GEICO's pet insurance (sold through Embrace) scores 2.3 out of 5 for cats and 2.55 for dogs in MoneyGeek's analysis. Customer experience is good but affordability scores low. Accident coverage starts after a two-day waiting period.
GEICO Pet Insurance Review
GEICO (offered via Embrace) ranks 14th for cats and 13th for dogs nationally in MoneyGeek's study. It excels in customer experience, but affordability remains weak.
Explore top providers like GEICO with our partner Insurify.

Updated: April 28, 2026
Advertising & Editorial Disclosure
Cat insurance through GEICO ranks 14th for affordability, and Dog insurance ranks 12th. Cats cost $46 monthly, and dogs cost $73 monthly.
Customer experience through GEICO ranks sixth nationally. BBB rates it A+. Trustpilot users give it 4.3 out of 5 stars for pet insurance services.
Coverage through GEICO ranks 10th nationwide. It sells comprehensive accident and illness insurance. An optional wellness rewards program is available.
GEICO Pet Insurance Ratings
| Coverage | 1.89 | 10 |
| Affordability | 2.22 | 12 |
| Overall Score | 2.55 | 13 |
| Customer Experience | 3.54 | 6 |
GEICO pet insurance works well for owners wanting immediate accident coverage. Accident protection starts after just two days. The provider has low deductibles and unlimited payouts. Hereditary conditions and behavioral treatments are covered at no extra cost.
Learn more about the best pet insurance options for your pet:
GEICO Pet Insurance Ratings by State
GEICO operates in all 50 states. It ranks highest (11th place) in six states for dogs and one state for cats. GEICO isn't the best pet insurer overall. It consistently places sixth for customer experience and 10th for coverage.
| Utah | 1.67 | 12 |
| Ohio | 1.67 | 13 |
| Oregon | 1.75 | 13 |
| Hawaii | 1.84 | 12 |
| Colorado | 1.9 | 13 |
| California | 1.98 | 13 |
| New Hampshire | 2.05 | 12 |
| Georgia | 2.1 | 12 |
| Massachusetts | 2.1 | 12 |
| North Carolina | 2.13 | 13 |
| Wisconsin | 2.16 | 12 |
| South Dakota | 2.17 | 12 |
| Iowa | 2.21 | 13 |
| Connecticut | 2.21 | 12 |
| Minnesota | 2.22 | 12 |
| South Carolina | 2.26 | 12 |
| Virginia | 2.26 | 12 |
| Delaware | 2.28 | 12 |
| Maine | 2.28 | 12 |
| Vermont | 2.3 | 12 |
| Maryland | 2.3 | 12 |
| Louisiana | 2.33 | 12 |
| Indiana | 2.35 | 12 |
| Michigan | 2.36 | 12 |
| Rhode Island | 2.37 | 12 |
| New Jersey | 2.39 | 12 |
| New York | 2.39 | 12 |
| Florida | 2.41 | 12 |
| Alaska | 2.42 | 12 |
| Mississippi | 2.44 | 12 |
| West Virginia | 2.47 | 12 |
| Montana | 2.48 | 12 |
| Pennsylvania | 2.49 | 12 |
| Texas | 2.49 | 12 |
| Alabama | 2.51 | 12 |
| Arizona | 2.53 | 12 |
| Missouri | 2.53 | 12 |
| Kentucky | 2.56 | 12 |
| Kansas | 2.62 | 12 |
| Idaho | 2.64 | 12 |
| Oklahoma | 2.65 | 12 |
| Wyoming | 2.66 | 12 |
| New Mexico | 2.68 | 12 |
| Nevada | 2.78 | 12 |
| Tennessee | 2.79 | 12 |
| North Dakota | 2.8 | 12 |
| Washington | 2.89 | 12 |
| Nebraska | 2.96 | 12 |
| Illinois | 3.05 | 12 |
| Arkansas | 3.13 | 12 |
GEICO Pet Insurance Comparison
Compare GEICO with national competitors:
GEICO vs. AKC | • Dogs: 2.55 vs. 4.30 • Cats: 2.30 vs. 3.85 | AKC scores higher across all categories, especially coverage. GEICO lags in affordability and overall scores. |
GEICO vs. ASPCA | • Dogs: 2.55 vs. 3.85 • Cats: 2.30 vs. 3.35 | ASPCA beats GEICO in affordability and overall scores, leading in every category. |
GEICO vs. Fetch | • Dogs: 2.55 vs. 2.70 • Cats: 2.30 vs. 2.95 | Fetch beats GEICO on coverage, while GEICO rates better on affordability. Both score low on customer experience. |
GEICO vs. Figo | • Dogs: 2.55 vs. 3.60 • Cats: 2.30 vs. 3.80 | Figo leads GEICO in affordability, coverage and overall scores. |
GEICO vs. Hartville | • Dogs: 2.55 vs. 3.50 • Cats: 2.30 vs. 3.90 | Hartville beats GEICO in affordability and coverage, ranking higher across nearly all categories. |
GEICO vs. Lemonade | • Dogs: 2.55 vs. 4.50 • Cats: 2.30 vs. 4.25 | Lemonade costs less and scores higher overall. GEICO ranks lower in coverage and affordability. |
GEICO vs. Liberty | • Dogs: 2.55 vs. 2.65 • Cats: 2.30 vs. 2.30 | Both score low. Liberty has an affordability edge, while GEICO excels in customer service. |
GEICO vs. MetLife | • Dogs: 2.55 vs. 3.05 • Cats: 2.30 vs. 2.40 | MetLife leads in affordability. GEICO scores higher in customer experience. |
GEICO vs. Nationwide | • Dogs: 2.55 vs. 2.50 • Cats: 2.30 vs. 2.65 | Nationwide scores lower on affordability but beats GEICO on coverage. GEICO edges ahead on dog scores. |
GEICO vs. Pets Best | • Dogs: 2.55 vs. 4.05 • Cats: 2.30 vs. 3.80 | Pets Best leads in affordability and coverage, beating GEICO in nearly all categories. |
GEICO vs. Pumpkin | • Dogs: 2.55 vs. 3.70 • Cats: 2.30 vs. 4.15 | Pumpkin scores higher on affordability and overall performance, leading GEICO across all areas. |
GEICO vs. Rainwalk | • Dogs: 2.55 vs. 4.05 • Cats: 2.30 vs. 3.95 | Rainwalk leads in customer service and affordability, scoring higher in most categories. |
GEICO vs. Spot | • Dogs: 2.55 vs. 3.75 • Cats: 2.30 vs. 4.15 | Spot beats GEICO in affordability, coverage and customer service, ranking higher overall. |
How Much Does GEICO Pet Insurance Cost?
GEICO's pet insurance costs average $73 monthly ($874 yearly) for dogs and $46 monthly ($547 yearly) for cats. Your location and pet breed change your premium.
| Cat | $46 | $32 | $547 | $379 | 44% |
| Dog | $73 | $60 | $874 | $723 | 21% |
GEICO Pet Insurance Rates by State
State-by-state rates differ because veterinary costs and claim patterns vary by location. GEICO has the cheapest pet insurance for cats in Arkansas at $29 monthly. Insurance for Maine cats costs the most at $61 monthly. Dogs in Arkansas cost $46 monthly to insure, and dogs in Maine cost $97 monthly.
| Arkansas | $46 | $551 |
| North Dakota | $53 | $641 |
| Alabama | $55 | $665 |
| Missouri | $59 | $709 |
| Oklahoma | $60 | $717 |
| Louisiana | $60 | $718 |
| Nebraska | $60 | $724 |
| Montana | $61 | $729 |
| Kentucky | $61 | $737 |
| West Virginia | $62 | $747 |
| Mississippi | $63 | $752 |
| Tennessee | $63 | $752 |
| New Mexico | $64 | $763 |
| Kansas | $64 | $769 |
| Rhode Island | $65 | $778 |
| Iowa | $65 | $779 |
| Indiana | $66 | $787 |
| Wyoming | $66 | $797 |
| Georgia | $66 | $798 |
| South Dakota | $67 | $807 |
| Vermont | $68 | $815 |
| Nevada | $69 | $825 |
| Idaho | $69 | $825 |
| North Carolina | $69 | $828 |
| Alaska | $69 | $831 |
| South Carolina | $70 | $844 |
| Michigan | $71 | $852 |
| Ohio | $72 | $861 |
| Delaware | $72 | $865 |
| Texas | $74 | $882 |
| Utah | $75 | $895 |
| Minnesota | $75 | $900 |
| New York | $77 | $921 |
| Hawaii | $77 | $929 |
| Wisconsin | $78 | $939 |
| Illinois | $79 | $943 |
| Florida | $80 | $955 |
| New Jersey | $80 | $956 |
| Pennsylvania | $82 | $980 |
| Connecticut | $83 | $991 |
| Maryland | $84 | $1,003 |
| Arizona | $84 | $1,008 |
| New Hampshire | $86 | $1,031 |
| Virginia | $86 | $1,036 |
| Washington | $88 | $1,053 |
| California | $94 | $1,133 |
| Massachusetts | $95 | $1,138 |
| Colorado | $95 | $1,143 |
| Oregon | $96 | $1,154 |
| Maine | $97 | $1,167 |
GEICO Pet Insurance Rates by Breed
Dog owners pay $30 monthly for small mixed breeds under 20 pounds, while Bullmastiffs cost $141 monthly. Cat premiums range from $40 for Domestic Shorthairs to $56 for Exotic Shorthairs.
| Small Mix (Under 20 pounds) | $30 | $362 |
| Small Mix (11-25) | $35 | $415 |
| Small Mix (10 and less pounds) | $35 | $423 |
| Small Mix (0-20) | $36 | $424 |
| Small Mix (1-10 pounds) | $36 | $434 |
| Mixed breed Small (up to 20lbs when full grown) | $36 | $431 |
| Mixed Breed Small (>10 lbs) | $38 | $445 |
| Mixed Breed Small (11-30 lbs) | $39 | $466 |
| Domestic Shorthair | $40 | $475 |
| Chihuahua | $40 | $477 |
| Small Mix (11-30) | $41 | $491 |
| British Longhair | $41 | $490 |
| Ragdoll | $42 | $499 |
| Bombay | $42 | $499 |
| Small Mix (25 and less pounds) | $42 | $497 |
| Morkie | $42 | $507 |
| Siamese | $42 | $507 |
| Maltipoo | $42 | $511 |
| Russian Blue | $43 | $513 |
| Small Mix (22 pounds or less) | $43 | $520 |
| Shih Tzu | $44 | $533 |
| Toy Mix (10 and less pounds) | $45 | $535 |
| Norwegian Forest cat | $45 | $535 |
| Mixed Breed Medium (31-50 lbs) | $45 | $534 |
| Birman | $45 | $541 |
| Tonkinese | $45 | $541 |
| Jack Russell Terrier | $46 | $547 |
| Chinchilla | $46 | $549 |
| Devon Rex | $46 | $549 |
| Serengeti | $46 | $550 |
| Munchkin | $46 | $551 |
| Burmese | $46 | $552 |
| Cockapoo | $46 | $555 |
| Himalayan | $47 | $561 |
| Scottish Fold | $47 | $563 |
| Medium Mix (20-55 pounds) | $47 | $573 |
| Bengal | $47 | $566 |
| Snowshoe | $48 | $569 |
| Havanese | $48 | $574 |
| Yorkshire terrier | $48 | $576 |
| Cornish Rex | $49 | $583 |
| British Shorthair | $49 | $582 |
| Miniature Poodle | $49 | $587 |
| Persian | $49 | $586 |
| Puggle | $49 | $588 |
| Toy Poodle | $49 | $588 |
| Medium Mix (31-59 pounds) | $49 | $592 |
| Siberian | $49 | $589 |
| Savannah | $49 | $591 |
| Cavapoo | $50 | $599 |
| Balinese | $50 | $594 |
| Medium Mix (26-50 pounds) | $50 | $599 |
| Maltese | $50 | $599 |
| Medium Mix (20-70 pounds) | $50 | $601 |
| Shiba Inu | $50 | $602 |
| Medium Mix (31-50 pounds) | $50 | $602 |
| Papillon | $50 | $602 |
| Pomeranian | $50 | $603 |
| Coton De Tulear | $51 | $609 |
| Australian Mist | $51 | $613 |
| Miniature Pinscher | $51 | $613 |
| Groodle | $52 | $616 |
| Sphynx | $52 | $617 |
| Cavachon | $52 | $622 |
| Schnoodle | $52 | $624 |
| Maine Coon | $52 | $623 |
| Australian Silky Terrier | $53 | $631 |
| Lhasa Apso | $53 | $633 |
| Mixed Dog (21-50 pounds) | $53 | $636 |
| Australian Shepherd | $53 | $633 |
| Dachshund | $53 | $640 |
| Abyssinian | $53 | $638 |
| Japanese Chin | $54 | $642 |
| Dingo | $54 | $645 |
| American Hairless Terrier | $54 | $643 |
| Japanese Spitz | $54 | $648 |
| Border Collie | $54 | $648 |
| Basenji | $54 | $651 |
| Large Mix (51-110 pounds) | $55 | $657 |
| English Toy Terrier | $55 | $655 |
| American Eskimo | $55 | $662 |
| Miniature Dachshund | $55 | $661 |
| Shetland Sheepdog | $56 | $664 |
| Fox Terrier | $56 | $668 |
| Australian Terrier | $56 | $670 |
| Goldendoodle | $56 | $672 |
| Exotic Shorthair | $56 | $671 |
| Labradoodle | $56 | $674 |
| Pekingese | $56 | $674 |
| Peruvian Hairless Dog | $56 | $674 |
| Border Terrier | $56 | $677 |
| Miniature Schnauzer | $57 | $677 |
| West Highland White Terrier | $57 | $677 |
| Husky | $57 | $680 |
| Bichon Frise | $57 | $683 |
| Norwich Terrier | $58 | $690 |
| Brussels Griffon | $58 | $692 |
| Siberian Husky | $58 | $697 |
| Miniature Fox Terrier | $59 | $703 |
| Norfolk Terrier | $59 | $706 |
| Italian Greyhound | $59 | $706 |
| Cairn Terrier | $59 | $708 |
| Large Mix (Over 70 pounds) | $59 | $714 |
| Welsh Springer Spaniel | $59 | $713 |
| Bearded Collie | $59 | $711 |
| Giant Mix (111 pounds+) | $59 | $713 |
| Large Mix (51-100 pounds) | $60 | $717 |
| Irish Terrier | $60 | $717 |
| Boston Terrier | $60 | $716 |
| Large Mix (61+ pounds) | $60 | $718 |
| Medium Mix (23-70 pounds) | $60 | $720 |
| Mixed Breed Large (51-90 lbs) | $60 | $717 |
| Affenpinscher | $60 | $720 |
| Icelandic Sheepdog | $60 | $720 |
| Wire Fox Terrier | $60 | $722 |
| German Pinscher | $60 | $723 |
| Whippet | $61 | $727 |
| Large Mix (55-90 pounds) | $61 | $732 |
| Australian Cattle Dog | $62 | $740 |
| Finnish Lapphund | $62 | $747 |
| Alaskan Husky | $62 | $746 |
| Australian Kelpie | $63 | $752 |
| Norwegian Elkhound | $63 | $756 |
| Petit Basset Griffon Vendeens | $63 | $758 |
| Cavalier King Charles Spaniel | $63 | $755 |
| German Spitz | $63 | $756 |
| Welsh Terrier | $63 | $759 |
| Standard Schnauzer | $63 | $763 |
| Welsh Corgi Cardigan | $64 | $763 |
| Mixed Breed | $64 | $772 |
| Collie | $64 | $769 |
| Mixed Dog (51-90 pounds) | $64 | $764 |
| Beagle | $65 | $776 |
| Pug | $65 | $774 |
| Soft Coated Wheaten Terrier | $65 | $776 |
| English Springer Spaniel | $65 | $780 |
| Giant Mix (110 pounds+) | $65 | $780 |
| Large Mix (60-109 pounds) | $65 | $780 |
| Medium Mix (26-59 pounds) | $65 | $780 |
| Small Mix (0-25) | $65 | $780 |
| Pembroke Welsh Corgi | $65 | $780 |
| Welsh Corgi Pembroke | $65 | $780 |
| Tibetan Terrier | $65 | $783 |
| Puli | $66 | $791 |
| Cocker spaniel | $66 | $792 |
| Pointer | $66 | $795 |
| German Shorthaired Pointer | $66 | $797 |
| Basset Fauve de Bretagne | $67 | $802 |
| Mixed Dog (91 pounds+) | $67 | $805 |
| Keeshond | $67 | $808 |
| Samoyed | $68 | $813 |
| Smooth Collie | $68 | $813 |
| Scottish Terrier | $68 | $815 |
| Italian Spinone | $69 | $823 |
| English Foxhound | $69 | $827 |
| Giant Mix (100 pounds+) | $69 | $827 |
| English Pointer | $70 | $840 |
| Vizsla | $71 | $847 |
| American Foxhound | $71 | $844 |
| Saluki | $71 | $848 |
| Field Spaniel | $71 | $856 |
| Rough Collie | $71 | $855 |
| Foxhound | $71 | $855 |
| Staffordshire Bull Terrier | $72 | $861 |
| Portuguese Water Dog | $72 | $862 |
| Corgi | $73 | $873 |
| Irish Setter | $73 | $874 |
| Labrador Retriever | $73 | $874 |
| Alaskan Malamute | $73 | $876 |
| Harrier | $74 | $882 |
| German Shepherd | $74 | $888 |
| Standard Poodle | $75 | $894 |
| Bracco Italiano | $75 | $901 |
| Belgian Shepherd Malinois | $76 | $911 |
| Golden Retriever | $76 | $914 |
| English Setter | $76 | $912 |
| Afghan Hound | $77 | $919 |
| Hungarian Vizsla | $79 | $948 |
| Pitbull | $80 | $956 |
| Lurcher | $80 | $958 |
| Alsation | $80 | $963 |
| Chow Chow | $81 | $967 |
| Airedale Terrier | $81 | $971 |
| Miniature Bull Terrier | $82 | $980 |
| Briard | $82 | $976 |
| Petit Basset Griffon Vendeen | $82 | $981 |
| Estrela Mountain Dog | $84 | $1,003 |
| Clumber Spaniel | $84 | $1,003 |
| Alsatian | $84 | $1,008 |
| Old English Sheepdog | $84 | $1,007 |
| Akita | $85 | $1,016 |
| Komondor | $85 | $1,018 |
| Greyhound | $86 | $1,028 |
| Dalmatian | $86 | $1,033 |
| Bull Terrier | $87 | $1,041 |
| American Staffordshire Terrier | $87 | $1,043 |
| Small Mix (20 and under pounds) | $87 | $1,045 |
| Giant Mix (90 pounds+) | $88 | $1,046 |
| Rhodesian Ridgeback | $89 | $1,064 |
| Gordon Setter | $89 | $1,068 |
Is GEICO Pet Insurance Expensive?
GEICO ranks 14th for cat insurance affordability and 12th for dogs.
| $52 | $628 | 29% |
GEICO Pet Insurance Discounts
GEICO offers pet insurance discounts for military members and those with multiple pets.
Military | 5% | Available to active or former members of the U.S. Air Force, Army, Marines, Navy or Coast Guard (not available in NY or TN) |
Multiple pet | 10% | Automatically applied if you insure two or more pets with GEICO |
GEICO Pet Insurance Customer Service Reviews and Ratings
GEICO ranks sixth nationally for customer service. It has a high Better Business Bureau rating and moderate scores on Trustpilot. Reddit users report mixed experiences with GEICO.
GEICO earns a 4.1 out of 5 rating on Trustpilot from verified customers who rate its service and claims handling. Most policyholders report positive experiences with GEICO's coverage and support team. Trustpilot collects verified reviews to give consumers honest feedback about companies.
GEICO holds an A+ rating from the Better Business Bureau and maintains BBB Accredited Business status. The A+ grade is BBB's top rating, showing GEICO meets its standards for trust and resolves customer complaints effectively. BBB accreditation requires companies to address customer issues and follow ethical business practices.
GEICO Pet Insurance Reddit Sentiment
Reddit shows 29% positive feedback in our analysis of 21 comments. Six praised responsive customer service and clear policy terms. Common complaints focused on claim denials and coverage gaps.
GEICO Pet Insurance Coverage
GEICO offers pet insurance coverage for dogs and cats. Pet owners can customize policies through various coverage levels and optional add-ons, allowing them to create plans that fit their budget and their pet's health requirements.
Accident & illness plan | Includes injuries, illnesses, diagnostics, surgery, prescriptions, hereditary and congenital conditions, behavioral treatments and alternative therapies |
Bilateral conditions | If one side is pre-existing, the opposite side may be excluded |
Enrollment restrictions | Full coverage available for pets 6 weeks to 14 years old; at 15+, only accident coverage is available |
Pre-existing conditions | Not covered; curable conditions may be considered after 12 symptom-free months |
Immediate coverage for accidents, 14 days for illnesses, 6 months for orthopedic conditions | |
70%, 80% or 90% | |
Annual deductible options from $100 to $1,000 | |
Accident-only plan | Fixed $100 deductible, 90% reimbursement, $5,000 maximum annual limit |
Annual maximums available from $2,000 to Unlimited | |
*Coverage varies by state and policy terms. Always review your specific policy documents and consult your insurance provider to understand exact coverage terms, exclusions, limitations and waiting periods before enrollment.
GEICO stands out by reimbursing based on actual veterinary costs rather than restrictive benefit schedules or UCR limits (usual, customary and reasonable fees). Claims are handled through direct reimbursement after you pay your vet. While premiums may rise over time due to age, inflation or location, the company offers flexible policy adjustments.
GEICO Pet Insurance Coverage Add-Ons
GEICO offers wellness add-ons for routine preventive care. Coverage includes vaccinations, dental cleanings and wellness exams. You can use these benefits immediately; no deductibles or waiting periods apply.
Wellness Rewards | Covers preventive and routine care such as exams, vaccinations, dental cleanings, grooming, behavior training, prescription diets and microchipping |
Exam Fee Add-On | Covers vet exam fees for eligible accidents and illnesses |
Is GEICO Pet Insurance Good: Bottom Line
GEICO provides pet insurance at $73 monthly for dogs and $46 for cats. The company ranks sixth nationwide for customer experience and maintains moderate ratings from Trustpilot and the Better Business Bureau. Pet owners can select from accident-only or comprehensive accident and illness plans, with optional wellness coverage add-ons available for routine care needs.
Browse through our review guides for the top pet insurance companies for your pet:
GEICO Pet Insurance Review: FAQ
Find answers to common questions about GEICO pet insurance coverage and policies.
Is GEICO pet insurance worth it in 2025?
GEICO pet insurance works well if you value strong customer experience. It ranks sixth nationally for customer experience. Coverage options rank 10th overall. Dogs average $73 monthly. Cats average $46 monthly. GEICO offers a reasonable middle-ground choice for pet owners wanting reliable service.
What do Reddit users really think about GEICO pet insurance?
Reddit users mostly dislike GEICO pet insurance. We analyzed 21 comments, where six were favorable and 15 were negative. That's 29% positive sentiment. Users appreciate GEICO's responsive customer service and clear policy explanations. Slow claim processing and pre-existing condition denials generate frequent complaints.
Does GEICO cover pre-existing conditions for pets?
GEICO excludes pre-existing conditions. Curable conditions may become eligible if your pet remains symptom-free and treatment-free for 180 days.
Can I get a discount for insuring multiple pets with GEICO?
GEICO provides a 10% multiple pet discount when you insure two or more pets on the same policy.
Is GEICO pet insurance available in my state?
Yes, GEICO pet insurance operates in all 50 states nationwide. Premium costs vary by location. Cat coverage is most affordable in Arkansas at $29 monthly and highest in Maine at $61. Dog insurance follows the same pattern, from $46 monthly in Arkansas to $97 in Maine.
How We Rated GEICO Pet Insurance
Pet insurance shopping can feel overwhelming with so many options available. That's why MoneyGeek analyzed GEICO across three key areas to simplify your decision:
Affordability (50% of score): We collected premium quotes spanning various pet breeds, ages and coverage levels. Available discounts were factored in to reflect what you'd actually pay monthly.
Customer Experience (30% of score): Real customer feedback from Trustpilot and Reddit was analyzed to gauge satisfaction with GEICO's service and claims process.
Coverage Options (20% of score): We examined policy benefits, wellness add-ons and overall protection scope to assess value for pet owners.
Our analysis used standardized quotes for a 6-year-old Labrador Retriever and 7-year-old Ragdoll with $500 deductible, $5,000 annual limit and 80% reimbursement rate.
About Connor Bolton

Connor Bolton is Senior SEO and Content Manager at MoneyGeek, where he leads the business and pet insurance editorial teams. As editorial lead for both verticals, Connor sets the research framework, data standards, and content structure that his writers execute, directly authoring in-depth guides himself and reviewing all team content for accuracy and practical value before it goes live. With over four years evaluating insurance products across personal, commercial, and specialty lines, he brings cross-vertical knowledge to every guide the team produces.
Connor architected MoneyGeek's insurance research infrastructure across all major verticals including auto, home, renters, life, health, business, and pet, building systems for pricing analysis, provider-level research, customer experience evaluation, and coverage analysis with AI support. The infrastructure includes over 6 million data points for business insurance across 408 industry areas, all 50 states, and 16 vehicle types, and over 5 million pet insurance profiles across 18 major providers and hundreds of breed and age combinations. Connor's insurance cost research and his team's work has been cited by the U.S. Chamber of Commerce, Allstate, Liberty Mutual, CBS News, Forbes and LegalZoom.
Beyond the data, Connor stays connected to how the market actually operates, drawing on direct conversations with underwriters and carrier liaisons at Ethos, The Hartford, NEXT Insurance, Nationwide, and State Farm, and monitoring business and pet owner communities including Reddit, to inform how he interprets findings and frames guidance for real buyers.
He is the direct editorial contact for methodology questions at connor@moneygeek.com and can be found on LinkedIn.
Sources
- Better Business Bureau. "Embrace Pet Insurance." Accessed May 9, 2026.
- Trustpilot. "Embrace Pet Insurance." Accessed May 9, 2026.


