Michigan's state minimum car insurance requirements include bodily injury liability of $50,000 per person and $100,000 per accident, as well as property damage liability of $10,000 per accident. Residents must also carry unlimited personal injury protection (PIP). Michigan operates under a no-fault state regime, which means that motorists are required to carry no-fault insurance to help cover injuries and damages without the need to determine fault in an accident.
The monthly premium for state minimum coverage in Michigan is around $77. To ensure you're meeting legal requirements while managing costs, familiarize yourself with the minimum car insurance requirements in Michigan. To save money, look into the cheapest car insurance in Michigan.