MoneyGeek Analysis:
US Distracted Driving Fatalities Are Up 21%: These Are the Deadliest States
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Now that traffic volume is returning to pre-pandemic levels, texting, scrolling on social media, or answering emails while driving are becoming widespread — with dangerous consequences. According to the latest data from the National Highway Traffic Safety Administration (NHTSA), distracted driving fatalities increased by 11% to 3,211 deaths from 2020 to 2021. And the problem seems to be growing. Since 2018, distracted driving fatalities have increased by 21%, and the fatality rate is the highest it’s been since 2016.
MoneyGeek analyzed the most recent data from the NHTSA's Fatality Analysis Reporting System and state highway travel data from the Bureau of Transportation Statistics to see which states have the highest rates of distracted driving fatalities and find the places in the U.S. where distracted driving takes the biggest toll.
Key Findings:
Distracted driving fatalities are the highest they've been in five years. Despite Americans driving 1.2 billion fewer miles than pre-pandemic, distracted driving fatalities in the U.S. have increased by 11% since 2020 and 21% since 2018.
New Mexico had the highest rate of distracted driving fatalities for the fourth year in a row. Its distracted driving fatality rate was double that of Louisiana, the state with the second-highest rate.
Increasing distracted driving rates in Florida puts the state in the top 10 for the first time.
Indiana and Arizona had the largest increases in distracted driving deaths from 2020 and 2021, with fatalities climbing by 56% and 48%, respectively.

The States With the Highest Distracted Driving Fatality Rates
To find the states with the most dangerous distracted drivers, MoneyGeek reviewed the most recent two years of distracted driving fatality and vehicle mile data and calculated a distracted driving fatality rate for every state.
The map below shows the distracted driving rate in each state. We also ranked the states with the highest distracted driving fatality rates below and included information about each of these states' overall distracted driving fatality rate and the number of deaths related to distracted driving. MoneyGeek also specified whether or not each state had enacted a ban on using handheld devices or texting while driving — a "Yes" in this column indicates a full ban on all use, while "Partial" indicates that a state has some restrictions and "No" indicates no restrictions.
MoneyGeek's analysis found that, for the fourth year in a row, New Mexico had the dubious distinction of being the state with the highest rate of distracted driving fatalities relative to the miles traveled by car.
10 Worst States for Distracted Driving
State | Distracted Driving
Fatality Rate
(per Billion Miles) | Distracted
Driving Deaths
2020-21 | Handheld
Ban? | Texting
Ban? | |
---|---|---|---|---|---|
1. | New Mexico | 6.2 | 313 | No | Yes |
2. | Louisiana | 3.1 | 324 | Partial | Yes |
3. | Kansas | 2.8 | 165 | No | Yes |
4. | Kentucky | 2.2 | 211 | No | Yes |
5. | Hawaii | 2.2 | 41 | No | Yes |
6. | Illinois | 1.9 | 370 | Yes | Yes |
7. | Washington | 1.7 | 187 | Yes | Yes |
8. | New Jersey | 1.6 | 224 | Yes | Yes |
9. | Virginia | 1.3 | 210 | Yes | Yes |
10. | Florida | 1.3 | 569 | Partial | Yes |
The Cost Of Distracted Driving Is High, Even If Everyone Survives
The reality is that many Americans use their phones and engage in distracted driving behaviors regularly.
While most distracted driving doesn’t end in deaths, the consequences can still be severe. For instance, pedestrians hit by those driving just 25 mph have a 1 in 3 chance of being seriously injured, according to MoneyGeek's pedestrian crash analysis.
Even if no one is injured, your car insurance rates will increase after an at-fault accident 57%, on average. Having an accident on your record makes finding affordable full coverage car insurance much more difficult. Depending on where you live, distracted driving without an accident may also incur significant driving penalties or fines. In short, the danger of distracted driving isn't limited to what someone can do to someone else.
Expert Insights: The Impact of Distracted Driving Laws on Fatalities
Laws alone may help curb accidents, but experts suggest that a combination of laws, enforcement of those laws and public education are key to significantly reducing distracted driving-related fatalities. To gain more insight into the impact distracted driving legislation has on fatality rates, MoneyGeek consulted safety experts and advocates. The views expressed below are the opinions and insights of the individual contributors.
- What impact have distracted driving laws had on fatality rates?
- Distracted driving laws are on the books in many places that still have a lot of distracted driving fatalities. How can enforcement be improved?
Methodology
MoneyGeek calculated the distracted driving fatality rate for each state by accessing distracted driving fatality information provided by NHTSA and combining that with state highway usage provided by the Bureau of Transportation Statistics. We looked at trends across years and compared state fatality rates against the national average. Currently, 2021 is the most recently available data from both of these sources.
Distracted Driving Deaths by State: Full Data Set
The data points presented are defined as follows:
- Rank: Rank in the overall analysis, with a lower rank indicating a higher overall distracted driving fatality rate.
- Distracted Driving Fatality Rate (per Billion Miles): Distracted Driving Deaths 2020–2021 divided by 2020–2021 Miles Driven, multiplied by 1,000.
- Distracted Driving Deaths 2020–2021: The number of distracted driving-related fatalities in the indicated state from 2020 to 2021.
- Miles Driven (Millions) 2020–2021: The number of miles in millions driven in the indicated state from 2020 to 2021.
State | Rank | Distracted Driving
Fatality Rate
(per Billion Miles) | Distracted
Driving Deaths
2020-21 | 2020-21
Miles Driven
(Millions) |
---|---|---|---|---|
New Mexico | 1 | 6.19 | 313 | 50,579 |
Louisiana | 2 | 3.14 | 324 | 103,102 |
Kansas | 3 | 2.77 | 165 | 59,547 |
Kentucky | 4 | 2.23 | 211 | 94,647 |
Hawaii | 5 | 2.19 | 41 | 18,757 |
Illinois | 6 | 1.93 | 370 | 191,651 |
Washington | 7 | 1.68 | 187 | 111,455 |
New Jersey | 8 | 1.60 | 224 | 140,014 |
Virginia | 9 | 1.34 | 210 | 156,212 |
Florida | 10 | 1.34 | 569 | 425,642 |
Montana | 11 | 1.33 | 34 | 25,586 |
Texas | 12 | 1.31 | 714 | 545,610 |
Wyoming | 13 | 1.29 | 27 | 20,897 |
Idaho | 14 | 1.23 | 45 | 36,714 |
Oklahoma | 15 | 1.15 | 100 | 86,760 |
Colorado | 16 | 1.15 | 118 | 102,482 |
North Carolina | 17 | 1.06 | 238 | 224,076 |
New York | 18 | 1.06 | 221 | 209,347 |
Missouri | 19 | 1.02 | 155 | 152,588 |
Oregon | 20 | 0.98 | 68 | 69,140 |
Delaware | 21 | 0.97 | 18 | 18,497 |
Maine | 22 | 0.90 | 25 | 27,646 |
Tennessee | 23 | 0.89 | 142 | 158,988 |
Arizona | 24 | 0.87 | 122 | 139,518 |
South Carolina | 25 | 0.76 | 85 | 111,464 |
North Dakota | 26 | 0.72 | 13 | 18,024 |
Maryland | 27 | 0.72 | 77 | 107,486 |
Alabama | 28 | 0.66 | 98 | 147,490 |
Indiana | 29 | 0.64 | 100 | 155,248 |
District of Columbia | 30 | 0.64 | 4 | 6,278 |
Massachusetts | 31 | 0.64 | 72 | 113,242 |
Michigan | 32 | 0.58 | 106 | 183,291 |
Wisconsin | 33 | 0.56 | 69 | 122,583 |
Pennsylvania | 34 | 0.56 | 107 | 190,668 |
Alaska | 35 | 0.54 | 6 | 11,058 |
Arkansas | 36 | 0.54 | 39 | 72,346 |
New Hampshire | 37 | 0.52 | 13 | 25,086 |
Nebraska | 38 | 0.52 | 21 | 40,642 |
South Dakota | 39 | 0.51 | 10 | 19,737 |
Ohio | 40 | 0.50 | 108 | 216,038 |
Iowa | 41 | 0.48 | 30 | 62,790 |
Vermont | 42 | 0.47 | 6 | 12,632 |
Minnesota | 43 | 0.47 | 51 | 108,790 |
Georgia | 44 | 0.44 | 105 | 236,652 |
West Virginia | 45 | 0.44 | 14 | 32,133 |
Rhode Island | 46 | 0.42 | 6 | 14,390 |
Utah | 47 | 0.41 | 26 | 63,889 |
Mississippi | 48 | 0.39 | 31 | 80,518 |
California | 49 | 0.37 | 228 | 610,635 |
Connecticut | 50 | 0.31 | 18 | 58,834 |
Nevada | 51 | 0.31 | 16 | 52,308 |
About Doug Milnes, CFA

sources
- National Highway Traffic Safety Administration. "Fatality and Injury Reporting System Tool." Accessed April 7, 2023.
- Bureau of Transportation Statistics. "State Highway Travel." Accessed April 7, 2023.