Fetch vs. Pets Best Pet Insurance

According to MoneyGeek's analysis, Pets Best offers better pet insurance for dogs and cats than Fetch overall. Whether you're looking for affordable rates, excellent customer service or comprehensive coverage, Pets Best ranks as the ideal option over Fetch.

• Affordability: Pets Best ranks third nationally for dogs and seventh for cats, delivering better value than Fetch, which placed 11th and 10th, respectively.
• Customer Experience: Pets Best places fifth in our study for both pets, making it the better option for customer service than Fetch, which lagged behind by one spot.
• Coverage: Pets Best claims the second spot nationally for coverage across both dogs and cats, while Fetch ranks one spot behind in the category.

Learn more about the best pet insurance options for your pet across different situations:

Pets Best is the best pet insurance company in comparison to Fetch, winning in all 50 states for both dogs and cats.

Our pet insurance cost study reveals that Pets Best is more affordable than Fetch across all age categories for both dogs and cats. Senior dog owners save the most by choosing Pets Best, cutting costs by 56% compared to Fetch's rates.

Pets Best offers the cheapest pet insurance compared to Fetch across all 50 states and every age category we analyzed. Arkansas delivers the lowest rates for both companies, with Pets Best charging between $9 monthly for kittens and $89 monthly for senior dogs in the state.

• Kittens: Pets Best costs $9 monthly in Arkansas (8% savings compared to Fetch), making it the more affordable option for insuring young cats in the state.
• Puppies: Arkansas residents with puppies pay just $18 monthly through Pets Best, saving 40% against Fetch's $30 monthly rate in the same state.
• Young Cats: The cheapest coverage for young cats comes from Pets Best in Arkansas at $11 per month. This represents 25% savings over Fetch.
• Young Dogs: Pets Best maintains its edge for young dogs, with rates in Arkansas starting at $22 monthly, which is 45% less than Fetch's $40 monthly.
• Middle-Aged Cats: Arkansas has the lowest rates at $18 monthly with Pets Best, delivering 40% savings compared to Fetch for middle-aged felines.
• Middle-Aged Dogs: Pets Best charges $36 monthly in Arkansas for middle-aged dogs. Pet owners in this category save 48% by choosing Pets Best over Fetch.
• Senior Cats: Owners of senior cats pay $45 monthly in Arkansas through Pets Best, cutting costs by 50% against Fetch's $91 monthly.
• Senior Dogs: Arkansas has the lowest rates for senior dog coverage through Pets Best at $89 monthly, offering 56% savings over Fetch.

Pets Best offers four pet insurance discounts compared to Fetch's three, but Fetch delivers better savings on the discounts both companies share. Military members save twice as much with Fetch (10% compared to Pets Best's 5%) and employer group plans through Fetch cut costs by 10% against Pets Best's 5% discount. Pets Best adds a multi-pet discount and veterinary staff savings, while Fetch offers exclusive AARP member benefits.

Pets Best delivers better customer experience than Fetch, ranking fifth nationally compared to Fetch's sixth place. Although Fetch earns higher ratings from Trustpilot and the Better Business Bureau, Pets Best outperforms its competitor on positive sentiment among Reddit users.

Pets Best offers better pet insurance coverage for dogs and cats than Fetch, ranking second nationally while Fetch ranks third. Pets Best wins against Fetch for requiring shorter waiting periods for accidents and illnesses and paying licensed veterinarians directly for covered claims.

Coverage varies by state and policy terms. Always review your specific policy documents to understand exact coverage terms, exclusions and limitations.

Regarding optional add-ons, Fetch offers Fetch Wellness, which comes in three tiers (Essential, Advantage and Prime) and covers routine care like annual exams, vaccinations, flea and tick prevention, heartworm testing and dental cleanings. In contrast, Pets Best provides three:

• Wellness plans: Pest Best's wellness plan comes in two tiers: EssentialWellness and BestWellness. It covers bloodwork, fecal exams, urinalysis, spaying/neutering and teeth cleaning, depending on the tier.
• Exam fees: Covers vet exam fees associated with eligible accidents and illnesses.
• Physical therapy: Reimburses the cost of rehabilitation, acupuncture and chiropractic care related to a covered condition.

Pets Best beats Fetch for pet insurance overall, making it the better choice for dog and cat owners. Pets Best offers cheaper coverage, with rates starting at $53 per month for middle-aged dogs and $27 monthly for cats. It also provides excellent customer service and superior coverage, including the option to pay vets directly for covered claims.

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Compare Fetch and Pets Best pet insurance through these common questions: