massachusetts.
Data filtered by:
Dog
| Alabama | $39 | $473 |
| Alaska | $52 | $627 |
| Arizona | $65 | $783 |
| Arkansas | $36 | $431 |
| California | $67 | $814 |
| Colorado | $67 | $810 |
| Connecticut | $61 | $735 |
| Delaware | $54 | $647 |
| Florida | $60 | $729 |
| Georgia | $48 | $580 |
| Hawaii | $54 | $650 |
| Idaho | $53 | $644 |
| Illinois | $66 | $797 |
| Indiana | $48 | $582 |
| Iowa | $45 | $541 |
| Kansas | $48 | $583 |
| Kentucky | $42 | $509 |
| Louisiana | $43 | $518 |
| Maine | $65 | $781 |
| Maryland | $52 | $630 |
| Massachusetts | $69 | $829 |
| Michigan | $53 | $645 |
| Minnesota | $55 | $667 |
| Mississippi | $45 | $547 |
| Missouri | $42 | $507 |
| Montana | $45 | $539 |
| Nebraska | $48 | $581 |
| Nevada | $55 | $667 |
| New Hampshire | $62 | $747 |
| New Jersey | $60 | $727 |
| New Mexico | $47 | $568 |
| New York | $58 | $700 |
| North Carolina | $47 | $573 |
| North Dakota | $41 | $494 |
| Ohio | $49 | $590 |
| Oklahoma | $45 | $537 |
| Oregon | $66 | $800 |
| Pennsylvania | $56 | $670 |
| Rhode Island | $46 | $559 |
| South Carolina | $56 | $672 |
| South Dakota | $47 | $569 |
| Tennessee | $49 | $594 |
| Texas | $56 | $681 |
| Utah | $51 | $614 |
| Vermont | $50 | $599 |
| Virginia | $57 | $687 |
| Washington | $61 | $740 |
| West Virginia | $46 | $556 |
| Wisconsin | $57 | $690 |
| Wyoming | $49 | $596 |
Pets Best Pet Insurance Rates by Breed
Breed determines your Pets Best premium. Cat coverage runs $15 monthly for Russian Blues and $33 for Abyssinians. Dog premiums range wider: $18 for Chihuahuas, $117 for Bernese Mountain Dogs. Breeds with higher health risks and veterinary costs carry steeper premiums.
Data filtered by:
Select
Select
| Abyssinian | $33 | $390 |
| Affenpinscher | $28 | $335 |
| Afghan Hound | $40 | $478 |
| Airedale Terrier | $49 | $581 |
| Akita | $54 | $659 |
| Alaskan Husky | $38 | $455 |
| Alaskan Malamute | $50 | $601 |
| Alsatian | $61 | $742 |
| Alsation | $59 | $708 |
| American Bulldog | $62 | $749 |
| American Bully | $71 | $855 |
| American Eskimo | $29 | $343 |
| American Foxhound | $41 | $493 |
| American Hairless Terrier | $40 | $480 |
| American Staffordshire Terrier | $52 | $617 |
| Australian Cattle Dog | $32 | $389 |
| Australian Kelpie | $42 | $499 |
| Australian Mist | $30 | $356 |
| Australian Shepherd | $24 | $282 |
| Australian Silky Terrier | $24 | $284 |
| Australian Terrier | $23 | $270 |
| Balinese | $20 | $242 |
| Basenji | $29 | $347 |
| Basset Fauve de Bretagne | $52 | $626 |
| Basset Hound | $56 | $674 |
| Beagle | $33 | $396 |
| Bearded Collie | $32 | $392 |
| Belgian Shepherd Malinois | $36 | $432 |
| Bengal | $23 | $272 |
| Bernese Mountain Dog | $117 | $1,397 |
| Bichon Frise | $28 | $335 |
| Birman | $23 | $275 |
| Bloodhound | $72 | $857 |
| Bombay | $17 | $197 |
| Border Collie | $30 | $357 |
| Border Terrier | $27 | $320 |
| Borzoi | $52 | $619 |
| Boston Terrier | $34 | $419 |
| Boxer | $70 | $842 |
| Bracco Italiano | $40 | $487 |
| Briard | $42 | $499 |
| British Bulldog | $78 | $937 |
| British Longhair | $24 | $283 |
| British Shorthair | $20 | $247 |
| Brussels Griffon | $32 | $375 |
| Bullmastiff | $115 | $1,376 |
| Bull Mastiff | $115 | $1,376 |
| Bull Terrier | $46 | $548 |
| Burmese | $16 | $192 |
| Cairn Terrier | $27 | $323 |
| Cane Corso | $83 | $996 |
| Caucasian Shepherd Dog | $80 | $964 |
| Cavachon | $36 | $430 |
| Cavalier King Charles Spaniel | $40 | $484 |
| Cavapoo | $33 | $403 |
| Central Asian Shepherd Dog | $57 | $693 |
| Chihuahua | $18 | $217 |
| Chinchilla | $18 | $207 |
| Chow Chow | $39 | $464 |
| Clumber Spaniel | $65 | $783 |
| Cockapoo | $24 | $291 |
| Cocker spaniel | $37 | $443 |
| Collie | $48 | $578 |
| Corgi | $55 | $660 |
| Cornish Rex | $24 | $288 |
| Coton De Tulear | $28 | $328 |
| Dachshund | $27 | $321 |
| Dalmatian | $45 | $536 |
| Devon Rex | $31 | $365 |
| Dingo | $31 | $371 |
| Doberman Pincher | $69 | $824 |
| Doberman Pinscher | $101 | $1,220 |
| Dogue de Bordeaux | $112 | $1,344 |
| Domestic Shorthair | $16 | $192 |
| English Bulldog | $108 | $1,301 |
| English Foxhound | $36 | $441 |
| English Mastiff | $84 | $1,014 |
| English Pointer | $38 | $454 |
| English Setter | $38 | $456 |
| English Springer Spaniel | $37 | $443 |
| English Toy Terrier | $41 | $491 |
| Estrela Mountain Dog | $46 | $551 |
| Exotic Shorthair | $26 | $310 |
| Field Spaniel | $44 | $528 |
| Finnish Lapphund | $37 | $451 |
| Foxhound | $41 | $493 |
| Fox Terrier | $32 | $384 |
| French Bulldog | $77 | $926 |
| German Pinscher | $35 | $421 |
| German Shepherd | $42 | $507 |
| German Shorthaired Pointer | $35 | $420 |
| German Spitz | $30 | $357 |
| Giant Mix (100 pounds+) | $51 | $609 |
| Giant Mix (110 pounds+) | $48 | $574 |
| Giant Mix (111 pounds+) | $43 | $525 |
| Giant Mix (90 pounds+) | $64 | $770 |
| Goldendoodle | $31 | $366 |
| Golden Retriever | $48 | $576 |
| Gordon Setter | $49 | $579 |
| Great Dane | $100 | $1,200 |
| Great Pyrenees | $50 | $601 |
| Greyhound | $55 | $665 |
| Groodle | $37 | $451 |
| Harrier | $37 | $445 |
| Havanese | $26 | $313 |
| Himalayan | $19 | $222 |
| Hungarian Vizsla | $47 | $566 |
| Husky | $42 | $510 |
| Icelandic Sheepdog | $36 | $442 |
| Irish Setter | $38 | $464 |
| Irish Terrier | $33 | $399 |
| Italian Greyhound | $37 | $449 |
| Italian Spinone | $39 | $475 |
| Jack Russell Terrier | $22 | $263 |
| Japanese Chin | $34 | $411 |
| Japanese Spitz | $40 | $478 |
| Kangal Shepherd Dog | $86 | $1,038 |
| Keeshond | $32 | $388 |
| Komondor | $52 | $617 |
| Labradoodle | $32 | $381 |
| Labrador Retriever | $53 | $643 |
| Large Mix (51-100 pounds) | $44 | $528 |
| Large Mix (51-110 pounds) | $40 | $483 |
| Large Mix (55-90 pounds) | $44 | $539 |
| Large Mix (60-109 pounds) | $48 | $574 |
| Large Mix (61+ pounds) | $44 | $528 |
| Large Mix (71+ pounds) | $80 | $962 |
| Large Mix (Over 70 pounds) | $43 | $525 |
| Lhasa Apso | $26 | $308 |
| Lurcher | $64 | $771 |
| Maine Coon | $26 | $312 |
| Maltese | $28 | $334 |
| Maltipoo | $23 | $275 |
| Medium Mix (20-55 pounds) | $35 | $421 |
| Medium Mix (20-70 pounds) | $37 | $442 |
| Medium Mix (21-70 pounds) | $83 | $997 |
| Medium Mix (23-70 pounds) | $44 | $529 |
| Medium Mix (26-50 pounds) | $37 | $441 |
| Medium Mix (26-59 pounds) | $48 | $574 |
| Medium Mix (31-50 pounds) | $37 | $443 |
| Medium Mix (31-59 pounds) | $36 | $435 |
| Miniature Bull Terrier | $48 | $577 |
| Miniature Dachshund | $31 | $369 |
| Miniature Fox Terrier | $27 | $320 |
| Miniature Pinscher | $27 | $316 |
| Miniature Poodle | $25 | $299 |
| Miniature Schnauzer | $27 | $318 |
| Mixed Breed | $47 | $568 |
| Mixed Breed Giant (>90 lbs) | $67 | $805 |
| Mixed Breed Large (51-90 lbs) | $44 | $528 |
| Mixed Breed Medium (31-50 lbs) | $33 | $393 |
| Mixed Breed Small (>10 lbs) | $27 | $327 |
| Mixed Breed Small (11-30 lbs) | $28 | $343 |
| Mixed breed Small (up to 20lbs when full grown) | $26 | $317 |
| Mixed Dog (21-50 pounds) | $39 | $468 |
| Mixed Dog (51-90 pounds) | $47 | $562 |
| Mixed Dog (91 pounds+) | $49 | $592 |
| Morkie | $33 | $403 |
| Munchkin | $21 | $259 |
| Newfoundland | $97 | $1,165 |
| Norfolk Terrier | $28 | $332 |
| Norwegian Elkhound | $44 | $527 |
| Norwegian Forest cat | $25 | $296 |
| Norwich Terrier | $27 | $324 |
| Olde English Bulldogge | $98 | $1,189 |
| Old English Buldogge | $69 | $831 |
| Old English Sheepdog | $42 | $501 |
| Papillon | $24 | $291 |
| Pekingese | $24 | $284 |
| Pembroke Welsh Corgi | $40 | $479 |
| Persian | $19 | $220 |
| Peruvian Hairless Dog | $37 | $444 |
| Petit Basset Griffon Vendeen | $60 | $721 |
| Petit Basset Griffon Vendeens | $38 | $464 |
| Pitbull | $43 | $515 |
| Pointer | $37 | $452 |
| Pomeranian | $31 | $370 |
| Portuguese Water Dog | $46 | $554 |
| Pug | $36 | $438 |
| Puggle | $27 | $325 |
| Puli | $35 | $424 |
| Ragdoll | $24 | $290 |
| Rhodesian Ridgeback | $57 | $685 |
| Rottweiler | $96 | $1,153 |
| Rough Collie | $52 | $629 |
| Russian Blue | $15 | $179 |
| Saint Bernard | $113 | $1,350 |
| Saluki | $44 | $527 |
| Samoyed | $40 | $483 |
| Savannah | $30 | $357 |
| Schnoodle | $30 | $357 |
| Scottish Deerhound | $53 | $626 |
| Scottish Fold | $20 | $242 |
| Scottish Terrier | $38 | $454 |
| Serengeti | $28 | $327 |
| Shar Pei | $85 | $1,026 |
| Shetland Sheepdog | $32 | $378 |
| Shiba Inu | $27 | $319 |
| Shih Tzu | $22 | $268 |
| Siamese | $15 | $183 |
Is Pets Best Pet Insurance Expensive?
Pets Best ranks fourth for dog affordability and sixth for cats, moderately priced but not the cheapest option. Use the filterable table below to check costs for your pet's age, deductible, annual limit and reimbursement rate.
Data filtered by:
Dog
Middle Aged
$500
$5,000
80%
| $62 | $753 | 12% |
Pets Best Pet Insurance Discounts
Pets Best offers four pet insurance discounts that cut your premium. Military members, veterinary staff, employees with group benefits and owners with multiple pets all qualify for savings.
Multiple pets | 5% | Must enroll more than one pet with Pets Best |
Military | 5% | Must be an active duty service member, veteran or military spouse/kid |
Veterinary staff | 5% | Must work as a staff at a veterinary clinic |
Employer group plan | 5% | Must join a participating employer's group plan |
Pets Best Pet Insurance Customer Service Reviews and Ratings
Pets Best ranks fifth nationally for customer service. The Better Business Bureau gives it poor marks, while Trustpilot ratings land in the moderate range. Reddit users are split: many praise helpful reps and smooth claims, others complain about denials and slow responses.
Pets Best Trustpilot Reviews
Pets Best scores 3.9 out of 5 on Trustpilot. Verified customers rate its service and claims handling positively. Most policyholders praise Pets Best's coverage and support team. Trustpilot collects verified reviews from actual customers.
Pets Best Better Business Bureau Rating
Pets Best holds an F rating from the Better Business Bureau and isn't BBB accredited. F is the lowest possible grade, signaling problems with complaint handling or business practices. BBB ratings measure how companies resolve customer complaints and maintain ethical standards.
Pets Best Pet Insurance Reddit Sentiment
Pets Best gets mixed Reddit reviews. We analyzed 10 comments: seven positive, three negative, making 70% positive sentiment. Users like the responsive customer service and clear policies. Some criticize claim denials and coverage gaps. Customer experiences with Pets Best's claims process vary widely.
Pets Best Pet Insurance Coverage
Pets Best provides pet insurance coverage for dogs and cats. Customize your policy with multiple coverage levels and optional add-ons. Build a plan that fits your budget and your pet's health needs.
$100 to $1,000 | |
$5,000, $10,000, Unlimited | |
70%, 80%, 90% | |
Coverage for accident-only plan | Treatment for injuries such as broken bones, swallowed objects, poisoning, medications, surgery and emergency care |
Coverage for accident and illness plan | Includes accident coverage plus hereditary and chronic conditions, cancer, infections, allergies, diagnostic testing, hospitalizations and surgery |
Covered if prescribed for an eligible accident or illness | |
Chronic conditions | Continued coverage if the condition was not pre-existing and the policy is renewed |
3 days for accidents, 14 days for illnesses, 6 months for cruciate ligament events and related conditions | |
Enrollment restrictions | No maximum age limits |
Direct vet payment | Offers to pay veterinarians directly for any claim reimbursement amount, provided that you submit a signed copy of its veterinarian reimbursement release form along with your completed claim |
*Coverage varies by state and policy terms. Always review your specific policy documents and consult your insurance provider to understand exact coverage terms, exclusions, limitations and waiting periods before enrollment.
Pets Best Pet Insurance Coverage Add-Ons
Pets Best offers optional wellness add-ons for routine preventive care. Add-ons reimburse you for vaccinations, dental cleanings, wellness exams and routine treatments. There are no deductibles or waiting periods, coverage starts immediately after enrollment.
EssentialWellness | Covers routine exams, core vaccinations, deworming, microchipping and preventive blood work
|
BestWellness | Includes all Essential benefits plus spay/neuter, dental cleanings, advanced blood panels and additional vaccines
|
Exam Fees | Reimburses exam fees associated with diagnosing an eligible accident or illness |
Physical Therapy | Covers rehabilitation, acupuncture and chiropractic care expenses that are related to an eligible accident or illness |
Is Pets Best Pet Insurance Good: Bottom Line
Pets Best averages $53 monthly for dog coverage and $28 for cats. Customer experience ranks fifth nationally, with moderate ratings from Trustpilot and the Better Business Bureau. Choose between accident-only or comprehensive accident and illness plans. Add optional wellness coverage for routine care expenses.
Browse through our review guides for the top pet insurance companies for your pet:
Pets Best Pet Insurance Review: FAQ
We answer common questions about Pets Best pet insurance:
Is Pets Best pet insurance worth it in 2025?
Yes, Pets Best pet insurance is worth it, especially for dog owners. Pets Best ranks second nationally for coverage quality. Average premiums run $53 monthly for dogs and $28 for cats, which is competitive pricing. Strong coverage options and solid customer experience scores make it worth considering.
What do Reddit users really think about Pets Best pet insurance?
Reddit reviews split 70% positive, 30% negative. We analyzed 10 comments (seven favorable, three critical). Users praise customer service and smooth claims. Others criticize coverage gaps and reimbursement delays.
Does Pets Best cover pre-existing conditions for pets?
No, Pets Best excludes pre-existing conditions. One exception: curable conditions that stay symptom-free and treatment-free for 180 consecutive days qualify for coverage if they return. Chronic conditions and knee or ligament issues stay excluded permanently.
Can I get a discount for insuring multiple pets with Pets Best?
Yes, you can insure multiple pets on one policy and get a discount with Pets Best. AAA membership, workplace benefit programs and other qualifying memberships also cut your premium.
Is Pets Best pet insurance available in my state?
Yes. Pets Best covers all 50 states. Premiums vary by location. Cat coverage runs $19 monthly in Arkansas, $36 in Massachusetts. Dog insurance costs $36 monthly in Arkansas, $69 in Massachusetts.
How We Rated Pets Best Pet Insurance
Shopping for pet insurance means comparing dozens of providers. We scored Pets Best across three areas to simplify your decision.
Affordability (50% of score): We collected premium quotes for multiple pet breeds, ages and coverage levels. Discounts were factored in to show real costs, not advertised rates.
Customer Experience (30% of score): Customer reviews from Trustpilot and Reddit revealed satisfaction patterns. We measured how well Pets Best handles claims and customer service.
Coverage Options (20% of score): We reviewed policy benefits, wellness add-ons and coverage breadth. This shows how well Pets Best meets different pet owner needs.
Sample profiles: All quotes used a 6-year-old Labrador Retriever and 7-year-old Ragdoll with $500 deductible, $5,000 annual limit and 80% reimbursement rate.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
sources
- Better Business Bureau. "Pets Best Insurance Services LLC." Accessed November 29, 2025.
- Trustpilot. "Pets Best Pet Health Insurance ." Accessed November 29, 2025.