Do Homeowners Associations Need Insurance?
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Updated: August 30, 2023
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HOA insurance is only required in thirteen states — but even if it’s not mandated, its coverage can safeguard communities, ensuring that shared areas remain secure against natural disasters, vandalism and liability claims.
Updated: August 30, 2023
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About Mark Fitzpatrick
Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.