Homesite Auto Insurance Review: Quotes and Service (2024)

Homesite Insurance has been reviewed on its customer service by both the Better Business Bureau and the NAIC, to widely varying effects. But when it comes to the financial stability of the company, AM Best ranks it as stable. So while it may not be the best option for those who are looking for stellar customer service, it may still be a solid option for others.

Similar to other providers, Homesite offers the state's mandatory car insurance as well as collision and comprehensive coverage. Additionally, the company provides roadside assistance and rental reimbursement coverage.

The company offers add-on coverages, including the unique original equipment manufacturer (OEM) coverage. This coverage is useful because it ensures that aftermarket parts won’t be used when repairs are made to your vehicle.

Homesite is available in all 50 states, plus Washington D.C., which is useful to those who want the freedom to move to other states without having to get a new insurer. But its support features and coverage options are somewhat basic when compared to other national insurers.

Homesite offers a solid array of other insurance options for customers, which can be useful for those looking to save money by bundling their policies with the same insurer. However, if that’s of interest, it’s still important to research your options thoroughly to make sure you’d actually be saving money compared to going with a cheaper insurer.

AM Best’s rankings look at a company’s financial strength and ability to meet its obligations to customers in the event of a claim. Homesite Insurance’s “A+” rating indicates stability in those areas, though it’s not the same as a warranty.