Cheapest Car Insurance in New York (October 2025)

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Updated: October 2, 2025

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Key Takeaways

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The cheapest car insurance companies in New York for most drivers are NYCM, Progressive and Kemper, offering average savings of up to 55%

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Car insurance costs can be as low as $13 for minimum coverage and $29 for full coverage policies on average in New York

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To identify the cheapest car insurance, review market pricing and best insurance carriers in New York, take advantage of available savings and compare quotes from several providers.

Compare Auto Insurance Rates

Ensure you're getting the best rate for your insurance. Compare quotes from the top insurance companies.

Why do we need ZIP code?

Who Has the Cheapest Car Insurance in New York?

NYCM Insurance offers the cheapest liability-only car insurance in New York at $25 monthly or $301 annually, providing solid value in a state with significant regional rate variations. This regional insurer offers substantial savings for eligible drivers across New York state.

Progressive and Kemper ($34 monthly each) offer competitive alternatives, while American Family ($43 monthly) and GEICO ($43 monthly) round out the top five affordable options. New York drivers benefit from strong competition among insurers as of October 2025.

NYCM Insurance$25-55%
Progressive$34-48%
Kemper$34-45%
American Family$43-32%
Geico$43-30%

*These rates are for a 40-year-old with good credit, a clean driving record and a 2012 Toyota Camry across all ZIP codes in the state.

New York requires minimum liability coverage of $25,000 for bodily injury per person, $50,000 per accident, and $10,000 for property damage, plus $50,000 for uninsured motorist coverage and $50,000 for personal injury protection (PIP). These comprehensive minimum requirements provide better baseline protection than many states.

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GEEK SPEAK: MARK'S THOUGHTS ON LIABILITY-ONLY INSURANCE

New York's minimum requirements are actually pretty solid compared to other states, especially with that mandatory uninsured motorist coverage—and trust me, you need it when dealing with the mix of tourists, delivery drivers, and locals all competing for the same piece of asphalt.

But here's the thing: whether you're dealing with Buffalo snowstorms or NYC street parking, your car faces unique risks that minimum coverage won't touch. Ever seen what road salt does to a car over a few winters? Or what happens when someone "lightly taps" your bumper in Manhattan traffic?

The mandatory coverage gives you a decent foundation, but consider whether it's enough for your specific New York driving reality.

Remember, the cheapest insurer isn't necessarily the best car insurance for your specific situation. If you're considering full coverage, scroll down to see the cheapest options for full coverage in New York.

Cheapest Full Coverage Car Insurance in New York

NYCM Insurance continues to dominate New York's insurance market, offering the cheapest full coverage at $58 monthly or $701 annually—maintaining its position as the state's most affordable option across coverage types. This regional insurer provides consistent value for eligible drivers throughout New York.

Progressive ($64 monthly) and Kemper ($69 monthly) offer competitive alternatives, while American Family ($85 monthly) and GEICO ($88 monthly) complete the top five. New York drivers have access to multiple affordable comprehensive coverage options as of October 2025.

NYCM Insurance$58$701
Progressive$64$765
Kemper$69$822
American Family$85$1,015
Geico$88$1,058
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LEARN MORE ABOUT THE BEST CHEAP CAR INSURANCE IN NEW YORK

We've created additional guides below to help you in your search for the best and cheapest car insurance in New York:

Compare the Cheapest Car Insurance in New York for You

The tables above show overall winners, but your cheapest option depends on your situation. Adult drivers with poor credit and an accident record who want 100/300/100 coverage save most with NYCM. Filter the table to match your profile:

Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Gender:Male
Select
Coverage Level (Friendly):100/300/100 Full Cov. w/$1,000 Ded.
Select
Credit Alignment:Poor
Select
Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
NYCM Insurance$141$1,691-38%$-1,037
Travelers$160$1,924-30%$-805
Geico$172$2,064-24%$-665
Mercury Insurance$180$2,157-21%$-571
Progressive$199$2,384-13%$-345

*Young drivers refer to 16 to 25-year-olds, adults 26 to 64-year-olds and seniors 65+ years of age.

Cheapest Car Insurance in New York by City

Where you live in New York affects your rates based on local crime, accidents and traffic density. NYCM charges as little as $13 in Beaver Dams but Kemper costs $71 in Brooklyn. 

The table highlights the cheapest car insurance provider across New York cities and towns.

Data filtered by:Results filtered by:
Select
City:
New YorkKemper$58-46%$-75
BuffaloNYCM Insurance$25-57%$-53
YonkersKemper$49-47%$-63
RochesterNYCM Insurance$19-55%$-37
SyracuseNYCM Insurance$18-61%$-45
AlbanyNYCM Insurance$19-55%$-38
New RochelleNYCM Insurance$22-64%$-65
Mount VernonKemper$47-47%$-62
SchenectadyNYCM Insurance$17-56%$-35
UticaNYCM Insurance$15-63%$-40
White PlainsNYCM Insurance$23-61%$-58
TroyNYCM Insurance$17-57%$-36
Niagara FallsNYCM Insurance$19-57%$-42
BinghamtonNYCM Insurance$15-58%$-33
FreeportNYCM Insurance$37-58%$-86
Valley StreamNYCM Insurance$37-59%$-87
Long BeachNYCM Insurance$37-58%$-83
PoughkeepsieNYCM Insurance$19-64%$-56
North TonawandaNYCM Insurance$19-56%$-40
JamestownProgressive$20-53%$-31
IthacaNYCM Insurance$18-50%$-29
ElmiraNYCM Insurance$13-61%$-34
MiddletownNYCM Insurance$24-57%$-53
AuburnNYCM Insurance$15-58%$-34
Saratoga SpringsNYCM Insurance$15-58%$-34
KingstonNYCM Insurance$21-56%$-43
PeekskillNYCM Insurance$26-53%$-48
Glen CoveNYCM Insurance$27-61%$-71
CortlandNYCM Insurance$15-57%$-33
GenevaNYCM Insurance$14-59%$-33
WatertownNYCM Insurance$15-59%$-35
LockportNYCM Insurance$19-56%$-40
PlattsburghNYCM Insurance$13-60%$-32
RyeNYCM Insurance$22-60%$-55
BeaconNYCM Insurance$22-56%$-46
BataviaNYCM Insurance$17-55%$-35
AmsterdamNYCM Insurance$14-63%$-38
OswegoNYCM Insurance$16-57%$-34
CorningNYCM Insurance$13-62%$-33
OneontaNYCM Insurance$16-57%$-35
OleanNYCM Insurance$16-55%$-33
Glens FallsNYCM Insurance$14-60%$-35
TonawandaNYCM Insurance$20-55%$-40
FultonNYCM Insurance$16-57%$-35
CanandaiguaNYCM Insurance$17-50%$-28
WatervlietNYCM Insurance$18-52%$-33
RensselaerNYCM Insurance$18-54%$-34
HornellNYCM Insurance$14-58%$-33
HudsonNYCM Insurance$18-56%$-39
AccordNYCM Insurance$19-58%$-45
AcraNYCM Insurance$19-57%$-42
AdamsNYCM Insurance$15-57%$-34
Adams BasinNYCM Insurance$16-68%$-53
Adams CenterNYCM Insurance$15-57%$-33
AddisonNYCM Insurance$16-54%$-31
AdirondackNYCM Insurance$13-62%$-35
AftonNYCM Insurance$15-59%$-36
AkronNYCM Insurance$20-53%$-37
AlbertsonNYCM Insurance$29-61%$-77
AlbionNYCM Insurance$15-61%$-37
AlcoveNYCM Insurance$18-54%$-35
AldenNYCM Insurance$20-53%$-38
Alder CreekNYCM Insurance$16-56%$-35
AlexanderNYCM Insurance$15-61%$-39
Alexandria BayNYCM Insurance$15-57%$-33
AlfredNYCM Insurance$14-60%$-35
Alfred StationNYCM Insurance$14-60%$-35
AlleganyNYCM Insurance$16-54%$-31
AllentownNYCM Insurance$16-62%$-41
AlmaNYCM Insurance$15-56%$-33
AlmondNYCM Insurance$15-56%$-33
AlpineNYCM Insurance$13-62%$-36
AlplausNYCM Insurance$17-53%$-32
AltamontNYCM Insurance$18-51%$-32
AltmarNYCM Insurance$16-56%$-34
AltonNYCM Insurance$14-66%$-45
AltonaNYCM Insurance$13-60%$-32
AmagansettNYCM Insurance$22-62%$-59
AmawalkNYCM Insurance$26-53%$-48
AmeniaNYCM Insurance$22-56%$-45
AncramNYCM Insurance$20-54%$-38
AncramdaleNYCM Insurance$20-54%$-38
AndesNYCM Insurance$19-54%$-36
AndoverNYCM Insurance$16-56%$-33
AngelicaNYCM Insurance$15-57%$-34
Annandale On HudsonNYCM Insurance$22-56%$-46
AntwerpNYCM Insurance$15-59%$-35
ApalachinNYCM Insurance$16-53%$-30
AppletonNYCM Insurance$19-54%$-37
Apulia StationNYCM Insurance$15-65%$-44
ArcadeNYCM Insurance$19-52%$-33
ArdenNYCM Insurance$23-64%$-66
ArdsleyNYCM Insurance$22-61%$-57
Ardsley On HudsonNYCM Insurance$22-62%$-61
ArgyleNYCM Insurance$14-59%$-34
ArkportNYCM Insurance$14-58%$-32
ArkvilleNYCM Insurance$18-59%$-44
ArmonkNYCM Insurance$24-56%$-51
ArverneNYCM Insurance$45-60%$-112
AshlandNYCM Insurance$18-61%$-46
AshvilleProgressive$20-51%$-31
AstoriaKemper$54-48%$-76
AthensNYCM Insurance$19-55%$-38
AtholNYCM Insurance$14-60%$-35
Athol SpringsNYCM Insurance$17-68%$-59
AtlantaNYCM Insurance$14-58%$-33
Atlantic BeachKemper$40-58%$-84
AtticaNYCM Insurance$15-61%$-38
AuriesvilleNYCM Insurance$14-72%$-59
AuroraNYCM Insurance$15-59%$-36
Au Sable ForksNYCM Insurance$13-61%$-34
AusterlitzNYCM Insurance$20-52%$-36
AvaNYCM Insurance$16-56%$-35
Averill ParkNYCM Insurance$14-63%$-39
AvocaNYCM Insurance$14-58%$-33
AvonNYCM Insurance$15-57%$-33
BabylonNYCM Insurance$30-58%$-67
BainbridgeNYCM Insurance$15-59%$-36
Bakers MillsNYCM Insurance$18-57%$-38
BaldwinNYCM Insurance$37-57%$-81
Baldwin PlaceNYCM Insurance$26-54%$-48
BaldwinsvilleNYCM Insurance$15-60%$-36
Ballston LakeNYCM Insurance$15-59%$-35
Ballston SpaNYCM Insurance$15-58%$-34
BangallNYCM Insurance$22-64%$-63
BardoniaNYCM Insurance$28-54%$-54
BarkerNYCM Insurance$19-53%$-35
BarneveldNYCM Insurance$15-61%$-38
BarrytownNYCM Insurance$22-54%$-42
BarryvilleNYCM Insurance$24-56%$-51
BartonNYCM Insurance$16-54%$-30
BasomNYCM Insurance$17-58%$-39
BathNYCM Insurance$14-58%$-32
BayportNYCM Insurance$30-54%$-57
Bay ShoreNYCM Insurance$30-60%$-74
BaysideNYCM Insurance$45-54%$-87
BayvilleNYCM Insurance$27-60%$-68
Bear MountainNYCM Insurance$28-54%$-55
BearsvilleNYCM Insurance$18-61%$-46
Beaver Dam LakeNYCM Insurance$24-57%$-53
Beaver DamsNYCM Insurance$13-64%$-37
Beaver FallsNYCM Insurance$16-60%$-41
BedfordNYCM Insurance$24-56%$-51
Bedford HillsNYCM Insurance$24-56%$-51
BelfastNYCM Insurance$15-57%$-34
BellevilleNYCM Insurance$15-63%$-43
BellonaNYCM Insurance$14-60%$-34
BellvaleNYCM Insurance$23-63%$-64
BelmontNYCM Insurance$15-56%$-33
Bemus PointNYCM Insurance$17-53%$-31
BergenNYCM Insurance$15-60%$-36
BerkshireNYCM Insurance$16-55%$-31
BerlinNYCM Insurance$18-52%$-33
BerneNYCM Insurance$18-56%$-37
Bernhards BayNYCM Insurance$16-56%$-34
BethelNYCM Insurance$22-59%$-53
BethpageNYCM Insurance$26-62%$-69
Bible School ParkNYCM Insurance$16-61%$-40
Big FlatsNYCM Insurance$13-63%$-34
Big IndianNYCM Insurance$18-61%$-46
BillingsNYCM Insurance$22-59%$-52
Binghamton UniversityNYCM Insurance$14-64%$-42
Black CreekNYCM Insurance$19-49%$-29
Black RiverNYCM Insurance$15-58%$-34
BlauveltNYCM Insurance$28-54%$-54
BlissNYCM Insurance$19-51%$-32
Blodgett MillsNYCM Insurance$15-63%$-43
BloomfieldNYCM Insurance$17-52%$-30
BloomingburgNYCM Insurance$22-59%$-53
BloomingdaleNYCM Insurance$13-62%$-35
BloomingtonNYCM Insurance$19-58%$-44
BloomvilleNYCM Insurance$19-52%$-34
BlossvaleNYCM Insurance$18-53%$-32
Blue Mountain LakeNYCM Insurance$18-50%$-29
Blue PointNYCM Insurance$28-54%$-55
BohemiaNYCM Insurance$30-54%$-57
BoicevilleNYCM Insurance$18-61%$-46
BolivarNYCM Insurance$15-57%$-33
Bolton LandingNYCM Insurance$14-60%$-35
BombayNYCM Insurance$14-58%$-32
BoonvilleNYCM Insurance$16-56%$-35
BostonNYCM Insurance$18-58%$-41
BouckvilleNYCM Insurance$16-58%$-35
Bovina CenterNYCM Insurance$19-54%$-37
BowmansvilleNYCM Insurance$20-54%$-38
BradfordNYCM Insurance$13-64%$-36
BrainardNYCM Insurance$18-53%$-35
BrainardsvilleNYCM Insurance$13-61%$-33
BranchportNYCM Insurance$17-51%$-29
BrantinghamNYCM Insurance$16-61%$-43
Brant LakeNYCM Insurance$13-63%$-37
Brasher FallsNYCM Insurance$14-58%$-32
BreesportNYCM Insurance$13-63%$-36
Breezy PointNYCM Insurance$45-59%$-105
BrentwoodNYCM Insurance$30-61%$-76
BrewertonNYCM Insurance$14-61%$-37
BrewsterNYCM Insurance$26-52%$-45
Briarcliff ManorNYCM Insurance$24-56%$-51
BridgehamptonNYCM Insurance$22-62%$-59
BridgeportNYCM Insurance$16-56%$-34
Brier HillNYCM Insurance$14-61%$-36
BrightonNYCM Insurance$17-52%$-31
BrightwatersNYCM Insurance$30-58%$-67
BroadalbinNYCM Insurance$15-60%$-36
BrockportNYCM Insurance$16-57%$-34
BroctonNYCM Insurance$16-55%$-33
BrookfieldNYCM Insurance$16-58%$-35
BrookhavenNYCM Insurance$28-55%$-58
BrooklynKemper$71-52%$-111
BrooktondaleNYCM Insurance$16-55%$-32
BrookvilleNYCM Insurance$27-64%$-79
BrushtonNYCM Insurance$14-58%$-32
BuchananNYCM Insurance$26-53%$-48
BullvilleNYCM Insurance$19-68%$-67
BurdettNYCM Insurance$13-64%$-36
BurkeNYCM Insurance$14-58%$-32
BurlinghamNYCM Insurance$22-61%$-59
Burlington FlatsNYCM Insurance$16-57%$-35
Burnt HillsNYCM Insurance$15-59%$-36
BuskirkNYCM Insurance$14-63%$-39
ByronNYCM Insurance$15-59%$-36
CadyvilleNYCM Insurance$13-60%$-33
CairoNYCM Insurance$18-59%$-43
CalciumNYCM Insurance$15-58%$-34
CaledoniaNYCM Insurance$15-57%$-33
CallicoonProgressive$27-55%$-47
Callicoon CenterProgressive$27-56%$-47
CalvertonNYCM Insurance$30-49%$-48
Cambria HeightsKemper$47-62%$-114
CambridgeNYCM Insurance$14-60%$-36
CamdenNYCM Insurance$16-56%$-35
CameronNYCM Insurance$16-54%$-31
Cameron MillsNYCM Insurance$16-54%$-31
CamillusNYCM Insurance$15-61%$-37
CampbellNYCM Insurance$13-62%$-33
Campbell HallNYCM Insurance$19-66%$-61
CanaanNYCM Insurance$18-55%$-37
CanajoharieNYCM Insurance$15-61%$-37
CanaseragaNYCM Insurance$15-56%$-33
CanastotaNYCM Insurance$16-57%$-34
CandorNYCM Insurance$16-54%$-30
CaneadeaNYCM Insurance$19-50%$-30
CanisteoNYCM Insurance$16-55%$-31
CantonNYCM Insurance$14-59%$-34
Cape VincentNYCM Insurance$15-57%$-34
Carle PlaceNYCM Insurance$29-61%$-77
CarlisleNYCM Insurance$19-51%$-32
Caroga LakeNYCM Insurance$18-52%$-31
CarthageNYCM Insurance$15-59%$-35
CassadagaNYCM Insurance$17-54%$-32
CassvilleNYCM Insurance$16-58%$-36
CastileNYCM Insurance$15-59%$-36
Castle CreekNYCM Insurance$14-59%$-34
Castle PointNYCM Insurance$22-59%$-52
Castleton-on-HudsonNYCM Insurance$18-52%$-33
CastorlandNYCM Insurance$16-55%$-33
CatoNYCM Insurance$14-61%$-37
CatskillNYCM Insurance$19-57%$-40
CattaraugusProgressive$21-51%$-32
CayugaNYCM Insurance$15-58%$-34
CayutaNYCM Insurance$13-62%$-35
CazenoviaNYCM Insurance$16-56%$-34
CedarhurstNYCM Insurance$37-59%$-87
CeloronProgressive$20-65%$-52
CentereachNYCM Insurance$30-54%$-57
Center MorichesNYCM Insurance$28-52%$-50
CenterportNYCM Insurance$28-60%$-69
Central BridgeProgressive$21-51%$-32
Central IslipNYCM Insurance$30-61%$-76
Central SquareNYCM Insurance$16-55%$-33
Central ValleyNYCM Insurance$24-57%$-54
CeresNYCM Insurance$15-57%$-33
ChadwicksNYCM Insurance$15-61%$-39
ChaffeeNYCM Insurance$18-57%$-38
ChamplainNYCM Insurance$13-60%$-32
ChappaquaNYCM Insurance$24-56%$-50
CharlottevilleNYCM Insurance$20-48%$-30
Chase MillsNYCM Insurance$14-58%$-32
ChateaugayNYCM Insurance$13-61%$-33
ChathamNYCM Insurance$18-55%$-37
ChaumontNYCM Insurance$15-59%$-35
ChautauquaNYCM Insurance$18-57%$-39
ChazyNYCM Insurance$13-60%$-32
CheektowagaNYCM Insurance$19-57%$-42
ChelseaNYCM Insurance$22-58%$-50
ChemungNYCM Insurance$13-62%$-35
Chenango ForksNYCM Insurance$14-59%$-34
Cherry CreekNYCM Insurance$17-55%$-34
Cherry PlainNYCM Insurance$18-57%$-40
Cherry ValleyNYCM Insurance$19-52%$-33
ChesterNYCM Insurance$23-59%$-53
ChestertownNYCM Insurance$14-60%$-35
ChichesterNYCM Insurance$18-61%$-46
ChildwoldNYCM Insurance$14-59%$-33
Chippewa BayNYCM Insurance$14-66%$-45
ChittenangoNYCM Insurance$16-57%$-35
ChurchvilleNYCM Insurance$16-56%$-33
ChurubuscoNYCM Insurance$13-61%$-34
CiceroNYCM Insurance$14-61%$-36
CincinnatusNYCM Insurance$17-53%$-31
CirclevilleNYCM Insurance$19-64%$-58
ClarenceNYCM Insurance$20-54%$-38
Clarence CenterNYCM Insurance$20-54%$-39
Clark MillsNYCM Insurance$15-66%$-48
ClarksvilleNYCM Insurance$18-53%$-33
ClaryvilleNYCM Insurance$24-52%$-43
ClaverackNYCM Insurance$20-53%$-37
ClayNYCM Insurance$14-61%$-37
ClaytonNYCM Insurance$15-57%$-33
ClayvilleNYCM Insurance$16-58%$-35
ClemonsNYCM Insurance$14-60%$-35
ClevelandNYCM Insurance$16-56%$-34
CleverdaleNYCM Insurance$14-65%$-44
Clifton ParkNYCM Insurance$16-56%$-33
Clifton SpringsNYCM Insurance$14-58%$-32
ClimaxNYCM Insurance$19-54%$-37
ClintonNYCM Insurance$15-61%$-39
Clinton CornersNYCM Insurance$22-55%$-44
ClintondaleNYCM Insurance$22-56%$-47
ClockvilleNYCM Insurance$16-63%$-44
ClydeNYCM Insurance$14-60%$-36
ClymerProgressive$20-52%$-32
CobleskillNYCM Insurance$19-51%$-32
CochectonNYCM Insurance$24-60%$-58
Coeymans HollowNYCM Insurance$18-55%$-36
CohoctonNYCM Insurance$14-59%$-34
CohoesNYCM Insurance$16-58%$-36
Cold BrookNYCM Insurance$18-52%$-31
ColdenNYCM Insurance$19-56%$-39
Cold SpringNYCM Insurance$25-52%$-45
Cold Spring HarborNYCM Insurance$27-62%$-73
College PointNYCM Insurance$45-55%$-90
ColliersvilleNYCM Insurance$16-62%$-43
CollinsNYCM Insurance$18-56%$-37
Collins CenterNYCM Insurance$18-61%$-46
ColtonNYCM Insurance$14-59%$-34
ColumbiavilleNYCM Insurance$18-59%$-44
CommackNYCM Insurance$28-59%$-66
ComstockNYCM Insurance$14-60%$-35
ConesusNYCM Insurance$15-58%$-35
Conewango ValleyProgressive$21-50%$-30
CongersKemper$30-55%$-55
ConklinNYCM Insurance$14-59%$-33
ConnellyNYCM Insurance$19-61%$-49
ConstableNYCM Insurance$14-58%$-32
ConstablevilleNYCM Insurance$16-55%$-33
ConstantiaNYCM Insurance$16-55%$-34
CooperstownNYCM Insurance$26-50%$-45
CopakeNYCM Insurance$20-53%$-37
Copake FallsNYCM Insurance$20-53%$-37
CopenhagenNYCM Insurance$16-55%$-33
CopiagueNYCM Insurance$30-60%$-73
CoramNYCM Insurance$30-54%$-58
CorbettsvilleNYCM Insurance$14-70%$-55
CorfuNYCM Insurance$17-56%$-37
CorinthNYCM Insurance$14-61%$-35
Cornwall-on-HudsonNYCM Insurance$24-55%$-48
CornwallvilleNYCM Insurance$19-57%$-41
CoronaNYCM Insurance$45-58%$-104
Cortlandt ManorNYCM Insurance$26-54%$-48
CossayunaNYCM Insurance$14-60%$-35
CottekillNYCM Insurance$19-58%$-44
CowlesvilleNYCM Insurance$19-52%$-33
CoxsackieNYCM Insurance$19-55%$-37
CragsmoorNYCM Insurance$22-58%$-50
Cranberry LakeNYCM Insurance$14-59%$-34
CraryvilleNYCM Insurance$20-53%$-37
CrittendenNYCM Insurance$20-56%$-42
CroghanNYCM Insurance$16-54%$-32
CropseyvilleNYCM Insurance$14-63%$-39
Cross RiverNYCM Insurance$24-56%$-51
Croton FallsNYCM Insurance$24-59%$-57
Croton-on-HudsonNYCM Insurance$26-53%$-48
Crown PointNYCM Insurance$13-61%$-34
CubaNYCM Insurance$19-49%$-29
CuddebackvilleNYCM Insurance$24-56%$-51
CutchogueNYCM Insurance$22-59%$-52
DaleNYCM Insurance$15-59%$-37
DaltonNYCM Insurance$15-57%$-34
DannemoraNYCM Insurance$13-61%$-33
DansvilleNYCM Insurance$15-57%$-33
Darien CenterNYCM Insurance$17-56%$-37
DavenportKemper$21-50%$-32
Davenport CenterKemper$21-51%$-33
DaytonNYCM Insurance$18-53%$-32
DeansboroNYCM Insurance$16-59%$-37
Deer ParkNYCM Insurance$30-59%$-69
Deer RiverNYCM Insurance$15-64%$-43
DeferietNYCM Insurance$15-64%$-43
De Kalb JunctionNYCM Insurance$14-60%$-35
DelanceyNYCM Insurance$20-51%$-34
DelansonNYCM Insurance$17-58%$-37
DelevanNYCM Insurance$19-52%$-33
DelhiNYCM Insurance$20-49%$-31
DelmarNYCM Insurance$18-53%$-34
Delphi FallsNYCM Insurance$14-71%$-57
DenverNYCM Insurance$19-55%$-38
DepauvilleNYCM Insurance$15-62%$-41
DepewNYCM Insurance$16-62%$-44
De PeysterNYCM Insurance$14-60%$-35
DepositNYCM Insurance$15-58%$-34
DerbyNYCM Insurance$18-59%$-42
De RuyterNYCM Insurance$17-53%$-32
DewittvilleNYCM Insurance$17-53%$-32
DexterNYCM Insurance$15-58%$-34
Diamond PointNYCM Insurance$14-60%$-35
Dickinson CenterNYCM Insurance$14-58%$-32
Dobbs FerryNYCM Insurance$22-61%$-58
DolgevilleNYCM Insurance$15-59%$-35
DormansvilleNYCM Insurance$18-55%$-36
Dover PlainsNYCM Insurance$22-56%$-47
DownsvilleNYCM Insurance$20-51%$-34
DresdenNYCM Insurance$14-60%$-34
DrydenNYCM Insurance$16-55%$-32
DuanesburgNYCM Insurance$17-58%$-37
DundeeNYCM Insurance$14-60%$-34
DunkirkNYCM Insurance$16-56%$-33
DurhamNYCM Insurance$19-56%$-39
DurhamvilleNYCM Insurance$18-53%$-33
Eagle BayNYCM Insurance$18-51%$-31
Eagle BridgeNYCM Insurance$14-62%$-38
EarltonNYCM Insurance$19-57%$-40
EarlvilleNYCM Insurance$17-53%$-32
East AmherstNYCM Insurance$20-55%$-39
East AuroraNYCM Insurance$19-56%$-38
East BerneNYCM Insurance$18-54%$-35
East BethanyNYCM Insurance$15-60%$-37
East BranchNYCM Insurance$20-50%$-34
East ChathamNYCM Insurance$18-55%$-37
EastchesterNYCM Insurance$22-62%$-59
East ConcordNYCM Insurance$18-58%$-39
East DurhamNYCM Insurance$19-54%$-37
East ElmhurstNYCM Insurance$45-56%$-95
East GreenbushNYCM Insurance$18-53%$-34
East HillsNYCM Insurance$29-62%$-80
East HomerNYCM Insurance$15-70%$-57
East IslipNYCM Insurance$30-56%$-61
East JewettNYCM Insurance$18-60%$-44
East MarionNYCM Insurance$22-59%$-51
East MeadowNYCM Insurance$61-51%$-103
East MeredithKemper$21-50%$-32
East MorichesNYCM Insurance$28-50%$-46
East NassauNYCM Insurance$18-53%$-35
East NorthportNYCM Insurance$28-59%$-66
East NorwichNYCM Insurance$27-61%$-70
East OttoProgressive$21-52%$-33
East PatchogueNYCM Insurance$28-55%$-56
East PembrokeNYCM Insurance$17-60%$-44
East PharsaliaNYCM Insurance$15-70%$-57
EastportNYCM Insurance$28-49%$-45
East QuogueNYCM Insurance$28-50%$-46
East RandolphProgressive$21-56%$-39
East RochesterNYCM Insurance$16-55%$-32
East RockawayNYCM Insurance$37-55%$-76
East SchodackNYCM Insurance$18-52%$-33
East SetauketNYCM Insurance$30-53%$-56
East ShorehamNYCM Insurance$30-52%$-53
East SpringfieldNYCM Insurance$19-52%$-33
East SyracuseNYCM Insurance$17-55%$-33
East WilliamsonNYCM Insurance$14-65%$-44
East WorcesterNYCM Insurance$19-52%$-33
EatonNYCM Insurance$16-57%$-34
EdenNYCM Insurance$18-59%$-42
EdmestonNYCM Insurance$16-57%$-35
EdwardsNYCM Insurance$14-60%$-35
EggertsvilleNYCM Insurance$19-57%$-42
ElbaNYCM Insurance$15-60%$-37
ElbridgeNYCM Insurance$15-59%$-35
EldredNYCM Insurance$24-56%$-50
ElizabethtownNYCM Insurance$13-61%$-34
ElizavilleNYCM Insurance$20-55%$-39
Elka ParkNYCM Insurance$18-60%$-44
Ellenburg CenterNYCM Insurance$13-61%$-34
Ellenburg DepotNYCM Insurance$13-60%$-32
EllenvilleNYCM Insurance$22-56%$-47
EllicottvilleNYCM Insurance$16-55%$-34
EllingtonNYCM Insurance$17-59%$-40
EllisburgNYCM Insurance$15-58%$-34
ElmaNYCM Insurance$16-61%$-43
ElmhurstNYCM Insurance$45-57%$-96
Elmira HeightsNYCM Insurance$13-62%$-34
ElmontNYCM Insurance$34-62%$-91
ElmsfordNYCM Insurance$22-62%$-59
EndicottNYCM Insurance$16-53%$-30
ErievilleNYCM Insurance$16-57%$-34
ErinNYCM Insurance$13-62%$-36
EsperanceProgressive$21-51%$-31
EssexNYCM Insurance$13-61%$-34
EtnaNYCM Insurance$18-56%$-37
FabiusNYCM Insurance$15-60%$-35
Fair HavenNYCM Insurance$14-66%$-45
FairmountNYCM Insurance$16-58%$-36
FairportNYCM Insurance$16-55%$-31
FalconerNYCM Insurance$17-53%$-32
FancherNYCM Insurance$15-70%$-56
Farmersville StationNYCM Insurance$19-50%$-30
FarmingdaleNYCM Insurance$26-64%$-76
FarmingtonNYCM Insurance$17-51%$-29
FarmingvilleNYCM Insurance$30-54%$-57
FarnhamNYCM Insurance$18-61%$-46
Far RockawayNYCM Insurance$45-60%$-109
FayettevilleNYCM Insurance$17-55%$-34
Felts MillsNYCM Insurance$15-59%$-35
FerndaleNYCM Insurance$22-58%$-52
Feura BushNYCM Insurance$18-54%$-34
FillmoreNYCM Insurance$19-51%$-32
Findley LakeProgressive$20-53%$-32
FineNYCM Insurance$14-60%$-35
FirthcliffeNYCM Insurance$24-57%$-53
FishersNYCM Insurance$17-58%$-39
Fishers IslandNYCM Insurance$22-63%$-62
Fishers LandingNYCM Insurance$15-62%$-42
FishkillNYCM Insurance$22-56%$-46
Fishs EddyNYCM Insurance$20-61%$-51
FleischmannsNYCM Insurance$19-55%$-39
Floral ParkNYCM Insurance$34-59%$-80
FloridaNYCM Insurance$23-59%$-54
FlushingNYCM Insurance$45-57%$-97
Fly CreekNYCM Insurance$19-51%$-32
FondaNYCM Insurance$14-62%$-37
ForestburghNYCM Insurance$24-56%$-50
Forest HillsNYCM Insurance$45-55%$-90
ForestportNYCM Insurance$18-53%$-33
ForestvilleNYCM Insurance$17-55%$-34
Fort AnnNYCM Insurance$14-60%$-35
Fort Covington HamletNYCM Insurance$14-58%$-32
Fort DrumNYCM Insurance$15-59%$-35
Fort EdwardNYCM Insurance$14-61%$-35
Fort HunterNYCM Insurance$14-66%$-44
Fort JohnsonNYCM Insurance$14-62%$-37
Fort MontgomeryNYCM Insurance$24-58%$-56
Fort PlainNYCM Insurance$15-61%$-37
FrankfortNYCM Insurance$15-60%$-36
FranklinKemper$21-50%$-32
Franklin SpringsNYCM Insurance$15-66%$-48
Franklin SquareNYCM Insurance$34-59%$-80
FranklinvilleNYCM Insurance$16-55%$-33
FredoniaNYCM Insurance$16-56%$-34
FreedomNYCM Insurance$19-50%$-31
FreeholdNYCM Insurance$18-58%$-42
FreevilleNYCM Insurance$15-56%$-32
Fremont CenterProgressive$26-55%$-46
Fresh MeadowsNYCM Insurance$45-56%$-94
FrewsburgNYCM Insurance$17-52%$-30
FriendshipNYCM Insurance$15-57%$-33
FultonhamNYCM Insurance$20-48%$-30
FultonvilleNYCM Insurance$14-63%$-39
GabrielsNYCM Insurance$14-61%$-34
GainesvilleNYCM Insurance$19-51%$-32
GallupvilleProgressive$22-56%$-40
GalwayNYCM Insurance$15-58%$-34
Gang MillsNYCM Insurance$13-62%$-33
GansevoortNYCM Insurance$14-61%$-36
Garden CityNYCM Insurance$34-58%$-77
GardinerNYCM Insurance$22-55%$-44
GarnervilleKemper$30-55%$-56
GarrattsvilleNYCM Insurance$15-60%$-37
GarrisonNYCM Insurance$25-53%$-46
GasportNYCM Insurance$19-54%$-37
GeneseoNYCM Insurance$15-56%$-33
GenoaNYCM Insurance$15-59%$-36
GeorgetownNYCM Insurance$17-53%$-32
GermantownNYCM Insurance$20-54%$-38
GerryNYCM Insurance$17-53%$-31
GetzvilleNYCM Insurance$20-55%$-40
GhentNYCM Insurance$18-56%$-38
GilbertsvilleNYCM Insurance$15-60%$-37
GilboaNYCM Insurance$20-49%$-32
Glen AubreyNYCM Insurance$16-54%$-30
GlenfieldNYCM Insurance$18-52%$-32
GlenfordNYCM Insurance$18-61%$-46
GlenhamNYCM Insurance$22-58%$-50
GlenmontNYCM Insurance$18-54%$-34
Glen OaksNYCM Insurance$45-51%$-78
Glen SpeyNYCM Insurance$24-57%$-51
Glen WildNYCM Insurance$22-58%$-51
GlenwoodNYCM Insurance$18-59%$-41
Glenwood LandingNYCM Insurance$27-62%$-73
GloversvilleNYCM Insurance$15-61%$-37
Golden's BridgeNYCM Insurance$24-56%$-51
GoshenNYCM Insurance$23-59%$-54
GouverneurNYCM Insurance$14-59%$-34
GowandaNYCM Insurance$18-55%$-35
GrahamsvilleNYCM Insurance$24-53%$-44
Grand GorgeNYCM Insurance$20-49%$-32
Grand IslandNYCM Insurance$20-54%$-38
Granite SpringsNYCM Insurance$26-54%$-48
GranvilleNYCM Insurance$14-60%$-35
Great BendNYCM Insurance$15-64%$-43
Great NeckNYCM Insurance$29-63%$-84
Great Neck PlazaNYCM Insurance$29-62%$-80
Great RiverNYCM Insurance$30-57%$-65
Great ValleyNYCM Insurance$16-54%$-32
GreeceNYCM Insurance$18-50%$-30
GreeneNYCM Insurance$15-58%$-34
Greenfield CenterNYCM Insurance$14-62%$-36
Greenfield ParkNYCM Insurance$22-56%$-46
GreenhurstProgressive$21-56%$-38
GreenhurstNYCM Insurance$18-56%$-38
Green IslandNYCM Insurance$18-52%$-33
GreenlawnNYCM Insurance$28-60%$-69
GreenportNYCM Insurance$22-60%$-55
GreenvilleNYCM Insurance$19-55%$-37
GreenwichNYCM Insurance$14-60%$-35
GreenwoodNYCM Insurance$16-55%$-32
Greenwood LakeNYCM Insurance$23-59%$-54
GreigNYCM Insurance$16-56%$-34
GrotonNYCM Insurance$15-58%$-34
GrovelandNYCM Insurance$15-57%$-34
GuilderlandNYCM Insurance$18-53%$-33
Guilderland CenterNYCM Insurance$18-52%$-33
GuilfordNYCM Insurance$15-58%$-34
HadleyNYCM Insurance$14-62%$-37
HagamanNYCM Insurance$14-63%$-38
HagueNYCM Insurance$13-63%$-37
Haines FallsNYCM Insurance$20-60%$-50
HalcottsvilleNYCM Insurance$19-64%$-56
HallNYCM Insurance$14-65%$-44
HamburgNYCM Insurance$17-60%$-42
HamdenNYCM Insurance$20-49%$-32
HamiltonNYCM Insurance$16-57%$-34
HamlinNYCM Insurance$16-57%$-34
HammondNYCM Insurance$14-60%$-35
HammondsportNYCM Insurance$14-58%$-33
HamptonNYCM Insurance$14-60%$-35
Hampton BaysNYCM Insurance$22-60%$-54
HancockNYCM Insurance$20-48%$-31
HankinsProgressive$27-55%$-47
HannacroixNYCM Insurance$19-56%$-39
HannibalNYCM Insurance$14-61%$-37
HarpersfieldKemper$21-51%$-33
HarpursvilleNYCM Insurance$15-58%$-34
HarrimanNYCM Insurance$24-56%$-51
HarrisNYCM Insurance$22-59%$-53
HarrisonNYCM Insurance$22-60%$-56
HarrisvilleNYCM Insurance$14-60%$-35
HartfordNYCM Insurance$14-60%$-35
HartsdaleNYCM Insurance$22-60%$-56
HartwickNYCM Insurance$16-57%$-35
HastingsNYCM Insurance$16-55%$-33
Hastings-on-HudsonNYCM Insurance$22-62%$-59
HauppaugeNYCM Insurance$28-59%$-66
HaverstrawNYCM Insurance$28-55%$-56
HawthorneNYCM Insurance$24-58%$-54
HectorNYCM Insurance$15-58%$-33
HelenaNYCM Insurance$14-70%$-55
HemlockNYCM Insurance$15-58%$-34
HempsteadNYCM Insurance$34-64%$-99
HendersonNYCM Insurance$15-58%$-35
Henderson HarborNYCM Insurance$15-63%$-43
HenriettaNYCM Insurance$17-52%$-31
HensonvilleNYCM Insurance$18-60%$-44
Heritage HillsNYCM Insurance$24-56%$-51
HerkimerNYCM Insurance$14-62%$-36
HermonNYCM Insurance$14-59%$-33
HeuveltonNYCM Insurance$14-60%$-35
HewlettNYCM Insurance$37-57%$-82
HicksvilleNYCM Insurance$26-63%$-74
High FallsNYCM Insurance$19-59%$-45
HighlandNYCM Insurance$19-60%$-48
Highland FallsNYCM Insurance$24-56%$-51
Highland LakeNYCM Insurance$24-57%$-51
Highland MillsNYCM Insurance$24-57%$-53
HighmountNYCM Insurance$18-63%$-51
HillburnNYCM Insurance$28-55%$-57
HillsdaleNYCM Insurance$20-53%$-37
HiltonNYCM Insurance$16-56%$-33
HimrodNYCM Insurance$14-60%$-35
HinckleyNYCM Insurance$18-60%$-43
HinsdaleNYCM Insurance$16-53%$-31
HobartNYCM Insurance$20-50%$-32
HoffmeisterNYCM Insurance$18-57%$-39
HogansburgNYCM Insurance$14-57%$-31
HolbrookNYCM Insurance$28-56%$-58
HollandNYCM Insurance$18-58%$-40
Holland PatentNYCM Insurance$17-56%$-35
HolleyNYCM Insurance$15-60%$-37
HollisNYCM Insurance$45-59%$-106
HollowvilleNYCM Insurance$20-58%$-44
HolmesNYCM Insurance$19-63%$-52
HoltsvilleNYCM Insurance$28-55%$-57
HomerNYCM Insurance$15-58%$-34
HoneoyeNYCM Insurance$17-53%$-32
Honeoye FallsNYCM Insurance$16-56%$-33
Hoosick FallsNYCM Insurance$18-52%$-33
Hopewell JunctionNYCM Insurance$19-62%$-51
HorseheadsNYCM Insurance$13-62%$-34
HortonvilleProgressive$26-56%$-47
HoughtonNYCM Insurance$19-51%$-31
Howard BeachNYCM Insurance$45-60%$-109
HowellsNYCM Insurance$24-60%$-59
Howes CaveProgressive$21-51%$-32
HubbardsvilleNYCM Insurance$16-57%$-34
Hudson FallsNYCM Insurance$14-61%$-36
HughsonvilleNYCM Insurance$22-59%$-52
HuguenotNYCM Insurance$24-57%$-51
Huletts LandingNYCM Insurance$14-65%$-44
HuntNYCM Insurance$15-58%$-35
HunterNYCM Insurance$18-60%$-44
HuntingtonNYCM Insurance$28-60%$-69
Huntington StationNYCM Insurance$28-61%$-70
HurleyNYCM Insurance$21-56%$-42
HurleyvilleNYCM Insurance$22-59%$-52
Hyde ParkNYCM Insurance$18-64%$-51
IlionNYCM Insurance$14-62%$-36
Indian LakeNYCM Insurance$18-50%$-29
InletNYCM Insurance$18-51%$-30
InterlakenNYCM Insurance$15-58%$-33
InwoodNYCM Insurance$37-59%$-88
IoniaNYCM Insurance$17-52%$-31
IrondequoitNYCM Insurance$15-58%$-35
IrvingNYCM Insurance$18-57%$-39
IrvingtonNYCM Insurance$22-60%$-55
IslandiaNYCM Insurance$28-60%$-69
Island ParkNYCM Insurance$37-58%$-83
IslipNYCM Insurance$30-57%$-65
Islip TerraceNYCM Insurance$30-57%$-65
Jackson HeightsNYCM Insurance$45-57%$-100
JacksonvilleNYCM Insurance$18-57%$-39
JamaicaNYCM Insurance$45-61%$-117
JamesvilleNYCM Insurance$17-55%$-34
JasperNYCM Insurance$16-55%$-32
Java CenterNYCM Insurance$19-52%$-33
Java VillageNYCM Insurance$19-52%$-33
JayNYCM Insurance$13-62%$-36
JeffersonKemper$21-50%$-31
Jefferson ValleyNYCM Insurance$26-54%$-49
Jefferson Valley-YorktownNYCM Insurance$26-53%$-48
JeffersonvilleNYCM Insurance$24-54%$-46
JerichoNYCM Insurance$27-62%$-74
JewettNYCM Insurance$18-60%$-44
JohnsburgNYCM Insurance$18-51%$-30
JohnsonNYCM Insurance$24-59%$-58
Johnson CityNYCM Insurance$16-53%$-30
JohnsonvilleNYCM Insurance$14-62%$-38
JohnstownNYCM Insurance$15-60%$-36
JordanNYCM Insurance$15-59%$-35
JordanvilleNYCM Insurance$19-51%$-32
KanonaNYCM Insurance$14-71%$-57
KatonahNYCM Insurance$24-56%$-51
Kattskill BayNYCM Insurance$14-60%$-35
Kauneonga LakeNYCM Insurance$22-61%$-58
KeeneNYCM Insurance$13-62%$-35
Keene ValleyNYCM Insurance$13-61%$-35
KeesevilleNYCM Insurance$13-60%$-33
KendallNYCM Insurance$18-53%$-33
KenmoreNYCM Insurance$20-56%$-41
KennedyNYCM Insurance$17-53%$-31
Kenoza LakeNYCM Insurance$24-54%$-46
KentNYCM Insurance$18-53%$-33
KerhonksonNYCM Insurance$22-53%$-41
Keuka ParkNYCM Insurance$17-53%$-31
Kew GardensKemper$46-60%$-103
Kiamesha LakeNYCM Insurance$22-59%$-53
KillawogNYCM Insurance$16-60%$-39
Kill BuckNYCM Insurance$16-55%$-33
KinderhookNYCM Insurance$18-54%$-36
King FerryNYCM Insurance$15-59%$-35
Kings ParkNYCM Insurance$28-59%$-65
KirkvilleNYCM Insurance$14-61%$-37
KirkwoodNYCM Insurance$14-59%$-34
KnowlesvilleNYCM Insurance$15-60%$-37
KnoxboroNYCM Insurance$16-67%$-52
LackawannaNYCM Insurance$19-62%$-50
La FargevilleNYCM Insurance$15-56%$-33
La FayetteNYCM Insurance$25-55%$-51
LagrangevilleNYCM Insurance$22-56%$-46
Lake CarmelNYCM Insurance$26-52%$-45
Lake ClearNYCM Insurance$14-60%$-34
Lake Erie BeachNYCM Insurance$18-58%$-41
Lake GeorgeNYCM Insurance$14-60%$-35
Lake GroveNYCM Insurance$28-56%$-59
Lake HillNYCM Insurance$18-61%$-46
Lake HuntingtonNYCM Insurance$24-56%$-50
Lake KatrineNYCM Insurance$21-56%$-42
Lake LuzerneNYCM Insurance$14-60%$-35
Lake MoheganNYCM Insurance$26-53%$-48
LakemontNYCM Insurance$14-71%$-56
Lake PeekskillNYCM Insurance$25-53%$-47
Lake PlacidNYCM Insurance$13-61%$-34
Lake PleasantNYCM Insurance$18-52%$-31
Lake SuccessNYCM Insurance$29-63%$-82
Lake ViewNYCM Insurance$17-60%$-42
LakevilleNYCM Insurance$15-56%$-33
LakewoodProgressive$20-53%$-31
LancasterNYCM Insurance$20-53%$-37
LanesvilleNYCM Insurance$18-61%$-46
LansingNYCM Insurance$18-50%$-30
LarchmontNYCM Insurance$22-61%$-58
LathamNYCM Insurance$16-58%$-36
LaurelNYCM Insurance$22-59%$-53
LaurensNYCM Insurance$15-60%$-38
LawrenceNYCM Insurance$37-60%$-91
LawrencevilleNYCM Insurance$14-58%$-33
LawtonsNYCM Insurance$18-57%$-38
Lee CenterNYCM Insurance$16-56%$-34
LeedsNYCM Insurance$19-55%$-38
LeicesterNYCM Insurance$15-58%$-35
LeonardsvilleNYCM Insurance$16-68%$-55
Le RoyNYCM Insurance$15-60%$-37
LevittownNYCM Insurance$31-59%$-73
LewisNYCM Insurance$13-61%$-34
LewistonNYCM Insurance$19-56%$-40
LibertyNYCM Insurance$22-58%$-50
Lily DaleNYCM Insurance$17-65%$-51
LimaNYCM Insurance$15-56%$-32
LimerickNYCM Insurance$15-69%$-54
LimestoneNYCM Insurance$16-54%$-32
LindenhurstNYCM Insurance$30-58%$-68
LindleyNYCM Insurance$16-55%$-31
LinwoodNYCM Insurance$15-57%$-34
LisbonNYCM Insurance$14-60%$-35
LisleNYCM Insurance$16-55%$-31
Little FallsNYCM Insurance$14-61%$-36
Little GeneseeNYCM Insurance$15-56%$-33
Little NeckNYCM Insurance$45-52%$-81
Little ValleyProgressive$21-51%$-31
Little YorkNYCM Insurance$15-63%$-42
LiverpoolNYCM Insurance$14-61%$-37
Livingston ManorNYCM Insurance$24-52%$-43
LivoniaNYCM Insurance$15-58%$-34
Livonia CenterNYCM Insurance$15-63%$-44
Loch SheldrakeNYCM Insurance$22-58%$-51
LockeNYCM Insurance$15-59%$-35
LockwoodNYCM Insurance$16-54%$-31
Locust ValleyNYCM Insurance$27-62%$-72
LodiNYCM Insurance$15-58%$-33
Long EddyNYCM Insurance$20-53%$-38
Long Island CityProgressive$62-44%$-71
Long LakeNYCM Insurance$18-51%$-30
LorraineNYCM Insurance$15-58%$-35
LowmanNYCM Insurance$13-61%$-34
LowvilleNYCM Insurance$16-54%$-32
LycomingNYCM Insurance$16-62%$-43
LynbrookNYCM Insurance$37-56%$-76
LyndonvilleNYCM Insurance$18-55%$-35
Lyon MountainNYCM Insurance$13-61%$-34
LyonsNYCM Insurance$14-58%$-33
Lyons FallsNYCM Insurance$16-55%$-33
MacedonNYCM Insurance$14-59%$-34
MachiasNYCM Insurance$16-56%$-34
MadisonNYCM Insurance$16-58%$-35
MadridNYCM Insurance$14-59%$-33
MahopacNYCM Insurance$25-53%$-47
Mahopac FallsNYCM Insurance$25-57%$-54
MaineNYCM Insurance$16-54%$-30
Malden BridgeNYCM Insurance$18-55%$-36
Malden On HudsonNYCM Insurance$20-59%$-47
MalloryNYCM Insurance$16-55%$-34
MaloneNYCM Insurance$14-60%$-33
MalverneNYCM Insurance$37-54%$-73
MamaroneckNYCM Insurance$22-61%$-58
ManchesterNYCM Insurance$17-51%$-29
ManhassetNYCM Insurance$29-61%$-77
ManliusNYCM Insurance$14-61%$-37
MannsvilleNYCM Insurance$15-57%$-34
ManorvilleNYCM Insurance$30-48%$-45
MaplecrestNYCM Insurance$18-59%$-44
Maple SpringsNYCM Insurance$17-60%$-42
Maple ViewNYCM Insurance$16-60%$-41
MarathonNYCM Insurance$15-57%$-34
MarcellusNYCM Insurance$15-59%$-35
MarcyNYCM Insurance$17-57%$-37
MargaretvilleNYCM Insurance$19-55%$-38
Mariaville LakeNYCM Insurance$17-57%$-36
MariettaNYCM Insurance$15-61%$-37
MarillaNYCM Insurance$16-61%$-42
MarionNYCM Insurance$14-58%$-33
MarlboroNYCM Insurance$22-56%$-45
MartvilleNYCM Insurance$14-61%$-37
MaryknollNYCM Insurance$26-57%$-55
MarylandNYCM Insurance$16-57%$-35
MasonvilleNYCM Insurance$15-59%$-37
MaspethNYCM Insurance$45-55%$-91
MassapequaNYCM Insurance$26-62%$-70
Massapequa ParkNYCM Insurance$26-61%$-68
MassenaNYCM Insurance$14-58%$-32
MasticNYCM Insurance$28-56%$-59
Mastic BeachNYCM Insurance$28-56%$-58
MattituckNYCM Insurance$22-60%$-54
MattydaleNYCM Insurance$14-62%$-39
MaybrookNYCM Insurance$19-65%$-61
MayfieldNYCM Insurance$15-60%$-36
MayvilleProgressive$20-52%$-31
Mc ConnellsvilleNYCM Insurance$18-58%$-41
Mc DonoughNYCM Insurance$15-58%$-35
Mc GrawNYCM Insurance$15-58%$-35
Mc LeanNYCM Insurance$15-63%$-42
MechanicvilleNYCM Insurance$16-57%$-34
MecklenburgProgressive$19-62%$-43
MedfordNYCM Insurance$28-56%$-60
MedinaNYCM Insurance$18-55%$-36
MedusaNYCM Insurance$18-55%$-35
MellenvilleNYCM Insurance$18-64%$-54
MelroseNYCM Insurance$14-63%$-40
MelvilleNYCM Insurance$28-60%$-69
MemphisNYCM Insurance$15-60%$-36
MenandsNYCM Insurance$18-53%$-34
MendonNYCM Insurance$16-56%$-32
MeridaleKemper$21-51%$-32
MeridianNYCM Insurance$14-66%$-46
MerrickNYCM Insurance$31-62%$-81
MexicoNYCM Insurance$16-55%$-33
MiddleburghNYCM Insurance$20-49%$-32
Middle FallsNYCM Insurance$14-66%$-45
Middle GranvilleNYCM Insurance$14-60%$-35
Middle GroveNYCM Insurance$15-58%$-34
Middle IslandNYCM Insurance$30-54%$-57
MiddleportNYCM Insurance$19-54%$-37
MiddlesexNYCM Insurance$17-51%$-29
Middle VillageNYCM Insurance$45-55%$-89
MiddlevilleNYCM Insurance$18-51%$-31
MilfordNYCM Insurance$16-56%$-35
MillbrookNYCM Insurance$22-56%$-45
Miller PlaceNYCM Insurance$30-53%$-54
MillertonNYCM Insurance$22-52%$-40
Mill NeckNYCM Insurance$27-62%$-73
MillportNYCM Insurance$13-63%$-35
MillwoodNYCM Insurance$26-54%$-49
MiltonNYCM Insurance$22-55%$-45
MineolaNYCM Insurance$29-62%$-78
MinervaNYCM Insurance$18-50%$-29
MinettoNYCM Insurance$16-60%$-41
MinevilleNYCM Insurance$13-61%$-34
MinoaNYCM Insurance$14-62%$-38
Model CityNYCM Insurance$19-58%$-44
ModenaNYCM Insurance$22-55%$-44
MohawkNYCM Insurance$14-62%$-36
MoiraNYCM Insurance$14-58%$-32
Mongaup ValleyNYCM Insurance$22-59%$-53
MonroeNYCM Insurance$24-57%$-54
MonseyNYCM Insurance$28-55%$-58
MontaukNYCM Insurance$22-60%$-54
MontgomeryNYCM Insurance$19-65%$-61
MonticelloNYCM Insurance$22-59%$-53
Montour FallsNYCM Insurance$13-63%$-36
MontroseNYCM Insurance$26-53%$-47
MooersNYCM Insurance$13-60%$-32
Mooers ForksNYCM Insurance$13-60%$-32
MoraviaNYCM Insurance$15-60%$-36
MoriahNYCM Insurance$13-62%$-35
Moriah CenterNYCM Insurance$13-61%$-34
MorichesNYCM Insurance$28-53%$-52
MorrisNYCM Insurance$15-59%$-36
MorrisonvilleNYCM Insurance$13-59%$-31
MorristownNYCM Insurance$14-60%$-36
MorrisvilleNYCM Insurance$16-57%$-35
MortonNYCM Insurance$16-67%$-53
MottvilleNYCM Insurance$15-65%$-44
Mountain DaleNYCM Insurance$22-58%$-52
MountainvilleNYCM Insurance$24-60%$-60
Mount IvyNYCM Insurance$28-56%$-59
Mount KiscoNYCM Insurance$24-56%$-51
Mount MarionNYCM Insurance$20-55%$-40
Mount MorrisNYCM Insurance$15-58%$-35
Mount SinaiNYCM Insurance$30-53%$-56
Mount TremperNYCM Insurance$18-61%$-46
Mount UptonNYCM Insurance$15-58%$-34
Mount VisionNYCM Insurance$15-60%$-37
MumfordNYCM Insurance$15-63%$-43
MunnsvilleNYCM Insurance$16-56%$-34
NanuetNYCM Insurance$28-54%$-55
NapanochNYCM Insurance$22-54%$-44
NaplesNYCM Insurance$17-53%$-32
NarrowsburgNYCM Insurance$24-56%$-50
NassauNYCM Insurance$18-53%$-34
Natural BridgeNYCM Insurance$15-59%$-35
NedrowNYCM Insurance$16-61%$-41
NellistonNYCM Insurance$15-64%$-43
NesconsetNYCM Insurance$28-58%$-64
NeversinkNYCM Insurance$24-53%$-45
NewarkNYCM Insurance$14-58%$-32
Newark ValleyNYCM Insurance$16-54%$-30
New BerlinNYCM Insurance$17-55%$-34
NewburghNYCM Insurance$21-62%$-57
New CityNYCM Insurance$28-54%$-54
NewcombKemper$19-51%$-30
NewfaneNYCM Insurance$19-55%$-38
NewfieldNYCM Insurance$18-50%$-30
New HamptonNYCM Insurance$23-59%$-55
New HartfordNYCM Insurance$15-61%$-39
New Hyde ParkNYCM Insurance$29-64%$-86
New KingstonNYCM Insurance$19-59%$-45
New LebanonNYCM Insurance$18-55%$-37
New LisbonNYCM Insurance$15-60%$-37
New MilfordNYCM Insurance$23-62%$-61
New PaltzNYCM Insurance$22-54%$-42
NewportNYCM Insurance$18-52%$-32
New RussiaNYCM Insurance$13-61%$-34
New SuffolkNYCM Insurance$22-62%$-59
Newton FallsNYCM Insurance$14-65%$-44
NewtonvilleNYCM Insurance$16-62%$-44
New WindsorNYCM Insurance$24-57%$-53
New WoodstockNYCM Insurance$16-56%$-34
New York MillsNYCM Insurance$15-61%$-38
Niagara UniversityNYCM Insurance$19-65%$-58
NicholsNYCM Insurance$16-54%$-30
NicholvilleNYCM Insurance$14-59%$-34
NinevehNYCM Insurance$15-58%$-33
NiobeProgressive$20-64%$-52
NivervilleNYCM Insurance$18-54%$-36
NorfolkNYCM Insurance$14-58%$-32
North AmityvilleNYCM Insurance$30-61%$-76
North BabylonNYCM Insurance$30-59%$-70
North BangorNYCM Insurance$14-58%$-32
North BayNYCM Insurance$18-59%$-42
North BellmoreNYCM Insurance$31-62%$-81
North BellportNYCM Insurance$28-55%$-57
North BlenheimProgressive$23-49%$-31
North BranchNYCM Insurance$24-54%$-46
North BrookfieldNYCM Insurance$16-57%$-34
North ChathamNYCM Insurance$18-59%$-43
North ChiliNYCM Insurance$17-52%$-31
North CollinsNYCM Insurance$18-57%$-39
North CreekNYCM Insurance$13-62%$-35
North EvansNYCM Insurance$18-62%$-48
North GranvilleNYCM Insurance$14-60%$-35
North GreeceNYCM Insurance$15-62%$-42
North HoosickNYCM Insurance$18-57%$-40
North HudsonNYCM Insurance$13-62%$-35
North JavaNYCM Insurance$19-52%$-33
North LawrenceNYCM Insurance$14-58%$-33
North New Hyde ParkNYCM Insurance$29-62%$-79
North PitcherNYCM Insurance$17-54%$-33
NorthportNYCM Insurance$28-60%$-67
North RiverNYCM Insurance$18-64%$-52
North RoseNYCM Insurance$14-59%$-34
North SalemNYCM Insurance$24-57%$-52
North SeaNYCM Insurance$22-60%$-53
NorthvilleNYCM Insurance$18-52%$-31
NorwichNYCM Insurance$15-58%$-34
NorwoodNYCM Insurance$14-59%$-33
NoyackNYCM Insurance$22-60%$-54
NundaNYCM Insurance$15-58%$-34
NyackNYCM Insurance$28-54%$-56
OakdaleNYCM Insurance$30-54%$-58
OakfieldNYCM Insurance$17-56%$-36
Oak HillNYCM Insurance$19-55%$-38
Oakland GardensKemper$46-56%$-89
Oaks CornersNYCM Insurance$14-65%$-44
ObernburgNYCM Insurance$24-57%$-52
Ocean BeachNYCM Insurance$30-62%$-80
OceansideNYCM Insurance$37-56%$-78
OdessaNYCM Insurance$13-64%$-36
OgdensburgNYCM Insurance$14-60%$-35
OlcottNYCM Insurance$19-55%$-38
Old BethpageNYCM Insurance$27-61%$-71
Old ChathamNYCM Insurance$18-55%$-37
Old ForgeNYCM Insurance$18-52%$-31
Old WestburyNYCM Insurance$29-62%$-79
OlivebridgeNYCM Insurance$18-61%$-46
OlmstedvilleNYCM Insurance$18-50%$-29
OneidaNYCM Insurance$18-52%$-32
OntarioNYCM Insurance$14-58%$-33
Ontario CenterNYCM Insurance$14-70%$-55
OrangeburgNYCM Insurance$28-54%$-54
Orchard ParkNYCM Insurance$19-56%$-40
OrientNYCM Insurance$22-59%$-52
OriskanyNYCM Insurance$17-57%$-36
Oriskany FallsNYCM Insurance$16-59%$-37
OssiningNYCM Insurance$26-53%$-48
OswegatchieNYCM Insurance$14-60%$-35
OtegoNYCM Insurance$15-60%$-38
OtisvilleNYCM Insurance$24-56%$-50
OuaquagaNYCM Insurance$15-58%$-33
OvidNYCM Insurance$15-58%$-33
OwegoNYCM Insurance$16-53%$-30
Owls HeadNYCM Insurance$13-60%$-33
OxbowNYCM Insurance$15-68%$-52
OxfordNYCM Insurance$15-58%$-34
Oyster BayNYCM Insurance$27-61%$-70
Ozone ParkNYCM Insurance$45-60%$-113
Palatine BridgeNYCM Insurance$15-60%$-35
PalenvilleNYCM Insurance$20-56%$-41
PalisadesNYCM Insurance$28-55%$-56
PalmyraNYCM Insurance$14-59%$-33
PanamaProgressive$20-52%$-32
ParadoxNYCM Insurance$13-62%$-36
ParishNYCM Insurance$16-56%$-34
ParishvilleNYCM Insurance$14-59%$-34
ParksvilleNYCM Insurance$22-58%$-50
PattersonNYCM Insurance$26-51%$-44
Paul SmithsNYCM Insurance$14-61%$-35
PavilionNYCM Insurance$15-61%$-38
PawlingNYCM Insurance$22-55%$-46
Pearl RiverKemper$30-55%$-55
PeconicNYCM Insurance$22-59%$-53
PelhamNYCM Insurance$22-65%$-67
PenfieldNYCM Insurance$16-55%$-32
PennellvilleNYCM Insurance$16-55%$-33
Penn YanNYCM Insurance$14-59%$-34
PerkinsvilleNYCM Insurance$14-70%$-55
PerryNYCM Insurance$15-59%$-36
PerrysburgProgressive$21-52%$-32
PeruNYCM Insurance$13-59%$-31
PeterboroNYCM Insurance$16-62%$-43
PetersburgNYCM Insurance$18-52%$-33
PhelpsNYCM Insurance$14-59%$-34
PhiladelphiaNYCM Insurance$15-59%$-35
PhillipsportNYCM Insurance$22-61%$-58
PhilmontNYCM Insurance$18-56%$-38
PhoeniciaNYCM Insurance$18-61%$-46
PhoenixNYCM Insurance$16-55%$-34
PiercefieldNYCM Insurance$14-59%$-33
PiermontNYCM Insurance$28-54%$-53
Pierrepont ManorNYCM Insurance$15-63%$-43
PiffardNYCM Insurance$15-57%$-34
Pine BushNYCM Insurance$22-58%$-50
Pine CityNYCM Insurance$13-63%$-35
Pine HillNYCM Insurance$18-60%$-45
Pine IslandNYCM Insurance$24-57%$-52
Pine PlainsNYCM Insurance$22-52%$-39
Pine ValleyNYCM Insurance$13-64%$-36
PisecoNYCM Insurance$18-52%$-31
PitcherNYCM Insurance$17-54%$-32
PittsfordNYCM Insurance$16-55%$-32
PlainviewNYCM Insurance$27-61%$-70
PlainvilleNYCM Insurance$15-65%$-44
Pleasant ValleyNYCM Insurance$19-61%$-50
PleasantvilleNYCM Insurance$24-56%$-51
PlessisNYCM Insurance$15-57%$-34
PlymouthNYCM Insurance$17-53%$-32
PoestenkillNYCM Insurance$17-56%$-35
Point LookoutNYCM Insurance$37-56%$-77
PolandNYCM Insurance$18-53%$-32
Pond EddyNYCM Insurance$24-57%$-52
Poplar RidgeNYCM Insurance$15-65%$-45
PortagevilleNYCM Insurance$15-59%$-37
Port ByronNYCM Insurance$14-60%$-36
Port ChesterNYCM Insurance$22-61%$-58
Port CraneNYCM Insurance$14-59%$-34
Porter CornersNYCM Insurance$15-58%$-34
Port EwenNYCM Insurance$19-58%$-44
Port GibsonNYCM Insurance$17-58%$-38
Port HenryNYCM Insurance$13-61%$-35
Port JeffersonNYCM Insurance$30-53%$-56
Port JervisNYCM Insurance$24-57%$-52
Port KentNYCM Insurance$13-61%$-35
PortlandvilleNYCM Insurance$16-57%$-36
Port LeydenNYCM Insurance$16-55%$-33
PortvilleNYCM Insurance$15-57%$-33
Port WashingtonNYCM Insurance$29-61%$-76
PotsdamNYCM Insurance$14-65%$-44
PottersvilleNYCM Insurance$13-62%$-35
PoughquagNYCM Insurance$22-56%$-46
Pound RidgeNYCM Insurance$24-57%$-52
PrattsburghNYCM Insurance$14-58%$-33
PrattsvilleNYCM Insurance$19-58%$-43
PrebleNYCM Insurance$15-57%$-33
Preston HollowNYCM Insurance$18-56%$-37
ProspectNYCM Insurance$18-59%$-42
PulaskiNYCM Insurance$16-56%$-34
PulteneyNYCM Insurance$14-58%$-33
PultneyvilleNYCM Insurance$14-70%$-55
PurchaseNYCM Insurance$22-61%$-57
PurdysNYCM Insurance$24-56%$-51
PurlingNYCM Insurance$18-59%$-43
Putnam StationNYCM Insurance$13-62%$-36
Putnam ValleyNYCM Insurance$25-53%$-47
PyritesNYCM Insurance$14-70%$-55
Quaker StreetNYCM Insurance$17-67%$-55
QueensburyNYCM Insurance$14-60%$-35
Queens VillageNYCM Insurance$56-55%$-114
QuogueNYCM Insurance$28-52%$-50
Rainbow LakeNYCM Insurance$13-62%$-35
RandolphProgressive$21-49%$-29
RansomvilleNYCM Insurance$19-55%$-37
Raquette LakeNYCM Insurance$18-51%$-30
RavenaNYCM Insurance$18-55%$-35
Ray BrookNYCM Insurance$13-62%$-35
RaymondvilleNYCM Insurance$14-67%$-46
Reading CenterNYCM Insurance$13-70%$-48
Red CreekNYCM Insurance$14-60%$-35
RedfieldNYCM Insurance$16-56%$-34
RedfordNYCM Insurance$13-60%$-32
Red HookNYCM Insurance$22-52%$-39
RedwoodNYCM Insurance$15-57%$-34
Rego ParkNYCM Insurance$45-56%$-93
RemsenNYCM Insurance$18-53%$-33
RemsenburgNYCM Insurance$28-52%$-51
Rensselaer FallsNYCM Insurance$14-60%$-35
RensselaervilleNYCM Insurance$18-56%$-37
RetsofNYCM Insurance$15-62%$-41
RexfordNYCM Insurance$16-57%$-34
RexvilleNYCM Insurance$16-55%$-32
RhinebeckNYCM Insurance$22-54%$-42
RhinecliffNYCM Insurance$22-59%$-51
RichburgNYCM Insurance$15-62%$-42
Richfield SpringsNYCM Insurance$19-51%$-32
RichfordNYCM Insurance$16-55%$-31
RichlandNYCM Insurance$16-55%$-34
Richmond HillNYCM Insurance$45-60%$-109
RichmondvilleNYCM Insurance$19-51%$-32
RichvilleNYCM Insurance$14-60%$-36
RidgeNYCM Insurance$30-52%$-54
RidgewoodNYCM Insurance$45-56%$-93
RiftonNYCM Insurance$19-61%$-50
RipariusNYCM Insurance$14-71%$-56
RipleyProgressive$20-52%$-31
RiverheadNYCM Insurance$22-60%$-54
Rockaway ParkKemper$46-61%$-107
Rock City FallsNYCM Insurance$15-58%$-34
Rock HillNYCM Insurance$22-58%$-50
Rock StreamNYCM Insurance$14-59%$-34
Rock TavernNYCM Insurance$21-62%$-57
Rockville CentreNYCM Insurance$37-55%$-74
Rocky PointNYCM Insurance$30-53%$-56
RodmanNYCM Insurance$15-58%$-34
RomeNYCM Insurance$17-56%$-34
RomulusNYCM Insurance$15-57%$-33
RonkonkomaNYCM Insurance$28-57%$-59
RooseveltNYCM Insurance$37-59%$-87
RooseveltownNYCM Insurance$14-65%$-43
RoscoeProgressive$26-52%$-40
RoseboomNYCM Insurance$19-51%$-32
RosedaleNYCM Insurance$45-61%$-115
RosendaleNYCM Insurance$19-58%$-45
Roslyn HeightsNYCM Insurance$29-62%$-81
RotterdamNYCM Insurance$17-55%$-35
Rotterdam JunctionNYCM Insurance$17-55%$-33
Round LakeNYCM Insurance$16-57%$-33
Round TopNYCM Insurance$18-59%$-44
Rouses PointNYCM Insurance$13-60%$-32
RoxburyNYCM Insurance$19-52%$-34
RubyNYCM Insurance$21-58%$-46
RushNYCM Insurance$16-56%$-33
RushfordNYCM Insurance$19-51%$-32
RushvilleNYCM Insurance$17-51%$-29
RussellNYCM Insurance$14-59%$-34
SabaelNYCM Insurance$18-56%$-37
Sackets HarborNYCM Insurance$15-59%$-35
SagaponackNYCM Insurance$22-67%$-72
SalamancaNYCM Insurance$16-55%$-33
SalemNYCM Insurance$14-60%$-35
Salisbury CenterNYCM Insurance$18-52%$-31
Salt PointNYCM Insurance$18-64%$-51
SanbornNYCM Insurance$19-55%$-38
Sand LakeNYCM Insurance$18-52%$-33
SanduskyNYCM Insurance$19-56%$-39
Sandy CreekNYCM Insurance$16-56%$-34
SaranacNYCM Insurance$13-60%$-32
Saranac LakeNYCM Insurance$14-61%$-35
SardiniaNYCM Insurance$18-56%$-37
SaugertiesNYCM Insurance$20-56%$-41
SauquoitNYCM Insurance$15-60%$-37
SavannahNYCM Insurance$14-60%$-35
SavonaNYCM Insurance$14-58%$-33
SayvilleNYCM Insurance$30-53%$-55
ScarsdaleNYCM Insurance$22-61%$-58
SchaghticokeNYCM Insurance$14-61%$-37
SchenevusNYCM Insurance$16-57%$-35
Schodack LandingNYCM Insurance$18-51%$-32
SchoharieProgressive$21-52%$-33
Schroon LakeNYCM Insurance$13-62%$-36
Schuyler FallsNYCM Insurance$13-60%$-33
Schuyler LakeNYCM Insurance$16-67%$-55
SchuylervilleNYCM Insurance$15-58%$-34
ScioNYCM Insurance$16-56%$-32
Scipio CenterNYCM Insurance$15-59%$-35
ScotchtownNYCM Insurance$19-65%$-60
ScotiaNYCM Insurance$14-63%$-38
ScottsburgNYCM Insurance$15-58%$-35
ScottsvilleNYCM Insurance$16-56%$-33
Sea CliffNYCM Insurance$27-62%$-72
SeafordNYCM Insurance$31-59%$-72
SeldenNYCM Insurance$30-53%$-55
SelkirkNYCM Insurance$18-54%$-34
Seneca CastleNYCM Insurance$17-58%$-39
Seneca FallsNYCM Insurance$15-59%$-35
SeveranceNYCM Insurance$13-62%$-35
ShandakenNYCM Insurance$18-60%$-45
Sharon SpringsNYCM Insurance$19-51%$-32
Shelter IslandNYCM Insurance$22-61%$-58
Shelter Island HeightsNYCM Insurance$22-62%$-58
SherburneNYCM Insurance$17-55%$-34
ShermanProgressive$20-52%$-32
SherrillNYCM Insurance$18-53%$-33
ShirleyNYCM Insurance$28-56%$-60
ShokanNYCM Insurance$18-61%$-46
ShortsvilleNYCM Insurance$17-49%$-27
Shrub OakNYCM Insurance$26-53%$-48
ShushanNYCM Insurance$14-60%$-35
SidneyNYCM Insurance$15-59%$-37
Sidney CenterNYCM Insurance$15-60%$-37
Silver BayNYCM Insurance$13-63%$-37
Silver CreekNYCM Insurance$17-56%$-36
Silver LakeNYCM Insurance$15-69%$-56
Silver SpringsNYCM Insurance$15-59%$-37
SinclairvilleNYCM Insurance$17-53%$-31
SkaneatelesNYCM Insurance$15-60%$-36
Skaneateles FallsNYCM Insurance$15-65%$-44
Slate HillNYCM Insurance$24-57%$-52
Slaterville SpringsNYCM Insurance$18-49%$-29
SlingerlandsNYCM Insurance$18-53%$-34
SloansvilleProgressive$23-47%$-29
SloatsburgNYCM Insurance$28-56%$-59
SmallwoodNYCM Insurance$22-61%$-59
SmithboroNYCM Insurance$16-67%$-53
SmithtownNYCM Insurance$28-58%$-64
Smithville FlatsNYCM Insurance$16-57%$-34
SmyrnaNYCM Insurance$17-54%$-33
SodusNYCM Insurance$14-58%$-33
Sodus PointNYCM Insurance$14-59%$-34
SolsvilleNYCM Insurance$16-57%$-34
SolvayNYCM Insurance$14-61%$-37
SonyeaNYCM Insurance$15-68%$-54
Sound BeachNYCM Insurance$30-54%$-57
South BethlehemNYCM Insurance$18-58%$-41
South ButlerNYCM Insurance$14-70%$-56
South ByronNYCM Insurance$15-63%$-43
South CairoNYCM Insurance$19-58%$-42
South ColtonNYCM Insurance$14-59%$-34
South DaytonProgressive$21-51%$-31
South FallsburgNYCM Insurance$22-59%$-52
South FarmingdaleNYCM Insurance$26-62%$-70
SouthfieldsNYCM Insurance$23-59%$-54
South Glens FallsNYCM Insurance$14-61%$-35
South JamesportNYCM Insurance$22-66%$-71
South KortrightNYCM Insurance$19-52%$-34
South LimaNYCM Insurance$15-68%$-54
South New BerlinNYCM Insurance$17-54%$-33
SoutholdNYCM Insurance$22-59%$-53
South OtselicNYCM Insurance$17-53%$-32
South Ozone ParkNYCM Insurance$45-61%$-115
South PlymouthNYCM Insurance$17-54%$-32
South Richmond HillNYCM Insurance$45-60%$-110
South SalemNYCM Insurance$24-57%$-52
South WalesNYCM Insurance$18-58%$-39
SparkillNYCM Insurance$28-55%$-57
Sparrow BushNYCM Insurance$24-57%$-52
SpeculatorNYCM Insurance$18-51%$-30
SpencerNYCM Insurance$16-55%$-32
SpencerportNYCM Insurance$16-56%$-32
SpencertownNYCM Insurance$20-53%$-36
SpeonkNYCM Insurance$28-52%$-51
SprakersNYCM Insurance$15-61%$-37
Spring BrookNYCM Insurance$16-64%$-47
Springfield CenterNYCM Insurance$19-51%$-32
Springfield GardensNYCM Insurance$45-61%$-114
Spring GlenNYCM Insurance$22-58%$-50
SpringsNYCM Insurance$22-60%$-53
Spring ValleyNYCM Insurance$28-56%$-58
SpringvilleNYCM Insurance$18-57%$-38
SpringwaterNYCM Insurance$17-53%$-32
StaatsburgNYCM Insurance$18-63%$-50
StaffordNYCM Insurance$15-60%$-37
St. AlbansNYCM Insurance$45-61%$-117
StamfordKemper$21-50%$-32
StanfordvilleNYCM Insurance$22-55%$-44
StanleyNYCM Insurance$17-50%$-28
Star LakeNYCM Insurance$14-60%$-35
Staten IslandNYCM Insurance$33-61%$-88
St. BonaventureNYCM Insurance$16-61%$-41
SteamburgProgressive$21-56%$-38
Stella NiagaraNYCM Insurance$19-62%$-52
StephentownNYCM Insurance$18-52%$-33
SterlingNYCM Insurance$14-61%$-37
Sterling ForestNYCM Insurance$23-63%$-63
StillwaterNYCM Insurance$15-59%$-36
StittvilleNYCM Insurance$17-57%$-36
St. JamesNYCM Insurance$28-59%$-64
St. JohnsvilleNYCM Insurance$15-60%$-36
StocktonNYCM Insurance$17-54%$-32
Stone RidgeNYCM Insurance$19-58%$-44
Stony BrookNYCM Insurance$28-57%$-60
Stony CreekNYCM Insurance$18-51%$-30
Stony PointNYCM Insurance$28-54%$-55
StormvilleNYCM Insurance$19-62%$-52
StowProgressive$20-64%$-51
StratfordNYCM Insurance$18-52%$-31
St. Regis FallsNYCM Insurance$14-58%$-32
StrykersvilleNYCM Insurance$19-52%$-33
StuyvesantNYCM Insurance$18-55%$-37
Stuyvesant FallsNYCM Insurance$18-59%$-44
SuffernNYCM Insurance$28-55%$-57
Sugar LoafNYCM Insurance$23-63%$-64
SummitNYCM Insurance$20-48%$-30
SummitvilleNYCM Insurance$22-61%$-58
SunnysideKemper$54-48%$-76
SurpriseNYCM Insurance$19-57%$-42
SwainNYCM Insurance$15-59%$-36
Swan LakeNYCM Insurance$22-58%$-52
Sylvan BeachNYCM Insurance$18-59%$-41
SyossetNYCM Insurance$27-61%$-70
TabergNYCM Insurance$16-56%$-35
TallmanNYCM Insurance$28-56%$-59
TannersvilleNYCM Insurance$18-60%$-44
TappanKemper$30-55%$-54
TarrytownNYCM Insurance$22-61%$-58
TerryvilleNYCM Insurance$30-54%$-58
ThendaraNYCM Insurance$18-57%$-39
TheresaNYCM Insurance$15-57%$-34
ThiellsKemper$30-55%$-55
Thompson RidgeNYCM Insurance$22-59%$-53
ThompsonvilleNYCM Insurance$22-60%$-54
ThornwoodNYCM Insurance$24-57%$-52
Thousand Island ParkNYCM Insurance$15-62%$-42
Three Mile BayNYCM Insurance$15-57%$-34
TiconderogaNYCM Insurance$13-62%$-35
TillsonNYCM Insurance$19-58%$-45
Tioga CenterNYCM Insurance$16-67%$-52
TivoliNYCM Insurance$22-52%$-39
Tomkins CoveKemper$31-54%$-54
TreadwellKemper$21-51%$-32
Tribes HillNYCM Insurance$14-66%$-45
TroupsburgNYCM Insurance$16-55%$-32
Trout CreekNYCM Insurance$15-70%$-59
TrumansburgNYCM Insurance$18-49%$-29
TruxtonNYCM Insurance$17-54%$-33
TuckahoeNYCM Insurance$22-62%$-60
TullyNYCM Insurance$15-60%$-37
TunnelNYCM Insurance$14-71%$-58
Tupper LakeNYCM Insurance$14-60%$-34
TurinNYCM Insurance$16-55%$-33
Tuxedo ParkNYCM Insurance$23-59%$-53
Ulster ParkNYCM Insurance$19-58%$-44
UnadillaNYCM Insurance$15-60%$-37
UniondaleNYCM Insurance$34-62%$-92
Union HillNYCM Insurance$14-65%$-44
Union SpringsNYCM Insurance$15-58%$-34
UnionvilleNYCM Insurance$24-59%$-56
University at BuffaloNYCM Insurance$19-66%$-62
Upper JayNYCM Insurance$13-61%$-35
UptonNYCM Insurance$30-53%$-55
ValatieNYCM Insurance$18-54%$-36
ValhallaNYCM Insurance$22-60%$-54
Valley CottageKemper$30-54%$-54
Valley FallsNYCM Insurance$14-62%$-39
Van Buren PointNYCM Insurance$16-67%$-53
Van EttenNYCM Insurance$13-63%$-37
Van HornesvilleNYCM Insurance$19-51%$-31
VarysburgNYCM Insurance$19-52%$-33
VerbankNYCM Insurance$22-55%$-45
VermontvilleNYCM Insurance$13-61%$-34
VernonNYCM Insurance$16-58%$-36
Vernon CenterNYCM Insurance$16-58%$-36
VeronaNYCM Insurance$18-53%$-32
Verona BeachNYCM Insurance$18-59%$-41
VerplanckNYCM Insurance$26-56%$-53
VersaillesProgressive$21-59%$-42
VestalNYCM Insurance$16-53%$-30
VictorNYCM Insurance$17-50%$-29
Victory MillsNYCM Insurance$15-63%$-42
VoorheesvilleNYCM Insurance$18-53%$-34
WaccabucNYCM Insurance$24-56%$-51
WaddingtonNYCM Insurance$14-58%$-32
Wading RiverNYCM Insurance$30-51%$-51
WainscottNYCM Insurance$22-67%$-71
WaldenNYCM Insurance$19-65%$-61
Wales CenterNYCM Insurance$19-59%$-44
Walker ValleyNYCM Insurance$22-59%$-53
WallkillNYCM Insurance$22-57%$-48
WaltonKemper$21-50%$-31
WalworthNYCM Insurance$14-59%$-34
WampsvilleNYCM Insurance$16-62%$-42
WanakenaNYCM Insurance$14-65%$-43
WantaghNYCM Insurance$31-58%$-70
Wappingers FallsNYCM Insurance$22-56%$-46
WarnersNYCM Insurance$15-60%$-36
WarnervilleProgressive$23-48%$-30
WarrensburgNYCM Insurance$14-60%$-35
WarsawNYCM Insurance$19-52%$-33
WarwickNYCM Insurance$23-59%$-54
Washington MillsNYCM Insurance$15-65%$-46
WashingtonvilleNYCM Insurance$21-63%$-58
WassaicNYCM Insurance$22-55%$-44
WaterfordNYCM Insurance$16-57%$-35
WaterlooNYCM Insurance$14-60%$-34
Water MillNYCM Insurance$22-60%$-54
WaterportNYCM Insurance$18-54%$-33
WatervilleNYCM Insurance$16-59%$-37
Watkins GlenNYCM Insurance$13-64%$-36
WaverlyNYCM Insurance$13-62%$-35
WawarsingNYCM Insurance$22-56%$-46
WaylandNYCM Insurance$14-59%$-34
WebsterNYCM Insurance$16-55%$-32
WeedsportNYCM Insurance$14-61%$-37
Wellesley IslandNYCM Insurance$15-57%$-33
WellsNYCM Insurance$18-51%$-30
Wells BridgeNYCM Insurance$15-60%$-37
WellsburgNYCM Insurance$13-61%$-33
WellsvilleNYCM Insurance$16-56%$-32
West BabylonNYCM Insurance$30-59%$-70
West BloomfieldNYCM Insurance$17-51%$-29
WestbrookvilleNYCM Insurance$22-61%$-58
West BurlingtonNYCM Insurance$15-60%$-38
WestburyNYCM Insurance$34-57%$-74
West CampNYCM Insurance$20-60%$-49
West ChazyNYCM Insurance$13-59%$-32
West ClarksvilleProgressive$20-57%$-38
West CoxsackieNYCM Insurance$19-54%$-36
WestdaleNYCM Insurance$16-56%$-35
West DavenportNYCM Insurance$16-61%$-43
West EatonNYCM Insurance$16-63%$-44
West EdmestonNYCM Insurance$16-58%$-36
West ElmiraNYCM Insurance$13-61%$-34
WesterloNYCM Insurance$18-55%$-35
WesternvilleNYCM Insurance$16-56%$-35
West FallsNYCM Insurance$19-56%$-39
WestfieldNYCM Insurance$16-55%$-33
WestfordNYCM Insurance$19-52%$-33
West FultonNYCM Insurance$19-52%$-33
WesthamptonNYCM Insurance$28-50%$-47
Westhampton BeachNYCM Insurance$28-49%$-44
West HarrisonNYCM Insurance$22-61%$-57
West HaverstrawNYCM Insurance$28-54%$-54
West HempsteadNYCM Insurance$34-62%$-89
West HenriettaNYCM Insurance$17-53%$-32
West HurleyNYCM Insurance$21-56%$-42
West IslipNYCM Insurance$30-57%$-64
West KillNYCM Insurance$18-60%$-45
West LebanonNYCM Insurance$18-59%$-44
West LeydenNYCM Insurance$16-56%$-34
West MonroeNYCM Insurance$16-55%$-34
WestmorelandNYCM Insurance$15-60%$-38
West OneontaNYCM Insurance$15-60%$-38
West ParkNYCM Insurance$19-61%$-50
West PointNYCM Insurance$24-57%$-52
WestportNYCM Insurance$13-61%$-34
West Sand LakeNYCM Insurance$14-63%$-39
West SayvilleNYCM Insurance$30-55%$-58
West SenecaNYCM Insurance$19-57%$-41
West ShokanNYCM Insurance$18-61%$-46
West StockholmNYCM Insurance$14-59%$-33
WesttownNYCM Insurance$24-57%$-52
West ValleyNYCM Insurance$19-51%$-31
West WinfieldNYCM Insurance$19-50%$-30
WevertownNYCM Insurance$13-62%$-35
WhipplevilleNYCM Insurance$14-61%$-34
WhitehallNYCM Insurance$14-60%$-35
White LakeNYCM Insurance$22-59%$-54
WhitesboroNYCM Insurance$15-61%$-39
WhitestoneNYCM Insurance$45-54%$-88
White Sulphur SpringsNYCM Insurance$22-58%$-51
WhitesvilleNYCM Insurance$16-57%$-34
Whitney PointNYCM Insurance$16-55%$-31
WillardNYCM Insurance$15-64%$-43
WilletNYCM Insurance$16-57%$-34
WilliamsonNYCM Insurance$14-58%$-32
WilliamstownNYCM Insurance$16-56%$-34
Williston ParkNYCM Insurance$29-62%$-80
WillowNYCM Insurance$18-61%$-46
WillsboroNYCM Insurance$13-61%$-34
WillseyvilleNYCM Insurance$16-55%$-32
WilmingtonNYCM Insurance$13-61%$-35
WilsonNYCM Insurance$19-55%$-38
WindhamNYCM Insurance$19-58%$-43
WindsorNYCM Insurance$15-57%$-33
WingdaleNYCM Insurance$22-55%$-46
WinthropNYCM Insurance$14-58%$-33
WitherbeeNYCM Insurance$13-62%$-35
WolcottNYCM Insurance$14-60%$-35
WoodbourneNYCM Insurance$22-57%$-50
WoodburyNYCM Insurance$27-61%$-71
WoodgateNYCM Insurance$18-53%$-32
WoodhavenNYCM Insurance$45-59%$-106
WoodhullNYCM Insurance$16-55%$-32
WoodmereNYCM Insurance$37-59%$-87
WoodridgeNYCM Insurance$22-59%$-53
WoodsideNYCM Insurance$45-55%$-91
WoodstockNYCM Insurance$18-61%$-46
WorcesterNYCM Insurance$16-56%$-35
WurtsboroNYCM Insurance$22-59%$-52
WyandanchNYCM Insurance$30-60%$-74
WynantskillNYCM Insurance$18-53%$-34
WyomingNYCM Insurance$15-59%$-37
YaphankNYCM Insurance$28-56%$-60
YorkvilleNYCM Insurance$15-61%$-39
YoungstownNYCM Insurance$19-55%$-38
YoungsvilleNYCM Insurance$24-54%$-46
YulanNYCM Insurance$24-56%$-51

*The lowest rate referenced is for a minimum coverage policy for a 40-year-old with good credit and no driving violations.

Cheapest Car Insurance in New York By Driver Age Group

We analyzed car insurance rates across New York for three age groups: young drivers (16 to 25), adult drivers (26 to 64) and seniors (65+). Here are the providers that offer the best deals:

  • Young drivers can get the lowest rates from NYCM, starting at $39 per month
  • Adult drivers find the best deals with Progressive, with rates from $33 per month
  • Senior drivers see the most affordable coverage through Progressive, beginning at $48 per month

Cheapest Car Insurance for Young Drivers in New York

Young drivers in New York can find the cheapest rates with NYCM. Minimum coverage averages about $465 per year, which is roughly 70% lower than the state average. That translates to an annual savings of around $1,109 compared to other providers.

If you're under 25, note that insurance requirements and available discounts may vary. Always verify coverage meets your state's legal requirements.

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Coverage Level (Friendly):State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
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Driving Record:Clean
Progressive$81$971-38%$-603
Erie Insurance$91$1,086-31%$-488
NYCM Insurance$39$465-70%$-1,109
American Family$69$824-48%$-750
Kemper$116$1,393-12%$-182

Cheapest Car Insurance for Adult Drivers in New York

Progressive provides the most affordable rates for adult drivers in New York. Minimum coverage costs about $402 per year, which is 47% lower than the state average. Full coverage averages $745 annually, or 49% less than the state average, giving drivers an estimated $712 in yearly savings.

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Driving Record:
Progressive$65$774-54%$-920
NYCM Insurance$60$722-57%$-972
Geico$104$1,253-26%$-441
American Family$115$1,384-18%$-310
Kemper$95$1,141-33%$-553
Progressive$65$774-49%$-733
NYCM Insurance$60$722-52%$-785
American Family$88$1,055-30%$-452
Geico$90$1,083-28%$-425
Kemper$70$841-44%$-666
Progressive$67$806-64%$-1,431
NYCM Insurance$88$1,051-53%$-1,186
American Family$108$1,291-42%$-946
State Farm$136$1,633-27%$-604
Kemper$97$1,166-48%$-1,071
Progressive$66$795-53%$-908
NYCM Insurance$80$960-44%$-743
American Family$92$1,098-36%$-605
Geico$104$1,253-26%$-450
Kemper$86$1,026-40%$-677
Travelers$160$1,922-31%$-844
Progressive$206$2,478-10%$-288
NYCM Insurance$145$1,746-37%$-1,020
Mercury Insurance$213$2,555-8%$-211
Geico$173$2,078-25%$-687
Erie Insurance$154$1,843-24%$-586
Travelers$160$1,922-21%$-507
NYCM Insurance$145$1,746-28%$-684
Geico$150$1,796-26%$-633
Kemper$199$2,387-2%$-42
Progressive$215$2,579-27%$-936
Travelers$189$2,273-35%$-1,242
Erie Insurance$232$2,782-21%$-733
NYCM Insurance$212$2,540-28%$-975
Mercury Insurance$255$3,058-13%$-457
Erie Insurance$154$1,843-33%$-898
Travelers$160$1,922-30%$-819
Progressive$212$2,543-7%$-198
NYCM Insurance$193$2,322-15%$-420
Geico$173$2,078-24%$-663
Progressive$62$745-55%$-894
NYCM Insurance$58$700-57%$-939
Geico$104$1,244-24%$-394
American Family$115$1,379-16%$-260
Kemper$93$1,115-32%$-524
Progressive$62$745-49%$-712
NYCM Insurance$58$700-52%$-757
American Family$88$1,051-28%$-406
Geico$90$1,075-26%$-382
Kemper$68$819-44%$-638
Progressive$65$776-64%$-1,390
NYCM Insurance$85$1,018-53%$-1,149
American Family$107$1,286-41%$-880
State Farm$153$1,832-15%$-335
Kemper$95$1,139-47%$-1,028
Progressive$64$765-53%$-877
NYCM Insurance$78$930-43%$-712
American Family$91$1,094-33%$-548
Geico$104$1,244-24%$-398
Kemper$83$1,000-39%$-642
Progressive$199$2,384-13%$-345
Travelers$160$1,924-30%$-805
NYCM Insurance$141$1,691-38%$-1,037
Mercury Insurance$180$2,157-21%$-571
Geico$172$2,064-24%$-665
Erie Insurance$145$1,745-27%$-650
Travelers$160$1,924-20%$-472
NYCM Insurance$141$1,691-29%$-705
Mercury Insurance$168$2,021-16%$-375
Geico$149$1,783-26%$-612
Progressive$207$2,484-28%$-977
Travelers$190$2,275-34%$-1,186
Erie Insurance$220$2,634-24%$-827
Mercury Insurance$215$2,582-25%$-879
NYCM Insurance$205$2,461-29%$-1,000
Erie Insurance$145$1,745-35%$-954
Progressive$204$2,448-9%$-251
Travelers$160$1,924-29%$-776
NYCM Insurance$187$2,249-17%$-450
Geico$172$2,064-24%$-635
Progressive$36$430-53%$-479
NYCM Insurance$27$327-64%$-582
Geico$52$623-31%$-286
American Family$59$703-23%$-206
Kemper$49$587-35%$-322
Progressive$36$430-47%$-381
NYCM Insurance$27$327-60%$-484
American Family$46$552-32%$-258
Geico$45$539-33%$-271
Kemper$35$422-48%$-389
Progressive$37$449-62%$-741
NYCM Insurance$42$502-58%$-688
American Family$55$659-45%$-532
State Farm$69$833-30%$-357
Kemper$48$582-51%$-609
Progressive$37$443-51%$-467
NYCM Insurance$38$451-50%$-459
American Family$47$570-37%$-340
Geico$52$623-32%$-287
Kemper$42$505-45%$-405
Progressive$90$1,084-18%$-236
Erie Insurance$95$1,134-14%$-185
Travelers$88$1,052-20%$-268
NYCM Insurance$69$828-37%$-491
Geico$78$936-29%$-384
Erie Insurance$62$744-36%$-416
Progressive$90$1,084-6%$-75
Travelers$88$1,052-9%$-107
NYCM Insurance$69$828-29%$-331
Geico$67$810-30%$-349
Progressive$94$1,132-33%$-555
Erie Insurance$96$1,151-32%$-536
Travelers$102$1,219-28%$-467
NYCM Insurance$106$1,274-24%$-413
Mercury Insurance$126$1,513-10%$-174
Erie Insurance$62$744-43%$-561
Progressive$93$1,116-14%$-189
Travelers$88$1,052-19%$-253
Geico$78$936-28%$-369
NYCM Insurance$95$1,142-12%$-163
Progressive$33$402-53%$-451
NYCM Insurance$25$305-64%$-548
Geico$51$613-28%$-240
American Family$57$682-20%$-171
Kemper$47$567-34%$-286
Progressive$33$402-47%$-359
NYCM Insurance$25$305-60%$-455
American Family$45$536-30%$-225
Geico$44$531-30%$-230
Kemper$34$407-46%$-353
Progressive$35$420-63%$-701
NYCM Insurance$39$469-58%$-652
American Family$53$639-43%$-482
State Farm$82$982-12%$-139
Kemper$47$562-50%$-559
Progressive$34$414-51%$-438
NYCM Insurance$35$421-51%$-431
American Family$46$553-35%$-299
Geico$51$613-28%$-238
Kemper$41$488-43%$-364
Erie Insurance$84$1,011-21%$-265
Travelers$84$1,004-21%$-272
NYCM Insurance$64$773-39%$-502
Mercury Insurance$81$971-24%$-304
Geico$77$921-28%$-355
Erie Insurance$55$663-41%$-458
Travelers$84$1,004-10%$-117
NYCM Insurance$64$773-31%$-347
Mercury Insurance$76$906-19%$-214
Geico$66$797-29%$-323
Progressive$88$1,058-35%$-571
Erie Insurance$85$1,025-37%$-604
Travelers$97$1,164-29%$-466
Mercury Insurance$98$1,173-28%$-457
NYCM Insurance$99$1,189-27%$-440
Erie Insurance$55$663-47%$-596
Progressive$87$1,043-17%$-216
Travelers$84$1,004-20%$-256
NYCM Insurance$89$1,066-15%$-193
Geico$77$921-27%$-338

Cheapest Car Insurance for Senior Drivers in New York

Progressive offers New York seniors the most affordable car insurance rates for both coverage levels. Minimum coverage averages about $48 per month, while full coverage costs around $84 per month or $1,012 annually. That makes full coverage approximately 46% cheaper than the state average.

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Driving Record:
Progressive$52$621-41%$-433
Progressive$88$1,050-51%$-1,109
NYCM Insurance$83$993-54%$-1,166
Geico$134$1,602-26%$-557
State Farm$156$1,873-13%$-286
Kemper$120$1,444-33%$-716
Progressive$88$1,050-45%$-876
Erie Insurance$137$1,649-14%$-277
NYCM Insurance$83$993-48%$-933
Geico$115$1,385-28%$-541
Kemper$89$1,064-45%$-862
Progressive$91$1,093-61%$-1,736
NYCM Insurance$120$1,445-49%$-1,384
State Farm$156$1,873-34%$-956
American Family$182$2,183-23%$-646
Kemper$123$1,475-48%$-1,354
Progressive$90$1,078-50%$-1,097
Erie Insurance$137$1,649-24%$-527
NYCM Insurance$110$1,321-39%$-855
Geico$134$1,602-26%$-573
Kemper$108$1,298-40%$-878
Erie Insurance$243$2,918-19%$-664
Travelers$219$2,634-26%$-949
NYCM Insurance$200$2,400-33%$-1,182
Chubb$269$3,223-10%$-360
Geico$222$2,658-26%$-925
Erie Insurance$163$1,956-38%$-1,188
Travelers$219$2,634-16%$-510
NYCM Insurance$200$2,400-24%$-743
Geico$191$2,297-27%$-847
Chubb$250$3,000-5%$-143
Erie Insurance$246$2,952-34%$-1,553
Progressive$292$3,499-22%$-1,006
Travelers$259$3,113-31%$-1,392
NYCM Insurance$291$3,493-22%$-1,013
Mercury Insurance$335$4,025-11%$-480
Erie Insurance$163$1,956-45%$-1,586
Travelers$219$2,634-26%$-909
Progressive$288$3,450-3%$-92
Geico$222$2,658-25%$-884
NYCM Insurance$266$3,192-10%$-350
Progressive$84$1,012-51%$-1,074
NYCM Insurance$80$962-54%$-1,125
Geico$133$1,591-24%$-495
State Farm$175$2,1021%$15
Kemper$118$1,410-32%$-676
Progressive$84$1,012-46%$-848
Erie Insurance$130$1,561-16%$-299
NYCM Insurance$80$962-48%$-898
Geico$115$1,375-26%$-485
Kemper$87$1,039-44%$-821
Progressive$88$1,054-62%$-1,684
NYCM Insurance$117$1,400-49%$-1,338
State Farm$175$2,102-23%$-635
American Family$181$2,175-21%$-562
Kemper$120$1,441-47%$-1,296
Progressive$87$1,039-50%$-1,056
Erie Insurance$130$1,561-25%$-534
NYCM Insurance$107$1,279-39%$-816
Geico$133$1,591-24%$-504
Kemper$106$1,268-39%$-827
Erie Insurance$230$2,763-22%$-767
Travelers$220$2,636-25%$-894
NYCM Insurance$194$2,325-34%$-1,204
Mercury Insurance$237$2,839-20%$-690
Geico$220$2,640-25%$-890
Erie Insurance$154$1,852-40%$-1,244
Travelers$220$2,636-15%$-460
NYCM Insurance$194$2,325-25%$-771
Mercury Insurance$222$2,660-14%$-436
Geico$190$2,281-26%$-816
Erie Insurance$233$2,795-37%$-1,636
Progressive$281$3,372-24%$-1,059
Travelers$260$3,115-30%$-1,315
Mercury Insurance$283$3,399-23%$-1,032
NYCM Insurance$282$3,384-24%$-1,047
Erie Insurance$154$1,852-47%$-1,630
Travelers$220$2,636-24%$-847
Mercury Insurance$271$3,251-7%$-232
Geico$220$2,640-24%$-843
NYCM Insurance$258$3,093-11%$-389
Progressive$52$621-47%$-558
NYCM Insurance$40$484-59%$-695
Geico$68$816-31%$-363
State Farm$80$956-19%$-223
Kemper$67$808-31%$-371
NYCM Insurance$40$484-54%$-569
Geico$59$706-33%$-348
State Farm$72$862-18%$-192
Kemper$48$581-45%$-473
Progressive$54$648-58%$-891
NYCM Insurance$62$745-52%$-794
State Farm$80$956-38%$-583
American Family$92$1,102-28%$-437
Kemper$67$801-48%$-738
Progressive$53$639-46%$-545
Erie Insurance$72$862-27%$-322
NYCM Insurance$56$668-44%$-516
Geico$68$816-31%$-368
Kemper$58$695-41%$-489
Erie Insurance$104$1,247-29%$-519
Progressive$130$1,566-11%$-200
Travelers$116$1,392-21%$-374
NYCM Insurance$102$1,228-30%$-538
Geico$102$1,225-31%$-541
Erie Insurance$68$817-47%$-732
Travelers$116$1,392-10%$-158
NYCM Insurance$102$1,228-21%$-321
Geico$88$1,060-32%$-489
Mercury Insurance$127$1,520-2%$-29
Erie Insurance$105$1,265-43%$-972
Progressive$136$1,635-27%$-602
Travelers$134$1,614-28%$-624
Mercury Insurance$164$1,967-12%$-271
NYCM Insurance$157$1,889-16%$-348
Erie Insurance$68$817-53%$-926
Progressive$134$1,612-8%$-131
Travelers$116$1,392-20%$-352
Geico$102$1,225-30%$-519
NYCM Insurance$141$1,694-3%$-50
Progressive$48$580-47%$-525
NYCM Insurance$38$452-59%$-653
Geico$67$803-27%$-302
State Farm$94$1,1272%$22
Kemper$65$780-29%$-325
Progressive$48$580-41%$-407
Erie Insurance$64$769-22%$-219
NYCM Insurance$38$452-54%$-535
Geico$58$695-30%$-293
Kemper$47$561-43%$-426
Progressive$51$606-58%$-842
NYCM Insurance$58$695-52%$-752
American Family$89$1,069-26%$-379
State Farm$94$1,127-22%$-321
Kemper$64$774-47%$-674
Progressive$50$597-46%$-508
Erie Insurance$64$769-30%$-337
NYCM Insurance$52$624-44%$-482
Geico$67$803-27%$-303
Kemper$56$672-39%$-434
Erie Insurance$93$1,111-35%$-591
Travelers$111$1,328-22%$-374
Mercury Insurance$105$1,262-26%$-440
NYCM Insurance$96$1,146-33%$-556
Geico$100$1,205-29%$-497
Erie Insurance$61$729-51%$-765
Travelers$111$1,328-11%$-165
Mercury Insurance$98$1,178-21%$-315
NYCM Insurance$96$1,146-23%$-347
Geico$87$1,043-30%$-450
Erie Insurance$94$1,127-48%$-1,028
Progressive$127$1,528-29%$-627
Travelers$128$1,540-29%$-616
Mercury Insurance$127$1,524-29%$-632
NYCM Insurance$147$1,763-18%$-392
Erie Insurance$61$729-57%$-949
Progressive$126$1,507-10%$-170
Travelers$111$1,328-21%$-349
Mercury Insurance$120$1,440-14%$-238
Geico$100$1,205-28%$-472

Cheapest Car Insurance for High-Risk Drivers in New York

We reviewed five driver profiles that insurers in New York often consider high-risk: poor credit, DUI convictions, at-fault accidents, speeding tickets and texting while driving violations. The table below shows which providers offer the lowest rates for each group:

  • Cheapest for Bad Credit: Erie (From $55/mo)
  • Cheapest With a DUI: American Family (From $53/mo)
  • Cheapest With an Accident: Progressive (From $33/mo)
  • Cheapest With a Speeding Ticket: Progressive (From $34/mo)
  • Cheapest With a Texting While Driving Violation: Auto Owners (From $46/mo)

Cheapest Car Insurance for Bad Credit in New York

Erie provides the most affordable option for New York drivers with bad credit. Minimum coverage averages $663 per year, which is about 41% lower than the state average and represents an annual savings of roughly $458.

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Age Group:Adult Drivers
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Coverage Level (Friendly):State Minimum Liability Only
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Gender:Male
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Driving Record:Clean
Erie Insurance$55$663-41%$-458
Travelers$84$1,004-10%$-117
NYCM Insurance$64$773-31%$-347
Mercury Insurance$76$906-19%$-214
Geico$66$797-29%$-323

Cheapest Car Insurance With a DUI in New York

American Family offers the cheapest rates for New York drivers with a DUI, with minimum coverage averaging $639 per year. That is about 63% lower than the state average and amounts to an annual savings of roughly $701. For full coverage, Kemper is the most affordable at $1,139 annually, which is 47% cheaper than average and translates to about $1,028 in yearly savings.

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Age Group:Adult Drivers
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Credit Alignment:Good
Progressive$35$420-63%$-701
NYCM Insurance$39$469-58%$-652
American Family$53$639-43%$-482
State Farm$82$982-12%$-139
Kemper$47$562-50%$-559

Cheapest Car Insurance With an Accident in New York

Progressive provides the cheapest option for New York drivers with an accident on their record. Minimum coverage averages about $33 per month, or $402 per year, which is 53% lower than the state average and saves drivers around $451 annually.

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Age Group:Adult Drivers
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Coverage Level (Friendly):State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
Progressive$33$402-53%$-451
NYCM Insurance$25$305-64%$-548
Geico$51$613-28%$-240
American Family$57$682-20%$-171
Kemper$47$567-34%$-286

Cheapest Car Insurance With an Speeding Ticket

Progressive offers the lowest rates for New York drivers with a speeding ticket. Minimum coverage averages $414 per year, while full coverage comes to about $765 annually, making it one of the most affordable options for this driver profile.

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Age Group:Adult Drivers
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Coverage Level (Friendly):State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
Progressive$34$414-51%$-438
NYCM Insurance$35$421-51%$-431
American Family$46$553-35%$-299
Geico$51$613-28%$-238
Kemper$41$488-43%$-364

Cheapest Car Insurance With a Texting While Driving Violation

Drivers in New York with texting while driving violation can get the most affordable car insurance rates with Auto Owners. It offers minimum coverage at $547 per year. Auto Owners provide the cheapest available rate for full coverage policy at $1,201 per year.

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Age Group:Adult Drivers
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Coverage Level (Friendly):State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good

How to Get the Cheapest Car Insurance in New York

Finding the cheapest provider is just one piece of the puzzle when looking for coverage in New York. Here are proven ways to save the most on auto insurance:

  1. 1

    Shop widely across insurers

    Rates vary sharply between New York City, Long Island, and upstate areas. Get quotes from national providers, regional carriers, and local brokers.

  2. 2

    Know the minimum coverage requirements

    New York mandates 25/50/10 liability, 50/100 uninsured motorist, and $50,000 PIP (no-fault) coverage. This makes it one of the stricter states in terms of baseline requirements.

  3. 3

    Take advantage of PIP options

    New York is a no-fault state. You can enhance or manage costs by adjusting PIP add-ons, such as extended coverage for lost wages or additional medical benefits.

  4. 4

    Bundle and stack discounts

    Bundle auto with homeowners or renters insurance, maintain continuous coverage, or use paperless billing. New York insurers also give discounts for completing a state-approved defensive driving course.

  5. 5

    Adjust coverage by location

    In dense areas like NYC, comprehensive and collision are smart due to high theft and crash risks. In upstate regions with lower accident frequency, liability-only on older vehicles may suffice.

  6. 6

    Improve your driver profile

    Keep a clean record and good credit. New York insurers can factor in your credit history when pricing policies.

  7. 7

    Know the New York Automobile Insurance Plan (NYAIP)

    If you’re unable to get insured in the standard market, the NYAIP provides access to minimum required coverage.

Risks of Getting the Cheapest Car Insurance in New York

New York requires drivers to carry 25/50/10 liability coverage, which means $25,000 for injuries to one person, $50,000 total per accident, and $10,000 for property damage. Lability insurance has no deductible.

The state also mandates $50,000 in personal injury protection (PIP) and uninsured motorist bodily injury coverage of $25,000 per person and $50,000 per accident. While these minimums are higher than in many states, they still leave drivers exposed to significant financial risks.

    accident2 icon

    At-fault repairs to your own car aren’t covered

    Minimum policies don’t include collision, so you pay out of pocket if you cause an accident. The $10,000 property damage minimum only covers other people’s cars or property and can be exhausted quickly in accidents involving newer vehicles that often cost far more.

    hurricane icon

    Severe weather damage isn’t covered under minimum insurance

    New York regularly faces blizzards, hurricanes, and flooding. NOAA recorded several billion-dollar weather disasters affecting the state in 2023. Without comprehensive coverage, damage from floods, fallen trees, or hail is your responsibility.

    injury icon

    Medical and legal costs can exceed minimums, even with PIP

    PIP pays up to $50,000, but serious crashes (especially in high-cost areas like NYC) can surpass the $25,000 per-person bodily injury limit. Once PIP and liability limits run out, you’re responsible for remaining medical bills and potential lawsuits.

    uninsured icon

    UM is required, but the limits may be too low

    New York mandates UM bodily injury coverage of 25/50, but it only applies to accidents within the state unless you add an endorsement. Many drivers upgrade to Supplementary UM (SUM) to increase limits and extend protection outside of New York.

    handcuffs2 icon

    Theft and vandalism risks remain high

    New York ranked #7 nationwide for vehicle thefts in 2023, with over 32,000 cases reported. Without comprehensive insurance, you won’t receive coverage if your car is stolen or vandalized.

(National baseline data for context: In 2023, the average U.S. auto liability claim was $6,551 for property damage and $26,501 for bodily injury, according to the Insurance Information Institute. New York drivers face even higher potential costs due to denser traffic and higher repair bills.)

Minimum Coverage Requirements in New York

To legally drive in New York, motorists must carry at least the state’s minimum auto insurance. New York operates under a no-fault system, meaning your own insurer helps cover medical expenses after an accident, regardless of who caused it. The law requires liability coverage to pay for injuries and property damage you may cause to others, but the state also mandates Personal Injury Protection (PIP) and Uninsured Motorist coverage. While these limits satisfy legal requirements, many drivers choose higher coverage for stronger financial protection.

Coverage Type
Minimum Required Limit

Bodily Injury Liability (Per Person)

$25,000 per person ($50,000 for death)

Bodily Injury Liability (Per Accident)

$50,000 per accident ($100,000 for death)

Property Damage Liability

$10,000 per accident

Personal Injury Protection (PIP)

$50,000 per person

Uninsured Motorist Bodily Injury

$25,000 per person / $50,000 per accident

Cheap Car Insurance in New York: Bottom Line

NYCM offers the lowest car insurance rates in New York for most drivers and coverage types, according to our analysis. While the cheapest option is tempting, don't make price your only factor. Get as much coverage as you can afford to protect your finances when accidents happen.

Cheap Car Insurance in New York: FAQ

Below, we answer common questions about finding affordable car insurance coverage in New York.

What are the cheapest car insurance companies in New York?

Who has the cheapest car insurance rates for young drivers in New York?

Who offers the cheapest car insurance rates for seniors in New York?

Who has the cheapest car insurance in New York for bad credit?

Who has the cheapest car insurance in New York with an accident?

Who has the cheapest car insurance in New York with a DUI?

Who has the cheapest car insurance in New York for those with a speeding ticket?

Should you buy the cheapest car insurance in New York?

How We Found the Most Affordable Car Insurance in New York

MoneyGeek collected auto insurance data from the New York Department of Insurance and Quadrant Information Services. We analyzed quotes from 12 major insurers and reviewed more than 200 million rate comparisons across every residential ZIP code in New York.

New York Driver Profile

Our analysis started with a standard driver profile to find the cheapest rates:

  • 40-year-old male
  • 2012 Toyota Camry LE
  • Clean driving record
  • 12,000 miles driven annually
  • Good credit
  • Valid license
  • Currently insured
  • No claims history

We adjusted this sample profile, as specified, to find the cheapest option for various driver backgrounds.

Standard Coverage Levels in New York
We compared car insurance companies in New York that offer minimum and full coverage policies. We set the limits of the minimum coverage car insurance policy to the minimum amount required by law in New York.
The minimum coverage liability limits in New York are:

  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury
  • $10,000 per accident for property damage
  • $50,000 per person for personal injury protection (PIP)
  • $25,000 per person for uninsured motorist coverage

For full coverage policy rates, we used the following liability limits:

  • $100,000 for bodily injury liability per person
  • $300,000 for bodily injury liability per accident
  • $100,000 for property damage liability
  • Comprehensive and collision coverage with a $1,000 deductible

About Mark Fitzpatrick

Mark Fitzpatrick headshot

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.

Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!

Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.

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