This is an iconGood rates for great drivers
This is an iconOnline quotes
This is an icon24/7 roadside assistance
This is an iconNo credit checks
This is an iconGood rates for families with teen drivers


This is an iconNo online filing
This is an iconOnly available in New Jersey and Pennsylvania
This is an iconLong settlement and claims process
This is an iconNo mobile app
This is an iconHigh fees to pay online by a credit card: $14.95 using a computer or $17.95 to speak to a customer service representative.
This is an iconNo accident forgiveness

Cure Auto Insurance offers coverage in Pennsylvania and New Jersey. Cure Auto Insurance only considers your driving history when providing a quote — which is beneficial for someone with a poor credit score. They are the perfect option for someone with a shaky credit history but a great driving record who resides in New Jersey or Pennsylvania. Customers living in other states will want to check out our auto insurance guide You can also learn how to compare car insurance quotes to ensure you’re getting the best rate possible.

How Does Cure Auto Auto Insurance Rate?

Cure is a fairly small insurance company that’s only available in two states. Because of its size, it is not rated by either AM Best or J.D.Power. AM Best evaluates a company’s financial strength. J.D. Power does an insurance satisfaction survey of all the top companies every year, but Cure is too small to be considered in their survey.

Customer Satisfaction Rating

The Better Business Bureau BBB rates Cure Auto Insurance with an A+, however, it is not accredited by the BBB. The lack of accreditation could simply mean a company decided not to apply for accreditation with the BBB or it could mean that a company doesn’t comply with the ethical standards set forth by the BBB.

There is a record of 18 closed complaints in the past three years with Cure Auto Insurance, according to the BBB. Many of the complaints found online take note of the slow process, lack of communication and rude customer service agents.

Customer Complaint Ratio

Cure Auto

The NAIC is the National Association of Insurance Commissioners. They keep track of all complaints against insurance companies and come up with a score. A score of 1 indicates a company has the median amount of complaints for a company of its size. A score of 2.0 would mean a company has twice as many complaints as the average.

Financial Strength

AM Best did not give Cure Auto Insurance a financial strength rating. AM Best is a voluntary rating system, and a company has to pay to be rated by them. It could mean that Cure Auto Insurance meets all of the standards of the Office of Insurance Regulation set by the state but decided not to participate in the AM Best rating system.


Cure Auto Insurance Features

Setting affordable rates based almost entirely on driving history sets Cure Auto Insurance apart. Although age and gender play a part in determining rates, they don’t discriminate against families with teen drivers when you add them to a policy. This practice is great news for anyone with a teen driver, as teens usually cause the price of insurance to skyrocket.

  • Type of Feature
  • Online Price Quotes
    Simply enter basic information, and you can choose to get a quote for minimum insurance, or to see all of your options.
  • Online Bill Pay
    A convenience fee of $14.95 applies.
  • Payment Options
    Sign up to have your bill taken from your checking account on the same day each month. There is no fee to enroll, although it’s $5.99 if you pay by text.

Optional Insurance Features and Coverage

Cure Auto Insurance has a few optional features you can add onto your policy.

  • Type of Option
  • Roadside Assistance
    Available 24/7 to anyone who selects it.
  • Other
    Limitation on lawsuit option: Choosing this feature means you limit your legal right to make a claim or file a lawsuit against another driver except in a few circumstances. The advantage is it reduces the amount charged for bodily injury liability by as much as 135%.

Available Discounts on Cure Auto Car Insurance Coverage

Cure Auto Insurance prides itself on low rates for drivers with clean records. They do offer a few extra discounts on top of their low rates.

  • Type of Discount
  • Safe Driver
    A 35% discount for everyone on the policy who has been driving for three years and has a clean driving record If you’re driving record is clean for five years, you may qualify for a discount of up to 40%
  • Multi Vehicle
    If you insure more than one car on the same policy, you get a discount, rather than a separate policy for each.
  • Other
    You can save up to 15% if your car is usually parked off-street, and 50% off if it’s usually parked in a secure parking garage with security (proof is required).

How to Make a Car Insurance Claim With Cure Auto

To make a claim with Cure Auto Insurance, call 1-800-229-9151. The telephone number is available 24/7.

Contact Cure Auto Car Insurance

Methodology and Assumptions

To evaluate and review auto insurance companies, MoneyGeek carefully weighs factors such as price, financial strength, policy features, customer satisfaction, service and other leading indicators. MoneyGeek also references publicly available data from industry leaders such as J.D. Power, AM Best and the National Association of Insurance Commissioners (NAIC) and the Better Business Bureau. Learn more about MoneyGeek’s review methodology here.

About the Author


Gail Kellner is a professional financial writer who specializes in life insurance, auto insurance and personal finance. She earned her Bachelor's degree in Psychology from Western Connecticut State University and her Master's of Science from Indiana State University. She loves combining her knowledge of psychology with her financial expertise so people can make better financial decisions.