Nationwide vs. Pets Best Pet Insurance

Pets Best offers better pet insurance coverage than Nationwide for both dogs and cats, ranking second nationally while Nationwide ranks ninth. Research shows both providers offer similar deductible options and reimbursement rates, but Pets Best provides shorter accident waiting periods, more flexible annual limit choices including unlimited coverage, and allows policy modifications within 30 days of purchase.

Pets Best is the best pet insurance company in Wisconsin for dogs and Maryland for cats. The provider ranks first in these specific states, showing strong regional performance for both pet types.

Pets Best offers more affordable pet insurance than Nationwide across most age groups for both cats and dogs. For middle-aged dogs, Pets Best costs $53 per month compared with Nationwide's $101. Middle-aged cats cost $27 with Pets Best versus $52 with Nationwide.

See how much pet insurance costs across different age categories.

Pets Best offers the cheapest pet insurance in most states, leading six categories including middle-aged dogs and cats. Nationwide beats Pets Best only for senior pets across all 50 states.

Both Nationwide and Pets Best offer several ways to lower your premiums, particularly if you insure multiple pets or participate in employer programs. Their pet insurance discounts can help reduce costs for multi-pet households and workplace partnerships, though Nationwide’s structure tends to be broader overall.

Nationwide delivers better customer experience than Pets Best, ranking fourth nationally for both dog and cat coverage compared to Pets Best's fifth-place position. Nationwide maintains consistent quality across rating platforms with an A+ BBB rating and 4.4 Trustpilot score. Pets Best shows mixed results, earning a solid 4.0 Trustpilot rating but receiving an F grade from the Better Business Bureau.

Pets Best offers better pet insurance coverage for dogs and cats than Nationwide, ranking sixth nationally while Nationwide ranks eighth. Both companies provide comparable options for deductibles, annual limits and reimbursement rates, but Pets Best has a shorter waiting period for accidents, more coverage selection flexibility and allows pet owners to change their coverage within the first 14 days of purchase.

Coverage varies by state and policy terms. Always review your specific policy documents to understand exact coverage terms, exclusions and limitations.

If you’re looking for routine and preventive care options, both providers offer wellness plans that help offset annual veterinary expenses such as exams, vaccines, and blood work. Pets Best provides two routine care tiers, while Nationwide integrates wellness benefits directly into some plan types.

• Wellness and preventive benefits: Covers wellness exams, blood tests, vaccines, dental cleaning, flea/tick medication, and parasite prevention.
• Modular plan options: Allows policyholders to combine accident and illness coverage with optional hereditary, congenital, or wellness benefits.
• End-of-life coverage: Select plans may include benefits for euthanasia and cremation costs.

• Routine Care add-ons: Two wellness plan levels that cover exams, dental cleaning, vaccines, blood tests, spay/neuter, and microchipping.
• Prescription coverage: Includes eligible medications prescribed for covered illnesses and injuries.
• Exam fee coverage: Option to include vet visit fees for accidents or illnesses.

Pets Best beats Nationwide overall, winning in affordability, coverage, and overall value. Pets Best offers significantly lower rates at $53 per month for middle-aged dogs and $27 for cats, making quality coverage accessible for most budgets. The provider also delivers more comprehensive policy options for various pet health needs. However, Nationwide provides better customer service, earning a 4.4 out of 5.0 Trustpilot rating and an A+ BBB rating for superior support when you need it most.

Compare Nationwide and Pets Best pet insurance through these common questions:

Our analysis of Nationwide versus Pets Best involved evaluating both providers under identical conditions. We obtained quotes using the same pet profiles and policy specifications to ensure fair comparison:

• $5,000 annual limit
• 80% reimbursement rate
• $500 deductible
• 6-year-old Labrador Retriever for dog coverage
• 7-year-old Ragdoll for cat coverage

Each provider received scores based on three key factors weighted by their importance to pet owners.

Affordability (50% of score): We collected pricing data across multiple pet ages and coverage options, including available discounts, to determine typical monthly premiums.

Customer Experience (30% of score): We analyzed Trustpilot reviews and customer feedback to assess satisfaction with claims processing and customer support.

Coverage (20% of score): We compared policy features, waiting periods and available add-ons to evaluate the breadth of protection each provider offers.