AKC is the best pet insurance company for Alaskan Malamutes due to its strong customer satisfaction and comprehensive coverage options. Other top-rated options include Rainwalk, Lemonade and Pets Best.
Alaskan Malamute Insurance
Updated: September 5, 2025
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Key Takeaways
AKC is the best pet insurance company for Alaskan Malamutes, offering strong coverage and service quality.
Lemonade provides the cheapest pet insurance rates for Alaskan Malamutes, with average rates of around $40 monthly for standard protection.
The average monthly premium for Alaskan Malamutes is $121, making them the 59th most expensive dog breed to insure.
Best Alaskan Malamute Pet Insurance Companies
| AKC | 4.25 | $59 | 3 | 1 |
| Rainwalk | 4.15 | $60 | 1 | 4 |
| Lemonade | 4.15 | $40 | 3 | 6 |
| Pets Best | 4.05 | $50 | 5 | 2 |
| Spot | 3.85 | $59 | 2 | 8 |
*Pet insurance coverage varies by state and provider. Rates shown are estimates; actual costs vary based on your pet's age, health and location. Coverage exclusions and waiting periods apply. Consult individual providers for specific terms.
AKC
Best for Alaskan Malamutes
MoneyGeek Rating
4.3/ 5
3.9/5Affordability
4.4/5Customer Experience
5/5Coverage Options
Average Monthly Rate
$59Overall Sentiment
86% positiveMaximum Annual Limit
$10,000Most Unique Coverage Inclusion or Add-on
Covers pre-existing conditions
Best Alaskan Malamute Pet Insurance by State
AKC leads Alaskan Malamute insurance in 49 states nationwide. Rainwalk ranks highest in 6 states, including Michigan, Illinois and Virginia.
| Alabama | AKC | 4.25 |
| Alabama | Rainwalk | 4.25 |
| Alaska | AKC | 4.25 |
| Arizona | AKC | 4.25 |
| Arkansas | AKC | 4.35 |
| California | AKC | 4.30 |
| Colorado | AKC | 4.30 |
| Connecticut | AKC | 4.30 |
| Delaware | AKC | 4.25 |
| Florida | AKC | 4.30 |
| Georgia | AKC | 4.25 |
| Hawaii | AKC | 4.30 |
| Idaho | AKC | 4.25 |
| Illinois | AKC | 4.25 |
| Illinois | Rainwalk | 4.25 |
| Indiana | AKC | 4.30 |
| Iowa | AKC | 4.25 |
| Kansas | AKC | 4.25 |
| Kansas | Rainwalk | 4.25 |
| Kentucky | AKC | 4.35 |
| Louisiana | AKC | 4.25 |
| Maine | AKC | 4.25 |
| Maryland | AKC | 4.20 |
| Massachusetts | AKC | 4.25 |
| Michigan | Rainwalk | 4.20 |
| Minnesota | AKC | 4.25 |
| Mississippi | AKC | 4.30 |
| Missouri | AKC | 4.25 |
| Montana | AKC | 4.30 |
| Nebraska | AKC | 4.25 |
| Nevada | AKC | 4.25 |
| New Hampshire | AKC | 4.25 |
| New Jersey | AKC | 4.25 |
| New Mexico | AKC | 4.35 |
| New York | AKC | 4.30 |
| North Carolina | AKC | 4.25 |
| North Dakota | AKC | 4.35 |
| Ohio | AKC | 4.25 |
| Oklahoma | AKC | 4.35 |
| Oregon | AKC | 4.30 |
| Pennsylvania | AKC | 4.30 |
| Rhode Island | AKC | 4.30 |
| South Carolina | AKC | 4.35 |
| South Dakota | AKC | 4.35 |
| Tennessee | AKC | 4.25 |
| Texas | AKC | 4.30 |
| Utah | AKC | 4.20 |
| Utah | Rainwalk | 4.20 |
| Vermont | AKC | 4.30 |
| Virginia | Rainwalk | 4.20 |
| Virginia | AKC | 4.20 |
| Washington | AKC | 4.40 |
| West Virginia | AKC | 4.30 |
| Wisconsin | AKC | 4.20 |
| Wyoming | AKC | 4.30 |
*Rates are based on a 6-year-old Alaskan Malamute with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Cheapest Alaskan Malamute Pet Insurance Companies
Lemonade provides the most affordable pet insurance for Alaskan Malamutes at $40 per month or $480 per year. Other budget-friendly options include Pumpkin, Pets Best, ASPCA and Figo.
| Lemonade | $40 | $480 | 27% |
| Pumpkin | $49 | $587 | 11% |
| Pets Best | $50 | $601 | 8% |
| ASPCA | $50 | $603 | 8% |
| Figo | $52 | $627 | 4% |
*Rates are based on a 6-year-old Alaskan Malamute with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
Lemonade
Cheapest Pet Insurance for Alaskan Malamute
MoneyGeek Rating
4.2/ 5
4.4/5Affordability
4.4/5Customer Experience
3.3/5Coverage Options
Average Monthly Rate
$40Overall Customer Sentiment
65% positiveMaximum Annual Limit
$100,000Most Unique Coverage Inclusion or Add-on
Physical Therapy For New Accidents and Illness
Cheapest Alaskan Malamute Pet Insurance by State
Lemonade ranks as the most affordable pet insurance provider for Alaskan Malamutes, offering the lowest rates in 50 states. Monthly premiums range from $27 to $52, depending on location.
| Alabama | Lemonade | $29 | 31% |
| Alaska | Lemonade | $39 | 28% |
| Arizona | Lemonade | $49 | 25% |
| Arkansas | Lemonade | $27 | 30% |
| California | Lemonade | $51 | 22% |
| Colorado | Lemonade | $50 | 26% |
| Connecticut | Lemonade | $46 | 26% |
| Delaware | Lemonade | $40 | 28% |
| Florida | Lemonade | $45 | 26% |
| Georgia | Lemonade | $36 | 26% |
| Hawaii | Lemonade | $40 | 28% |
| Idaho | Lemonade | $40 | 26% |
| Illinois | Lemonade | $50 | 24% |
| Indiana | Lemonade | $36 | 25% |
| Iowa | Lemonade | $34 | 28% |
| Kansas | Lemonade | $36 | 27% |
| Kentucky | Lemonade | $32 | 31% |
| Louisiana | Lemonade | $32 | 29% |
| Maine | Lemonade | $49 | 27% |
| Maryland | Lemonade | $39 | 33% |
| Massachusetts | Lemonade | $52 | 25% |
| Michigan | Lemonade | $40 | 27% |
| Minnesota | Lemonade | $42 | 25% |
| Mississippi | Lemonade | $34 | 28% |
| Missouri | Lemonade | $32 | 28% |
| Montana | Lemonade | $34 | 28% |
| Nebraska | Lemonade | $36 | 27% |
| Nevada | Lemonade | $42 | 26% |
| New Hampshire | Lemonade | $46 | 25% |
| New Jersey | Lemonade | $45 | 25% |
| New Mexico | Lemonade | $35 | 28% |
| New York | Lemonade | $44 | 26% |
| North Carolina | Lemonade | $36 | 29% |
| North Dakota | Lemonade | $31 | 28% |
| Ohio | Lemonade | $37 | 29% |
| Oklahoma | Lemonade | $34 | 28% |
| Oregon | Lemonade | $50 | 25% |
| Pennsylvania | Lemonade | $42 | 27% |
| Rhode Island | Lemonade | $35 | 28% |
| South Carolina | Lemonade | $38 | 26% |
| South Dakota | Lemonade | $35 | 29% |
| Tennessee | Lemonade | $37 | 26% |
| Texas | Lemonade | $42 | 25% |
| Utah | Lemonade | $38 | 28% |
| Vermont | Lemonade | $37 | 28% |
| Virginia | Lemonade | $43 | 28% |
| Washington | Lemonade | $46 | 29% |
| West Virginia | Lemonade | $35 | 27% |
| Wisconsin | Lemonade | $43 | 28% |
| Wyoming | Lemonade | $37 | 26% |
*Rates are based on a 6-year-old Alaskan Malamute with a $5,000 annual limit, $500 deductible and 80% reimbursement. Your rates will differ based on your pet's specific profile and location.
How Much Does Alaskan Malamute Insurance Cost?
Monthly insurance premiums for Alaskan Malamutes range from $82 to $156 across the U.S., ranking as the 59th most expensive breed to insure. Your actual costs will vary based on your location and chosen coverage options.
| Alabama | $91 | $1,094 | -24% |
| Alaska | $119 | $1,433 | -1% |
| Arizona | $144 | $1,729 | 19% |
| Arkansas | $82 | $983 | -32% |
| California | $150 | $1,797 | 24% |
| Colorado | $151 | $1,815 | 25% |
| Connecticut | $138 | $1,658 | 14% |
| Delaware | $122 | $1,469 | 1% |
| Florida | $137 | $1,650 | 14% |
| Georgia | $107 | $1,289 | -11% |
| Hawaii | $123 | $1,482 | 2% |
| Idaho | $120 | $1,447 | -0% |
| Illinois | $148 | $1,775 | 23% |
| Indiana | $109 | $1,309 | -10% |
| Iowa | $100 | $1,201 | -17% |
| Kansas | $110 | $1,318 | -9% |
| Kentucky | $97 | $1,161 | -20% |
| Louisiana | $98 | $1,172 | -19% |
| Maine | $146 | $1,751 | 21% |
| Maryland | $126 | $1,514 | 4% |
| Massachusetts | $156 | $1,880 | 30% |
| Michigan | $121 | $1,459 | 1% |
| Minnesota | $124 | $1,486 | 3% |
| Mississippi | $104 | $1,250 | -14% |
| Missouri | $96 | $1,149 | -21% |
| Montana | $102 | $1,231 | -15% |
| Nebraska | $108 | $1,300 | -10% |
| Nevada | $123 | $1,478 | 2% |
| New Hampshire | $139 | $1,666 | 15% |
| New Jersey | $135 | $1,623 | 12% |
| New Mexico | $106 | $1,277 | -12% |
| New York | $132 | $1,585 | 9% |
| North Carolina | $109 | $1,313 | -9% |
| North Dakota | $93 | $1,120 | -23% |
| Ohio | $112 | $1,350 | -7% |
| Oklahoma | $101 | $1,214 | -16% |
| Oregon | $150 | $1,801 | 24% |
| Pennsylvania | $127 | $1,523 | 5% |
| Rhode Island | $107 | $1,282 | -12% |
| South Carolina | $116 | $1,398 | -3% |
| South Dakota | $108 | $1,300 | -10% |
| Tennessee | $111 | $1,336 | -8% |
| Texas | $124 | $1,495 | 3% |
| Utah | $117 | $1,406 | -3% |
| Vermont | $112 | $1,351 | -7% |
| Virginia | $132 | $1,583 | 9% |
| Washington | $140 | $1,678 | 16% |
| West Virginia | $104 | $1,245 | -14% |
| Wisconsin | $130 | $1,564 | 8% |
| Wyoming | $111 | $1,334 | -8% |
*The rates include all coverage selections on the market for a 6-year-old Alaskan Malamute. Your rates will differ based on your pet's specific profile and location.
What Factors Affect Alaskan Malamute Insurance Costs?
Alaskan Malamutes rank as the 59th most expensive dog breed to insure, with monthly premiums averaging $121. Several breed-specific health and behavioral factors drive these higher costs, but there are ways to manage your pet's insurance expenses.
Health Predispositions
Potential Vet Costs: $2,500 to $15,000
Alaskan Malamutes face several breed-specific health challenges that insurers consider high-risk conditions. Hip dysplasia requires costly corrective surgery in this breed. They are also prone to inherited eye problems, polyneuropathy (a nerve disease) and thyroid disorders.
Size-Related Factors
Potential Vet Cost Increase: 40% to 60% higher vet costs
Alaskan Malamutes are large, powerful dogs weighing up to 85 pounds, which impacts their medical costs. Their size requires larger medication doses and more anesthesia during procedures. Specialized equipment and additional staff are often needed for treatment. Recovery from surgeries or injuries takes longer and may require mobility aids or custom-sized rehabilitation equipment.
Lifespan Considerations
Annual Vet Costs By Age: $300 to $700 (Young) to $1,500 to $3,000 (Senior)
Alaskan Malamutes live 10 to 12 years, which is relatively short for dogs their size. This compressed lifespan often means age-related health issues develop earlier. Senior Malamutes frequently need more extensive medical care, including regular blood work, joint supplements and management of chronic conditions, leading to higher veterinary expenses in their later years.
Behavioral and Activity Risks
Potential Vet Costs: $1,000 to $8,000
Alaskan Malamutes are working dogs with high exercise needs and strong pulling instincts. Their athletic nature and power increase risk of sports injuries, including cruciate ligament tears and shoulder strains. Their size and strength can cause accidental injuries during play with other dogs or people. These activity-related injuries affect insurance coverage options and claim frequencies.
Breeding-Related Issues
Potential Vet Costs: $3,000 to $12,000
Increased demand for Alaskan Malamutes has led to breeding practices that amplify genetic health risks. Hereditary conditions are becoming more common, causing insurance providers to scrutinize this breed more carefully during underwriting. Selecting a puppy from health-tested parents with proper breeding documentation reduces risk of claim denials and helps maintain affordable coverage.
While Alaskan Malamutes share common health traits, your dog's individual health profile matters most when considering insurance. Your choice should align with both your pet's specific medical needs and your budget. A conversation with your vet can help identify which health risks apply to your Malamute.
INSURANCE RISK PREVENTION
Protect your Alaskan Malamute's health with targeted prevention strategies. Keep your dog at a healthy weight through measured portions and daily exercise to reduce joint stress. Schedule regular eye exams and thyroid testing to catch common breed issues early. Choose health-tested breeding lines to minimize genetic risks. During exercise, watch for overheating. Malamutes need activity but struggle in warm weather.
How to Get the Best Cheap Alaskan Malamute Pet Insurance
Getting affordable Alaskan Malamute insurance requires some research. Follow these steps:
- 1
Evaluate Your Coverage Needs
Alaskan Malamutes face health issues like hip dysplasia and eye problems that affect insurance needs. Review pet insurance coverage options and consider vet costs in your area.
- 2
Compare Insurance Companies
Get quotes from at least three insurers that cover Alaskan Malamutes. Focus on companies with strong customer reviews and clear policies on hereditary conditions common in large breeds.
- 3
Review Policy Details
Waiting periods and pre-existing condition exclusions vary between insurers. Examine coverage exclusions, deductible amounts and reimbursement percentages before enrollment to avoid claim surprises later.
- 4
Get Multiple Online Quotes
Use online quote tools to compare prices quickly. Rates vary by hundreds of dollars between companies for the same coverage level.
- 5
Check Rates Annually
Review your policy before renewal. Your Malamute's age and health needs change, so comparing new quotes can help you find better rates.
Alaskan Malamute Dog Insurance: Bottom Line
AKC is the best pet insurance provider for Alaskan Malamutes, while Lemonade offers the lowest monthly premiums at $40. Compare providers for coverage that matches your pet's health needs and your budget. The right policy brings peace of mind and ensures quality care when health issues arise.
Pet Insurance for Alaskan Malamutes: FAQ
Our insurance experts answer common questions about protecting your Alaskan Malamute with pet coverage.
What is the best pet insurance provider for Alaskan Malamutes overall?
AKC offers the best insurance for Alaskan Malamutes, featuring comprehensive coverage and exceptional customer experience ratings. Though premiums run higher than average, the extensive benefits and reliable service make it a worthwhile investment.
Who offers the cheapest pet insurance for Alaskan Malamutes?
Lemonade provides the most affordable pet insurance for Alaskan Malamutes, with monthly premiums starting at $40 for standard coverage. Actual rates will vary based on your location, your pet's age and other factors.
How much does Alaskan Malamute insurance cost?
Alaskan Malamutes rank as the 59th most expensive breed to insure, with average premiums of $121 per month. Monthly insurance rates vary significantly by location, ranging from $82 to $156.
What are the most common accident and illness risks for Alaskan Malamutes?
Hip dysplasia, bloat (gastric dilatation-volvulus) and inherited eye problems are the most common health risks for Alaskan Malamutes. Hip dysplasia causes joint pain and mobility issues, bloat is a life-threatening stomach condition and eye problems can lead to vision loss. These conditions are primarily linked to the breed's large size and genetic predisposition.
How We Found the Best and Cheapest Alaskan Malamute Insurance
We analyzed pricing for all coverage levels, breeds and ages within all 50 states to find the best and cheapest pet insurance for Alaskan Malamutes. We also researched clinical vet statistics for the breed, customer satisfaction for all companies and coverage contract details to tailor our suggestions specifically for Alaskan Malamutes.
How We Determined Costs
All costs presented in this article for providers were modeled after the following base profile:
- 6-year-old Alaskan Malamute
- $5,000 annual limit
- $500 deductible
- 80% reimbursement
Average costs provided were based on aggregated pricing for the breed for all coverage selections and all ages insured on the market within reasonable life expectancy limits.
How We Rated Each Provider
We analyzed online sources for comprehensive ratings based on the following basic metrics:
- Affordability (50% of score): This score aggregates ratings based on the relative affordability compared to competition for all profiles and all factor combinations. We also factored in discounts as a minor component to the rating, as there's only slight variation between companies.
- Customer Experience (30% of score): We used ratings derived from a general sentiment rating aggregated from all internet sources, determining positive, neutral and negative sentiment proportions for each company to get this score. More positive sentiment means a higher rating.
- Coverage (20% of score): We read all contract details for every provider in every state, considering add-on options, inclusions, exclusions and restrictions to derive this score. Pet insurance regulations vary widely by state, and coverage options may differ based on your location.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.