Hawaii requires drivers to carry minimum car insurance coverage, including $20,000 for bodily injury liability per person, $40,000 per accident and $10,000 for property damage liability. Additionally, personal injury protection (PIP) coverage of $10,000 is mandatory, reflecting Hawaii's status as a no-fault state, where your own insurance covers injury expenses regardless of who is at fault. This coverage is essential for all drivers in the state.
The monthly cost for this minimum car insurance requirements in Hawaii averages around $30. Securing the cheapest car insurance in Hawaii will depend on personal circumstances.