Hartville's pet insurance scores 3.9 out of 5 for cats and 3.5 out of 5 for dogs in MoneyGeek's analysis. The company excels in affordability, ranking second nationally for cat coverage and eighth in coverage options for both cats and dogs. Hartville requires a 15-day waiting period for accident coverage, which is longer than some competitors offer.
Hartville Pet Insurance Review
Updated: April 28, 2026
Advertising & Editorial Disclosure
Hartville Pet Insurance Review: Key Takeaways
Hartville ranks second nationally for cat insurance affordability with monthly premiums of $23, while ranking seventh for dogs with $55 monthly premiums.
Ranking sixth for customer experience, Hartville maintains a B rating with the Better Business Bureau and receives mixed customer reviews on third-party platforms.
Ranking eighth nationwide for coverage, Hartville offers accident-only and comprehensive accident-illness plans with optional preventive care add-ons.
Hartville Pet Insurance Ratings
Data filtered by:
Dog
| Coverage | 2.61 | 8 |
| Overall Score | 3.5 | 9 |
| Customer Experience | 3.54 | 6 |
| Affordability | 3.85 | 7 |
WHO IS HARTVILLE PET INSURANCE BEST FOR?
Hartville Pet Insurance ranks among the best pet insurance companies for owners wanting coverage for hereditary conditions, behavioral issues and exam fees without purchasing optional add-ons. The company also offers unlimited payouts and accident-only plans.
Learn more about the best pet insurance options for your pet:
Hartville Pet Insurance Ratings by State
Hartville provides pet insurance across all 50 states. The company achieves its best overall ranking of fourth place for cats in four states and seventh for dogs in three states. Hartville shows strong affordability performance for cat insurance, ranking second in 26 states and third in 14 states. While it doesn't provide the best pet insurance overall, Hartville maintains consistent sixth-place customer experience ratings nationwide.
Data filtered by:
Overall Score
Dog
| Alaska | 3.35 | 9 |
| Arkansas | 3.35 | 9 |
| Florida | 3.35 | 9 |
| Hawaii | 3.35 | 9 |
| Delaware | 3.4 | 9 |
| Montana | 3.4 | 9 |
| New York | 3.4 | 9 |
| Ohio | 3.4 | 9 |
| Texas | 3.4 | 9 |
| Vermont | 3.4 | 9 |
| Wisconsin | 3.4 | 9 |
| Arizona | 3.45 | 9 |
| Connecticut | 3.45 | 9 |
| Illinois | 3.45 | 8 |
| Kansas | 3.45 | 9 |
| Louisiana | 3.45 | 9 |
| South Dakota | 3.45 | 9 |
| Alabama | 3.5 | 9 |
| Maryland | 3.5 | 8 |
| Michigan | 3.5 | 9 |
| Nebraska | 3.5 | 9 |
| New Jersey | 3.5 | 9 |
| North Dakota | 3.5 | 9 |
| Pennsylvania | 3.5 | 8 |
| Rhode Island | 3.5 | 9 |
| Tennessee | 3.5 | 9 |
| Utah | 3.5 | 9 |
| Georgia | 3.55 | 9 |
| Idaho | 3.55 | 9 |
| Nevada | 3.55 | 9 |
| Virginia | 3.55 | 8 |
| Colorado | 3.6 | 9 |
| Maine | 3.6 | 7 |
| Minnesota | 3.6 | 9 |
| Missouri | 3.6 | 9 |
| New Mexico | 3.6 | 9 |
| North Carolina | 3.6 | 8 |
| Oklahoma | 3.6 | 8 |
| Indiana | 3.65 | 9 |
| Iowa | 3.65 | 9 |
| Massachusetts | 3.65 | 8 |
| Mississippi | 3.65 | 8 |
| New Hampshire | 3.65 | 9 |
| Oregon | 3.65 | 8 |
| South Carolina | 3.65 | 7 |
| Wyoming | 3.65 | 9 |
| Kentucky | 3.7 | 9 |
| Washington | 3.7 | 9 |
| West Virginia | 3.7 | 9 |
| California | 3.85 | 7 |
Hartville Pet Insurance Comparison
See how Hartville pet insurance fares against national competitors below.
Hartville vs. AKC | • Dogs: 3.50 vs. 4.30 • Cats: 3.90 vs. 3.85 | AKC offers stronger coverage and customer experience, but Hartville is more affordable for cats. |
Hartville vs. ASPCA | • Dogs: 3.50 vs. 3.85 • Cats: 3.90 vs. 3.35 | ASPCA is cheaper for dogs, but Hartville offers better cat affordability and ties in customer service. |
Hartville vs. Embrace | • Dogs: 3.50 vs. 2.55 • Cats: 3.90 vs. 2.30 | Hartville beats Embrace in affordability and overall scores for dogs and cats. |
Hartville vs. Fetch | • Dogs: 3.50 vs. 2.70 • Cats: 3.90 vs. 2.95 | Fetch offers better coverage, but Hartville has more affordable rates and better overall performance. |
Hartville vs. Figo | • Dogs: 3.50 vs. 3.60 • Cats: 3.90 vs. 3.80 | Figo provides better coverage, though Hartville is more affordable for cats. |
Hartville vs. Lemonade | • Dogs: 3.50 vs. 4.50 • Cats: 3.90 vs. 4.25 | Lemonade outperforms Hartville in affordability and coverage, earning higher scores for both pets. |
Hartville vs. Liberty | • Dogs: 3.50 vs. 2.65 • Cats: 3.90 vs. 2.30 | Hartville scores higher across categories, the stronger option over Liberty. |
Hartville vs. MetLife | • Dogs: 3.50 vs. 3.05 • Cats: 3.90 vs. 2.40 | Hartville performs better overall. MetLife has poor customer service and high cat costs. |
Hartville vs. Nationwide | • Dogs: 3.50 vs. 2.50 • Cats: 3.90 vs. 2.65 | Hartville beats Nationwide overall, offering stronger affordability and coverage balance. |
Hartville vs. Pets Best | • Dogs: 3.50 vs. 4.05 • Cats: 3.90 vs. 3.80 | Pets Best leads on coverage, but Hartville is more affordable for cats. |
Hartville vs. Pumpkin | • Dogs: 3.50 vs. 3.70 • Cats: 3.90 vs. 4.15 | Pumpkin scores higher overall, but Hartville is more affordable for cats. |
Hartville vs. Rainwalk | • Dogs: 3.50 vs. 4.05 • Cats: 3.90 vs. 3.95 | Rainwalk excels in customer service and coverage, though Hartville maintains an affordability edge for cats. |
Hartville vs. Spot | • Dogs: 3.50 vs. 3.75 • Cats: 3.90 vs. 4.15 | Spot offers better customer experience and scores, but Hartville is slightly more affordable. |
How Much Does Hartville Pet Insurance Cost?
Hartville's pet insurance costs an average of $55 monthly ($665 annually) for dogs and $23 monthly ($277 annually) for cats. Your premium depends on several factors, including your location and pet breed.
| Cat | $23 | $32 | $277 | $379 | 27% |
| Dog | $55 | $60 | $665 | $723 | 8% |
Hartville Pet Insurance Rates by State
Hartville's premiums vary by state due to local veterinary costs and claim patterns. Cat owners find the most affordable pet insurance in Alabama at $18 monthly, while Maine residents pay the highest rate at $29. For dogs, Arkansas offers the cheapest coverage at $43 per month, compared to Illinois at $70 monthly.
Data filtered by:
Dog
| Arkansas | $43 | $511 |
| Kentucky | $43 | $516 |
| Alabama | $43 | $516 |
| North Dakota | $44 | $524 |
| Missouri | $44 | $530 |
| West Virginia | $45 | $542 |
| Iowa | $45 | $546 |
| Mississippi | $46 | $547 |
| Oklahoma | $46 | $551 |
| Louisiana | $47 | $567 |
| Indiana | $48 | $579 |
| Georgia | $49 | $586 |
| New Mexico | $49 | $591 |
| North Carolina | $49 | $593 |
| Montana | $50 | $597 |
| Wyoming | $50 | $597 |
| South Carolina | $50 | $595 |
| Rhode Island | $50 | $596 |
| Nebraska | $51 | $616 |
| South Dakota | $52 | $618 |
| Tennessee | $53 | $628 |
| Kansas | $53 | $628 |
| Ohio | $53 | $633 |
| Utah | $53 | $636 |
| Vermont | $55 | $655 |
| Idaho | $55 | $659 |
| Maryland | $56 | $668 |
| Minnesota | $56 | $671 |
| Michigan | $56 | $675 |
| Nevada | $57 | $679 |
| Pennsylvania | $58 | $691 |
| Delaware | $58 | $695 |
| Alaska | $58 | $695 |
| Virginia | $58 | $695 |
| New Hampshire | $60 | $718 |
| Hawaii | $60 | $719 |
| California | $60 | $720 |
| Texas | $62 | $740 |
| Wisconsin | $62 | $742 |
| New Jersey | $63 | $750 |
| New York | $63 | $751 |
| Maine | $64 | $764 |
| Washington | $64 | $764 |
| Connecticut | $64 | $769 |
| Oregon | $65 | $775 |
| Florida | $66 | $794 |
| Massachusetts | $67 | $801 |
| Colorado | $67 | $808 |
| Arizona | $69 | $822 |
| Illinois | $70 | $838 |
Hartville Pet Insurance Rates by Breed
Hartville pet insurance costs vary by breed. Cat owners pay $21 monthly for British Longhairs but $31 for Abyssinians. Dog premiums cost $23 for small mixed breeds under 20 pounds and $108 for Bullmastiffs. Price difference is due to your pet's health risks and veterinary costs.
Data filtered by:
Select
Select
| British Longhair | $21 | $249 |
| Bombay | $21 | $252 |
| Ragdoll | $21 | $254 |
| Domestic Shorthair | $21 | $255 |
| Siamese | $22 | $261 |
| Russian Blue | $22 | $265 |
| Norwegian Forest cat | $23 | $271 |
| Small Mix (Under 20 pounds) | $23 | $275 |
| Birman | $23 | $279 |
| Tonkinese | $23 | $279 |
| Devon Rex | $24 | $283 |
| Serengeti | $24 | $287 |
| Chinchilla | $25 | $302 |
| Munchkin | $25 | $303 |
| Burmese | $25 | $303 |
| Himalayan | $26 | $308 |
| Scottish Fold | $26 | $309 |
| Bengal | $26 | $311 |
| Small Mix (10 and less pounds) | $26 | $313 |
| Australian Mist | $26 | $313 |
| Snowshoe | $26 | $312 |
| Small Mix (11-25) | $26 | $316 |
| Cornish Rex | $27 | $319 |
| Siberian | $27 | $323 |
| Savannah | $27 | $324 |
| Small Mix (0-20) | $27 | $322 |
| British Shorthair | $28 | $329 |
| Small Mix (1-10 pounds) | $28 | $330 |
| Mixed breed Small (up to 20lbs when full grown) | $28 | $328 |
| Persian | $28 | $331 |
| Mixed Breed Small (>10 lbs) | $29 | $338 |
| Balinese | $29 | $348 |
| Maine Coon | $29 | $350 |
| Mixed Breed Small (11-30 lbs) | $29 | $354 |
| Sphynx | $30 | $360 |
| Chihuahua | $30 | $363 |
| Exotic Shorthair | $31 | $371 |
| Small Mix (11-30) | $31 | $374 |
| Abyssinian | $31 | $371 |
| Maltipoo | $31 | $378 |
| Small Mix (25 and less pounds) | $32 | $378 |
| Morkie | $32 | $387 |
| Shih Tzu | $33 | $395 |
| Small Mix (22 pounds or less) | $33 | $395 |
| Cockapoo | $33 | $400 |
| Jack Russell Terrier | $34 | $406 |
| Cavapoo | $34 | $407 |
| Toy Mix (10 and less pounds) | $34 | $407 |
| Mixed Breed Medium (31-50 lbs) | $34 | $406 |
| Havanese | $34 | $415 |
| Shiba Inu | $36 | $430 |
| Puggle | $36 | $427 |
| Medium Mix (20-55 pounds) | $36 | $435 |
| Miniature Poodle | $36 | $432 |
| Cavachon | $36 | $433 |
| Schnoodle | $36 | $435 |
| Yorkshire terrier | $36 | $436 |
| Papillon | $37 | $449 |
| Medium Mix (31-59 pounds) | $38 | $450 |
| Maltese | $38 | $455 |
| Medium Mix (26-50 pounds) | $38 | $456 |
| Medium Mix (20-70 pounds) | $38 | $457 |
| Medium Mix (31-50 pounds) | $38 | $458 |
| Toy Poodle | $38 | $459 |
| Australian Shepherd | $38 | $459 |
| Lhasa Apso | $39 | $464 |
| Groodle | $39 | $466 |
| Japanese Chin | $39 | $469 |
| Dachshund | $39 | $470 |
| Japanese Spitz | $40 | $474 |
| Coton De Tulear | $40 | $475 |
| American Hairless Terrier | $40 | $476 |
| Border Collie | $40 | $476 |
| Miniature Pinscher | $40 | $478 |
| Basenji | $40 | $479 |
| Shetland Sheepdog | $40 | $482 |
| Mixed Dog (21-50 pounds) | $40 | $484 |
| Pomeranian | $40 | $483 |
| American Eskimo | $41 | $485 |
| Australian Silky Terrier | $41 | $486 |
| Welsh Springer Spaniel | $41 | $496 |
| Dingo | $42 | $500 |
| Large Mix (51-110 pounds) | $42 | $499 |
| English Toy Terrier | $42 | $499 |
| Husky | $42 | $501 |
| Pekingese | $42 | $503 |
| Miniature Dachshund | $42 | $504 |
| Labradoodle | $42 | $507 |
| Goldendoodle | $42 | $508 |
| Miniature Schnauzer | $43 | $509 |
| West Highland White Terrier | $43 | $509 |
| Peruvian Hairless Dog | $43 | $515 |
| Fox Terrier | $43 | $516 |
| Australian Terrier | $44 | $522 |
| Border Terrier | $44 | $525 |
| German Pinscher | $44 | $525 |
| Siberian Husky | $44 | $527 |
| Bichon Frise | $44 | $530 |
| Bearded Collie | $45 | $533 |
| Miniature Fox Terrier | $45 | $534 |
| English Foxhound | $45 | $536 |
| Norwich Terrier | $45 | $537 |
| Large Mix (Over 70 pounds) | $45 | $543 |
| Giant Mix (111 pounds+) | $45 | $542 |
| Brussels Griffon | $45 | $543 |
| Large Mix (51-100 pounds) | $45 | $545 |
| Large Mix (61+ pounds) | $46 | $546 |
| Medium Mix (23-70 pounds) | $46 | $547 |
| Mixed Breed Large (51-90 lbs) | $46 | $545 |
| Norfolk Terrier | $46 | $547 |
| American Foxhound | $46 | $549 |
| Australian Cattle Dog | $46 | $554 |
| Large Mix (55-90 pounds) | $46 | $557 |
| Italian Greyhound | $46 | $554 |
| Cairn Terrier | $46 | $553 |
| Finnish Lapphund | $47 | $559 |
| Irish Terrier | $47 | $558 |
| Foxhound | $47 | $557 |
| German Spitz | $47 | $558 |
| Whippet | $47 | $561 |
| Boston Terrier | $47 | $559 |
| Wire Fox Terrier | $47 | $563 |
| Affenpinscher | $47 | $565 |
| Icelandic Sheepdog | $47 | $565 |
| Norwegian Elkhound | $47 | $566 |
| Petit Basset Griffon Vendeens | $47 | $568 |
| Alaskan Husky | $47 | $566 |
| Standard Schnauzer | $48 | $572 |
| Welsh Corgi Cardigan | $48 | $572 |
| Collie | $48 | $578 |
| Harrier | $48 | $579 |
| Australian Kelpie | $48 | $581 |
| Beagle | $49 | $582 |
| Puli | $49 | $582 |
| English Springer Spaniel | $49 | $585 |
| Mixed Breed | $49 | $587 |
| Mixed Dog (51-90 pounds) | $49 | $581 |
| Cavalier King Charles Spaniel | $49 | $586 |
| Pembroke Welsh Corgi | $49 | $589 |
| Welsh Corgi Pembroke | $49 | $589 |
| Welsh Terrier | $49 | $592 |
| Giant Mix (110 pounds+) | $50 | $593 |
| Large Mix (60-109 pounds) | $50 | $593 |
| Medium Mix (26-59 pounds) | $50 | $593 |
| Small Mix (0-25) | $50 | $593 |
| Field Spaniel | $50 | $594 |
| Pointer | $50 | $597 |
| Pug | $50 | $601 |
| German Shorthaired Pointer | $50 | $602 |
| Tibetan Terrier | $50 | $605 |
| Keeshond | $51 | $606 |
| Mixed Dog (91 pounds+) | $51 | $612 |
| Samoyed | $51 | $615 |
| English Setter | $52 | $618 |
| Italian Spinone | $52 | $618 |
| Smooth Collie | $52 | $619 |
| Giant Mix (100 pounds+) | $52 | $617 |
| Soft Coated Wheaten Terrier | $52 | $621 |
| Cocker spaniel | $52 | $621 |
| Scottish Terrier | $53 | $629 |
| Belgian Shepherd Malinois | $53 | $637 |
| Vizsla | $53 | $637 |
| Saluki | $54 | $642 |
| Standard Poodle | $54 | $646 |
| Bracco Italiano | $54 | $648 |
| Basset Fauve de Bretagne | $54 | $647 |
| Rough Collie | $54 | $650 |
| English Pointer | $54 | $651 |
| German Shepherd | $55 | $657 |
| Chow Chow | $55 | $661 |
| Labrador Retriever | $55 | $665 |
| Afghan Hound | $56 | $665 |
| Briard | $56 | $668 |
| Portuguese Water Dog | $57 | $679 |
| Corgi | $57 | $682 |
| Irish Setter | $57 | $688 |
| Clumber Spaniel | $57 | $688 |
| Alaskan Malamute | $58 | $690 |
| Old English Sheepdog | $58 | $692 |
| Golden Retriever | $58 | $695 |
| Staffordshire Bull Terrier | $58 | $697 |
| Alsation | $58 | $698 |
| Komondor | $58 | $701 |
| Akita | $59 | $703 |
| Airedale Terrier | $60 | $714 |
| Pitbull | $61 | $737 |
| Hungarian Vizsla | $62 | $738 |
| Petit Basset Griffon Vendeen | $62 | $746 |
| Great Pyrenees | $62 | $749 |
| Greyhound | $63 | $751 |
| Borzoi | $63 | $749 |
| Rhodesian Ridgeback | $64 | $766 |
| Alsatian | $64 | $767 |
| Gordon Setter | $64 | $769 |
| Basset Hound | $65 | $774 |
| Weimaraner | $65 | $778 |
| Bull Terrier | $65 | $779 |
| American Staffordshire Terrier | $65 | $781 |
| Lurcher | $66 | $792 |
| Dalmatian | $66 | $792 |
Is Hartville Pet Insurance Expensive?
Hartville ranks second in affordability for cats but seventh for dogs in our study. While cats enjoy strong affordability, dog owners face moderate costs compared to competitors. Use the filterable table below to see actual costs for your pet's age and your preferred deductible, annual limit and reimbursement rate.
Data filtered by:
Dog
Middle Aged
$500
$5,000
80%
| $67 | $799 | 7% |
Hartville Pet Insurance Discounts
Hartville offers a few pet insurance discounts that can lower your premiums, such as multi-pet and employee discounts.
Multiple pets | 10% | Get a discount for each extra pet you insure |
Employer group benefit | 10% | Receive savings for joining a participating employer's group plan |
Hartville Pet Insurance Customer Service Reviews and Ratings
Hartville ranks sixth nationally for customer service with cats and dogs. The company has an A+ Better Business Bureau rating but mixed feedback on Trustpilot. Reddit users report mixed reviews of Hartville's support team. Some customers praise its helpful representatives. Others cite claim processing delays and inconsistent response quality.
Hartville Trustpilot Reviews
Hartville earns a 2.9 out of 5 rating on Trustpilot from verified customers who rate its service and claims handling. The low rating suggests some customers experience challenges with service quality or claims processes. Trustpilot collects verified reviews to give consumers honest feedback about companies.
Hartville Better Business Bureau Rating
Hartville has an A+ Better Business Bureau rating and accredited business status. The A+ grade is BBB's top rating for trust and customer complaint resolution. BBB accreditation means Hartville addresses customer issues and follows ethical business practices.
Hartville Pet Insurance Reddit Sentiment
Reddit users rate Hartville pet insurance poorly. Six Reddit comments show 33% positive sentiment: two favorable reviews and four negative. Users praise Hartville's customer service and clear policy terms. Complaints cited claim denials and coverage gaps. These varied experiences highlight different outcomes with Hartville's claims process.
Hartville Pet Insurance Coverage
Hartville offers pet insurance coverage for dogs and cats. Pet owners can customize Hartville policies through coverage levels and optional add-ons to match their pet's health needs.
$100, $250, $500 | |
$5,000 to Unlimited | |
70%, 80%, 90% | |
Coverage for accident-only plan | Exam fees, diagnostics, treatment, surgery, hospitalization, imaging and other costs related only to accidents |
Coverage for accident and illness plan | All accident items plus illness treatment, diagnostics, surgery, prescription meds, advanced care such as chemotherapy and stem-cell therapy, and some alternative therapies |
Pre-existing conditions | Curable pre-existing conditions may be eligible for coverage after 180 days of being symptom- and treatment-free |
Bilateral conditions | Bilateral conditions of pre-existing conditions are excluded from coverage |
14 days for accidents, illnesses and ligament/knee conditions | |
Enrollment restrictions | No upper age limits or breed restrictions |
*Coverage varies by state and policy terms. Always review your specific policy documents and consult your insurance provider to understand exact coverage terms, exclusions, limitations and waiting periods before enrollment.
Hartville Pet Insurance Coverage Add-Ons
Hartville provides wellness add-ons that cover routine preventive care for pet owners. These plans include services like dental cleanings, vaccinations and regular wellness exams. The add-ons start immediately after enrollment with no deductibles or waiting periods required.
Basic Preventive Care | Reimburses dental cleaning, wellness exam, deworming, core vaccines, fecal test, heartworm test and basic items up to scheduled amounts. |
Prime Preventive Care | Includes Basic items plus coverage for spay/neuter, parasite prevention, blood tests, urinalysis and additional vaccines/tests per the schedule. |
Is Hartville Pet Insurance Good: Bottom Line
Hartville charges $55 monthly for dog insurance and $23 for cat coverage on average. The company ranks sixth nationally for customer experience but receives low ratings from Trustpilot and maintains a B+ rating with the Better Business Bureau. Pet owners can select from accident-only or comprehensive accident and illness plans, with optional wellness coverage available as an add-on.
Browse through our review guides for the top pet insurance companies for your pet:
Hartville Pet Insurance Review: FAQ
Find answers to common questions about Hartville pet insurance coverage and policies.
Is Hartville pet insurance worth it in 2025?
Hartville pet insurance is worth it in 2025, particularly for cat owners. The provider ranks second nationally for cat insurance affordability and maintains moderate customer experience scores across both pets. With competitive premiums averaging $23 monthly for cats and $55 for dogs, Hartville offers reasonable value despite having limited coverage options.
What do Reddit users really think about Hartville pet insurance?
Reddit users rate Hartville pet insurance poorly: 33% positive sentiment (two favorable comments and four negative). Users praise Hartville's responsive customer service and helpful representatives. Complaints cite claims processing delays and restrictive coverage terms for reimbursements.
Does Hartville cover pre-existing conditions for pets?
Hartville excludes pre-existing conditions from coverage. Curable conditions may become eligible if your pet remains symptom-free and treatment-free for 180 days. Chronic conditions and ligament or knee problems are excluded permanently, regardless of treatment status.
Can I get a discount for insuring multiple pets with Hartville?
Hartville provides a multiple pet discount when you insure several pets on one policy. The company also offers savings through AAA membership, workplace benefit programs and other qualifying discounts that can help reduce your overall premium costs.
Is Hartville pet insurance available in my state?
Yes, Hartville pet insurance is available in all 50 states. Premiums vary by location. Cat coverage starts at $18 monthly in Alabama but reaches $29 in Maine. Dog insurance ranges from $43 per month in Arkansas to $70 in Illinois, making location a key factor in your final cost.
How We Rated Hartville Pet Insurance
Pet insurance shopping feels overwhelming with so many options available. We analyzed how Hartville performs across the following key areas:
Affordability (50% of score): Our analysis examined premium pricing across various pet breeds, age groups and plan options. We incorporated available discounts to reflect what customers actually pay.
Customer Experience (30% of score): This evaluation draws from customer reviews and ratings on platforms like Trustpilot and Reddit to gauge real user satisfaction.
Coverage Options (20% of score): We assessed the breadth of policy benefits, available add-ons and how well the coverage addresses typical pet owner needs.
Our pricing analysis used standardized quotes for a 6-year-old Labrador Retriever and 7-year-old Ragdoll with $500 deductible, $5,000 annual limit and 80% reimbursement rate.
About Connor Bolton
Connor Bolton is Senior SEO and Content Manager at MoneyGeek, where he leads the business and pet insurance editorial teams. As editorial lead for both verticals, Connor sets the research framework, data standards, and content structure that his writers execute, directly authoring in-depth guides himself and reviewing all team content for accuracy and practical value before it goes live. With over four years evaluating insurance products across personal, commercial, and specialty lines, he brings cross-vertical knowledge to every guide the team produces.
Connor architected MoneyGeek's insurance research infrastructure across all major verticals including auto, home, renters, life, health, business, and pet, building systems for pricing analysis, provider-level research, customer experience evaluation, and coverage analysis with AI support. The infrastructure includes over 6 million data points for business insurance across 408 industry areas, all 50 states, and 16 vehicle types, and over 5 million pet insurance profiles across 18 major providers and hundreds of breed and age combinations. Connor's insurance cost research and his team's work has been cited by the U.S. Chamber of Commerce, Allstate, Liberty Mutual, CBS News, Forbes and LegalZoom.
Beyond the data, Connor stays connected to how the market actually operates, drawing on direct conversations with underwriters and carrier liaisons at Ethos, The Hartford, NEXT Insurance, Nationwide, and State Farm, and monitoring business and pet owner communities including Reddit, to inform how he interprets findings and frames guidance for real buyers.
He is the direct editorial contact for methodology questions at connor@moneygeek.com and can be found on LinkedIn.
Sources
- Better Business Bureau. "PTZ Insurance Agency, Ltd." Accessed May 9, 2026.
- Trustpilot. "Hartville Pet Insurance." Accessed May 9, 2026.