Hawaii requires drivers to carry minimum car insurance coverage, including $20,000 for bodily injury liability per person, $40,000 per accident and $10,000 for property damage liability. Personal injury protection coverage of $10,000 is also mandatory. Hawaii is a no-fault state where your own insurance covers injury expenses regardless of who is at fault.
The monthly cost of required minimum car insurance averages $32. To find the cheapest car insurance in Hawaii, compare different insurers for affordable options.