GEICO's pet insurance (offered through Embrace) scores 2.3 out of 5 for cats and 2.55 for dogs in MoneyGeek's analysis. It offers a good customer experience but scores low in affordability. GEICO requires a two-day waiting period for accidents.
GEICO Pet Insurance Review
Updated: November 27, 2025
Advertising & Editorial Disclosure
GEICO Pet Insurance Review: Key Takeaways
GEICO ranks 14th for cat insurance affordability and 12th for dog insurance, with monthly costs of $46 for cats and $73 for dogs.
Ranking sixth nationally for customer experience, GEICO has an A+ BBB rating and 4.3 out of 5 stars on Trustpilot for pet insurance services.
GEICO ranks tenth nationwide for coverage, offering comprehensive accident and illness insurance with an optional wellness rewards program.
GEICO Pet Insurance Ratings
Data filtered by:
Dog
| Affordability | 2.22 | 12 |
| Coverage | 1.90 | 10 |
| Customer Experience | 3.54 | 6 |
| Overall Score | 2.55 | 13 |
WHO IS GEICO PET INSURANCE BEST FOR?
GEICO pet insurance ranks among the top companies for owners seeking immediate coverage for new accidents. The provider also offers low deductibles and unlimited payouts, plus coverage for hereditary conditions and behavioral treatments at no extra cost.
Learn more about the best pet insurance options for your pet:
GEICO Pet Insurance Ratings by State
GEICO operates across all 50 states. GEICO ranks highest, in 11th place, in six states for dogs and one state for cats. It isn't the best pet insurer overall; it consistently places sixth for customer experience and 10th for coverage.
Data filtered by:
Affordability
Dog
| Alabama | 2.52 | 12 |
| Alaska | 2.42 | 12 |
| Arizona | 2.53 | 12 |
| Arkansas | 3.13 | 12 |
| California | 1.99 | 13 |
| Colorado | 1.91 | 13 |
| Delaware | 2.28 | 12 |
| Connecticut | 2.22 | 12 |
| Florida | 2.42 | 12 |
| Georgia | 2.10 | 12 |
| Idaho | 2.65 | 12 |
| Hawaii | 1.85 | 12 |
| Illinois | 3.05 | 12 |
| Indiana | 2.36 | 12 |
| Iowa | 2.21 | 13 |
| Kansas | 2.63 | 12 |
| Kentucky | 2.57 | 12 |
| Louisiana | 2.34 | 12 |
| Maine | 2.28 | 12 |
| Maryland | 2.31 | 12 |
| Massachusetts | 2.11 | 12 |
| Michigan | 2.37 | 12 |
| Minnesota | 2.23 | 12 |
| Mississippi | 2.45 | 12 |
| Missouri | 2.53 | 12 |
| Nebraska | 2.96 | 12 |
| Montana | 2.48 | 12 |
| Nevada | 2.79 | 12 |
| New Hampshire | 2.06 | 12 |
| New Jersey | 2.39 | 12 |
| New Mexico | 2.68 | 12 |
| North Dakota | 2.80 | 12 |
| New York | 2.40 | 12 |
| North Carolina | 2.14 | 13 |
| Ohio | 1.68 | 13 |
| Oklahoma | 2.66 | 12 |
| Pennsylvania | 2.49 | 12 |
| Oregon | 1.76 | 13 |
| Rhode Island | 2.37 | 12 |
| South Carolina | 2.26 | 12 |
| Tennessee | 2.79 | 12 |
| South Dakota | 2.17 | 12 |
| Texas | 2.49 | 12 |
| Vermont | 2.30 | 12 |
| Utah | 1.68 | 12 |
| Virginia | 2.26 | 12 |
| Washington | 2.89 | 12 |
| West Virginia | 2.48 | 12 |
| Wisconsin | 2.17 | 12 |
| Wyoming | 2.67 | 12 |
GEICO Pet Insurance Comparison
Compare GEICO with national competitors below.
GEICO vs. AKC | • Dogs: 2.55 vs. 4.30 • Cats: 2.30 vs. 3.85 | AKC scores higher across all categories, especially coverage. GEICO lags in affordability and overall scores. |
GEICO vs. ASPCA | • Dogs: 2.55 vs. 3.85 • Cats: 2.30 vs. 3.35 | ASPCA beats GEICO in affordability and overall scores, leading in every category. |
GEICO vs. Fetch | • Dogs: 2.55 vs. 2.70 • Cats: 2.30 vs. 2.95 | Fetch beats GEICO on coverage, while GEICO rates better on affordability. Both score low on customer experience. |
GEICO vs. Figo | • Dogs: 2.55 vs. 3.60 • Cats: 2.30 vs. 3.80 | Figo leads GEICO in affordability, coverage and overall scores. |
GEICO vs. Hartville | • Dogs: 2.55 vs. 3.50 • Cats: 2.30 vs. 3.90 | Hartville beats GEICO in affordability and coverage, ranking higher across nearly all categories. |
GEICO vs. Lemonade | • Dogs: 2.55 vs. 4.50 • Cats: 2.30 vs. 4.25 | Lemonade costs less and scores higher overall. GEICO ranks lower in coverage and affordability. |
GEICO vs. Liberty | • Dogs: 2.55 vs. 2.65 • Cats: 2.30 vs. 2.30 | Both score low. Liberty has an affordability edge, while GEICO excels in customer service. |
GEICO vs. MetLife | • Dogs: 2.55 vs. 3.05 • Cats: 2.30 vs. 2.40 | MetLife leads in affordability. GEICO scores higher in customer experience. |
GEICO vs. Nationwide | • Dogs: 2.55 vs. 2.50 • Cats: 2.30 vs. 2.65 | Nationwide scores lower on affordability but beats GEICO on coverage. GEICO edges ahead on dog scores. |
GEICO vs. Pets Best | • Dogs: 2.55 vs. 4.05 • Cats: 2.30 vs. 3.80 | Pets Best leads in affordability and coverage, beating GEICO in nearly all categories. |
GEICO vs. Pumpkin | • Dogs: 2.55 vs. 3.70 • Cats: 2.30 vs. 4.15 | Pumpkin scores higher on affordability and overall performance, leading GEICO across all areas. |
GEICO vs. Rainwalk | • Dogs: 2.55 vs. 4.05 • Cats: 2.30 vs. 3.95 | Rainwalk leads in customer service and affordability, scoring higher in most categories. |
GEICO vs. Spot | • Dogs: 2.55 vs. 3.75 • Cats: 2.30 vs. 4.15 | Spot beats GEICO in affordability, coverage and customer service, ranking higher overall. |
How Much Does GEICO Pet Insurance Cost?
GEICO's pet insurance costs an average of $73 monthly ($874 annually) for dogs and $46 monthly ($547 annually) for cats. Location and pet breed affect your premium.
| Dog | $73 | $60 | $874 | $723 | 21% |
| Cat | $46 | $32 | $547 | $379 | 44% |
GEICO Pet Insurance Rates by State
Rates vary by state due to veterinary costs and local claim patterns. GEICO offers the cheapest pet insurance for cats in Arkansas at $29 monthly and the highest in Maine at $61. For dogs, GEICO charges $46 monthly in Arkansas and $97 in Maine.
Data filtered by:
Dog
| Alabama | $55 | $665 |
| Alaska | $69 | $831 |
| Arizona | $84 | $1,008 |
| Arkansas | $46 | $551 |
| California | $94 | $1,133 |
| Colorado | $95 | $1,143 |
| Connecticut | $83 | $991 |
| Delaware | $72 | $865 |
| Florida | $80 | $955 |
| Georgia | $66 | $798 |
| Hawaii | $77 | $929 |
| Idaho | $69 | $825 |
| Illinois | $79 | $943 |
| Indiana | $66 | $787 |
| Iowa | $65 | $779 |
| Kansas | $64 | $769 |
| Kentucky | $61 | $737 |
| Louisiana | $60 | $718 |
| Maine | $97 | $1,167 |
| Maryland | $84 | $1,003 |
| Massachusetts | $95 | $1,138 |
| Michigan | $71 | $852 |
| Minnesota | $75 | $900 |
| Mississippi | $63 | $752 |
| Missouri | $59 | $709 |
| Montana | $61 | $729 |
| Nebraska | $60 | $724 |
| Nevada | $69 | $825 |
| New Hampshire | $86 | $1,031 |
| New Jersey | $80 | $956 |
| New Mexico | $64 | $763 |
| New York | $77 | $921 |
| North Carolina | $69 | $828 |
| North Dakota | $53 | $641 |
| Ohio | $72 | $861 |
| Oklahoma | $60 | $717 |
| Oregon | $96 | $1,154 |
| Pennsylvania | $82 | $980 |
| Rhode Island | $65 | $778 |
| South Carolina | $70 | $844 |
| South Dakota | $67 | $807 |
| Tennessee | $63 | $752 |
| Texas | $74 | $882 |
| Utah | $75 | $895 |
| Vermont | $68 | $815 |
| Virginia | $86 | $1,036 |
| Washington | $88 | $1,053 |
| West Virginia | $62 | $747 |
| Wisconsin | $78 | $939 |
| Wyoming | $66 | $797 |
GEICO Pet Insurance Rates by Breed
Dog owners pay $30 monthly for small mixed breeds under 20 pounds, while Bullmastiffs cost $141 monthly. Cat premiums range from $40 for Domestic Shorthairs to $56 for Exotic Shorthairs.
Data filtered by:
Select
Select
| Abyssinian | $53 | $638 |
| Affenpinscher | $60 | $720 |
| Afghan Hound | $77 | $919 |
| Airedale Terrier | $81 | $971 |
| Akita | $85 | $1,016 |
| Alaskan Husky | $62 | $746 |
| Alaskan Malamute | $73 | $876 |
| Alsatian | $84 | $1,008 |
| Alsation | $80 | $963 |
| American Bulldog | $102 | $1,226 |
| American Bully | $96 | $1,148 |
| American Eskimo | $55 | $662 |
| American Foxhound | $71 | $844 |
| American Hairless Terrier | $54 | $643 |
| American Staffordshire Terrier | $87 | $1,043 |
| Australian Cattle Dog | $62 | $740 |
| Australian Kelpie | $63 | $752 |
| Australian Mist | $51 | $613 |
| Australian Shepherd | $53 | $633 |
| Australian Silky Terrier | $53 | $631 |
| Australian Terrier | $56 | $670 |
| Balinese | $50 | $594 |
| Basenji | $54 | $651 |
| Basset Fauve de Bretagne | $67 | $802 |
| Basset Hound | $92 | $1,098 |
| Beagle | $65 | $776 |
| Bearded Collie | $59 | $711 |
| Belgian Shepherd Malinois | $76 | $911 |
| Bengal | $47 | $566 |
| Bernese Mountain Dog | $137 | $1,646 |
| Bichon Frise | $57 | $683 |
| Birman | $45 | $541 |
| Bloodhound | $102 | $1,218 |
| Bombay | $42 | $499 |
| Border Collie | $54 | $648 |
| Border Terrier | $56 | $677 |
| Borzoi | $95 | $1,131 |
| Boston Terrier | $60 | $716 |
| Boxer | $99 | $1,186 |
| Bracco Italiano | $75 | $901 |
| Briard | $82 | $976 |
| British Bulldog | $120 | $1,444 |
| British Longhair | $41 | $490 |
| British Shorthair | $49 | $582 |
| Brussels Griffon | $58 | $692 |
| Bullmastiff | $138 | $1,653 |
| Bull Mastiff | $141 | $1,691 |
| Bull Terrier | $87 | $1,041 |
| Burmese | $46 | $552 |
| Cairn Terrier | $59 | $708 |
| Cane Corso | $114 | $1,371 |
| Caucasian Shepherd Dog | $109 | $1,311 |
| Cavachon | $52 | $622 |
| Cavalier King Charles Spaniel | $63 | $755 |
| Cavapoo | $50 | $599 |
| Central Asian Shepherd Dog | $98 | $1,169 |
| Chihuahua | $40 | $477 |
| Chinchilla | $46 | $549 |
| Chow Chow | $81 | $967 |
| Clumber Spaniel | $84 | $1,003 |
| Cockapoo | $46 | $555 |
| Cocker spaniel | $66 | $792 |
| Collie | $64 | $769 |
| Corgi | $73 | $873 |
| Cornish Rex | $49 | $583 |
| Coton De Tulear | $51 | $609 |
| Dachshund | $53 | $640 |
| Dalmatian | $86 | $1,033 |
| Devon Rex | $46 | $549 |
| Dingo | $54 | $645 |
| Doberman Pincher | $98 | $1,176 |
| Doberman Pinscher | $138 | $1,658 |
| Dogue de Bordeaux | $137 | $1,640 |
| Domestic Shorthair | $40 | $475 |
| English Bulldog | $124 | $1,484 |
| English Foxhound | $69 | $827 |
| English Mastiff | $126 | $1,505 |
| English Pointer | $70 | $840 |
| English Setter | $76 | $912 |
| English Springer Spaniel | $65 | $780 |
| English Toy Terrier | $55 | $655 |
| Estrela Mountain Dog | $84 | $1,003 |
| Exotic Shorthair | $56 | $671 |
| Field Spaniel | $71 | $856 |
| Finnish Lapphund | $62 | $747 |
| Foxhound | $71 | $855 |
| Fox Terrier | $56 | $668 |
| French Bulldog | $113 | $1,355 |
| German Pinscher | $60 | $723 |
| German Shepherd | $74 | $888 |
| German Shorthaired Pointer | $66 | $797 |
| German Spitz | $63 | $756 |
| Giant Mix (100 pounds+) | $69 | $827 |
| Giant Mix (110 pounds+) | $65 | $780 |
| Giant Mix (111 pounds+) | $59 | $713 |
| Giant Mix (90 pounds+) | $88 | $1,046 |
| Goldendoodle | $56 | $672 |
| Golden Retriever | $76 | $914 |
| Gordon Setter | $89 | $1,068 |
| Great Dane | $128 | $1,528 |
| Great Pyrenees | $90 | $1,080 |
| Greyhound | $86 | $1,028 |
| Groodle | $52 | $616 |
| Harrier | $74 | $882 |
| Havanese | $48 | $574 |
| Himalayan | $47 | $561 |
| Hungarian Vizsla | $79 | $948 |
| Husky | $57 | $680 |
| Icelandic Sheepdog | $60 | $720 |
| Irish Setter | $73 | $874 |
| Irish Terrier | $60 | $717 |
| Italian Greyhound | $59 | $706 |
| Italian Spinone | $69 | $823 |
| Jack Russell Terrier | $46 | $547 |
| Japanese Chin | $54 | $642 |
| Japanese Spitz | $54 | $648 |
| Kangal Shepherd Dog | $118 | $1,411 |
| Keeshond | $67 | $808 |
| Komondor | $85 | $1,018 |
| Labradoodle | $56 | $674 |
| Labrador Retriever | $73 | $874 |
| Large Mix (51-100 pounds) | $60 | $717 |
| Large Mix (51-110 pounds) | $55 | $657 |
| Large Mix (55-90 pounds) | $61 | $732 |
| Large Mix (60-109 pounds) | $65 | $780 |
| Large Mix (61+ pounds) | $60 | $718 |
| Large Mix (71+ pounds) | $109 | $1,308 |
| Large Mix (Over 70 pounds) | $59 | $714 |
| Lhasa Apso | $53 | $633 |
| Lurcher | $80 | $958 |
| Maine Coon | $52 | $623 |
| Maltese | $50 | $599 |
| Maltipoo | $42 | $511 |
| Medium Mix (20-55 pounds) | $47 | $573 |
| Medium Mix (20-70 pounds) | $50 | $601 |
| Medium Mix (21-70 pounds) | $113 | $1,355 |
| Medium Mix (23-70 pounds) | $60 | $720 |
| Medium Mix (26-50 pounds) | $50 | $599 |
| Medium Mix (26-59 pounds) | $65 | $780 |
| Medium Mix (31-50 pounds) | $50 | $602 |
| Medium Mix (31-59 pounds) | $49 | $592 |
| Miniature Bull Terrier | $82 | $980 |
| Miniature Dachshund | $55 | $661 |
| Miniature Fox Terrier | $59 | $703 |
| Miniature Pinscher | $51 | $613 |
| Miniature Poodle | $49 | $587 |
| Miniature Schnauzer | $57 | $677 |
| Mixed Breed | $64 | $772 |
| Mixed Breed Giant (>90 lbs) | $91 | $1,095 |
| Mixed Breed Large (51-90 lbs) | $60 | $717 |
| Mixed Breed Medium (31-50 lbs) | $45 | $534 |
| Mixed Breed Small (>10 lbs) | $38 | $445 |
| Mixed Breed Small (11-30 lbs) | $39 | $466 |
| Mixed breed Small (up to 20lbs when full grown) | $36 | $431 |
| Mixed Dog (21-50 pounds) | $53 | $636 |
| Mixed Dog (51-90 pounds) | $64 | $764 |
| Mixed Dog (91 pounds+) | $67 | $805 |
| Morkie | $42 | $507 |
| Munchkin | $46 | $551 |
| Newfoundland | $123 | $1,473 |
| Norfolk Terrier | $59 | $706 |
| Norwegian Elkhound | $63 | $756 |
| Norwegian Forest cat | $45 | $535 |
| Norwich Terrier | $58 | $690 |
| Olde English Bulldogge | $135 | $1,616 |
| Old English Buldogge | $108 | $1,289 |
| Old English Sheepdog | $84 | $1,007 |
| Papillon | $50 | $602 |
| Pekingese | $56 | $674 |
| Pembroke Welsh Corgi | $65 | $780 |
| Persian | $49 | $586 |
| Peruvian Hairless Dog | $56 | $674 |
| Petit Basset Griffon Vendeen | $82 | $981 |
| Petit Basset Griffon Vendeens | $63 | $758 |
| Pitbull | $80 | $956 |
| Pointer | $66 | $795 |
| Pomeranian | $50 | $603 |
| Portuguese Water Dog | $72 | $862 |
| Pug | $65 | $774 |
| Puggle | $49 | $588 |
| Puli | $66 | $791 |
| Ragdoll | $42 | $499 |
| Rhodesian Ridgeback | $89 | $1,064 |
| Rottweiler | $127 | $1,521 |
| Rough Collie | $71 | $855 |
| Russian Blue | $43 | $513 |
| Saint Bernard | $134 | $1,605 |
| Saluki | $71 | $848 |
| Samoyed | $68 | $813 |
| Savannah | $49 | $591 |
| Schnoodle | $52 | $624 |
| Scottish Deerhound | $105 | $1,256 |
| Scottish Fold | $47 | $563 |
| Scottish Terrier | $68 | $815 |
| Serengeti | $46 | $550 |
| Shar Pei | $108 | $1,300 |
| Shetland Sheepdog | $56 | $664 |
| Shiba Inu | $50 | $602 |
| Shih Tzu | $44 | $533 |
| Siamese | $42 | $507 |
Is GEICO Pet Insurance Expensive?
GEICO ranks 14th for cat insurance affordability and 12th for dogs.
Data filtered by:
Dog
Middle Aged
$1,000
$10,000
70%
| $52 | $628 | 29% |
GEICO Pet Insurance Discounts
GEICO offers pet insurance discounts for military members and those with multiple pets.
Multiple pet | 10% | Automatically applied if you insure two or more pets with GEICO |
Military | 5% | Available to active or former members of the U.S. Air Force, Army, Marines, Navy or Coast Guard (not available in NY or TN) |
GEICO Pet Insurance Customer Service Reviews and Ratings
GEICO ranks sixth nationally for customer service. It has a high Better Business Bureau rating and moderate scores on Trustpilot. Reddit users report mixed experiences with GEICO.
GEICO Trustpilot Reviews
GEICO earns a 4.1 out of 5 rating on Trustpilot from verified customers who rate its service and claims handling. Most policyholders report positive experiences with GEICO's coverage and support team. Trustpilot collects verified reviews to give consumers honest feedback about companies.
GEICO Better Business Bureau Rating
GEICO holds an A+ rating from the Better Business Bureau and maintains BBB Accredited Business status. The A+ grade is BBB's top rating, showing GEICO meets its standards for trust and resolves customer complaints effectively. BBB accreditation requires companies to address customer issues and follow ethical business practices.
GEICO Pet Insurance Reddit Sentiment
Reddit shows 29% positive feedback in our analysis of 21 comments. Six praised responsive customer service and clear policy terms. Common complaints focused on claim denials and coverage gaps.
GEICO Pet Insurance Coverage
GEICO offers pet insurance coverage for dogs and cats. Pet owners can customize policies through various coverage levels and optional add-ons, allowing them to create plans that fit their budget and their pet's health requirements.
Annual deductible options from $100 to $1,000 | |
Annual maximums available from $2,000 to Unlimited | |
70%, 80% or 90% | |
Accident-only plan | Fixed $100 deductible, 90% reimbursement, $5,000 maximum annual limit |
Accident & illness plan | Includes injuries, illnesses, diagnostics, surgery, prescriptions, hereditary and congenital conditions, behavioral treatments and alternative therapies |
Pre-existing conditions | Not covered; curable conditions may be considered after 12 symptom-free months |
Bilateral conditions | If one side is pre-existing, the opposite side may be excluded |
Immediate coverage for accidents, 14 days for illnesses, 6 months for orthopedic conditions | |
Enrollment restrictions | Full coverage available for pets 6 weeks to 14 years old; at 15+, only accident coverage is available |
*Coverage varies by state and policy terms. Always review your specific policy documents and consult your insurance provider to understand exact coverage terms, exclusions, limitations and waiting periods before enrollment.
MONEYGEEK EXPERT TIP
GEICO stands out by reimbursing based on actual veterinary costs rather than restrictive benefit schedules or UCR limits (usual, customary and reasonable fees). Claims are handled through direct reimbursement after you pay your vet. While premiums may rise over time due to age, inflation or location, the company offers flexible policy adjustments.
GEICO Pet Insurance Coverage Add-Ons
GEICO offers wellness add-ons for routine preventive care. Coverage includes vaccinations, dental cleanings and wellness exams. You can use these benefits immediately; no deductibles or waiting periods apply.
Wellness Rewards | Covers preventive and routine care such as exams, vaccinations, dental cleanings, grooming, behavior training, prescription diets and microchipping |
Exam Fee Add-On | Covers vet exam fees for eligible accidents and illnesses |
Is GEICO Pet Insurance Good: Bottom Line
GEICO provides pet insurance at $73 monthly for dogs and $46 for cats. The company ranks sixth nationwide for customer experience and maintains moderate ratings from Trustpilot and the Better Business Bureau. Pet owners can select from accident-only or comprehensive accident and illness plans, with optional wellness coverage add-ons available for routine care needs.
Browse through our review guides for the top pet insurance companies for your pet:
GEICO Pet Insurance Review: FAQ
Find answers to common questions about GEICO pet insurance coverage and policies.
Is GEICO pet insurance worth it in 2025?
GEICO pet insurance is worth it for its strong customer experience, ranking sixth nationally. The company offers solid coverage options that rank 10th overall. With average premiums of $73 monthly for dogs and $46 for cats, GEICO represents a reasonable middle-ground choice for pet owners seeking reliable service.
What do Reddit users really think about GEICO pet insurance?
Reddit users lean negative on GEICO pet insurance. Our analysis of 21 comments found 29% positive sentiment: six favorable versus 15 negative. Users like GEICO's responsive customer service and clear policy explanations. Complaints about slow claim processing and pre-existing condition denials are common.
Does GEICO cover pre-existing conditions for pets?
GEICO excludes pre-existing conditions. Curable conditions may become eligible if your pet remains symptom-free and treatment-free for 180 days.
Can I get a discount for insuring multiple pets with GEICO?
GEICO provides a 10% multiple pet discount when you insure two or more pets on the same policy.
Is GEICO pet insurance available in my state?
Yes, GEICO pet insurance operates in all 50 states nationwide. Premium costs vary by location. Cat coverage is most affordable in Arkansas at $29 monthly and highest in Maine at $61. Dog insurance follows the same pattern, from $46 monthly in Arkansas to $97 in Maine.
How We Rated GEICO Pet Insurance
Pet insurance shopping can feel overwhelming with so many options available. That's why MoneyGeek analyzed GEICO across three key areas to simplify your decision:
Affordability (50% of score): We collected premium quotes spanning various pet breeds, ages and coverage levels. Available discounts were factored in to reflect what you'd actually pay monthly.
Customer Experience (30% of score): Real customer feedback from Trustpilot and Reddit was analyzed to gauge satisfaction with GEICO's service and claims process.
Coverage Options (20% of score): We examined policy benefits, wellness add-ons and overall protection scope to assess value for pet owners.
Our analysis used standardized quotes for a 6-year-old Labrador Retriever and 7-year-old Ragdoll with $500 deductible, $5,000 annual limit and 80% reimbursement rate.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
sources
- Better Business Bureau. "Embrace Pet Insurance." Accessed December 2, 2025.
- Trustpilot. "Embrace Pet Insurance." Accessed December 2, 2025.