Plymouth Rock Assurance Auto Insurance Review: Quotes and Service (2024)

Plymouth Rock Assurance receives high scores in such factors as financial strength and customer satisfaction from such notable sources as AM Best, the Better Business Bureau (BBB) and the National Association of Insurance Commissioners (NAIC). These high ratings make the company a good choice for drivers who want a reliable car insurance company that delivers on its policy coverage.

MoneyGeek collected auto insurance quotes to find average rates for sample drivers in every state, including where Plymouth Rock sells insurance. Based on the available data MoneyGeek has for Plymouth Rock, at an average cost of $778 annually, Plymouth Rock offers cheap auto insurance premiums.

If you’re a driver who wants minimum coverage or full coverage, a teen driver or a driver with a violation, Plymouth Rock offers inexpensive auto insurance compared to its competitors.

When looking for the cheapest insurance policy, affordability should not be your only consideration. It’s advisable to compare quotes between different providers and consider other factors like customer satisfaction.

Plymouth Rock has cheap auto policies for many driver profiles. If you’re a young driver, have a speeding violation or need full coverage or minimum coverage, Plymouth Rock might be a good option when it comes to price.

Auto insurance companies aren’t transparent about how they rate drivers and calculate premiums. Plymouth Rock, given its low rates with a speeding ticket or as an inexperienced driver, may not view these drivers as a more significant risk like other insurers do.

Like all car insurance companies, Plymouth Rock provides liability insurance and comprehensive and collision insurance coverage. Plymouth Rock offers four out of seven common add-on coverages: roadside assistance, rental car and/or travel reimbursement, accident forgiveness and new car replacement. It doesn't offer gap insurance, deductible modification or better car replacement.

With Plymouth Rock, you may choose unique coverages like original equipment manufacturer (OEM) and glass deductible modification. With OEM coverage, you can repair certain car parts with original parts. When you have glass deductible modification coverage, your comprehensive deductible won’t apply when repairing glass damage — it’s a great choice for drivers who live in areas with weather hazards like hail or strong winds.

Although it does not have a mobile app, Plymouth Rock Assurance does offer online access to customer accounts, where customers can log in to maintain and update their policies. Customers looking for a more tech-focused insurance experience may wish to look elsewhere for auto insurance.

Car insurance is just one type of insurance offered by this company. Talk with an agent to determine if bundling car insurance with these options will earn you a discount.

To determine a car insurance company’s ability to fulfill its financial obligations to its customers, AM Best reviews and issues car insurance companies a financial strength rating. While it is not a guarantee of how well a company will deliver on its insurance policies, it is a good factor to consider when shopping around to get a car insurance quote. AM Best’s rating for Plymouth Rock Assurance is A-.