HO-3 vs. HO-5 Homeowners Insurance Policy

Name: HO-3 vs. HO-5 Homeowners Insurance Policy
Item: HO-3 vs. HO-5 Homeowners Insurance Policy
Author: Margaret Wack

An HO-5 home insurance policy differs from an HO-3 policy in that it is more comprehensive, offering replacement cost for dwelling and personal property coverage and high coverage limits for valuable items.

ByMargaret Wack

Updated: September 22, 2023

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About Margaret Wack

Margaret Wack is a freelance writer who covers insurance, saving, investing, banking, and more. Margaret earned a bachelor's degree in classics, comparative literature, and poetry from Smith College and a master's degree from St. John's College.