Compare the Cost of Dodge Journey Insurance by Model Year and Company

The driver's and vehicle's ages significantly impact the cost of car insurance for a Dodge Journey. For instance, a 40-year-old driver pays an average of $1,190 per year for a full coverage policy for a 2009 model and $1,461 per year for a 2020 model. Meanwhile, a 16-year-old driver pays an average of $5,485 per year for a 2009 model and $6,583 per year for a 2020 model.

MoneyGeek also rated the best car insurance companies for the Dodge Journey based on affordability and service quality.

Dodge Journey insurance costs an average of $1,358 per year, but your actual rate will depend on your insurance provider. For example, a full coverage policy costs $1,085 per year from State Farm and $1,532 per year from Progressive.

For a minimum coverage policy, State Farm also offers the cheapest car insurance at $491 per year, while Farmers has the most expensive policy at $759 per year.

The cost of insurance for a Dodge Journey will depend on various factors. As a mid-size crossover SUV, the Dodge Journey is generally affordable to insure. Based on recent data from the National Highway Traffic Safety Administration (NHTSA), this vehicle has low theft rates, making it less risky to insure. Additionally, a 2022 Dodge Journey has an MSRP of $23,987, and its lower value also makes it cheaper to insure.

Factors such as cost, customer satisfaction and claims management are important considerations when looking for the best car insurance for a Dodge Journey. Consider these two auto insurers as your best options for this make and model:

• State Farm: MoneyGeek score of 90 out of 100 ($1,085 per year)
• GEICO: MoneyGeek score of 88 out of 100 ($1,148 per year)

State Farm outshined other insurers in our study for its overall blend of affordability and quality service. This means you won’t have to pay a high price to receive excellent customer service from this company.

The average cost of car insurance for a given vehicle is significantly affected by the vehicle’s age. A full coverage policy for a 2009 Dodge Journey costs roughly $1,190 per year, but the same policy will cost $271 more for a 2020 model. Older models are often cheaper to insure because a car’s value depreciates over time.

In addition to your vehicle’s age, the provider you choose will also affect insurance rates. We found that State Farm is the most affordable insurance company for a 2009 Dodge Journey, with an average rate of $903 per year for a full coverage policy. GEICO is the cheapest option for a 2020 model, with an average premium of $1,226 per year.

The amount you’ll pay for Dodge Journey insurance depends on your age. Typically, car insurance for teens and young adults is significantly more expensive than for middle-aged drivers. For example, the average cost of full coverage auto insurance is $6,020 per year for a 16-year-old with a Dodge Journey and $1,315 per year for a 40-year-old driver with the same car. Rates for teens decrease as they reach young adulthood and stabilize in their 20s.

Car insurance rates for teens buying individual policies are very expensive, so it often makes more sense to add a teen driver to a family policy. In addition, teens under 18 legally need a parent or guardian to co-sign if purchasing an individual policy.

For an individual policy, State Farm is the most affordable auto insurer for 16-year-olds with a Dodge Journey at about $4,003 per year, while Progressive is the most expensive at approximately $8,841 per year. As always, it’s best to shop around and compare quotes from multiple providers to find the cheapest option for you.

Car insurance rates also tend to vary by state, so the cheapest company on average will change depending on where you live. Based on our study, Idaho is the cheapest state for Dodge Journey insurance, while Florida is the most expensive. When shopping around for a policy for a Dodge Journey, gather and compare quotes from different insurers to find the most affordable option in your state.

It’s common to have questions about affordability and service quality while shopping for Dodge Journey insurance. We answered some commonly asked questions to help you gain valuable insight.